🎖️What started as a curiosity, soon became a passion, and finally ended up as necessity💰
🎯Finally the pursuit halts as of now, after having completed what i label as the " 🥋SAMURAI COLLECTION " of the ccworld India.
💳My top 5 fav cards - INFINIA , BIZBLACK, HSBC premier
🚨 BALI REDEMPTION : A luxury retreat🎁 seeded by HDFC infinia , brought up by MAGNUS and delivered by AMEX .
🔥Key highlights : A 380 SQ J class ✈️ and 5 night stay at W bali 🏝️.
Will share my views on both and what stood out for me 🤞
#ccgeek
💎HSBC Premier Card Post Mortem Guide
💵 Fees: 14160/- (First yr)
2nd yr : Free ( if premier status is maintained) else 23600/- 🧨
❇️Eligibility: Premier account with Hsbc a must.
❌ My application was initially rejected .
#ccgeek
In the credit card world , what do you think are the PANCH TATTVA🎯 for you without which you cant survive 😀. For me , the list goes:
Earth 🌎- TATA NEU INFINITY ( everyone has and can get it )
Water 🌊- Amex platinum ( can stay in it for only sometime; 4 lakh spend)
#ccgeek
Another 💪of Amex plat charge concierge used -
Booked my first premier league ⚽️Match for Liverpool vs Wolves , Uk as klopps last home game of the season.
PS - Tickets were sold out on the official website, and reselling websites have an unrealibilty factor.
#ccgeek
🚨Taj voucher extension⌛️
Just extended my 10k taj voucher from sbi aurum manually as per below 👇
Steps:
Visit
Go to Menu.
Select Gift Cards
Go to top right horizontal sub options
Select option Reload
Reload your Taj experience gift card with Rs.500
🔥Icici Emerald private finally checks -in today :
💳 Got the paid Variant
💥Its one of the most hardest card to get in the most easiest way , why cos i just encashed my relationship with bank without anything to do.
✅Few pointers on my approval process:
#ccgeek
ICICI Emeralde Private Metal CC Review 💳
📌USPs
🔵TAJ Epicure Plus (1st year only)
🔹Complimentary TAJ 1 Night Stay
🔹Other discount vouchers
🟠No Cancellation Charges on Flight & Hotel Booking
🔸Refund of upto ₹12000 for max. 2 txns every year (as per tncs)
📌Reward
Hello KHYBER ,
Soak me in you beauty !!
Detailed thread will be coming up soon just alone on KHYBER GULMARG!
And yeah one doesnt have to die , to see heaven ..... its right here !!
No wonder its an aspirational property one can feast on for your lifetime.
#ccgeek
🚨Now with the new change in the HDFC add on system on giving diff nos, Infinia /DCB users now can hoard 4x the amazon pay/other GYFTR smartbuy vouchers through add on and diff mobile no combinations!
This is as juicy it can get,
enjoy it till it lasts!
#ccgeek
#CCgeek
🚨 A detailed thread - Luxury sojurn at one and only THE KHYBER HIMALAYAN RESORT AND SPA- Gulmarg 🏔️
An aspirational property 🏨, one of a kind juxtaposed with some ethereal beauty!
#ccgeek
#kashmir
@khyberhimalayan
Lets delve into it (0/6)
🚨Just finished booking " THE KHYBER RESORT -GULMARG " booking for 3 nights using AMEX PLATINUM CHARGE card concierge services.
After comparing the prices with the hotel directly first ,saved INR 30000 Appx By booking the same with AMEX ,all in a 10 min call.
#ccgeek
🎁Giveaway alert 🔔
⭐️Free amazon prime 12 month subscription worth 1499, whose voucher code will be valid till 31/10/2024.
✅ Applicable only for users who dnt have prime membership or for those whose prime membership will be expiring before 30/10/24
#ccgeek
⭐️After Icici Emerald Private , its time to add another heavy weight to the collection- HSBC PREMIER approved!
🔥 It was a 20 day🏹 tussle post initial rejection before hitting the 🎯.
💳 HSBC surely isnt a ccgeek friendly chap, will post on the journey later.
#ccgeek
🚨Icici Emerald private credit card procuring journey starts today:
👉By passed RM( nothing rm can do actually) spoke to BM few days back and pitched my case showing my relationship value (will cover that if card is approved)
❇️ BM was smart and she made her move.
#ccgeek
🚨So here it is how am able to get 40% discount on starbucks 🥤👇
👉Step1 : Buy amazon voucher from gyftr smartbuy and get 16% ( Infinia ) or 10% ( DCB)
👉Step2: Buy starbucks gift card through amazon shopping voucher at 4 % discount.
This takes the discount to 20%
🚨Have seen so many folks branding star bucks 🥤 overrated from a price point of view , which i definitely do not agree!
🔥I have been having star bucks at 40 % discount effectively for almost all my drinks , which almost most ccgeeks can do.
How ?
#ccgeek
Once the " PANCH TATVA 🎯" is sorted, your survival is sorted 👏
Now to rule👑, you need to have few " BRAHMASTRAS 🏹" up in your arsenal !
Adding two new heavyweights 💪 in that arsenal - AVIOs and PLATINUM CHARGE .
Disclaimer: Its not a recommendation at all
#ccgeek
🔥🔥 The only AMEX REFERRAL YOU NEED TO ADHERE TO 🔥🔥
🚨When the offer is best , you know it wont last long ⌛️
Lastly ,why me?
#ccgeek
👉 Gave 72 successful referrals 4000/- worth of amazon voucher . No negative reporting on my timeline( pls check my october time line)
🔥🔥Alert🔥🔥
For those who missed out on the loot AMEX referral sale , the slots will open on 01/01/2024 with the same offer 💰
4000/-Worth of AMAZON voucher on approval
So if you are not in a hurry , hold on for 2 months and take the best offer 4 yourself .
#ccgeek
🔥The best amex referral 💳sale is still on 😀HURRY UP folks, this is the best referral offer of the season which has never been offered before🔥
📌Diwali coming early 💶💷💴
Apply & get
1) Direct UPI of 3000/-
Or
2) Amazon shopping voucher of 4000/-
#ccgeek
#ccgeeks
👉Was having my breakfast today morning, saw
@credofly
post, and casually asked amex chat for limit enhancement .
Result: got a 62.5 % hike.
Has amex been so liberal off late for limit enhancements?
#ccgeek
Year 2022/23: Magnus and Reserve- The steriod build "brothers of destruction" 😀
Year 2024: Infinia and Bizblack -The homecoming of the real " brothers of destruction"
Have them both and there is nothing one would miss in the Indian Credit card world!
👉The Fab 4 Rule
📌 And this year also, Sbi does wants to retain aurum card holders: Got full fee 11798 waived for SBI aurum . Have been getting the fee waived since last 3 yrs now.
♐️ Kept the narrative simple and to the point : Told them to downgrade the card and retention team approved the
⌛️Finally done with my AMEX referral quota .
👉72 successful referrals done again .
✅Total no of referrals done in last 5 months: 144
✅One thing is clear : Ppl preferred Tangible 💰benefits more over the intangible ones 😉
Thanks folks for an amazing response !
#ccgeek
🔥🔥 The only AMEX REFERRAL YOU NEED TO ADHERE TO 🔥🔥
🚨When the offer is best , you know it wont last long ⌛️
Lastly ,why me?
#ccgeek
👉 Gave 72 successful referrals 4000/- worth of amazon voucher . No negative reporting on my timeline( pls check my october time line)
Accor IBIS Mumbai - Musical night was a catastrophe !One of the shittest accor event to turn up for. 💁♂️
Went and left in 15 mins cos:
👉 No sitting arrangement for even 50% of the turned up guests.
👉 No proper food supply, the demand was outweighing the supply.
#ccgeek
☕️ Today Sunday morning coffee blues starts with a DIARY 📕
❇️Want to knw what is Hypnotic Marketing ?
🤹♂️Buy coffee worth Rs 750 and get a dairy worth 900 free 👏👏
#starbucks
#starbucksindia
Cant agree more, infact when i offerred 4000/- Amazon voucher per amex referral it was all about buying MR points
Buying at 0.50P , dumping them during 30% promotional fetched far more value then buying directly from the hotel airline / ffps
🚨 Some of the my observation👇
Not specific to Marriott but buying Miles & Points during promotional offers has been a grossly underrated and less-spoken about strategy used by frequent flyers and miles&points geeks for ages.
Indian card holders and freshly minted magnus-era experts find it difficult to
💎HSBC Premier Card Post Mortem Guide
💵 Fees: 14160/- (First yr)
2nd yr : Free ( if premier status is maintained) else 23600/- 🧨
❇️Eligibility: Premier account with Hsbc a must.
❌ My application was initially rejected .
#ccgeek
🚨The time has come to embark on the treadmill of points and miles with conveyor belt slowing down post magnus devaluation , but calories of points/ miles are now ready to be burned.
Yes its redemption time ✈️💺🇮🇩
Calories in contention to be burned as follows :
#ccgeek
🔥 Redemption alert
✅Booked 3 business class on air mauritius thru aeroplan for 135000 points + 271 CA
✅Transferred 360000 MB points bought thru amex referral which after 30% bonus costed me INR 0.30 / MB
✅ Money spent: 125000 INR ( 3 business class tickets)
#ccgeek
When you are spoilt for choices for a thing you hate doing the most in - 7 ^ c punishing cold !
Enough of the infinity pools , its time for some even more outlandish stuff- THE KHYBER indoor heated pool amidst the stimulating snow peaked pine trees backdrop!
#ccgeek
⏳All goods things come to an end⌛️ , and so has the AMEX referral sale 🫶- 72 referrals over and out .
No need to go on a value hunt search for AMEX referral from hereonwards, as warren buffet rightly said " Price is what you pay, value is what you get" 💸
#ccgeek
🙅♂️Are flipkart and smartbuy gyftyr at logger heads ?
🧩Had to purchase 40x 500 flipkart denomination voucher to able to set myself for a 20k worth of purchase!!
🏅 While i had apple event for company for those 20 mins of plain torture, it does test your patience!
💵 The greed
I too shared details with ankur to get the current hottest card of the town!
Yes you need to be eligible and Hdfc is quiet strict abt it.
Got it approved as a floater along with Infinia after 14 days!
Thanks
@ankurmittal
for help facilitating the same !
Lately, I have been receiving a lot of DMs about applying for HDFC BizBlack/BizPower cards.
1) Business cards are only for self-employed customers, including sole proprietors, partners, directors of private limited companies, and self-employed individuals such as doctors, CAs,
Finished the 8 lakh milestone for the Indusind avios BA variant and now planning to downgrade the card only to re upgrade after 6 months.
Avios earned : 81000
Milestone based avios were credited even for insurance &utility payments.
The 8 lakh card!!
#ccgeek
⭐️Nice offering by Yes bank for Grandeur Account holders - A smooth Leatherette Sling passport / docs holder travelling bag by Giordano!
✨ Price around : INR 2500/-
✅All account opening welcome kit was sent inside the bag , very thoughtful indeed.
#ccgeek
🔥Atleast food devaluation is untouched for now!
❇️If axis gave bad habits of free travel, eazydiner is surely spoiling us with cheap gourmet feasts!
@eazydiner
@KapilChopra72
Sir,one small request,when you plan to devalue just dont do the Axis way, do it HDFC way😀
@credofly
2019- Business regalia
Limit: 5 lakhs
2020- Dcb
Limit: 6.50 lakhs
2023- Infinia
Limit: 10 lakhs
No ulip / No fd
Banking relation with hdfc: Imperia
A marathon organic journey , to fetch this blue beauty!
CRED MONEY - Cred never ceases to come with new products!
So apparently if given the nod ,cred will have full access to your multiple bank accounts and track all your transactions ...🧐 and give due date reminders for emi / sip etc
Thank you cred but i am opting out!
#ccgeek
⏰END OF THE GIVEAWAY
🎁 Since this was my first giveaway , here is a small surprise 🙃 :
👏All those who participated with the rules will get a 500/- worth of amazon shopping voucher . Pls DM
✅And lastly the winner of the giveaway is
@ineeda_miracle
.
Congrats man 👏
🎁Giveaway alert 🔔
⭐️Free amazon prime 12 month subscription worth 1499, whose voucher code will be valid till 31/10/2024.
✅ Applicable only for users who dnt have prime membership or for those whose prime membership will be expiring before 30/10/24
#ccgeek
🏫 A fun fact about hotels 😀
🥪Did you knw why the concept of free breakfast initially was started at first place ??
👉 It was because to push the travellers out of their beds in lure of breakfast by keeping a fixed timing ,and make them aligned with the checkout timings.
⁉️Reason: Having too many card accounts ( 99% chance it will get rejected for anyone having more than 15 cards) . Took it up with Rm/ Dep Bm /BM& after lot of escalations ( daily followups ) post 20 days finally got the same approved
So be prepared for this before hand
Genuine new users will still want to join the AMEX ecosystem , but yes the voucher hunters will be filtered.
Would be interesting to see how this effects the referral party or not . 😀
Seems Amex realized that lot of dummy cards were taken in lure of FYF.
🚨 Amex brings in a new structure!
🤔 What has changed now?
1️⃣ Platinum Travel
❌ No longer First Year free
💰 First Yr Fee: ₹3500 + Tax!
✅ No change in Annual Fee
✅ Joining Bonus increased
500 points ➡️ 12,000 points
On spending 15k in 90 days!
2️⃣ MRCC
❌ No longer
If you have lot of miles, if you are filthy rich, if you have a sugar daddy and want to learn how to pay INR 2.6 for a MB point for something which can be bought for INR 0.75-0.80 , pls go through this post.
#ccgeek
#DidYouKnow
You can redeem Axis Atlas Credit Card miles for Marriott Bonvoy points at ratio 2:3 instead of 2:1 😍
How?
Japan Airlines Mileage Bank allows you to redeem 4000 JAL miles to 3000 Marriott Bonvoy points. 🔥
➡️ Redeem Atlas miles to JAL miles and then redeem JAL
📚Rules:
📕No need to follow just like, retweet and comment.
📗Should comment which
#ccgeek
x handle they have gained / profited most and reason.
💎One lucky winner will be choosen from comment section .
⏰Winner to be announced on Sunday 25/08 by 10 pm.
#Giveaway
The best account i have come across which is covering ffp miles redemption in the most exhaustive way and that too free from Indian context. A ready reckoner guide,simplified to the core for all upcoming and growing ccgeek miles community.
Do follow
@CCMiles2Go
✅
#ccgeek
We move onto the biggest compilation yet and this will probably remain the biggest of this series 🔥🔥
Presenting you with 60+ options to use your
#CreditCard
points to fly to
USA 🇺🇸
Believe me alot of effort has gone into this one and still there might be options that I
🚨Did you knw?
SQ compensates for Baggage delay quite diligently &that too on the spot cash 😀
On my landing to bali , SQ had compensated me appx 100 $ 💸for delay in my baggage arrival which was sent the next day to my hotel.
#ccgeek
Sky ☁️- ATLAS ( the only one you need if you want to add wings to your dreams)
Air 🌬️- Idfc vistara ( the easily available resource to use when none works )
Fire 🔥🔥- INFINIA (Last one is my fav , difficult to touch 😀)
#ccgeek
2) W BALI- What shall i say, its a luxury crafted beyond imagination.
Their unique decor interiors, mixed with vibrant ambient lighting is what makes them a spectacle to behold.
Booked a base room for 180000 MB points for 5 nights, got upgraded to OCEAN facing room.
While the sands of time cannot be stopped, they do help you buy memories .
The cycle of spend, earn and redeem will continue , 10 yrs down the line you wont remember the value you got , the price you paid but derivative called"MEMORIES " is what will give you a high of lifetime
1) SQ J 💺- Ppl talk abt soft/ hard product more often, thats obvs and expected but the hospitality you get from SQ crew is the best i have ever experienced.
They checked on our 3yr old toddler regularly if he was fine and if he wasnt wld then take efforts to get involved .
On a year end note, just had a ACCOR day last night.
👉 Free buffet dinner and cake at sofitel bkc through accor plus voucher . ( I certainly will be renewing reserve )
👉Just done transferring my chunk of Infinia points to ACCOR.
#ccgeek
@Kenu73
All is fine, only thing i cldnt infer is how come Tv waale bhaiayaa who has been doing it regularly never got the flags raised whereas folks doing it for first time getting caught. 🙄
There must be some intra hack within the hack !
🔥🔥Alert🔥🔥
For those who missed out on the loot AMEX referral sale , the slots will open on 01/01/2024 with the same offer 💰
4000/-Worth of AMAZON voucher on approval
So if you are not in a hurry , hold on for 2 months and take the best offer 4 yourself .
#ccgeek
🔥The best amex referral 💳sale is still on 😀HURRY UP folks, this is the best referral offer of the season which has never been offered before🔥
📌Diwali coming early 💶💷💴
Apply & get
1) Direct UPI of 3000/-
Or
2) Amazon shopping voucher of 4000/-
#ccgeek
#ccgeeks
With a little more persuasion , MB GOLD status accquired by Amex plat charge helped us also get free breakfast during our entire stay.
Tip : Always try to plan your stays during weekdays if looking for room upgrades and free breakfast.
Apart from w bali, we also stayed in movenpick resort for 3 nights which is a must stay in bali if you have children.
Kids will find their time out easily in this resort with many engaging activities like chocolate hr , rabbit feeding, fish feeding , etc keeping them occupied.
@tejasghongadi
Bhushan the problem here is not with TV deal , buts its more to do with your previous tweet regarding some ponzi scheme to get those 2000 MR points trick/ hack in exchange for Amex referrals .
You painted target on yourself then itself, social media lynching is like this
So just by paying 500 , you can extend your validity by 1 yr , and use the full value of INR 10500 .
Ps: Doesnt work with amex taj vouchers . Tried and doesnt work.
Add to this krisflyer silver lounge experience was a top notch one of a kind lounge - for the first time saw a wine vending machine ! Krisflyer lounge is a lounge within a lounge and their restrooms are as high tech it can get !
Its a shame ,my parents had to go through this ordeal at a brand as imperious as this. Now it seems 3 senior citizens who had come for relaxing peaceful time, were better off at home !
Have mailed to the gm - Amardeep singh, waiting for his reply.
@2021Kashif
@ankurmittal
Cant get more unlucky! Just received my reserve today , and now time to give its "aahuti" !! Adios reserve till next birth....
@mepritijain
It is indeed outworldly ! One must visit this ethereal beauty once in his/ lifetime.
Flipping of iceberg in jokusarlan, watching surfacing of bluewhale in husavik , walking inside the tunnel created by active volcano are just some of the memories which cant be belittled by
🔥🔥The best amex referral sale on X 💸is just a month away!! Not 1k, not 2k but 4k amazon shopping voucher or 3k upi straight up after approval .
🚨Dont hurry and undervalue your referral power.
Slots open on 01/01/24.
#ccgeek
🔥🔥Alert🔥🔥
For those who missed out on the loot AMEX referral sale , the slots will open on 01/01/2024 with the same offer 💰
4000/-Worth of AMAZON voucher on approval
So if you are not in a hurry , hold on for 2 months and take the best offer 4 yourself .
#ccgeek
👉She fixed a meeting with the Regional head which was today.
✅Regional head diligently gave a verbal commitment in 30 mins subjected to final approval by product head/ country head.
Lets see how things go 😃, documents have been taken.
🚨Best car insurance company has to be GODIGIT
@heydigit
This is the only company you need to align your car insurance with- why?
👉Best tech based support system for claim intimation .
👉Same day insurance approvals
👉Full transperancy in the approval amounts
#ccgeek
Agree there is lack of content for cc influencers!
But every content creator posting and flooding same info 🤦 , makes no sense!
Its ok if you have nothing to post, but make your content niche guys!!
Will have to use the mute button from hereonwards!
🔥What a night it was - stabbing ones own inhibitions all with the help of some divine power !
Took a chance with a little self belief 👑and cld do the to and fro vaishno devi darshan for a combined span of 7 hrs⌛️
Key personal highlight was shattering a personal best record👇
📌 What
@milespointspro
said is surely one way to time and optimize your insurance spends , but there are certain other ways too, which if factored in correctly can give equally rewarding benefits .
👉If you are looking to buy any insurance plan for your yourself be it ULIP/
⭐️ Insurance Payments
🔨 If you have Insurance payments above the APay limits you could consider converting the annual premium payment into quarterly or half yearly instalments to bring them within APay limits.
🧮 If you’re directing these ULIPs primarily into the equity
🚨Have seen so many folks branding star bucks 🥤 overrated from a price point of view , which i definitely do not agree!
🔥I have been having star bucks at 40 % discount effectively for almost all my drinks , which almost most ccgeeks can do.
How ?
#ccgeek
Next up : Another South East Asian country which is not as famous as it’s neighbours Thailand and Singapore, but offers everything that a person could want from maybe relaxing trip in beaches/hills in Langkawi or bustling city of Kuala Lumpur.
Malaysia 🇲🇾
For travel in
❌This wont stop and will continue to coexist. Scams happen everywhere , every industry , no big deal in that. Not something to cry for that extra voucher if you are taking the risk.
⛔️The whole onus lies with the person taking the referral- more reward more risk.
🚫Dnt want
📌 Best Features which makes this card the 🃏" joker " in the cc world are :
✅3% Base rewards on all excluded categories.
✅ Points transferrable to all 26 star alliance ffps along with Club vistara, Etihad & British. So total 29 partners.
✅ Forex: 0.99 % markup
3️⃣ My fav one since this wasnt easy to get- 240000 krisflyer burned for 3 pax to and fro business class .
Route : Mumbai to Bali
Booking period: August
This trip will make my country head count to 14 , but its my most luxuriously planned trip with almost nil pocket expense
CRED Lifetime Earnings 💰
💵 Cashback: ₹10024 😍
Cred Coins current balance: 4.87L
🪙 Cred Coins are Valuable 🫢
🧐 Please use it sensibly
🤔 How ? Read the disclaimer 🤫
Post your Earnings Screenshot 👇
Like ❤️ n Repost ♻️ if useful
#CreditCard
#ccgeek
#sarcasm
Disclaimer:
@KapilChopra72
sir
@sachinpabreja
sir
@eazydiner
Had booked sunday brunch today at Courtyard , Navi Mumbai which showed 30% offer while booking but while making the payment only 10% discount was going through.
We have made the full payment, would request you to kindly refund
🚨Finally found use of Club Marriott Membership offered through Infinia and Reserve!
🍽️A sumptuous buffet dinner for 9 ppl was digested against the appetite 😀, with a sweet 50 % redemption voucher of club marriott membership!
Even eazydiner cant beat this value ....
#ccgeek
@imYadav31
Metrics of ola / uber are probably 1000x or even more than porter. Porter backened is mostly ex uber/ ex ola , learned from them and entered the space . Lastly porter is supply abundance aggregator so there will never be ride cancellation by drivers as trips are hard to come
Yes the tickets were exorbitantly priced but sometimes you just cant put a price to an experience you can either live or die for!
The reliability factor which amex brings is unparalleled ,specially when the resale websites will issue tickets only 3 days prior to the match!!
6/6
👉 Hospitality- 10/10 on this one , and there is certainly no compromise on any aspect !
No Words can even herald the teaser/ trailor of Khyber except that one should def come here once in your lifetime to see how beauty creates a fission reaction in your memories!
Not a sephologist, but this was my figure for BJP seats alone on 28/05 /24.
What a fightback INDIA , democracy needed this !
Irrespective who forms the government, things wont be same as it was before!
More drives 🚘for more miles ✈️to get more smiles😀 !!
Got home a beauty cum beast with zero MDR charges !! All you have to do this always negotiate with the dealer in the last stage regarding MDR once you fix the on road price.
#ccgeek
#ccgeeks
#CCgeeks
🚨Now with the new change in the HDFC add on system on giving diff nos, Infinia /DCB users now can hoard 4x the amazon pay/other GYFTR smartbuy vouchers through add on and diff mobile no combinations!
This is as juicy it can get,
enjoy it till it lasts!
#ccgeek
#CCgeek