๐ฅท I help you travel cheaper and better using credit cards points. ๐ณ Miles & Points Sensei at
@pointsdojo
๐ Global Citizen. ๐ Digital Nomad. โ Aviation.
New here? Read this first. ๐๐๐
How to navigate my Twitter/X
1๏ธโฃ: Use the hashtags
#trickyflightdeals
to find all my flight deals. Some of these may have expired.
2๏ธโฃ Visit the highlights tab to view some of my evergreen and popular threads and posts.
3๏ธโฃ I write a newsletter
โNation Firstโ - only as long as it gets you media/marketing leverage.
Did I miss an announcement on when they backtracked on their boycott?
Exhibit: EaseMyTrip ๐คก
Wow!
@_groww
users take note.
Allegedly, investor invests via Groww.
Groww generates folio numbers and shows investments that don't exist with the AMC.
Investor places redemption request, it fails. Groww tries to remove entries from their systems for the investment.
Absolutely
This is why little knowledge can be very dangerous.
First and foremost, a Thai tourist visa does not allow you to stay for 180 days. If you get a sticker visa you can stay for 60 days with a further 30 days extension that MIGHT be possible.
Second, simply squatting in a country
I have no words. This is mind boggling. Someone contributed the full 3.65L and as a result we hit the target of the campaign. I am teary eyed and have no words right now.
If you are someone here, please DM me.
Here is some supporting documentation for the procedure and the quote and since charity begins at home, my contribution to the same.
If you have any questions or need any more information, please feel free to reach out to me via DM.
I am by no means an "Accor Hater" but once could be an exception, twice maybe, thrice benefit of doubt. But with every passing day these incidents seem to be the norm.
Would highly recommend burning your points before check in and have a plan B.
๐จ Long Thread Warning
Since Amex has finally come out of the ban and applications are expected to open soon, let's do a ๐งต on the AMEX Platinum (Charge Card). So here it goes.
The ONLY Amex Platinum Thread that you will EVER need. ๐
๐จAttention Please ๐จ
I have previously written about various tools that I use (and you can too), to make my award searches easier and quicker. Most of these require you to purchase a subscription typically.
However, today let me introduce you to - ๐๐
The RBI today announced a series of directives governing the issuance and operations of credit cards.
Here are the most important ones from a card holder's perspective. ๐
(we have quite a few wins)
Terrible from Air India. How could the pilot and crew leave after an entire day of work while the passengers were kept waiting for 10mins after the flight? The pilot should have taxied the aircraft to each passengers house and dropped them at their gates.
This is poor.
๐ค I just got off a call with Mr. Amitabh Chaudhry (MD & CEO Axis Bank) to discuss and seek some clarification in regards to the Axis Edge Rewards transfer devaluation and other changes.
Here's everything he had to say. ๐๐
As if the painstakingly elaborate process of obtaining a Schengen Visa was not enough. This is a new joke that seems to have started this year.
It is high time
@MEAIndia
&
@DrSJaishankar
take cognizance of this. Start by removing eVisas to India for all Schengen countries.
๐งต As promised, here goes The Amex Trifecta Thread.
The ๐ฎ๐ณ version of the Amex Trifecta is basically a set of 3 cards that you can use and maximize your MR earnings through milestone bonuses on the cards.
Letโs start with, why this Trifecta. ๐
๐ซ If you are into the whole miles and points game, whether just getting started or a pro, these are a few tools that will make your life easier and save you a lot of time. โฐ
โ All these are tools I use and pay for myself โ no biased recommendations. Referral links at the end.
Feeling nice and fuzzy today. ๐ปโโ๏ธ
๐ Letโs do a festive giveaway better than the banks and card issuers
๐บIโm giving away a domestic one-way business class ticket on Vistara to one random person who retweets and likes this tweet. โ๏ธ
(you have to follow because I want followers)
๐ก Some Little Known Priority Pass Benefits
A lot of us by now have at least one more priority pass along with one of the cards we hold, be it the Magnus or the Reserve or something else and it is widely known that you can use this to access Priority Pass network lounges
On taxes and the beautiful UK - ๐ฌ๐ง
The UK is one of the most magical places in the world, and a country that you can keep going back to. Incredible landscapes and countryside, historical cities, and beautiful architecture.
Miles & points are a great way to explore this country.
With
@LifeMiles
now being easily available in India via HDFC, this is one of the best J (and F) class experiences you can have right now.
JFK - HND requires 90,000 miles on J and less than $30 in taxes.
However, there is a way to do this for cheaper. How? ๐
My new fav Business Class product:
โ๏ธ ANA The Room
Flew it for the first time on a 16hr long flight from JFK - HND.
Hard product felt more spacious than the QSuite.
Crew & service was A1, one of the best post covid. I opted for Japanese cuisine, and it didnโt disappoint.
Apparently,
@CheQ_One
is now charging a processing fee?
From handing out a 1% reward rate to slashing it by half and then a little more and then imposing lower caps on redemptions to now this. ๐
Damn! That $10M went by rather quickly son.
Additionally, card issuers must offer multiple channels for such requests, such as IVR, Email, Helpline, Mobile App, website, etc. A card issuer cannot insist on sending a closure request via post/courier.
SUCK THAT YOU HD-FC!
๐ข A very super dooper early preview of something Iโm trying to build, since LoungeBuddy is no longer updated and maintained for India.
Drop a like and comment if youโd want to be the first ones to try out the beta once itโs ready.
What should I call it?
All the Different Ways to Redeem your American Express Points - Beginner-Friendly Thread
The complete guide on how to make the most of your Amex Membership Reward Points.
This is a long one, make sure you bookmark this to read later. ๐
The ability to wear white shoes/sneakers outside without the worry of them getting soiled is an underated perk of living in a developed country. ๐ฅฒ
๐ ๐
Ha ha. Does anyone know the team behind this app?
I'm sure a lot of people wished for something like this to have existed.
Aggregators ka aggregator. ๐๐
Idea is ๐ฏ, execution I have to wait to see.
Bloody thieves
@Swiggy
! What kind of math is this?
Would have gotten sued left, right and center with a class action in the US for this behaviour.
Go check your Swiggy order history, you are most likely being overcharged.
Staying alive in itself is a miracle these days.
Fire, rich kids with supercars, illegal hoardings and public infrastructure - everything out there to kill you.
Had a wonderful during the Holi weekend at the brand new Westin, Himalayas, near Rishikesh.
Redeemed 63K bonvoy points for a 3 nights stay. Cash rates were around โน35K per night. Definitely good value there.
Rooms are very spacious. Was upgraded to the Classic Suite.
๐ข Announcing the Right on Points Award Booking Service
Starting at just โน6000, a fully done-for-you service.
Existing Right on Points subscribers get an additional 25% off, use code SUB25.
๐ Accepting only 25 bookings for the initial launch.
I had to delete the previous thread because someone went complaining to Twitter that the thread contained private information.
Reposting this story again with some edits.
If you had to choose just one credit card, which one would it be?
For me, itโs the Vistara Infinite. An absolutely no-nonsense card, if maximized, can potentially take care of most domestic travel requirements for an average person.
What's the best part about this card? ๐
I will need a few๐ฅ before I can fully comprehend the conditions, IFs, and BUTs associated with this new memo.
Reserve sounded pretty dead. Magnus becomes a khichdi.
Itna complications nahi chaiye life mey. Axis you can keep your points, I will keep my sanity. ๐
Ever wonder how airline frequent flyer programs work? ๐ง Let's take an inside look at these systems and understand how the FFPs work and what causes devaluations! โ๏ธ ๐ผ
๐๐ผ๐ ๐๐ผ ๐ฐ๐ต๐ฒ๐ฐ๐ธ ๐ฎ๐ด๐ฒ๐ป๐ฐ๐ ๐ฟ๐ฎ๐๐ฒ๐ (๐ฆ๐ง๐๐ฃ/๐๐๐ฅ๐/๐ฆ๐ง๐๐ฅ๐ฆ/๐๐จ๐ ๐๐ก๐ข๐จ๐ฆ) ๐๐ถ๐๐ต๐ผ๐๐ ๐ฎ๐ป ๐ฎ๐ฑ๐๐ถ๐๐ผ๐ฟ?
Easily find agent rates and offers yourself.
P.S. You will still need to work with a travel agent to book these rates.
Bookmark this thread.๐
Goron se India ki tarakki bardaasht nahi hoti. The hitjob on Indiaโs market looks like a well planned conspiracy. Koshish kitni bhi kar lein but as always, Bharat aur majboot hi nikalkar ubhrega.
โLots of pressing questions about where those Axis ERs should be transferred and understandably so. Very difficult to offer a general answer that works for all, everyoneโs requirement is different but let me try doing something.
1๏ธโฃ You have less than 200K ERs
Choose between a
๐ฎ๐ณ ๐๐ถ๐ฟ ๐๐ป๐ฑ๐ถ๐ฎ ๐๐ถ๐ฟ๐๐ ๐๐น๐ฎ๐๐ (๐ป๐ฒ๐) - ๐ ๐ถ๐ป๐ถ ๐ฅ๐ฒ๐๐ถ๐ฒ๐
I just wrapped up a flight on Air India's new-ish F product on one of their ex-Etihad 777s from Mumbai to London Heathrow and had a fairly nice experience.
Drop a โค๏ธ and bookmark ๐ to read later.
๐ช Power of Points & Miles
I recently got back after completing a 20 days long trip from the land down under, almost entirely funded by miles and points.
Hereโs a quick log of all the redemptions that were a part of the this.๐
The goal? To demonstrate whatโs possible. ๐
๐ Thanks for that 2K all you wonderful folks.
As promised, let's go on a status match journey across a few different airlines and in the process end up with Star Alliance (*A) Gold.
Hey, lovely folks at
@Accor
and
@All
care to explain where the states of J&K and Sikkim are on this map? ๐
Given the number of FDs in the form of Accor points
#ccgeeks
have, will there be a
#boycottaccor
now? ๐
Buying an iPhone on EMI is bad. โ But not always, one such scenario is below. โ
If you are buying using an HDFC DCB card via the SmartBuy Imagine store. Since DCB has a per day capping of 2500 points on SmartBuy, you lose out on a lot of value. Easy way to get around this๐
Hey
@WhatsApp
please take $5 every month but allow the option to opt-out all brand/marketing by default.
Your app on my phone has a become a trash can.
โก Look at the speed of our award search tool at
@PointsDojo
We show you flights available, seats available across all cabins, miles required, programs through which it can be booked and bank transfer partners.
This will be a game changer.
I would never lock in my money with a certain bank or in an instrument, such as an FD just to get a credit card or for rewards. The opportunity cost isn't worth it in real life.
Miles & Points are monopoly money, they have no value till redeemed.
This will be one of those โI was thereโฆโ stories for me. Worth every point spent and a little more.
Excuse the excited fanboy face.
#ViratKohli
#INDvsPAK
#Melbourne
Really just get a DCB or an Infinia and call it a day. Absolutely zero reasons to be a part of this mockery and circus.
Card nahi mazak chal raha hai. These guys have lost it. ๐
๐ This is a guide I had written more than a year ago but is still very relevant.
If you are just getting started in the airmiles game and looking to make your first few award bookings.
This is the only guide you need.๐
My 2 Cents/Paisa.
1๏ธโฃ The source of that Axis Bank document being shared is from just one single person, wait for official confirmation.
2๏ธโฃ Life and this game existed before Magnus too. If it closes, something else will come up. Why bother about something, not in your control?
Spending is underrated and saving is overrated, specially when you are young. (Sorry all fin-fluencers ๐)
Spending wisely on things that are fun and spark joy, like travel, experiences or a even a nice car or motorcycle, can provide lifelong memories.
Saving is important, but
Every once in a while you have experiences that touch your soul and fill your heart with a sense of gratefulness and gratitude, such was ours at the
@MarriottBonvoy
@JWMarriott
Lodge, Masai Mara. This was one of the most wholesome experiences we've had in the recent past and we
The year is 2035, and HDFC has just announced the launch of a Sulabh Public Toilet Co-branded credit card, that offers 5% Cashback on using Sulabh Public Toilets.
This is after their runaway success with other co-branded cards such as Zepto, Olx, MillBasket, etc.
Of all the leisure travel I've done in the recent past, Istanbul perhaps has been the worst place on my list.
Every second person in a commercial transaction seems to be out there to scam you - from taxis to ferries and what not.
Absolutely non-existent service culture. Right
So apparently
@CheQ_One
has now removed the ability to covert coins to cash too, can someone confirm?
I said this earlier, I'll say this again, they somehow make Cred look better. ๐
Itโs mind blowing how quick and efficient BlueDart has become in India. Easily and consistently 2-3x quicker than any of the alternatives out there.
So much so that I sub-consciously have started to prefer brands/websites that use BlueDart over others.
If there is just one article you read to know everything you need to about the
@Accor
@All
Program, let it be this one from us over at
@PointsDojo
Extremely proud of the work gone into crafting this out.
Please spare a โค๏ธ and ๐ if you like this.
This is a testament to
@Apple
's commitment to privacy and security, while not 100% perfect, it probably is the best we have.
I've heard and read about this feature in the past but seeing it in action for the first time. ๐๐
Received text & email from Apple warning me Govt trying to hack into my phone & email.
@HMOIndia
- get a life. Adani & PMO bullies - your fear makes me pity you.
@priyankac19
- you, I , & 3 other INDIAns have got it so far .
Steal deal to the US for next year.
๐ฎ๐ณ BOM - SFO ๐บ๐ธ
๐บ Economy
โ๏ธ Singapore Airlines
๐ฐ โน53K Round Trip
๐ Dates in June - July 2024
Drop a โค๏ธ and ๐.
#trickyflighhtdeals
I have met celebrities, multi-millionaire CEOs, Founders and Entrepreneurs at airport lounges, but haven't met any at McDonalds.
Just sayin. ๐คทโโ๏ธ
In a world where you have the likes of Zerodha, Groww, Upstox, Dhan, etc why do people still use HDFC Securities, ICICI, Axis, Kotak, etc?
Genuinely curious.
๐ After giving away more than 100 vouchers in 2022, I'm back with a new offer for the new year - and this time it's BIGGER!
โ๏ธ Apply for an AMEX Card & Win a One-Way Domestic Business Class Ticket on Vistara for 1 + a lot more.
Apply Now:
Read more ๐
Don't know about the specifics of this person or their financial situation in life but of all the material spends out there, spending on the car you WANT and CAN afford is probably one the better ones.
The joy and experience of owning and driving a nice car is difficult to
Spoke to someone today who bought a 18 lakhs car the moment his salary went up from 15 lakhs to 20 lakhs earlier this year.
Current net worth - negative.
How are people comfortable with this?
What cant a 6 lakhs car solve that 18 lakhs one solves?
๐ฌ Shortcuts to Accor Gold. A short thread.
First, what does Accor Gold offer? The primary benefits are:
๐ Room Upgrade
๐ Early Check-In/Late Check Out
๐ Welcome Drink
๐ Welcome Amenity
โน๏ธ Requirements: Under normal circumstances to qualify for Accor Gold youโll need to
So
@AxisBank
@AmexIndia
@HDFC_Bank
and
@IDFCFIRSTBank
you have no problems with transactions worth lakhs on platforms and merchants that allow users to transfer money from their credit cards to bank accounts but you have problems with my โน1457 transaction on
@WeWorkIndia
-
I've said this in the past, I will say it again. Most don't need more than 4, max 5 credit cards to play the game. I carry 3 in my wallet and maybe 2 or 3 more in the drawer that I use occasionally.
Here's my top 5 list.
1. Infinia/DCB
2. Atlas
3. Platinum Travel
4. Any
๐ Hereโs an old guide I had written on how to search for and book award flights, for beginners. Fairly easy and has step by step instructions to follow. Take a look.
๐ Finding & Booking Award Flights - For Beginners
Another small
@AmexIndia
Concierge Win ๐ช
Wanted to get a specific watch launched earlier this year that was sold out almost everywhere.
@ethoswatches
did not have it anywhere online/offline neither was
@TISSOT
able to help.
Emailed Amex concierge yesterday, and today not only
๐ฅ Club Vistara Merger into Air India Flying Return
Important points ๐
1๏ธโฃ CV Points to be moved to FR on a 1:1 basis.
2๏ธโฃ Looks like reciprocal status matching. So most likely CV Gold -> AI Gold. ๐ค
More details to follow.
Iโve seen a few offers floating around for getting the Infinia Credit Cards against a ULIP policy. None of this is new and has been going around for a while now.
Avoid. Avoid. Avoid. No amount of reward points is worth sacrificing your financial wellness for. Please. ๐
I shared with you how to save money on award tickets when flying out of the UK. โ๏ธ
I showed you how to save money on tickets to various attractions and tours in the UK and all over the world. โช๏ธ
Today let me show you how to save money when eating out in the UK. ๐ ๐
๐ฐUpto 70% Discount on Samsung Appliances
If you have a Samsung Corporate account, make sure you login and check their โOutlet Mallโ section on the corporate website. Samsung is selling new (never used) unboxed or damaged box items at steep discounts backed by the same warranty
The Indian credit card and miles game is still very much at its infancy and it shows - when you have a row over "alleged loopholes" being posted publicly.
Who decides who is the arbiter of such secrets? If such information being posted publicly is detrimental for your cc game,
๐ No More Spamming.
Card issuers shall not offer unsolicited offers for loans or other credit facilities without explicit consent from the cardholder.
I hope this includes soliciting for products such as insurance as well.
I am looking at you AM-EX. ๐๐
A week back
@artijourno
from
@livemint
published this piece about
@HedonovaFund
I had a small investment with Hedonova purely from an experimental and curiosity point of view. I was always apprehensive about their legitimacy.
So let's dive deeper. ๐
Added a few wooden accessories to the desk and went from the dual screen setup with the ๐ป + ๐ฅ๏ธ to just the monitor.
Love the warm tones. ๐ซก โค๏ธ
#desk
#desksetup
#setuptour
๐ข ITC to Marriott Transfers are now capped at 15,000 points per quarter per year, so while still 60,000 points in a year, you can only do so over 4 quarters.
Effective 12th July 2023.
๐ If you are an internet entrepreneur or location independent employee, freelancer, digital nomad here is why you should look at Georgia ๐ฌ๐ช, (the country, not the US state) as your base.
This is going to be long one ๐งต.
๐ My EDC (Everyday Carry)
๐ฑ iPhone 12 Pro Max w/ slimcase from Casedodo
๐ฑ Pixel 6 Pro w/ slim case from 11Zeroes
๐ป MacBook Pro M1 13โ
โ๏ธApple Watch Series 6 with Stainless Steel Milanese loop from Casedodo
๐ง AirPod Pro with a case from Casedodo
๐ถ๏ธ Wayfarer Sunglasses
@quite_new
@_groww
Such errors can be EXTREMELY expensive. Big question would be how was the folio number generated? I hope the investor files a SCORES complaint for a proper investigation.
Enough of excel sheets, twitter threads and theory. Letโs get down to real life execution. ๐ช
Happy to help folks grab their first award tickets.
๐ Award Redemption Assistance:
Read the entire thread ๐
๐ข Axis Bank Allows Sourcing of 4th Card (Officially)
Axis has indeed confirmed and communicated to its team that a customer can now have a 4th card too.
This was previously only allowed in exceptional cases.
Which card are you looking to add?
At this point
@AmexIndia
is basically giving everyone, one reason a week to cancel their Platinum cards.
After the Home Assist feature being discontinued last week, now the Truefitt & Hill / Lakmรฉ Salon offer has been discontinued.
Yeh card ko โvanakkamโ this year.