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@CardMavenIn

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#CreditCards #Finance We are a leading credit card review website and forum in India. Post your questions on the forum @ .

India
Joined November 2019
Don't wanna be here? Send us removal request.
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@CardMavenIn
CardMaven
18 days
New header for X profile 🌟 Ask questions, get updates on devaluations and credit card launches, tips on optimizing your credit card spends and much more! Join us on
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@CardMavenIn
CardMaven
5 months
🚨 Win a Rs 2000 Amazon Pay Voucher 🚨 1. 'Follow' @CardMavenIn if not doing it yet 2. 'Like' and ‘Retweet’ this post 3. Tag a friend by replying to this post One random winner will be picked after 48 hours 👍
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@CardMavenIn
CardMaven
9 months
🌟 Updated comparison chart for cashback credit cards is here 🌟 ➕ Now includes HSBC Cashback 🆕 Includes new cashback rates on Airtel Axis credit card Check the first set of cashback to see why APay ICICI, Neu Infinity and SC Smart are the consistent cashback credit cards.
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@CardMavenIn
CardMaven
1 year
Updated go to reference guide for cashback credit cards is here✨🙌 If you use cashback credit cards, use this handy chart to quickly find which spend will give you how much cashback! As always, do like🩷, share ↗️ & retweet🔄 Discuss on the forum:
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@CardMavenIn
CardMaven
7 months
It is time RBI directs that any CIBIL report correction is done within 7 days of customer raising a request. Rs 500 fine should be given to customer for each day this is delayed. It will set a lot of banks in order.
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@CardMavenIn
CardMaven
2 years
Came across a very good thing today on one forum. Someone got rejected for LTF MyZone CC. Then, he took it to RBI stating it was rejected without a valid reason. RBI asked Axis to issue the credit card with a 5K compensation in his savings account. 👏👏👏👏
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@CardMavenIn
CardMaven
1 year
Updated reference chart for cashback credit cards is here ✨ If you use cashback credit cards, use this list to quickly find which category will give you how much cashback 👍 Discuss:
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@CardMavenIn
CardMaven
7 months
Here's a sneak peek into something that is work in progress 👍 A quick way to get an overview of a credit card without going into the review details ✅
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@CardMavenIn
CardMaven
1 year
🚨 The only reference you will need to find cashback rates across spend categories for cashback credit cards 👇 This includes changes coming to Cashback card from 1-May-23. Criteria: Credit Cards with annual fee less than Rs 1000 View on the forum:
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@CardMavenIn
CardMaven
1 year
The return of the king of super-premium credit cards: Infinia 👑 Check out how the reward rates of Magnus compare against Infinia, DCB with the milestone gone, transfer ratio reduced to 5:2 and Gyftr multipliers capped. Forum link:
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@CardMavenIn
CardMaven
1 year
Updated go to reference guide for cashback credit cards is here 🙌 Adding in the new Swiggy credit card to the chart✨ If you use cashback credit cards, use this to quickly find which spend will give you how much cashback! Do Like🩷, Share ↗️ & Repost 🔃
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@CardMavenIn
CardMaven
1 year
Infinia 🤛🤜 Diners Club Black 🤛🤜 Magnus Take your pick of the super-premium credit cards based on this comparison as per your spend categories ✅
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@CardMavenIn
CardMaven
1 year
Have a spend coming up and thinking which super-premium credit card to use? Here is a quick reference to help you decide the best among Infinia, DCB and Magnus for your next spend ✨
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@CardMavenIn
CardMaven
11 months
Simple strategy for spends 👇 🔵 Atlas for offline spends 🔵 Infinia for SmartBuy spends 🔵 Tata Neu Infinity for UPI spends 🔵 MRCC 1500X4 for Amazon GV 🔵 Plat Travel for insurance and government spends All other cards are only for tracking changes and website reviews.
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@CardMavenIn
CardMaven
7 months
Which LTF IndusInd credit card to go for? ⭐️ Go for Tiger if you need complimentary international airport lounge access and transfer points to Vistara ⭐️ Go for Legend if you need the zero AMB Select savings a/c Apply for LTF IndusInd credit card➡️
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@CardMavenIn
CardMaven
3 months
The recent change on Swiggy HDFC card has made it quite a good option in cashback credit cards. Here is a chart showing how it compares with other cashback credit cards and if you should go for it ➡️ Apply for HDFC Bank Swiggy Credit Card 🔛
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@CardMavenIn
CardMaven
9 months
🌟 Updated snapshot of rent payment charges and rewards across credit card issuers 🌟 Find out if your credit cards will give you a positive net benefit on rent payments 👇 Do 🩷, ↗️, 🔃 for sharing ✅
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@CardMavenIn
CardMaven
8 months
The news we were all waiting for! 📱 Apple Pay is coming to India with iOS18 ✅ HDFC Bank credit cards will be the first ones to be supported Probably, we will also see launch of Apple HDFC Bank credit card at the same time 👍🏻
@immasiddtweets
sid
8 months
🚨EXCLUSIVE LEAK🚨 (VIDEO DEMO INCLUDED) Apple Pay will be available in India with the release of iOS 18! This is what we know so far: - Supported on iPhone 11 and above - Only HDFC credit/debit cards will be supported (VISA and Mastercard) - The cards must have 'Tap to Pay'
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@CardMavenIn
CardMaven
10 days
I needed to spend Rs 1 Lakh on my Platinum Travel to meet the Rs 4 Lakh milestone. So, I redeemed Rs 8 Lakh in capital gains to pay 12.5% LTCG tax with the card. To hell with compounding, credit card rewards are better 😈
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@CardMavenIn
CardMaven
9 months
🌟 Cashback Comparison Update 🌟 ➕ Added AU Xcite Ace ➕ Added BigBasket 🆕 QR codes to apply for your favourite cashback card Apply 👇 HSBC Cashback: SC Smart: Xcite Ace:
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@CardMavenIn
CardMaven
2 years
The only feature I use in CRED nowadays ✔️
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@CardMavenIn
CardMaven
5 months
⭐️ New Milestone ⭐️ Thank you everyone for following us! 👍 Giveaway loading 🔜
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@CardMavenIn
CardMaven
3 months
🚨 Good news for Amex cards We can again buy 25K worth of Amazon Pay GVs from Amex Reward Multiplier - Gyftr 👍
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@CardMavenIn
CardMaven
11 months
The biggest qualification criteria required to become a travel content creator is generational family wealth 💰💰💰
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@CardMavenIn
CardMaven
1 year
This is a fictional story and does not have any relation to recent developments 🙏 Unlimited chips -> 4000 chips -> Rs 1 Value -> 50 paise Value -> 0.2% processing fee -> To be continued
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@CardMavenIn
CardMaven
5 months
🌟 Cashback Cards Comparison Update 🌟 ❗️List of 'all-rounder' cashback cards is getting shorter Apply for the best ones👇 AU Xcite Ace: SBI Cashback: SC Smart: HSBC Cashback:
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@CardMavenIn
CardMaven
7 months
CRED acquires Kuvera ✅ The top 1% credit card customers app will now sell mutual funds to its customers. Get ready to earn Cred coins 🪙 on MF investments.
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@CardMavenIn
CardMaven
9 months
Guys holding multiple credit cards remembering which one will give maximum rewards for which purchase 😄
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@CardMavenIn
CardMaven
6 months
📷 Snapshot of rent payment charges and rewards across credit card issuers 🩷, ↗️, 🔄 for wider reach ➡️ 🗨️ if any point needs to be fixed
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@CardMavenIn
CardMaven
6 months
Salaried folks cannot escape income tax and multitude of other taxes on their income and spends. They atleast get back some % on their spends with credit cards. Financial influencers won’t tell you this.
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@CardMavenIn
CardMaven
1 year
Bad News: iPhone 15 is not a significant upgrade. Good News: You can buy iPhone 14 with almost same features at a good discount. Keep your HDFC, ICICI and SBI cards ready.
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@CardMavenIn
CardMaven
1 year
Which cashback credit card offers the best return for a spend category? A quick reference to help you out during transactions. Forum Thread:
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@CardMavenIn
CardMaven
1 year
🚨HDFC Bank starts reporting full credit card limit to CIBIL. This is a good change and will help many of us maintain a lower credit utilisation at overall level. 👍🏻
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@CardMavenIn
CardMaven
2 years
Made a credit card bill payment with a leading app. Got Rs 3 cashback after spinning the 🛞. The app said to make the most of the winnings. So, went out and bought Eclairs with the cash back using UPI 👌 #truestory
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@CardMavenIn
CardMaven
11 months
Some folks travelling in domestic airlines got to understand that there are few who pay to have the window and aisle seats 💺 It is rather irritating when someone occupies it and says can you please shift. No, Thank you 🙏
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@CardMavenIn
CardMaven
10 months
RBI needs to create a new directive. Credit card issuers need to have an opt-out service for customers to not get calls/messages for loan on credit cards. Increasing calls and messages from every other issuer to take loans 🤦‍♂️
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@CardMavenIn
CardMaven
4 months
RuPay on UPI is almost gone for high value transactions. But, the best use case of it to pay at small fruits, vegetables and snacks shops is truly a game changer!
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@CardMavenIn
CardMaven
5 months
SBI Cashback credit card is still a very under-rated card. It can do much more than what its features state 😇 Get it if you don't have it yet!
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@CardMavenIn
CardMaven
1 year
SBI Cashback devaluation is here. 😄 Multiple categories now excluded from cashback. Maximum cashback capped at Rs 5000 per statement cycle. Domestic airport lounge access is now gone.
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@CardMavenIn
CardMaven
1 year
Axis Atlas vs Amex Platinum Travel for Rs 4 Lakh annual spend 👇 ✅ Atlas has a base earn rate of 2 EDGE Miles/Rs 100. So, you get a total of 13000 EDGE Miles with renewal and milestone benefits. ✅ This is 26000 points for any of the transfer partners.
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@CardMavenIn
CardMaven
8 months
CheQ removes processing fees for credit card payments. But, it should have never been there in the first place.
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@CardMavenIn
CardMaven
2 years
Thinking of an interactive credit card search tool where card features will be summarized and added as filters. For example, we can filter cards by joining fee, annual fee, and count of complimentary airport lounge visits. More filters can be added when required.
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@CardMavenIn
CardMaven
9 days
Yes, you can use your Platinum DC to pay credit card bills on SBI Unipay to get 1% cashback. Tried and tested, reward points received for payment done recently ✔️
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@CardMavenIn
CardMaven
11 months
The Amazon and Flipkart sale season is coming soon! People with multiple credit cards will be the most in-demand among friends, family and relatives! 😁
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@CardMavenIn
CardMaven
3 months
Need to pay your insurance premium and Amazon Pay is not one of the supported options? Check the best credit cards for insurance premium payment with the below info chart 🙌 Questions? Do post them on the forum thread 👇
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@CardMavenIn
CardMaven
2 years
How does the Cashback SBI card compare to existing cashback credit cards in the market? Which is the best cashback card for your spending? Find out by entering your spending in the rewards calculator on the SBI Cashback card review -
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@CardMavenIn
CardMaven
1 year
Unlimited ➡️ 4K Coins ➡️ Rs 1 Value ➡️ 50 paise value
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@CardMavenIn
CardMaven
2 months
🚨 ICICI Bank Alumni Program Update ICICI has added many more institutes into the program. Now you can get LTF Sapphiro/Rubyx/Coral depending on the institute. Updated List of Institutes 👇
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@CardMavenIn
CardMaven
2 years
(1/n) Why the Amex Membership Rewards Credit Card (MRCC) is one of the best options if you are starting off with American Express credit cards? A thread 🧵 Please RT🔃, Like ❤️, and Share ↗️ if this helps you!
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@CardMavenIn
CardMaven
2 years
The only list you will need to refer for finding the supported transfer partners across different credit card issuers 🌟 Consolidated list across the big 4: Axis, HDFC, Amex and Citi 👍
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@CardMavenIn
CardMaven
1 year
Charges for rent payments across credit card issuers Discuss:
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@CardMavenIn
CardMaven
2 years
Best cashback credit card for online shopping: SBI Cashback Best rewards/miles credit card for online shopping: Axis Magnus That's it. Keep it simple.
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@CardMavenIn
CardMaven
7 months
Everyone backing Paytm as a start-up but not one concern stating why they could not comply with RBI regulations earlier or if they are working towards addressing concerns🤷‍♂️ And it is a listed entity too!
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@CardMavenIn
CardMaven
8 months
Now this is an authentic airport dine in experience
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@CardMavenIn
CardMaven
8 months
How to use HP Pay for getting up to 16% reward rate on fuel spends? A step by step guide 👇 1⃣ Buy Amazon Pay GV with Amex Reward Multiplier, HDFC SmartBuy or Axis Gyftr 2⃣ Add Amazon Pay GV to your Amazon account 3⃣ Go to HP Pay -> Insta Vouchers -> HP Pay GV
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@CardMavenIn
CardMaven
9 months
Best Cashback Cards Trio ⬇️ 1⃣ Axis Ace: 2% unlimited cashback on offline spends 2⃣ SBI Cashback: 5% cashback on online shopping and more 3⃣ Tata Neu Infinity: 1.5% NeuCoins on UPI payments and 5% on bill payments (still works for most customers) Do you have this combo?
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@CardMavenIn
CardMaven
2 months
30% on MedPlus, Apollo Pharmacy 20% on Reliance Smart, DMart & more! You don't need a super-premium credit card to get this kind of savings on essential spends. Just the LTF OneCard is enough! 👍 Rake in those reward points while you can ✅
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@CardMavenIn
CardMaven
1 year
The team at Axis Bank that is in charge of launching and revamping this miles transfer program deserves an applause! 👏 It has never been easier to earn points and for such an extensive list of global airlines and hotel loyalty programs. ✨ Make the most of it. We will see
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@CardMavenIn
CardMaven
1 year
With the launch of Swiggy card, we can now hold 4 credit cards from HDFC Bank at the same time. Even, Axis Bank has started allowing 4 CCs. IDFC First Bank also allows getting Vistara or Power credit cards in addition to their core LTF cards. Good times for CC enthusiasts!
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@CardMavenIn
CardMaven
2 years
The OneScore app is one of the best apps to check CIBIL credit score for free ✅ Clean UI and visibility into what impacts the score the most. 👍🏻
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@CardMavenIn
CardMaven
1 year
Would you be interested in a credit card that offers flat 2% value back without any cap even on spends like ☑️ Utilities ☑️ Insurance ☑️ Rental Payments ☑️ Government Payments The card is not LTF but offers a renewal benefit equal to the annual fee.
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@CardMavenIn
CardMaven
8 months
What is an airport lounge access worth if the credit cards did not offer it as a complimentary benefit? Check out the pricing of these DreamFolks memberships 👇
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@CardMavenIn
CardMaven
1 year
It took some time to get it approved but here it is! ✨ The 4th HDFC Bank credit card after Infinia, DCB and Tata Neu Infinity - Marriott Bonvoy HDFC Bank Credit Card. Happiness! 🙂
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@CardMavenIn
CardMaven
2 years
The edge that the Infinia still has is the ability to redeem reward points at 1 RP = Rs 1 for all domestic flights like IndiGo, AirAsia etc. Magnus is ahead only for airmiles transfer. Leave that out and we cannot use those EDGE points for booking flights at a good value.
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@CardMavenIn
CardMaven
4 months
ℹ️ Here is the complete list of institutes eligible for the ICICI Bank alumni program. You can get a LTF Sapphiro credit card if you are an alumnus of one of these institutes.
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@CardMavenIn
CardMaven
2 years
With the frequent changes in charges for rent payment with credit cards, thought of consolidating it all in one location. Check and comment at: P.S. - You can also log in with Google on the above link to leave a comment. 🙂
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@CardMavenIn
CardMaven
7 months
This is the best success story of RBI escalation till now!
@credofly
Credofly
7 months
Success Story - A win against Axis Bank 🏆 🖍️Requested for credit card closure in August 2023. 🖍️Credit card closed in November 2023. 🖍️Raised RBI Ombudsman complaint in December. 🖍️Received Rs 47500 compensation amount today.
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@CardMavenIn
CardMaven
8 months
🌟 Best cards to get savings on bill payments 🌟 🩷, ↗️ & 🔄 if this is helpful! 1⃣ Airtel Axis: 10% off up to Rs 300/statement 2⃣ Axis Ace: 5% off up to Rs 500/statement 3⃣ Infinia : SmartBuy Amazon Pay GV at 16% rewards 4⃣ DCB : SmartBuy Amazon Pay GV at 9.9%
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@CardMavenIn
CardMaven
10 months
Guy at airport credit card counter: Sir, Magnus and Reserve mat lo. Atlas lelo kam fees mein. Inse better reward dega. Me: Sabko mat batana 😄
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@CardMavenIn
CardMaven
2 years
Holding many LTF cards is easy. The issues arises when we miss a payment on them. If you make a transaction on these lesser used cards for some offer, pay it immediately. That way you don’t need to track statements of all cards. Track the important ones and you are good.
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@CardMavenIn
CardMaven
1 year
Swiggy One > Zomato Gold Zomato Gold needs a minimum order value of Rs 199 to get free delivery. Swiggy One gets free delivery at Rs 149 order value. This makes a big difference for smaller orders.
@chandrarsrikant
Chandra R. Srikanth
1 year
Zomato’s new version of its ‘Gold’ loyalty programme is helping it win market share from rival Swiggy, according to a report by HSBC. It said that the market shares of Zomato and Swiggy are expected to diverge to 57 percent and 43 percent, respectively, in FY24.
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@CardMavenIn
CardMaven
2 years
Buying something just because it is on discount and offers accelerated reward points is a recipe for disaster. It does not matter even if you get 80% back as benefits. The 20% out of your pocket is still a waste of money and you will have a thing that may not even be needed!
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@CardMavenIn
CardMaven
7 months
Flipkart launches same day delivery in 20 cities - Ahmedabad, Bangalore, Bhubaneshwar, Coimbatore, Chennai, Delhi, Guwahati, Hyderabad, Indore, Jaipur, Kolkata, Lucknow, Ludhiana, Mumbai, Nagpur, Pune, Patna, Raipur, Siliguri and Vijayawada Amazon Prime, where you at?
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@CardMavenIn
CardMaven
4 months
The credit card space has been rather silent for sometime now. But, we have some news at last. RBI bans Kotak Mahindra Bank from issuing new credit cards! That was one of the last banks we expected to face this action.
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@CardMavenIn
CardMaven
1 year
Magnus 🤜🤛 Atlas When it comes to base earn rate, Atlas is a better option than Magnus and also Burgundy➕Magnus considering the 10L requirement. Include the milestone benefit and you have got Atlas as a winner for the 5K fees. Atlas Review:
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@CardMavenIn
CardMaven
9 months
It is amazing how HDFC has created such a good impression about its super premium credit cards. It is an achievement to get Infinia! Infinia is so hard to get that many end up taking bad ULIP plans or maintain a lower card like Regalia Gold just to be eligible for the Infinia.
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@CardMavenIn
CardMaven
8 months
🚨 HDFC Bank Debit Card cashback redemption is working again 🚨 Redeem your points 🔜
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@CardMavenIn
CardMaven
2 years
Magnus might be the hottest credit card now but the aspirational one is still Infinia ✨
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@CardMavenIn
CardMaven
9 months
Looks like H D F C BillPay has found an unique way to thwart credit card bill payments without devaluing it. ❌ Repeated bill payment errors for some of the issuers ‼️‼️ ❌ Even if you earned cashback points, redemption does not work! Is it working fine for you?
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@CardMavenIn
CardMaven
9 months
Swiggy HDFC Bank credit card is now available as first year free along with Rs 500 Swiggy Money. One step closer to LTF offers 😎
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@CardMavenIn
CardMaven
7 months
How about filtering credit cards like this? If you have followed us for a long time, you will know what is coming back 😁
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@CardMavenIn
CardMaven
11 months
🚨 Axis Bank sending out limit enhancement offers Check the mobile app for eligibility
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@CardMavenIn
CardMaven
2 years
YouTube should just launch another Premium option with the option of no YouTube Shorts in it #offtopic
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@CardMavenIn
CardMaven
4 months
SBI UniPay works like a charm now! Credit card bills being settled within 2-3 days max and zero failures this month ✅
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@CardMavenIn
CardMaven
2 years
🧵 If you are an Airmiles enthusiast, the trio of Axis Bank Reserve, Magnus, and Atlas are all you need. Each of them comes with its own sweet spot for spending. The good thing is it's all very simple to target.
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@CardMavenIn
CardMaven
2 years
Credit cards with high reward rates as a feature are better than credit cards with once-in-a-year 10% instant discount offers.
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@CardMavenIn
CardMaven
1 year
Official Axis Bank Twitter handle retweeted our tweet on the recent developments in their miles transfer program 😃 #awesome
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@CardMavenIn
CardMaven
4 months
Multiple people are seeing a massive drop in Experian scores. But nothing to worry about. Only credit score that is relevant is CIBIL.
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@CardMavenIn
CardMaven
1 year
When you send an email to the bank to either close the credit card or make it LTF, please be aware that they can directly close it as well without any further questions. 😂
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@CardMavenIn
CardMaven
1 year
If you want to stick to simple cashback credit cards for your spends, this trio >>> 1⃣ Axis Ace: 2% unlimited cashback on offline spends 2⃣ SBI Cashback: 5% cashback on online shopping 3⃣ Tata Neu Infinity: 5% NeuCoins on bill payments and 1.5% NeuCoins on UPI spends
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@CardMavenIn
CardMaven
5 months
It is time the Indian consumers boycott this brand and any tech influencer who works with this brand.
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@CardMavenIn
CardMaven
5 months
A x i s Bank customer care after receiving record number of complaints and card closure requests
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@CardMavenIn
CardMaven
2 years
If you want to upgrade your HDFC Bank CC, send an email to Grievance.Redressalcc @hdfcbank .com with your customer id, last 4 digits of CC, and requested upgrade details. Chances are you will most likely get a more favorable response than you get in a branch. Try it.
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@CardMavenIn
CardMaven
7 months
🚨 Action against Paytm Payments Bank by RBI No further deposits or credit transactions or top ups shall be allowed in any customer accounts, prepaid instruments, wallets, FASTags, NCMC cards after February 29, 2024.
@RBI
ReserveBankOfIndia
7 months
Action against Paytm Payments Bank Ltd under Section 35A of the Banking Regulation Act, 1949
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@CardMavenIn
CardMaven
8 months
When it comes to giving savings on fuel during election season, the government beats credit cards hands down😅
@REDBOXINDIA
RedboxGlobal India
8 months
INDIAN GOVT SAID TO SOON CUT PRICES OF PETROL DIESEL UPTO 10 RUPEES: CNBC CITING GOVT SOURCES #BREAKING
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@CardMavenIn
CardMaven
1 year
First love of every credit card enthusiast: LTF credit cards! 🙌 We have all been there before we moved to better cards for our spends. ⭐️
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@CardMavenIn
CardMaven
2 years
Updated version: Adding American Express transfer partners to the list ✅ Check the infographic below to find the supported transfer partners across HDFC, Axis and Amex. Hope this is useful. Please ❤️, ↗️, and🔁.
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@CardMavenIn
CardMaven
10 months
When it comes to buying online: Price < 5K: FK Price >5K: AZ only if cannot buy at same price from Croma It is always better to avoid suspense during product delivery 😅
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@CardMavenIn
CardMaven
8 months
2⃣0⃣2⃣4⃣ has started with a b̷a̷n̷g̷ 🟤 AU does the first devaluation of 2024. Zenith now gets only BMS BOGO up to Rs 250. 🟤 ICICI Bank increases spend requirements on its entry level cards to get airport lounge access. Now, spends need to be 35K in preceding cal qtr.
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@CardMavenIn
CardMaven
2 years
This New Year, make it normal not to spin the wheel for Rs 4 cashback 🛞🛞🛞
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