Bhushan Talekar @Bhushan_Tal_27 Twitter profile | Pikagi

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Bhushan Talekar

@Bhushan_Tal_27

1,787

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79

Following

325

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Credit Card Enthusiast | IPO Investor | Founder at Sabogyanmilega| Program Manager | Engineer

Thane, India

https://t.co/0gNJCO8m1x

Joined October 2017

Don't wanna be here? Send us removal request.

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

7 days

2nd Lifetime Free credit card kicking in for the week 🤩 Check in Swiggy app to see whether you are eligible for the LTF offer! Btw there’s one more LTF card from Hdfc stable on the way. Can you guess ⁉️ Hint: It is your entry gate to Infinia 🫣 #ccgeeks

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

My car purchase story using the HDFC Infinia credit card got featured & published by @livemint 🔥 Mint is an award-winning business publication published by HT Media that also publishes Hindustan Times. Big thanks to @Shiprasorout , @ActusDei ✌🏻 Story:

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

7 months

Here’s how I purchased my new car using the Hdfc Infinia metal & few more CCs to gain an extra ~5% (40-45k)🔥 Let’s get started on personal note with a video of our car delivery celebrations on occasion of my son’s 1st b’day🎂 Bonus tip in last thread 🎁 (1/7)👇🏻 #ccgeeks

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

2 months

Devaluation confirmed 🚨 Hdfc announcing major revisions for credit cards including Infinia 😱 Tough times ahead ccgeeks..!!! Which change is going to impact you the most? #ccgeeks #hdfc #creditcard #devaluation #ccgeek #infinia

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

4 months

Here’s how I purchased Gold from Tanishq using my Hdfc Infinia credit card to save ~Rs. 85,000 on a purchase of Rs. 1.73 lakhs🔥 This detailed thread shall cover: - Redemption Process & Guidelines - Tanishq voucher T&Cs - Tips for extra returns - Overall cost summary (1/7)👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

27 days

Welcoming my Amex credit card in full strength by hitting the 1st spend threshold of ₹1.9 lacs in just 3 days of getting the card delivered 🔥 19,000 MR points straight in my kitty 🤩 Here’s the breakdown below👇🏻 #ccgeeks #amex #creditcard #ccgeek

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

3 months

Presenting the Battle of Giants ⚔️💣 - Amazon Pay - Google Pay - Cred - PayZapp - CheQ Which app gives the max benefits on Hdfc credit card bill payment? Credit card bills worth Rs. 1.45 lac were split across these platforms to check the benefits offered💰 (1/7)👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

5 months

10 lakh limit on my new Amazon pay credit card 🔥 This is pretty close to my Infinia’s limit. Seems Icici wants me to shift all my spends on their CC 🤭 What’s your credit limit on the Amazon pay CC guys? #ccgeeks #creditcards #amazonpay #icici #hdfc #infinia #sabkogyanmilega

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

7 months

Unboxing my #HDFC #Infinia Metal Credit Card🔥 Got this beauty FYF in Oct’23 as an upgrade to my Regalia Used it to purchase my new car & instantly saved on the renewal fees of Rs. 12500. Also gained huge rewards points at 3.3% 🔥 What’s ur best buy on this card? #ccgeeks

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

Here’s my upgrade journey towards getting the most difficult & desired credit card - Hdfc Infinia Metal 🔥 Note: - I do not hold an Imperia a/c - I did not invest in any FD/ULIP to get Infinia Journey Summary: - Duration = 10 yrs - Total Spends = 77.5 lacs A thread (1/6)👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

1 month

The Battle of Giants - Round 3 ⚔️💣 Which app gives max benefits on credit card bill payment? CC bills worth ₹1.4 lac were split across multiple apps to check the benefits offered💰 Total cash-back/benefits gained worth ₹1,714 🔥 (1/8)👇🏻 #ccgeeks #infinia #creditcard #hdfc

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

3 months

The Battle of Giants - Round 2 ⚔️💣 - Amazon Pay - PayZapp - Cred - CheQ - Google Pay - PayTm - IndMoney - PhonePe Which app gives max benefits for HDFC credit card bill payment? Hdfc cc bills worth Rs. 1 lac were split across to check the benefits offered💰 (1/8)👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

4 months

Happiness is redeeming a Rs. 2000 Amazon pay voucher using CheQ chips 🤩 How many chips have you earned? Download CheQ & get Rs. 50 discount on your first CC bill payment along with 1% CheQ chips: 📌 I only use @CheQ_One for Hdfc CC bill payment. For

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

1 month

5 revisions to HDFC Bank Credit Card Loyalty Program Effective September 1st, 2024 🚨 (Including Infinia) 🫤 Revisions #4 & #5 are highly discouraging..!!! (1/6) 👇🏻 #ccgeeks #hdfc #infinia #creditcard #ccgeek

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

4 months

Here’s how I triple dipped to save ~19% on my recent flight booking from Nagpur to Mumbai🔥 Used below combination: 1. EaseMyTrip Cash Back 2. CheQ Chips 3. Infinia Credit Card Summary: - Total cost = Rs. 5,946 - Saved = Rs. 1,116 🤑 - Effective cost = Rs. 4,830 (1/4)👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

3 months

Are you swiping your co-branded fuel credit cards correctly at the fuel stations? Here’s a quick video on how to rightly swipe your cobranded cards at BPCL pumps to get hassle free benefits of up to 7.25% 🔥 I use the SBI Octane CC to earn rewards on my fuel spends💰 Somehow,

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

5 months

CheQ has become even more rewarding by allowing redemption of 2000 CheQ chips in a month to give discount of Rs. 200 on your CC bill payment🔥 On top of it you get 1000 CheQ chips (1% of bill value) which can be redeemed in the next calendar month for CC bill payment.

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

Hdfc Infinia Add-on cards with unique numbers received ✌🏻 Simple Process ✅ 1. Called up Infinia premium customer care & got the existing add-on cards with same number blocked 2. Parallelly logged in to net banking portal & applied for new add-ons within 2-4 mins by entering

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

6. Oct 2023 - Card #5 Finally got Infinia at the same limit of Rs. 10.1 lacs in Oct’23 as FYF. It was not offered as an automatic upgrade option to me though. Here are the key pointers which got me closer to Infinia: ⚠️ a) Ensured a limit of 10 lac & above on existing CC

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

4 months

Cashback of Rs. 639 kicking in for my Axis Airtel credit card just before the devaluation coming into effect from 20th Apr’24 🔥 Earned a total CB of Rs. 3056 in 1st 3 months itself of issuing this CC Here’s a thread on changes in the CC features effective 20th Apr’24 (1/4) 👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

11 days

Highly impressed with the unboxing experience of Ixigo AU credit card 🔥 One of the best packaging amongst all cards I own. Getting this beauty is a no brainer until it is offered as LTF ! (Limited time offer) Sharing the overall card application experience and features for

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

5 months

Infinia surprised me yet again with free vouchers worth Rs. 1250 🔥 Already received vouchers worth Rs. 1750 earlier this month. Now that’s why I call Hdfc Infinia as the HERO credit card to have in your kitty 👑 #ccgeeks #creditcards #hdfc #infinia #vouchers #offers

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

7 months

7. Bonus Tip: 🎁 As a benefit to our #ccgeeks family, I can help you connect with the right person in & around Mumbai (Hyundai only) to get the best deal at lowest: - On-road price - MDR charges DM me 😌 Next post will be on my upgrade journey from Regalia to Infinia 🚨

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

RBI in the mood to BAN Rent Payments on Credit Cards But why? 🙄 So rent payments became a huge hit back in the day when they were made possible due to digitisation of credit card spends. Advent of apps like CRED Magicbricks made rent payment a general norm. People used to

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

7 months

Here’s how I extracted a whopping ~17% return on my car insurance renewal using Hdfc Infinia metal credit card & Amazon prime membership combined🔥 Note: The insurance renewal costed Rs. 6788 including GST for comprehensive plan. A thread (1/4)👇🏻 #ccgeeks #AmazonPrime

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

5 months

It’s raining cash back on Amazon today. Got another CB worth Rs.242 on bill payment of Rs.1210 🔥 Add another Rs.60 as 5% CB using ICICI Amazon credit card 💰 That’s a whopping 25% return beating Hdfc Infinia & Axis Airtel who provide 13% & 10% returns respectively on bill

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

1 month

Terrible experience using the PharmEasy app 🚨 How can a pharmacy store delay on MEDICINE delivery 😡 Do they even realise the criticality..!!! Had ordered medicines for my 80 year old grandmother since the 14th July and still awaiting. Their customer care seems to be doing

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

Hdfc Infinia Premium Customer Care Service is simply Top notch 🔥 Hardly takes 30 odd seconds to get the support executive on call with just a single click on the IVR options (See video) A big shoutout to the team for their responsiveness, expertise, and commitment to customer

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

What a lovely Sunday it is to see a handsome cashback worth Rs. 1594 getting credited in to my AIRTEL AXIS CC💰 Breaking it down: - 25% CB on Recharge = Rs. 300 - 10% CB on Utilities = Rs. 300 - 1% CB on offline spends = Rs. 994 Additional CB of Rs. 750 received for making CC

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

Hdfc Infinia surprised me with free gift vouchers worth Rs. 1750 for simply activating my primary & add-on cards🔥 Trust me, this is indeed a game changer CC designed to elevate your experience to new heights 🙌🏻 All ccgeeks looking out to maximise/optimise returns by applying

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

Got a Free Upgrade Offer to the Hdfc Imperia Premium Banking Programme today🔥 What a perfect start to the weekend with an email from the Head of Managed Programmes at Hdfc offering this upgrade. Wondering if the mighty Infinia Reserve CC is next on cards for me given: 🤞🏻👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

20 days

Here’s how I got a steal deal on the latest Sony Bravia 2 4k TV (model - 55s25) from Chroma using: 1. Store discount on MRP 2. Additional store discount 3. Exchange bonus 4. SmartBuy vouchers via Infinia CC TV MRP = 99k Total benefits = ₹47k 🔥 (1/4)👇🏻 #ccgeeks #creditcard

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

2 months

Hdfc Infinia spend based offer is here 🔥 Spend ₹1.55 lacs & earn: - Vouchers worth ₹2000 - Reward points up to ₹5161 Additional offers: - ₹1000 off at @TruefittHill - ₹5000 off at @homecenter Offer Duration: 9th - 31st July ⏳ #hdfc #infinia #ccgeeks #Offers

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

2 months

@DealsDhamaka Exactly the same experience sir. They are trying really hard to push specific brands/products. Glad you posted this. @pharmeasyapp - You better stop this..!!!

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

1 month

PharmEasy update 🚨 Got calls from the Social media team and CEO office to address the concern. They promised promt action and got the medicines delivered within next few hours ✅ They will also be delisting the current delivery partner to improve logistics and customer

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

7 months

4. Overall Return Summary: - Amazon prime discount (3.6%) = Rs. 249 - Amazon pay gift voucher (13%) = Rs. 882 - Net Return (16.6%) = Rs. 1131🔥 Next thread will be on my upgrade journey to Hdfc Infinia 🎯 #ccgeeks

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

7 months

I have earned Rs. 3711 as Cash back & 62 lakh coins on the CRED app Though Cred coins provide negligible (or no) returns, the cumulative cash back looks decent to me What’s your Cash back & Cred coins count❓ Lately, using Cheq app for CC payments. #cred #cheq #ccgeeks

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

4 months

7) How did I save ~Rs. 85,000⁉️😲 - Actual cost = Rs. 1.73 lacs - Paid through RPs = Rs. 78,400 - Paid through CC = Rs. 91,600 - RPs earned = ~3,000+ - 10% off on making charges (birthday offer) = Rs. 3,000 - Effective cost = Rs. 88,600 ✅🤑 Now don’t forget to Like, RT &

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

@AmazingCreditC CC payment accepted👇🏻 1. Furniture & Interiors (DIY) -> Ikea 2. Furniture Assembly/Installation-> Urban Company 3. Electrical installations -> Urban Company 4. Movers & Packers -> NoBroker 5. Painting/Cleaning/Drilling/Plumbing -> Urban Company 6. Kitchen cutlery-> Dmart

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

2 months

Idfc first bank is sending limit enhancement offer for its credit card users💰 Amazed with the single click process to upgrade limit on WhatsApp with no hassle of inputting any card details or OTP. Simply clicked on ‘Increase the limit’ option & boom it got processed within 3

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

7 months

6. Here’s a quick summary of Spends vs Returns: Benefits earned through: - RPs/CBs - CC bill payment via HDFC BillPay - Renewal fee waiver milestone - Welcome Benefits Time for the Bonus Tip in next thread 🎁 (6/7) 👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

12 days

Congratulations @Jaykapoor24 on getting your new Car using Credit cards 🎉 Thanks for mentioning/featuring my tweet in your reel 🙏🏻 #ccgeeks

@Jaykapoor24

Jay kapoor

13 days

I Bought A Car With My Credit Card 🥹🎉

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

3 months

Note: 1. Hdfc Billpay is excluded from this battle as it does not provide any rewards for Hdfc CC bill payments 2. Mobikwik is excluded as I had a horrible experience with them in the past & have stopped using it completely 3. Have only shared details of apps I personally

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

3 months

Swiggy cards giveaway 🎁 Simple rules: ✅ 1. Follow me 2. Repost this tagging 2 friends 3. Like 4. Comment with the card you need I will DM you the card before contest ends tomorrow ⏳ #swiggy #giveaway #ipl #contest #ccgeeks

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

5 months

Got Rs.300 cash back at Amazon on a product of Rs.774 using the AmazonPay ICICI credit card 🔥 That’s an impressive 39% return which easily beats 16.5% given by Infinia. Not exactly sure what offer this was but showing as ‘Amazon Pay Rewards’ 🤔 Product url:

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

3 months

Special spend based offer for Standard Chartered credit card users with a 12.5% reward rate🔥 Majority low spenders should see this offer in SCB mobile app —> Inbox Did you get this amazing offer? #ccgeek #ccgeeks #scb #creditcard #offer #amazon

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

4 months

Thank you so much to all you Magnificent people on @X for helping me reach 1k followers milestone! Your support means the world to me, and I'm incredibly grateful for your engagement and encouragement❣️ Here's to many more meaningful conversations and connections ahead🎉

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

2 months

After Swiggy, Zomato offering its Gold membership at dirt cheap prices as part of their 16th birthday celebration 🔥 Happy Birthday Zomato 🎉🎂 Loot lo 😅 #ccgeeks #zomato #siwggy #birthday #ccgeek

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

3 months

CheQ - Cashback = Rs. 437 - Benefit = 1364 cheques chip worth Rs. 136 - Amount paid = Rs. 1,36,908 (6/7) 👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

5 months

What a timing after all the Axis Fiasco yesterday 😅 Cashback worth Rs. 823 💰 Note: This is the only Axis CC I hold 🫣 For almost everything else there is Infinia 👑 #axis #devaluation #ccgeeks #creditcards #infinia #hdfcbank #axiscircus

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

7 months

2. Used 4 CCs to gain below returns: - Hdfc Infinia Metal (4.73%) - Axis Airtel (2.79%) - Sbi Octane (3.69%) - Idfc First Select (10.60%) Avg Return=5.45% Note: Payments were staggered across 2-3 months to maximise returns (2/7)👇🏻 #axisairtel #idfcselect #sbioctane #infinia

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

7 months

Rewarding Credit card Bill Payments🔥 ✅ 1% cash back of Rs. 750/month through HDFC Bill Pay using the Platinum Debit card for bill payment of Non-HDFC CC ✅ For HDFC CC bills using the Cheq app to get additional discounts & 1% Cheq chips (See thread) #ccgeeks #sabkogyanmilega

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

3 months

Amazon Pay - Cashback = Rs. 2 - Benefit = Scratch card - Amount paid = Rs. 1001 (2/7)👇🏻

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Bhushan Talekar

@Bhushan_Tal_27

7 months

4. Validated the Reward Points & Cash backs thoroughly: - Made small payments initially to check if the RPs/CBs are showing up correctly in my statement - Called up the customer care to be double sure before swiping CCs for larger amounts (4/7) 👇🏻 #rewardpoints #cashback

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

27 days

Payment breakdown 1. Income tax payment (Incurred an additional ~1% cost as convenience fees) 2. Secret payment using a hack/trick to earn 2000 MR points per month without paying any convenience fees 🤫 Can you decode? 😁

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Bhushan Talekar

@Bhushan_Tal_27

11 days

@credofly Amex dekh ke 1-2% extra becomes 4-5% instantly. On top of it, the merchant’s reaction on seeing an Amex is classic 😅

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

Would like to extend my gratitude to @AmazingCreditC for being an early supporter towards my content. Your single repost of below tweet helped a lot 🙏🏻. Thanks again for introducing me to the lovely #ccgeek family 🙌🏻 Looking forward..!!!

@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

7 months

Unboxing my #HDFC #Infinia Metal Credit Card🔥 Got this beauty FYF in Oct’23 as an upgrade to my Regalia Used it to purchase my new car & instantly saved on the renewal fees of Rs. 12500. Also gained huge rewards points at 3.3% 🔥 What’s ur best buy on this card? #ccgeeks

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Bhushan Talekar

@Bhushan_Tal_27

7 months

3. Negotiated on MDR charges: Basis my relationship with the dealer, negotiated on the MDR charges to 0.8-0.9% Dealers generally charge ~2% for CC payments Note: Paid 0% MDR charges on Booking amount 🔥 (3/7) 👇🏻 #charges #mdr #fees

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Bhushan Talekar

@Bhushan_Tal_27

2 months

Swiggy offering it’s ONE membership at dirt cheap price of ₹9 only 🤩 Got this offer added to my cart while placing an order recently. Check and let know if you are able to claim it: #swiggy #membership #discount #ccgeeks #offers

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Bhushan Talekar

@Bhushan_Tal_27

3 months

GooglePay, IndMoney, PhonePe, PayTm - Cashback = Rs. 0 - Benefit = Shitty scratch cards - Amount paid = Rs. 2004 🙅‍♂️: - PhonePay charged an additional ₹1 as platform fee 😏 - IndMoney’s UI is so confusing that I am still unable to find my transaction history 😖 (6/8)👇🏻

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Bhushan Talekar

@Bhushan_Tal_27

6 months

Requesting suggestions from our ccgeek family on redemption of Tanishq vouchers via Infinia CC 👑 It will be my 1st redemption in this category with 70k points on SmartBuy. Your help in answering below queries will be highly appreciated❣️ 1. Can I buy vouchers in 2 different

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

20 days

Chroma vouchers on SmartBuy Used my Hdfc Infinia credit card to buy Chroma vouchers worth ₹62,000 which in turn provided reward points worth ₹9,900 (16%) 🔥 So, eventually the TV come at an effective price of ~₹52,000 only 🥳 Happy Savings. Cheers 🥂 (4/4)

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

3 months

Battle Winners 👑🏆 1. CheQ 2. Cred 3. PayZapp Download CheQ to get Rs. 50 discount on your first credit card bill payment: Download Cred to make any bill payment & earn up to ₹250 in assured cashback: (8/8)

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

3 months

MEGA GIVEAWAY 🎁🔥 This card will do wonders for 1 lucky person tonight to help win a brand new car from Swiggy 🚗 Person with the best pitch & maximum likes on his/her comment wins this card before 12.00 am tonight ⏳ Follow & Repost mandatory 🚨 Hurry up..!!! #swiggy

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

7 months

5. Met Renewal Fee Waiver Milestone: Calculated my CC spends till date to figure out how much more I needed for meeting the renewal fee waiver milestone & accordingly distributed spends across multiple CCs to optimise returns (5/7) 👇🏻 #renewalfee #waiver #milestone

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

7 months

Got the best 4k Dual Dash Cam installed. See video for DIY installation.📸 Red Tiger F9 @ 20% off on Amazon🔥 - Front cam: 4k - Rear cam: 1080p - Wifi & GPS enabled - 32 GB card included - Smart App control - Night Vision Best buy: #dashcam

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

5 months

All Axis credit card holders planning an exit after the recent devaluation fiasco, here’s the best in class sustainable option to seek for the long term - Hdfc Infinia 👑 I know it is a tough one to achieve. But trust me it is better to have 1 Hero card in your kitty than

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

Here’s my upgrade journey towards getting the most difficult & desired credit card - Hdfc Infinia Metal 🔥 Note: - I do not hold an Imperia a/c - I did not invest in any FD/ULIP to get Infinia Journey Summary: - Duration = 10 yrs - Total Spends = 77.5 lacs A thread (1/6)👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

5 months

@FI_InvestIndia Well said. But the joy of buying a zero debt car on your Credit card is priceless as well as rewarding💰

@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

7 months

Here’s how I purchased my new car using the Hdfc Infinia metal & few more CCs to gain an extra ~5% (40-45k)🔥 Let’s get started on personal note with a video of our car delivery celebrations on occasion of my son’s 1st b’day🎂 Bonus tip in last thread 🎁 (1/7)👇🏻 #ccgeeks

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

7 months

3. Used my Hdfc Infinia credit card via SmartBuy portal to purchase ‘Amazon pay gift vouchers’ worth Rs. 6788 to avail a 13% return of Rs. 882 Note: Please get acquainted with the ‘Hdfc SmartBuy’ portal. Let know if you want me to do a separate thread on it later. (3/4)👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

4 months

2) Reward Points Redemption Process i. Visit the Infinia SmartBuy portal: ii. Go to Rewards -> Luxury Vouchers -> Tanishq E-Voucher iii. Walk in-to any Tanishq store & select the applicable Tanishq product. iv. Cashier selects Gift Card as payment

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

3 months

Why I excluded few platforms: 1. Hdfc Billpay & SBI Unipay are excluded from this battle as they do not provide any rewards for Hdfc CC bill payments 2. Mobikwik is excluded as I had a horrible experience with them in the past & have stopped using it completely Have only

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

3 months

2. The SBI Octane CC offers a reward points structure that includes: i. Fuel purchases at BPCL petrol pumps: You earn 25X reward points on every Rs. 100 spent. This translates to 6.25% in reward points, plus a 1% fuel surcharge waiver. There's a maximum cap of 2,500 reward

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

3 months

Google Pay - Cashback = Rs. 0 - Benefit = Useless Scratch card - Amount paid = Rs. 1001 (3/7)👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

50k impressions in less than 24 hrs 🔥 Thanks a lot #ccgeek family for your love and support ❣️

@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

My car purchase story using the HDFC Infinia credit card got featured & published by @livemint 🔥 Mint is an award-winning business publication published by HT Media that also publishes Hindustan Times. Big thanks to @Shiprasorout , @ActusDei ✌🏻 Story:

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

4. Oct 2016 - Card #3 Got upgraded to the ‘All Miles’ card (LTF) with a limit of Rs. 2.45 lacs in Oct’16 which got enhanced to Rs. 3.3 lacs in Feb’19 This was my entry gate to the world of Regalia 🤩 (4/6)👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

2. Apr 2013 - Card #1 Started my CC journey long back in Apr’13 with Hdfc ‘Gold’ Card (LTF) having a limit of Rs. 75000 only Hardly had any understanding of this powerful financial instrument back then. I was in my mid twenties 👦 (2/6) 👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

5 months

Is this all just for proving fake veracity & getting those Amex Referrals ENVICI 🤭 Common..!!! #ccgeeks #controversy

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

5 months

Playing the power game by deleting my post Envici 🙄 It was deleted within few seconds of posting 😅 Is that how you accept comments/feedback by limiting audience? Still don’t remember me poking you in the wrong direction yet 🤷‍♂️ Not expected by a seasoned professional in

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

5. Jun 2019 - Card #4 Got Regalia at the same limit of Rs. 3.3 lacs (LTF) Below is the LE log: * Jul’20 - 5.57 lacs * Aug’21 - 7.51 lacs * Apr’22 - 9.51 lacs * Mar’23 - 10.1 lacs Burned tons of RPs for: 🔥 * Booking a 2N/3D stay at the Taj Mahal Palace, Mumbai * Purchasing

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

3 months

Requesting experts to RT for reach 🙏🏻🫰🏻 @nebula_world @AmazingCreditC @iSatishAgarwal @cards_wizard @credit_cruze @CAwhowrites @ProfessorCardz @imYadav31 @CardMavenIn @RewardsEngineer @DoBaniye @ameya4mPune @akshat_money @milespointspro @AbhiChtrj @Pradnya_007 @mainimanish

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

1 month

RPs redemption on Apple & Tanishq

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

3. Oct 2013 - Card #2 Within 6 months of usage, got my first CC upgrade offer with a decent limit enhancement in Oct’13. Got introduced to the ‘Superia’ card (LTF) with a Rs. 1 lac limit. Used it for few years and achieved a limit of Rs. 1.82 lacs (3/6)

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

27 days

Points breakdown 2000 points - Welcome bonus 15000 points - Spend threshold 2000 points - Secret payment 🫣🤫 Note - This is my first ever Amex. However, Infinia continues to be my Hero card in the long run 🫰🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

3 months

PayZapp - Cashback = Rs. 11 - Benefit = None - Amount paid = Rs. 5001 (4/7)👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

1 month

Utility Transactions

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

1 month

Hdfc Bill Pay - Cashback = Rs. 349 - Benefit = None - Amount paid = Rs. 34906 Note: - 1% CB using Hdfc Platinum DC (2/8)👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

5 months

What a perfect timing for my monthly SIP instalment deduction today with the Sensex falling by more than 1500 points in last 2 trading sessions 🔥 Great opportunity to get maximum units at a decent price 🤩 Did you make the most of this opportunity guys & how? #investing

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

5 months

@AdityaD_Shah Never use Credit cards 😅 Seems you missed mentioning this Aditya

@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

7 months

Here’s how I purchased my new car using the Hdfc Infinia metal & few more CCs to gain an extra ~5% (40-45k)🔥 Let’s get started on personal note with a video of our car delivery celebrations on occasion of my son’s 1st b’day🎂 Bonus tip in last thread 🎁 (1/7)👇🏻 #ccgeeks

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

1 month

SBI Unipay - Cashback = Rs. 894 - Benefit = None - Amount paid = Rs. 89476 Note: - 1% CB using Hdfc Platinum DC - Used 2 platinum DCs 🫣 (3/8)👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

5 months

Credit Card blocked and replacement card issued as the details got compromised ✅ Special Thanks to @asktarunn , @ImTheTrader , @OptnsStocksBoss , @kohli1only , @Abhijeetkmr_ , @credit_cruze for promptly suggesting corrective measures to avoid any losses 🫡 #ccgeeks #icici

@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

5 months

10 lakh limit on my new Amazon pay credit card 🔥 This is pretty close to my Infinia’s limit. Seems Icici wants me to shift all my spends on their CC 🤭 What’s your credit limit on the Amazon pay CC guys? #ccgeeks #creditcards #amazonpay #icici #hdfc #infinia #sabkogyanmilega

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

4 months

That Magic Number ✨🤩 #milestone

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

One more update on Credit card Rent payments from SBI this time 🚨 Got an email a while ago. Brace yourself for more such news 🤕 #ccgeeks #creditcards #rentpayments #sbi #devaluation #sabkogyanmilega

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

3 months

CheQ - Cashback = Rs. 0 - Benefit = Rs. 385 using CheQ chips - Amount paid = Rs. 84841 (5/8)👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

5 months

@FI_InvestIndia Fantastic bro. I agree full cash will have its benefits, however, credit card payments are almost equivalent to cash payments as there is no loan involved in either cases. In my case, I extracted all the benefits/discounts from the dealer before hand on the on-road price

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

Feels great to be a winner of the MAKemories contest by Bharat Petroleum & win gift vouchers worth Rs. 1000 🤩 The contest was to simply take a screenshot of the MAK Lubricant Ad with Rahul Dravid in frame during the India vs NZ world cup match & post on our handles in Nov’23.

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

3 months

AmazonPay - Cashback = Rs. 5 - Benefit = Scratch card - Amount paid = Rs. 2002 (2/8)👇🏻

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

6 months

#NewProfilePic

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

7 months

@sabeerali271 @AmazingCreditC @CreditCardsCom @credcardGenius @HDFC_Bank @HyundaiIndia @AxisBank @TheOfficialSBI @IDFCFIRSTBank @ProfessorCardz @credofly As mentioned in my thread, payments were staggered between 2-3 months to optimise returns & simultaneously keep a check on the Cibil. Just need to have a good hold on the numbers 😊

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

5 months

Had a lovely anniversary celebration at Maharashtra's most gorgeous riverside retreat @Anchaviyo resort located on the banks of the Vaitarna River 🏝️⛵️ Got 10x reward points using my Infinia credit card via SmartBuy portal fetching a return of 33.3% 🔥 Perfect double dip of

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

4 months

3. Here’s what is changing effective 20th Apr’24: 📌 The maximum cashback on Airtel Mobile, Broadband, Wi-Fi and DTH bill payments via Airtel Thanks App in a statement cycle has been revised from Rs. 300 to Rs. 250. 📌 The maximum cashback on other utility payments such as gas,

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@Bhushan_Tal_27

Bhushan Talekar

@Bhushan_Tal_27

1 month

Education Payments

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