Do Baniye @DoBaniye Twitter profile

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Do Baniye

4 months

Why do we call this trip as our 'Dream' Euro Trip? The answer is Lapland🇫🇮! 👉Why was Lapland so dreamy for us? 🔸Northern Lights 🔸Santa Claus Village 🔸Polar nights 🔸Glass Igloos 🔸Finnish Sauna Read on for details👇

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Do Baniye

@DoBaniye

12 days

From Bangalore's 40°C Heat to 0°C Chill: Our Great Escape! Fed up with the relentless Bangalore heat, we decided to escape to the mountains. 🏔️ Eager to explore new places, Manasi chose the charming hills of Darjeeling and Kalimpong for Sanket, while Sanket was excited to

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Do Baniye

@DoBaniye

2 months

Why does an India company write 750k and not 7.5L? @CRED_club @kunalb11

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Do Baniye

@DoBaniye

3 months

1st day of the new financial year, time for the following: ✅1.5L PPF ✅50K NPS ✅15K ITC to Marriott ✅Salary ✅Stepped up SIP by 10% ✅Rent ✅Utility Bills ✅Credit card Bills ✅Vouchers: big basket, swiggy, Amazon gift card, amazon shopping voucher, Zomato What do you do on

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Do Baniye

@DoBaniye

6 months

Our dream Euro trip began from Paris! ✈️Bangalore🇮🇳 -> Paris🇫🇷 Air France Direct Flight Revenue Rate: ₹2.8L Booked through Flying Blue: 50K miles + ₹17K taxes Value of 1 mile = ₹5.2 Revenue price of 1-stop flight: ₹74K Value of 1 mile = ₹1.14 (1/n)

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Do Baniye

@DoBaniye

1 month

Why we chose Türkiye🇹🇷 for our honeymoon? Together, Istanbul, Cappadocia, Antalya and Kaş provide a perfect mix of urban excitement, natural wonder, diverse mouthwatering cuisine😋 and serene beach relaxation🏖️, creating a well-rounded and unforgettable honeymoon experience.

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Do Baniye

@DoBaniye

2 months

Cards in our wallets: 💳 1. Amex Platinum Travel We swipe it wherever it is accepted, till we reach 4L milestone 2. Axis Atlas Backup, in case Amex is not accepted 3. HDFC Infinia (Lifetime free) Backup of backup, in case Atlas also fails What cards do you have in your

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Do Baniye

@DoBaniye

9 months

How do we get 16.5% return on accelerated spends? We use HDFC Infinia 💳 for this. 👉 5 Reward Points (RPs) for every ₹150(3.3%) 👉 3x-10x on Smartbuy Portal (9.9-33%) 👉 1 RP ~ ₹1 👉 Easy Redemption via: 🔸Smartbuy ✈️🏨 🔸 Miles Transfer ✈️🏨 🔸 Apple

Do Baniye

@DoBaniye

9 months

How can we get ~6% return on the next ₹15,00,000 spends after using Amex Platinum Travel for the first ₹4,00,000 to get ~8%? We can use Axis Atlas 💳 for this. We get 2 Edge Miles(EM) for every ₹100 spend. We can convert 1 EM to 2 points in various airlines and hotels.

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Do Baniye

@DoBaniye

9 months

How do we get 8% return on ₹4,00,000 spends on our American Express Platinum Travel Credit Card? We get 1 Membership Reward(MR) point for every ₹50 spent. We can convert 1 MR to 1 Marriot Bonvoy(MB) point. General value of 1 MB ~ ₹0.50. This gives ₹4,000 rewards on

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Do Baniye

@DoBaniye

12 days

Day 1⃣ ✈️Bangalore -> Bagdogra Indigo Flight for 2 pax 💰₹19.8K ⏲️3 hours 👉Booked it through Infinia reward points(70%) and got 16.5% (5x) reward points on rest 30% as well. 🚗Took a cab from Bagdogra to Darjeeling 💰₹2.2K ⏲️3 hours 👉Checked into an @Airbnb in Alubari

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Do Baniye

@DoBaniye

3 months

For anybody considering buying @reliancejio Air Fiber, please DO NOT! The customer service is beyond dreadful! Despite our ongoing issue, it's been an excruciating 14 days with no resolution in sight! Every day, we're given the same excuse: "The technician will come tomorrow."

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Do Baniye

@DoBaniye

8 months

How do we earn 13% rewards on our ⛽️ spends? 👉 HP Pay on HP Petrol Pumps 👉 Payment mode: Amazon Pay ICICI Fastag 👉 Amazon Pay Gift Card on Smartbuy via Infinia (1/n)

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Do Baniye

@DoBaniye

5 months

And finally, we reached our last and the most awaited stop on our dream Euro Trip! Lapland, Finland🇫🇮 How did we reach there? ✈️Amsterdam🇳🇱 <-> Rovaniemi🇫🇮 KLM return flights for 2 pax 👑Business Class Revenue rate: 3.2L Booked through Air France Flying Blue: 80K miles +

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Do Baniye

@DoBaniye

20 days

How did we celebrate our 1st anniversary? (Feb 2024) We decided to spend our special day at @TheTamara_Coorg because of our love for tranquility and eco-consciousness. And since we only had a weekend to spare, this resort was the best we could think of. Tamara, Coorg has also

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Do Baniye

@DoBaniye

23 days

How we got 14.3K reward points on buying our TV? 📺 Our shiny new TV set us back ₹87K, but thanks to some clever manoeuvring, we managed to rack up a whopping 14.3K reward points! 💳 Here's how we did it: 1️⃣ We used ₹50K worth of Amazon vouchers from our HDFC Infinia card on

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Do Baniye

@DoBaniye

12 days

@Airbnb Day2⃣ 👉Visited another legendary eatery - Glenary's Bakery & Restaurant. Had a disappointing experience as the quality and taste of food has drastically declined compared to pre-Covid times. 👉For tea shopping and tasting, we visited another renowned tea manufacturer - Golden

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Do Baniye

@DoBaniye

4 months

Thread of threads: Our Dream Euro Trip! ✈️ Here are some highlights of our incredible 17-day adventure: 👉5 countries: 🇫🇷 France, 🇱🇺 Luxembourg, 🇨🇭 Switzerland, 🇳🇱 Netherlands, and 🇫🇮 Finland! 👉Hitting the road: We rented 3 cars and cruised over 3,323 km through stunning

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Do Baniye

@DoBaniye

12 days

@Airbnb @MayfairResorts @MayfairResorts Himalayan Spa Resort deserves special acknowledgement. The stay at this hotel was super comfortable. The views of Kanchenjunga were breathtaking, the campus was like something out of a fairytale with its Snow White and her seven dwarfs atmosphere, and the food

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Do Baniye

@DoBaniye

7 months

🚨Infinia miles transfer devaluation🚨 2 Reward points = 1 Loyalty point Effective 15th Jan 2024 Programmes effected: Turkish miles, Accor and Avianca Life Miles

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Do Baniye

@DoBaniye

7 months

Amazon shopping voucher limit has been increased from 10K to 25k in a month on HDFC smartbuy gyftr without any convenience fees now!

Do Baniye

@DoBaniye

9 months

How do we get 16.5% return on accelerated spends? We use HDFC Infinia 💳 for this. 👉 5 Reward Points (RPs) for every ₹150(3.3%) 👉 3x-10x on Smartbuy Portal (9.9-33%) 👉 1 RP ~ ₹1 👉 Easy Redemption via: 🔸Smartbuy ✈️🏨 🔸 Miles Transfer ✈️🏨 🔸 Apple

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Do Baniye

@DoBaniye

7 months

Guess the card: 2 movie tickets worth ₹450 for just ₹70!

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Do Baniye

@DoBaniye

5 months

🌟 Thrilled to be featured in our first print media @happiesthealth1 , celebrating our financial wellness journey. Thanks to the power of smart credit card planning, we're turning dreams into reality. Here's to more adventures and financial success stories! 🚀💳

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Do Baniye

@DoBaniye

9 months

How do we get 16% + 65% + 16% discount on our Youtube Premium and Google One Subscriptions? 👉 YT Premium offers ad-free videos, background play, YT music and more premium features! 👉 Google One plans offer 100GB to 5TB storage, Google Photos Editing and more premium features!

Do Baniye

@DoBaniye

9 months

How do we redeem our Infinia RPs? 👉 Until redeemed, all points are just monopoly money. So, EARN & BURN! 🔥 👉 3 years validity. 👉 RPs nullify if card not used for 1 year. 👉 Easy redemptions 🔸Smartbuy ✈️🏨 🔸Miles Transfer ✈️🏨 🔸Apple Products 📱💻

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Do Baniye

@DoBaniye

7 months

With 2 months of hard work, we've finally hit our 1st milestone. 🚀 We are now 1000 strong! 💪 😇 Thank you for your overwhelming response. 🙏 Feel free to drop your valuable comments/suggestions/feedback and help us get better.

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Do Baniye

@DoBaniye

2 months

Do you agree with this classification?

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Do Baniye

@DoBaniye

9 months

How do we redeem our Infinia RPs? 👉 Until redeemed, all points are just monopoly money. So, EARN & BURN! 🔥 👉 3 years validity. 👉 RPs nullify if card not used for 1 year. 👉 Easy redemptions 🔸Smartbuy ✈️🏨 🔸Miles Transfer ✈️🏨 🔸Apple Products 📱💻

Do Baniye

@DoBaniye

9 months

How do we get 16.5% return on accelerated spends? We use HDFC Infinia 💳 for this. 👉 5 Reward Points (RPs) for every ₹150(3.3%) 👉 3x-10x on Smartbuy Portal (9.9-33%) 👉 1 RP ~ ₹1 👉 Easy Redemption via: 🔸Smartbuy ✈️🏨 🔸 Miles Transfer ✈️🏨 🔸 Apple

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Do Baniye

@DoBaniye

8 months

How can we redeem Amex Membership Reward(MR) points? 👉Statement credit-> 4:1 👉 e-vouchers-> 5:1 to 4:1 👉 Transfer -> 3:1 to 1:1 (Vistara, Avios, Krisflyer, Marriot, etc) 👉 Gold collection -> 2.7:1 to 1.7:1 (Taj, Vistara, Amazon, Flipkart, etc) (1/n)

Do Baniye

@DoBaniye

9 months

How do we get 8% return on ₹4,00,000 spends on our American Express Platinum Travel Credit Card? We get 1 Membership Reward(MR) point for every ₹50 spent. We can convert 1 MR to 1 Marriot Bonvoy(MB) point. General value of 1 MB ~ ₹0.50. This gives ₹4,000 rewards on

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Do Baniye

@DoBaniye

12 days

@Airbnb Day3⃣&4⃣ 👉Took a cab to Kalimpong from Darjeeling 💰₹3.6k ⏲️2.5 hours 📍Stayed at @MayfairResorts Himalayan Spa Resort, Kalimpong 💰₹6.1K Paid using Infinia for 33.3%(10x) reward points (2K) On our way, we stopped by at Tribeni Point and tea gardens.

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Do Baniye

@DoBaniye

22 days

How do we save 13-16.5% using Amazon vouchers? There are 4 types of Amazon vouchers: 1⃣Amazon Prime Membership 2⃣Amazon Fresh 3⃣Amazon Shopping Voucher 4⃣Amazon Pay 1⃣Amazon Prime Membership Gift Card It can only be used to buy membership for Amazon Prime. Available at a

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Do Baniye

@DoBaniye

19 days

Zomato Dining Extra 40% off offer using Axis Bank Credit cards 👉Extra 40% off on a min spend of ₹2500 🔹upto ₹1500 👉Pay via Zomato app 👉Valid: 24th May to 8th July, 2024 👉Discount Code: DININGAXIS 👉Valid once per customer

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Do Baniye

@DoBaniye

7 months

1st day of the month! Time for following for us: ✅Salary ✅SIP ✅Rent ✅Utility Bills ✅Credit card Bills ✅Vouchers: big basket, swiggy, Amazon gift card, amazon shopping voucher For do you do on 1st day of each month?

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Do Baniye

@DoBaniye

9 months

How can we get ~6% return on the next ₹15,00,000 spends after using Amex Platinum Travel for the first ₹4,00,000 to get ~8%? We can use Axis Atlas 💳 for this. We get 2 Edge Miles(EM) for every ₹100 spend. We can convert 1 EM to 2 points in various airlines and hotels.

Do Baniye

@DoBaniye

9 months

How do we get 8% return on ₹4,00,000 spends on our American Express Platinum Travel Credit Card? We get 1 Membership Reward(MR) point for every ₹50 spent. We can convert 1 MR to 1 Marriot Bonvoy(MB) point. General value of 1 MB ~ ₹0.50. This gives ₹4,000 rewards on

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Do Baniye

@DoBaniye

2 months

1st day of the month, time for us to do the following: ✅Salary ✅SIP ✅Rent ✅Utility Bills ✅Credit card Bills ✅Vouchers: Big basket, Swiggy, Amazon gift card, Amazon shopping voucher, Zomato ✅Expenses and Investment check What’s your routine for the 1st of every month?

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Do Baniye

@DoBaniye

2 months

That’s our mutual fund portfolio returns of 7.5 years. What’s your XIRR and first time you made an investment?

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Do Baniye

@DoBaniye

1 month

1st day of the month, time for us to do the following: ✅Salary ✅SIP ✅Rent ✅Utility Bills ✅Credit card Bills ✅Vouchers via HDFC Infinia: Big basket, Swiggy, Amazon gift card, Amazon shopping voucher, Zomato ✅6* ₹1K Vouchers via Amex Gold Charge Card ✅Expenses and

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Do Baniye

@DoBaniye

8 months

How can we use our Marriott Bonvoy(MB) points? With 30% bonus offer on Amex to MB transfer, this is the 🔥question. 👉On Marriott website/app: 🔷Room 🔷Experiences 🔷F&B 🔷Spa 🔷Travel 👉 39 Airline partners for miles transfer: 🔷United is preferred with 2:1 ratio on 60K MB

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Do Baniye

@DoBaniye

1 month

Guess the card! ~86% discount on 2 movie tickets on @bookmyshow !

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Do Baniye

@DoBaniye

4 months

Guess the card! ~86% discount on 2 movie tickets on @bookmyshow !

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Do Baniye

@DoBaniye

12 days

@Airbnb @MayfairResorts We also explored Kalimpong town by walking around and discovered its amazing cafe culture! We visited one of the famous cafes, Art Cafe. It was love at first sight with this cafe. The simple earthen architecture and decor won us over! Everything we tried here was truly

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Do Baniye

@DoBaniye

12 days

@Airbnb Day 7⃣ 👉 The highlight of our trip - Yumthang Valley and a HIDDEN GEM!! It took us about 1 hour to reach Yumthang and another hour from Yumthang to Zero Point. The entire journey was breathtaking, to say the least! We moved through enchanting Rhododendron forests and reached

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Do Baniye

@DoBaniye

3 months

Is it expected for the battery max capacity to be down to 86% in 2 years? This is iPhone 13.

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Do Baniye

@DoBaniye

1 month

@jakesonaplane_ @AMAZlNGNATURE That double rainbow 😍😍

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Do Baniye

@DoBaniye

16 days

How can we still get ~5.3% return on ₹3-15L spends on Axis Atlas 💳? There is a lot of confusion about Axis Atlas credit card lately. So here we are, making it clear and simple for all you peeps! We get 2 Edge Miles(EM) for every ₹100 spend. We can convert 1 EM to 2 points

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Do Baniye

@DoBaniye

12 days

@Airbnb Day 6⃣ 👉 Took a cab to Lachung, North Sikkim. 💰 ₹21K - We booked an Innova for ourselves for 2 nights and 3 days. ⏲️ 7-8 hours - It used to take about 4-5 hours earlier, but because of the torrential floods last year, the shorter route was destroyed. 👉 We stayed in an

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Do Baniye

@DoBaniye

7 months

Why we closed our Axis Vistara Infinite Credit Card? ❗️Renewal fees @₹11,800 ❗️No plans to travel Vistara in near future ❗️Award ✈️ availability is low ❗️Rent not counted in milestone ❗️Low BLR connectivity ❗️Uncertain future after AI merger ❗️Blocking one Axis card slot

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Do Baniye

@DoBaniye

3 months

Guess the card! ~85% discount(₹400 from ₹471) on 2 movie tickets on @bookmyshow !

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Do Baniye

@DoBaniye

5 months

✈️Bangalore to London🇬🇧 return in ₹50K! ✈️Bangalore to Paris🇫🇷 return in ₹50K! ✈️Bangalore to New York🇺🇸 return in ₹72K! Air France is celebrating their 90th anniversary with promo fares Booking period: 13th Feb to 5th March 2024 Travel period: until 31 Oct 2024 From:

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Do Baniye

@DoBaniye

4 months

@UniqloIn @bookingcom @kakslauttanen We saw the NORTHERN LIGHTS!! 🔥 We were lucky enough to witness the Northern Lights for 2 nights straight! 🔸1st night: Chased them with a professional guide, exploring different viewing locations. We even built a bonfire on the frozen Inari lake, enjoying hot chocolate and

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Do Baniye

@DoBaniye

2 months

And we thought such a big financial influencer would know about asset allocation 🤦‍♀️🤦‍♂️

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Do Baniye

@DoBaniye

2 months

How do we earn 15% rewards on our Decathlon spends? 👉Decathlon Gift card not available on Amazon or HDFC/Axis Gyftr 🔹Available on Amex Gyftr 👉We used to get 2% discount 🔹Payment through amazon gift card bought through Infinia(~13%)

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Do Baniye

@DoBaniye

3 months

Got an upgrade offer to Amex Platinum with 1.25L bonus points and a laptop sleeve. Is it worth it?

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Do Baniye

@DoBaniye

8 months

🚨Be sure to tap no on the POS machine after pin while using Amex cards. Today we were using our Plat Travel in WESTSIDE and got this mail. Got to know from Amex customer care that point redemption was selected after PIN. Be aware! 🚨

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Do Baniye

@DoBaniye

12 days

@Airbnb And just a few more pictures ❤️

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Do Baniye

@DoBaniye

3 months

Axis Atlas Credit Card Devaluation 🔹 Effective April 20th, 2024, Atlas cardholders will see several changes impacting rewards and benefits. Here's a breakdown: 🚫 Exclusions now include government services, utilities, gold/jewellery, rent, wallet, insurance, fuel. 💳 Limits

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Do Baniye

@DoBaniye

5 months

How did we get 15K Marriott Bonvoy(MB) points hotel night for ~₹3.5K? 👉Card used: HDFC Bank Marriott Bonvoy Credit card 👉Annual Fees: ₹3000 + GST 👉Annual Benefit: 1 Free Night Award(FNA) (upto 15K MB points) Validity: 1 year 👉Booking Options Can book upto 30K MB points

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Do Baniye

@DoBaniye

7 months

TIL: We can cancel or reschedule any flight for a travel date >7days away, within 24 hours of booking! Can be a very useful feature!!

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Do Baniye

@DoBaniye

7 months

Marks and spencer gift vouchers are back hdfc smartbuy gyftr portal with 2.5-7.5% discounts! Is it the best way to buy M&S? HP pay app has a Gyftr section with flat 12% discount! Pay through Amazon pay, extra upto 13% reward points! Thanks to @RewardsMaverick for showing us

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Do Baniye

@DoBaniye

8 months

Love axis systems😂 We’re so close to annual fees waiver on Magnus, just 14.9921L to go from 15L😂😂

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Do Baniye

@DoBaniye

2 months

Surprised to see ICICI and SBI more than Axis! Do you have any credit cards by these banks? If yes, which one? Source: @Kuvera_In

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Do Baniye

@DoBaniye

26 days

Destination 3 of Türkiye🇹🇷: Antalya & Kaş Why did we choose Antalya & Kaş? 1⃣ Vibrant nightlife 2⃣Pristine beach with clear turqoise waters 3⃣Oceanside restaurants 4⃣Bougainvillea-covered houses boasting Ottoman-style balconies 5⃣Greek vibes

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Do Baniye

@DoBaniye

3 months

Axis Magnus Credit Card Devaluation 🔹 Effective April 20th, 2024, Magnus cardholders will see several changes impacting rewards and benefits. Here's a breakdown: 🚫 Exclusions now include gold/jewellery, insurance, fuel. ❌ Discontinued services: Airport Meet & Assist,

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Do Baniye

@DoBaniye

12 days

@Airbnb A few pictures of the frozen waterfalls on our way.

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Do Baniye

@DoBaniye

2 months

‼️ Giveaway Alert ‼️ We are looking for an Amex referral to apply for a new card. Criteria: Share the most interesting and creative use case for the referral bonus. Tell us how you plan to use it, and you could be the one who gets those 8K MR points! 🎊 We plan to apply

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Do Baniye

@DoBaniye

12 days

Day 5⃣ 👉Took a Cab to Gangtok from Kalimpong 💰 ₹3.2K ⏲️ 3 hours 👉We stayed in an @Airbnb in Upper Burtuk, 3km from MG road, Gangtok. The view from our balcony was stunning! 👉Went to a famous cafe on MG road, The Coffee Shop. It had a view of both MG road and mountains. We

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Do Baniye

@DoBaniye

7 months

Guess the card! ₹480 saved out of ₹1080 (44%) on movie tickets!

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Do Baniye

@DoBaniye

6 months

Next stop on our dream Euro trip: Luxembourg🇱🇺 🏨 Hotel Novotel Suites Luxembourg Revenue Rate: = ₹11.3K (€125) Booked through Accor 6K points + ₹500 Value of 1 point = ₹1.8 (1/n)

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Do Baniye

@DoBaniye

12 days

@Airbnb A few videos from Yumthang ❤️

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Do Baniye

@DoBaniye

7 months

It was @sanketgarg92 ’s birthday today. This is how we saved ~30% on our lunch bill! 👉10% Swiggy Dineout discount 👉₹150 coupon ‘ONE150’ 👉15% infinia card discount

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Do Baniye

@DoBaniye

1 month

The Accor Silver Card arrived in the mail today! Thanks to @Pradnya_007 for posting about the upgrade offer. Do we need to carry this card? For what all can it be used for?

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Do Baniye

@DoBaniye

7 months

Another reason to be with Amex! 👉20% off on Indigo 👉 Both domestic and international 👉Minimum transaction: ₹5,000 👉 Maximum discount: ₹2,024 👉 Booking: 18 to 20 December 👉 Travel Dates: 8 Jan to 11 April 2024 @outofofficedaku might be a useful offer for your

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Do Baniye

@DoBaniye

4 months

1st day of the month! Time for following for us: ✅Salary ✅SIP ✅Rent ✅Utility Bills ✅Credit card Bills ✅Vouchers: big basket, swiggy, Amazon gift card, amazon shopping voucher What do you do on 1st day of each month?

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Do Baniye

@DoBaniye

6 months

Guess the card! 2 movie tickets worth ₹441 for only ₹61!!

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Do Baniye

@DoBaniye

6 months

With another 45 days of hard work, we’ve hit our 2nd milestone! 🚀🚀 We are now 2000 strong! 💪 😇 Thank you for your overwhelming response. 🙏 Feel free to share your valuable feedback/suggestions/comments and help us get better.

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Do Baniye

@DoBaniye

7 months

🚨RBI has announced 2 major changes in UPI🚨 👉Transaction limit increased from ₹1L to ₹5L 🔷Only for payments to hospitals and educational institutions 👉Transaction limit increased from ₹15K to ₹1L for recurring payments 🔷Like Credit card payments, Mutual fund

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Do Baniye

@DoBaniye

6 months

@eazydiner x @MyIndusIndBank have come out with a new Life Time Free(LTF) variant of their credit card: Platinum Why do we still prefer Signature variant with ₹2K annual fees? 👉Two Complimentary movie tickets every month worth ₹200 each on @bookmyshow 🔸We value this

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Do Baniye

@DoBaniye

9 months

How are we increasing our return on ₹4,00,000 spends on our @AmexIndia Platinum Travel 💳 from ~8.5% to ~11%? 👉 New United offer for 30% bonus miles 👉 Registration compulsory 👉 Offer ends 31st Oct 👉 Up to 25,000 bonus miles (1/n)

Do Baniye

@DoBaniye

9 months

How do we get 8% return on ₹4,00,000 spends on our American Express Platinum Travel Credit Card? We get 1 Membership Reward(MR) point for every ₹50 spent. We can convert 1 MR to 1 Marriot Bonvoy(MB) point. General value of 1 MB ~ ₹0.50. This gives ₹4,000 rewards on

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Do Baniye

@DoBaniye

3 months

💡✨💰 Ready to dive into the world of Public Provident Fund (PPF) and maximise your savings? Here's a simple and informative post about PPF!🌍💸 👉Deposits in a Financial Year: We can invest between 500 to 1.5L every year. 👉Maturity after 15 Financial Years: Our account will

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Do Baniye

@DoBaniye

30 days

“There are decades where nothing happens; and there are days where decades happen.”

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Do Baniye

@DoBaniye

1 month

How are we planning to get 13% return on our Amex Gold Charge Card in the first year? 🏁1K bonus points for 6 transactions of ₹1K each 🏁5X points for Reward Multiplier including Gyftr 👉6 transactions of ₹1K each through Amex Gyftr 🔹Mostly Amazon Pay or Amazon Shopping

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Do Baniye

@DoBaniye

8 months

1st day of the month, time for the following: Rent Amazon Pay Voucher Amazon shopping voucher Pay all credit card bills Tell us in comments 👇what else you do on the 1st of each month.

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Do Baniye

@DoBaniye

5 months

100% cashback on UPI! 👉Get ₹750 cashback on UPI payments on @NPCI_BHIM app 👉3 times ₹100 on first 3 transactions using Rupay credit card of above ₹100 👉5 times ₹30 on next 5 transactions using Rupay credit card of above ₹200 each month 🔹Make sure to link both Rupay

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Do Baniye

@DoBaniye

9 months

How do we get ~9-10.5% interest on our investment? We use @CRED_club Mint. They have 3 plans now: 👉Flexi Plan 9%, no lock-in New lock-in plans: 👉Growth Plan 10%, 1 year lock-in 👉Prime Plan 10.5%, 2 year lock-in Read on for: Business model, Risks, taxation, etc. (1/n)

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Do Baniye

@DoBaniye

7 months

What do we do if we’re short of some Marriott points? 👉We ask a friend to transfer to our Marriott Bonvoy(MB) account 👉Transfer of MB points to another account is allowed 👉We return it later once we have the required points ‼️But there are some terms & conditions 🧵 (1/n)

Do Baniye

@DoBaniye

8 months

How can we use our Marriott Bonvoy(MB) points? With 30% bonus offer on Amex to MB transfer, this is the 🔥question. 👉On Marriott website/app: 🔷Room 🔷Experiences 🔷F&B 🔷Spa 🔷Travel 👉 39 Airline partners for miles transfer: 🔷United is preferred with 2:1 ratio on 60K MB

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Do Baniye

@DoBaniye

21 days

We've hit another milestone. 🚀 We are now 5000 strong! 💪 😇 Thank you for your overwhelming response. 🙏 We’re opening up free slots for credit card consultation. Requirements: 1️⃣Follow @DoBaniye 2️⃣Repost this DM us with your requirements and we’ll get back to you!

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Do Baniye

@DoBaniye

9 months

How do we get 1.5% back on our UPI spends? We use HDFC Tata Neu Infinity 💳 for this. 👉 1.5% back as NeuCoins for spends including UPI 👉 5% back as NeuCoins on Tata Neu and partner Tata brands 👉 1 NeuCoin = ₹1 on Tata Neu app (1/n)

Do Baniye

@DoBaniye

9 months

How do we get 16.5% return on accelerated spends? We use HDFC Infinia 💳 for this. 👉 5 Reward Points (RPs) for every ₹150(3.3%) 👉 3x-10x on Smartbuy Portal (9.9-33%) 👉 1 RP ~ ₹1 👉 Easy Redemption via: 🔸Smartbuy ✈️🏨 🔸 Miles Transfer ✈️🏨 🔸 Apple

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Do Baniye

@DoBaniye

5 months

Next stop on our dream Euro trip: Switzerland🇨🇭 On our France road trip, we crossed some parts of Switzerland in between. So, we decided to halt there for a couple of days and explore the nearby areas. Where all did we go in Switzerland- Day 1? 👉Eggiwil 👉InterLaken

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Do Baniye

@DoBaniye

4 months

Get upto 40% bonus Club Vistara points! 👉CV Points transferred | Bonus 5K to 50K : 15% 50K to 1L : 25% More than 1L : 40% 👉Only valid on 1st transaction from each partner 👉Offer period: 20 Feb to 31 March 2024 👉Bonus Credit date: 31 May 2024 👉Registration

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Do Baniye

@DoBaniye

2 months

Myntra is now a Smartbuy 5X/5% partner! For non-Infinia users, this is a good addition. For Infinia users, we can still buy Myntra gift cards from Gyftr at 5x rewards with instant discounts.

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Do Baniye

@DoBaniye

2 months

Smart Bag Tag by Tag8 is here! It’s a gift for HDFC Marriott Bonvoy Credit Card holders. In case your bag gets lost, the finder can scan the QR and you will be notified.

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Do Baniye

@DoBaniye

6 months

24 reward points for every ₹100 spent on Amex reward multiplier! Offer validity: 15 to 31 Jan, 2024 Participating Brands: Apple, MakeMyTrip, Croma, Dyson, Tanishq, Flipkart, etc

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Do Baniye

@DoBaniye

7 months

🌟✨ *Axis-ITC Rewards Extravaganza!* 🌟✨ 🚀 Exciting news for Axis Bank cardholders & Club ITC fans – a rewards fusion like never before! 🎉💳 Let's dive into the deets on this exclusive Axis-ITC bonus transfer thread. 🧵👇 (1/n)

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Do Baniye

@DoBaniye

7 months

Physical menu cards really need to make a comeback!

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Do Baniye

@DoBaniye

1 month

Why is it the best time to refer someone? 12K referral bonus instead of 8K till 16th July, 2024!! Need any more reasons?😂

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Do Baniye

@DoBaniye

7 months

TIL: You need 10K points in your Amex account to buy 10K points from Amex. Such a fail😶 Need at least 1K in the account to buy any Amex points.

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Do Baniye

@DoBaniye

8 months

How are we increasing our @AmexIndia returns by another 30%? 👉 New @Marriott offer for 30% bonus points 👉 Offer period: 16th Nov - 15th Dec 2023 👉 Instant transfer with 30% bonus (1/n)

Do Baniye

@DoBaniye

9 months

How are we increasing our return on ₹4,00,000 spends on our @AmexIndia Platinum Travel 💳 from ~8.5% to ~11%? 👉 New United offer for 30% bonus miles 👉 Registration compulsory 👉 Offer ends 31st Oct 👉 Up to 25,000 bonus miles (1/n)

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Do Baniye

@DoBaniye

4 months

Thank you, Europe! See you soon! ✈️Amsterdam🇳🇱 -> Bangalore🇮🇳 KLM Direct Flight for 2 pax Revenue Rate: ₹1.9L Booked through Air France Flying Blue: 50K miles + ₹17K taxes Value of 1 mile = ₹3.54 Revenue price of 1-stop flight: ₹85K Value of 1 mile = ₹1.36

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Do Baniye

@DoBaniye

4 months

‼️From 4°C to -34°C‼️ Amsterdam 🇳🇱 ✈️ Rovaniemi🇫🇮 4°C -34°C How did we survive such extreme temperatures? We wore multiple layers: 1: Thermal Inners from @UniqloIn 2: Merino Wool sweater from @UniqloIn 3: Fleece Top and Bottoms from

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Do Baniye

@DoBaniye

11 days

Here are some more pictures/videos from our amazing stay and beautiful town of Kurseong! 🩷

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Do Baniye

@DoBaniye

7 months

T1 080 lounge >>>> T2 080 lounge at Bangalore Domestic Airport

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Do Baniye

@DoBaniye

17 days

How we saved ₹1.3K (40%) on Father's day lunch? We took advantage of a 40% pre-booking offer on @zomato for a table for four at Nomad Pizza. We absolutely loved their food! We ordered three dishes along with a few alcoholic drinks. We highly recommend trying their pizzas and

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