Jose Paul Martin @jpmartin Twitter profile

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Jose Paul Martin

6 days

Pessimists are often right, and optimists are often wealthy. I've come across optimists and pessimists - both are necessary - the optimists created the airplane, the pessimists created the parachute. #quotes

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Jose Paul Martin

@jpmartin

6 months

@ravihanda Old days they used to hide money in the walls, so cement and paint were required to cover things up. Washing machine is a mystery, oh... maybe they thought it was for money laundering! Someone in the GST council has been watching too much Ozark! 😆

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Jose Paul Martin

@jpmartin

1 year

@Ravisutanjani If Indian companies can offer cheaper products than similar ones produced outside the country. Then this makes sense! But which companies have launched recently? Oh yes... Jio. Are there any other manufacturers that can compete? or is this just a monopoly game.

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Jose Paul Martin

@jpmartin

4 months

@ipo_mantra Wealth follows a cycle... there are periods of wealth creation and wealth destruction. Just like any free market... No matter which govt comes to power, we have to understand where we are in the cycle.

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Jose Paul Martin

@jpmartin

2 months

@saketh1998 Tax Hunting Season is coming up... Govt just wants to increase income, without justifying their expenses. Nothing new.

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Jose Paul Martin

@jpmartin

4 months

@Akshat_World "Before buying, always ask the builder to justify the price." - They'll just say, take it or leave it...

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Jose Paul Martin

@jpmartin

15 days

@Akshat_World Now you know why ppl want to escape to lower tax havens like Dubai!

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Jose Paul Martin

@jpmartin

1 year

@Ravisutanjani Those who voted with their finger, can now vote with their wallet.

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Jose Paul Martin

@jpmartin

11 months

@anandmahindra Happy Onam! The best restaurant....? I would say home... they serve with love, and don't charge you anything 😂

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Jose Paul Martin

@jpmartin

4 years

Always have loved this cartoon... #sensex #nifty #dowjones #nasdaq

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Jose Paul Martin

@jpmartin

15 days

@WeekendInvestng Seems so... for LTCG.

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Jose Paul Martin

@jpmartin

15 days

@CAChirag If you remove indexation as a concept, you also DO NOT need to acknowledge that there is inflation anymore. Is there any asset class that still has indexation benefits?

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Jose Paul Martin

@jpmartin

1 year

@ankurnagpal @liquidamber_h to get fit or to cross 35? 😜

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Jose Paul Martin

@jpmartin

7 years

"Invest Like a Bull, Sit Like a Bear & Watch Like an Eagle." - @VijayKedia1 great #quote I'm going to steal it!

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Jose Paul Martin

@jpmartin

26 days

@chandrarsrikant @ChristinMP_ @BhavyaDKumar @moneycontrolcom Now I understand why the Uber CEO said.... Indians want everything, but don't want to pay anything!

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Jose Paul Martin

@jpmartin

4 years

@vijayshekhar If I could give you my 2 cents, that would be 2 barrels of #oil 😞

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Jose Paul Martin

@jpmartin

4 months

@WeekendInvestng We're all "part of the family", until we ask for a raise... 🫠

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Jose Paul Martin

@jpmartin

1 year

@paulg Ever wondered why Indian Americans make the highest?

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Jose Paul Martin

@jpmartin

1 month

@pitdesi Made a recent trip to Europe, bought some luxury brands, only to be disappointed when I reached India, that they were not made in Europe, but labels said they were either... Bangladesh, China - mostly China. For my next trip, I might as well go to the source and buy directly!

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Jose Paul Martin

@jpmartin

1 year

@aveekmitra India will disappoint both the pessimists and optimists.

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Jose Paul Martin

@jpmartin

2 months

@evernote 100K notes?! Please interview these guys, so we can all learn from them how they manage so much!

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Jose Paul Martin

@jpmartin

20 days

@dmuthuk Increase the strength of the currency, and at PPP level this graph will look different.

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Jose Paul Martin

@jpmartin

15 days

@Nithin0dha @zerodhaonline Smokers will smoke!

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Jose Paul Martin

@jpmartin

4 months

@pvsubramanyam @narendramodi We're all proud to see airports improve in India irrespective of which govt was in power when it was built, BUT unemployment is still quite high in India. As per ILO & IHD joint report published recently, nearly 83% of the jobless population belongs to the youth demographic.

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Jose Paul Martin

@jpmartin

4 months

@NikitaKharakia @dmuthuk We have plenty of greenary in Kerala, I don't think it has anything to do with lack of trees. The weather is hot!

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Jose Paul Martin

@jpmartin

29 days

@deepakshenoy 5L to 25L is a bit of an increase, should have been 3x instead of 5x. Reducing the number of weekly expiries is required, too much was spread out. Deepak, doesn't reduced liquidity cause its own problems?

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Jose Paul Martin

@jpmartin

1 month

@iRadhikaGupta What we need is a tool that can compare all mutual funds with the overlaps. Quite often the existing tools do a maximum of 5 funds. That's not going to help this investor.

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Jose Paul Martin

@jpmartin

2 months

@malpani One of the things they did in Singapore was increase salaries for all govt officers, but under one condition. If they were caught being corrupt, the punishment would be really really severe. So far it has been working well. Our justice system is flawed, but there is hope.

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Jose Paul Martin

@jpmartin

1 year

@malpani The price is not the issue. The issue is what sort of knowledge or experience will these guys pass out with. I fear more for the state of medicine!

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Jose Paul Martin

@jpmartin

1 year

Everytime I log into @DhanHQ I'm impressed with the small tweaks. It is not @zerodhaonline in its minimalismistic UI, but it does have good stuff that helps you focus on your investment. I tried an SIP with Zerodha for PGINVIT for a daily basis. While Zerodha offers granularity

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Jose Paul Martin

@jpmartin

1 year

@pvsubramanyam I would call that a champagne problem!

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Jose Paul Martin

@jpmartin

4 months

@ActusDei I mean: how complex can it get...?! "KYC Validated" and "KYC Registered" are good distinction, but when we recently checked a clients KYC on two sites: He has both! Which is it? Even the platforms can't decide. Hell is about to break loose...

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Jose Paul Martin

@jpmartin

1 year

@ravihanda I have this conversation with a lot of NRI friends, all the time. An NRI friend who returned pointed out: We're excited & happy when we're flying to India. The excitement ends after we deboard the plane! India disappoints both the pessimist and the optimist!

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Jose Paul Martin

@jpmartin

11 months

@WeekendInvestng Alok, let me guess your friend is close to retirement? Right now most in that category are hearing 'great' stories about India's progress & contemplating the move back for retirement because of community & healthcare etc etc. And they won't come back because of their kids!

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Jose Paul Martin

@jpmartin

8 years

"Build a $100 million #business , revenue... not valuation" #startup #success #vc #venturecapital

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Jose Paul Martin

@jpmartin

1 year

@FI_InvestIndia India will disappoint both the pessimists and optimists.

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Jose Paul Martin

@jpmartin

2 years

@pattufreefincal is someone who definitely needs to be recognized more for his contribution to investing. Great to see @SEBI_India institute those calculators on their site! #nifty #banknifty #sensex #finnifty

Monika Halan 🇮🇳

@monikahalan

2 years

Please check out the new calculators on @SEBI_India investor education website. Big shout out to Prof Pattabiraman for his generous help in this effort. Do send in feedback and suggestions to improve and add new ones.

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Jose Paul Martin

@jpmartin

2 years

@WeekendInvestng Alok, unfortunately, we have a tendency of looking at the past, and try to relive our glory. Rather, we should be looking to the future, and try to be a beacon for all countries. Building on what we have now, and taking that to new levels. I'd like to see that happen.

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Jose Paul Martin

@jpmartin

3 years

I haven't seen any broker reporting platform as good as @zerodhaonline -- not even the old brokerage houses!

Zerodha

@zerodhaonline

3 years

The next time your CA asks for contract notes for the entire financial year, you don't have to search your email inbox and download each one individually. You can now download contract notes for 1 year at one time from Console. Here's how👇

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Jose Paul Martin

@jpmartin

4 years

@balajis Here's what some analysts in India are seeing...

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Jose Paul Martin

@jpmartin

1 year

@ActusDei > Zerodha pays them 10% of follower revenue. I think this needs to be said. They claim zero marketing, but I've stated it before: This is affiliate marketing. And it's reached a dangerous level, as these commissions are lifetime, not for a specific amount/period. This

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Jose Paul Martin

@jpmartin

3 months

@SandeepParekh

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Jose Paul Martin

@jpmartin

1 year

@ActusDei Neil, just to clarify here. Social security is not available as an option to those in the Middle East. NRIs from US/UK/Europe/AU/NZ probably have it better in terms of receiving a pension, as against those who work in the MidEast.

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Jose Paul Martin

@jpmartin

1 year

@DivaJain2 Do you by chance have a statewise breakup of that $15 bn revenue? It would be great to know which state is generating the most, and learn from that state what needs to be done to improve this.

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Jose Paul Martin

@jpmartin

6 months

@devinamehra Whether he missed the point or not is another discussion. We all know the problem, will someone suggest a solution? How about: reduce the tax burden (on income tax) and widen the tax net. I'm sure the govt who had the political will to introduce GST can do this... But will

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Jose Paul Martin

@jpmartin

11 months

"everybody—from the government to #SEBI to exchanges to brokers benefits from the enormous frothy volumes generated by misguided traders." #finfluencers #influencers @SEBI_India

Is SEBI’s Move To Rein in Fake Gurus Designed To Ring Fence Itself and Referral-driven Brokers?

After losses inflicted by fraud and mis-selling due to the Finfluencers-Trainer-Referral model has led to a furore on social media, the market regulator has stirred into action – much like the police...

www.moneylife.in

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Jose Paul Martin

@jpmartin

1 year

@thefaadguy What would have happened if you had married her? You'd be doing a $120 million fund now! 🙂

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Jose Paul Martin

@jpmartin

1 year

@WeekendInvestng Alok, can't agree with this. I've stayed abroad and lived a good life there. There are pros and cons to wherever you stay. I highly recommend everyone go stay abroad for some time and gain a variety of world views. Some leave for money, some leave for better opportunities -

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Jose Paul Martin

@jpmartin

2 years

@dmuthuk "Please understand that I don't choose followers, the followers choose me." ?? That sounds kinda pretentious Muthu. Twitter is like a 'town hall' where ppl can voice their opinion. U can block those who criticize u, but even genuine ppl will not agree with everything you say.

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Jose Paul Martin

@jpmartin

2 years

@nikhilkamathcio I'm just surprised they think keynesian economics still works. Inflation will continue to rise, if supply is constrained - not just if demand goes up.

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Jose Paul Martin

@jpmartin

1 year

@sajithpai By 2030, India’s median age is 30. As of 2021... - India has a median age of 28 - Kerala has the oldest median age at 35 - Bihar has the youngest median age at 22 So, if you want to focus on the elderly, the best test ground would be in Kerala which will become the oldest state

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Jose Paul Martin

@jpmartin

4 years

"A fool takes no pleasure in understanding, but only in expressing his opinion" -- Proverbs 18:2

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Jose Paul Martin

@jpmartin

11 months

@suchetadalal thank you for writing this. It had to be said! "If you fall for the pitch of snake oil salesmen, SEBI is not going to protect you from your folly." But this also raises the question of SEBI's raison d'etre.

Jose Paul Martin

@jpmartin

11 months

"everybody—from the government to #SEBI to exchanges to brokers benefits from the enormous frothy volumes generated by misguided traders." #finfluencers #influencers @SEBI_India

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Jose Paul Martin

@jpmartin

2 years

@vijaimantrimf Residential RE is probably the worst investment to make in India. Again, I said investment - living in the house is different. Everyone should try to buy the house they live in. Just that as an investment it's a bad idea, with rental yields at 3% tops.

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Jose Paul Martin

@jpmartin

28 days

Backward thinking! How will the country progress at this rate?! This probably explains why the road infrastructure is poor. He just wants us to rely on drivers to navigate potholed roads. No wonder Tesla isn't interested in India.

Indian Tech & Infra

@IndianTechGuide

28 days

🚨 "As long as I am there, I will never allow Driverless cars in India, Otherwise, around 80 lakh drivers will lose jobs," says Minister Nitin Gadkari.

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Jose Paul Martin

@jpmartin

4 months

@ravihanda @imparixit I’ve seen ₹8cr flat with the same size balcony in Bandra

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Jose Paul Martin

@jpmartin

29 days

@ipo_mantra Why did they allow daily expiries in the first place!?

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Jose Paul Martin

@jpmartin

1 year

I've NRI friends who actively watch the news, study political commentaries 24/7 & have an opinion on everything happening in the country. But when asked if they want to return and live? Well, the common man puts it succinctly...

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Jose Paul Martin

@jpmartin

1 year

@ankurnagpal Ankur, try making Neer Dosa... its simple, and healthy.

Neer Dosa Recipe With Step By Step Pictures

Neer Dosa Recipe: Learn how to make the simple, easy & healthy traditional Neer (Water) Dosa breakfast favourite of Mangaloreans & South Indians.

mariasmenu.com

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Jose Paul Martin

@jpmartin

1 month

@sagarkamat Read Inc42, or YourStory... better vibes, if that rocks your boat.

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Jose Paul Martin

@jpmartin

26 days

@ravidharamshi77 Pessimists are often right, and optimists are often wealthy. I've come across optimists and pessimists - both are necessary - the optimists created the airplane, the pessimists created the parachute.

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Jose Paul Martin

@jpmartin

1 year

@WeekendInvestng This is basically pushing up RE prices, and making them more expensive for the legit crowd who are looking for a home to live in.

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Jose Paul Martin

@jpmartin

2 years

Adding DLDC to my dictionary!

Monika Halan 🇮🇳

@monikahalan

2 years

Note for those from India travelling to the DLDCs (digital less developed countries) that would be most of Europe and UK, either carry some cash or access to cash through a forex card. Also carry smaller notes of 10s and 20s rather than large denomination ones.

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Jose Paul Martin

@jpmartin

1 month

@deepakshenoy But isn't Business Income - after expenses (i.e. this is Net Profit and not revenue)?

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Jose Paul Martin

@jpmartin

4 months

@WeekendInvestng

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Jose Paul Martin

@jpmartin

4 years

@AdityaTodmal This may help on how to look at risk management from position sizing perspective -

Lesson 4 - Position Sizing / 12 Pillars of Trading & Investing -...

Tired of losing money? Try just one of these strategies before you enter your next trade and avoid costly mistakes!=====YouTube: https://youtube.com/@bayfoli...

www.youtube.com

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Jose Paul Martin

@jpmartin

15 days

@InvesysCapital Interesting. Recently sold my apartment. Took advantage of indexation, and as a result, didn't have to pay tax. But I sold the flat below the market value. Had I sold at market value, I would have paid 20%.

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Jose Paul Martin

@jpmartin

15 days

@StableInvestor They fail to understand that traders CREATE liquidity and how free markets automatically adjust over time. This lack of understanding is because they have never been traders/investors in their careers.

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Jose Paul Martin

@jpmartin

4 years

@100reen @kunalb11 1) Isn't that low for India? There's a huge potential 2) If UPI continues, the convenience factor is negated. 3) If fintech companies provide 30 day lending linked to UPI, then why do you need a credit card?

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Jose Paul Martin

@jpmartin

1 month

@AdityaD_Shah If you can monitor and track, by all means direct stock. But if you want to have a life, you'll just have to trust the fund managers for doing their job. There's a saying, when you buy a dog... let the dog do the barking.

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Jose Paul Martin

@jpmartin

2 years

@debarghya_das @peakbengaluru Have you tried Kochi? It may not be Blore & the weather is a bit humid, but hey... you're always welcome!

Kochi - Queen of The Arabian Sea | Jose Paul Martin

Over the last 12 months, I've been asked this question a number of times. Why Kochi? Read this to find out the reasons why. The answer may surprise you...

jpmartin.com

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Jose Paul Martin

@jpmartin

1 year

@ujjavalabothra You've probably realized by now that Europe is broken. They know it as well!

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Jose Paul Martin

@jpmartin

3 months

@ChanderBhatia01 Yes, you get more than an education. You gain perspective. You engage with diverse nationalities. An Indian education can't provide that. But I only recommend going abroad if you can afford it. Going into debt, is not worth it if you/family can't bear the financial burden.

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Jose Paul Martin

@jpmartin

15 days

@contliving The problem with such schemes, is that any change made by a govt can hit you hard, and you can't do anything about it.

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Jose Paul Martin

@jpmartin

2 years

@ChanderBhatia01 Curious where you got your information from that most large banks experienced healthy growth in deposits? Seems like we're down to 8.9%, below average.

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Jose Paul Martin

@jpmartin

1 month

@deepakshenoy Explains why the govt doesn't want to end Income Tax!

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Jose Paul Martin

@jpmartin

14 days

@INCKerala If you remove indexation as a concept, you also DO NOT need to acknowledge that there is inflation anymore.

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Jose Paul Martin

@jpmartin

1 year

@TradevestorNair @WeekendInvestng The intention is to throw it so far out into the future, that there is no accountability. All politicians do this.

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Jose Paul Martin

@jpmartin

1 year

@TravelSpace9 @Ravisutanjani Point. But without investing, we will not make progress as a country. Instead of imposing restrictions / bans, it would be better to sign up JVs and partnerships as we have done in the past... Maruti Suzuki, Mahindra-Renault, Bharti Axa, or recently such as Starbucks Tata.

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Jose Paul Martin

@jpmartin

1 year

@abidsensibull @singha9327 @zhr_jafri Looks like you joined a heavy metal band!

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Jose Paul Martin

@jpmartin

6 years

"Formal education will make you a living; self-education will make you a fortune." – Jim Rohn | Become an insider, sign up now... . . . . . #business #startup #entrepreneur #startups #training #fintech #investors #mentoring #funding

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Jose Paul Martin

@jpmartin

5 months

@pvsubramanyam Best to be an NRI!

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Jose Paul Martin

@jpmartin

1 year

@saxena_puru I doubt Tesla can make it to the top. This is just a thesis: BYD is in India, but TSLA isn't. That says a lot.

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Jose Paul Martin

@jpmartin

1 year

CAGR brings more perspective in the long run! Investing: Midcap > Smallcap Nifty 50 > G-Sec/T-Bill Hedge = Gold

Neil Borate

@ActusDei

1 year

By popular demand, we added CAGR to our FY returns table. My thanks to @SatyaSontanam for putting this data together. #personalfinance #investing

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Jose Paul Martin

@jpmartin

2 months

@SarangSood Tax Hunting season is upon us. Govt just wants to increase income, without justifying their expenses. Nothing new.

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Jose Paul Martin

@jpmartin

1 year

@ActusDei "Similarly EOPs might have an incentive to split transactions into smaller parts and earn more flat fees." ... but this is like copying what NSE did with banknifty option lots from July onwards 😊 Only learning from the best!

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Jose Paul Martin

@jpmartin

1 year

@nareshbahrain Divide and rule is a centuries old game from the political playbook! And yes, your last point is spot on. Many don't know how the system works.

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Jose Paul Martin

@jpmartin

10 months

@iSiddharthRaman I get your point. But.. They should make transportation cheaper in UK, so cheap that you wouldn't mind sparing the money! The other day, I was talking to my mum who told me that you can go on an EV bus in Trivandrum city at ₹10 per trip or ₹30 per day anywhere! That's like

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Jose Paul Martin

@jpmartin

1 year

Thank you @BandiShreyas for sharing this. I hope the message gets across to many who are investing. The MF industry has been milking investors for a long time, and coming from the investment industry myself - this is how money is made. I still don't know why ppl opt for regular

Bandi Shreyas

@BandiShreyas

1 year

summary of why Mutual fund / PMS industry Sahi Nahi hai and the better alternative

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Jose Paul Martin

@jpmartin

3 years

Some really great suggestions by @aaditsh - just implemented the newsletter feature! I knew it was there, never knew it could be pushed into the twitter profile.

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Jose Paul Martin

@jpmartin

11 months

@WeekendInvestng I think I mentioned this earlier Alok, I've pretty much seen enough boom / bust cycles now to understand how this is going to pan out!

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Jose Paul Martin

@jpmartin

4 years

@vivbajaj @PRSundar64 Why don't u guys use something like Zoom or even better, host events using -- this doesn't have the problems that Gotowebinar has...

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Jose Paul Martin

@jpmartin

2 years

@shrutisonal26 This probably explains why the content is low quality. The halo effect, gives them the benefit of credibility. But sometimes you wonder... From their pov, I'm sure it's a better use of their time.

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Jose Paul Martin

@jpmartin

4 months

I hope Mint covers more alt investments. When you try to "democratize" investing that was meant for HNIs who could deal with this risk - you have to deal with the other side of returns (i.e. risks)! HNIs have access to strong legal teams incase something goes wrong. Not

Neil Borate

@ActusDei

4 months

Don't get into fancy-sounding alternative investments. You will end up with defaults. @yash_roongta 's superb story gives us specific examples. Regulated alternatives will emerge (think OBPPs or SM REITs) & ways to reduce risk (advice from RIA). Use them.

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Jose Paul Martin

@jpmartin

1 year

@ravihanda We used to have dogs in our grandparents' house. But it was a house, not an apartment - which IMO, is not the best environment for a dog. Isn't there a service lift that the lady could have used? It would be a courtesy to those who aren't dog parents!

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Jose Paul Martin

@jpmartin

7 years

@JamesGRickards With all due respect, you're thinking this is only a US futures thing. Cryptos are global - for anyone to trade in the US, there are way too many hurdles. Anyways, let's revisit this in one year. I admire your currency wars, but I think there's something amiss here in this logic.

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Jose Paul Martin

@jpmartin

29 days

@saketh1998 Why did they allow daily expiries in the first place!?

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Jose Paul Martin

@jpmartin

2 years

@WeekendInvestng I'm all for removing income tax, just tax via GST/VAT - saves the headache of filing taxes. Anyways, only 3% of the population are filing, why is so much time and resource wasted for so little return.

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Jose Paul Martin

@jpmartin

6 years

@derekhalpern @tferriss @Patreon @brainpicker While I love Derek’s idea. The problem about a subscription model is from a user pov. If I had to pay $10/m just to listen to a variety of podcasts, say 12 - that’s $120 per month spend. Now you know why @Spotify makes sense.

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Jose Paul Martin

@jpmartin

2 years

@ActusDei "Borrowed knowledge cannot become conviction." Gonna steal that phrase, it's so true.

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Jose Paul Martin

@jpmartin

4 months

@WeekendInvestng The common man could probably buy 1 share of a stock, even if it was priced 60/100 times. But I don't think he could buy 1 residential real estate so easily.

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