Mr Budget Bill @MrBudgetBill Twitter profile | Pikagi

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Mr Budget Bill

@MrBudgetBill

4,753

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478

Following

1,346

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35,772

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I tweet about money, personal finance and wealth creation. I went from $100K+ in debt to Millionaire | Follow my journey to financial freedom.

Wealth Matrix

https://t.co/nhOI1LVhJq

Joined September 2022

Don't wanna be here? Send us removal request.

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@MrBudgetBill

Mr Budget Bill

1 year

I failed out of college the first year. It took me 8 years to graduate. I wore expensive clothes. I racked up credit card debt. I failed at side hustles. That was before I turned 30. I became a millionaire by late 30s. It's never too late to change the direction.

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@MrBudgetBill

Mr Budget Bill

5 months

If I was buying a house right now, it would be very hard to accept a 7.5% interest rate after seeing sub 3%. Am I the only one that struggles with this?

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@MrBudgetBill

Mr Budget Bill

3 months

If you are married and splitting the bills 50/50 every month. You are living like roommates, not like a married couple.

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@MrBudgetBill

Mr Budget Bill

6 months

@SelfMadeMastery Aren't they paid to stay there? 😂

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@MrBudgetBill

Mr Budget Bill

7 months

Here are 12 money traps you should avoid: Car Leases Timeshares 401k Loans Day Trading Penny Stocks Payday Loans Lottery Tickets Dividend Yields Credit Card Debt Buy Now Pay Later Investment Scams Subscriptions Scams What traps would you add?

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@MrBudgetBill

Mr Budget Bill

4 months

@GuyTalksFinance The beauty of having an asset that someone else is willing to rent from him. With a 2.5% rate. That's what I did with our previous home and it grosses $35K annually

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@MrBudgetBill

Mr Budget Bill

3 months

@juliethardt I clearly understand her frustration. Proposing in the car while SHE is driving is almost like a slap in the face.

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@MrBudgetBill

Mr Budget Bill

6 months

How many of you are participating in the normalization of $0 car payments?

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@MrBudgetBill

Mr Budget Bill

12 days

Secret hack to increase your wealth: • Drive a paid off car for a minimum 5 years

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@MrBudgetBill

Mr Budget Bill

1 month

@unusual_whales Yes nothing wrong with that. Most politicians get rich because of their political power abuse.

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@MrBudgetBill

Mr Budget Bill

5 months

@ZacSolomon Looks like a group of people who have no kids. 😂

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@MrBudgetBill

Mr Budget Bill

5 months

@MillionsWithMe Dang. If that logic stands, I have a 1.4M credit score

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@MrBudgetBill

Mr Budget Bill

7 months

In 2024, there are two new scams on the market that you need to be aware of: 1) 40 year mortgages 2) 8 year auto loans Anything else I missed 👇

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@MrBudgetBill

Mr Budget Bill

7 months

For those that believe its OK for married couples to keep separate accounts like roommates. Tell me how you would handle this situation: Husband: makes $150K per year + $20K bonus Wife: makes $750K per year + $50K bonus

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@MrBudgetBill

Mr Budget Bill

2 months

@unusual_whales 😂 he wishes he had that authority

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@MrBudgetBill

Mr Budget Bill

7 months

I have a confession: As a broke person with $35K in CC debt, I purchased designer clothes and I ate out 5X per week. Ex: my Gucci belt was $200 As a millionaire, I wear Target jeans for $23, H&M t-shirts for $9 and I drive a 17 year old Chevy truck.

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@MrBudgetBill

Mr Budget Bill

2 months

@dudes4harris @elonmusk Wow that's effing crazy.

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@MrBudgetBill

Mr Budget Bill

8 months

This is how you flex: • No debt • Paid off car • Money in the bank • Maxed out Roth IRA • Multiple income streams • 12 month emergency fund • 7-figure investment portfolio

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@MrBudgetBill

Mr Budget Bill

9 months

Things that are NOT a scam: - A 9-5 job - Real estate - College - Stock market - A 401K - Roth IRA Stop calling everything a scam because they didn't work out for you.

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@MrBudgetBill

Mr Budget Bill

4 months

My father in law is 70+ yrs old He still works a full-time job till this day Not because he has to, but because he believes it's easy money Today on Memorial Day, he is working 8 hours Mainly because he will earn double time and a half (in pay) This is an absorbent amount of

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@MrBudgetBill

Mr Budget Bill

5 months

How many of you are utilizing a High Yield Savings Account for your dormant cash?

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@MrBudgetBill

Mr Budget Bill

20 days

Friendly reminder: Never use a Debit card. Unless withdrawing from an ATM

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@MrBudgetBill

Mr Budget Bill

8 months

$2000 passively while sleeping is much better than $6000 working 40+ hours. Do you agree?

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@MrBudgetBill

Mr Budget Bill

8 months

The average monthly car payment is now $726/month. You need to make $85K - $105K to afford this.

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@MrBudgetBill

Mr Budget Bill

6 months

Food delivery apps are a huge waste of money and a great way to increase your laziness.

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@MrBudgetBill

Mr Budget Bill

6 months

For all my fellow college graduates, did any of your jobs verify you actually received your college degree?

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@MrBudgetBill

Mr Budget Bill

7 months

If you are married and splitting the bills 50/50 every month. You are living like roommates, not like a married couple.

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@MrBudgetBill

Mr Budget Bill

6 months

@WallStreetSilv Smart guy. Don't spend a ton of money on strangers. He has a monthly Tesla to pay for 😂

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@MrBudgetBill

Mr Budget Bill

8 months

This post is only to brag and make people feel bad for not buying a reasonable reliable car. I apologize in advance: My my late father bought me a 1998 Honda Accord. I drove it for 21 years with 350K miles on it.

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@MrBudgetBill

Mr Budget Bill

5 months

Do you think someone that's 100% debt-free (including house) could live on $4,000/mo after taxes?

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@MrBudgetBill

Mr Budget Bill

8 months

My friend said he would never achieve financial freedom due to the financial responsibilities of supporting his family. He has 4 kids He drives a Tesla Wife drives an Escalade He makes $175K/year Wife makes $125K/year Should you empathize with him or point out their priorities?

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@MrBudgetBill

Mr Budget Bill

6 months

Fathers that work a 9-5 believe this is what matters the most

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@MrBudgetBill

Mr Budget Bill

8 months

The only downside to increasing your wealth. Your broke friends will hate you.

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@MrBudgetBill

Mr Budget Bill

10 months

You: For lunch, you spend $15 on a sandwich, fries and drink Me: I make sandwiches, chips and water at home for $1.25 for lunch. Assuming you eat 4x per week. That's $60 vs $5 ~ We are not the same #frugal

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@MrBudgetBill

Mr Budget Bill

5 months

I have a 2.75% rate on my personal mortgage. Should I consider myself a legend? 🤔

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@MrBudgetBill

Mr Budget Bill

6 months

$4000 passively while sleeping is much better than $6000 working 40+ hours. Do you agree?

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@MrBudgetBill

Mr Budget Bill

8 months

A lot of finance gurus sh*t talk on Dave Ramsey. But reality is he has helped millions of people and still helping them today. Everyone is on different chapters of their journey. The chapter 1 guy very much needs Dave. The chapter 14 guy doesn't. Dave > broke friends advice

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@MrBudgetBill

Mr Budget Bill

5 months

$2000 passively while sleeping is much better than $6000 working 40+ hours. Do you agree?

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@MrBudgetBill

Mr Budget Bill

7 months

Quick reminder: Millionaires don’t get rich by buying life insurance.

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@MrBudgetBill

Mr Budget Bill

7 months

Reminder: Earning $100K per year is still a lot of money for most.

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@MrBudgetBill

Mr Budget Bill

6 months

Do you think living debt free is the best way to live?

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@MrBudgetBill

Mr Budget Bill

7 months

@FilledWithMoney That's the type of business we all want to run right. Make billions of dollars. And show up to the IRS and ask for a tax refund. 😂😂

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@MrBudgetBill

Mr Budget Bill

2 months

@NoemiKhachian Such lies being posted. Always fact check people on X

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@MrBudgetBill

Mr Budget Bill

1 month

Certificate of Deposits (CDs) are now paying as high as 4.95% interest High yield savings accounts (HYSA) are paying as high as 6.0% Which one are you choosing?

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@MrBudgetBill

Mr Budget Bill

4 months

In 2024, there are five new scams on the market that you need to be aware of: 1) 40 year mortgages 2) 8 year auto loans 3) Buy Now, Pay Later options 4) Extended car warranty's 5) IULs Anything else I missed 👇

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@MrBudgetBill

Mr Budget Bill

4 months

Going on a first date: I believe that a man spending $200-300 at a restaurant on the first date with someone they recently met is a RED flag. If their willing to spend that much on a stranger, imagine what else they blow money on. Do you agree?

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@MrBudgetBill

Mr Budget Bill

4 months

My friend is debating whether to accept a new job opportunity. Let me explain: Her current job is very stressful. Dealing with clients all day in the banking industry. She has to work in the office downtown Dallas Monday-Friday. She is a single mother with 1 child. She

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@MrBudgetBill

Mr Budget Bill

2 months

WEALTH SECRET: Start investing at 21. Invest $1,000 per month. Retire a millionaire by 47. Anyone can do it. Just start.

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@MrBudgetBill

Mr Budget Bill

2 months

Do you believe landlords should not be able to increase rent unless they upgrade the property/apartment?

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@MrBudgetBill

Mr Budget Bill

5 months

New Homebuyers: Please know that there are legends out there that locked in sub 3% mortgage rates in 2021 for 30 years.

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@MrBudgetBill

Mr Budget Bill

7 months

For all my fellow college graduates, does your GPA play a role in your current 9-5 job?

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@MrBudgetBill

Mr Budget Bill

7 months

@ClownWorld_ In the next 5 years you will start seeing adults eating 2 cookies for lunch because they can't afford a Happy Meal 😂

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@MrBudgetBill

Mr Budget Bill

7 months

For those that push the narrative that college is a waste of time/money; the numbers don't lie.

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@MrBudgetBill

Mr Budget Bill

7 months

WEALTH SECRET: Start investing at 21. Invest $584 per month. Retire a millionaire by 53. Anyone can do it. Just start.

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@MrBudgetBill

Mr Budget Bill

7 months

Do you think living debt free is the best way to live?

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@MrBudgetBill

Mr Budget Bill

5 months

My friend wants to propose to his girlfriend. Do you think $10,000 is a reasonable price for a ring?

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@MrBudgetBill

Mr Budget Bill

5 months

Things that are NOT a scam: - A 9-5 job - Real estate - College - Stock market - A 401K - Roth IRA Stop calling everything a scam because they didn't work for you.

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@MrBudgetBill

Mr Budget Bill

6 months

For all the single people. A real date should be $10-$40. The point of a date is to enjoy each others company. Y'all so materialistic and want something to post for the gram. Living a fake life. Do you agree?

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@MrBudgetBill

Mr Budget Bill

6 months

How to get rich the safe way: - Get a stable job - Save/invest 25% of your income - Invest 100% of your bonuses - Drive your car for 10+ years - Avoid lifestyle creep - Avoid get rich quick schemes You will become a millionaire.

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@MrBudgetBill

Mr Budget Bill

7 months

My wife is at Costco and she just sent me this message 👀

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@MrBudgetBill

Mr Budget Bill

8 months

I have a 2.75% rate on my personal mortgage. Should I pay it off? 🤔

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@MrBudgetBill

Mr Budget Bill

17 days

I don't care what anyone says Having 6-12 month emergency fund is best

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@MrBudgetBill

Mr Budget Bill

1 month

Was talking with one of my friends this weekend. He said he would never achieve financial freedom due to the financial responsibilities of supporting his family. He has 5 kids He drives a Tesla Wife drives an Escalade It appears their vacations are $10K+ He makes

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@MrBudgetBill

Mr Budget Bill

8 months

How to get rich the safe way: - Get a stable job - Save/invest 25% of your income - Invest 100% of your bonuses - Drive your car for 10+ years - Avoid lifestyle creep - Avoid get rich quick schemes You will become a millionaire.

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@MrBudgetBill

Mr Budget Bill

8 months

How to save smart: If you make $3,000/mo, try to save/invest $750/mo. If you make $5,000/mo, try to save/invest $1,250/mo. If you make $7,500/mo, try to save/invest $1,875/mo. If you make $10,000/mo, try to save/invest $2,500/mo. Whatever is left is all yours baby.

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@MrBudgetBill

Mr Budget Bill

6 months

Want to create generational wealth: Invest $1,000 a month for 75 years It will be worth $59,566,777 🤯

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@MrBudgetBill

Mr Budget Bill

3 months

$2000 passively while sleeping is much better than $6000 working 40+ hours. Do you agree?

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@MrBudgetBill

Mr Budget Bill

7 months

Even though my wife and I spent $30,000 on our wedding 15 years ago, this is how I feel now: Unless you are wealthy, rather than splurging on an extravagant wedding, I believe it is wiser for most couples to invest their resources in building a strong marriage.

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@MrBudgetBill

Mr Budget Bill

8 months

@ClownWorld_ Sounds the same as people accidentally getting pregnant. PLEASE take responsibility of your actions.

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@MrBudgetBill

Mr Budget Bill

7 months

Do you think people should pay off all consumer debt (excluding mortgage) before they start investing?

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@MrBudgetBill

Mr Budget Bill

4 months

@Kroening1991 Yep. Happens to everyone. That's one reason I love that I don't escrow. I see taxes increases when it happens.

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@MrBudgetBill

Mr Budget Bill

4 months

How many of you would prefer this over candy?

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@MrBudgetBill

Mr Budget Bill

7 months

If you are unable to pay your credit cards off in full every month, you are living a lifestyle you can't afford.

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@MrBudgetBill

Mr Budget Bill

7 months

Broke people claim courses are scams. Wealthy people say courses made them millions Which one is correct?

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@MrBudgetBill

Mr Budget Bill

3 months

@stats_feed Elon Musk of course.

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@MrBudgetBill

Mr Budget Bill

6 months

Broke people say investing in the stock market is a scam Wealthy people say investing generates thousands in free money while they sleep. Which one is correct?

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@MrBudgetBill

Mr Budget Bill

6 months

If you are unable to pay your credit cards off in full every month, you are living a lifestyle you can't afford.

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@MrBudgetBill

Mr Budget Bill

7 months

Let's make no car payments normal Who's with me?

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@MrBudgetBill

Mr Budget Bill

3 months

@WomenBeingAwful She looks look like a balloon waiting to pop

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@MrBudgetBill

Mr Budget Bill

8 months

Harsh truth: If you assume everything you buy at Costco is saving you money, you are WRONG!

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@MrBudgetBill

Mr Budget Bill

4 months

@greg16676935420 @MrBeast Typical Mr. Beast storyline and typical for Greg to ruin it for the rest of us that were excited to watch it.

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@MrBudgetBill

Mr Budget Bill

7 months

The only downside to increasing your wealth: Your broke friends will hate you.

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@MrBudgetBill

Mr Budget Bill

6 months

How many of you are addicted to soda? - Gotta have it everyday - Need more than 2 cans per day - Don't drink soda

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@MrBudgetBill

Mr Budget Bill

6 months

@GuyTalksFinance After 3 years of payments he would have paid for the $9K car and owned it. But he will be starting over

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@MrBudgetBill

Mr Budget Bill

7 months

If anyone tells you to get rid of your paid off vehicle and buy a new one with a monthly payment, it's a SCAM.

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@MrBudgetBill

Mr Budget Bill

5 months

Question for the no credit card crowd: If you're so good with money and have a hatred for all types of debt, why don't you use a credit card for the free incentives? - Safety - Insurance - Cash back - Travel miles - Extra warranty - Lounge access - Purchase protection

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@MrBudgetBill

Mr Budget Bill

7 months

One way to prevent early retirement: Keep upgrading your car every 2-3 years *Follow for more finance tips

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@MrBudgetBill

Mr Budget Bill

3 months

The average monthly car payment is now $729/month. You need to make $85K - $105K to afford this.

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@MrBudgetBill

Mr Budget Bill

8 months

Unpopular opinion: Just because you make $100K+ doesn't mean you should spend like you do.

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@MrBudgetBill

Mr Budget Bill

5 months

Fun fact: I haven't had a car payment since 2012. That's 12 years of no payments. Over that time I have saved $79,200 (excluding repairs)

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@MrBudgetBill

Mr Budget Bill

6 months

If you are in your early 20's: TAKE MORE RISK!

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@MrBudgetBill

Mr Budget Bill

7 months

Do you think credit cards create bad spending habits and overspending?

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@MrBudgetBill

Mr Budget Bill

8 months

What's one piece of financial advice you'd give your 20 year old self?

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@MrBudgetBill

Mr Budget Bill

5 months

I met someone yesterday that was 60+ years old. I was admiring his $100K+ car. We got to talking and one thing that stood out was when he said he works 7 days per week. Reminder: this is not a flex

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@MrBudgetBill

Mr Budget Bill

5 months

If your wife is dragging you to Costco today, be sure to pick some of these up for dinner

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@MrBudgetBill

Mr Budget Bill

7 months

Single people spending $200 on weekly dates just to smash is a waste of money.

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@MrBudgetBill

Mr Budget Bill

5 months

Are you considered debt free if you live in an apartment with no mortgage?

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@MrBudgetBill

Mr Budget Bill

9 months

I was laid off for 14 months as of August 2022. ☹️ Knowing this information, do you think a 3-6 month emergency fund is enough? 👇

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@MrBudgetBill

Mr Budget Bill

3 months

Over the past 10 years, I have had 3 close friends come to the conclusion of a divorce I noticed all 3 families operated like roommates, instead of married couples Example: they kept their finances separate from each other The #1 issue when speaking to each of them was related

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@MrBudgetBill

Mr Budget Bill

6 months

WEALTH SECRET: Start investing at 21. Invest $995 per month. Retire a millionaire by 47. Anyone can do it. Just start.

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