TJ @MillionsWithMe Twitter profile

Pinned Tweet

TJ

2 days

Portfolio up +.86% on the day (+$850) 🟩 Current balance: $99,656.95 It might happen next week 🤞 How did your portfolio do today?

87

3

157

Last Seen Profiles

@DurenNasim1987

@Kikbobs

@PointSparrow

@cxptainjaneway

@meshare_f_36

@Kikbobs

@AMYACanada

@ladefalobi

@suicidetwinkfag

@xxjadeweaponxx

@Criticaster2021

@stw_pdg

@TopRiyadh0

@mekanikotousta

@khaledshikah

@ThailandLost

@DabbleDoodles

@The_Prophecy8

@eLconn21

@tonightwehappy

@SdnNdk

@PNH_oficial

@loverboyleo_pw

@skinnym0th

@Shethey160318

@bbbozarslan

@DivvyBet

@PulseChelsea

@yururina_

@CaKizil

@chikayaki

@VmaniakJ

@tp_c_

@EzhilarasanCvmp

@jin_hiramaki226

@yoshidadatoomou

TJ

@MillionsWithMe

5 months

My girlfriend just told me she has an 860 credit score I didnt believe her so she showed me this….

411

391

16K

TJ

@MillionsWithMe

5 months

@NoContextHumans Thats a once in a lifetime experience I dont blame him 😂

4

15

7K

TJ

@MillionsWithMe

5 months

@InternetH0F Dude just casually has a boomerang? Is this a European thing?

305

21

6K

TJ

@MillionsWithMe

23 days

My boss sold his company for $40M and still drives a 2012 Honda Accord. I asked him why, and he said he enjoys showing up to meetings where people flaunt their fancy cars, knowing he has more money while driving a humble ride. Now that’s a power move.

512

274

4K

TJ

@MillionsWithMe

4 months

I changed my own oil for the first ever time recently. Cost breakdown: -Oil: $35 -Oil filter: $10 Total: $45 Took about two hours. My local oil change place charges $80 and finishes in 15 minutes. Is DIY oil changing worth it? 🤔

2K

32

2K

TJ

@MillionsWithMe

13 days

Call me crazy, but I prefer working a 9-5 over the stress of running a business. My low stress office job allows me to invest a significant portion of my income while maintaining a healthy work-life balance. Whats up with the obsession of being a business owner?

452

71

2K

TJ

@MillionsWithMe

1 month

I'm starting to realize that homeownership in my 20s/30s is something society pushes, but I don’t really need. Why not just rent, invest the savings, and focus on owning when I’ve built more wealth?

990

43

2K

TJ

@MillionsWithMe

5 months

@PicturesFoIder Not picking a side, just helping out the public 👍

10

2

1K

TJ

@MillionsWithMe

5 months

@weirddalle You better make yourself at home 😂

1

1K

TJ

@MillionsWithMe

21 days

This is my plan to retire a multimillionaire by the age 55. Invest $2,000 a month into low cost index funds. Then live off the dividends and enjoy life 😎

254

62

1K

TJ

@MillionsWithMe

5 months

@Invested_In_You @indexnforgetit Probably to avoid the people that will be coming out of the woodwork to talk to her

6

956

TJ

@MillionsWithMe

4 months

My brake pads started squealing yesterday. The dealership quoted me $600 for new pads + replacement. AutoZone had the brake pads for $70. I bought the pads, watched a YouTube video, and changed them myself. I saved hundreds of dollars and learned something new 💪😎

154

28

829

TJ

@MillionsWithMe

5 months

@HumansNoContext Now THIS is gambling that I can get behind 😂

0

3

758

TJ

@MillionsWithMe

26 days

@gurgavin Because only one of them is making outlandish claims

17

3

759

TJ

@MillionsWithMe

26 days

My 34-year-old sister, married with three kids, has a $1.4M investment portfolio and is completely debt-free. She only buys used toys for her kids, and family trips are rare because she wants to retire by 45. Is she being selfish or is this the path to financial freedom?

442

12

750

TJ

@MillionsWithMe

2 months

Has anyone ever regretted the amount of money they spent on their wedding? I will be getting married soonish and the idea of spending $20k+ hurts to think about.

1K

8

756

TJ

@MillionsWithMe

1 month

Unpopular opinion: Remote work is overrated. In-person interaction and collaboration is very important. A hybrid schedule is the way to go. Agree or disagree?

348

12

739

TJ

@MillionsWithMe

22 days

My friend recently graduated from college and landed a job with an annual salary of about $50,000. One of his first major decisions was to finance a 2020 Ford Mustang GT on a 72-month loan with a 12% interest rate. As a friend, should I express concern or stay out of it?

541

13

738

TJ

@MillionsWithMe

5 months

@HumansNoContext That kid has never been disciplined in his life

2

5

690

TJ

@MillionsWithMe

2 months

My goal is to retire by the age of 50. Do you think it's worth making sacrifices in your 20s and 30s to retire early?

760

4

604

TJ

@MillionsWithMe

1 month

Am I saving too much for retirement at 25? - No debt - No house - 6-month emergency fund in a HYSA - $45k in retirement accounts, $50k in a brokerage - Every extra dollar I have goes to long-term investments Is this overkill, or am I setting myself up for a strong future?

408

12

545

TJ

@MillionsWithMe

4 months

@realdarkromance But then I would have to drive a tesla 😉

29

3

528

TJ

@MillionsWithMe

5 months

@weirddalle We’ve all been there guys, give him a break

7

2

501

TJ

@MillionsWithMe

25 days

I’m 25 years old with a $90k investment portfolio. Some people assume I have a high-paying job to achieve this, but I don’t. I’ve invested >50% of my salary for the past two years. I’m determined to achieve financial freedom and willing to make sacrifices now to get there.

120

22

510

TJ

@MillionsWithMe

2 months

I'm 25 years old and have a net worth of $100k. However: - I rarely travel - I'm not married - I live a frugal lifestyle - I have a repetitive job - My social life is limited I've realized that I need to work on balancing success with living life, or I might regret my choices.

344

11

493

TJ

@MillionsWithMe

4 months

Why do the cheapest customers always cause the most headaches?

129

49

481

TJ

@MillionsWithMe

4 months

If I never added another dollar to my $76,000 investment portfolio, it would grow to over $1,200,000 by the time I'm 60. This is the power of compound interest.

244

19

437

TJ

@MillionsWithMe

4 months

What tourist attraction is not overrated and worth a visit?

780

21

413

TJ

@MillionsWithMe

5 months

Checking account: $350 Investment portfolio: $100,000+ Why don’t more people understand this?

109

18

389

TJ

@MillionsWithMe

5 months

@weirddalle Nah thats how covid started

0

379

TJ

@MillionsWithMe

2 months

Here is my simple plan as a 25 year old to become a millionaire by 40. The idea that index funds are for preserving wealth and not for accumulating wealth is laughable.

237

14

366

TJ

@MillionsWithMe

5 months

@InternetH0F That meant the world to him 🥺

1

360

TJ

@MillionsWithMe

1 month

Here’s how my net worth is allocated at 25 years old: Roast me 👇

453

5

356

TJ

@MillionsWithMe

2 months

My girlfriend thinks im crazy because I use a new towel everyday when I shower. Is she right or is she nasty?

454

3

351

TJ

@MillionsWithMe

3 months

One of my proudest achievements is growing my stock portfolio from $0 to nearly $80k in about 3 years. $100k coming this year 💪

67

4

337

TJ

@MillionsWithMe

2 months

Your first $100k invested should be in index funds. Agree or disagree?

228

5

335

TJ

@MillionsWithMe

5 months

Stock portfolio up big on the week! Decided to take the lady out for a nice steak dinner last night. Cheers 🍻

269

4

327

TJ

@MillionsWithMe

18 days

For the past year, I’ve been focused on hitting a $100k investment portfolio. Now that I’m close, I’m worried I won’t feel as fulfilled as I thought. Have you ever chased a financial goal, only to feel underwhelmed once you reached it?

276

14

332

TJ

@MillionsWithMe

5 months

The longer I invest the more I realize index funds are the way to go Do you agree?

169

4

322

TJ

@MillionsWithMe

19 days

I majored in accounting in college because, honestly, I didn’t know what I wanted to do, so I just picked something. I finished my degree, got my diploma, and landed a steady job. Am I passionate about accounting? Not at all. But I am passionate about achieving financial

105

10

327

TJ

@MillionsWithMe

1 month

If I have $50k in a brokerage account, do I really need a separate cash emergency fund? Wouldn't it make sense to just tap into my investments if an emergency comes up?

291

8

305

TJ

@MillionsWithMe

5 months

I started investing in Dec 2021, spent nearly 2 years in the red. Stayed committed, kept investing, and now, over 3 years later, my patience is rewarded—portfolio's finally in the green!

86

8

319

TJ

@MillionsWithMe

4 months

My retirement goal: $5M at age 50 with a paid off home 🏠 I am currently 25, do you think this will be enough in 25 years?

279

6

312

TJ

@MillionsWithMe

5 months

What car do you see in traffic and say, “they must be broke”? For me its a Dodge Charger

212

8

305

TJ

@MillionsWithMe

3 months

My girlfriend makes me close the toilet lid immediately after flushing so that “poo particles” don’t go everywhere… Is she crazy or is this a thing?

396

4

300

TJ

@MillionsWithMe

15 days

I have maxed out my Roth IRA 3 times so far: 2022 ✅ 2023 ✅ 2024 ✅ If I continue to max it out every year I should have over $3M in tax free money at retirement 🤯 Don’t underestimate the power of compounding.

73

8

302

TJ

@MillionsWithMe

5 months

My side hustle is reselling clothing on ebay. Currently my 90 day sales total is about 18k. This allows me to invest thousands of dollars each month into the stock market Do you have a side hustle?

97

10

280

TJ

@MillionsWithMe

11 days

I wonder how long it will take for people to open their eyes to investing internationally. By the time they see the US lagging behind international equities they will have already missed out on large gains. US equity dominance will not last forever ⏰

156

11

286

TJ

@MillionsWithMe

22 days

One of the best perks of working at my current company is the option to skip the one-hour lunch break and leave an hour earlier. I’d much rather get home sooner than spend an hour on lunch. More companies should allow this in my opinion.

71

5

283

TJ

@MillionsWithMe

4 months

@fitthrufifty I agree. Now I have to drive back to oreileys to drop off the oil eventually

31

0

274

TJ

@MillionsWithMe

4 months

What stock do you feel 100% confident holding for the next 5+ years?

542

19

273

TJ

@MillionsWithMe

21 days

Every time I get worried about a market downturn I take a look at this chart and go on with my life 😴

55

32

272

TJ

@MillionsWithMe

4 months

9-5 jobs are the best. -Stable source of income -Good benefits -Routine and predictability -Weekends off Do you agree?

167

3

267

TJ

@MillionsWithMe

5 months

@InternetH0F Valid reason to be upset 😂

0

1

246

TJ

@MillionsWithMe

5 months

@weirddalle My day would have got worse after that shit 😂

8

1

235

TJ

@MillionsWithMe

5 months

If you cant live comfortably on a $100k salary in any US city, you’re spending irresponsibly. 🚩 Agree or disagree?

209

3

236

TJ

@MillionsWithMe

4 months

Paying the minimum balance on a credit card is unacceptable. 🚩 It should be paid off in full each month. If you cant, you aren’t a credit card person and shouldn’t have one. Agree?

120

2

237

TJ

@MillionsWithMe

5 months

@GuyTalksFinance But according to the internet $100,000 is barely enough to get by!

12

5

230

TJ

@MillionsWithMe

3 months

My goal is to build a $500k stock portfolio by the time I turn 30. That gives me just over 4 years to grow my portfolio from $90,000 to $500,000 The entire process will be documented right here on X 💪

104

2

228

TJ

@MillionsWithMe

2 months

Starting in September, my girlfriend and I will be contributing weekly to a house fund. Our goal is to buy a home in two years. Any advice on where to park these funds?

419

3

228

TJ

@MillionsWithMe

5 months

@weirddalle Or americans when they see European dental work

13

1

218

TJ

@MillionsWithMe

1 month

A lot of people at my company are quitting because they’re being forced back into the office. Are they justified, or have people become too accustomed to remote work?

342

9

223

TJ

@MillionsWithMe

5 months

@cctvidiots Totally not setup

4

0

216

TJ

@MillionsWithMe

4 months

Want a side hustle that actually works? You need to give reselling clothing on eBay a shot. 👕💰 I started reselling clothing on eBay part time one year ago and it currently provides me with $2-3K a month in additional income. Here’s a thread on exactly how to do it: 🧵👇

35

13

219

TJ

@MillionsWithMe

27 days

My old boss once told me that “every dollar invested cuts a minute off of your working life”. Meaning retirement comes one minute sooner for every dollar invested. That is why I invest so much of my money.

63

17

218

TJ

@MillionsWithMe

5 months

My target retirement age is 50 with $5M+, currently 25. What is your target retirement age?

282

1

213

TJ

@MillionsWithMe

5 months

@NoContextHumans Real homies right there 😂

0

209

TJ

@MillionsWithMe

2 months

I’m in my 20s and here's what I'm focusing on to get a 500k net worth before 30: • Job hopping every 2-3 years • Maxing out 401k • Maxing out Roth IRA • Adding weekly to a brokerage account Would you add anything else?

243

4

206

TJ

@MillionsWithMe

5 months

@NoContextHumans Freeze pops

6

2

205

TJ

@MillionsWithMe

2 months

Currently 90% of my portfolio is index funds. The other 10% is one single stock, Amazon $AMZN I have been considering splitting the 10% into 5 individual stocks: 1) Amazon $AMZN 2) Google $GOGGL 3) MasterCard $MA 4) ??? 5) ??? What stocks should I consider for #4 and #5 ?

343

0

205

TJ

@MillionsWithMe

11 days

It is unfortunate that index investing isn't as popular here because it isn't as “fun” as picking individual stocks. Many new investors are being influenced to buy individual stocks on this platform. Sadly, they may learn the hard way and miss out on prime years of growth.

107

8

205

TJ

@MillionsWithMe

12 days

I’ve been selling thrifted clothing on eBay for about a year for extra income. Some people claim that I am stealing from those who are less fortunate and could have bought those items. Personally I think this is ridiculous, what do you think?

176

5

200

TJ

@MillionsWithMe

3 months

Which stock will people look back on in 10 years and say, "Why didn’t I buy it?"

257

4

192

TJ

@MillionsWithMe

1 month

What improved your quality of life so much, you wish you did it sooner?

450

4

190

TJ

@MillionsWithMe

10 days

This is the vast majority of my investment portfolio: $VTI 80% $VXUS 20% It may not be popular on x but this is how you build guaranteed wealth over the long term.

84

5

197

TJ

@MillionsWithMe

23 days

@SaiyanFinance Trust me, I would be buying nice cars in his position. He doesnt think hes smarter he just likes to roll up in a cheap car when they all know he has hella money

10

4

192

TJ

@MillionsWithMe

2 months

Today’s contributions of $500 will finally start my position in $FBTC Next week I will add another $300 to make bitcoin a 1% allocation in my portfolio. Bitcoin bros we cool now?

149

2

190

TJ

@MillionsWithMe

1 month

I got paid $82.13 from X! My highest payout yet, lets see if the trend can continue 💰📈 Hope everyone has a good weekend!

107

3

183

TJ

@MillionsWithMe

3 months

My girlfriend is almost done paying off her student loans and plans to start investing ASAP. Our plan is for her to put 15-20% of her income into the S&P500 every week. Would you add/change anything or keep it simple?

252

5

177

TJ

@MillionsWithMe

1 month

In one year, my portfolio grew from $17k to $94k, driven mostly by a focus on steady contributions. In 2023, I made investing a priority, and the results speak for themselves. I could slow down and still retire comfortably, but there's more I want to accomplish. 💪

70

6

173

TJ

@MillionsWithMe

1 month

In just 4 months, my portfolio has gone from $60k to $92k 😳 One day, I’ll hit a million and be able to look back at how far I’ve come.

TJ

@MillionsWithMe

6 months

Portfolio ended up .93% or +$557.46 on the day This is the largest gain ive had on a single day! How did your portfolio do?

20

0

33

88

1

176

TJ

@MillionsWithMe

2 months

In 2021 I bad $3,000 in my bank account and $15,000 in student loan debt. Today my net worth passed $100k and I have 0 debt!

56

1

177

TJ

@MillionsWithMe

2 months

What expensive item have you bought and never regretted?

457

5

174

TJ

@MillionsWithMe

5 months

In less than a year, my Fidelity account has gone from $16,500 to $46,000+ 8 months ago, I decided to prioritize my long term goals over short-term gratification, and it's paying off big time. I encourage everyone to give it a shot, big or small, just start!

44

5

174

TJ

@MillionsWithMe

19 days

I’ve been dating my girlfriend for 7 years, since sophomore year of high school. Some people say that’s a red flag and I should get married already. Am I really doing something wrong, or why is there so much pressure to rush into marriage?

330

4

173

TJ

@MillionsWithMe

5 months

@weirddalle Im about to uninstall the game 😔

4

2

159

TJ

@MillionsWithMe

5 months

@Old_Man_Rob This summer I plan on it 😂

3

0

166

TJ

@MillionsWithMe

5 months

Hot take: I would rather drive the new prius than any tesla

131

6

163

TJ

@MillionsWithMe

2 months

I currently contribute 15% of my gross pay to my 401k. My employer matches 25%-75% on the first $10,000 of contributions based on company performance. (Usually full 75% match) My question is… Should I do Pretax contributions or Roth contributions?

263

2

158

TJ

@MillionsWithMe

1 month

My girlfriend is completely convinced the NFL is rigged. Is she crazy, or do people actually believe this?

233

5

153

TJ

@MillionsWithMe

4 months

I started investing three years ago. The progress I've made so far has me excited about where I'll be in 10-15 years. Start investing‼️

45

9

150

TJ

@MillionsWithMe

14 days

My first job as a grocery bagger at 16 taught me more about the real world than any corporate role ever could. I learned how to connect with people, face challenges, and work hard. Every parent should have their kids work a job like this, no matter their wealth.

55

7

149

TJ

@MillionsWithMe

16 days

I plan on proposing to my gf soon and I just realized, how am I supposed to figure out her ring size without making it obvious I plan on proposing soon?

223

6

149

TJ

@MillionsWithMe

4 months

Whats a huge waste of money, yet people keep buying it?

659

7

146

TJ

@MillionsWithMe

2 months

Here is my portfolio at 25 years old: Let me know your thoughts 👇

159

1

144

TJ

@MillionsWithMe

3 months

Do you think there is a correlation between wealth and physical fitness?

187

4

142

TJ

@MillionsWithMe

5 months

@HumansNoContext These are the worst…

2

0

138

TJ

@MillionsWithMe

3 months

I invest 50% of my income into the stock market. I track my spending and budget. I don’t purchase unnecessary things. One day this will all pay off and I will thank myself.

82

2

99

TJ

@MillionsWithMe

4 months

How to become a multimillionaire: -Invest in the stock market -Invest in the stock market -Invest in the stock market -Invest in the stock market -Invest in the stock market Did I miss anything?

107

4

139

TJ

@MillionsWithMe

4 months

What “cheap food” will you never stop eating no matter how much money you have?

608

2

135