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John Lovell Profile
John Lovell

@John_Lovell_III

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Agency Owner | | Specializing in Complex Middle-Market Insurance for Construction, Manufacturing, Real Estate, Development & Hospitality

Kansas City, MO
Joined March 2022
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@John_Lovell_III
John Lovell
1 year
@LoganARobison We have a benefit insurance partner in Texas that challenges all bills for their clients. On average they reduce billing by 50%. I believe in 2021 the number total savings was $2mm from a total of $4mm. You have every right to challenge billing but most people don’t as they view
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@John_Lovell_III
John Lovell
1 year
@PGATOUR Same thing Patrick Reed would do…
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@John_Lovell_III
John Lovell
1 year
@LouStagner Hole In One-Yes Albatross-No
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@John_Lovell_III
John Lovell
1 year
@JustinThomas34 @maxhoma23 How about Twitter Spaces instead for all of us old guys that don’t do the gram.
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@John_Lovell_III
John Lovell
2 years
@Jason My wife found a spider in the house. She told me to take it out, so I did. We had a great time, turns out he’s a web developer.
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@John_Lovell_III
John Lovell
1 year
@Daniel_Rapaport Also, I think the PGA Tour has some bodies buried somewhere that litigation was going to likely reveal. So they took the deal…
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@John_Lovell_III
John Lovell
1 year
@fortworthchris 99% of kids learned the ‘f’ word watching Dad install car seats.
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@John_Lovell_III
John Lovell
8 months
@seandsweeney Anywhere on 30A in Florida and it’s not even close: Seaside Water Color Rosemary Beach Water Sound White sand beaches, crystal clear gulf waters Golf Cart & Bicycle communities in TND style neighborhoods.
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@John_Lovell_III
John Lovell
7 months
@Mike_kim714 The ‘putting out for double’ advice should be applied broadly for all golfers!
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@John_Lovell_III
John Lovell
2 years
@jacksonhinklle It was funny, TBH, and actually humanized her a bit.
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@John_Lovell_III
John Lovell
8 months
@seandsweeney A lot of faves in the area: George’s (Alys) The Citizen (Alys) Fonville Press & Market (Alys) Bud & Alley’s (Seaside) Great Southern (Seaside) Surfing Deer (Seagrove) Cafe Thirty-A (Seagrove) La Crema (Rosemary) Old Florida Fish House
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@John_Lovell_III
John Lovell
2 years
@MattWalshBlog It was a funny exchange…lighten up.
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@John_Lovell_III
John Lovell
2 years
@sweatystartup Credit where credit is due, you’ve been putting on a master class in trolling lately.
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@John_Lovell_III
John Lovell
1 year
@Daniel_Rapaport Slow playing it…
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@John_Lovell_III
John Lovell
8 months
@seandsweeney I’m dining at Citizens in Alys Beach as I type this…like I said a while ago 30A is remarkable. You will love the design, architecture and planning that went into these communities.
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@John_Lovell_III
John Lovell
10 months
@APompliano I don’t get it. Seems like a wearable Alexa.
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@John_Lovell_III
John Lovell
1 year
@sweatystartup May I read this at my next City Council meeting when I hear for the 1000 time that we need ‘affordable’ housing?
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@John_Lovell_III
John Lovell
2 years
@JenniferSey @elonmusk ‘Why petulant journalists rule our media’…fixed it
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@John_Lovell_III
John Lovell
2 years
@JesseKellyDC Exactly why I ran and recently won our city council election.
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@John_Lovell_III
John Lovell
1 year
@Daniel_Rapaport Prediction: Whatever PGA Tour player was offered by LIV will be paid same amount thru the ‘merger’. The moneys there and it wipes away most serious grievances from pga tour.
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@John_Lovell_III
John Lovell
2 years
@ForePlayPod Either way, gotta go with Augusta.
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@John_Lovell_III
John Lovell
1 year
A lot of ‘sales guys’ out there stoking fear about the insurance market. Just remember there is a ton of nuance to your insurance program and when markets get ‘hard’, pricing only comes down when things are being sacrificed in your form, deductibles and/or coverages. If you work
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@John_Lovell_III
John Lovell
7 months
@gas_biz Surprise QuikTrip doesn’t make the list.
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@John_Lovell_III
John Lovell
2 years
@SaveYourSons Insulating your child from difficulty
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@John_Lovell_III
John Lovell
2 years
@MattWalshBlog Same, though I would add I also believe in taking care of our environment and limiting the byproducts of our consumerism where it’s a detriment to land, air and water.
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@John_Lovell_III
John Lovell
2 years
@benshapiro This will age about as well as your vaccine stance did.
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@John_Lovell_III
John Lovell
1 year
@SMB_Attorney I appreciate your perspective on this and think it also applies to Big Tax, Big Insurance & Big Finance. And are we getting any better advice/service or are we just spending more collectively as a direct result of their greed and opportunism?
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@John_Lovell_III
John Lovell
2 years
@ForePlayPod Are dues included with Augusta membership?
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@John_Lovell_III
John Lovell
1 year
Insurance Twitter Friends: Thinking of launching a personal lines division for our agency. Have the markets, rater, service team and all 50 states. I don’t have the ‘producer’ and I’m also not sure what a successful PL producer looks like or how to align appropriate
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@John_Lovell_III
John Lovell
11 months
Just a reminder to collect the down payment for anything you’re binding and to document the bind orders and premium finance agreements. Had client try to walk from a binding with a significant MEP…our diligence saved us from a $120k loss or at minimum a lawsuit trying to recoup
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@John_Lovell_III
John Lovell
1 year
@SMB_Attorney From someone who sees fraudulent work comp claims on the reg, this is awesome!
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@John_Lovell_III
John Lovell
1 year
Nice to sit down with an owner who values relationships and insurance expertise. This prospect spends over $600k a year and has been neglected/overlooked by the ‘Big Agency’ for years. Bullish on Indy’s out there bringing back the importance of a local agent and expertise!
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@John_Lovell_III
John Lovell
2 years
@NdamukongSuh Where do they live or are they homeless? What is their income? What are their lifestyle choices? Are they married? You can make statistics work for whatever your narrative but it doesn’t make it true.
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@John_Lovell_III
John Lovell
1 year
Added a new producer on Monday. A former middle market underwriter, marketing representative & then agency producer. I love finding carrier side/technical experience people with high sales IQ. This was a big win for us and took close to 6 months to finalize. I didn’t start
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@John_Lovell_III
John Lovell
1 year
Competitor just told my client if the incumbent carrier comes in with anything greater than 1% increase they’re getting screwed and he should take a look at it. It’s no wonder people hate insurance with Producers like this sowing distrust, fear & confusion with a completely BS
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@John_Lovell_III
John Lovell
2 years
@sweatystartup Don’t worry, those do carry insurance pick up the tab for those that don’t thru Under & Un Insured coverage.
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@John_Lovell_III
John Lovell
1 year
@hubermanlab It seems to me, the adderall family of drugs was yet another attempt by big pharma to create a legal version of common street drugs then perpetuate a myth/need basis called ADHD. Is there really such thing as truly medically quantifiable condition of ADHD?
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@John_Lovell_III
John Lovell
10 months
Cold Calling + Networking = Magic It did for me at least. I spent most of my efforts calling on contractors so naturally I joined a few associations related to construction, real estate & development. I’d use the association events to approach the people I was cold calling and
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@John_Lovell_III
John Lovell
2 years
@JordanSchachtel Manchurian Candidate for the regime
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@John_Lovell_III
John Lovell
1 year
@TronCarterNLU Freddy Krueger vibes…
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@John_Lovell_III
John Lovell
10 months
Think a website to post insurance rates on would be of value? Thinking carrier, class code, line of biz, state, date and rate. Aggregate the data for consumers and brokers to access.
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@John_Lovell_III
John Lovell
11 months
@jasrifootball @Sportico What was the premium? Seems like that would be important information to know.
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@John_Lovell_III
John Lovell
10 months
Travelers just announced a new construction group captive offering. We'll learn more about it in a webinar this week. At first glance, this appears to be a smart move. As markets tighten, the best risks will look more closely at captive options. This could be a great hedge for
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@John_Lovell_III
John Lovell
1 year
Why I started my own business…
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@John_Lovell_III
John Lovell
2 years
@Cernovich I think our collective joy is more based upon the fact that he’s the first openly liberal media figure to follow the truth and change his opinion. It’s possible he’s swaying others to do the same.
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@John_Lovell_III
John Lovell
1 year
We were told nothing would change when the Mega P/E firm bought our current broker’s book. Other than ur agent sailing off into earn out retirement and a service team that has no idea who you are…you’re right…nothing has changed. Signed BOR and another win for the Indy’s.
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@John_Lovell_III
John Lovell
1 year
@elonmusk @TitterDaily @512x512 Can you add adding attachments to DM’s? Tried sending a PDF white paper and couldn’t do it. Would be a killer upgrade honestly.
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@John_Lovell_III
John Lovell
1 year
@gas_biz You don’t ‘loan’ someone $5k without the understanding that you’ll likely never see it again. If it was that important to be paid back, you’d draft a contract.
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@John_Lovell_III
John Lovell
10 months
@fortworthchris Unless you can get a city government to buy in on the idea and they are willing to use every tool possible to make it happen. Mayor Brainard and Carmel, IN are a shining example of this. He’d be an amazing podcast guest!
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@John_Lovell_III
John Lovell
1 year
Finishing up a great seminar with Captive Resources. A few takeaways: Property Insurance Captives aren’t viable or worth your time in spite of what anonymous insurance guys might tweet Be extremely skeptical of anyone slinging 831b’s You can get in to captive at a much lower
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@John_Lovell_III
John Lovell
10 months
@SawyerMerritt @Tesla The Auto Lobby controls your lawmakers and your lawmakers control the laws…good luck!
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@John_Lovell_III
John Lovell
1 year
A prospect once told me that it wasn’t wise for him to have all his business entities insured through the same broker. He had a mixed use development project, vacant land, jewelry mfr and rock quarry. I told him, “The quickest way to kill a dog is to assign two people to feed
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@John_Lovell_III
John Lovell
2 years
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@John_Lovell_III
John Lovell
8 months
@Stealx Or, maybe you must return a portion of your NIL money if you don’t play the bowl game and/or enter the portal.
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@John_Lovell_III
John Lovell
2 years
@reallytanman Thoughts?
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@John_Lovell_III
John Lovell
1 year
@RohunJauhar Goodr or Shady Rays
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@John_Lovell_III
John Lovell
8 months
@themaxrevenue Whatever a producer says, divide it by 2.
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@John_Lovell_III
John Lovell
2 years
@Keith_Wasserman @Tesla I’m on my 3rd @tesla and shareholder since 2018. I’ve never had a bad experience, in fact quite the opposite especially when compared to legacy auto dealers/mfrs from purchase, trade ins, service and overall driving experience. Curious about what’s causing your frustration?
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@John_Lovell_III
John Lovell
1 year
@fortworthchris Kansas City heavily incentivized office to resi conversions in the early 2000’s and it took off. Completely revitalized and reinvigorated our downtown.
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@John_Lovell_III
John Lovell
8 months
Basic blocking & tackling. Most of the frustrations insureds are facing are due to lack of stewardship and communication. The truth is most P/E and Mega Agencies aren’t built to steward, advise and communicate pro-actively. Sell, sell, sell…tools & resources…blah, blah,
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@John_Lovell_III
John Lovell
1 year
@CountingCrows Saw you open for Cracker at the Blue Note in Columbia, MO for this album tour. Fond memories of college and your music.
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@John_Lovell_III
John Lovell
1 year
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@John_Lovell_III
John Lovell
1 year
@seandsweeney I’m confident in our wholesaler relationships that we could find an option with @titanrisk1 . Happy to help if you want to pass along our info. cc: @DanStorage @sweatystartup
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@John_Lovell_III
John Lovell
1 year
@CoyDavidsonCRE We haven’t hit full saturation until @ guy guy is born.
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@John_Lovell_III
John Lovell
1 year
Ready for the holiday weekend! Coke or Diet Coke for this 18 yr Whistlepig?
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@John_Lovell_III
John Lovell
1 year
@dieworkwear Were there no Democrats that dress poorly?
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@John_Lovell_III
John Lovell
10 months
@moseskagan @ArtemTepler Heart breaking news. Loved everything about this man and his story…though I only knew him from twitter.
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@John_Lovell_III
John Lovell
1 year
@RohunJauhar @moseskagan @Mangan150 And those drugs are helping people lose fat and lean muscle at a 1:1 ratio…not ideal. Attia said it would need to be closer to 4:1 for him to recommend the drug.
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@John_Lovell_III
John Lovell
1 year
Pretty remarkable what we’ve built @titanrisk1 in a short amount of time. Tip of the cap to @DanStorage for finding A+ talent to help build the infrastructure and team members to support this rocket ship. Experienced insurance folks coming together to build a better
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@John_Lovell_III
John Lovell
7 months
@acaseofthegolf1 The product is watered down. I had to force myself to watch the Farmers Open. Not fun to watch as a fan, other than the majors right now.
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@John_Lovell_III
John Lovell
2 years
@patrickbetdavid Tough to say. This could be health related and/or his way to exit from the industry.
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@John_Lovell_III
John Lovell
1 year
@seandsweeney @johnplumstead What’s the insurance question? Maybe I can assist…
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@John_Lovell_III
John Lovell
2 years
@sweatystartup This is the bi-product of our country’s overregulation, tax laws, employment law, HR, insurance, entitlement culture and perpetual inflation. We are reaping what we’ve sowed as a country and forcing the hand of SMB’s.
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@John_Lovell_III
John Lovell
1 year
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@John_Lovell_III
John Lovell
8 months
@realEstateTrent I’d love to see more of this type thinking. From a city development perspective developers delivering us national chain QSR’s bc it pencils better and they can sell it easier, I wonder what we’re doing to our city’s long term future. Your philosophy encourages entrepreneurship
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@John_Lovell_III
John Lovell
1 year
@TripleNetInvest They also have the fastest and largest number of Tesla superchargers at any location I’ve ever seen.
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@John_Lovell_III
John Lovell
8 months
@LandonBentham @ExGolfProINSguy All of the above and review their open claims. Get information from them to see if there’s anything you can do to lower reserves and/or close them out. Specifically important for work comp as this will affect their mod. Pre-Calculate their upcoming mod while you’re at it. See if
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@John_Lovell_III
John Lovell
7 months
@SMB_Attorney Unpopular opinion and I want you to know that I admire and respect what you’re doing immensely but these awards are meaningless and in most cases more tied to politics and bureaucracy. You, your firm and what you’re doing to combat ‘Big Law’ is the antithesis to ‘40 under 40’.
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@John_Lovell_III
John Lovell
1 year
@DarrenCraft @someinsurance Best bang for your insurance software buck:
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@John_Lovell_III
John Lovell
1 year
@SMB_Attorney If it’s anything like PE in the insurance world…it definitely won’t make things ‘better’. But that also depends on your definition of better. BIG Insurance is very similar to BIG Law. IMO, PE stifles innovation/change and only reinforces the current ‘boiler room behaviors’.
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@John_Lovell_III
John Lovell
8 months
It's that time of year again. My annual soul search and reading of: "One Word That Will Change Your Life." by Jon Gordon, Dan Britton, and Jimmy Page. The purpose of this book: Instead of drowning ourselves in countless New Year's resolutions or lists of goals, these guys suggest
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@John_Lovell_III
John Lovell
2 years
@BrianMcGannon Just said the exact same thing. There’s no reason they can’t get the refereeing in check. It’s ridiculous.
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@John_Lovell_III
John Lovell
10 months
Just had a lunch intro meeting with a Mechanical Contractor. We reviewed their most recent renewal proposal and noticed a Cannabis exclusion on their GL. Might seem immaterial unless of course you're assembling and installing heating systems for grow facilities accross the
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@John_Lovell_III
John Lovell
10 months
@sweatystartup She’s got a better swing than @DanStorage
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@John_Lovell_III
John Lovell
1 year
@practicalgolf #2 , #4 , #8 . Wasn’t a big fan of Tobacco Road though a lot people love it. Too gimmicky for me and without caddies provided you probably need to play it few times to get comfortable. Dormie Club (Crenshaw Coore) down the road is awesome. I’m a member at DC if you need a host.
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@John_Lovell_III
John Lovell
11 months
@eric_a_bruns If you’re collecting premium on behalf of the insureds to pay the carriers you’re putting all of those funds into a premium trust account. You only recognize the revenue when you transfer the commissions to your operating account.
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@John_Lovell_III
John Lovell
2 years
@fortworthchris @GuyDealership One of the oddest athlete sponsorships that I can remember…
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@John_Lovell_III
John Lovell
9 months
@LeadershipAcad1 Rogue Mango is 🔥! I don’t know man, seems to be some decent data out there supporting the positive effects of nicotine and nobody likes a quitter.
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@John_Lovell_III
John Lovell
1 year
@DanStorage Can’t wait for the future @titanrisk1 meet up!
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@John_Lovell_III
John Lovell
10 months
@MyGolfSpy What about creating a ‘white tipped’ red stake. You don’t have the luxury of playing a ball inside the stake, but aren’t penalized stroke and distance.
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@John_Lovell_III
John Lovell
10 months
P/E after telling independent agency nothing will change and you can keep your name.
@themaxrevenue
Max Revenue 2024
10 months
Best insurance analogy for this?
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@John_Lovell_III
John Lovell
1 year
@GuyDealership ‘Search Inventory to find Your Vehicle’ *click ‘Please enter your zip code & phone number and a local dealer will call you.’ *close browser
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@John_Lovell_III
John Lovell
2 years
@gas_biz People’s relationship with insurance changes dramatically when they’ve suffered a catastrophic loss. We’d all be better served to view insurance as a catastrophic event product and only use as such. Social inflation would decline and rates would improve. This is the way…
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@John_Lovell_III
John Lovell
10 months
@themaxrevenue P/E after telling independent agency nothing will change and you can keep your name.
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@John_Lovell_III
John Lovell
2 years
@sweatystartup The Offer it’s the story about the making of The Godfather. Incredible.
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@John_Lovell_III
John Lovell
2 years
@girdley 1. Business Insurance Broker 2. Your claims history is like a credit score and your rates are calculated accordingly
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@John_Lovell_III
John Lovell
10 months
Thanks to @DanStorage for hosting us today at ACC. What an awesome & fun track. Seen here, Danny trying to press and recoup his losses. Guy nailed a 30 footer on 18 to flip the bet! #MIZ
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