Samit Singh @kumarsamit Twitter profile

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Samit Singh

1 year

Finally it’s out. I hope it helps people plan their lives and finances better. Thanks @WintWealth for hosting me.

How Much Money Do You Need To Retire Early?

Samit Singh, who managed to retire at the young age of 50! He shares his insightful journey towards financial independence, offering invaluable tips and stra...

www.youtube.com

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Last Seen Profiles

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Samit Singh

@kumarsamit

2 months

JCB driver entered the flood waters near Prakash Nagar Bridge in Khammam to rescue the passengers trapped inside a car. He was just in time and nine passengers were saved. His words : if I fail, I die alone,If I come back, ten of us will return. A true

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Samit Singh

@kumarsamit

2 years

The joke called Silicon Valley of the east. This is RMZ Ecospace. Can BBMP or any elected representative promise that this won’t happen next year no matter what? ⁦ @ChristinMP_TOI ⁩ ⁦ @ArvindLBJP ⁩ ⁦ @BBMPCOMM ⁩ ⁦ @BBMPSWMSplComm ⁩

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Samit Singh

@kumarsamit

1 year

Today I saw 2 articles where folks wept. One was Byju Raveendran. And the other is this push cart guy. Look at the self respect & pride in this man. Look at how he is holding back his tears. I’ve all my love and sympathy for this guy. Byju can go to hell.

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Samit Singh

@kumarsamit

1 year

Spoke to a lot of folks in the ORR- Bellandur-Marathalli-Whitefield-Mahadevapura belt. Everyone agrees that today’s traffic pile up is the worst ever they’ve faced. Ever. Take a bow @blrcitytraffic @siddaramaiah - you’ve made a record today! @vikramsampath

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Samit Singh

@kumarsamit

5 years

What a shame! Why would BMTC do something like this? A citizen is trying to help you & one lakh users in the city and you make it difficult for the citizen instead of applauding & supporting him?Make it work please. ⁦ @BMTC_BENGALURU ⁩ ⁦⁦⁦⁦ @CITAGofficial ⁩

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Samit Singh

@kumarsamit

1 year

What a lovely ad. Hits so many emotions in 60 secs. Just when I think ads are becoming boring, there comes along something like this. Kudos! @Dwari1008 @Captain_Mani72 @iRadhikaGupta @monikahalan @SanjayRaghurama -man, long time. We need to catch up.

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Samit Singh

@kumarsamit

4 months

Indicators of an affluent city.

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Samit Singh

@kumarsamit

2 years

Traffic returning to pre-CoVID levels in Bangalore. This is near Intel on Sarjapur ORR. ⁦ @ChristinMP_TOI ⁩

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Samit Singh

@kumarsamit

4 years

I thought I’d seen what all a tractor could do. And then this!

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Samit Singh

@kumarsamit

5 years

Geniuses are not restricted only to prestigious universities! Watch these 5 kids from a panchayat school in Tamilnadu, who revamped their unhygienic school toilet, with their ideas & money collected from students & teachers -- not the government. @mani1972ias @anandmahindra

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Samit Singh

@kumarsamit

6 months

Speaking to a friend who bought a shop in a Mall in Gurgaon. After 10 years finally able to eke out some rent from that place. Asked him - would apartment in Gurgaon have given better returns? He disagreed saying the resale value of his commercial RE would be better today than

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Samit Singh

@kumarsamit

5 months

@ravihanda With so much money, they just wrote I.T.? So un-creative if there is such a word. Minimum toh yeh banta hai- INCOME TAX DEPARTMENT, MINISTRY OF FINANCE, GOVERNMENT OF INDIA

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Samit Singh

@kumarsamit

6 years

He ran the 10km marathon on Sunday in Pune on one leg and then followed it up with this dance. Now tell me. Do u have a problem in life? #WhatsappForward

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Samit Singh

@kumarsamit

2 years

Autorickshaw displaying two different numbers? Is this legal? You can see location just behind. Clicked 1 minute back. ⁦ @ChristinMP_TOI ⁩ ⁦ @BlrCityPolice ⁩

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Samit Singh

@kumarsamit

23 days

What all bull market does to people. Rough calculations show that he was 10 year old when 2008 GFC hit us. ⁦ @ActusDei ⁩ - maybe someone from your team should reach out to him. Not for matrimonial but for that ppt! 😉

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Samit Singh

@kumarsamit

2 years

Bitcoin simplified. You can trust it for your retirement planning! ⁦ @pvsubramanyam ⁩ ⁦ @deepakshenoy ⁩ ⁦ @passivefool ⁩

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Samit Singh

@kumarsamit

2 years

Anyone who has crossed Sony Junction at #Koramangla will relate to this WhatsApp message doing rounds! ⁦ @anil_lulla ⁩ ⁦ @ChristinMP_TOI ⁩ ⁦ @VOfKoramangala ⁩

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Samit Singh

@kumarsamit

2 years

@ModiAgainAt2024 @ChristinMP_TOI @ArvindLBJP @BBMPCOMM @BBMPSWMSplComm Do you make how much tax (indirect and direct) Karnataka and specifically Bangalore contribute? Put that stat here. And those taxes are NOT paid for just two days but year through.

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Samit Singh

@kumarsamit

1 year

Udupi is beautiful. River on the right, Arabian Sea on the left, road in the middle stretching for 5 kms. Totally private beaches- each family occupying one section between the wave breakers. Thank God, it is not commercial or touristy yet!

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Samit Singh

@kumarsamit

5 years

I went to ICICI Bank on Friday and they offered me a product which is better than equity and MFs in returns and as safe as FDs. The RM assured it’s an investment product, not an insurance product. Turns out to be a ULIP!

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Samit Singh

@kumarsamit

6 years

HSBC settles actor Suchitra Krishnamoorthi's case. Read the whole story to know the dark side of advisors, investment consultants, PMS firms. Not that everyone is bad but still investors need to keeps eyes open and stay actively engaged to cut losses.

HSBC settles actor Suchitra Krishnamoorthi's case - Times of India

India Business News: She had deposited Rs 3.6 crore in mutual funds at the bank and the settlement would have covered that and more.

timesofindia.indiatimes.com

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Samit Singh

@kumarsamit

5 months

Even if a project is RERA registered, doesn’t help much. It is turning into a toothless law which the builders are not scared of. ⁦ @apri_sharma ⁩ ⁦ @livemint ⁩

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Samit Singh

@kumarsamit

3 years

@pvsubramanyam @drprashantmish6 You think the callers understand credit profile? I used to be called incessantly by Medplus folks for medicines everyday. Fed up, I said send me Potassium Cyanide. The bloke seriously looked up in his inventory and said “Sir, out of stock hai”!

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Samit Singh

@kumarsamit

8 months

Lessons to learn from this video. Money can’t get you peaceful sleep.

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Samit Singh

@kumarsamit

1 year

@0RRCA @ChristinMP_ Not to forget kids. Some school buses dropped kids at 8 pm! Our kids definitely deserve better. 😢

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Samit Singh

@kumarsamit

2 months

@AjayUgrasTOI In a country like India, Tata Nano did not sell for the same reason for which Mahindra Thar sells - show off.

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Samit Singh

@kumarsamit

4 years

SBI collected Rs 300 crore from zero-balance accounts. Rs 17 per debit transaction-even online ones. IDBI Bank charging Rs 20 per online debit including UPI! Rs 40 per cash withdrawal. White collar crime! @suchetadalal @Moneylifers via @economictimes

SBI collected Rs 300 crore from zero-balance accounts for certain services in 5 years, reveals study

The study observed that the SBI's decision to levy a charge of Rs 17.70 for every debit transaction beyond four by the BSBDA account holders cannot be considered as 'reasonable'.

economictimes.indiatimes.com

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Samit Singh

@kumarsamit

11 months

The Uttarakhand Tunnel has been cracked through! Such a massive relief! Proud of everyone who came together globally to rescue those 41 souls. God is great!

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Samit Singh

@kumarsamit

1 year

Any company on ORR which wants to bring their employees 100% to office should learn a lesson and leave Bangalore. We can’t take you. Today has been a true example. @0RRCA @ChristinMP_

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Samit Singh

@kumarsamit

3 years

This is Rainbow Drive on Sarjapur Road, Bangalore. Offered with no comments. ⁦ @ChristinMP_TOI ⁩ ⁦ @anandmahindra ⁩

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Samit Singh

@kumarsamit

11 months

❤️ No religion is bigger than the religion of humanity and love ❤️

Vinod Kapri

@vinodkapri

11 months

कभी नहीं भूल पाने वाले 6 मिनट 51 सेकेंड ! लखनऊ। रात के सवा 3 बजे। एक शादी से लौटते हुए चाय पीने के लिए हम शाहमीना रोड पर चाय पीने के लिए रूके। Atal Bihari Vajpayee Scientific Convention Centre के ठीक सामने। अचानक क्या देखा कि एक आदमी कूड़ा बीन रहा है और एक कुत्ता लगातार उसके

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Samit Singh

@kumarsamit

1 year

That gesture of folding hands is so genuinely from the heart. Staying put on site till normalcy resumes is a rare ministerial quality. I stand by @AshwiniVaishnaw 🙏

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Samit Singh

@kumarsamit

1 year

@ActusDei I’m hated for this but will keep repeating. Own 1 house for self. Don’t buy more as investments. Better deploy in other assets.

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Samit Singh

@kumarsamit

4 months

@ActusDei Awesome update and summary. This is called ‘sticking your neck out journalism’. Not easy to do with the kind of pressures journalists have. Time will tell the truth but sharing strong personal opinions is great. @ActusDei - More power to you.

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Samit Singh

@kumarsamit

1 year

@0RRCA @ChristinMP_

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Samit Singh

@kumarsamit

1 year

There is a definite increase in road rage cases in Bangalore. Am I the only one feeling it or is it proliferation of SM which is making it more visible now? A decade back even if a car touched a bike, the guy would turn, smile and wave the car off. Not any more. @ChristinMP_

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Samit Singh

@kumarsamit

5 days

@beastoftraal Best part. The caller ID - Satyanasa!

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Samit Singh

@kumarsamit

4 months

@ActusDei @financewsharan His views are clear in this LI status. Neil - did you smoke something?!

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Samit Singh

@kumarsamit

3 months

Same script, new actors. Everytime. Husband is a manager in a PSU bank. Who to blame but greed.

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Samit Singh

@kumarsamit

11 months

What Bengaluru scenes we were used to seeing at the beginning of summers, now we see at the onset of winters too! ⁦ @peakbengaluru ⁩ ⁦ @ChristinMP_ ⁩

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Samit Singh

@kumarsamit

1 year

Wow, what a story this chart tells. Card companies making 50% revenue via interest income. So much roll over of monthly dues happening? Thanks to such ‘geniuses’ some of us get unlimited free access to lounges and air miles without paying any annual fees. Keep it going bro!

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Samit Singh

@kumarsamit

3 years

Location is everything. Surrounded by pubs on both sides and a Starbucks just below to take care of the Hangover! ⁦ @capitalmind_in ⁩ ⁦ @deepakshenoy ⁩

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Samit Singh

@kumarsamit

11 months

Please don’t ever invite me to such parties where one has to make their own rotis. Crap idea.

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Samit Singh

@kumarsamit

6 years

You realise the complete nadir of Indian media’s reporting when we cover every thing non-decrepit in this world but not talk about India’s involvement in the rescue. Did you know Kirloskars were the sole firm tasked to provide motors and manage draining out the cave? #ThaiCave

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Samit Singh

@kumarsamit

3 years

Looking forward to @capitalmind_in @deepakshenoy entering this space soon. The flaws of PMS taxation can be well managed via MF route.

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Samit Singh

@kumarsamit

4 months

Such horribly misplaced priorities in India. That’s why we are where we are. “An avg Indian couple spends twice on weddings compared to 16 years of education (pre primary to graduation)” Really?!

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Samit Singh

@kumarsamit

6 months

@VishalBhargava5 Wait till it takes an hour to cover 1 km in front of this area. Traffic is worse than third world.

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Samit Singh

@kumarsamit

1 year

@0RRCA @ChristinMP_ Will any of the @0RRCA companies apologise for making what the city is. Stop further rampant growth. Prestige, Embassy, RMZ will sell - that’s their business. But why do you companies lease in the middle of such a mess.

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Samit Singh

@kumarsamit

4 years

I just finished installing the Jio Meet app. It has a total resemblance to Zoom. Right from the icon to the layout and features inside. Is it a licensed and rebranded version of Zoom? #JioMeet #Zoom

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Samit Singh

@kumarsamit

2 years

Can you believe this? Insurance company produced a fake medical certificate to prove that a disease was pre-existing and therefore denied life insurance claim. And fined only 1 lakh on being caught. No words.

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Samit Singh

@kumarsamit

2 years

To all those who are defending the above issue by blaming on high immigration into the town, what’s your answer to the BLR-MYS highway getting flooded and washed away?

Basav Biradar

@BasavBiradar

2 years

Nature has rightly exposed the tall claims of the new Blore Mysore Highway. It was always an unnecessary project. When will we understand that we are not a huge land mass like USA to encourage individual car transportation?

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Samit Singh

@kumarsamit

3 years

Just watch this video of a government teacher’s farewell and then think - how blessed the students and the teacher are to have each other. This is called making a difference to someone’s life. @Dwari1008 @Captain_Mani72 @pvsubramanyam

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Samit Singh

@kumarsamit

3 years

Good pictorial depiction of banks by ⁦ @FinKrypt ⁩

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Samit Singh

@kumarsamit

4 years

Good days ahead for Karnataka husbandry and fisheries industry! @mani1972ias How about Karnataka becoming number one in prawns production?!

Deccan Herald

@DeccanHerald

4 years

Amidst public backlash over his transfer, IAS officer @mani1972ias on Tuesday was appointed as the animal husbandry and fisheries secretary.

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Samit Singh

@kumarsamit

1 year

For those who studied physics till 10th! 😆

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Samit Singh

@kumarsamit

1 year

Someone who is FIRE does all kind of gimmicks- from 99/- rupee courses to promo tweets for 1999/- Stand up comedy to webinar to podcast. Scaring the shit out of so many who used to look forward to FIRE. Following your passion is one thing, loitering aimlessly is another.

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Samit Singh

@kumarsamit

1 year

My retirement mantra fairly well articulated. #FIRE

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Samit Singh

@kumarsamit

4 years

The first screenshot is of Zoom and the second screenshot is of Jio Meet. Tell me the difference!! #JioMeet #Zoom

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Samit Singh

@kumarsamit

2 years

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Samit Singh

@kumarsamit

8 months

@chandrarsrikant @ChristinMP_ @moneycontrolcom Nothing is free in the world. Rob Paul to pay Peter. Which vote bank are you part of decides how rich /poor you are.

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Samit Singh

@kumarsamit

4 months

@moneyworks4u_fa Exactly the same feelings why I quit corporate life for good. It’s difficult to explain family and friends when you have salary which is running into 8 digits per annum.

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Samit Singh

@kumarsamit

11 months

Someone please add PVR as the third pillar for comparison. What a revelation!

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Samit Singh

@kumarsamit

5 years

Surprising that even in 2019 paying off loan continues to be no 10 priority, upgrading lifestyle & vacations have moved up while, retirement and health needs have gone down in priority. #TOI What’s happening?!Effects of Social Media? ⁦ @dmuthuk ⁩ ⁦ @pvsubramanyam ⁩ ⁦

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Samit Singh

@kumarsamit

4 months

@sriharikaranth One of the worst projects in terms of societal norms. Takes an hour to cover 1.5 kms exit to Intel. Nightmare for residential apartments. Single exit road being privately managed by these Tech Park mafias.

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Samit Singh

@kumarsamit

2 years

@chandsethu @ChristinMP_TOI @ArvindLBJP @BBMPCOMM @BBMPSWMSplComm Really? Who gives approvals? These IT parks and all other offices are not constructed illegally.

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Samit Singh

@kumarsamit

7 months

I guess I will need to keep searching all such videos and create a thread on why real estate sucks. Happy that this tribe is increasing. Happier that it’s coming from finance gurus. @deepakshenoy #RealEstateSucks

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Samit Singh

@kumarsamit

20 days

@epfobandra @ActusDei @sashindnj That’s fantastic! Kudos to @ActusDei and @sashindnj at @livemint to have covered Naveen’s story. That’s impact journalism for you!

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Samit Singh

@kumarsamit

5 months

@ActusDei @sashindnj Something is amiss AFAIK. AA can’t share account holder’s data with insurers like smoking behaviour (Rs 16/- transaction example). I’ll be worried if AA is allowed to dig & interpret transactions. I, for one, not signing up for now with an AA.

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Samit Singh

@kumarsamit

1 year

Valid complaint. I guess the only counter railways can have for a higher fare is that in 2AC the toilets are used by lesser number of passengers in that coach. Rest all is same!

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Samit Singh

@kumarsamit

7 months

If this is Tejasvi Surya’s portfolio then he definitely needs a good financial advisor / mutual fund distributor. I am sure his political advisors are much more savvy and sorted. @Tejasvi_Surya

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Samit Singh

@kumarsamit

1 year

Ukrainian army version of Natu-Natu. Superb rendition!

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Samit Singh

@kumarsamit

1 year

@1nemali Have read articles of how lakhs of parents from marginal income group (maids, drivers, cooks, daily wage workers) were missold programs saying you can pay in instalments and that you’ll get refund if you don’t like it. They were fooled into signing loan agreements. (1/n)

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Samit Singh

@kumarsamit

5 years

Dear ⁦ @hdfcsec ⁩, Thanks for helping me retire. Rs 50 crore is enough for me! thanks! NB: I’m no where near this in my actual portfolio but this goof up feels good! ⁦ @dugalira ⁩ ⁦ @ActusDei ⁩ ⁦ @larissafernand ⁩

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Samit Singh

@kumarsamit

5 years

@GabbbarSingh How about this breathtaking night view of the same place?

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Samit Singh

@kumarsamit

4 months

Adding to mismanagement by @airindia I get a last minute message that flight is cancelled. In a huff, change all plans and book an alternate flight. Then I check and get to know flight isn’t cancelled. Maybe it was overbooked but why did @airindia lie? @airindia - why

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Samit Singh

@kumarsamit

4 years

Is it luck or skill?!!

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Samit Singh

@kumarsamit

2 years

An excellent option being proposed by ⁦ @EdelweissMF ⁩ If you need the money, you get what was expected as per TMF. Else continue the ride with the TMF. Kudos ⁦ @iRadhikaGupta ⁩ ⁦ @avasthiniranjan ⁩

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Samit Singh

@kumarsamit

4 years

Thanks to DIPR and the force behind the motivation - Capt Manivanan. ⁦ @Karnataka_DIPR ⁩ ⁦ @Captain_Mani72 ⁩

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Samit Singh

@kumarsamit

2 years

Tried buying BMRCL Metro ticket via WhatsApp. Pretty good interface. Intuitive enough for non tech common man to use it easily. Cancelled it as well. Pending refund. But full marks to those who developed the solution 👍 @ChristinMP_TOI

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Samit Singh

@kumarsamit

6 days

@ActusDei @PosteAnil This made my day. This is exactly the kind of summary I was looking for. Tells you a balanced view- why folks should not to go for demat in MFs. Yesterday a friend urgently needed money for 1 month. Told him about LAMF. He got approval in 20 mins flat. Disbursement in 2 hours.

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Samit Singh

@kumarsamit

6 months

@GabbbarSingh And the Mangalore/ Udupi / Kundapura coastal belt has another long list of delights - both veg and non veg.

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Samit Singh

@kumarsamit

2 years

@mottepalya @ChristinMP_TOI @ArvindLBJP @BBMPCOMM @BBMPSWMSplComm Thanks for sharing topography of the area. I wish the city’s caretakers had taken this into consideration.

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Samit Singh

@kumarsamit

9 months

Key Fact Statements (KFS) net being widened by RBI is a very welcome move. Tireless work being done to improve transparency and ease of doing business. Never ending journey though! My opinion covered in The Mint today. @livemint @apri_sharma @ActusDei

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Samit Singh

@kumarsamit

2 years

On the positive note, we can have fresh fish delivered at home 😉🤭

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Samit Singh

@kumarsamit

9 months

Everything else is zero…

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Samit Singh

@kumarsamit

3 years

@Shashwatsrijan5 @deepakshenoy Get them re-materialised. रद्दी का भाव आज कल Rs 10/- per kg है!

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Samit Singh

@kumarsamit

3 years

Amazing podcast by ⁦ @deepakshenoy ⁩ about PMS (and a bit of sweet selling ⁦ @capitalmind_in ⁩ !) Boy! I took 2 weeks and 5 sittings to completely hear it. Where did he get the time to do this marathon session?! Name your energy drink, gentleman!

Why we run a PMS and how we do it differently

Podcast Episode · Capitalmind Podcast · 09/08/2021 · 2h 37m

podcasts.apple.com

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Samit Singh

@kumarsamit

1 year

Seat belts, airbags and sincerity. This man is alive and walking just because of these 3.

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Samit Singh

@kumarsamit

3 years

@GabbbarSingh And I loved this one. So relatable to middle class Delhite. Shot across Delhi in places like Kirori Mal College, Vinobapuri, Shalimar Bagh, Khan Market, Chittaranjan Park, Mayur Vihar Phase - 3 and Noida. The wedding sequence in the film set in Meerut, was shot in a Chhattarpur

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Samit Singh

@kumarsamit

2 years

I’ve been compounding PPF for 25 years. Now the interest is more than what I am allowed to deposit every year.

Niraj Dugar

@contliving

2 years

I will continue to add to PPF as a part of debt component of my portfolio. The tax free compounding 20 years later is going to be massive.

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Samit Singh

@kumarsamit

2 years

To those who thought the issue was limited only to IT parks of BLR, this video is from Indiranagar. Wake up.

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Samit Singh

@kumarsamit

1 year

Today I learnt so many new things in just one article. Thanks @ActusDei @livemint 1. Knew CAGR, IRR and XIRR. Now added MIRR. Makes logical sense. 2. NIFTY50 Index fund still so much better than all these creative products. 3. Retail customer should avoid complex products

Neil Borate

@ActusDei

1 year

IRR or MIRR - the answer can dramatically change your decision to invest. Nothing illustrates this better than the mouth-watering IRRs in 'asset leasing', which become kinda meh, when you see the MIRR (Modified Internal Rate of Return). Asset leasing is a type of alternative

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Samit Singh

@kumarsamit

3 years

Here’s some quick observations from The Mint quilt over past 10 years across 10 asset classes. Feel free to add more- 1. Small Cap: 6/10 it has been in top half of performance. Rise being much more than the fall. (1/n) @ActusDei @livemint

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Samit Singh

@kumarsamit

1 year

With a single stroke of judgment, 2 industries will face crisis. Lending & Credit rating. Isn’t it interference with fair business practices of a commercial enterprise? Low CIBIL Score Excuse Can’t be Used to Reject Education Loan of a Student: Kerala HC

Low CIBIL Score Excuse Can’t Be Used To Reject Education Loan of a Student: Kerala HC

In a significant decision, while cautioning banks to adopt a humanitarian approach, the Kerala High Court (HC) ruled that an education loan cannot be rejected due to the low credit score of the...

www.moneylife.in

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Samit Singh

@kumarsamit

7 months

@Crazynaval Is he a SEBI registered RIA?

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Samit Singh

@kumarsamit

1 year

Amazing thread on one King who built so many temples across the country- Jaipur, Pushkar, Kashi, Puri, Cuttack, Patna to places which are now in Pakistan. India’s diverse history- kings who built 1000s of temples to rulers who destroyed them.

History Of Rajputana

@KshatriyaItihas

1 year

Naman to one of the greatest Hindu vaishnav kings of all time; Raja Man Singh on his punyatithi. An astute general, a remarkable statesman & a gifted strategist, builder of Kashi Vishwanath & saviour of Puri Jagannath along with thousand other temples in subcontinent. Naman🙏🏻

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Samit Singh

@kumarsamit

3 years

@datta_arvind No Fintech will do anything for free. While there is no MDR as architecture and API is alert provided by NPCI, but remember that each of these companies are getting time off customer data including their purchase behaviours and then targeting them with products. No charity here.

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Samit Singh

@kumarsamit

2 years

The undiscovered beauty of Karnataka @VisitUdupi