Kiah Lau Haslett is a bank reporter (she/her) @khaslett Twitter profile

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

7 years

Guys, what if we made money specifically for buying space in cemeteries? We could call it... cryptocurrency.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

1 year

The rumors are true! Today is the first day I get to use my new title, Banking and Fintech Editor at @bankdirector . This title reflects the direction of my curiosity and interest in banking — how technology and digital capabilities are changing banking and banks!

Talking Biz News

@talkingbiznews

1 year

. @khaslett named banking and fintech editor at @BankDirector :

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

If you’re a man, and work for a company that puts its logo on a polo shirt, AND you’re flying: do they force you to wear the polo? Do they pay you? Do you not own any other polo shirts?

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

6 years

@darth @me_macfarland SUIT #2 : How does the dog read? VISIONARY: The same way you do, Dave. With an open heart and ready mind.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

4 years

For my accounting nerd friends out there: Tesla is going to account for its Bitcoin holdings as intangible assets-goodwill! Our favorite! In my wildest dreams, this is not how i envisioned this line item being used.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

💀

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

Acting Comptroller Hsu said the OCC identified at least 10 banks it regulates that have partnerships with ~50 fintechs; they believe there's a similar amount at FDIC/Fed regulated banks. "The vast majority ... have total assets below $10B; nearly 1/5 have total assets >$1B."

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

4 years

@laurawritesit I’m not sure how big of a deal it is, but I was really excited to see a deaf actor consulted, and cast, in a Mandalorian episode about Tuskian raders:

Star Wars: The Mandalorian created a new form of sign language for the Tusken Raiders

The Mandalorian is out here inventing entirely new languages for the Star Wars universe.

www.syfy.com

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

4 years

Janney: 75% of banks today trade below TBV — more than 2011 (71%) and 2009 (66%)

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

8 months

Interesting things from the @federalreserve 's material loss review on Heartland Tri-State Bank, which failed in 2023 as a result of CEO embezzlement due to a "pig butchering" crypto scam.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 months

Sub places could also work here

Kristi Yamaguccimane

@TheWapplehouse

2 months

Are there any burrito places that operate out of an old bank and use the pneumatic tubes to send burritos to you in the drive thru because there should be (pictured: proof of concept)

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

6 years

I am thrilled to announce I will joining @BankDirector as their new managing editor! I’m so excited to work with such talented folks like @MaxfieldOnBanks , @ehmccormick , @AlDominick and @mikamoser ! I start March 25 and will be based in Nashville.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

"Banks have not lasted this long because of our excellent customer experience; we have lasted this long because of our cheap cost of funds and access to inexpensive capital. A balance sheet matters. This lesson continues to repeat itself."

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

1 year

God I love a heist AND a comical amount of coinage. Tell me how they’re going to launder this money.

Police search for group of suspects who stole 2 million dimes from truck in Northeast Philadelphia

Police said the group of suspects got away in a white Chrysler 300 with tinted windows and a dark-colored pickup truck.

6abc.com

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

4 years

It's tax time again, so it is time, once again, to leave this article right here:

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

9 months

It boggles the mind that big banking core providers also sell middleware layers to help their bank customers make the core more functional, rather than... you know...

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

Yoooo I think the @CFPB director is right on this one.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

I'm a @SoFi bank and private student loan refi customer and I really hate that a bank that is making money off of my debt has sued the Biden admin to end the federal student loan moratorium bc they believe they are entitled to that money.

SoFi Bank sues to block Biden's student loan payment pause

A private bank is trying to force the Biden administration to end its pause on federal student loan payments, arguing that the moratorium has no legal basis and has cost the bank millions of dollars...

apnews.com

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

136 FDIC-insured banks have "ongoing or planned" digital asset activities, according to the @FDICgov 's Inspector General report. That is about 130 more than I would've thought.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

I've been single for a year, which is honestly great, but I've attended several weddings by myself where I know basically only know the couple or like, 2 people. And I just want to say: I wish it was acceptable to read a book during the reception.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

4 years

Celebrating my birthday by getting my first shot of GMO Covid antibodies and, as always, repping Asian pride (thanks to @emmacarew for the idea!)

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

6 years

Hi! After 7 years, today is my last day at @SPGMarketIntel . I’ve really enjoyed my time as a banking reporter/nerd here in Cville and work with amazing, incredible people. I’m excited to announce where I’m headed soon!

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

1 year

. @Fiserv did an ACH funds flow analysis between October 2022 and May 2023 for #FXT23 . Examining where the money is going can help banks create a fintech strategy to address competitive threats.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

Not a single consumer has ever "craved" a financial service or product. Go ahead and strike that verb off your list.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

GUYS MY FDIC BANK EXAMINER @BankDirector ARTICLE WAS TURNED INTO A VERY FUN @theindicator EPISODE BY THE VERY TALENTED @VelocityWong !!

Wailin Wong

@VelocityWong

2 years

Thanks to @khaslett for coming on @theindicator to talk about the job of a bank examiner and what happened in 1983 when 500 S&Ls suddenly went unsupervised. 🙈 I also accomplished a professional goal by using the phrase "drawing butts on the chalkboard" in this episode! 🏆

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 months

It's Saturday night, it's 10:45pm and that can only mean 1 thing: I am reading the FDIC's brokered deposit proposal and will tweet interesting things I come across.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

6 months

Another set of academics discovers historic and near-universal truth: banks do not use swaps and derivates to hedge their interest rate risk. This is so widely known that I would be interested in a paper looking at a bank w/ an extensive hedge strategy.

The $1tn ‘hold-to-maturity’ sleight-of-accounting

Who needs hedges when you have bank accounting rules

www.ft.com

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

1 year

I just congratulated a friend on her baby’s first quarter and thought that was very funny, gonna do this for the next 18 years.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

6 months

Interesting observations + facts from "Why Have Uninsured Depositors Become De Facto Insured?," a paper from @M_Ohlrogge : Rather timely since Republic First failed this weekend with 50% uninsured deposits!

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

1 year

I'm experiencing second-hand embarrassment from reading this:

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

1 year

Ya girl is helping run a field clinic this morning to train and certify newly certified referees. This is your reminder to not yell at referees! ⚽️🟡🔴

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

5 months

I can understand consumers don’t understand how FDIC insurance or bank reg works. How is it acceptable that someone who wanted to be responsible for and in possession of peoples money — in active disintermediation of banks — didn’t seem to understand these things?

Jason Mikula

@mikulaja

5 months

CEO of @winwithyotta @adammoelis tells CNBC: "We never imagined a scenario like this could play out and that no regulator would step in and help." Feels like a dodge on failure to have any business continuity or op resilience plan in place & ignorance about how regulators work.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

5 months

Please enjoy my new headshot, taken five years apart, wearing basically the same outfit and wearing glasses I lost a week later.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

I wrote how everyone's favorite "is this a Christmas movie" movie IS ACTUALLY about financial instruments that have been successfully killed off with regulation and innovation:

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

8 months

Only one person has said they like my new butter sweatshirt so far and I think that’s a crime.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

So liquidity is 🔥 right now and a lot of attention is focused on the FHLB, which is fair. But I've been sleeping on the Fed Discount Window, which is often the like... big scary alternative to the more-acceptable FHLB.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

1 year

Chase is offering me $225 if I open a savings account and deposit $15,000 in it and maintain that balance for 90 days. I just want everyone to know that if I had a savings account rocking $15K, I probably would not be interested in a $225 offer.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

Wow you guys, did you know there’s more than one person on this bird site that feels the need to mansplain to me how lending works but is so obsessed with some morality on loan repayment that they’re missing the point? It’s really wild.

Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

I'm a @SoFi bank and private student loan refi customer and I really hate that a bank that is making money off of my debt has sued the Biden admin to end the federal student loan moratorium bc they believe they are entitled to that money.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

I wrote about regulators scrutinizing bank and fintech partnerships, and how middleware is complicated bank risk management:

What to Consider as Regulators Scrutinize Bank-Fintech Partnerships | Bank Director

The head of the OCC sees increasing risk in banking as a service.

www.bankdirector.com

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 months

I have ranted about this before but there is something so abhorrent about not using legislative power that you have and instead telling someone else to do a job you could do.

Jason Mikula

@mikulaja

2 months

NEW: Congressional Reps ask regulators to update third-party guidance to "address risks associated with fintech partnerships" in wake of Synapse collapse. Nine members of Congress have sent a letter to leadership at the four key banking regulators: the FDIC, OCC, Fed, and the

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

3 years

Just hosted my first podcast for @BankDirector and I *CAN'T WAIT* to share it with you next week!!

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

9 months

Wonder what happens to those 87 banks - can they wait it out? Motivated seller? #AOBA24

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

5 years

PR folks: Please don't say you've read my coverage, when the rest of your email indicates that in fact, you have not read my coverage.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

4 years

It's ya girl's first cover story and you don't want to miss it.

Bank Director

@BankDirector

4 years

The latest issue of Bank Director magazine is now live! Inside, we breakdown the Fed’s Covid-19 strategy, analyze the 2020 Bank Performance Scorecard and discuss how banks can survive the pandemic. @BankDirectorEd @ehmccormick @MaxfieldOnBanks @khaslett

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

Suffice to say: unexpected bank commentary (from Hovde)

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

Alright bank twitter: the mysterious big troubled bank was removed from the FDIC problem bank list at YE 2022.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

4 years

The Venn diagram of this joke is me.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

4 months

Never not nerding out about bank stuff @MinneapolisFed

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

Here is a bank account I would be interested in: The Control Account - annual fee or monthly fee - digital lock/unlock, virtual cards - password manager - partnership with a site that removes personal info from data brokers - bank agrees to not sell your data - credit monitoring

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

Everything i know about banking is waiving a yellow and red flag with this story:

How a Tiny Bank in a Washington Farming Town Got Tangled Up With FTX

FTX executives discussed using Moonstone bank to offer interest-bearing crypto accounts.

www.wsj.com

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

Reader: I went to tweet something from a banking report I'm reading, realized it was 11:50 p.m., felt weird about tweeting a banking thing that late, then realized I should probably stop reading bank reports at midnight and then wrote this tweet.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

5 months

I am constantly amazed at how many nonbanks believe, truly, that bank regulators have the authority and jurisdiction to intervene in a nonbank bankruptcy case. As kindly as I can say: Bank regulation is focused on regulating banks.

Jason Mikula

@mikulaja

5 months

Yotta customer: I want to address @FDICgov - I get this isn't a bank, but there is a failure here. The FDIC can act here, when there is an unsafe & unsound practice. I can't believe the FDIC won't act here.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

I will forever hark on this until proven otherwise: I have NUMEROUS financial relationships with banks. None of them cared about whether I lived paycheck to paycheck. The only company that has 1) ever cared; 2) broke my paycheck to paycheck precarity is You Need a Budget.

Alex Johnson

@AlexH_Johnson

2 years

And here’s the tweet for those of you who absolutely steadfastly stubbornly refuse to subscribe to the newsletter but still want to read today’s piece. :)

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

1 year

This emerging "bank M&A is about to take off" narrative is so fascinating to me in context of actual bank M&A activity. Authors keep failing to say under what context this M&A will happen.

The American banking landscape is on the cusp of a seismic shift. Expect more pain to come

What is coming will likely be the most significant shift in the American banking landscape since the 2008 financial crisis. Bank earnings kick off Friday.

www.cnbc.com

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

1 year

Wanna know a crazy bank stat I just read? "Although the effective federal funds rate fluctuated by more than 400 basis points between 1998 and 2002, the average NIM of U.S. community banks changed little, staying within a range of about 20 basis points."

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

Totally normal podcast setup 👀👀

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

1 year

Hey! I have a new role at @BankDirector but need a really cool and amazing person to fill my current role, managing editor, first. The position is in Nashville, so we will get to hang out. Who should apply?

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

5 years

My friends turned on “TV for cats” and my god if the cats aren’t watching it.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

4 months

To that end, I have made the @FDICgov , @mikulaja and anyone else who might need it a helpful primer.

Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

4 months

Oh I forgot to add: - Better than late than never, but this post would've been AWESOME like a year ago. Two years ago. Five years ago. I get the timing now, but honestly it seems like something the FDIC posted so it could then point fintech customers to

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

9 months

I had the pleasure of moderating 4 panels at #AOBA24 , including the last panel on main stage. I received several kind compliments about this, and wanted to share that @BankDirector has invested in my public speaking ability and competency for the last couple of years.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

5 months

I know banks aren't having a great time on the funding side, but relative to wholesale funding, having a bank charter is a superpower. (H/T to @Cole_Gottlieb 's PeerIQ newsletter)

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

8 months

I'm not a Chase apologist but: Chase is fighting for insured local deposits, which is the best kind of funding. To do that, they're showing up in communities as other banks downsize, growing in minority communities and pay market-leading wages for talent.

Rex Salisbury

@rexsalisbury

8 months

JPM is so desperate for more deposits they will try anything...including building more branches. likely works in the short term, but it's not an effective long term strategy.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

7 months

Oh wow the year of “mass withdrawal that sparked concerns other banks would shut down, accelerating a trend of consolidation” is also the year of the least amount of bank deals since the financial crisis? That’s crazy. When fintech people write about banking SMH

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

The bank regulators have given us a sign that we can all chill out, log off and do literally anything else.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

4 years

Happy 53rd anniversary of #LovingDay , which declared all remaining laws banning marriage between non/whites illegal in the US!

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

3 years

Hey everyone, my boyfriend just asked me if I had heard that “SunTrust was acquired by Truist” and I laughed so hard he became defensive.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

1 year

Chase declined my $350 online purchase at Advance Auto Parts because it didn't believe I made it, and we are honestly in the same boat.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

OK I have learned about 2 unusual, state specific deposit insurance facilities today: - MA state-chartered banks have a DIF for all deposits above $250K - NJ has the Governmental Unit Deposit Protection Act; muni funds over $250K are insured and protected via collateral pledges

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

9 months

I recorded a special episode of @Fin_X_Tech ’s Reinventing Banking at #AOBA24 with special guest @usealloy CEO Tommy Nicholas.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

1 year

Recorded an extra nerdy podcast with @AlexH_Johnson to welcome back from parental leave. Be on the lookout for it soon!

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

3 years

Little late on this, but: #HappyLovingDay from the Hasletts, a family so good-looking, it used to be illegal.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 months

Do people not understand that a bank allows you to withdraw your money that you've deposited, and companies like Starbucks do not let you withdraw your funds in their original form? Stunned in the year of our lord 2024, people still don't fully grasp this difference.

Dr Efi Pylarinou

@efipm

2 months

📍 Spotlight on #Starbucks as #Klarna announces a similar offering. #Fintech Triple Roundup: Risk Management, PR Tactics, and GenAI Models @linasbeliunas @alexh_johnson @cgledhill @rshevlin @spirosmargaris @richardturrin @ShaulDavidUK @mikulaja

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

5 years

ICYMI, my first story for @BankDirector magazine came out in the third quarter issue!

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

1 year

I'm sorry WHAT?!

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

7 years

@ashleyfeinberg People keep expressing their shock to me at stuff reported years ago, and I keep wondering what secret sexual harassment mailing list I'm on.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

1 year

A family can't find a bank that wants to process 1 million pre-1980s pennies, so they're trying to sell them bc there might be a rare one in the mix.

Family finds 1 million copper pennies while cleaning out Los Angeles home

Editor’s Note: John Reyes tells KTLA that a buyer has been found for the 1 million pennies. Having more money than you know what to do with is usually a good thing, but for one California fam…

ktla.com

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

1 year

‼️‼️‼️‼️

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

3 months

Evolve Bank opted to not pay a ransom after discovering a systems breach; hackers posted the stolen data and the fintech space is reeling with the fallout. Read more why companies like banks are refusing to pay ransoms:

Why Fewer Firms Pay Ransoms

A recent study finds that fewer companies affected by cyber extortion threats are paying up, as organizations’ cybersecurity practices improve.

www.bankdirector.com

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

I think getting a personal trainer has unlocked a lot of my fitness and abilities, but it’s also given me an outlet to express my reservations and doubts that are holding me back. Also sometimes she is my hype girl. (These are run rocket resistance sprints)

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

3 years

Second dose, thank you to nashville metro public health department for making this possible.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

Your resident bank nerd is over here, bank nerding it up.

Alloy Labs

@AlloyLabs

2 years

Managing Editor for @BankDirector , @khaslett , brings in our 12th prediction of 2023 with a challenge banks may see in the New Year. #banking #fintech

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

Financial journalist and banking friends: what have we been stress eating today? I'll go first: - Ritz peanut butter cracker sandwiches (undefeated) - a giant Tony's Chocolonely (?) bar

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

3 months

Taking full credit for teaching @mikulaja how to send PDFs to his kindle.

Jason Mikula

@mikulaja

3 months

Some light Sunday afternoon reading…

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

9 months

Get PUMPED. #aoba24

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

UTTERLY fascinated by the decision of @hmbradley to move from its original $178M partner bank to $NYCB, which has $90B. HMBradley went from $0 to $560M in deposits in 15 months, which I'm sure was a fresh nightmare for a bank that size:

Will more neobanks like HMBradley seek larger sponsor banks?

A disagreement over growth with its original banking-as-a-service provider prompted challenger bank HMBradley to seek a new and larger sponsor and purchase a new core.

www.americanbanker.com

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

4 years

It’s unacceptable that @AlexiLalas called the ejection to Kyle Beckerman for kicking a ball at a referee “weak.” It’s referee assault and the ultimate disrespect to the spirit of the game.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

10 months

Friend I'm staying with for the holidays just said "You get your paycheck two days early?" and I was like "Oh let me tell you about the two-day ACH trick."

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

7 months

Fun facts I've learned from "Why didn't Canada have a banking crisis in 2008 (or in 1930, or 1907, or ...)?"

Why didn't Canada have a banking crisis in 2008 (or in 1930, or 1907, or ...)?

www.nber.org

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

Men who are defending to me that they don't own non-company polo shirts: I also fly for business. I can manage to represent my professional self without wearing a company logo. Trust me, it's possible.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

Some useful context is that uhh unrealized losses have been piling up for 3 quarters as rates increased 400bps and SVB Financial is the first bank that did something about it. Most banks have enough diversified deposits and uhhh loans that this is a risk for the time being.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

8 months

Also I think we are not talking enough about money transmitter licenses and it is weird that we have a state-by-state system with no national option (or interest in having a national option?).

Victoria Guida

@vtg2

8 months

Really interesting financial stability speech by Michael Hsu – he highlights risks in payments and in private equity’s role in providing credit, and then suggests how FSOC might decide where to apply more scrutiny

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

5 months

Oh no, do I need to personally fight Director Chopra to keep my credit card points?

consumerfinance.gov

@CFPB

5 months

Today, the CFPB issued a new report finding that consumers encounter numerous problems with credit card rewards programs, including that rewards are often devalued or denied even after program terms are met.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

1 year

My time in Copenhagen also included delicious food, developing a small porcelain obsession and needing to learn a lot more about clocks between 1600-1800.

Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

1 year

Also apologies for the hot bank content coming at you before noon on Sunday, I am flying over the Atlantic and need to stay up all day so I'm clearing out emails and catching up. I was in Copenhagen and rode bikes!

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

5 months

Truist announced a balance sheet position in April, following the sale of its insurance brokerage. It used its $10B in proceeds to help offset the hit of selling $27.7B in securities (av. yield of 2.8%) + purchased $18.7B in short-term investments yielding 5.27%.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

9 months

Hey that’s me!

Bank Director

@BankDirector

9 months

During the final session of the 30th annual #AOBA , attendees hear from 2 industry leaders as they discuss & debate next steps #FIs should take to create the best opportunities for growth through #technology . @CSIsolutions @Microsoft @khaslett

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

Good news everyone, I have a book on my phone so I can secret read 😂

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

2 years

In rather fortuitous timing, @MaxfieldOnBanks and I joined @JPNicols 15 minutes after regulators closed SVB Financial. We chatted about the operational issues the bank dealt with within the context of historical bank failure activity:

Canaries in Banking: Risks and Opportunities Ahead

Explore the latest banking news as experts discuss the recent bank failures, risks, and opportunities in the financial industry. Tune in for insights!

provoke.fm

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

1 year

I think Western Alliance is taking the stock shorting/selloff personally, and is intent on showing that it is executing on lessons it outlined in Q1'23 earnings. Absolutely here for it.

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Kiah Lau Haslett is a bank reporter (she/her)

@khaslett

8 months

Interesting disclosure from @FDIC_OIG , given the wave of BaaS/fintech consent orders we're seeing: