Jonathan @jayIFA Twitter profile

Last Seen Profiles

@lucashluz

@cleckzin

@thatfilokiddo

@lujiuerhei21

@eleesha

@anonymous_yasha

@komachi9023

@shirasu_umai3

@NYWFP

@SaunaPG

@karetduapedes

@ElyMemorialFund

@AlahlyLySc

@roxyfever

@Lp0stAlt

@Grimmer969

@p1astriWDC

@rn_marte

@WzYNaToRR

@tladpwl03

@velvet_kuka

@hackkid_22

@Lucia_0099

@Frank_Cuesta

@RoTheOne17

@REDES_ONGD

@CEO__Quest

@WE_Conference

@HelioSexual

@Velana_sa

@PropertyTri

@nalow_official

@Ryan_Vandervort

@BobChiefWahoo

@Leimkuehle38010

@PaulMer53

Jonathan

@jayIFA

2 years

@SkySportsNews Their sponsor, Standard Chartered, were fined over $1 billion for money laundering

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Jonathan

@jayIFA

5 years

@richardosman It’s amazing what we Glaswegians will do to get one more drink.... “it’s Friday night and everywhere’s shut, let’s book a random flight so we can keep going!!” 🍺

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Jonathan

@jayIFA

3 years

@tariqpanja They’ll probably smash up a few shop fronts on the way home too, just to get the full England football experience that lockdown deprived them of

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Jonathan

@jayIFA

3 years

@thehistoryguy Now that’s a book I would want to read!

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Jonathan

@jayIFA

7 months

@fesshole If I ever submit something to fesshole, my made up stories will be funny, believable and interesting (I wish others would do likewise)

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Jonathan

@jayIFA

4 years

@ppiixx @estwebber It’s just a bunch of concrete and cold water though...

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Jonathan

@jayIFA

4 months

@Jenny_1884 We have many great doctors, nurses, teachers, carers etc from around the world in the uk and they all absolutely deserve their say and vote!

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Jonathan

@jayIFA

10 months

@StainesSpurs @Nick_Pettigrew So there’s wasn’t really an Orca in a Scottish Loch? I’m shocked…

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Jonathan

@jayIFA

1 year

@BBCWorld I’m gutted that his show in the US is ending, as it might mean he’ll be on our TV over here again soon 😬

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Jonathan

@jayIFA

5 months

@moving_charlie Almost all landlords do this, it’s nothing new and, for the most part, it works out well over time - if income generation is the goal

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Jonathan

@jayIFA

4 years

@sarajcox We collected our puppy yesterday! Jasper

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Jonathan

@jayIFA

3 years

@DreamOnDOTA2 @dantoujours Why do the always call it “Paris, France” then? Are they worried the rest of the world might confuse the capital of France with Paris, Texas?

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Jonathan

@jayIFA

9 months

@OliviaUtley Use salary sacrifice and put the additional £5k pa in your pension, thus keeping child benefit. Retire earlier/wealthier and you have one very good example of how working harder does pay off

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Jonathan

@jayIFA

4 years

@KateForbesMSP I’m currently standing in a kid’s play park where bins haven’t been emptied in weeks, litter everywhere. But yeah, great getting one over the English Kate...

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Jonathan

@jayIFA

6 years

I only had the pleasure of seeing Rob (Bass Thing) play once live, and I know this poll only reaches a small group of enthusiasts, but I love the fact that his talent and personality is being recognised so many years later. Vote wisely fellow music lovers.

EARLY 90's INDIE

@Early90sIndie

6 years

Early 90s Indie Supergroup Bassist The Final Please vote and RT

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Jonathan

@jayIFA

2 years

@ratemyplatenow What shape is the chicken?

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Jonathan

@jayIFA

3 years

@djmarkfarina good music matures like good wine....

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Jonathan

@jayIFA

2 months

@fesshole Try buying shares in companies who deliver a good product and service - you won’t believe what might happen!

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Jonathan

@jayIFA

7 years

@TheScotsman Ridiculous idea. No way i'd have my daughter share a toilet with boys at school.

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Jonathan

@jayIFA

4 years

@Independent Does dabbling in soft cheese lead to harder cheeses?

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Jonathan

@jayIFA

5 months

@moving_charlie If done right. Listen, I enjoy debating things like this but what’s right for one person is wrong for another. I discourage BTL investing significantly more than I encourage it/advise on it. I talk dozens of people out of it annually - so I’m not an all out advocate for it!

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Jonathan

@jayIFA

1 year

@LEZScotland I’m moving my office out of the city centre and I suspect many others will follow

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Jonathan

@jayIFA

4 years

@MartinSLewis At the very least if they don’t help Ltd Co directors who pay themselves via dividends then when taxes are raised to help repay these billions, Ltd Co’s should not have to pay any more that they are currently.

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Jonathan

@jayIFA

5 months

@moving_charlie I don’t promote anything but my point stands: almost all landlords do this and, if done properly, it works.

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Jonathan

@jayIFA

7 years

@TheEveningTimes Get their pictures off CCTV and name and shame them

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Jonathan

@jayIFA

5 years

@paullewismoney Some SJP clients might read this article today and decide to seek independent advice, then realise they’re tied to SJP’s expensive product/funds for up to 6 years - ouch!

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Jonathan

@jayIFA

2 years

@sarajcox My 7 year old son takes his football medals and trophies on holiday with him and lines them up next to his bed

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Jonathan

@jayIFA

7 years

@Robert__Douglas @JeffNichols1965 You have 60 million players to choose from, we have 5.5 million to choose from. I love an analogy so " our Renault Clio beat your Porsche in a race".....

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Jonathan

@jayIFA

7 years

@TheEveningTimes I saw a leaf fall off a tree today. I'm available if you need a direct quote before going to print.

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Jonathan

@jayIFA

4 years

@MartinSLewis It’s a confusing one as mortgage lenders consider you “self employed” if you own more than 20% of the shares in your own business. Many Ltd co owners do think of themselves as self employed too so don’t worry about the semantics of it all.

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Jonathan

@jayIFA

4 years

@NicolaSturgeon Every parent I’ve spoken with is worried about how the school proposals will impact their ability to work, earn + provide for their family. Child care costs will shoot up + many families will struggle to survive. More children will be pushed in to poverty. This needs a rethink!

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Jonathan

@jayIFA

1 year

@Historic_Ally Did he find a solid economic argument in favour? Were his concerns about currency, share of debt, payment of public sector pensions, overseas investment projections in a higher tax part of the UK alleviated? If so, I’d love to read that!

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Jonathan

@jayIFA

4 years

@SophieEB This was our flight to Spain last week and the duty free shopping spree beforehand - the kids also wore their swimsuits in the bath pretending we jumped in the pool on arrival

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Jonathan

@jayIFA

5 months

@MerrynSW Surprising stats. Around 95% of mortgages I advise on are 25 years or less and hardly ever run beyond state retirement age

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Jonathan

@jayIFA

4 years

I mostly use Twitter to read news and follow financial people. Very few friends or clients on here. I’m still gonna post a pic of my new puppy Jasper though, for anyone who cares to see...

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Jonathan

@jayIFA

4 years

@BeingScots The first screening of it at the odeon in Glasgow was just one big party from start to finish. Everyone had a carry out and it felt like a club night.

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Jonathan

@jayIFA

11 months

@wasattempt_ Where were you last night at 6.74?

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Jonathan

@jayIFA

2 years

I use Twitter to read financial/economic news, so I rarely post. Just watched #JimmySavile documentary + I genuinely believe that every one of his friends, colleagues, tv bosses, staff, Royal/political/police contacts should be hauled in + interviewed under caution. #complicit

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Jonathan

@jayIFA

7 years

@NicolaSturgeon These comments are outrageous! "We liked him when he was funny but not when he was successful.." Yeah, let's all be useless + lack ambition.

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Jonathan

@jayIFA

6 months

@moving_charlie In Scotland, offers are made via a solicitor so they will always pass the cash-buyer offers to the seller’s solicitor. Would that not be advisable for cash buyers in rUK?

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Jonathan

@jayIFA

7 years

@MailOnline @DailyMail That dog will have a better upbringing than her child!

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Jonathan

@jayIFA

6 years

@WhatTheFFacts Are all those people who can’t correctly define the Americas as a continent, by any chance, American?

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Jonathan

@jayIFA

3 months

@david_stillwell Yet the vast majority of low earners still think that higher earner should pay more tax

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Jonathan

@jayIFA

4 years

@afneil I suspect no deal is better than a rushed, over the barrel, deal with compromises but I’m no expert (like most people) despite my economics and finance background 🤷‍♂️

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Jonathan

@jayIFA

5 years

@shitbarrister Permanent fixture in Glasgow, has been for many many years.

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Jonathan

@jayIFA

4 months

@paullewismoney Options. Financial planning is all about options.

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Jonathan

@jayIFA

2 months

@SecretDJBook If they’re going to play a pre recorded set to match the flash-bang pantomime, just do a bez and dance about with maracas. Pretending to mix is pathetic and ripping off the customer.

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Jonathan

@jayIFA

4 years

No one knows what the aftermath of COVID lockdown will look like but, if you’re young and “hip”, don’t moan if the clubs are full of middle aged men and women, chucking care-free, out of date, acid-house shapes. We were there first and we’re coming back cos we need it bad!!! 😂

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Jonathan

@jayIFA

6 years

@guardian I may have misread it but what is a pro Brexit protest? They’re in favour of it, it’s happening in March, yet they’re protesting?

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Jonathan

@jayIFA

5 years

@cluedont

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Jonathan

@jayIFA

5 years

@mileshuntTWS Looks a bit different to the picture I have on my office wall

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Jonathan

@jayIFA

4 years

@Early90sIndie Kinky Machine debut album - “Kinky Machine”

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Jonathan

@jayIFA

3 years

@imogent_ Anyone starting a go fund me page for them? They only have a £100k budget for their new kitchen - that’s so sad!

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Jonathan

@jayIFA

6 years

@NicolaSturgeon @scotgov I could go on longer about lack of teaching assistants, queues outside toilets, additional support needs missing (or stretched beyond capacity) but twitter only allows so many characters. You should rethink the “schools have never been in better condition” claim!!!

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Jonathan

@jayIFA

11 months

@fesshole I look forward to the day that Elon musk (and team) release a programme that automatically erases all lies and exaggeration from social media! @elonmusk

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Jonathan

@jayIFA

4 years

@ChrisGreenNews I think lockdown should be over by now and we should all be getting back to normal. But it isn’t and we aren’t. Block them all in, get names and addresses and fine them for breaking the rules.

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Jonathan

@jayIFA

1 year

@BBCNews For once, this appears to be the sort of company that was hired for the right reasons, as they were operating in this field and had been for years. However, the product was not fit for use so they should refund every penny!

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Jonathan

@jayIFA

3 years

@adamguestwfc @StanCollymore Scottish fans sang and danced and partied when we got put out, like we always do, what makes you think we’d have been angry, hateful and a national embarrassment if we won?

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Jonathan

@jayIFA

7 years

@Robert__Douglas @JeffNichols1965 Incidentally, I would be hugely magnanimous in defeat.... Cos we (Scots) don't have an ego and we understand the concept of sportsmanship.

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Jonathan

@jayIFA

2 years

@JolyonMaugham @sajidjavid Many of those 59% are struggling with rising bills too. Moves must be made to help as many people as possible in this current situation.

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Jonathan

@jayIFA

3 years

@Lenniesaurus I’m Scottish but don’t speak it at all. Your posts made me buy Scots translations of Julia Donaldson’s books to read to my children, which they love. We also talk more about language and its various derivations than ever before. Thanks!

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Jonathan

@jayIFA

5 years

This is hilarious. They’ll have to sell their Jags soon if their sales bonuses/commission comes under more threat!

Robin Powell

@RobinJPowell

5 years

#SJP advisers aren’t happy to be missing out on their luxury cruises. According to @AlihussainST in @ST_Money some are threatening to stop selling any more investments until they’re compensated

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Jonathan

@jayIFA

4 months

@JAVIERCLARK16 Escocia

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Jonathan

@jayIFA

2 years

@dontdelay Consider yourself lucky. We have 19%, 20%, 21% and 41% tax rates in Scotland!

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Jonathan

@jayIFA

6 years

@NicolaSturgeon We can’t allow Glasgow to become like London. Find the attacker and jail for at least 20 years.

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Jonathan

@jayIFA

1 year

@SecretDJBook When any wrong doing/abuse of power is made public in certain domains. we all loudly shout “why didn’t anyone within the industry speak out?”. Praise has to be given to those who do so, or try to do so, regularly and with conviction. 👊

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Jonathan

@jayIFA

4 years

@Apiento @darrenemerson I’m a massive Underworld fan but, that aside, I saw Darren play in either magaluf or Ibiza around 92/93, first club night of the holiday, and I went from an indie/guitar guy (it’s not real music if there’s no instruments on stage) to a house head of nearly 30 years standing.. ❤️

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Jonathan

@jayIFA

5 years

Fame at last!

Advicefront

@advicefront

5 years

Meet Glasgow's DJing financial adviser. His 25 year love affair with records has been his creative release. #AdviserStories

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Jonathan

@jayIFA

7 years

4hr30min train to London with all #thewonderstuff albums on shuffle, happy days! @mileshuntTWS

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Jonathan

@jayIFA

9 months

@moving_charlie A perfect example of why surveyors should be involved at an earlier stage in the process (like in Scotland)

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Jonathan

@jayIFA

2 years

@MerrynSW @John_Stepek Or, more accurately, “Excessive asking prices to be scaled back”

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Jonathan

@jayIFA

1 year

@amazing_physics Maybe the galaxy is round and we actually sent it, in the other direction 🤷‍♂️

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Jonathan

@jayIFA

7 months

@AberdeenFC He’s not long in and he’s getting to know the players. Moaning and picking on players won’t make them play any better. I’m happy to give him another few weeks to see the proper impact he has.

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Jonathan

@jayIFA

6 months

@IronEconomist @JamesBalliol I’m a mortgage broker in Glasgow and almost all young buyers I advise have some form of financial help from family

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Jonathan

@jayIFA

6 months

@TriciaMarwick A lot of school pupils 20 years ago didn’t expect to have to pay university fees. A lot of young parents expected child benefit but it was then removed due to income. Things change.

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Jonathan

@jayIFA

5 years

@Telegraph Employers should also choose the 8th or 9th best candidate for a job. Success should be banned and we should all aspire to mediocrity.

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Jonathan

@jayIFA

2 years

@HumzaYousaf We were told we’d have to wait 4 hours approx. for an ambulance in Glasgow a couple of weeks ago so my father in law, mid heart attack, had to go in a taxi.

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Jonathan

@jayIFA

3 years

@PensionsDave “I’ll probably be dead before I retire anyway”. “I don’t want to lock my money away so I’d rather buy property”

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Jonathan

@jayIFA

6 months

@PmcRetired @seasidedad1 @D_Blanchflower Good point. Maybe pensioners should start paying NI to help improve the NHS and social care services they rely on

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Jonathan

@jayIFA

1 year

Just back from a fantastic week in Aviemore, our second holiday at home in Scotland this year so far. So much to see and do on our doorstep here!

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Jonathan

@jayIFA

8 months

@AnthonyTeasdale Melodic techno is a good way to describe it - I often talk about “soulful techno” but no one else quite gets what I mean

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Jonathan

@jayIFA

8 months

@moving_charlie The lender is going to send a surveyor out so why would you not do the same, prior to listing, rather than go by what figure and agent plucks out the air?

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Jonathan

@jayIFA

2 years

@GlennyRodge In movies I drive at 6 miles an hour when talking to someone in the car with me

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Jonathan

@jayIFA

3 years

@AlihussainST Really? I didn’t think they made these reviewable whole of life plans any more and I don’t recall ever recommending one in 20 years in business.

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Jonathan

@jayIFA

4 years

Supporting the workers but not the businesses that employ them will be a shocking waste of money when those businesses close.

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Jonathan

@jayIFA

7 years

@bikeondude @MailOnline @DailyMail I live in the uk and I'm flying to Spain tomorrow, perfectly safe places. Funny that you compare the USA with Myanmar - set the bar high!

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Jonathan

@jayIFA

4 years

@NeilDrysdale All the ones in Glasgow were let off during the day. To quote my 9 year old “what sort of stupid people are letting off fire works in daylight daddy?” I presumed she was asking rhetorically and left it at that...

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Jonathan

@jayIFA

1 year

@TheSecretAcct It’s common to see £100k of cars outside £200k houses. I’ve never understood that. Buy second hand, pay off over 3 years but keep it for 5. That’s my rule of thumb.

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Jonathan

@jayIFA

6 years

@SkyNews If the employer owns the car park, surely it can’t be enforced?

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Jonathan

@jayIFA

6 years

@MartinSLewis Why do so many people (idiots mostly) like to label others these days? Left wing, right wing, brexiteer, remoaner etc. It’s as if we’re not allowed to have more than one thought/view. The world is a complex place, we should have a variety of views on a broad range of topics.

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Jonathan

@jayIFA

7 years

@TheEveningTimes Misleading headline. He is not a "man".

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Jonathan

@jayIFA

5 years

@jamesenglish0 I used to listen to radio phone ins at work (as I find music distracting when working) but I’m now working my way through your podcasts instead - best business decision ever!

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Jonathan

@jayIFA

6 years

@Early90sIndie You don’t need a bassist, you need a Bass Thing!

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Jonathan

@jayIFA

8 months

@MrJohnNicolson I’ve yet to clean out the fireplace, which I believe is a Hogmanay tradition

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Jonathan

@jayIFA

1 year

@johnnyroc73 Ibiza in the 90’s and early 00’s was amazing. Bora Bora, space terrace, dc10….

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Jonathan

@jayIFA

3 years

@TorstenBell @johnlappin Anyone know how much would be raised in England and Wales if higher rate tax kicked in at £43k again, like Scotland? I suspect that was a costly (to HMRC) giveaway a while back.

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Jonathan

@jayIFA

3 months

@74frankfurt I was actually planning to take my kids there soon but I did explain that it had probably changed considerably since I was last there - I see now I was wrong!

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Jonathan

@jayIFA

2 years

@STVNews Lesson one: Don’t shoot unarmed people that pose you no risk

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Jonathan

@jayIFA

4 months

@JeremyVineOn5 @Kevin_Maguire @theJeremyVine As a Scot currently sat on a train to London, with Scottish notes in my pocket, welcome to our world!!

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Jonathan

@jayIFA

3 years

@ScottishWidows Valid question: what does the UK need to do to educate its citizens more effectively on pensions, to prevent ridiculous comments/questions/made up facts on social media?

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