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@amarkedia

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Points and Miles | 🌍✨| Travel Advisor | Markets and Stocks | ex-Institutional Equity Analyst | Personal Finance #LuxuryTravel #FamilyAdventures #ccgeek

Mumbai
Joined September 2009
Don't wanna be here? Send us removal request.
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@amarkedia
Travelbluez
9 days
I took to the Travel Advisor role because I enjoy planning itineraries. All my life, I have been researching, planning and booking myself for all my travel (except for my recent Spiti trip). I intend to do the same for all my clients. While I bring along all the benefits of any
@amarkedia
Travelbluez
27 days
I am a Travel Advisor, apart from being a Points/Miles nerd and a consultant by profession. Advising clients on what is best for them rather than for me is very high up in my priorities. - A client asked me to choose between a Hyatt and a Taj property recently and I suggested him
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Travelbluez
3 months
🎉 GIVEAWAY TIME! 🎉 I'm giving away a Rs 2,000 Myntra voucher to one lucky winner! 🛍️✨ To enter: 1️⃣ Should be a follower (new/existing) 2️⃣ Retweet this post 3️⃣ Tag 2 friends who love to travel! Winner will be publicly announced on 28 April 🌟 #Giveaway #TravelAdvisor #CCgeek
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Travelbluez
27 days
I am a Travel Advisor, apart from being a Points/Miles nerd and a consultant by profession. Advising clients on what is best for them rather than for me is very high up in my priorities. - A client asked me to choose between a Hyatt and a Taj property recently and I suggested him
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@amarkedia
Travelbluez
3 months
****Be wary of Amazon Pay**** Not all approaches to deriving benefits out of Amazon Pay end up in happiness. Some can lead to account closure and seizure of entire wallet balance! 😨 Now, Amazon Pay is not bad - in fact, I myself recommend it as the go to option for insurance and
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Travelbluez
2 months
🇨🇭 **A Swiss Sojourn Beyond the Regular Path** 🇨🇭 1/ 🧳 While many flock to Lucerne & Interlaken, my Dec '23 Swiss escapade took me to the enchanting locales of Zermatt, St Moritz and more. Here's why they're the alpine jewels less-traveled🧵 #Switzerland #TravelDiaries
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Travelbluez
18 days
A nostalgic trip down memory lane. 🌟 ***HDFC Diners Black Credit Card: A pale shade of what was the BAAP of all cards*** ✨It offered an outstanding promotion - the much sought after 10X Reward Points Program without limits.🌟 Yes – you read that right. There were no limits to
@amarkedia
Travelbluez
18 days
While Citi's closure has sparked nostalgia among #ccgeeks , there were several interesting products/cards in the years gone by. Will write about some soon. Meanwhile, if you were given an option to revive one of the below cards, which will you choose? Choose and comment your
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Travelbluez
3 months
🔍 ***Which Credit Cards reward Government/tax Payments in India?*** Government spends for most individuals will hardly justify taking a separate credit card. Nevertheless, self-employed professionals, business owners could have heavy spends towards GST, income tax etc.
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Travelbluez
1 month
🔍***Cheat sheet on which cards to use for government spends*** ...for the best reward points
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Travelbluez
2 months
🔍***Cheat sheet on which cards to use for insurance spends*** ...for the best reward points
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@amarkedia
Travelbluez
14 days
Accor HDFC Offer is already live now. Was supposed to start from 27th, but I just tried and it allowed me to purchase the Explorer membership for 7,500 pts for my wife's account. No verification of HDFC card ownership required.
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@DoBaniye
Do Baniye
25 days
🛑 HDFC Miles Transfer Bonus Offer 🛑 - Up to 80% bonus miles/points when you transfer points - Eligible Cards: Infinia, Diners Black, Regalia Gold 👉 Eligible Loyalty Partners (Bonus) Phase 1 (July 20-21, 2024): Flying Blue (30%), IHG (80%) Phase 2 (July 27-28, 2024): Accor
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Travelbluez
3 months
Wow - what a generous limit enhancement offer from @ICICIBank ! Thinking of opting for it just to get Emeralde Private metal after this. What say?
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Travelbluez
26 days
Also, did you know that Pranaam services at Mumbai intl airport come with a 10% discount on duty free shops? The best thing is all the discounts can be stacked together. I shopped during my recent arrival after immigration and was able to combine Pranaam + Product + Axis discount
🍎 iPhone prices at Mumbai Duty Free (Departure) 🛫 ➕ get 15% discounts on credit cards!!
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Travelbluez
23 days
🌟 Just wrapped up a 21-night booking extravaganza in Australia and New Zealand for a client! 🌏 From Melbourne to Auckland, Rotorua to Christchurch, and all the way to Mt. Cook and Queenstown, I've meticulously researched hotels, perks, and deals. 💼 🏨 Perks? You bet! Think
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Travelbluez
3 months
📷 **Which Credit Cards reward Insurance Payments in India?** One of the burning questions #ccgeeks look for answer to? Let's explore the options - A Thread 🧵 **HDFC Bank:** - Infinia/Diners Black: Normal reward points (=3.3% of spend) with a cap of 5,000 RPs/day. See a review
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@amarkedia
Travelbluez
2 months
***Game changing move from IDFC Vistara card*** Now scan and pay on UPI using your existing IDFC Vistara card and reach spend milestones for free tickets. @iSatishAgarwal @imYadav31 @AmazingCreditC @AbhiChtrj
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Travelbluez
12 days
What will happen in the #ccgeek community if tomorrow Nirmala Tai announces the following measures for the sake of Nation building? 😉 1) A levy of 18/28% GST on all reward points accrual, and 2) Wealth tax of 30% on all accrued reward points balances of over 1 lacs (INR
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Travelbluez
3 months
***Announcing service to help fight genuine issues against banks/card issuers*** Have already custom-prepared over 100 emails for various persons between yesterday and today. Most of the complains were regarding card rejections! Common banks were HDFC and Axis and some for AU,
@amarkedia
Travelbluez
3 months
***The Betrayal of the Reserve card*** I filed a complaint with Ax-is Nodal Officer and PNO against their arbitrary stoppage of renewal benefit of 50k RPs. While the bank is free to change card benefits with 1M notice as per RBI directive, I feel this particular change was
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Travelbluez
3 years
@deepakshenoy It's Taj Exotica > ITC Grand Goa > Taj Holiday Village/Fort Aguada > Leela > Alila Diwa > Grand Hyatt
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@amarkedia
Travelbluez
3 months
Have drafted nine such emails so far for different persons and also directed them to proper bank channel for complaining. If you are one of the aggrieved, reach out to me over DM with a brief problem statement and the bank name. I don't ask for user sensitive information or fees
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@amarkedia
Travelbluez
3 months
And for those who are procrastinating about writing to the Bank's Nodal Officer and PNO, please DM me. I will send you a draft email along with their email ids. You just need to send it from your own account.
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Travelbluez
1 month
Postcards from Spiti - the trip of a lifetime and only for the adventurous soul. Nothing beats this.
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@amarkedia
Travelbluez
2 months
@TheSanjivKapoor If at all, with per capita income growth, even the per capita filth has gone up in India over the past 2 decades.
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Travelbluez
3 months
💳 Which credit card to apply? A question that often pops up, but lacks a one-size-fits-all answer. I used to respond with ‘it depends’ or suggest Infinia to dodge the complications🤷‍♂️ But not anymore! Presenting a data-driven model to pinpoint the ideal card for everyone! 📊🧵
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Travelbluez
1 month
My first 1k and immensely happy and grateful to each one of you. Took me about 1.5 months to reach here and wouldn't have been possible without @iSatishAgarwal @cards_wizard @milespointspro @gurumilespoints @AmazingCreditC and @imYadav31 . Thank you so much for helping spread my
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Travelbluez
2 months
***My CA doesn't understand the world of CC rewards*** He thinks there is something wrong in the following post and I think he is not fit to be a #ccgeek Who is correct ⁉️⁉️⁉️ Please tell me it's me and not my CA. Month 1: ### Ready to Jet-Set with 10k saving on my Tokyo
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@amarkedia
Travelbluez
3 months
🌟 Incredible Savings Alert! 🌟 Why pay more when you can enjoy luxury for less? 😍 Book with us and save ~50% compared to Smartbuy/MakeMyTrip + additonal perks (breakfast, refundable rates and US$100 property credit). DM us now! Ex: Sofitel Singapore Sentosa Resort & Spa 🧵
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Travelbluez
1 month
@cards_wizard And then there is continuous suffering in day to day life in everything. Be it commute, pollution, stress, traffic, honking, etiquette, road rage and so many others, which are silent killers.
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@amarkedia
Travelbluez
3 months
***Credit Cards Basics #1 *** 📢 Let's talk about a fundamental principle of credit card management: ALWAYS PAY the amount due in FULL by the due date #CreditCardTips #FinancialLiteracy Let's understand why in a 🧵below -
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@amarkedia
Travelbluez
16 days
Wrapped up yet another luxurious yet complex safari adventure for a client (family of 8) to Kenya. 🇰🇪🦁🌍 Started with a longish itinerary spanning Amboseli, Samburu, Mt. Kenya, and Maasai Mara, but it was becoming too exhausting. 🗺️😴 Cut it down to suit the client's schedule,
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@amarkedia
Travelbluez
19 days
***No Notice devaluation Round 'n' by HSBC Platinum Visa card*** HSBC India is soon surpassing Ax-is in being the worst card issuer in the country. For its Platinum Visa card, the bank has yet again devalued its reward program without any notice. The sequence of events - 1) HSBC
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@amarkedia
Travelbluez
3 months
***The Betrayal of the Reserve card*** I filed a complaint with Ax-is Nodal Officer and PNO against their arbitrary stoppage of renewal benefit of 50k RPs. While the bank is free to change card benefits with 1M notice as per RBI directive, I feel this particular change was
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@amarkedia
Travelbluez
3 months
Saw this nice ad for instant virtual credit Rupay credit card today. Scan any of the below QR codes to get an instant card. Issuance is subject to respective bank's pre-approval for the customers. These cards can be used for UPI transactions too and allow reward points earning
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Travelbluez
2 months
***Verified Accor hotels in Turkey that accept points redemption on STEP rates*** Istanbul Sofitel Istanbul Taksim Swissotel Bosphorus Galata MGallery Bodrum MGallery The Bodrum Hotel Yalikawak Other good Accor properties in Turkey - Artisan MGallery in Istanbul - Downtown
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@amarkedia
Travelbluez
2 months
A morning to remember 💖 #cappadocia #hotairballoon
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@amarkedia
Travelbluez
2 months
@Kenu73 They asked me for another id proof. First time that I was asked another id that would be used to verify passport at immigration. Gave them my driving license - if only they knew how DLs are issued back home.
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Travelbluez
13 days
There's only 1 Pullman, 1 Sofitel and 1 Fairmont in India. It is going to be extremely difficult to get availability in these properties now especially after this mega sale of the membership. Best utilization of this membership is for SE Asia, ANZ and Japan - that too needs
@iGurvinderpal
Gurvinder Pal Singh
13 days
@amarkedia Bought for Pullman Delhi, and it isn’t showing available for the preferred dates. It isn’t even available for next one year. Waste of membership for me
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Travelbluez
13 days
After the wholesale purchase of Accor Plus Explorer memberships over yesterday through next week, expect Stay Plus Free Nights to be very difficult to come by. If you have a plan to utilise them over the next 1 year, book it now - can always cancel it later and have the Free
@amarkedia
Travelbluez
14 days
Accor HDFC Offer is already live now. Was supposed to start from 27th, but I just tried and it allowed me to purchase the Explorer membership for 7,500 pts for my wife's account. No verification of HDFC card ownership required.
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Travelbluez
13 days
Someone used Epicure 2 Nights stay voucher to pay for a Stay and claims it as Zero spend🫤. To my knowledge, none of the CC issuers give Epicure Privileged membership (costs Rs 50k + taxes) for free (Happy to be proven wrong). Bhai Epicure membership cost ka kya hua? Even if you
@amarkedia
Travelbluez
2 months
Writing this 📚 now. X edition, free for everyone. Follow me to be among the first to read😂.
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Travelbluez
3 months
@peeleraja You overpaid😱 I used @eazydiner last time I went there to get 1+1 free and then used my Indusind eazydiner card to pay just 18+GST per thali #ccgeeks
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Travelbluez
3 months
Amazing targeted offer from Marriott! Haven't seen anyone talk about this yet - valid until July 31. Get 1N free for each paid night (max 2), each worth 35k MB pts - Can stack additional 15k points to redeem for a higher category! ✨ #Marriott #TravelOffer
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Travelbluez
2 months
🎉 **GIVEAWAY ALERT** 🎉 Win **4,000 Marriott Bonvoy Points** and get closer to your free night! ✈️🌍 **POLL:** If you had everything paid for a month's trip but no internet, where would you go? A. Switzerland 🇨🇭 B. Las Vegas 🎲 C. Iceland 🌋 D. Any Other? 🤔 **To Enter:** 1.
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Travelbluez
3 months
**Passport Issuance and Renewal: A Necessary Hassle** While there are numerous discussions on visa availability and processes, there is very little discourse about passport issuance and renewal in India. Obtaining or renewing a passport has become relatively easier over the last
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@amarkedia
Travelbluez
27 days
I've been traveling continuously for the past 3 weeks. First to Turkey, then to Singapore and then this adventure to Spiti. It could be recency bias or just the thrill and ever changing landscape at Spiti that has made me forget the 1st two destinations. 2 difficult destinations
@Somya_Crazy
Somya
28 days
Spiti road trip with @modern_nomads_ concluded yesterday 1200 kms over 7 days across highways, mountain roads, off-road terrain, water crossings our convoy had: - 7 bikes - 3 Thar - 2 Innova - 1 Endeavour this was definitely the trip of a lifetime 🥺
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Travelbluez
21 days
Many people would have their fond memories of Citi as a bank. Here's one of my favourite yet painful stories - Most of you would know that upgrading Premier Miles card to Prestige effectively doubled the miles transfer potential. I used this trick together with a lot of prior
@iSatishAgarwal
Satish Kumar Agarwal
21 days
Iconic Slogan "Citi never sleeps" Finally Citibank Sleeps in India 😴 ✨A Citicard holder since 2007 ✨Citicard was my First Credit Card ✨Lot of memorable moments ✨Uninstalled Citibank app today ✨As it stopped working #CreditCard #ccgeek #Nostalgia
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Travelbluez
13 days
Dont have HDFC Diners Biz Black card? Fret not - Pay your income tax/advance tax now via Amex too. IDFC Vistara is another great card to pay for it.
@amarkedia
Travelbluez
1 month
🔍***Cheat sheet on which cards to use for government spends*** ...for the best reward points
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Travelbluez
1 month
Fairmont Singapore room tour kicking in @imYadav31 don't sue me for copyright infringement 😉
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Travelbluez
2 months
***Day 5 in Turkey*** Best day of the trip so far. Cappadocia is so worth it - of all the pain and being scammed all over Istanbul.
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Travelbluez
2 months
An eye opening thread on why ULIPs are not really a bad product ***Long thread alert*** ULIPs have evolved! 🚀 Remember when charges were 50-60% of the 1st-year premium? Now, with internet advancements, costs have plummeted to zero. Don’t believe me? I know. Btw this is not a
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Travelbluez
2 months
🚎🛣️ Heading to Turkey and then to Singapore for a 2 weeks trip shortly I know it’s an odd combination but the idea was to finish off my stash of Turkish miles before devaluation and also to use my 2 Accor Stay Plus vouchers expiring in June 2024. Also, my kids 🩷 Singapore as
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Travelbluez
18 days
Thanks @AbhiChtrj for sharing this - another game changing move. I bought this yesterday on Ax-is MB and it tracks as MCC code 5310, which is an eligible category for RPs. This opens up a whole new way to pay for UPI, insurance and even govt transactions. Earn rate will be what
@AbhiChtrj
Abhishek Chatterjee
19 days
Loot - Payzapp wallet UPI launched (for iphone users) #ccgeek #ccgeeks Rs 1 lakh loaded & successfully able to pay. Buy Zingoy RuPay gift card using 5% SBI Cashback credit card. 2% extra charges and 3% effectively profit. Use Zingoy RuPay gift card on Payzapp Wallet load.
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Travelbluez
1 month
Raw nature and some thrilling experiences for the day. Guess the place!
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Travelbluez
1 month
How's this view?
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Travelbluez
21 days
Crazy deal of the day! Buy goods worth Rs 199/299 (user specific) and get a treat box (different products in different cities) from Zepto. Hurry!
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@amarkedia
Travelbluez
3 months
This exploded! 45 emails sent and over 60 pending in DM. Thanks everyone for reaching out - I will send out the pending drafts and email ids by EOD today. Keeping this service on forever. While 90% of the requests I have received are for card rejection, I am open to help/guide
@amarkedia
Travelbluez
3 months
Have drafted nine such emails so far for different persons and also directed them to proper bank channel for complaining. If you are one of the aggrieved, reach out to me over DM with a brief problem statement and the bank name. I don't ask for user sensitive information or fees
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Travelbluez
13 days
48,000 Accor members in South Asia and Middle East (dated number). How many will be in India? 20k? 10k? 5k? And many with 2FN each as part of Reserve. And every one wants to redeem it for Sofitel BKC or Pullman Aerocity which have cumulatively 550 rooms. Let's assume 10% of the
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@amarkedia
Travelbluez
13 days
There's only 1 Pullman, 1 Sofitel and 1 Fairmont in India. It is going to be extremely difficult to get availability in these properties now especially after this mega sale of the membership. Best utilization of this membership is for SE Asia, ANZ and Japan - that too needs
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Travelbluez
2 months
@credofly To verify ownership of your account, please send invoices/evidences of the following - X account ownership Axis Bank ownership Citizenship Income documents Loss documents MD's aadhar, pan, kyc, re kyc, xyz and abc CFO's .... After that complain to whoever, we will again hack your
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Travelbluez
3 months
As luck would have it, the account was unfrozen in 2022 through a magic trick. I am not disclosing that and please don’t ask or DM. But there were important lessons learnt – 1) Never ever keep huge balance in Amazon Pay wallet no matter what. Load GVs and use it up immediately.
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Travelbluez
3 months
🌟 Dubai Family Trip Itinerary 🌟 Created a fun-filled Family itinerary for Dubai recently for a client. As I have said in the past, there are many ways to explore a destination, this is just one of them. 🧵 1/n
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Travelbluez
2 months
Room tour of Sofitel Istanbul Taksim - with their lovely birthday arrangement for daughter
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@amarkedia
Travelbluez
1 month
***Verified Accor Singapore hotels that have jet spray in the washroom*** 🤣 Pullman Hillstreet Novotel Kitchener road Novotel Living Orchard road
@ccg33k
Akash
1 month
@milespointspro @amarkedia hahaha - I had plans to visit singapore in March (got cancelled) and I saw room tours for each accor property to figure this out. I know atleast two good Accor properties which have jet after this research.🤣 1. Pullman hillstreet 2. Novotel living orchard road. you can
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Travelbluez
29 days
Found heaven ❤️ #spiti
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Travelbluez
3 months
Accor is celebrating 30 years of Accorplus and has launched a giveaway of 3,000 ALL points every day for the next 30 days. Details here 👇
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Travelbluez
22 days
Tata Neu is finding new ways to boost India's tax collection 😉. Offering free Zomato Gold membership with Neu Card now and then it will report its gross value to the ITD in your AIS. @iSatishAgarwal
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Travelbluez
3 months
✈️🇦🇪 There are many ways to enjoy Dubai, a place where I have visited a few times now with my family. In our most recent trip in 2023, we went during the Ramadan, which got us attractive room rates that too in the most sought after Atlantis The Palm. Here's a rundown of our
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Travelbluez
3 months
***American Express:*** - None of Amex credit cards give points on government spends. However, for Amex Platinum travel card, all kinds of spends including government/tax payments are counted for its milestone benefits, which by itself can be a 6-7% earn rate making it a great
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@amarkedia
Travelbluez
16 days
Before IDFC changes its mind again, file your return and pay your remaining taxes using this. Pay advance tax too for FY25.
@imYadav31
Gajender Yadav
16 days
🚨 Massive News Kicking In from IDFC BANK 🚨 ⭐️ 6 CV points per 200 will be awarded for government transaction upto Rs 1L ⭐️ App shows incorrect information of 1 CV point. They are updating the app. @IDFCFIRSTBank solved this in just 2 days. This bank is built differently.
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Travelbluez
1 month
Who said Spiti wouldn't have nice hangout places? Hotel Deyzor is an open secret for the best hotel and cafe in Kaza. A must visit.
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Travelbluez
3 months
Can't get over the awesome Turkish evisa application process! Have valid US visa for all 4 of us and thus eligible for evisa. No documentation, no photos - not even passport scans needed. Just asked for basic biographic information, passport numbers and validity, US visa number
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@amarkedia
Travelbluez
27 days
The client btw just informed me that the hotel upgraded him to a Club room with lounge access and complimentary 1 way airport transfer. So all 3 meals and snacks sorted + 1 leg of transfer for negligible additional charge. All of this without any status with the hotel chain and
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@amarkedia
Travelbluez
1 month
This is Chhitkul in Himachal enroute Spiti valley. One of the most adventurous road trip one can take in India. Some more postcards here.
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@amarkedia
Travelbluez
1 month
Raw nature and some thrilling experiences for the day. Guess the place!
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Travelbluez
21 days
Turkey, Singapore or Spiti - which trip should I write about first? I am also due to write about Japan, Munich, Salzburg, Malaysia, Hong Kong, Dubai, North Sikkim and then some more.
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@amarkedia
Travelbluez
2 months
Ax-is gave me the shock of my life today morning as I wasn't able to log on to the Edge Rewards portal. Got the below error. Feared my account was blocked. But I had no commercial usage or suspicious activity and hence thought of calling their CC. It seems they are upgrading
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@amarkedia
Travelbluez
18 days
The partners kept changing over the year until the program was finally absolved and only Smartbuy remained. But here’s a glimpse of some of the insane partners it had under the 10x hood at one or other point of time – Shopping 🛍️: Flipkart 🛒 Amazon 📦 Snapdeal 🛒 Lifestyle 🛍️
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Travelbluez
1 month
The Tax filing season is here. How do you plan to pay your taxes? Did you know you could pay them through credit cards and earn 5-16% reward points? Get them now👇
@amarkedia
Travelbluez
1 month
🔍***Cheat sheet on which cards to use for government spends*** ...for the best reward points
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@amarkedia
Travelbluez
17 days
Since I have been feeling nostalgic off late and watched Kalki 2898 AD today, I couldn’t resist posting this. 📽️✨ As most of you movie buffs would know, this is an Indian science-fiction adventure that combines elements from Mahabharat, Star Wars, and possibly Mad Max (I haven’t
@amarkedia
Travelbluez
18 days
A nostalgic trip down memory lane. 🌟 ***HDFC Diners Black Credit Card: A pale shade of what was the BAAP of all cards*** ✨It offered an outstanding promotion - the much sought after 10X Reward Points Program without limits.🌟 Yes – you read that right. There were no limits to
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@amarkedia
Travelbluez
25 days
🌟 Starbucks India has enhanced its loyalty program! Here's what you need to know: **More Payment Options**: You can now earn Stars by paying with cash, credit/debit cards, or UPI through the Starbucks app. Previously, only payments via the app were eligible.
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@amarkedia
Travelbluez
2 months
***Day 3 in Istanbul*** Visited some more local things to do - Gulhane Park, Archaeological museum and the old city.
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@amarkedia
Travelbluez
21 days
People don't cover as much in 5 years as @cards_wizard has covered in 1 Europe trip. Follow him for some amazing and informative reports on Switzerland and now Netherlands/Holland.
@cards_wizard
Cards Wizard
21 days
🇳🇱 Picturesque towns of Holland! A 🧵 Starting off with.. 📍 Zaandam - Famous for it's testris shaped buildings! 🕹️ This place looks straight out of a video game! Cont...
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@amarkedia
Travelbluez
27 days
This post has so much great content and visuals that one can't read it in one sitting. And @imYadav31 did this in a single trip! Itni energy kahaan se laate ho bhai? That also answers why bookmarks are so high - padhte padhte thak gaye par Mann na bhara 🥳
@imYadav31
Gajender Yadav
27 days
Here is the thread on much awaited Bali Trip. Writing this thread took so much time. So if you enjoyed it don't forget to LIKE, REPOST and COMMENT ❤️ Grab your popcorns and enjoy the show 🍿🌄
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@amarkedia
Travelbluez
13 days
Canara bank payment gateway on ITR website is now accepting Amex for tax payments.
@amarkedia
Travelbluez
1 month
🔍***Cheat sheet on which cards to use for government spends*** ...for the best reward points
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@amarkedia
Travelbluez
3 months
***Account suspended*** It was all going fine, until one fine day (Covid times) when I suddenly received the dreaded email from Amazon regarding suspension of my account. The email explicitly mentioned that their systems have detected that I bought the GVs from unauthorized
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@amarkedia
Travelbluez
19 days
When Citi announced its retail banking closure in 2021 and was subsequently bought over by Axis in 2022, a supposedly non-HNI friendly bank, HSBC ran full page ads in National Dailies - asking HNIs served by Citi to move their banking to HSBC.
@iSatishAgarwal
Satish Kumar Agarwal
21 days
Iconic Slogan "Citi never sleeps" Finally Citibank Sleeps in India 😴 ✨A Citicard holder since 2007 ✨Citicard was my First Credit Card ✨Lot of memorable moments ✨Uninstalled Citibank app today ✨As it stopped working #CreditCard #ccgeek #Nostalgia
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@amarkedia
Travelbluez
1 month
I am blown away looking at the rooms after being through the beautifully decorated restaurant and gallery area of Hotel Deyzor. Further surprised that it sells for under Rs 2.5k per night. P.S. Not a sponsored post
@amarkedia
Travelbluez
1 month
Who said Spiti wouldn't have nice hangout places? Hotel Deyzor is an open secret for the best hotel and cafe in Kaza. A must visit.
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@amarkedia
Travelbluez
27 days
@amarkedia
Travelbluez
3 months
🌟 Incredible Savings Alert! 🌟 Why pay more when you can enjoy luxury for less? 😍 Book with us and save ~50% compared to Smartbuy/MakeMyTrip + additonal perks (breakfast, refundable rates and US$100 property credit). DM us now! Ex: Sofitel Singapore Sentosa Resort & Spa 🧵
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@amarkedia
Travelbluez
2 months
These days morning routine is such - - Subah utho - Accor account/point balance check karo - Gehri saans lo - Aur fir kaam pe lag jao.
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@amarkedia
Travelbluez
3 months
3/💡 Example: You spend ₹10,000, pay ₹5,000 by the due date, and think you're only paying interest on the remaining ₹5,000? Think again. Interest starts from the original ₹10,000, from Day 1. 🙄This is the single most important reason why credit cards can lead to a debt
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@amarkedia
Travelbluez
2 months
***Credit Card Basics #3 *** 1/n Did you know that timing your large purchases on the credit card right after the statement date can be financially savvy? Let's dive into why. 🕒💳 🧵
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@amarkedia
Travelbluez
2 months
4/ 🚂 **Glacier Express**: Connecting Zermatt & St Moritz, this 'slowest express train' offers Panoramic views, gourmet meals, and the thrill of traversing 291 bridges & 91 tunnels. #GlacierExpress Pro Tip: Sit on the right side when going towards St. Moritz and vice versa.
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@amarkedia
Travelbluez
10 days
Does anyone know the rationale for reducing duty on gold? So far the motive was to discourage gold import and encourage investment in SGB. What has changed? @deepakshenoy I am thinking of a sinister motive, one that will save them ~400cr (not much but whatever) but I could be
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@amarkedia
Travelbluez
2 months
Want me to write a similar thread on Japan - where to go? Where to stay - budget/mid-luxury options? Where to eat? What to budget for spends? Best time to go? How to commute internally? I will do it for 100 ♥️ and 🔁
@amarkedia
Travelbluez
2 months
🇨🇭 **A Swiss Sojourn Beyond the Regular Path** 🇨🇭 1/ 🧳 While many flock to Lucerne & Interlaken, my Dec '23 Swiss escapade took me to the enchanting locales of Zermatt, St Moritz and more. Here's why they're the alpine jewels less-traveled🧵 #Switzerland #TravelDiaries
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@amarkedia
Travelbluez
18 days
Goibibo’s Crazy Discounts: 🌟Goibibo used to run crazy discounts on flights and hotels then and DCB’s 10X meant that I have stayed at a few 5* hotels for peanuts. 🙂🏨✨ Flipkart and Amazon Gold Coin Shenanigans: 💰I know of many who used (abused) Flipkart and Amazon by buying
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@amarkedia
Travelbluez
3 months
I don't have any rent to pay. Just society maintenance, which I pay through Redgiraffe linked to Magnus Burgundy, as it still gives RPs up to 50k monthly spend on this category. Any other cards which still reward rent? Based on number of likes or RTs, I will do a thread on this.
@amarkedia
Travelbluez
3 months
@CAwhowrites For rent up to 50k per month, Magnus and Magnus Burgundy both still give RPs. It is also counted for 1.5L threshold criteria for accelerated RPs. Incremental spend above 50k doesn't fetch any RPs nor does it get counted for threshold criteria. NB: Ax-is charges 1% + GST for rent
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@amarkedia
Travelbluez
3 months
***HDFC Bank*** - All Business credit cards of HDFC Bank give reward points on Government spends including income tax, GST etc. - 🔥🔥🔥The best of the lot from HDFC is Diners Biz Black card – tough to get but not impossible. @ankurmittal has been writing in detail about this and
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@amarkedia
Travelbluez
19 days
Completely in sync with the ongoing year now. Thanks again for all the support everyone 🙏
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@amarkedia
Travelbluez
24 days
Completed the mattress run for both the paid stays to qualify for 2FN under this offer. 1FN already credited to my account; another on the way. Great offer I must say - for a spend of Rs 5-7k each night, I got 2FN worth 35k pts each. Hey Marriott - keep 'em coming.
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@amarkedia
Travelbluez
3 months
Amazing targeted offer from Marriott! Haven't seen anyone talk about this yet - valid until July 31. Get 1N free for each paid night (max 2), each worth 35k MB pts - Can stack additional 15k points to redeem for a higher category! ✨ #Marriott #TravelOffer
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@amarkedia
Travelbluez
3 months
@Skh27 You should argue with them to correct the total due to Rs 504 since GST on hotel tariff below Rs 7,500 is 12% and not 18% 😂 Bas Front Office Manager behosh na ho jaye!
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@amarkedia
Travelbluez
3 months
***Conclusion*** What is the best strategy thus to pay for government transactions/taxes? In order of my preference – 1. HDFC Diners Biz Black card is by far the best offering a crazy 16.7% reward rate on tax payments as well as utility payments. Yet, it is tough to get. 2. Amex
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@amarkedia
Travelbluez
2 months
Get that Amex Platinum Travel card now to earn ~7% on your insurance premium and NPS payments. Apply using my referral link here - DM me for a special offer when you apply through my link.
@amarkedia
Travelbluez
3 months
**American Express:** - None of Amex credit cards give points on insurance spends except for occasional offers whereby they incentivize the same. - Amex Platinum travel card, however, counts all kinds of spends including insurance for its milestone benefits, which by itself can
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@amarkedia
Travelbluez
2 months
Day 4 in Turkey Checked out of Sofitel today and drove to Ankara - stop over for us on the way to Cappadocia. Funny bit is that we couldn't finish off the US$200 credit that we got at Sofitel over 3.5 days - Limited menu and even less vegetarian options and cheap prices.
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@amarkedia
Travelbluez
3 months
**Conclusion**: What is the best strategy to pay for insurance premiums? In order of my preference - 1. Load Amazon pay with as many GVs bought via accelerated reward platforms and pay the insurance premium from there. 💳💰 2. Amex Platinum travel yields 6-7% as these spends
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@amarkedia
Travelbluez
12 days
Goa-man abusing fellow X-man and resorting to violence after Nirmala Tai bolsters tax measures to lift Indians out of poverty!
@AmazingCreditC
Amazing Credit Cards
12 days
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