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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ Profile
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ

@skh27

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Your bro for Credit card & travel optimisation. Sharing insights on the banking industry & hotel deals. Always thinking outside the box. DM for collaborations.

DXN
Joined January 2008
Don't wanna be here? Send us removal request.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
10 days
๐Ÿ•ง Last ๏ผ–days of Accor Plus Purchase With Points Campaign where you can secure your Accor Plus Traveller membership for just 4,499 ALL Reward Points โœจ How to Purchase? ๐Ÿ”— Use this link: Offer Duration? โณ The offer is valid from 6 August 2024 to 26
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
10 days
Any jugaad to tackle this situation? Do not want to upgrade to 2B plan.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Now u can download your e-elector photo id card from . Makes life easier. You can also apply for correction from the same portal. (For the first time in my life my voter Id card is error free).
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Booked a ticket on air india and had to cancel it due to unavoidable circumstances. Airindia was about to charge 3500+GST when i reminded them that this was a booking done under 24hrs and as per DGCA i was eligible for a full refund. Verdict: Canceled with full refund
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
@JabWeFret @Figensport He isn't trying on self!!
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Purchased this piece of land with Cred coins. ๐Ÿฅ‚
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
9 months
Lol this thing still exists on UTS @RailMinIndia ?
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Restrict the amount to 10k Restrict the earnings to 5x Restrict the amount to 5k Add a processing fee Dear HDFC whosoever is the new product manager for infinia and DCB clearly has no idea how super premium cards are handled. Devaluations happening every month!! Close 5x instead
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
6 months
๐Ÿšจ WIN โ‚น5000 Myntra GV ๐Ÿšจ ๐™ƒ๐™š๐™ง๐™š'๐™จ ๐™๐™ค๐™ฌ:โ  1. 'Follow' @skh27 (if already following, thank you) 2. 'Like' and โ€˜Retweetโ€™ this post โ  3. Reply โ€œHoli Kab Hai, Kab hai Holi?โ€ and tag a friend Winner will be picked up tomorrow around same time.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Went to SBI Branch SBIN0001085. Ground floor staff asked me to visit first floor, first floor asked me to visit ground floor. Met the manager who asked me to visit the next day. ๐Ÿ˜‚. I am with FinMin to privatise PSBs. Start with SBI
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Did they get funding recently?
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
24 days
Accor Plus has launched an exclusive "Purchase with Points" campaign for a limited time! โœ… Secure your Accor Plus Traveller membership for just 4,499 ALL Reward points โœจ This is a fantastic opportunity! How to Purchase? ๐Ÿ”— Use this link: Offer
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Seems someone actually gave his number to his telecallers. Now he understands the pain.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Money rotation scheme on Amex Get an NPS Account Get only Tier 1 Upload 1500 x 4 (or 1000 x 6) from amex every month Forget the amount till you reach 60 years.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
25 days
Iโ€™m thrilled to announce my new partnership with AccorPlus! Get ready for exclusive member benefits, special offers, and unforgettable experiences. Stay tuned for more details! #Collaboration #AccorPlus
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
UX suggestion for Cred Directly take 500 points and give 3โ‚น!!
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
A few credit card points that gave me the experience i would have never spent on ๐Ÿ˜‰
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@_KiranRajput
Kiran Rajput
2 years
Just to gain few credit card points - dont get into habit of using Credit Card. Even if we miss payment by a day, the interest charges are very high.. Post UPI - my credit card usage is down by 90%.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
3 years
Donโ€™t sell ur credit report and cibil access for 50-150โ‚น Swiggy discounts. Donโ€™t go with Uni, stashfin, postpe etc. might give you immediate Cashback but in the long term you will have a hard time closing the same. Remember they are not banks, they are NBFCs
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
๐Ÿšจ Giveaway Alert ๐Ÿšจ What: 1 Premium economy Vistara ticket How: 1. Check for award seats availability on the sector you are willing to fly (any date within next 89 days). If the same is available 2. Like this tweet, write your sector, write VROOM (DEL-BOM VROOM) 3. I will do
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Called Axis Burgundy. Requested for Vistara Infinite. Told I was not eligible. Me: Bro if I am eligible for axis reserve, I am eligible for all the smaller ones ๐Ÿ˜‚ Agent: Sir, as per system you are not eligible still Agent:1, Me:0
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
6 months
New toy to play. The IDFC FIRSTAP for nfc payments.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
I won ๐Ÿป
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
I have started moving big spends to Croma offline now. This, after discovering the price match policy of Croma. Manual discount - Price match Croma wallet - Stan Chart Redemption Loyalty Points - HSBC redemption to Neu Amex Credit card - Helps achieve 4 lac milestone.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
First in First ๐Ÿคฉ
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Dear Cred, please give an option to donate those Cred coins again and feel like I did something great ๐Ÿ˜‚. Tired of being a millionaire now.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
One great thing with Croma is the hassles free price match. If the product is fulfilled by Amazon and is listed at a lower prices, Croma matches it.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
I hope I won't regret this shift from iOS to Android
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
8 months
Shop worth โ‚น3500 to get 10k points. Transfer 10k points to 8k miles. Get value of โ‚น14400. Someone please make that ๐Ÿƒ stuff available again ๐Ÿ˜‚
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
All thanks to Eazydiner and Axis bank for the birthday special coupon code. Had a chefโ€™s special dinner for a fraction of the price. I donโ€™t know how they do this but the experience was worth more than the amount spent.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
8 months
Ported my Niva Bupa to Tata Aig ๐Ÿ˜Œ
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
The banks that never saw a single transaction on their cards are also sending text message informing about 1% charge on rent payment. Kanjaro, pehle dhandha to kar lo!!
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
3 months
Infinia gone? As a valued customer, we are delighted to serve you with the unmatched Infinia experience. We request you to maintain a monthly spend of โ‚น1.5 Lakh on your Creditย Card.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
A no dues certificate from SBI Card is actually a toilet paper. Today I learnt ๐Ÿ˜Œ
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Won't write anything long, Just want to say THANK YOU. Giveaway coming soon..
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Get unlimited free flights from hdfc dcb and infinia. #IYKYK Get 85000 points a month on magnus. #IYKYK . Get 21000 MR points on Amex MRCC. #IYKYK Make a pudiya of IYKYK and Burn it
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
HDFC never did this to Infinia and hence they never had to take very drastic steps ๐Ÿ˜‰
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Good job HDFC.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Blend your platinum status into the complimentary water and drink it ๐Ÿ˜Œ
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Took a jio number recently. Got a call from a person now who said "Ye to mera number hai aapko kaise Mila" ๐Ÿคฃ. Had to explain him entire number lifecycle process.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
If you have a habit of paying cc dues on the last date using third party apps then at-least try to pay just the minimum amount well in advance. Usually is 5% of total due but saves your cibil in case Bred or BayTm delay your payment.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Better to shut shop ๐Ÿคฃ
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Now a days the only person asking for bribe in the passport application lifecycle is the postman. What about you?
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
All set for house warming tomorrow ๐Ÿ  Power of credit cards points ๐Ÿคฃ๐Ÿคฃ?
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
How are sellers on Myntra able to sell 4000โ‚น levi's clothes for 1500โ‚น?
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
๐Ÿซก
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
My IDFC Bank RM sends 3 emails a month asking me to take loans. I do not respond. I send him email once in a while regarding any random thing. He doesnโ€™t respond
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
5 months
Should banks give pro rated credit card fee refund if they devalue a card and you decided to cancel the same? Amex does this for platinum charge card.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
15 days
Canceled my 600โ‚น cibil subscription and invested the amount in SIP for 25 years.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
FX Combo $ยฃโ‚ฌ
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
5 months
I think ax is bank should publish a list of eligible categories instead of the exclusion list they publish! That exclusion list ๐Ÿ˜‚
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Another Flipkart SOP Request return Ekart person calls to check if you are available. Ekart person doesn't come. You receive sms "Return rejected due to XYZ Reason".
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Two ways to earn credit card points 1. Spend on eligible categories 2. Right click and Inspect element
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 months
CIBIL now offers a one-time score refresh option for โ‚น118. This is good for consumers with occasional usage or for those who need to check their data only a couple of times a year, which is sufficient for the majority. Recommended to use this service instead of allowing
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 month
And thats how the axis olympus card looks like
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Spoke to a couple of college guys. They are more concerned about building cibil than their career!!
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Got some very old travel documents belonging to Dad ๐Ÿ˜
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
6 months
If youโ€™re looking to close #Paytm Payment bank #FASTag click on this link and select your Vehicle number. Thank me later ๐Ÿ˜ Please comment if you were able to raise a closure request.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Credit cards are not babies! If a card isnโ€™t giving enough benefits, just discard it!
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Cost cutting suggestion for Axis: You can consider not sending credit card pin thru courier since your preferred partner BSA Courier/Maruti courier never deliver pin mailers. You would save tonnes of money! Customers can set the pin on the app anyways.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Happy childrenโ€™s day to every child who jumps with joy on aircraft spotting, travelling, or with the release of a new credit card. ๐Ÿ’ณ โœˆ๏ธ
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
HDFC distributing limit enhancement on CC. Do check yours.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
8 months
@sjlazars @IndiGo6E @AuthorPrajnaa I have a noob question sir If i booked B to C and due to bad weather A to B flight didnโ€™t arrive and led to a delay of B to C. Can we blame the weather for the same?
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Took a jio postpaid sim today, called customer care guy to check certain things, chap lied on my face and when asked to transfer call to a supervisor he disconnected. Here i was planning to Port my entire airtel relationship to them. Loss of 2500โ‚น in rental for Jio ๐Ÿ˜ถ
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Lady calls me. Says she incorrectly transferred me 200 on paytm. I agreed to return back. Lady gives a number. Returned back the money. Lady says she gave an incorrect number ๐Ÿ˜‚. I asked the number to return it back to me. Asked the lady for a correct number. Returned
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Apple and Apple First copy ๐Ÿ˜…
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 month
299โ‚น for complete peace of mind. I use number shield app to block phone series of top spamming companies ๐Ÿ˜. Disclaimer This is not an ad I have purchased the app I use this app personally
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
4 months
Retired people problems: Kaise kar lete hain itni shiddat se wahi copy pasted Ba*c#*di ๐Ÿ˜‚ 1/2
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Vistara!
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Error me card issue kar diye. Wah
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Hdfc gone crazy!!
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
BOB offering me 18Rs credit limit!!
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
I unboxed a brand new phone to exchange against the Flipkart order. The delivery guy was still able to find fault in it.
@nebula_world
Nebula World
1 year
IPhone 13 for 26k only Ahead of WWDC scheduled on 5th June 2023, there r some good discounts on icici and Hdfc cards + exchange offer upto 33k.. Old Phone can be picked 10 days after delivery offer too.. Check here #ccgeek ๐Ÿ”
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
4 months
Customer ka katega to sabme bantega ๐Ÿ˜ˆ
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Just when I had finish accumulating enough points from Axis Magnus for that free ticket..!
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
7 months
59th floor, Banyan tree. Thank you for suggesting brother!!
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
The only reason for me to use the #TataNeu Card. Saved 3 pages on my bank account statement. Application is easy and approval is faster when you have an existing HDFC Card. 0 Joining fee for a limited time. Apply here --> Disclosure: I get referral
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
When you ask the call to be transferred to a supervisor and the cc guy says, โ€œsir the supervisor will also say the same thingโ€. Me:
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
11 months
Finally after years of wait ๐Ÿ˜ฌ
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
6 months
One card issuer expects me to pay 0.10โ‚น outstanding whereas other says โ€œIts ok buddy, only 162, pay next monthโ€. BOBFinancial vs Amex
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 months
Rest in peace dear Citi India. You were awesome ๐Ÿ™Œ
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Hoping Flipkart starts selling Cars as well, will use 5X GVs and buy :-)
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
3 months
Got this recently to convert my dumb car infotainment system smart. Shipped from hongkong, arrived in 10 days, USD140 approx
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
5 months
Bonvoyed!!
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
10 days
@noyes99 Buy this from amazon to get it cheaper btw.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
11 months
Why owners behave like assholes to moving out tenants?
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
7 months
I asked a zomato person to keep my order and mark it delivered. I assured him i wont raise a dispute. He ensured he called me thru partner support to take confirmation. SOP ๐Ÿซก Ethics Ethics ๐Ÿซก #SakhtLaunda
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Maa ka pyaar ๐Ÿ˜…
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Arrived at the airport 7 hrs prior to departure thinking I would get some 3-4hrs sleep. Realised I get so excited like a kid spotting planes that I can not sleep at the airport ๐Ÿ˜
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
11 months
This is the best thing that you get to see on the amex platinum travel credit card.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
7 months
To close PPBL FASTag, please click on this link and select your Vehicle number
@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
7 months
Regarding Fastags issued by PPBL
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
I see neither. I see a lazy dog instead.
@jimrosecircus1
jim rose circus
1 year
Apparently, if you can see 2 people hugging, your'e left brained, and if you can see a dinosaur you are right brained. What do you see in the mountain?
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
8 months
Why do people visit Maldives? 1. Close to India 2. Blue water 3. Insta worthy photos 4. Anything else - Please explain Also would you look for alternatives now?
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
I know you have magnus but..
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 months
And the overpriced scratcher is here.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
There is more drama in the axis world than a Sanjay L Bhansali movie ๐Ÿคฃ
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Looking for some help here. This is a colleague and can personally vouch for the genuineness. *Please help me in saving my little one's life* Mishika, my 7-month-old daughter, has been fighting SMA Type-1 with tenacity. Everything felt so happy and joyful with the news of
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