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Piyu Dutta Profile
Piyu Dutta

@PiyuduttaPiyu

522
Followers
396
Following
215
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Management & Strategy Consulting- Banks, NBFCs, companies I Gender Lens investing I M&A I Building I

Bangalore & London
Joined September 2013
Don't wanna be here? Send us removal request.
@PiyuduttaPiyu
Piyu Dutta
2 years
Land at Bangalore airport past midnight. Body clock is of a diff time zone. Then being politely taken to a pink cab driven by a woman… pure delight. I can catch some sleep in the cab knowing she will take care of me ❤️ #bangalore #womansafety #women
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@PiyuduttaPiyu
Piyu Dutta
3 months
I met a professor last night at a party. After being a professor for 20 yrs, she has quit teaching. Before quitting she changed universities to see if one was different from the other. But she found a similar corporate culture emerging in the universities: +
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@PiyuduttaPiyu
Piyu Dutta
3 months
I recently started watching the Indian Shark Tank, as some of my connections on LinkedIn are appearing on it. Vinita Singh is quite vocal about critiquing brands and logos of participants. Intrigued by her sharpness, I took a look at her brand vs. some parallel brands. +
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@PiyuduttaPiyu
Piyu Dutta
2 months
Old story. Always a party favourite. One of our friend got through IIMC and was going in a train to Kolkata. On entering West Bengal, a TC comes checks his ticket and asks him "young man, where are you going?" He replies" IIM Kolkata, Sir" TC: "Itna English nahi sikha? +
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@PiyuduttaPiyu
Piyu Dutta
3 months
1. Treat students as customers 2. Instead of giving feedback, think of customer delight 3. Do not tell the student how to improve, but what additional resources/courses might help in improving, ie, upsell 4. Parents are customers with ability to spend, therefore keep them happy
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@PiyuduttaPiyu
Piyu Dutta
2 months
+ You are should say, "I am going to Kolkata. Not I am Kolkata" 😂😂😂
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@PiyuduttaPiyu
Piyu Dutta
3 months
1. Sugar brand uses predominantly black coloured plastic containers. It could be "inspired" by @MACcosmetics I can't say for sure. But black for every product makes it look tacky. 2. Sugar logo is quite devoid of imagination. Reminded me of Shoppers Stop logo minus one S. +
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@PiyuduttaPiyu
Piyu Dutta
3 months
3. I don't know who the target audience is, but price vs look and feel of product (in plastic)does feel out of sync. 4. Competitors that I liked from looking at their websites - Earth Rhythm, Minimalist, Dot & Key, Plum. They do look good and wants to make you pick 'em up. +
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@PiyuduttaPiyu
Piyu Dutta
3 months
Another thing, standard black plastic containers are hard to recycle as they go undetected by the recycling machines. Adds to the plastic waste, unless it uses special detectable pigments in the plastic. Disclaimer: I am not a marketing or branding professional but... +
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@PiyuduttaPiyu
Piyu Dutta
3 months
...I do have a fair amount of knowledge as a consumer of both cosmetics & info on mktg/branding. At LeadHers, we collect various insights from our community of professional women. We have helped shape the study of many women related issues and problems. Sugar, was a pass.
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@PiyuduttaPiyu
Piyu Dutta
2 years
@kunalb11 Thank you for speaking up, Kunal. I have been working relentlessly to bring back women on career break to work force but there are too many biases to shatter. All looks good on corporate policy but reality is quite stark.
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@PiyuduttaPiyu
Piyu Dutta
1 year
I hadn’t realised how deep runs the hatred for #Byjus until my sister’s helper who overheard our conversation on Byju’s loan default & job cuts. She used the choicest of words in pure Mumbai lingo. How far can anyone go with mis selling and broken trust, eh?
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@PiyuduttaPiyu
Piyu Dutta
2 years
@Anirudh_Agrawal @bharatapat okay- gives me the motivation to pick up my pen. I will write shortly on why UPI is one of the best innovations. Stay tuned :)
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@PiyuduttaPiyu
Piyu Dutta
3 months
@Muxmind More like miniature Baygon Spray
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@PiyuduttaPiyu
Piyu Dutta
5 months
@akm1410 Delaware to Delhi
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@PiyuduttaPiyu
Piyu Dutta
2 years
@StockCats The bull markets made everyone a financial guru. They are now pivoting to preach about mental health :)
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@PiyuduttaPiyu
Piyu Dutta
2 months
@Ajain112 Women audience might wonder if it’s for men or women? The colours give an indication but nowhere it is evident who is your target audience🤔
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@PiyuduttaPiyu
Piyu Dutta
19 days
Thank you @letsblinkit for getting it right on Father’s Day. Ordered gift for my husband which arrived in 15 mins. Ordered gift for my Dad in Kolkata which is on its way. Yay!!
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@PiyuduttaPiyu
Piyu Dutta
19 days
Most businesses in India fall under the MSME category. Doing the hard grind. Away from any limelight. Just building, shipping and providing bread and butter to millions.
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@PiyuduttaPiyu
Piyu Dutta
2 years
@anim2407 @_hrithikn Also, I love the idea of planning, choosing a place and dressing up to go and eat out and have a nice time.
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@PiyuduttaPiyu
Piyu Dutta
2 years
@neelayjain @kunalb11 From our studies at @LeadHers , reasons are: (a)Hiring biases once a woman becomes a mother (b)stalled growth prospects for women of child bearing age (c)No childcare facilities (d) Safety issues in certain sectors (e)Cultural biases (f) limited maternity benefits (2/2)
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@PiyuduttaPiyu
Piyu Dutta
2 years
Meet hero of my story Swetha. She proudly drives #kstdc pink cabs, so that women travellers like me can be assured of our safety. #pinkcab #bengaluru #women
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@PiyuduttaPiyu
Piyu Dutta
2 months
The sugar also doesn't catch ants nowadays. Imagine the level of pesticides used in every product.
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@PiyuduttaPiyu
Piyu Dutta
2 years
@GuillaumeMbh Nope. Absolutely wrong. Bootstrapping a start up is running a marathon(working relentlessly for a vision), doing weight lifting(working under monetary pressure), gymnastics(stretching beyond the known), basket ball(aiming high)..all at one, wearing proper shoes.
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@PiyuduttaPiyu
Piyu Dutta
2 years
@neelayjain @kunalb11 Many. On the surface, all reports distil the problem down to : patriarchy, care responsibilities at home, unequal work load at home(men do not share housework), inflexible work hours, no demand in manufacturing sector, unpaid labour in agriculture etc. (1/2)
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@PiyuduttaPiyu
Piyu Dutta
1 month
@tarunmallappa Nicobar comes across as a hobby project for someone
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@PiyuduttaPiyu
Piyu Dutta
2 months
Met someone who has been changing her line of business every 3/4 yrs depending on where the opportunity is. Example: 8 yrs ago, she heard someone complaining about commercial beauty/bath soaps. She quickly learned how to make handmade soaps. Built a brand. Sold thru WA/FB + 1/n
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@PiyuduttaPiyu
Piyu Dutta
2 years
@ANI So, if you had a salary raise of less than 15% in March/Apr, you have had no raise.
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@PiyuduttaPiyu
Piyu Dutta
9 months
This sums up what’s wrong with many founders from, ahem, India. Lack of Integrity. In a country deprived of right role models, these personalities fill up the vacuum, compromising with ethics quite fast. #hony #HumansOfBombay
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@PiyuduttaPiyu
Piyu Dutta
3 months
@raunakbaheti Looks good :)
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@PiyuduttaPiyu
Piyu Dutta
2 years
I used @DunzoIt yesterday after a long time. I loved the UX. Loved the gamification touches. As a consumer I love how frictionless it is. From ordering to payments, everything is seamless. #startup #founders #Bangalore Ended up ordering again today.
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@PiyuduttaPiyu
Piyu Dutta
8 months
Hey @shoffr_in , so pleased to have found you. Always missed a premium service like this in Bangalore. Makes a huge difference when you have had a long distance travel. Hope to see more EVs on #Blr roads. #bangalore #kempegowdaairport
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@PiyuduttaPiyu
Piyu Dutta
2 years
@Rahul_J_Mathur Such a baseless bakwas ...LIC is always prompt on its maturity payment. The company has not lasted just like that. It's grown on the trust of millions of its customers. Some ppl just use twitter to spread false info.
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@PiyuduttaPiyu
Piyu Dutta
2 years
I was peacefully sleeping in my pink cab on way home. Around Brigade Road, I woke up as the car slowed down for Friday night crowd. I realised I hadn’t taken my duty free bag which I left hanging on the trolley. I just mentioned to my lady driver that I have made a mistake. 1/5
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@PiyuduttaPiyu
Piyu Dutta
8 months
Lovely entertaining match Bangladesh vs Netherlands. Beats of dhol, audience dancing with every wicket or boundary, energetic atmosphere here at Eden Gardens. #ICCCricketWorldCup23 #EdenGardens
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@PiyuduttaPiyu
Piyu Dutta
8 months
And yet guys like him are made out to be heroes by the media. We live in a world where we are teaching our kids that lacking in integrity, speaking foul and deriding others are ingredients to make you hero-like. #integrity #AshneerGrover
@livemint
Mint
8 months
Recruitment firms linked to BharatPe co-founder #AshneerGrover & his family members used backdated invoices to siphon off funds for work they never did for the fintech unicorn, an investigation by the EOW of Delhi Police found. ( @artijourno reports)
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@PiyuduttaPiyu
Piyu Dutta
2 years
Vidyarthi Bhavan in Bangalore is a great case in marketing. I find the best English proverb to describe the restaurant: Sell the sizzle not the steak. Read below for more. 🧵 #foodie #indian #Bengaluru #local
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@PiyuduttaPiyu
Piyu Dutta
2 months
@ProbasiBong he he...I heard this happen to my mami sasuri in jamshedpur :)
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@PiyuduttaPiyu
Piyu Dutta
2 years
But this just happened, right? Where else but in India! At #Bangaloreinternationalairport and I can say this with pride -nowhere else in this world will you find such a warm gesture and a sense of duty. Big claps for you @kstdc @BLRAirport #women #pinkcab
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@PiyuduttaPiyu
Piyu Dutta
2 months
And it’s a gorgeous day🌞🌞🌳
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@PiyuduttaPiyu
Piyu Dutta
1 year
@varunkrish Professional tax 3 diff GST filing per month At times I feel I run my business for my accountant and the gorment 😭😭😭
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@PiyuduttaPiyu
Piyu Dutta
1 year
@banglani 🤣🤣🤣 crakt!
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@PiyuduttaPiyu
Piyu Dutta
3 months
Got speaking to one of the child's mother today at a birthday party. She has been looking for a job for last 11 years. All horror stories. But more than the corporate surprises and the attitude of the hiring managers, I am no less surprised by her too. +
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@PiyuduttaPiyu
Piyu Dutta
2 years
@alifarhat79 Well, those were his two cents on Buffet and Munger 😆
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@PiyuduttaPiyu
Piyu Dutta
3 months
Interesting insights into the growth of luxury market in India. Growing at a CAGR of 25%, $90 B market size by 2030. Growing number of UHNIs, entrepreneurs and demand from Tier 2 & 3 cities are🚀 . When someone says there is no luxury brand from India. Show them this. +
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@PiyuduttaPiyu
Piyu Dutta
3 months
@RaghuwanshiH This is so sad :(
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@PiyuduttaPiyu
Piyu Dutta
2 years
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@PiyuduttaPiyu
Piyu Dutta
2 years
Another interview recorded today with a young entrepreneur. There is something infectious about their energy. I love interacting with young students and change makers. #YouTube #interviews #channel #ownshow #Entrepreneurs #bangalore
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@PiyuduttaPiyu
Piyu Dutta
2 years
@neerajarora What's the point of bringing this up now? Virtue signalling, eh? You sold it. You don't own it now. You didn't have a clear revenue model then. You saw an exit. You accepted it. End of.
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@PiyuduttaPiyu
Piyu Dutta
2 years
@dunkhippo33 Due diligence is a way of risk mitigation. It never hurts to do a thorough assessment before one signs a check. Angel investors are not YC and vice versa.
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@PiyuduttaPiyu
Piyu Dutta
2 months
The adventure sports guys needed media coverage and sponsorships. She had media and advertising experience. It came naturally to her to package her services around this requirement. 3/n Success truly lies outside your comfort zone. 🫡
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@PiyuduttaPiyu
Piyu Dutta
2 months
A bowl full of happiness 🩷🩵
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@PiyuduttaPiyu
Piyu Dutta
2 months
My little zen. My desk. And that crema on my espresso shot. Bliss.
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@PiyuduttaPiyu
Piyu Dutta
2 years
@volodarik What is the tax structure in these cases ??
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@PiyuduttaPiyu
Piyu Dutta
2 months
This is turning out to be my favourite story on acquisition and turnaround. Way to go @letsblinkit and @zomato
@chandrarsrikant
Chandra R. Srikanth
2 months
Blinkit is now larger than Zomato's core business: Goldman Sachs via @moneycontrolcom
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@PiyuduttaPiyu
Piyu Dutta
2 years
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@PiyuduttaPiyu
Piyu Dutta
2 years
Happy 76th #IndependenceDay ! Being Indian to me is to be proud of our diversity, heritage, courage Being #Indian to me is to be proud of our freedom fighters, #soldiers and #farmers Being Indian to me is to celebrate our victories, festivals our differences #Indianflag
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@PiyuduttaPiyu
Piyu Dutta
3 months
What if we could remove the headhunters totally? Employers seeking out prospective employees and vice versa could interact directly, without anyone as the gatekeepers!
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@PiyuduttaPiyu
Piyu Dutta
2 months
@ramavenu makes sense
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@PiyuduttaPiyu
Piyu Dutta
2 months
This year till date, I have read few books. Combination of business, fiction and real-life. Some turned out to be duds. Some left an impression. The one I really loved was this one below, by @Schwarzenegger Simple, yet powerful. Arnold had a tough life. + 1/n
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@PiyuduttaPiyu
Piyu Dutta
3 months
Was speaking to a client yesterday. I asked him about his business performance for FY23-24(last FY). His revenue was lower than the forecast. I asked him if it was anything to do with the industry. In a pensive tone, he mentioned that he and his wife separated last year. +
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@PiyuduttaPiyu
Piyu Dutta
2 years
@Rahul_J_Mathur I find some founders get startled when they meet people smarter than them. There are so many experienced people out there, who start-up founders (esp funded ones) do not employ just out of ego.
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@PiyuduttaPiyu
Piyu Dutta
1 year
#HDFCBank is now India’s most valuable co. Visionaries -HT Parekh, Deepak Parekh, Keki Mistry, Renu Sud Karnad, Aditya Puri led Hdfc and its subsidiaries to this position. No one from current crop comes close to these stalwarts.
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@PiyuduttaPiyu
Piyu Dutta
18 days
@Ajain112 2. They are like your everyday informal pants. Loose fits= comfortable in summers. Good for walking /exercising when made of light material
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@PiyuduttaPiyu
Piyu Dutta
2 years
@Hadley I beg your pardon..each deal takes you thru a crescendo that nothing else can ever match...from sourcing to closing a deal, sadly the world outside IB doesn't understand :)
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@PiyuduttaPiyu
Piyu Dutta
2 months
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@PiyuduttaPiyu
Piyu Dutta
16 days
Hyundai Motor India is planning to raise approx $3B (Rs. 25,000 crores) through an IPO, which will be the largest in Indian history. See chart below. However, the funds raised will not be used by the Indian subsidiary but will be repatriated to the Seoul HQ. 1/n
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@PiyuduttaPiyu
Piyu Dutta
2 months
In 2020 at the peak of Covid, I called up my mentor. I shared with him my vision on a financial inclusion product for women. He advised me against it. I felt he had not noticed that over the yrs I had grown up too😄 I launched it. Just to prove a point. I shut it down in 2023
@law_ninja
Ramanuj Mukherjee
2 months
Would you pay a coach Rs 50,000 per month for doing just one call per week? I do that. Why? Do I hate money? Am I a fool or a spendthrift? Let me explain. I have been working with an executive coach since I think Jan 2018. Her name is Behnaaz Engineer, she is a coach from
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@PiyuduttaPiyu
Piyu Dutta
26 days
Nothing, just how it all went downhill for Byju’s.
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@PiyuduttaPiyu
Piyu Dutta
2 months
What will you take from India as a gift for your former boss, your friends and colleagues in the UK? What is uniquely Indian?
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@PiyuduttaPiyu
Piyu Dutta
3 months
The move by RBI to start licensing the POS providers is much needed. Given the concerns around KYC lapses by the Fintechs, this area needs surveillance quickly. There has been a rise on cash loans on CC and large one time swipes means potential cash transactions on POS. +
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@PiyuduttaPiyu
Piyu Dutta
2 months
How has obesity made Novo Nordisk Europe’s most valuable company? Novo’s market cap > $570 billion is bigger than the Danish economy. Its philanthropic foundation is now the world’s largest, with assets twice those of the Gates Foundation. + 1/n
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@PiyuduttaPiyu
Piyu Dutta
3 months
We no longer live in an era where explosives are the only destructive weapons; winning hearts and minds with surveillance and viral ideas are among this century’s main theatres of warfare. ~ Vinod Khosla #TikTok
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@PiyuduttaPiyu
Piyu Dutta
2 months
The way I see it is that the banks will evolve into hybrid models, blending their trusted reputation with the agility and convenience of tech. While the landscape may change, banks will remain key players in the fin industry by embracing and leveraging advancements in technology
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@PiyuduttaPiyu
Piyu Dutta
6 months
@TheSwamy What would be interesting to see, if the food delivery guys disclose their Jan figures? I would be keen to see if people do follow some health resolutions through in the 1st month.
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@PiyuduttaPiyu
Piyu Dutta
2 months
@ramavenu Lip service
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@PiyuduttaPiyu
Piyu Dutta
2 months
@MrFamilyOffice I sell insurance
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@PiyuduttaPiyu
Piyu Dutta
3 months
That Whitefield-Sarjapur road, near Dommasandra which has international schools, has become so unrecognisable. Trees totally gone. High rises coming up each side of the road. Its already looking like an eye sore. What will it be in 4 years when this concrete jungles take over🥲
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@PiyuduttaPiyu
Piyu Dutta
3 months
Still a pair of human eyes are required to go through a credit analysis report prepared by #GenAI . Early days. #InvestmentBanking
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@PiyuduttaPiyu
Piyu Dutta
3 years
@Aazarshad It's never too late to start your own side hustle...you are the youngest today you will ever be !
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@PiyuduttaPiyu
Piyu Dutta
2 months
Saw this at Foyles. Reading has many many benefits indeed.
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@PiyuduttaPiyu
Piyu Dutta
2 months
This time I will buy Indian masalas from Europe.
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@PiyuduttaPiyu
Piyu Dutta
2 years
A bombed bookstore in London, 1940s. But you can’t keep the book lovers away 😄 #books #booklovers #london #pic
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@PiyuduttaPiyu
Piyu Dutta
2 years
@Suhail Agree to a certain degree. Institutionalised VCs are great for new founders as they offer network and mentoring. Where it fails down, is when VCs are a bunch of ppl with no prior expertise and operate just bc they have access to funds. Choosing VC with care is utmost imp.
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@PiyuduttaPiyu
Piyu Dutta
2 years
@neelayjain @kunalb11 @leadhers Whilst we worship Ma Durga, our male run companies are scared of hiring Mothers.
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@PiyuduttaPiyu
Piyu Dutta
2 years
A generation of girls will look upto you, Madam President ! #DroupadiMurmu
@ELeadhers
LeadHers
2 years
Thank you for inspiring millions of girls to dream big ! #DroupadiMurmu #woman #WomanPresident #PresidentofIndia #LeadHers
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@PiyuduttaPiyu
Piyu Dutta
2 years
1.Biggest impact of #fintech has been on financial inclusion. In #India UPI handled more than $1 trillion payments in FY21-22. It has replaced cash to a large extent & made it a convenient payment system for those who do not qualify for credit cards.
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@PiyuduttaPiyu
Piyu Dutta
3 months
PSA: Don't quit your job to go abroad for greener pastures. Utter non-sense floating around on X. A friend well established, quit his job in 2022 for sloan masters MBA from LBS. 6 months after the course ended, he is still looking. Family+Edu loan+joblessness= worst combo
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@PiyuduttaPiyu
Piyu Dutta
18 days
@Ajain112 When you think of trekking/hiking, you want waterproof and sturdy pants. A different set of brands have created their names in that domain, like decathlon. But when it’s made of cotton and say nylon/lycra blend, you are thinking of everyday use. Cargos are quite versatile.
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@PiyuduttaPiyu
Piyu Dutta
3 years
@kunalb11 Utter BS. There is an unparalleled value in learning from good educational institutions. Questions, discussions, exchange of views- you don't get these sitting in your own room, learning from free online resources. There is much more learning from peers than from free content.
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@PiyuduttaPiyu
Piyu Dutta
3 months
There is a reason why P2P lending platforms like Funding Circle, Zopa, Lending Club etc could not become massive businesses. Marketplaces for lending(retail or b2b) cater to sub prime borrowers. That means, as an investor your risk is way higher than any other conventional pdt.
@ActusDei
Neil Borate
3 months
Don't get into fancy-sounding alternative investments. You will end up with defaults. @yash_roongta 's superb story gives us specific examples. Regulated alternatives will emerge (think OBPPs or SM REITs) & ways to reduce risk (advice from RIA). Use them.
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@PiyuduttaPiyu
Piyu Dutta
2 years
@sanjai_misra @randomusements yes, cheap mentality..
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@PiyuduttaPiyu
Piyu Dutta
7 months
No more boring Bollywood film stars any more 🥱 And no more boring ad agencies recycling their stuff. Give the kids a chance to create. #AIArtwork #midjourney
@rex_woodbury
Rex Woodbury
7 months
Someone on Reddit made an Adidas commercial on Midjourney during their coffee break.
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@PiyuduttaPiyu
Piyu Dutta
2 years
@LukeCoutinho17 We have workshops for children to learn about money ! Btw, very smart kid !
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@PiyuduttaPiyu
Piyu Dutta
1 year
@tomosman Cost of education for our two children in int school in Barcelona was cheaper than the cost of nursery for two in London.... In the outskirts of Barcelona, you can live in a bungalow with a swimming pool and also hire au pair Freshly grilled sea food+ wine can lift up any mood
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@PiyuduttaPiyu
Piyu Dutta
7 months
@TheKenWeb We are getting in mails from IIM Udaipur and Kashipur on a daily basis
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@PiyuduttaPiyu
Piyu Dutta
2 years
@MahuaMoitra @Decathlon_India This is so that if you were to misplace your cash receipt and change your mind later for return/exchange, they can look up on the transaction using your mobile no./email id.
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@PiyuduttaPiyu
Piyu Dutta
1 year
In business, trust is currency. Trust requires a long term thinking. An organization that doesn’t keep customers and employees at the heart of its vision will chase the wrong metrics. So, where does trust come from? 1/n #edtech #Byjus
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@PiyuduttaPiyu
Piyu Dutta
2 years
When you are operating business in a foreign country, behave like a local. You have no room for arrogance. Consumers have a lot of choice now and market is competitive. #ICICIBank Your UK NRI service sucks. #NRI #Banks #CustomerService
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@PiyuduttaPiyu
Piyu Dutta
2 years
@hvgoenka It folded so neatly like you fold a garment :)
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