Personal finance journalist & broadcaster
Featured on The Mirror, FT, iNews, Boundless column, BBC TV/Radio, ITV, C5, Sky. Debt, ££ saving, investing, pensions
Can we all be 'A BIT' more honest about how we paid for our first homes? Yep I was 24, but I bought with my boyfriend (who was 10 years older with much more money) who paid the entire deposit.
I can't watch
@piersmorgan
anymore, was an avid watcher of
@GMB
for 3 years, have even been on it twice. Piers you are too angry and rude, its just not right for current times . I just tried to watch, back to
@bbcbreakfast
I go:-)
#happydays
#MeghanMarkleWon
Today the Daily Fail prints their apology to Meghan. On the day they expect to have their smallest sales, CALL THEM OUT. Let's face the truth. They printed a personal letter she wrote to her father, with whom she has a difficult relationship with. THIS IS WRONG.
Let this day go down in history. Right before the world shuts down, my mortgage completes. After 10 toxic months the ex moves out. Thank the lord. Recovery starts tomorrow. Yes, i have a bottle of champagne ready🙌🥂🍾👏
What the actual f? I just ordered
@Deliveroo
...who are now offering
@Klarna
as a form of payment. THIS is a debt world gone crazy. Hugely disappointed in Deliveroo for this decision. Let our customers get into debt to pay for a £20 takeaway. App deleted. Urge you to do the same.
I lost 2 stone during lockdown, back to a size 10-12. It is possible folks (lots on news this morning). Bike rides, walks, yoga, stop eating rubbish, + I did 3 wks of clean eating to reset my body, 1 stone lost in 3 wks alone. I will write post about it today to share what I did
If you see
#ad
or
#spon
or
#aff
after a post please give it a like, comment, 💜 or a retweet🙏 It means the blogger has been paid for the post and your support will mean so much when we report back amazing stats to the brand. It could mean more work for us too. Thank you. 😍😻💜
I decided to apply for the
#bouncebackloan
(I'm a ltd company) . I applied at 8pm last night. I business bank with
@StarlingBank
. Loan agreed at 11am this morning. Money in my account at 5pm tonight. Super slick and simple process. Thank you for supporting
#SmallBusiness
#sme
I have news. I have met a man, he is amazing, no red flags! To everyone out there despondent about
#onlinedating
there is hope. It only took a year of weeding through crap 😳, but thanks to
@ThriftyMumCom
recommending
@hinge
we found each other. Really happy.
#FridayFeeling
The train guards were laughing. 'Please can you take a picture of me, next to ME!!!!' Apparantly i look totally different🤷♀️🤷♀️
@pensionbee
#kingscross
ALSO.....I AM divorced:-) Decree absolute certificate came through whilst I was stood in the Tesco queue clutching my prosecco and aperol, that I was already holding as if I knew it was coming
#themagic
#freedom
#newbeginnings
Cant quite process today. 2k new insta followers. I hit 10k. No idea how to make swipe up work🙃🙃. Around 25k extra page views. Loads of book preorders. Lots of interesting conversations happening. 🥂🥰
#personalfinance
#WednesdayWisdom
#WednesdayVibes
Best news!! Trev has returned home. Missing for 10 days. Thinner, very hungry and covered in cobwebs. I'm guessing he got locked in a garage.
#foundtrev
Lets talk grief. Very triggered at mo
My mum died 29 yrs ago, dad died 26 yrs ago. Every day I ache 4 my mum. All the moments she missed. My graduation, wedding, birth of 3 boys, divorce, success of Mummypenny.
Grief never ends it just gets easier 2 cope with over time. 🌔🌓🌒🌑
I am being told that I HAVE to buy my son a chromebook for school. Yr 9. At a cost of £499 if I use their school preferential terms scheme. Or I can pay monthly (non credit checked) 12,24,36 months. How is this inclusive?
Apparently 1/4 of people have a side hustle, according to
@BBCBreakfast
. I started Mrs Mummypenny in 2013 whilst on mat leave. Went back to work, it was my side hustle. Took redundancy in 2015 it became my full time job. Took a few years but now is very successful. Give it a go!!
I never ever get up before 6 for work..apart from today. The birds are loud, it's the golden hour. Casually off to House of Lords for breakfast and a round table on women and investing 💜
#Klarna
makes me angry. A credit service popping up on every retailers website. A way to pay for the thing you want (not need) on credit, but there are dire consequences if you cant make the repayments. Please share widely.
#debtfree
#debtfreecommunity
So ANGRY 🤬 the house I had offer accepted on 3 weeks ago. 3 WEEKS ago has just pulled out. Why the F did she accept my offer in the first place. I hate this stupid system.
I'm still waiting to hear a response from
@cineworld
as to why they played a long gambling advertisement in the cinema before
#NoTimeToDie
last week. I was with my 8 & 13 year old boys. These advert should be only shown in 18 certificate films.
#disgusted
.
Need positive thoughts of Twitter again🙏. Made offer on house no 2 yesterday. Positive words from agents re the seller. House isn't yet on the market so no one else knows about it. She'll let me know this am if offer is accepted. She's buying a new house, chain situ is good.🙏
A little shout-out about one type of success. Sat here very happily in my yurt in Glastonbury doing my accounts & I've just surpassed 6 figures on my turnover, for the FIRST TIME ever. And I still have 3 months until the end of my financial year.
Super proud of this post. Failing is great, its taught me so much. Take a risk, try something different. It might work out. Here are my biggest failures and secrets;-)
#thursdaythoughts
#failure
I paid DJ £10 an hour today to tidy the garden, hoover leaves, clean pool, weed etc. Hes done SUCH a good job. It took him 1 hr 45 mins. I paid him £20 inc bonus. He is made up. Im made up. Win win. Plus strong financial ethical education. And a PE lesson.
#financialeducation
#Rockbottom
. What does this mean? To me its mental & physical health at an absolute low. Body systems struggling & rejecting. NHS = amazing, therapy = amazing, solicitor = amazing, friends = amazing. I hit rock bottom yesterday, but 2day is a new day with strength
#FridayVibes
I did a 5km peoples. Ran in my crop top, as i get older i give less & less of a sh!t. SB leggings obvs. Strava said 27 mins. But i dont believe it. More like 29 mins as i know where 5km begins & ends😆😆 my house. Tesco express. Still bloody good. Less than 30 mins. 💪 💪 💪
I've accepted an asking price offer on my house. The chain is ATM 3 people long including me & all want to complete by Xmas. I now need to find a house. 7 house viewings booked on Saturday. Wish me all the luck and the powers of the universe ✨🙏💯🤞
#sellahouse
#buyahouse
I am treating my elderly neighbour to a box of celebrations. Supporting the community with
#TheCoopWay
#gifted
@coopukfood
Christmas is better together.
I have just saved a life. Not sure today can get any better. Trev (cat, not child) brought me pressie, a robin. Trev was thrown outside and I calmed Mrs robin in picnic hamper for 10 min. Once her heart had calmed, I released her and she flew off.
#motherearth
#badtrev
To all the haters....nothing you do or say will stop me achieving success. 2022 is already going to be huge, contacts agreed already far exceeding my 2021 turnover. The future looks bright for my boys, pension, investments, mortgage overpayment and holidays.
4 hrs ago I got dumped. After a 2 mth thing. He properly got me, gaslit me. Really want 2 share the last whatsapp conversation. Not sure. As insomnia kicks in & on pain relief drugs. Poor
@EveK1979
got 2 calls from me crying. Such a wonderful friend, we met on Twitter💜🧜♀️🌊🦋
Just reflected on the positives of my now Christmas alone with my sister (im london, she's Cornwall, trip now cancelled) 1) i can get up when i want. 2) watch what i want on tv 3) no cooking required 4) drink copious g&ts.
#Christmasinjuly
@LauraPAuthor
47..toilet selfie yesterday. I use Bobbi Brown extra repair moisture cream and eye cream. Jones road miracle balm. Bobby lippy. Vic Beckham kohl eye liner is the best.
All the water, and sleep is improving. X
All my sons Football academy training and games cancelled until 3rd April. Not good when you are 6 days away from the ex moving out and you needed that football time and space apart:-( Send me strength for this last weekend....
My book 'The Money Guide to Transform Your Life' was my biggest business achievement of 2020. I've got some signed copies ready to post out. You can order direct and pay securely from my website.
Are you worried about sending your children back to school next week (in England)? A man on BBC News just said 60% of parents are feeling anxious?! Feels high. I can't wait to get them back to a new normal. Being out of education is bad for learning, mental health, friend time...
Exciting news alert ⚠️ 📢
I will be on Good Morning Britain on Monday Morning. Talking Cost-of-Living Crisis. Offering my guidance. 🙏
Time TBC, Iwill definitely let you know🥂🧜♀️💜
Cant wait, the girls are on hand for earring advice. 😍
4kg of fat lost in 6 weeks 👏👏👏👏 BMI down by 1.3. Just ran a 5km in 31 mins 40s. Now so hot that I'm in the gym in a crop top. Never ever done this before🤣🤣
#FitnessMotivation
#fitnessjourney
How do I stop Trev climbing the tree???? 3 days in a row now? Getting him off is a dangerous game involving being bitten and scratched🙈🐈⬛🙄
#blackcatsoftwitter
Can finally confirm
@itvlondon
has invited me onto the panel of their Live Cost-of-Living News Special tomorrow, Thursday, at 6pm with host
@lucrezianews
. 🙌🙌 See you there London. What shall I wear??!! Red 💋 obvs.
My birthday is March 1977. I am the product of a hot steamy night during the
#heatwave
of 1976. My parents were in their 40s, I suspect I wasn't planned. Peoples be careful😉🤔
#Heatwave2022
I've always said as a self employed bod, Fridays are to be my day off. Today no exception except one teeny meeting and some invoice chasing. Lunchtime is gym, yoga, jacuzzi, cinema to watch West Side Story. 🥰💙❤ Cinema alone is one of my fav things to do
#singlelife
#nokids
Today is the day!! THE MONEY GUIDE TO TRANSFORM YOUR LIFE is published. The perfect book to help save money now and inspire financial freedom in the future. Part memoir, part money guide, a book that you won't want to put down. Please retweet 😍
@SMcPartland
@BorisJohnson
I live in your constituency, Knebworth. There is no WAY I want him back. He's a narcissist, misogynistic, Etonesq. He does not represent Stevenage or the UK. How many people have actually e-mailed you?
We need a general election so I can vote you out.
No, I will not talk at your investing event, sponsored by a fintech brand (aimed at women), FOR FREE. Please event organisers stop asking this, you need to pay for our time and expertise!
14 year ago I was in a unique bubble. Clutching a 5 hour old new born. First born. Just him & me, trying to breast feed him for hours with help from a midwive at Lister. Happy
#birth
day to me & to DJ. So incredibly proud of my rock. He got me through divorce & lockdown❤💜
Today marks the start of
@MuchMore_Less
& my
#statepensionchallenge
. Can we live off £179.60 for a week inc bills? Fear I've blown it by booking in a nails sess at 9:30, only just realised. Got a post coming later explaining the rules & assumptions
#ad
Collab with
@pensionbee
A life insurance policy is like a pact with death. You might as well invest those premiums. That way, you’re better off the longer you live, not the other way around
Twitter world who love a
#fitnessjourney
. This is 10kg of fat loss since July 19th. 12 weeks of health, self love, better food, gym = 10kg less fat. Loves it
#fatloss
. BMI now officially healthy, back in size 12 jeans. 💪🙌👏
Dropped into a mich star restaurant yesterday, for a solo lunch. They had a perfect table. I was so looked after, £55 for 3 courses, plus incredible before starter platter and after dinner petit four. Made me so happy
@MuranoLondon
@AngelaHartnett
Im free. Of covid. Hurrah. The last 7 days have felt sooooooo long. Isolation is REALLY bad for mental health and physical health, my km count has gone right down. Today I will write beautiful things, talk on
@BBCRadioLondon
about pocket money, walk miles & sort my remortgage🙌🙌
Around 15% of the UK workforce is self employed. No sick pay, benefits or paid holiday - and now no right to support from the government's "job retention scheme". PAYE workers could get 80% of wages, but self-employed get just £94 per week? Not fair. Not enough. RT if you agree!
2 requests from fintechs in last few days asking me to talk on virtual events for free. NO. And when I reply NO, they say other money experts are doing it for the 'exposure' If you other money exerts are reading this, you should be charging.
#valueyourself
#dontworkforfree
Theres alot of hate on my Twitter timeline today. And its mainly money feed stuff, journos vrs IFAs vrs bloggers. I dont like it. So here's isles of scilly today looking resplendent.
#eachtotheirown
#respecteachother
#bekind
Mrs Mummypenny ®️
.
Yes I have successfully applied for a trademark and Ive just had confirmation that I am now the registered owner of Mrs Mummypenny (plus Miss and Ms).🤗
.
The marks I have authority to use the…
Just need to put it out there. My friends are my world. A rant/cry on a voice note or a private group convo goes a long way. Not a great day today. Life stuff sucks.
I also cope by doing a spreadsheet to catch up with my accounts, pension contributions & things I can control.
It would make my day if you pre-order my book. My heart & soul has gone into this project over lockdown. Out on 1st Sept 2020. The Money Guide to Transform Your Life will guide you, make you laugh and possibly cry.
#author
#AuthorLife
#WritingCommunity