Matt, 47, UK ๐ฌ๐ง | ๐จโ๐ฉโ๐งโ๐ฆ 4 Children |๐ฐInvestor Since 2019 | ๐ธ My Adventure to Financial Freedom | $AAPL and $TSLA Owner & Investor | ๐ท PADI: ยฃ1,133.61
Get to know each other. About me:
British ๐ฌ๐ง
Live in South Yorks
Aged 47, fiancรฉe and 4 kids
Product Manager >8yrs
Net worth > ยฃ450k
Investing since 2019
Top holdings: $AAPL $TSLA $SBUX $O $LGEN.L
Dividend growth investor
Drive Tesla Model 3 LR
Lifelong F1 fan ๐
About you๐
Stocks to Buy & Hold Forever
$V Visa ๐ณ
$SBUX Starbucks โ๏ธ
$AAPL Apple๐ฑ
$CVX Chevron โฝ๏ธ
$GOOGL Google ๐
$O Realty Income ๐๏ธ
$NEE NextEra Energy๐ก
$JPM JP Morgan ๐ฆ
$PG Procter & Gamble๐งด
$RTX Raytheon ๐
$KO Coca-Cola๐ง
$MSFT Microsoft ๐ป
$ABBV Abbvie ๐
What would you add?
Stages of Dividend Investing
$0.05 - "it's not worth it bro"
$5 - "you're wasting your time"
$50 - "can't buy much with that"
$500 - "can you show me how?"
$5,000 - "you're so lucky"
$50,000 - "I wish I started when you did"
#divtwit
Investing need not be complicated:
Want S&P500 exposure?
Buy ๐บ๐ธ $VOO ๐ฌ๐ง $VUSA.L
Total World Market?
๐บ๐ธ $VWRL ๐ฌ๐ง $VWRD.L
Big Tech?
๐บ๐ธ $QQQ ๐ฌ๐ง $EQQQ.L
Dividends?
๐บ๐ธ $SCHD ๐ฌ๐ง $VHYL.L
European?
๐บ๐ธ $VYM ๐ฌ๐ง $EUE.L
REITs?
๐บ๐ธ $VNQ ๐ฌ๐ง $IUKP.L
Sometimes a simple ETF is all you need!
Are these the top dividend stocks in their industry?
๐ป Tech $AAPL
โ Coffee $SBUX
๐ Industrial $UPS
๐ฆ Bank $JPM
๐ Retail $TGT
โ๏ธ Telecom $VZ
๐๏ธ Real Estate $O
๐ฅค Food & Drink $PEP
๐ณ Finance $V
๐งด Consumer $PG
๐ Healthcare $ABBV
๐ข๏ธ Oil & Gas $XOM
What would you change?
๐ Dividend Kings ๐
Companies that have increased its dividend for 50+ consecutive years:
$ABBV Abbvie 51yr
$DOV Dover 67yr
$FUL HB Fuller 53yr
$GPC Genuine Parts 67yr
$KO Coca Cola 61yr
$LOW Lowes 60yr
$MO Altria 53yr
$PEP Pepsi 51yr
$TGT Target 54yr
What Kings do you own ๐
Started a position in $TXN Texas Instruments yesterday.
Had a TI-85 calculator at Uni in the 90โs ๐ค
- Founded in 1930
- $148.6B market cap
- Growing revenue & earnings
- 42% profit margins
- 17yr div growth
- 3.0% yield
- 17.2% 5yr CAGR
Do you own this semiconductor stock?
A few dividends incoming next week, all have pay date of 15th
$O Realty Income
$MAIN Main St Capital
$KO Coca-Cola
Do you have any of these or expect income from other stocks?
#DivTwit
#dividends
#income
My first year investing in 2020 made ยฃ103.72 in dividend income.
Last year I made ยฃ444.83.
Now Iโm on track to make over ยฃ750 in 2023.
And future projected dividend income is on target to smash ยฃ1,000 annual for 2024.
Dividend investing is eye opening! ๐
#DivTwit
#income
Dividend stocks that dominate your home:
$UL / $ULVR.L Unilever
$PG Procter & Gamble
$CL Colgate
$PEP PepsiCo
$KO Coca-Cola
$JNJ Johnson & Johnson
$K Kelloggโs
$NSRGY Nestlรฉ
$MDLZ Mondelฤz
$KHC Kraft-Heinz
$GIS General Mills
$CHD Church & Dwight
Which do you own?
Sharing my top 5 holdings with you.
1. $AAPL Apple
2. $TSLA Tesla
3. $GOOG Alphabet/Google
4. $ABBV Abbvie
5. $SBUX Starbucks
Iโve shown you mine, you show me yours ๐
#fintwit
#investments
#portfolio
#StocksToBuy
Letโs get to know each other. About me:
British ๐ฌ๐ง
Live in South Yorks
Aged 47, fiancรฉe and 4 kids
Product Manager >7yrs
Net worth > ยฃ400k
Investing since 2019
Top holdings: $AAPL $ABBV $SBUX $LGEN.L $O
Dividend growth investor
Lifelong F1 fan ๐
Drop facts about yourself ๐
Apologies for being quiet today on Twitter, Iโve been preparing for a job interview tomorrow morningโฆbit nervous if Iโm honest ๐
Was made redundant from my previous company, after 26 years!!
Looking forward to the new challenges and opportunities, onwards and upwards โ๏ธ
Busy week for dividend income coming up ๐ค
Stock and pay date below, normal hit my account the day after:
$TXN 14th Feb
$ABBV 15th Feb
$MAIN 15th Feb
$O 15th Feb
$AAPL 16th Feb
Whatโs paying you next week?
#divtwit
#passiveincome
Added 1 share of $ABBV today, thankful I bought early as market gone fairly green now!
PADI -> ยฃ727.69
Abbvie is my second largest holding, at 10.3% of the portfolio.
Do you have $ABBV and how big is it in your portfolio?
ISA Portfolio Summary for August:
โข Portfolio at ยฃ22,748.69
โข Hold 24 stocks
โข Contributed ยฃ400
โข YTD returns +3.8%
โข Returns since inception +23.5%
โข ยฃ103.72 dividend income
โข ยฃ606.12 in dividends YTD
โข PADI ยฃ1067.55
โข Portfolio yield 4.7%
How was your August?
How does everyone feel about investing in SIN stocks?
Examples of sin stocks:
๐ฌ Tobacco $MO, $BAT $BTI, $PM
๐ป Alcohol $DGE, $BUD, $STZ
๐ฐ Gambling $WYNN, $LVS, $CZR
๐ Adult Entertainment $PLBY, $RICK
๐ก๏ธ Weapons $WBI, $LMT, $RTX
Do you hold any sin stocks?
What stocks are high on your shopping list for 2023?
Iโll go first:
$SBUX Starbucks
$ABBV Abbvie
$TROW T Rowe Price
$TSLA Tesla
$JPM JP Morgan
$AAPL Apple
$O Realty Income
$KO Coca-Cola
$MO Altria
$ENB Enbridge
And yours? ๐
You're about to start building a dividend growth portfolio for the first time.
Which 3 stocks do you start with?
Iโll go first (5 yr div growth rate):
$SBUX Starbucks โ๏ธ 13.7%
$ABBV Abbvie ๐ 16.9%
$JPM JP Morgan ๐ฆ 13.5%
Over to you๐
#DivTwit
#dividendgrowth
#dividends
Itโs here, my biggest ever dividend to date!!
ยฃ79.40 from $LGEN.L for 570 shares held ex dividend day.
Currently holding 610 shares and this income could drip another 33 shares ๐
Did you get paid today?
#divtwit
One last buy for 2022, had to be another share of everyoneโs favourite monthly dividend paying REIT $O Realty Income!
Now up to 20 shares and will continue to build. First target is 50 shares ๐ฏ
Is $O in your portfolio?
What was your last buy of 2022?
December is done, so totalled up all the dividends received from $ABR, $ENB, $KO, $MAIN, $O, $PBR and $TROW
A nice ยฃ44.93 ๐ท
Final 2022 dividend income was ยฃ444.83 ๐ฐ
January Iโm expecting around ยฃ40-ยฃ45, depending on USD/GBP rate!
๐งฑ by ๐งฑ
#DivTwit
What is your favourite dividend growth stock, one which you actually own?
Iโve got a few $SBUX, $AAPL, $ENB, $CM, $JPM, $O, $TROW
However my favourite is probably $ABBV
#DivTwit
Bought 1 share of $SBUX today at $83.02
Takes my position to 13 shares, dripping me a free coffee every quarter!
Thatโs if I didnโt reinvest my dividends ๐
Have you made any moves today?
Added another $MO today, building this dividend beast to a sizeable position.
Currently 27 shares, target 50 shares then let be and focus on building other holdings.
PADI -> ยฃ740.96
Do you own $MO and how big a position is it in your portfolio?
Added another share of $ENB today, upto 30 shares now.
Enbridge goes exdiv next week and it reports earnings on Friday.
Do you hold $ENB?
Did you buy today?
#oilandgas
#divtwit
No buys today although I did buy some $EPD and $CM yesterday.
Also started a new position in $MDT Medtronic. Medical device company with market cap of $101B
3.2% yield, 49% payout ratio, 14 years of dividend growth, 5 yr div growth rate of 8.04% ๐คฉ
Are you a $MDT investor?
Another month passes by and my monthly dividends arrive on time again ๐
ยฃ5.15 from $O for 31 shares held ex-div
ยฃ5.23 from $MAIN for 34 shares
Love seeing these payments increase every month too, snowball effect!
Did you get paid today?
Who else loves seeing the queue of incoming dividends ๐คฉ
Happy weekend, beautiful sunny weather here in South Yorks, England, enjoy the spring sunshine ๐ด๓ ง๓ ข๓ ฅ๓ ฎ๓ ง๓ ฟ โ๏ธ
Monthly dividend payments due tomorrow, from $O and $MAIN
Love building these up, seeing the monthly income from each creeping up every time!
Which monthly payers do you own?
Today I added to $MO and $MAIN
$MO Iโm in for dividend income, simple. No emotions, when I see better opportunity I will move on. Itโs beating the S&P500 YTD too
$MAIN is a longterm hold, Iโm still accumulating and have 23 shares
What you buying?
#divtwit
#fintwit
#dividends
Benefits of Reinvesting Dividends:
- Buy additional shares.
- Dollar cost averaging.
- Funds put to work immediately.
- More income next dividend.
- No additional costs or effort.
- Compound interest begins to snowball.
- Wealth accumulates.
Reinvest your dividends! ๐
Did some shopping last couple of days:
๐ฌ๐ง UK
$UKW.L Greencoat UK Wind
$NESF.L NextEnergy Solar Fund
๐บ๐ธ USA
$TXN Texas Instruments
$ABR Arbor Realty Trust
$O Realty Income
$KO Coca-Cola
$MO Altria
PADI -> ยฃ773.69
What you added this week?
A few dividends landed in the ISA yesterday:
ยฃ5.54 from $MAIN (36 shares)
ยฃ16.84 from $ABBV (17 shares)
ยฃ5.47 from $O (32 shares)
Have you been paid this week?
My monthlies have arrived today, keeping that snow ball rolling โ๏ธ
Just over a fiver each from $O and $MAIN, with another special due from $MAIN at end of June ๐
Who paid you this week?
ISA Portfolio Summary for October:
โข Portfolio at ยฃ22,246.69
โข Hold 24 stocks
โข Contributed ยฃ600
โข YTD returns -5.1%
โข Returns since inception +13.4%
โข ยฃ80.00 dividend income
โข ยฃ785.93 in dividends YTD
โข PADI ยฃ1,119.99
โข Portfolio yield 4.63%
Very ugly! How was yours?
"You get recessions, you have stock market declines. If you donโt understand thatโs going to happen, then youโre not ready, you wonโt do well in the markets."
- PETER LYNCH
Only a few buys this week, too green for more:
๐บ๐ธ US / ๐จ๐ฆ Canada
$VICI 1 share (23 total)
๐ฌ๐ง UK
$ITV.L 25 (650)
$AAF.L 20 (340)
$LGEN.L 10 (660)
$IGG.L 3 (25)
PADI -> ยฃ1,048.44
Sold my $FVRR position for a quick 10% gain, small swing trade.
What you bought this week?
Triple pay day today, love seeing these notifications:
ยฃ3.50 from $O (20 shares)
ยฃ14.62 from $ABBV (14 shares)
ยฃ4.76 from $MAIN (30 shares)
Total income today ยฃ22.88
Reinvested in another share of $O
#divtwit
MY 2023 FINANCIAL GOALS
โข Portfolio value > ยฃ20,000
โข New money invested > ยฃ5,000
โข Receive ยฃ750 in dividends
โข PADI > ยฃ1,000
โข Invest ยฃ50/mth in childrenโs portfolios
โข Find a new job or start own business
What are your 2023 goals? ๐
Legal & General great earnings report today:
- 12% YoY net profit growth
- asset management division declined 19%
- retail retirement and insurance business rose 33%
- life insurance business in US return to profit
- EPS growth of 12%
- Dividend raised 5%
Do you own $LGEN.L?
Triple pay day today, love it!!
$KO ยฃ2.46 for 8 shares
$O ยฃ2.77 for 16 shares
$MAIN ยฃ3.83 for 25 shares
Already own more shares than the previous ex div date for all these stocks, next pay day will be bigger!!
Building ๐งฑ by ๐งฑ
#DivTwit
Triple pay day, love watching these get bigger and bigger ๐
$O ยฃ3.29 (19 shares)
$MDT ยฃ2.51 (6 shares)
$MAIN ยฃ4.71 (30 shares)
Adding to these positions regularly, snowball building โ๏ธ
What
#income
you get today
#DivTwit
community?
Just noticed we passed 1,500
#followers
today, thank you!! ๐คฉ
Really special to meet and engage with you all, love the
#DivTwit
community.
Stay positive in this bear market and keep building your future freedom ๐งฑ
Hit 1,000 followers just now, honoured and blessed to share this great community with you all!
Some awesome people on here, sharing positivity and motivation, plus investing experience.
Glad to share my investing adventure with you all. Thank you ๐๐ผ
#fintwit
#DivTwit
Started a new position in $O today with 5 shares. At $66, itโs at the lower end of its price of the TTM.
Also bought some more $PBR, expecting dividend from them early next week, dripping this in ๐ง
What have you bought today?
#fintwit
#divtwit
#realtyincome
End of week buys, added some $MO, $TROW and $EPD
$TROW goes ex div and Iโm DCA into this position.
$MO goes ex div on 23rd, building my holding one share at a time.
$EPD looks decent value, arguably one of the safest high-yield dividend stocks.
What did you buy this week?
Looking forward to May, should be one of my bigger months for passive incomeโฆ
$MO 1st (ยฃ18.50)
$CM ? (Apr outstanding)
$JPM 2nd?
$TD 2nd?
$BATS.L 3rd
$AAPL 12th
$ABBV 15th
$MAIN 15th
$O 15th
$SBUX 26th
$UKW.L 26th
$ABR 31st
What dividends you expecting?
#dividendchasers
Triple payout day ๐คฉ
Dividends received fromโฆ
$ABBV ยฃ13.12 (13 shares)
$MAIN ยฃ3.47 (22 shares)
$O ยฃ2.66 (15 shares)
Did you get any dividends from these?
#divtwit
#dividends
#investing
Added another $O share today, upto 16 shares now.
Love building up this monthly payer. DCA is a great strategy to accumulate over time.
Any buys from you guys?
#divtwit
#realtyincome
#reit
Added to some stocks so far this week:
1 share $SBUX (19 total)
20 shares $NESF.L (330)
20 shares $FORT (290)
Takes my PADI to ยฃ1,001.49
First time we broke ยฃ1,000 projected annual dividend income, which was my target for 2023!! ๐คฉ
New target ยฃ1,200, can we do it?
#divtwit
After 3 interviews including 2 via Teams and 1 on-site, I have been offered the job ๐ฅณ
I will be starting on Monday, canโt wait to get back out there and add value to my new company. They have some great ideas which Iโm excited to lead as Product Manager.
Onwards and upwards ๐ค
๐ฌ๐ง Looking to add 1 or 2 UK dividend (growth) stocks to the portfolio.
Currently building positions in:
$BATS.L British American Tobacco
$UKW.L Greencoat UK Wind
$LGEN.L Legal & General
$BBOX.L Tritax Big Box REIT
Which UK stocks are your favourite?
#DivTwit
#ukstocks
Another month and my monthly dividends keep on coming ๐
ยฃ6.29 from $O for 36 shares held ex-div
ยฃ5.82 from $MAIN for 37 shares
Love seeing these payments increase every month too, snowball effect!
Did you get paid today?
#divtwit
First dividends of the week arrived, and on a bank holiday ๐
ยฃ11.39 from 520 shares of $UKW.L Greencoat U.K. Wind
ยฃ6.19 from 17 shares of $SBUX Starbucks, can afford a drink a quarter now ๐ง
Hope youโre enjoying the spring bank holiday (U.K.) and Memorial Day (US) โ๏ธ
The compounding effect of longterm investing is very small in first 5-10 years.
You really need to hold and keep investing little by little (weekly/ monthly) and reinvesting dividends to see the real compounding.
Remember hardest part of investing is being patient!
What's your end-of-year dividend income goal? ๐ฏ
Mine is ยฃ750 income in 2023, with future projected dividend income (PADI) of ยฃ1,200.
It doesn't matter if yours is $3/ยฃ3 or $300,000/ยฃ300,000, post yours below!
Let's celebrate new and experienced investors ๐ฅณ
#divtwit
A few dividends incoming this weekโฆ
$MPW 13th Oct
$O 14th Oct
$MAIN 14th Oct
Will all be reinvested as always ๐ง
Which
#dividends
are you expecting this week?
Key Metrics When Researching Dividend Stocks
โข Payout Ratio (Earnings & FCF)
โข AFFO Payout Ratio (for REITs)
โข Dividend Yield
โข Return on Capital
โข Earnings per Share
โข Dividend Growth Rate
โข Long History of Payouts
โข Debt and Debt Growth
What do you look for?
#DivTwit
Did a little buying today:
๐ฌ๐ง UK
1 shares $BATS.L British American Tobacco
๐บ๐ธ US
2 shares $MO Altria
1 share $KO Coca-Cola
PADI -> ยฃ725.82
Did you make any buys today?
Happy $LGEN.L dividend day!!
Whereโs all my fellow Legal & General investors?
Share with us your dividends, large or small, it doesnโt matter as we all are on different journeys to a similar destination ๐
$MAIN special arrived today, love being paid 16 times a year for doing nothing!
Yes itโs only a few quid a month, but not long ago it was zero.
Next year these dividends will be larger, and in 10 years theyโll help support my retirement๐ฐ
And $TROW dividend lands tomorrow ๐
Well $GOOG hit my buy trigger of $85, so I added another share today.
Increased my position to 21 shares, and will look to add more as a DCA.
What did you buy today?
#FAANG
#google
#StocksToBuy
Added a share of $TROW and a share of $KO today.
Now holding 11 shares of each, and will continue to build over time.
PADI -> ยฃ683.71
Are you holding either of these?
What buys did you make today?
WHY PEOPLE LOSE MONEY INVESTING
๐ง Lack of Research
๐ฐ Too Much Speculating
๐ Listening to Others
โฑ๏ธ Trying to Time the Market
๐งบ Not Diversifying
๐ญ No Control of Emotions
๐ฅด Complicating Your Investing
๐ค Ignoring the Fundamentals
What would you add?
#fintwit
#invest
#money
ยฃ100 weekly deposit went in today.
When I started investing in 2019, I deposited ยฃ50 a month.
Currently my typical monthly income from dividends is around ยฃ50 a month, so Iโm effectively getting my original deposits for free ๐ค
Power of investing!
#fintwit
#investors
Added another $KO share today, slowly building up this position.
Now upto 7 shares, hoping it drops below $50 soon!
Do you prefer $KO Coca-Cola or $PEP PepsiCo stock?