Nikhil Kumar @nikhilkumarks Twitter profile

Last Seen Profiles

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@hzly192

Nikhil Kumar

@nikhilkumarks

3 years

10000% - If I wasn't in Bangalore, I would have probably never grown exponentially as a person!

Kunal Shah

@kunalb11

3 years

Young folks in India are happy working from their native home & saving cost of rent and getting home food. This is a fantastic short term benefit but the cost of this is very high. Learning being around smarter folks & absorption by osmosis and overhearing has reduced to zero.

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Nikhil Kumar

@nikhilkumarks

3 years

#PSA The moment we've all been waiting for is here 🙌 India's account aggregator framework is live with a small set of beta users 🎉 This is such a big milestone and will create an orbit shift for the India fintech ecosystem just like what UPI did to payments. 1/n

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Nikhil Kumar

@nikhilkumarks

2 years

Good time to talk about digital public goods in India and what ONDC is all about: ONDC stands for Open Network for Digital Commerce. It is a special purpose vehicle (SPV) setup as a not for profit company. The ownership structure is similar to NPCI 1/n

Paras Chopra

@paraschopra

2 years

Just read about ONDC in India. Seems like as big a deal as UPI. Building open protocols for e-commerce is an insanely good public good! Is it the first of its kind in the world? Well done @cimgoi and @ONDC_Official

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Nikhil Kumar

@nikhilkumarks

3 years

Look amma, we made it to @Google 's earnings call with @sundarpichai 🤸

Mugdha Variyar

@Mugdha_Variyar

3 years

Google also talked about partnership with @Setu_API to allow users to open fixed deposit accounts directly from Google Pay. @nikhilkumarks @sahilkini

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Nikhil Kumar

@nikhilkumarks

4 years

This happened folks.

TechCrunch

@TechCrunch

4 years

Setu raises $15M to help developers connect with banks to offer Indians ‘sachet-sized’ financial products by @refsrc

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Nikhil Kumar

@nikhilkumarks

2 years

Finally here it is: RBI allows credit cards on UPI 🕺

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Nikhil Kumar

@nikhilkumarks

4 years

Mr. & Mrs. ❤️

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Nikhil Kumar

@nikhilkumarks

1 year

If any of you want to test or see what APIs for BBPS, UPI, PAN, GST, Bank Verification, Digilocker, eSign, Account Aggregator looks like, go to right away. Test without writing a single line of code! @Setu_API @amrishrau

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Nikhil Kumar

@nikhilkumarks

3 years

Hi folks, looking to connect with volunteer teams who are building tools to solve real time information about beds/oxygen cylinders/plasma et al. Want to explore if we can consolidate efforts all in one place. Can you please tag them here or share details or RT.

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Nikhil Kumar

@nikhilkumarks

4 years

I just published: Setu Series A Announcement

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Nikhil Kumar

@nikhilkumarks

4 years

Got a call from RBI Governor today suddenly out of the blue.

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Nikhil Kumar

@nikhilkumarks

5 years

This happened just before I turned 30 😉 Thank you @forbes_india

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Nikhil Kumar

@nikhilkumarks

5 years

After battling cancer bravely for the last 7 months, Amma left us all to be in a better place last Friday. She was the spirit behind all of us - taught us how to be good, dream, live, give, aspire. Everything we are today is because of her!

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Nikhil Kumar

@nikhilkumarks

4 months

Omg Meta just casually dropped it's AI powered by Llama on WhatsApp 😳🤯

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Nikhil Kumar

@nikhilkumarks

3 months

RCB won. Ate a masala dose in the morning. Raining on a Sunday afternoon. This is what is @peakbengaluru . Life's good.

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Nikhil Kumar

@nikhilkumarks

2 years

Just realised this is what Bangalore tech scene is all about rn

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Nikhil Kumar

@nikhilkumarks

11 months

Super excited for the launch of this new device. The amount of innovation happening in hardware on top of UPI is just phenomenal 😍

Amrish Rau

@amrishrau

11 months

Indian merchants are aspirational. They want this, plus that. UPI QR spread quickly thru our country. Merchants wanted one device for UPI transaction confirmation and a separate POS to accept Cards. And both at super low prices

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Nikhil Kumar

@nikhilkumarks

5 years

Here's what I am upto next with @sahilkini 🕺 Super excited about working with @bsomaia @kumarharsha2212 @agarwalsaras @snjyjn . Once again thank you for your conviction in us. @LightspeedIndia @BharatInclusion

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Nikhil Kumar

@nikhilkumarks

1 year

I have never seen a more delightful ad than this. Well done @Swiggy

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Nikhil Kumar

@nikhilkumarks

7 years

This day, exactly an year ago PM @narendramodi launched @NPCI_BHIM at Kalkatora Stadium, Delhi under the leadership of @amitabhk87 ! Its been a phenomenal year for India's Digital Payments movement since then. 1/n

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Nikhil Kumar

@nikhilkumarks

3 years

Invested in seconds. Super stuff from the team @kunalb11 🙌🚀

Kunal Shah

@kunalb11

3 years

Excited to announce CRED mint. Our first community product built on trust. You can now earn up-to 9% interest, while investing in other trustworthy CRED members.

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Nikhil Kumar

@nikhilkumarks

4 years

Nice, clean and smooth. Jio UPI is here. Welcome!

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Nikhil Kumar

@nikhilkumarks

2 years

Hit a new milestone in life

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Nikhil Kumar

@nikhilkumarks

5 years

Announcing D91 Labs - an open source initiative to bring designers, engineers, product managers together to design better for India. Read more about what we're doing and why we're doing this!

What is D91 labs?

Open source design community for fintech

medium.com

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Nikhil Kumar

@nikhilkumarks

10 months

Super happy to announce our @Setu_API partnership with @ICICIBank to launch a next generation PFM module built on the power of Account Aggregator. We are just getting started to build the most powerful AA platform in the country 🚀 Super proud of the

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Nikhil Kumar

@nikhilkumarks

5 years

My fav entrepreneur, mentor and leader - Bharat Goenka , Founder of Tally gets a Padma Shri. Whatte moment for India's software product industry!

Nikhil Kumar

@nikhilkumarks

8 years

Tally's reach and the depth of product is a lesson for a lot of B2B companies building for SMBs in India. 1/n

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Nikhil Kumar

@nikhilkumarks

2 years

Super excited and stoked to share our subsidiary - Agya Technologies has received an in-principle license for Account Aggregator. We have been waiting sooooo long for this 🙌 1/n

Chandra R. Srikanth

@chandrarsrikant

2 years

🚨Pine Labs-owned Setu gets RBI's in-principal approval to operate as account aggregator @PriyankaIyer and I ✍

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Nikhil Kumar

@nikhilkumarks

5 years

Historic moment. India's central bank published API standards for financial institutions to share and empower users with their data. 🚀

India Stack

@India_Stack

5 years

Reserve Bank of India ( @RBI ) publishes technical specifications for all participants of the #AccountAggregator (AA) ecosystem Here's the official notification: @sahamati @IndiaDice @Product_Nation

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Nikhil Kumar

@nikhilkumarks

5 years

Wow. Just got an Amazon Prime now order delivered by an auto driver at this time. Accepted UPI. Apparently lots of auto drivers now deliver. Just amazed about their utilisation, even though it sounds obvious. Mind blowing. @karthikiyerks

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Nikhil Kumar

@nikhilkumarks

2 years

Life update: @Setu_API is now part of the @PineLabs group. We are extremely grateful to everyone who has helped us build the company. We couldn't be here without the love and support of the ecosystem. 1/n

Amrish Rau

@amrishrau

2 years

Today, we announced the acquisition of Setu, a company that has been consistently raising the bar on innovation in the world of payments and financial services. Fintech today is everywhere, and every company wants to be a fintech company

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Nikhil Kumar

@nikhilkumarks

4 years

Sending a lot of strength to fintech founders and teams who are working tirelessly to migrate their accounts/ infra from Yes Bank. This storm too shall pass. Godspeed!

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Nikhil Kumar

@nikhilkumarks

11 months

The Financial Revolution You Didn't Know You Needed: Account Aggregator You may have caught Amitabh Bachchan discussing Account Aggregator (AA) on Kaun Banega Crorepati recently. It wasn't just talk; it is a financial revolution in the making. The Problem: Meet Priya, an

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Nikhil Kumar

@nikhilkumarks

2 years

At times, we take so many things for granted. Fintech infrastructure in India is one such. As an ecosystem, we should be grateful to our banking fraternity for being so forward-looking and doing what is right for the citizen.

Chandra R. Srikanth

@chandrarsrikant

2 years

🚨 Watershed moment for Indian fintech Account Aggregator ecosystem gets a boost as all PSU banks go live, bringing over 1 billion accounts on the AA framework. @sahamati @patwardhannn ✍

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Nikhil Kumar

@nikhilkumarks

5 years

Someone should build tinder for engineers & founders in Bangalore 🙅‍♂️

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Nikhil Kumar

@nikhilkumarks

3 months

A lot of people keep asking, what are you upto nowadays? Nothing much, just putting heads down and building with the amazing team @Setu_API to further our mission. Super proud to present to you Sesame built with love with @SarvamAI 🚀 Just launched at amazing event put

Amrish Rau

@amrishrau

3 months

Thrilled to unveil Sesame by @Setu_API in collaboration with Sarvam 🚀 India's 1st domain-specific LLM for financial services. It’s set to redefine banking—offering personalized advice, multilingual onboarding, and AI-driven insights. A new era of inclusive finance begins today!

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Nikhil Kumar

@nikhilkumarks

2 years

Exactly 6 years ago, UPI went live. It's just amazing how far we've come 🚀 @NandanNilekani @dilipasbe @pramodkvarma @snjyjn @sharads @India_Stack

Nikhil Kumar

@nikhilkumarks

8 years

UPI goes live, banks introduce payment apps on Google Play Store

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Nikhil Kumar

@nikhilkumarks

3 years

Ooru today.

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Nikhil Kumar

@nikhilkumarks

5 years

Many of Khata/Ledger apps have been reporting the value of transactions recorded on their apps. Ideally, one shouldn't have a god view of transactions of their customers especially if you're a SaaS company.

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Nikhil Kumar

@nikhilkumarks

2 years

Here fixed it 😉

Amrish Rau

@amrishrau

2 years

Promised Land

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Nikhil Kumar

@nikhilkumarks

3 years

Super grateful to folks at @actgrants , we were able to get our entire team and dependents at @Setu_API vaccinated in Bangalore! 🙏

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Nikhil Kumar

@nikhilkumarks

11 months

Setu AA Insights — UPI Data Unlocks New Frontiers in 'Credit on UPI' As UPI transactions account for 80% of all activities on a bank statement today, understanding this data becomes essential for credit underwriting. Setu's Account Aggregator (AA) insights offer a specialized

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Nikhil Kumar

@nikhilkumarks

11 months

More firepower to UPI. Credit on UPI story takes a new turn without the need of issuing Rupay card.

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Nikhil Kumar

@nikhilkumarks

1 year

Ha! India built UPI (Unified payments interface) inspired by SMTP almost 8 years ago. @pramodkvarma has used this example soooo many times. Here's a primer on how UPI works:

David Marcus

@davidmarcus

1 year

Imagine if you couldn’t send an email between Gmail and Yahoo! mail. This is the sad reality of payments in 2023. There is no SMTP for money. Lightning solves this and will bring interoperability between wallets, exchanges, and financial institutions. It’ll change everything.

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Nikhil Kumar

@nikhilkumarks

8 years

Hey hey hey. Bangalores most Fav tea stall - Sharon accepting digital payments on #UPI via @NPCI_BHIM 😎 🕺

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Nikhil Kumar

@nikhilkumarks

5 months

From running as a kid to pay BESCOM bills nearby home to powering BESCOM bill payments via @Setu_API , life has come a full circle.

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Nikhil Kumar

@nikhilkumarks

2 years

Had a ball of a time talking at @GitHubIndia today! Most of us see how UPI works at the application level but not really know what happens behind the scenes. I have tried to break this down into few simple steps. Here's the link to the talk: 1/n

Day 2 | GitHub for Developers | Constellation India 2022

The fun continues! Day 2 of #GitHubConstellation India 2022 is filled with live and interactive workshops, keynote sessions and candid conversations. Visit g...

www.youtube.com

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Nikhil Kumar

@nikhilkumarks

5 years

In other news, 3 years ago today @NPCI_BHIM was launched by @narendramodi ! What followed has been nothing but fascinating. 🕺🤟

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Nikhil Kumar

@nikhilkumarks

3 years

We are super excited to have @irfn join our leadership team and help us scale to the next orbit! 🚀 @sahilkini @PositiveGamma @vinaykesari @bsomaia @kumarharsha2212 @snjyjn @UtsavMitra @lightspeedvp @bharat_fund #falconedgecapital

Setu appoints Gojek veteran Irfan Shah as CTO

Irfan Shah joined the tech leadership role in Bangalore on 14th June, 2021.

medium.com

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Nikhil Kumar

@nikhilkumarks

1 year

Cut them some slack folks. We all make mistakes. Forgiveness is the highest, most beautiful form of love. Keep building @foldmoney_

Fold

@foldmoney_

1 year

Folks, we can put the matter to rest now. Some of our previous tweets were in a very bad taste, things could've been handled in a way more better/wittier way, which was intended, but came out as rude, we're sorry - there's only a human behind this account afterall.

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Nikhil Kumar

@nikhilkumarks

4 years

It's a defining moment for India Fintech. How we behave now - pull each other up or down will truly show who we we are as a community. I request all founders to restrain from any kind of guerilla marketing at this point!

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Nikhil Kumar

@nikhilkumarks

6 years

@Swamy39 Sir, as proof why don't you ask them to download yours and show it to you?

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Nikhil Kumar

@nikhilkumarks

2 years

The account aggregator framework gets a booster shot. SEBI allows all entities under them to become part of AA 🚀🚀🚀

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Nikhil Kumar

@nikhilkumarks

6 years

Personal Update: “Of moments, decisions and butterfly effects.”

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Nikhil Kumar

@nikhilkumarks

1 year

Suddenly everybody has woken up on the AI madness. The kind of research community that's available in the US and the amount of research money spent in the last ten years by FAANG/OpenAI is some other level. We have already lost the plot.

Gaurav Munjal

@gauravmunjal

1 year

We didn’t build a global Social Network or an Operating System or a Browser or Cloud Infra. Yet we are so offended by @sama ’s statement. I would love nothing more than Global Products and Companies being built out of India. But we have to also accept the reality. Founders and

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Nikhil Kumar

@nikhilkumarks

4 years

I mean, it happened. 🤷🏻‍♂️

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Nikhil Kumar

@nikhilkumarks

1 year

Alright let's do this 🙈. Never shared this online before. We celebrate annual days at @Setu_API with a live music gig and once upon a time I got to do this with the amazing peeps at @lagorimusic

Nithin Kamath

@Nithin0dha

1 year

People at @zerodhaonline were sharing videos on the internal forum on World Music Day. Some asked me to share my amateur attempt 😬 I had shared a video to highlight the importance of having some hobbies outside work. My video was a tribute to my favorite singers, such as Latha

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Nikhil Kumar

@nikhilkumarks

8 years

I just published “How can we use UPI to transfer money between bank accounts in India easily” @India_stack

How can we use UPI to transfer money between bank accounts in India easily

UPI (Unified Payments Interface) is a new way to transfer money between bank accounts in India. It is built on top of the existing IMPS…

medium.com

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Nikhil Kumar

@nikhilkumarks

1 month

The thing is building is 1000X harder from just being an observer. A founder is always, by design, faking it to make it. Because somebody has to dare to dream. There's no one who can accurately paint a picture on what's going on at a high growth startup. There are always 1/n

Gaurav Munjal

@gauravmunjal

1 month

There is a lot being said about Unacademy currently. To set the record straight, Unacademy will have its best year in terms of growth and profitability. We also have many years of runway. We are building Unacademy for the long run. Ignore the rumours.

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Nikhil Kumar

@nikhilkumarks

5 years

India numbers - Paytm/PhonePe/GooglePay have more users than the sum of all of them 👀

Jon Erlichman

@JonErlichman

5 years

Most used mobile payment apps in U.S. Starbucks app: 25.7 million users Apple Pay: 24.0 million users Google Pay: 12.4 million users Samsung Pay: 11.0 million users Source: eMarketer

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Nikhil Kumar

@nikhilkumarks

6 years

#Breaking @NITIAayog publishes the vision document for a National Health Stack to solve India's healthcare challenges. Amazing to see NITI continue to architect and orchestrate such transformational changes. @amitabhk87 @PMOIndia @NandanNilekani

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Nikhil Kumar

@nikhilkumarks

3 years

Meanwhile, Indian fam expectations: cc @satyanadella

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Nikhil Kumar

@nikhilkumarks

5 years

Dark mode is overrated. Honestly.

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Nikhil Kumar

@nikhilkumarks

7 years

Proud to be kicking off this historic Hackathon today! Kudos to @VasundharaBJP for leading the way for other states! @RajITday #DecodingRaj

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Nikhil Kumar

@nikhilkumarks

2 years

This is the beginning of innovation on Account Aggregator. One of the biggest problems we face as consumers is our ability to view and manage all our financial accounts in one place. So simple, yet to so hard. 1/n

Ira Dugal

@dugalira

2 years

Ah, finally, a useful innovation from the Fintech world! (Kidding! Don’t troll) Good use of the account aggregator framework too.

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Nikhil Kumar

@nikhilkumarks

4 years

Bangalore, right now.

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Nikhil Kumar

@nikhilkumarks

3 years

So why is it a big deal? There's a global movement around data to put end users in control of it. India's framework introduces the idea of a "consent manager" which is way ahead of other open banking initiatives. Yes, we are indeed pioneers when it comes to fintech. 3/n

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Nikhil Kumar

@nikhilkumarks

4 years

Super excited to welcome @PositiveGamma to join our mission at Setu. We onboarded him remotely today, inspite of the lockdown, because that's how much we like him! 😝🤟🚀 Let's do the jolly sirs! 🕺 @PositiveGamma @sahilkini

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Nikhil Kumar

@nikhilkumarks

2 years

This is such a big milestone. Finally, we will be able to link and manage all our financial accounts in one place including Mutual Funds, Brokerage etc. India's Open Banking framework of Account Aggregators has a new booster shot now 🚀

Kamya Chandra

@kamyachandra

2 years

Dear India, @madhabibuch Chairperson of SEBI just announced SEBI entities will join #AccountAggregator at their Ideathon. Here comes truly cross sectoral Open Banking!✨ @FinMinIndia @nsitharaman @RBI @NandanNilekani @pramodkvarma @sahamati @imsiddshetty @Product_nation @sharads

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Nikhil Kumar

@nikhilkumarks

5 years

🙌

ET NOW

@ETNOWlive

5 years

#ComingUp | @NandanNilekani locked up these 2 entrepreneurs in a room & told them to figure what they would start together. That’s the genesis of Setu in which Lightspeed has invested. Catch a special interview today at 6 PM on #StartUpCentral #RWIPrimeTime @NayantaraRai

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Nikhil Kumar

@nikhilkumarks

6 years

Nothing that has been published about @rssharma3 is because of Aadhaar. Most of it all publicly available information and some desperate actions on it. In fact, it only goes on to show that mobile number is far far far more dangerous than anything else.

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Nikhil Kumar

@nikhilkumarks

4 years

Bangalore skies right now.

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Nikhil Kumar

@nikhilkumarks

4 years

Super excited to launch our community forum for fintech:

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Nikhil Kumar

@nikhilkumarks

3 years

Tomorrow is a big day for the AA ecosystem. Read our series - Free your data to know everything about AA and much more: Oh, also we have a new home for our content:

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Nikhil Kumar

@nikhilkumarks

5 years

This is factually incorrect because- 1. Plaid is data rails, UPI is payment rails. 2. Plaid does screen scrapping, UPI is a protocol. The list goes on......

Amrish Rau

@amrishrau

5 years

UPI is the Plaid of India

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Nikhil Kumar

@nikhilkumarks

4 years

We're hiring across functions at Setu as we gear up for our next phase of growth. 🚀 If you're interested to do something different in fintech in India, look up our open positions:

Setu — Fintech infrastructure for India

API infrastructure to help you reimagine financial products for the next billion users.

setu.co

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Nikhil Kumar

@nikhilkumarks

5 years

Contrarion view: India is not ready for "neo-banking" yet. 🤷🏻‍♂️

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Nikhil Kumar

@nikhilkumarks

5 months

Great news for Paytm. The underlying magic here is the architecture of UPI. The addressing system is designed so well that @paytm by redirecting at the switch level will continue to work as is without impacting a single customer. @pramodkvarma

Paytm

@Paytm

5 months

Now, officially your Paytm UPI will work! We have received approval from @NPCI_NPCI to participate in UPI as a Third-Party Application Provider (TPAP) under multi-bank model Read here:

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Nikhil Kumar

@nikhilkumarks

3 years

Today is a super exciting day for us at @Setu_API ! We are launching our developer sandbox for AA at 5PM. You can sign up here to join: 1/n

Nikhil Kumar

@nikhilkumarks

3 years

#PSA The moment we've all been waiting for is here 🙌 India's account aggregator framework is live with a small set of beta users 🎉 This is such a big milestone and will create an orbit shift for the India fintech ecosystem just like what UPI did to payments. 1/n

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Nikhil Kumar

@nikhilkumarks

4 years

Super excited to be hiring our next set of growth engineers at Setu. We are looking for a kickass full-stack engineer to join our backend team and a developer relations engineer for our growth team. Apply here: Please RT/share for good karma 🙏

Setu — Fintech infrastructure for India

API infrastructure to help you reimagine financial products for the next billion users.

setu.co

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Nikhil Kumar

@nikhilkumarks

2 years

Managed to catch the evasive #NeelaKurinji flower in Chickamagalur. The flower blooms once every 12 years and is such a beautiful sight. Do read more about it here:

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Nikhil Kumar

@nikhilkumarks

5 years

Designing payments for Bharat? Here's a primer by @dharmeshba #D91Labs #DesignForBharat

“Designing for choices in payments”

Every idea needs a Medium

link.medium.com

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Nikhil Kumar

@nikhilkumarks

9 months

My mother-in-law is starting the cutest reading club for kids in Koramangala 🥰

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Nikhil Kumar

@nikhilkumarks

3 years

A lot of people lost their near & dear ones during this pandemic. I lost one such dear friend @shaktigoap ! I met him back in 2015 and the love for the developer community brought us together. InOut was one such event -

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Nikhil Kumar

@nikhilkumarks

2 years

I am looking to hire our first VP-Product at @Setu_API ! We are building one of the most exciting infrastructure companies in the world spanning across - UPI, BBPS, OCEN, Account Aggregator, ONDC, FDs , Identity & Verification. 1/n

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Nikhil Kumar

@nikhilkumarks

3 years

Hello twitter fam, give some lou plis! Setu: Fintech infrastructure for India by @sahilkini h/t @AdityaVSC for hunting!

Setu - Product Information, Latest Updates, and Reviews 2024 | Product Hunt

Setu’s APIs and software is used by hundreds of businesses from startups to large enterprises to reimagine onboarding, payments, deposits, lending and data empowerment for their end customers. We’re...

www.producthunt.com

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Nikhil Kumar

@nikhilkumarks

4 years

Woah looks like ICICI bank got all the biz - just because they had good APIs people could integrate with!

Cashfree Payments

@gocashfree

4 years

#WeDidIt . Cashfree migrated >1 Million @YESBANK UPI IDs to @ICICIBank within 100 hours of the @RBI moratorium. Merchants can continue to use already deployed UPI IDs to receive payments. Great support from @NPCI_NPCI & @ICICIBank working round-the-clock to make this happen.

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Nikhil Kumar

@nikhilkumarks

6 years

RBI announces interoperability guidelines for wallets using UPI. Whatte exciting! This creates a level playing field for so many many startups and will reduce the load on banking system significantly.

ReserveBankOfIndia

@RBI

6 years

Prepaid Payment Instruments (PPIs) – Guidelines for Interoperability

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Nikhil Kumar

@nikhilkumarks

5 years

This. Credit on UPI will be the next big thing, if done right.

Kunal Shah

@kunalb11

5 years

In 2019, did you pay at many online merchants via UPI apps instead of credit card for convenience or benefit?

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Nikhil Kumar

@nikhilkumarks

4 years

Sometimes I wonder if Amazon even has designers 😭

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Nikhil Kumar

@nikhilkumarks

6 years

Amazing study on the #StateOfAadhaar in India. Throws light into how people really feel about Aadhaar and has so many inputs for Govts, UIDAI, Researchers, Policy makers, Civil Society & Media. @NandanNilekani @pramodkvarma @rssharma3

Omidyar Network

@OmidyarNetwork

6 years

Largest survey to-date on #Aadhaar assesses critical issues facing world’s leading #digitalidentity system:

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Nikhil Kumar

@nikhilkumarks

7 years

Bangalore-0 : Jaipur-1 👏 2 days of amazing energy at the @RajITday ! #DecodingRajasthan #Digitalsthan @VasundharaBJP thank you 🙏

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Nikhil Kumar

@nikhilkumarks

2 years

Do watch this super show showcasing the last 75 years of India. Coming on Discovery this Monday 🇮🇳

Discovery Channel India

@DiscoveryIN

2 years

Hint: This app unified all the banks in one place and made it internet banking much easier. Can you tell us which app this is? Watch #LandOfInnovators on #TheJourneyOfIndia , 7th November, Monday at 7 pm on #DiscoveryChannelIndia & @discoveryplusIN @nikhilkumarks

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Nikhil Kumar

@nikhilkumarks

3 years

Account aggregator is an RBI initiative to enable end users to get access to their financial data from any application of their choice. Just like how UPI enabled access to money from 3rd party apps, AA does the same for data. 2/n

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Nikhil Kumar

@nikhilkumarks

4 years

There's all sorts of articles going around about data leakage of BHIM app. Did some basic search to find what it's all about. Thoughts:

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Nikhil Kumar

@nikhilkumarks

7 years

Exactly a year since UPI went live. Proud to see the growth from a few hundred txns to over 11M+ transactions a month. 1/n

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Nikhil Kumar

@nikhilkumarks

4 years

That was quite a break and I hope you all are keeping well ❤️🙌🏽 I'm only hear to say, we're hiring across multiple roles at including folks in product. Do refer and share 🙏🚀

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Nikhil Kumar

@nikhilkumarks

2 years

Had a lovely time testing Account Aggregator flows with my colleague Vivek in the hinterlands. Doing a field visit after many years felt so energising. We got some fascinating insights from users and will use them to build the best UX for AA! ⁦⁦ @sahamati ⁩ 1/n

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Nikhil Kumar

@nikhilkumarks

5 months

I'm looking for a really good consumer product manager/lead and an engineering lead for backend+mobile. Working on a super interesting mix of payments/credit/commerce at @PineLabs . Any prior experience of UPI will be super helpful. If you know anyone please

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Nikhil Kumar

@nikhilkumarks

5 years

It fascinates me that how Paytm gets away bullshitting media about their numbers everytime. Would love to know if there *is* anyone there who has verified these claims about 12M merchants accepting BHIM UPI!

MediaNama

@medianama

5 years

#Recap Paytm enjoys 60% market share in UPI-based merchant payments: report

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