Ratchet Philosopher @mulos Twitter profile

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Ratchet Philosopher

@mulos

10 months

In February, I’ll do a free tamarind seedlings giveaway in the Copperbelt. Which town/city should I do it in?

Ndola

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Ratchet Philosopher

@mulos

3 years

Nigeria has one of the best local bank transfer systems in the world. Never ceases to amaze me. You can transfer from any local bank to another local bank and the funds will be received instantly or up to a few minutes. And this is 24/7/365.

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Ratchet Philosopher

@mulos

3 years

You just need a bank name and account number. Pulls out account name when you've input bank and account. Nothing like cut-off times, holiday, or weekends. It just works and works great.

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Ratchet Philosopher

@mulos

2 years

During the course of this week, we're opening up a place in Ibex where you can come withdraw PayPal, Skrill, Perfect Money, WebMoney, Wise, Paysera, and some cryptos. You can just walk in, initiate a withdrawal and have the funds paid into your mobile money or bank while you wait

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Ratchet Philosopher

@mulos

3 years

@muyiwaking I was shocked the first time I dealt with naira transfers. Paid someone in Nigeria and while I was preparing to screenshot him proof-of-payment, he messaged me "thanks, I've received it". I almost argued with him that it was not possible

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Ratchet Philosopher

@mulos

1 year

Just picked up my Starlink. Going home to setup

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Ratchet Philosopher

@mulos

4 years

"Zambian's are obsessed with building for rent. People are willing to spend K500,000 only to build a house to rent out at K4000. What?! Without maintenance costs, that's 0.8% return on investment. That's just terrible business." Just borrowed the tweet

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Ratchet Philosopher

@mulos

2 years

Just finished some of the branding and whatnot. At the end of the day, these payment platforms are basically the same as mobile money.

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Ratchet Philosopher

@mulos

4 years

Please unfollow Tayali on all social media, and stop sharing his posts. the man must be made irrelevant.

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Ratchet Philosopher

@mulos

7 years

"It's rough. Kenya voting for a President, South Africa trying to oust a President and Nigeria don't know where the President is." As seen

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Ratchet Philosopher

@mulos

3 years

That stolen money is not generational wealth. It's taxpayer money that is needed back. Cancer patients need their meds, Covid funds looted are needed as Covid is very much still with us.

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Ratchet Philosopher

@mulos

11 months

This finished me "This is Edgar Chagwa Lungu - The first Zambian former President to "willingly" forfeit his retirement benefits by Mistake."

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Ratchet Philosopher

@mulos

4 years

"BREAKING NEWS: In the last 24hrs, Zambia has recorded 1 apology out of the three cases reported. All from Lusaka." 😂😂😂😂😂😂😂😂

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Ratchet Philosopher

@mulos

1 year

Went back to get the last box for a friend. Setup is being done tomorrow and I'll do a review. Cost $600 Monthly subs between $45 to $55. All other details I'll know after setup complete tomorrow afternoon

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Ratchet Philosopher

@mulos

3 years

We really need to cover Zambian business news more. There are Zambian entrepreneurs doing all manner of business quietly, legally, ethically, and making money quietly. Stereotyping entrepreneurship helps no one. In any given society, only a small number are entrepreneurs

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Ratchet Philosopher

@mulos

4 years

Yay! Officially a monetized YouTube channel Was quicker than I thought.

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Ratchet Philosopher

@mulos

2 years

We're open for business today if you need kwacha for your electronic money. We're in Ibex Hill Extension, by the Fish and Chips shop

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Ratchet Philosopher

@mulos

4 years

Hearing that Food Lovers East Park is closing. The economics of Zambian malls is something that really needs to be studied.

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Ratchet Philosopher

@mulos

5 years

Which roads can one safely drive a Bugatti in Lusaka? Speed limits of 80km, speed humps, potholes, wheelbarrow pushers, flooded roads. My poverty is probably showing in this tweet, but I really wanna know

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Ratchet Philosopher

@mulos

2 years

I thought logically if PF wanted to condemn presidential trips, they'd do a side-by-side comparison showing how HH's trips compared with ECL's. Delegation size, cost of trips, duration of trips, etc all need to be compared.

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Ratchet Philosopher

@mulos

3 years

So are all the patriotic and support Zambian businesses people banking with NatSave, Investrust, and Zanaco only? Are they only using Zamtel for calling and internet?

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Ratchet Philosopher

@mulos

8 months

Is this “Studio 88” or “StudioO8” or “Studioooo”?

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Ratchet Philosopher

@mulos

2 years

Which Zambia is this where foreigners can't drive after 21:00? And where they have roadblocks for foreigners?

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Ratchet Philosopher

@mulos

1 year

saw this in WhatsApp and the man is 100% spot on. The same banks spamming people to withdraw their NAPSA into their respective bank accounts...

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Ratchet Philosopher

@mulos

3 years

Who in their right senses keeps zebra on lawn grass? In Zambia, you can never say "I've seen it all," cos every week something crazy to be seen. One day we'll see a politician keeping a hippo in the pool

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Ratchet Philosopher

@mulos

1 year

There's one business that looks like a serious money laundering operation. New outlets all the time with empty stores across the city.

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Ratchet Philosopher

@mulos

3 years

One thing the government needs to work on urgently is getting PayPal to work in Zambia. Way too many people struggling to get their freelance hustle and online gigs killed off by inability to use PayPal. Workarounds are there, but shouldn't be a solution

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Ratchet Philosopher

@mulos

2 years

Why I won't be claiming my NAPSA early payout... a thread Just joking, I'm waiting my login credentials to file my claim

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Ratchet Philosopher

@mulos

5 years

I am appealing to Stanbic to refund even us who didn't get tickets.

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Ratchet Philosopher

@mulos

3 years

@adexnueI Nope. Here in Zambia and most of Africa, its only when sending to account in same bank only

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Ratchet Philosopher

@mulos

3 years

"Father of the nation" tag must be retired in national interest.

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Ratchet Philosopher

@mulos

1 year

The Starlink is on now My first sped test. NO I did not pre-order online. I got it locally

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Ratchet Philosopher

@mulos

3 years

Guys can be creative

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Ratchet Philosopher

@mulos

3 years

@MulundaArchie Instead of empowering Zambian scammers

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Ratchet Philosopher

@mulos

3 years

Just finished recording the video for my YouTube 1,000,000 views QnA. Should finish editing by end of week

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Ratchet Philosopher

@mulos

3 years

It's official, crossed the 1,000,000 YouTube views threshold and earned almost $4,000 in ad revenue since July 2020 Shall share my tips, tricks, and YouTube hacks next week. re-shooting the video tomorrow. First two takes didn't come out well

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Ratchet Philosopher

@mulos

4 years

A short thread on doing eCommerce in Zambia, withdrawing PayPal funds in Zambia, monetizing your YouTube channel in Zambia. 1st thing you need to understand is most platforms are from US. US basically believes Africa is a country, so as Zambians you need to use workarounds

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Ratchet Philosopher

@mulos

3 years

Lusaka is a city with majority pedestrian low income earners, yet designed for people who drive.

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Ratchet Philosopher

@mulos

2 years

Zambia is developing mwe. We've moved away from yearly images and videos of flooded Kulima Tower to Arcades and East Park.

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Ratchet Philosopher

@mulos

3 years

MMD showed that people don't eat fancy GDP and GNP. PF has shown that people don't eat tar and cement. Hope incoming will learn from such

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Ratchet Philosopher

@mulos

4 years

YouTube monetization does work in Zambia. two and a half months work of ad revenue so far. Just put up content that people watch. The key is people must watch your videos so you meet the subscriber and views threshold

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Ratchet Philosopher

@mulos

4 years

Some who didn't vote for Bally last time because he was 'too serious' will now not vote for him because he is not being 'too serious'

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Ratchet Philosopher

@mulos

2 years

Guys, if you register a business and get a ZRA TPIN certificate, do not start bidding for bids or conducting business until you register for a tax type. Either Turnover Tax or Income Tax.

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Ratchet Philosopher

@mulos

3 years

I'm waiting or the gang who cut our social media access on election day to get sacked.

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Ratchet Philosopher

@mulos

1 year

Has rain season in Lusaka been postponed? Or summer has been extended?

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Ratchet Philosopher

@mulos

3 years

I think that's all my cards. 8 years of financial experimentation on Zambian bank offerings. Plus a few FinTech cards.

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Ratchet Philosopher

@mulos

6 years

The reply is epic

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Ratchet Philosopher

@mulos

1 year

Brought lil' man to the hospital and I must say the wheelchair I got from Alibaba has been a game changer. Adjustable and whatnot. Probably be going out and about more with lil' man. I'll have one to give away next month. If you know of any child or teen who needs one, DM me

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Ratchet Philosopher

@mulos

5 years

Zambia being Zambia, you'll find someone's marijuana crop is ready for harvest same day licence is approved

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Ratchet Philosopher

@mulos

3 years

I think the way news is reported is really bad in Zed. First it was reported that Bally is flying to US to meet Biden, IMF, World Bank and whatnot. Took a couple of hours to see that it's UN General Assembly and he'd be meeting them on sidelines.

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Ratchet Philosopher

@mulos

3 years

Zambian financial and banking system have a lot of hidden great services which never get advertised or marketed. Next year I'll try to list them all in a coherent manner

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Ratchet Philosopher

@mulos

2 years

I'm at Shoprite Cairo Road and damn man, all the mobile money booths were taken down. Not a booth in sight

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Ratchet Philosopher

@mulos

10 months

I've been fortunate in many ways. Went to private & a govt school. Grew up with kids of MCCs, MDs of parastatals & private businesses, diplomats & even 2 Zambia presidents & SA. Guys, it's so rough in Zed. This country can finish you regardless of which school you went to

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Ratchet Philosopher

@mulos

3 years

Twitter believes in giving you your balloons while you can still pop them. 1st birthday in a new government, 2nd birthday in a pandemonium, first in a long while that I'm not drinking a Coca Cola on.

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Ratchet Philosopher

@mulos

10 months

A big thank you to Micmar East Park for hosting us yesterday on our seedlings giveaway. A total of 36 people collected 398 tamarind, 15 baobab, and 3 litchi seedlings. We'll be at it again on Saturday at a venue to be announced mid-week, we we shall plant one or two baobabs too

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Ratchet Philosopher

@mulos

3 years

Two milestones I'll reach in my birthday month. 1. One million YouTube views 2. $4,000 accrued YouTube ad revenue All set to record a video this weekend to celebrate. Had to book someone to record the video and audio. DM me any questions you want me to answer in the video

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Ratchet Philosopher

@mulos

1 year

The AIDS pandemic robbed us of so much. Entrepreneurs passed on before they could pass on their businesses; connected family passed on before they could connect us; the property grabbing endemic at the time also robbed many of generational wealth. We basically had to reset

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Ratchet Philosopher

@mulos

5 years

When it comes to sex, short skirts and no panties, the Minister of Religious fimo fimo is quick to be seen. Mob justice there's silence. Should just be renamed Sexual Modesty Ministry to avoid any confusion

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Ratchet Philosopher

@mulos

3 years

There's no way you can forgive gassing, Honey Bee, cadre violence, massive corruption, abuse of public order act, cutting of Internet, incompetent PSs, the arrogance and hate we were subjected to. Laws are there for a reason.

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Ratchet Philosopher

@mulos

4 years

CB bros are busy spelling coconut

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Ratchet Philosopher

@mulos

2 years

You can now receive funds in a PayPal Zambia account. I have not tested it out yet, but seems legit. Remember PayPal has lots of TCs

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Ratchet Philosopher

@mulos

11 months

No such thing as model victims. We live in a majority poor country. There are illegal miners, illegal squatters, illegal vendors, illegal mealie meal smugglers, etc. Even if they were mining illegally, it's still an emergency needing speedy resolution.

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Ratchet Philosopher

@mulos

3 years

The rape prevention advise people give is seriously not workable. You can leave town early and still get home in the dark because we have a very inefficient public transport. Bosses and lecturers won't be telling ladies to knock off at 15:00 so they reach home safely

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Ratchet Philosopher

@mulos

1 year

Plant a few hundred seedlings and I've adopted a farmer's aesthetics

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Ratchet Philosopher

@mulos

1 year

Almost 2 million views on my YouTube channel. Amazes me that people take time out to watch a random Zambian guy talk about planting avocado seeds & using all manner of payments platforms. I'll try to make a video or blog post on how I accidentally grew my channel & my business

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Ratchet Philosopher

@mulos

5 years

A happy birthday to me. I do accept birthday gifts in eWallet, InstaCash, Cash Send, Airtel Money, MTN Money, Zamtel Kwacha, Zoona, PayPal, Skrill, Neteller, Payoneer

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Ratchet Philosopher

@mulos

3 years

Have we defeated corruption? Plenty speeches, plenty daily exposé and startling revelations, questionable report of a bank purchase... but where are the arrests and cases going to court? Speeches and headlines are good, but seeing convictions is gooder & goodest

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Ratchet Philosopher

@mulos

9 years

So imma tell my story. This is me and my boy, Mulos jnr. He's eight and has Cerebral Palsy. Most handsome boy

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Ratchet Philosopher

@mulos

3 years

I think ZRA is a very underrated organization. Provided you are compliant with returns, they are very flexible in their problem solving and offering solutions. They just want to see you pay the taxes due to them. NAPSA on the other hand is some rigid monstrosity.

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Ratchet Philosopher

@mulos

10 months

Doing the free tamarind seedlings giveaway on Saturday 20th January at East Park. Just let me know how many you need.

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Ratchet Philosopher

@mulos

3 years

So basically war is only supposed to happen in Asia, Africa and South America. Some wars been ragging on for decades but a one week conflict is where people draw the line... Only one war must stop immediately, the others can continue cos they ain't in europe

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Ratchet Philosopher

@mulos

4 years

Airtel Money to FNB and Zanaco MTN Money to FNB and Zanaco Check the thread for how I do it.

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Ratchet Philosopher

@mulos

4 years

So I've made $163.55 in my first month YouTube monetized. Nyemba explained the proces of getting monetized here

MY FIRST YOUTUBE PAYCHECK + HOW TO MAKE MONEY ON YOUTUBE 2022 | Nyemba

Here’s how to make money on Youtube and how much I made as my first pay. Enjoy!❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀❀My previous video: My First Meet & Greet + Ice Cream Launc...

www.youtube.com

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Ratchet Philosopher

@mulos

4 years

so people need to find school fees money in three days cos the 14th is Monday 😂😂😂😂😂😂😂

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Ratchet Philosopher

@mulos

2 years

I can confirm that putting 5G and 5G together doesn't make 10G

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Ratchet Philosopher

@mulos

3 years

Our borders with DRC bring in so much money. Wonder why the border infrastructure is so terrible. Some good investing there and we could be minting with ease.

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Ratchet Philosopher

@mulos

2 years

Today I met a very interesting group of Zambians on some random one-off business consult. I will never not get amazed at the randomness and diversity of businesses in Zambia. People do things you don't even know can be done in Zambia.

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Ratchet Philosopher

@mulos

5 years

In a parallel universe, Zambian politicians are holding a press briefing where they say they are boycotting SAn hospitals till the violence ends.

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Ratchet Philosopher

@mulos

9 years

Disability is not a curse from God, or spiritual/demonic possession. Disabled people are people too, all they need is love and support

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Ratchet Philosopher

@mulos

1 year

Was up and about in the world and met the Ambassador of the United States to Zambia. A nice gentleman

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Ratchet Philosopher

@mulos

2 years

Saw this on WhatsApp and I couldn't help laughing. What a time we lived in

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Ratchet Philosopher

@mulos

2 years

We really need to have an honest conversation about business and entrepreneurship. NOT EVERYONE IS AN ENTREPRENEUR and that's okay. If people will want to go and buy a car, or a TV, or go on holiday, that's okay too.

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Ratchet Philosopher

@mulos

2 years

Not sure if I'm just reading between the lines wrong or I'm missing some point. Are people implying by omission that molestation of girls is normal but that of boys is abnormal? Both are atrocious abuses that really should be condemned equally.

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Ratchet Philosopher

@mulos

3 years

The man in charge of police believes cadres will bring law and order in markets and stations is the most worrying.

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Ratchet Philosopher

@mulos

1 year

When NAPSA exercise started, many were saying a lot of Chinese companies would be non-compliant. Meanwhile big name Zambian brands being outed as non-compliant. That's why some elders advise not sleeping in the nude if you live in glass houses, or something along those lines

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Ratchet Philosopher

@mulos

3 years

Bally has made me happy by addressing the cadres in market issue. Really disappointed that two ministers tried to rationalise wrong things. Wrong is always wrong.

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Ratchet Philosopher

@mulos

4 years

Guys can we help a bro out. Need to sell up-to K3,700 MTN talk time. It was wrongly purchased instead of MoMo. If you need to buy MTN talktime, please let me know. You can DM and talk time for MoMo, eWallet, Xapit, Ecobank, stanchart, stanbic, Airtel Money, Indo Zambia

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Ratchet Philosopher

@mulos

5 years

Next week I hire another new member of staff who'll be handling my books. It's tryue what they say about entrepreneurs creating more jobs (for themselves). I take up my new position as my accountant starting Tuesday. I'm so excited as both the employer and employee

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Ratchet Philosopher

@mulos

3 years

I was investigated & interrogated by the lil' Auditor General for misappropriation of funds. Alleged I was given K4.00 to buy Pringles, but I came back with goodies and no Pringles. After an earnest appeal, I was let of with a warning & told to get Pringles and refund the money

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Ratchet Philosopher

@mulos

10 months

Guys, any investment promissing to double your money in a month or two is most likely a scam. There is no business that can pay 100% in less than a month. Just got off the phone with a banking and fiannce student, and no guys, can we be serious?

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Ratchet Philosopher

@mulos

3 years

Being a mobile money agent, I got tired of trying to master the fees in my head (no disk space). So I just compiled into one

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Ratchet Philosopher

@mulos

6 years

If you run a business in Zambia, you can do all PACRA, ZRA, NAPSA, ZPPA online. You do not need to ever go to their offices if you do returns and payments ON TIME. everything from registration to payments can be done online

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Ratchet Philosopher

@mulos

5 years

Had to read this three times. Is madness

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Ratchet Philosopher

@mulos

1 year

Discussions on wealth often times celebrate people having money and not the process which the acquired their wealth. Many rich people I know got wealthy from having good jobs, which were a result in having quality education and work experience. Others from being entrpreneurs

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Ratchet Philosopher

@mulos

4 years

I share figures because there's people who need to know that certain things can be done in Zambia. The internet offers opportunities that many simply do not know exist

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Ratchet Philosopher

@mulos

5 years

I lost 1.3Kg last week and am weighing 98.7Kg. I did the math, if I lose 1Kg a week for 98 weeks, I can lose all my weight. #TuesdayMotivation

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Ratchet Philosopher

@mulos

6 years

My anime top 11 11. Berserk 10. Full Metal Alchemist 09. Black Lagoon 08. Ninja Scroll 07. Full Metal Alchemist - Brotherhood 06. Last Exile 05. Ghost In The Shell - Stand Alone Complex 04. Boku no Hero Academia 03. One Punch Man 02. Basilisk 01. One Piece

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@mulos

3 years

Government should seriously look into NAPSA penalties. Miss a return deadline and it basically becomes kaloba with no option for penalty waivers or forgiveness

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Ratchet Philosopher

@mulos

2 years

Exchange rates are a terrible measure of economies. I used to think the Nigerian naira was worthless, till I started dealing with Nigerians. Purchasing power parity (PPP) can humble you when you compare what $100 can buy you in different countries

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Ratchet Philosopher

@mulos

3 years

🤣🤣🤣🤣🤣

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