Andrew Montlake @montysblog Twitter profile

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Andrew Montlake

10 years

Keep up to date with the goings on in the mortgage market, property & economy here - Monty's Mortgage Blog | Coreco http://t.co/5yVJJBKR1N

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Andrew Montlake

@montysblog

2 years

The markets will calm, lenders who are pausing will resume lending, rates will rise but stabilise, house prices will not crash, the £ will stabilise and energy prices will ultimately fall again. This is a mad snapshot in time but the craziness is not here to stay forever.

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Andrew Montlake

@montysblog

2 years

Early update on #StampDuty - just heard that a buyer who had their price agreed yesterday has now had word from the vendor that they want more money because of the Stamp Duty change! ... And so it begins...

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Andrew Montlake

@montysblog

1 year

Blur are awesome

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Andrew Montlake

@montysblog

1 year

@MartinSLewis Agree - The problem for the Bank of England is that they risk increasing rates too far and causing a whole host of other issues for banks and for the general economy, as changes take time to filter through the system. Given the type of inflationary pressures we are currently

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Andrew Montlake

@montysblog

6 years

We only went and won Best Mortgage Broker at the @MortgageStrat Awards - testament to all our guys n girls @Coreco #MSAwards19

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Andrew Montlake

@montysblog

5 years

If that exit poll is right that is the end of Corbyn and Labour need to purge Momentum and rethink. A proper central left party that can hold the conservatives to account properly. We desperately need a proper opposition and and end to the politics of hate and division.

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Andrew Montlake

@montysblog

7 years

OMG have only gone and won Best Press Spokesperson at the #Bma2017 - so honoured thanks to all @Coreco

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Andrew Montlake

@montysblog

2 years

Nice to be on ⁦ @BBCNews ⁩ at 6 today talking #mortgages

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Andrew Montlake

@montysblog

6 years

So 25 years ago I started in this amazing mortgage industry - Happy Anniversary 😀

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Andrew Montlake

@montysblog

4 years

Wow - deeply honoured x

Mortgage Strategy

@MortgageStrat

4 years

It’s the big one: Mortgage Personality of the Year sponsored by #BankofIrelandforIntermediaries The judges decided…it goes to Andrew Montlake @montysblog of Coreco! Congratulations, Andrew! 🥂 #MSAwards20

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Andrew Montlake

@montysblog

1 year

SWAP rates have fallen pretty dramatically - 5 years now back under 5% and 2 years down 25bps also...

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Andrew Montlake

@montysblog

5 years

Nice to be comforted by my boy now I’m 50 x

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Andrew Montlake

@montysblog

2 years

So honoured @coreco have won the Best UK Broker Award 2022 at tha ⁦ @MortgageStrat ⁩ Awards - testament to the whole @coreco family #MSAwards22

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Andrew Montlake

@montysblog

4 years

Honoured and ready for the challenge

Mortgage Strategy

@MortgageStrat

4 years

Andrew Montlake named new Ami chair

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Andrew Montlake

@montysblog

4 years

Dear brokers - I love you all but please don't shout at people from HSBC if you cant get your apps in - it's really tricky until they are joined by others in this market & they have supported us very well during all this. A few lenders cant cope with all this alone so be nice :-)

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Andrew Montlake

@montysblog

6 years

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Andrew Montlake

@montysblog

4 years

I am officially shattered - I am going to have a beer though to celebrate an unexpected & honoured @mortgagesols BMA awards shortlisting, an MAB awards win, the @MABCentral Conference, Peter Brodnicki's birthday and just to all the other brokers working their behinds off #salute

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Andrew Montlake

@montysblog

1 year

@redditchrachel Er…you have abandoned those targets as you can’t get anywhere near them! Your answer is to increase pollution? Not sure that’s something to crow about. After a long time in power no long-term solution or joined up policy and a succession of different Housing Ministers. It has

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Andrew Montlake

@montysblog

1 year

Wow wow wow - so honoured and humbled to win Business Leader Broker (11-50 brokers) 2023 at the ⁦ @mortgagesols ⁩ #BMAs2023 - thank you all so much and to the amazing @Coreco team for being, well, amazing - this is for you

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Andrew Montlake

@montysblog

1 year

What an extraordinary 24 hours - delighted today to Chair a meeting with @RachelReevesMP and @lisanandy from @UKLabour around the mortgage crisis. A diverse selection of mortgage brokers and representatives from small and large firms sharing what life is like on the coal face

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Andrew Montlake

@montysblog

5 years

This decisive General Election result could deliver a massive adrenaline shot into the UK property market, especially coupled with the low borrowing rates on offer. With so much red turning blue, the property market could be at the beginning of a long Brexit bull run.

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Andrew Montlake

@montysblog

6 years

If the time isn’t right for a completely new party full of new politicians with a realistic understanding of what people really need then it never will be. Cos it ain’t this Government and it certainly isn’t Corbyn. Politics in the UK is at its lowest ebb. Need a reboot.

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Andrew Montlake

@montysblog

5 years

Why would anyone do dry January? January is the very definition of why you should drink 🍷

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Andrew Montlake

@montysblog

2 years

Loved it - a great show and a great team - @MartinSLewis really is excellent

Coreco

@Coreco

2 years

Our MD, Andrew Montlake (Monty) @montysblog live on @ITV @MartinSLewis tonight talking all things mortgages 👏 #martinlewis #mortgages #mortgagerates #itv #houseprices

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Andrew Montlake

@montysblog

4 years

Wow absolutely honoured and speechless thanks so much 😍

Mortgage Solutions

@mortgagesols

4 years

. @montysblog from @Coreco wins Business Leader: Broker (11 to 50 advisers) for 2020 - congratulations! #BMA2020

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Andrew Montlake

@montysblog

1 year

@moving_charlie Seriously Charlie this talk is just plain incendiary and wrong - Skipton are not "loan sharks" and an excellent lender who have repeatedly tried to be innovative and help people. Every product is costed part on rate and part on fee, this just turns the dial one way rather than

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Andrew Montlake

@montysblog

2 years

SWAP rates now pointing to Base Rate no more than 4% - 2 and 3 years down by 1.25% since peak after "mini-budget" and 5 years down by 1% - normal service resumed?

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Andrew Montlake

@montysblog

4 years

Lenders - we feel your pain and know how hard things are and have supported you. Please don't make important criteria changes on cases already submitted in good faith on one set of rules before offer. It's not cool...

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Andrew Montlake

@montysblog

3 years

Anyone abusing those brave young lads who took a penalty last night need to be rooted out and exposed. An absolute disgrace and England players just know you have the full backing and support of the overwhelming majority of the country. #Respect #kickitout

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Andrew Montlake

@montysblog

2 years

Every MP backing Boris has just said I do not care about my country, or my constituents, or stability - I just care about me and my own position - it should be country over party, not the other way round.

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Andrew Montlake

@montysblog

6 years

Yay @coreco win Best Broker for Technology - woop woop #MSAwards2019

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Andrew Montlake

@montysblog

6 years

Kaliningrad in the sun with legend ⁦ @robjupp - come on #England ⁩

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Andrew Montlake

@montysblog

5 years

To everyone in our amazing industry & small business owner in UK my thoughts are with you - to all who face uncertainty in every walk of life you are not alone - now is the time to make sensible decisions, try to look out for each other & show the true nature of the human spirit

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Andrew Montlake

@montysblog

4 years

I’m ready for the @MortgageStrat awards - where you all? @robjupp @Mortgage_Mind @Paulybrett @walloyd @r1chardmerrett @bugsymoloney @MariaDigitalCat @BekCommane et al #MSAwards20

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Andrew Montlake

@montysblog

4 years

Here's one for you brokers on twitter - a client we have a DIP for - are you ready? OK, "The estate agent has told them they have to use the in house mortgage broker as ‘new guidelines have just come in and all DIP done in the past 48 hours are now void’ #eyeroll

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Andrew Montlake

@montysblog

5 years

Madrid is cracking atmosphere - Liverpool & Spurs fans drinking and singing together in the sun - loads of fun and banter how it should be #ChampionsLeagueFinal #Madrid #LFC

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Andrew Montlake

@montysblog

4 years

Honoured and delighted to win Equality Employer of the Year at Financial Reporters Women in Finance Awards - thankyou to sponsors brightstarhub and to all the fabulous women in our company and industry. So important…

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Andrew Montlake

@montysblog

5 years

Lenders have been fantastic in making 3-month mortgage holidays available and fielding thousands of calls. Please support them by not asking for it unless you do feel you need it. There are other options available and your friendly neighbourhood broker will talk them through.....

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Andrew Montlake

@montysblog

4 years

There goes dry January #Lockdown3

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Andrew Montlake

@montysblog

5 years

Thanks @mattlowndes for everything - a true legend, friend, geek and bro - Matt Lowndes steps down, Montlake becomes MD at Coreco - Mortgage Solutions via @mortgagesols

Matt Lowndes steps down, Montlake becomes MD at Coreco

Matt Lowndes will be stepping down from the job of managing director at Coreco to pursue other interests after 10 years at the company, with fellow director Andrew Montlake stepping into the role.

www.mortgagesolutions.co.uk

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Andrew Montlake

@montysblog

6 years

We can all learn something from #England team. Conducted themselves professionally, inclusive, well managed, kept issues within their walls, worked as team, encouraged, & accepted - Southgate epitome of a leader. We can be proud of team whilst our politicians are letting us down.

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Andrew Montlake

@montysblog

2 years

@TheNewsAgents is absolutely essential listing at the moment - fantastic stuff and a brill episode today - thank you all love it

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Andrew Montlake

@montysblog

4 years

As mentioned in my @MortgageStrat #MarketWatch column if anyone in our industry is struggling, or wants someone to talk to, or vent to, or general chat about anything, my phone is on and I'm available from now until 1 pm - DM me for my mobile #mentalhealth #itsgoodtotalk

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Andrew Montlake

@montysblog

5 years

Loved the clapping and cheering for the amazing #NHS - a warm fuzzy feeling and very British

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Andrew Montlake

@montysblog

2 years

The way to your daughter’s heart? A roast dinner at Gauchos Tower Bridge 😎

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Andrew Montlake

@montysblog

4 years

Wishing you all a very Merry Christmas, Happy Holidays and a healthy and prosperous New Year - thank you for all your support, comments, feedback, banter and fun :-)

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Andrew Montlake

@montysblog

4 years

Getting a mortgage offer through that everyone said you will never get through and a positive shareholders meeting - decent end to a very long week - cheers 🍻

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Andrew Montlake

@montysblog

3 years

Wow, didn’t expect this! So honoured thank you #PropertyReporterAwards2022

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Andrew Montlake

@montysblog

6 years

There was never going to be a deal that could be done that pleased everyone - the nonsense that others could do a better job when some of them were actually involved in the process is ludicrous. The other party is just as bad and could not do anything different.

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Andrew Montlake

@montysblog

1 year

@EdConwaySky @bankofengland That is far too high and I hope the Bank does the sensible thing, not panic and take a breath - over 5% base rate is not needed. They will end up causing more issues than they are trying to solve.

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Andrew Montlake

@montysblog

1 year

End of an era - dawn of the new for ⁦ @Coreco ⁩

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Andrew Montlake

@montysblog

6 years

Two out of two for @Coreco at the industry Oscars - Best First Time Buyer Broker and Best Specialist Broker well done and well deserved Louise and Matthew 🎉🎉🎉

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Andrew Montlake

@montysblog

6 years

Delighted for @HayleyOreilly12 to be on the @FR_WRA shortlist for Rising Star - looking across the short lists and reading the entry’s it is such a strong field. The future of our industry looks much brighter. Finally things are changing...

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Andrew Montlake

@montysblog

2 years

Please everyone stop using free legals and lenders stop having them!!

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Andrew Montlake

@montysblog

8 years

I have only gone and won! So honoured to be vote Best Marketeer against some amazing people - Dad would be proud - choked #BMA2016

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Andrew Montlake

@montysblog

4 years

ah the travails of 90% LTV lending - those lenders doing it need some company from the big boys and girls to keep offering it - I think this is more about capacity than simply valuation worries...

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Andrew Montlake

@montysblog

3 years

A message to lenders No 1 - Please stop posting offers to us - its a waste of paper, time and money - they just go straight into recycling :-)

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Andrew Montlake

@montysblog

5 years

Just received a letter from NRAM out of blue about a Northern Rock mortgage I had at least 15 years ago - apparently I paid a fee of £1.20 without being given adequate notice and am entitled to £4.20 compensation which they will pay by cheque ! 🙄

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Andrew Montlake

@montysblog

4 years

Man I needed that #legends

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Andrew Montlake

@montysblog

4 years

Another downvaluation appeal waved away without much explanation and a lack of understanding. A purchase in a prime area with plenty of buyers eager to pay that price. Lenders should insist valuers have an open and transparent appeals process.

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Andrew Montlake

@montysblog

2 years

My son just accidentally smashed a glass on the floor. I have no shoes on and am sitting like an island surrounded by a sea of broken glass - feels like a metaphor for my life just now …

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Andrew Montlake

@montysblog

3 years

Double jabbed ... 😀👊

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Andrew Montlake

@montysblog

3 years

Delighted to finally see these two beauties …

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Andrew Montlake

@montysblog

3 years

What a mad market. I. am. Exhausted. Emotionally. Physically. ... but we keep going...

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Andrew Montlake

@montysblog

5 years

Surely @RishiSunak is a future PM? Comes across so well...

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Andrew Montlake

@montysblog

1 year

Working on our new office terrace #flexworklife

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Andrew Montlake

@montysblog

6 years

Very Happy @coreco #BestLondonBroker #BestOverallBroker at the Mortgage Awards 2018

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Andrew Montlake

@montysblog

5 years

First beer in Madrid #LFC

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Andrew Montlake

@montysblog

7 years

Dear brokers, you are all elite and I salute you for the work you do to help educate, advise & generally counsel the public. The homebuying dream is alive & well, and it has never been so important to get proper advice. Battling some lenders systems & decisions is exhausting!

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Andrew Montlake

@montysblog

3 years

Great night / morning at #MSAwards21

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Andrew Montlake

@montysblog

3 years

Wow honoured and delighted - thank you so much 😊

Specialist Finance Introducer

@SFILatest

3 years

🔴// Public Speaker of the Year// And the winner is… Andrew Montlake ( @montysblog ) 👏🏆 Congratulations! #SFIAwards #publicspeakeroftheyear

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Andrew Montlake

@montysblog

2 years

So it looks like we could have another 2% rise in interest rates after the ill-thought out “maxi-budget” - if the markets don’t accept this soon, and it looks like they won’t, this could be the shortest lived PM ever. A massive gamble with all of our finances …

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Andrew Montlake

@montysblog

1 year

Thanks so much for having me on and feel so welcome - important topic and really enjoyable - @MartinSLewis excellent interviewing Chancellor

The Martin Lewis Money Show Live

@itvMLshow

1 year

The @itvmlshow is LIVE from 8pm, ITV1! Tonight we’re joined by a panel of mortgage specialists - Andrew Montlake, Mortgage Broker & MD Sheldon Mills, FCA Louis Zarins-Brown, Debt Specialist Scott Aitken, Mortgage Protection & Advisor PLUS our guest host for the evening

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Andrew Montlake

@montysblog

6 years

I’ve tried, really, but I can’t see one realistic redeeming feature about Brexit - makes no sense & I don’t believe majority of general public want it any more. Or indeed many of the politicians “trying” to make it happen. Need someone strong & brave to admit this & lead.

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Andrew Montlake

@montysblog

9 years

» Barclays launches into Help to Buy London

Barclays launches into Help to Buy London

Barclays will launch into Help to Buy London from Monday when the scheme officially kicks off.

www.mpamag.com

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Andrew Montlake

@montysblog

5 years

On another note thanks for all the wonderful messages of support - it means a lot to me, @mattlowndes and @Coreco - what a fabulous industry x

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Andrew Montlake

@montysblog

5 years

What an amazing afternoon with my favourite legends for the industry - so honoured and emotional for the surprise party #50 #mortgageindustry

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Andrew Montlake

@montysblog

2 years

With SWAP rates rising again seems to be that 4% will be the norm where mortgage rates are concerned for a while yet - those waiting for a fall in rates may be disappointed...it is a changeable market though these days !

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Andrew Montlake

@montysblog

2 years

Thanks to the excellent @BenMBoulos for having me on @BBCNews today talking about interest rates …

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Andrew Montlake

@montysblog

2 years

Looking forward to speaking to the marvellous @clivebull late tonight on @LBC about interest rates, property and todays events.

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Andrew Montlake

@montysblog

5 years

Good news klaxon - Halifax release products between 60% and 80% LTV - we’ll done @HalifaxBankNews - we must all stand shoulder to shoulder with our lending partners at this time

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Andrew Montlake

@montysblog

3 years

So honoured to have been named a finalist for this magical award with two other excellent nominees. Things like this mean so much and as ever I would not be here without the fantastic @Coreco team. Thank you to everyone who nominated, voted, and helped me along the way. #BMA2021

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Andrew Montlake

@montysblog

6 years

This is a shocker from @WhichMoney - You should never advertise your service by badmouthing others. Hard working, honest brokers deserve an apology

Mortgage Strategy

@MortgageStrat

6 years

Brokers up in arms at Which? Mortgage Advisers advert

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Andrew Montlake

@montysblog

1 year

SWAP rates still up high - I really hope the Bank of England do not go OTT on this - inflation will come down in time but going too high with rates now I believe is a mistake...

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Andrew Montlake

@montysblog

4 years

Just recorded and self-produced my first podcast myself! Out tomorrow with @Official_AMI ... it also means i now have a wealth of ideas...watch this space if you want to be part of a podcast

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Andrew Montlake

@montysblog

7 years

Also great to receive the National Mortgage Award gong for Best Broker in London for @Coreco - real testament to the amazing team #winners

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Andrew Montlake

@montysblog

2 years

I think I am broken ... please may we have some calm .... #brokerlife

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Andrew Montlake

@montysblog

10 months

Shows why Bank of England MPC look to be behind the curve yet again - how three recently voted for higher rates is beyond me? A cut is needed soon.

Office for National Statistics (ONS)

@ONS

10 months

GDP is estimated to have fallen by 0.1% in Quarter 3 (July to Sept) 2023, revised down from the previous estimate of no growth. Meanwhile GDP is now estimated to have shown no growth in Q2, revised down from the previous estimate of +0.2% growth. ➡️

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Andrew Montlake

@montysblog

4 years

Into London for first time since early Feb - this is weird #nervous #excited

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Andrew Montlake

@montysblog

2 years

I’m drinking vodka and orange - I am 17 again …

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Andrew Montlake

@montysblog

4 years

Good to see Nationwide & Coventry back in 90% lending though restricted - hopefully this should lead to others also coming back ...

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Andrew Montlake

@montysblog

3 years

Never been prouder than now to speak as Chairman at the @Official_AMI Dinner - what a special industry we are part of #mortgagebroker #proud

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Andrew Montlake

@montysblog

5 years

So I'm very supportive of lenders in this crisis, I understand the issues and do not subscribe to shouting at them when they are trying to handle a very difficult situation, BUT is pulling all products, especially for remortgage, above 60% LTV really what is needed?

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Andrew Montlake

@montysblog

9 years

Dear Estate Agents, to be clear you should not make acceptance of an offer CONDITIONAL on the applicant using your in-house mortgage broker

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Andrew Montlake

@montysblog

3 years

In London! Face to face meetings and now beers!

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Andrew Montlake

@montysblog

1 year

@MartinSLewis Excellent response

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Andrew Montlake

@montysblog

1 year

Morning!

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Andrew Montlake

@montysblog

2 years

Lenders are coming back with their products...

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Andrew Montlake

@montysblog

4 years

To all you brokers I continue to salute you. Keep sharing your pain and your victories, we are stronger together and we will not waiver in ensuring the very best service and advice for all. We adapt, we thrive, we got each other.

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