Vivek Banka @VivekBanka7 Twitter profile

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Vivek Banka

1 year

Finally dropping the entire podcast with the one and only @Nithin0dha The full podcast is on Youtube and Goalteller - attaching a version here () To think of it, my first podcast ( Money Confessions) and that too with Nithin and I cant overemphasize

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Vivek Banka

@VivekBanka7

1 year

What is common between Coffee Day, Jet Airways, Kingfisher, Yes Bank - Retail Investors get dumped every time The Coffee Day Saga: Not the first time - We have seen this in the past with Kingfisher, Jet Airways and many more The stock price keeps falling as the public buy more,

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Vivek Banka

@VivekBanka7

1 year

Should u buy the new SGB (Sovereign Gold Bonds) issue or buy from the exchange Price in Open Offer - 5876 ( if bought online / digital payment) Yesterday's price as per IBJA ( 5923) #sgb #gold #goalplanning

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Vivek Banka

@VivekBanka7

1 year

REIT's - Are they a buy now or should one wait more: This time we did a detailed dive on REIT's in our weekly newsletter () Question of the Week Most REIT’s are down significantly this year. Shall I look at REIT’s as a parallel to fixed income and is

This link will take you to a page that’s not on LinkedIn

lnkd.in

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Vivek Banka

@VivekBanka7

1 year

Should you panic because of famous investor Michael Burry's short positions Michael Burry ( of the Big Short fame) who shot to prominence with his bearish bet against US Sub prime in 2008 has taken a bet against US banks and stocks with a large put option holding ( 1.6 US

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Vivek Banka

@VivekBanka7

1 year

This is such a tight slap to people like us who try and follow these rules to the "T" We are regulated, audited, need to take approvals for each and every ad / pay money for them, record all user conversations, keep the history of old users for years and god knows what else -

Neil Borate

@ActusDei

1 year

Apparently #Youtube and not #Sebi will decide who the 'real' experts are. RIAs, please apply to YouTube for certification. Very simple. 1. Give up RIA license 2. Create Youtube videos- try singing, dancing and comedy 3. Start 'education course'

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Vivek Banka

@VivekBanka7

1 year

My views in @etwealth on why trying to jump on to the best performing fund basis hindsight might not be good and is a classic example of the " Faster Line Syndrome"

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Vivek Banka

@VivekBanka7

1 year

Home Loan Repayment - Sharing an interesting case study of an user for everyone's benefit - We share interesting insights every week in our very successful newsletter - Do sign in on GoalTeller if not already!

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Vivek Banka

@VivekBanka7

2 years

Can you drive a car by only looking at the rear view mirror Reversion to Mean - A concept if one understands can avoid getting sucked into euphoria and bubbles A Thread

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Vivek Banka

@VivekBanka7

11 months

Infographic - Equity themes that have blasted in the past 12m and what could possibly do well in the next 12m 🚂 Railways ( Wagons) - Vande Bharat/Modernisation ( Might continue but should be careful) - Titagarh is up by almost 5 times 🏦 PSU's ( Banks + PSU companies) - PM

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Vivek Banka

@VivekBanka7

1 year

Happy to have penned my thoughts on credit card debt in ET Wealth, published this Monday Do not hold credit card loans and at the same time invest - It is super unlikely your investments will make you more returns than the interest rate that you are paying on your credit cards

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Vivek Banka

@VivekBanka7

11 months

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Vivek Banka

@VivekBanka7

1 year

Was a real pleasure to host this podcast earlier with @ActusDei (Full podcast here ) Amazing persona and one of the few breed of purist journos who have stood by a small community of RIA's (Registered Investment Advisors) like @Goal_Teller at all times,

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Vivek Banka

@VivekBanka7

11 months

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Vivek Banka

@VivekBanka7

1 year

If someone believes such " influencers" the joke is really on you Honestly cant blame them - their business models work on followers, creating hype and eyeballs, so the user shd know what to user for entertainment and for for advise

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Vivek Banka

@VivekBanka7

1 year

Investments and Cognitive Biases - How our wrong decisions are outcomes of getting clouded by emotions - Whether it be averaging in Yes Bank, missing out on Bajaj Finance, trying to pile up on small caps, getting awed by fin influencers ( All examples of biases namely recency

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Vivek Banka

@VivekBanka7

7 months

DO's and DONT's while dealing with advisors or wealth managers 1) Never EVER transfer any investment amount directly to the wealth manager and/or the individual unless a) It is a AIF/PMS - wherein the name would be clearly mentioned as follows and you can verify the AIF on the

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Vivek Banka

@VivekBanka7

1 year

Nifty at 20k, We saw it coming :), Happy to have been one of the very few firms to have suggested the following: 1) Said Nifty will touch 20k within 1 year 2) Nasdaq will bounce back ( and it has returned >35% odd since we recommended) 3) Gold which is up 20% - was at a low of

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Vivek Banka

@VivekBanka7

2 years

Different Avatars of Inv Costs Simplified - A Thread 1) Expense Ratio, - Signifies how much is the % fee annually, this is deducted daily from the NAV, direct codes have a lower expense ratio Vs regular codes Found in Mutual Funds

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Vivek Banka

@VivekBanka7

2 months

@GabbbarSingh When Venkatesh Prasad bowled Aamir Sohail :)

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Vivek Banka

@VivekBanka7

9 months

Don't rush to buy a house without keeping in mind the following aspects : 1) Buy a house where you can stay for > 10 years at least 2) House is for emotional and self use, as an investment isn't really recommended 3) EMI's and savings should not be more than a certain % and

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Vivek Banka

@VivekBanka7

2 years

The Adani Saga – A clear case of "Bulls make money, bears make money, pigs get slaughtered" The stock price has been all over the place last few weeks, with prices falling by almost 75% ( Indra day ) and then going back up by 75% from this bottom

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Vivek Banka

@VivekBanka7

2 years

A Thread: 5 emotional hacks on how I manage to not panic when markets fall - 1 Stress Test Eq Portf - attchd a screenshot frm my excel where I always lk at the value of my eq portfolio 20%-25% lower. This helps my mind anchor to a lower value in gud times & hlps not to panic

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Vivek Banka

@VivekBanka7

4 months

Only individuals who haven’t seen multiple market cycles can peddle such nonsense Unbelievable

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Vivek Banka

@VivekBanka7

1 year

Effectively you are borrowing money to invest which isn’t a particularly prudent thing to do. Hence to summarize, keep repaying your home loan to the maximum extent possible setting aside 3/5 year of money for financial goals and an emergency corpus.

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Vivek Banka

@VivekBanka7

2 months

Summary Thoughts on the budget Equity Markets Impact 1) Increase in F&O STT 2) Short Term Capital Gains have been increased to 20% and long term also to 12.5% 3) If the debt funds taxation is beneficial then it will reduce flight of capital from debt to equity My views

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Vivek Banka

@VivekBanka7

2 years

2) Fixed Income is safer than eq - The reason for this belief is that risk is gnrlly asso with volatility in math. terms and not risk of principal loss, I Shall do a detailed thread on this later but equities especially diversified eq are safer than debt esp over long periods.

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Vivek Banka

@VivekBanka7

1 month

@suchetadalal Unbelievable how hate and prejudice clouds even the brightest of people

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Vivek Banka

@VivekBanka7

1 year

Hi Team, I have large home loan, fall under new tax regime despite deductions and have investments in FDs (25%), bonds (10%), debt (10%), equity (30%) and DEs (25%). Every year do I repay some amount of principal of home loan or continue investing. My risk profile is conservative

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Vivek Banka

@VivekBanka7

11 months

Hear @GabbbarSingh on how he got hooked onto Twitter

GoalTeller

@Goal_Teller

11 months

Twitter story of @GabbbarSingh

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Vivek Banka

@VivekBanka7

1 year

We strongly believe this because- The home loan interest that you pay is post tax money The net yield for a conservative investor today on a post-tax basis would be not more than 8% (maybe lower)

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Vivek Banka

@VivekBanka7

1 year

Dear User As deduction benefits come to an end, especially as you are under new tax regime, a high amount of home loan doesn’t augur well for you. We recommend that keeping aside money for all goals under 5 years and an emergency corpus, you should look to repay your home loan

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Vivek Banka

@VivekBanka7

1 year

Super excited to finally drop the teaser of GoalTeller's podcast series where we have a great and eminent set of guests - Do tune in @ActusDei @Nithin0dha @raghugnandan @anandpraka_sh @Goal_Teller @dineshpaii

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Vivek Banka

@VivekBanka7

1 year

Todays Spaces with @monikahalan and @GabbbarSingh @ 10pm One of the most respected names in the Indian personal finance industry, Investor Protection and Education Chairperson, Author, Yale fellow Free copies of her latest book Lets Talk Mutual Funds for 5 best questions

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Vivek Banka

@VivekBanka7

9 months

@SandeepParekh Every time I hear him, he stoops to a new low of unthought statements. Just because he speaks in an articulate matter doesn't mean he speaks right ( Most of his statements have been grossly incorrect

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Vivek Banka

@VivekBanka7

10 months

Should u exit Kotak Small Cap with the exit of Pankaj Tibrewal who was managing this very successfully - Read on to know why we feel we should not exit in a hurry especially as Kotak has roped in ICICI Small Cap fund manager Harish Bihani and ull be surprised knowing that the

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Vivek Banka

@VivekBanka7

1 month

🙏

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Vivek Banka

@VivekBanka7

11 months

Catch us on our super sought after Twitter Spaces with @riteshmjn tonight ( Arguably one of the best macro trend spotters globally ) on some super interesting views he has: @GabbbarSingh @Goal_Teller 1) Bullish on Precious Metals 2) Bullish on Japan and Mexico 3) INR will

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Vivek Banka

@VivekBanka7

2 months

A team and coach which rests Jaiswal, Gill, Rinku Singh, Samson deserves to loose 🙈

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Vivek Banka

@VivekBanka7

10 months

Best is to just stay at home stop all activities and make the world a tomb

Ishkaran Singh Bhandari

@ishkarnBHANDARI

10 months

You thought agenda will end with Cracker Ban? No-It Will extend to not gift during Diwali, choke our economy as about ₹3.5 lakh crore sales done in Diwali Season. Ultimate target is not Diwali, it’s - Our Festivals. Our Economy. Our Existence.

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Vivek Banka

@VivekBanka7

2 years

Hello Everyone thanks for the amazing responses to our twitter spaces - there are some glitches today and hence we shall reconvene on Monday eve - meanwhile please feel free to set a call with GoalTeller - Thanks again @GabbbarSingh

Comprehensive Investment Planning & Systematc Investment Calculator

GoalTeller is one-stop shop for systematic investment calculator. We provide personalized financial advice, investment management, and tools to help you achieve your goals.

goalteller.com

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Vivek Banka

@VivekBanka7

1 year

Thanks everyone @GabbbarSingh and everyone else who joined todays spaces - despite being spilled over to 2 hours it was great answering all queries Unanswered queries I will try and revert on the chat / DM or you are always welcome to come and book a call at @Goal_Teller

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Vivek Banka

@VivekBanka7

11 months

Thanks everyone and sorry today twitter seems to be very glitchy - please DM me or visit goalteller to book a call See you all again in a couple of weeks :) Thanks @GabbbarSingh @DeepikaBhardwaj @sanjukta @ShoneeKapoor nikhilvarghese @Goal_Teller

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Vivek Banka

@VivekBanka7

10 months

Zerodha LargeMidcap 250 NFO - A truly long term/ buy and hold investment avenue - Our latest newsletter's Question of the Week on popular request Should I invest in the new Zerodha LargeMidCap 250 Index NFO? Hello User "No investment should be done without checking your risk

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Vivek Banka

@VivekBanka7

2 years

Long term wealth creation is only made with long term discipline and not by jumping queues too often

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Vivek Banka

@VivekBanka7

2 years

Learnings – 1) Firstly avoid high beta stocks, 2) Avoid leveraged companies, 3) Cash is king and deploy it wisely We have repeatedly over the past few months even advised investors against funds which have had large exposure to leveraged conglomerates

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Vivek Banka

@VivekBanka7

1 month

Hindenburg - Can Indians Really Be Fooled everytime Imagine this: you've invested in ABC Mutual Fund, a reputable choice for many savvy investors. But suddenly, you're caught in a whirlwind of controversy simply because a notorious scamster happens to invest in the same fund.

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Vivek Banka

@VivekBanka7

11 months

Do join in here for our super successful twitter spaces as usual every fortnight. As promised we keep inviting some amazing guests and today promises to be extra special :) @DeepikaBhardwaj @sanjukta @GabbbarSingh

Deepika Narayan Bhardwaj

@DeepikaBhardwaj

11 months

TONIGHT AT 9 TWITTER SPACE ON MANAGING MONEY WITHIN MARRIAGE TO AVOID DISPUTES Hosts : @GabbbarSingh @VivekBanka7 Would be joining @sanjukta @ShoneeKapoor to discuss

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Vivek Banka

@VivekBanka7

2 years

Hindenburg maybe might have made tonnes of money shorting the stock and individuals who bought at 1000-1400 have made money on the upside, however several people have bled tonnes of money in this entire saga trying to jump around different stock views

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Vivek Banka

@VivekBanka7

8 months

Thanks for the opportunity to speak out a very critical aspect which we come across now - deworsification ;) Don’t spread yourselves too thin guys - it’s detrimental in many ways- lack of attention, reduced focus, tendency to ignore underperformers, getting caught in froth

Mint

@livemint

8 months

#MintBFSI2024 | Customer portfolios often include 10-20 funds, which seems excessive. Platforms pushing risky thematic stories may find it challenging to justify fund choices to investors when market conditions shift, says @VivekBanka7 , Co-Founder, Goalteller Watch LIVE:

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Vivek Banka

@VivekBanka7

1 month

Mutual Fund NAV's should be down by around 3-5% today Tho its a crash, its not carnage - old timers will know in carnage situations small caps are down like 10% or more My first buy level is 24k but with the state of global markets looks like Nifty could drop down to

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Vivek Banka

@VivekBanka7

9 months

Sitting on Cash and worried on how to deploy : This is what you could do now Little context on valuations: Nifty is trading at approx 21 times PE Earnings have been strong and 1 big reason why we had some discount was this entire political risk that emerged on a/c of the INDIA

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Vivek Banka

@VivekBanka7

1 year

20 and counting

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Vivek Banka

@VivekBanka7

1 year

Winners of our twitter spaces: @kartikragavan @nitinbathla450 @investor_life @SureshGadri1444 Nishith Asthana Winners will get a mix of scratch maps,Japanese tea set, “ Let’s talk mutual funds”, travel journal Our next spaces will be on the 18th and this time we have another

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Vivek Banka

@VivekBanka7

2 years

Future and Options: Quick tools to make money or Weapons of Mass Destruction, as famously quoted by Warren Buffet - 🧵A thread: (1/15)

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Vivek Banka

@VivekBanka7

1 year

Super stoked to announce our Podcast Series that boasts of a great set of guests - further excited to have a quick poll on our guests in the build-up to this release - Guess and win big prizes!

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Vivek Banka

@VivekBanka7

11 months

must watch

U C

@engg_uc

11 months

Trader means Chameleon 😁 Change ur colour accordingly

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Vivek Banka

@VivekBanka7

2 years

Thanks everyone for the, as usual amazing response to the spaces, hope was helpful and we shall be back in ten days - thanks

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Vivek Banka

@VivekBanka7

2 years

In psychiatry there is a certain condition known as “delusion of reprieve.” The condemned man, immediately before his execution, gets the illusion that he might be reprieved at the very last minute. Extract from "Man's search for meaning" by Viktor Frankl True for penny stocks

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Vivek Banka

@VivekBanka7

4 months

Hi Guys sorry the space ended abruptly due to some glitch - we’ll answer any unattended questions if you guys can DM - and as usual we’ll be back next week with another guest and some amazing prizes Thanks once again @GabbbarSingh @ActusDei @niteshbuddhadev @pankajf

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Vivek Banka

@VivekBanka7

1 month

@GabbbarSingh @dmuthuk People don’t understand that due to the effective and non corrupt enforcement of budget announcements the denominator of returns due to a better economy is far superior than worrying about small increases in capital gain percentages ( Yes I would be worried if this trend

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Vivek Banka

@VivekBanka7

1 year

@DeepikaBhardwaj And here as a SEBI RIA, we have to spend hours in compliance, record all conversations, have disclaimers and others - so come over to and take the help of a registered investment advisor ( There are only 1300 of us and declining)

Comprehensive Investment Planning & Systematc Investment Calculator

GoalTeller is one-stop shop for systematic investment calculator. We provide personalized financial advice, investment management, and tools to help you achieve your goals.

goalteller.com

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Vivek Banka

@VivekBanka7

11 months

Don’t be the Guinea Pig for such investors Not a recommendation but valuations are high and many more opportunities in the listed space that seem better bets #MamaearthIPO

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Vivek Banka

@VivekBanka7

1 year

Was an absolute joy speaking to Rajeev Thakkar, one of the best and most informative episodes that Ive shot - do tune in on our social media channels - @PPFAS @Goal_Teller

Episode 5 of Money Confessions- Rajeev Thakkar

In a fun-filled episode of Money Confessions, host Vivek Banka and financial guru Rajeev Thakkar - CIO & Director PPFAS, team up to share quirky and valuable...

www.youtube.com

GoalTeller

@Goal_Teller

1 year

Rajeev Thakkar- CIO at Parag Parikh Mutual Fund. A man who stands by his convictions, in stocks and personal life as well. A man who has spearheaded the success of a mutual fund driven purely by values and performance. A man of less words, someone you will love to listen and

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Vivek Banka

@VivekBanka7

8 months

As we witness history today, I sincerely hope that the spirit we embrace endures far beyond the present. Let us steadfastly confront the trivial religious jests of stand-up comedians, unapologetically uphold our religious practices without a sense of shame, nurture a heartfelt

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Vivek Banka

@VivekBanka7

1 year

Blessed to have investors like Dr. Ranjan Pai and @Rainmatterin @Nithin0dha amongst others, as part of @Goal_Teller 's cap table - investors who have never pushed or given any unwarranted " Gyaan" ;) or push, while at the same time been super cooperative for any help that we have

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Vivek Banka

@VivekBanka7

9 months

Thanks Neil Borate for taking my inputs At GoalTeller we come across cases very single day where smart individuals get sucked into much worse policies, with the difficult choice of choosing between the “ devil and the dark sea “ - I.e They can’t stop paying as the earlier

Neil Borate

@ActusDei

9 months

Insurance is often sold on ignorance. Financial ignorance. Take LIC Jeevan Utsav and the ‘10% of sum assured' tagline. @VivekBanka7 did the IRR math. It is 5.7%. Over 15 yrs, you can take risk and do better in NPS or a hybrid fund. Story by @apri_sharma

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Vivek Banka

@VivekBanka7

3 months

Do join our spaces tonight on a very important discussion @ActusDei @GabbbarSingh Our views on the markets now @Goal_Teller Political Shifts and Market Dynamics – A closer look at the investing landscape Current Situation 1) The Nifty is trading at around 20/21 times earnings

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Vivek Banka

@VivekBanka7

1 year

Happy to announce winners with the best questions, of our Spaces yesterday @deepakshenoy @GabbbarSingh @ashish_pov @Srikanth_K07 @VivekSanthosh20 @harjitsingh86 @jatinkrmalik @BhaskarAglave @Investwithvenki @marketmoja Prizes will be from a lottery of Japanese tea pots,

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Vivek Banka

@VivekBanka7

2 months

Thanks so so much @adityaSuperU for the very kind words. This has really made my day and week for sure Despite good returns, unfortunately as RIA's individuals find it difficult to see the value and posts like yours help us immensely We will continue to strive and meet up to

Aditya Agrawal

@adityaSuperU

2 months

Fastest and easistest way for wealth creation is investing in mutual funds. Although I am late to the party, but my XIRR is around 32% on mutual fund, panned out in a very short time. Thanks to @VivekBanka7 and @Goal_Teller for hand holding me. This is an appreciation post

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Vivek Banka

@VivekBanka7

1 year

@kanishkabagaria The SEBI regulation / paper actually proves that higher trading means higher losses and not the other way round - MF's analytics show that investor returns havent matched fund returns - that too by 50% coz investors move in and out - hope this clarifies

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Vivek Banka

@VivekBanka7

1 year

Hi Everyone, as promised, the following individuals will receive a free copy of @monikahalan 's book " Lets Talk Mutual Funds". They had participated in our last spaces and were one of the best questions @GabbbarSingh @Rajee_vjha @shivraj07087 @jasuja @sandeepnaharia

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Vivek Banka

@VivekBanka7

1 year

Anyone buying on Exchange - BEWARE - Do not place your order as "MARKET ORDER" place a limit order with the price as mentioned above

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Vivek Banka

@VivekBanka7

1 year

Price of some series that are trading around above levels (SGBMR29XII, SGBJUN28, SGBJUN29II, SGBOC28VII)- Between 5850 – 5900 (Though liquidity is low and bid ask spread is high)

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Vivek Banka

@VivekBanka7

3 months

Election Day Spaces - 4th June at 10pm Be ready with your questions, win big prizes and as usual @Goal_Teller users get the chance to ask questions first :) Look forward @GabbbarSingh @ActusDei

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Vivek Banka

@VivekBanka7

1 year

Need to add brokerage here that you will pay - also keep in mind some of these have an added benefit of an "Accrued Interest" i.e. the interest of 2.5% semi annual that you would get in the next payment date So how to decide?

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Vivek Banka

@VivekBanka7

2 months

My final summation of the budget 1) No point of fretting about what could happen in future 2) Despite higher tax rates, lets hope the other measures are implemented well which will lead to better topline returns on both real estate and equities 3) Clear push of the government

BW Businessworld

@BWBusinessworld

2 months

Stay updated on ! Day-2: Leading experts are ready to analyse the Union Budget 2024 with BW Businessworld. Don't miss this comprehensive analysis – your key to understanding the future of India's economy! #BudgetWithBW Join at:

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Vivek Banka

@VivekBanka7

2 months

Massive respect for Djoko here - audience and masses cant get away with anything just cause they cant be identified Hope he goes on to win the slam - will be the best answer to such boos #Djokovic

James Melville 🚜

@JamesMelville

2 months

Zero shits given by Novak Djokovic.

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Vivek Banka

@VivekBanka7

10 months

Amazed to see how uncommon, common sense is

Jawhar Sircar

@jawharsircar

11 months

RBI Data shows how Modi systematically looted the nation — wiped off ₹14.5 LAKH CRORE in 9 years — 7 times more than previous regime’s 10 years. Max 1.5% bad loan loan is internationally acceptable. In Modi’s tenure it was around 7% to 11% — anything above 1.5% is just LOOT

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Vivek Banka

@VivekBanka7

2 years

Apart from other things, one important aspect that has got unnoticed is the taxation on MLD in this budget - Market Linked Debentures - We had anticipated and also stopped investing into these for the past 2 months Taxation is now at slab rate for any MLD sales beyond 1st Apr

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Vivek Banka

@VivekBanka7

3 months

More money is lost by sitting on the sidelines than waiting for a crash Economists have predicted seven out of the last five recessions

Piyush Chaudhry

@piyushchaudhry

3 months

A mega Stock Market crash is expected to rattle the Indian Markets on June 4. This massive crash will be the highest this generation has ever seen and can be of up to 50 .. points.

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Vivek Banka

@VivekBanka7

9 months

LIC Jeevan Utsav - 10% return ( Not really) - Reasons u should not buy and a few reasons u could buy - Read on ... The new Jeevan Utsav policy by LIC which optically promises a 10% return i.e. if you pay for a certain no of years you will receive 10% back every year until

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Vivek Banka

@VivekBanka7

1 month

@mehtahansal Thousands of images, government advisories all are lies apart from one random Jimmy - maybe speaks about the quality of company he keeps

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Vivek Banka

@VivekBanka7

2 years

Personal Finance Lesson from the SVB episode - Do not invest any moneys for emergency fund / < 3 years financial goals in Equities / locked in products or long term bonds

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Vivek Banka

@VivekBanka7

11 months

Never gets old in any market cycle

Fundamental Investor ™ 🇮🇳

@FI_InvestIndia

11 months

5 Timeless Principles of Investing - Jack Bogle, The Vanguard Group. Speech was 26 Years Ago. 2 min of Pure Timeless Wisdom. Bookmark. Watch. Share ❤️ #FI

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Vivek Banka

@VivekBanka7

1 year

We were getting a lot of queries from individuals on GoalTeller about how the preference of individuals in USD investing. So did a quick math Since 1995- USD/INR : A 3.46% decline annualized (of course not linear), while the inflation difference was around 4.5% (Currency

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Vivek Banka

@VivekBanka7

11 months

Do read my article on @moneycontrolcom about which is more important - cost or returns - I’ve shed light on some fairly unknown terms @Goal_Teller

Moneycontrol

@moneycontrolcom

11 months

Cost or Returns — which is more important as an investor when picking an #investment ? ✍️ @VivekBanka7 writes Read to know 👇 #MarketsWithMC #PersonalFinance

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Vivek Banka

@VivekBanka7

1 year

The Goat #Djokovic

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Vivek Banka

@VivekBanka7

9 months

@deepakshenoy Issue in VC/PE funds today is that the math is against the investor due to the fee ( 2/20 structure i.e. 2% management fee and 20% profit share) + inefficient taxation - with all this the difference between the pre and post tax return can be huge @deepakshenoy @Iamsamirarora

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Vivek Banka

@VivekBanka7

1 month

Ready reckoner on investments and taxes by @Goal_Teller When, how and what to invest into considering the market outlook and new tax regime #Budget2024

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Vivek Banka

@VivekBanka7

1 year

These prices change real time and the advise is as of today ( Before 2pm on 20th June) so please please do consult an expert registered financial advisor before taking any action

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Vivek Banka

@VivekBanka7

11 months

Thanks everyone for the great response, if you have any additional questions please DM or visit goalteller and I shall try and answer to the best of my ability

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Vivek Banka

@VivekBanka7

3 months

To all @Goal_Teller users, all our financial plans unlike several others have continued to ensure that none of your emergency funds and < 3 year goals are into equities and hence this is what we should do Invest below 21,000 Nifty Levels Reduce above 23.5k levels At this

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Vivek Banka

@VivekBanka7

4 months

@hvgoenka Check out Hindustan Motors - no operations and the stock price is zooming @hvgoenka

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Vivek Banka

@VivekBanka7

1 year

" In fact the smartest Big Data companies are already cutting down their data. At Google major decisions are now based on only a tiny sampling of their data. A major reason that Google searches that they are so valuable is that not that there are so many of them; it is that

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Vivek Banka

@VivekBanka7

1 year

So what next as investors at Mt 20k - some thoughts Since its anyone's guess as to how the markets will play, let us give some guiding points to different set of investors. For Existing Investments If your equity exposure is higher than your long term allocation number -

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Vivek Banka

@VivekBanka7

4 months

This slide will prove why the immediate and stagger debate is more to ensure emotional control and not returns

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Vivek Banka

@VivekBanka7

1 year

If you are a short term trader/ investor – Buy from the exchange if you get < 5875 levels as the maturity would be lower and possibilities of getting tax benefits are higher (Please discuss with a registered financial advisor to get exact advise)

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Vivek Banka

@VivekBanka7

10 months

Look forward to tonight's financial planning spaces- apart from the usual Q&A we shall discuss Samvat 2079 and Samvat 2080 - Reference to @Goal_Teller 's annual yearbook that can be downloaded on @GabbbarSingh Today its 9pm - 11pm

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Vivek Banka

@VivekBanka7

4 months

@kumarsamit @GabbbarSingh @oraunak @Goal_Teller @ActusDei Sorry for this but Raunak is in the US and only available at this time hence the time

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