Tamal Bandyopadhyay @TamalBandyo Twitter profile

Last Seen Profiles

@sinicynr

@LuckyDog77_

@canniyuri

@VmaniakJ

@Anaimiya2

@couples_mot7arr

@mezambaldi

@slwy777478

@CharlieCrist

@Z2Z7gB5XTAEkfih

@990913days

@bokeplokalmalam

@puremiamuhato

@CAntasma

@final666irl

@token

@ahmadalbarrak81

@stw_pdg

@nerexBM

@KinetixFi

@grapeschitz

@Crosheighth_v4

@EchoPupper

@L3XXX72923

@sear_arw

@Siyimaoart

@BntMmmmhwn10492

@susannesivonen

@Craash1231

@Strike_dip_com

@tailo33

@LordBrentwood

@IrisNi18

@nikkan_yakyuude

@BitcoinKits

@manlybottom219

Tamal Bandyopadhyay

@TamalBandyo

2 years

3 banks given loan to Great Indian Nautanki Company. For buying a property by Great Indian Tamasha Company. Tamasha Co is also a guarantor. Now it’s #NPA . Didn’t the names ring any bell? ⁦ @IDBI_Bank ⁩ ⁦ @HDFC_Bank ⁩ ⁦ @bankofbaroda ⁩

359

2K

5K

Tamal Bandyopadhyay

@TamalBandyo

2 years

Have you noticed this? India’s foreign exchange reserves have depleted $44.73 billion in past 8 months. On Sept 3, 2021 the pile was $642.45 billion. By end April, it slipped to $497.73 billion.

299

1K

5K

Tamal Bandyopadhyay

@TamalBandyo

2 years

Look at how ⁦⁦ @canarabank ⁩ selling fixed deposits in Mumbai suburbs. Tells the story of liquidity crunch on the system. Banks need more money to support rising credit growth

278

732

3K

Tamal Bandyopadhyay

@TamalBandyo

2 years

. @RBI asks banks details of loans given to Adani Group. News of the day. Why would RBI ask for such info? It has every detail on its table. CRILC, established in June 2014, has all data of loans (Rs5 cr & above) of all banks, updated every month. For NPAs, data supply weekly.

167

704

3K

Tamal Bandyopadhyay

@TamalBandyo

4 years

. @RBI announces 24x7x365 RTGS from 00:30 hours on 14 December. India will become one of the few countries in world to operate RTGS system round the clock through year. NEFT was made operation 24x7 less than a year back. Tremendous progress in payments space...

16

407

3K

Tamal Bandyopadhyay

@TamalBandyo

2 months

#RGKarHospital : An artist’s impression of Durga Puja in West Bengal this year.

31

649

2K

Tamal Bandyopadhyay

@TamalBandyo

3 years

Loved this ⁦ @Amul_Coop ⁩

7

150

2K

Tamal Bandyopadhyay

@TamalBandyo

1 year

Tragedy or comedy? The banker who manages Rs55.17 trillion assets of India’s largest bank earns Rs37 lakh annually l @TheOfficialSBI SBI Chairman Dinesh Khara took home Rs 37 lakh annual salary in FY23

SBI Chairman Dinesh Khara took home Rs 37 lakh annual salary in FY23

Khara’s salary included Rs 27 lakh basic pay and Rs 9.99 lakh dearness allowance. In the previous fiscal year, Khara earned Rs 34.42 lakh in annual salary

www.moneycontrol.com

249

290

2K

Tamal Bandyopadhyay

@TamalBandyo

5 years

Voices from corporate India. I’m sure more will follow. So reassuring #COVID19

24

491

2K

Tamal Bandyopadhyay

@TamalBandyo

4 months

26 listed banks — 14 private, 7 public sector and 5 small finance banks —have less than 1% net NPAs in March 2024. When did we last see such robustness in Indian banking sector? Latest #BankersTrust in ⁦ @bsindia ⁩

59

546

2K

Tamal Bandyopadhyay

@TamalBandyo

6 years

I collected boarding pass for my Spore flight; at security discovered I lost my iPhone. Amin’s Abhasi of ⁦ @jetairways ⁩ rushed to help. She tracked down driver of hired car, made sure he could drive an empty car to departure gate and went out to pick my phone. Thank you

29

134

1K

Tamal Bandyopadhyay

@TamalBandyo

4 years

. @ICICIBank has started using satellite data to assess credit worthiness of farmers. First bank in India to so. Satellite data on land, irrigation & crop patterns being used to take lending decisions. Has been doing this for months for 500 villages in Maharashtra, MP & Gujarat

22

200

1K

Tamal Bandyopadhyay

@TamalBandyo

2 years

Digital payments: India is taking the bill by the horns and moving ahead …

23

136

1K

Tamal Bandyopadhyay

@TamalBandyo

3 years

A heart warming story. 11-yr old child breaks her piggy bank, donates Rs1970 to CM’s Relief Fund to fight #Covid . She kept the money, saving small changes her parents had given, for her dad’s treatment. He died. She doesn’t want any child to lose dad. @timesofindia ⁩

48

221

976

Tamal Bandyopadhyay

@TamalBandyo

1 year

Wonderful. @ICICIBank commits Rs 1,200 cr to help Tata Memorial Centre build 3 cancer facilities at Kharghar (Navi Mumbai), Mullanpur (Punjab) & Visakhapatnam. Will be functional by 2027 & handle 25,000 cancer patients per year, 25% higher than current Tata Memorial capacity

14

124

891

Tamal Bandyopadhyay

@TamalBandyo

4 years

What a cover! @TIME

21

207

841

Tamal Bandyopadhyay

@TamalBandyo

11 days

85.29% bank relationship managers don't know difference between regular & direct mutual fund, says 1Finance survey of 1,600+ bank RMs. 98.04% don't know what real & nominal rate of return mean; 75% don't know tax benefits on investing in ELSS. Finally, 7.56% say they're told to

66

177

842

Tamal Bandyopadhyay

@TamalBandyo

4 months

Wow! What a run. India #GDP growth 7.8% in March Quarter, better than what most expected. This takes FY2024 GDP growth to 8.2%. India rocks 💥

14

97

821

Tamal Bandyopadhyay

@TamalBandyo

2 years

.⁦ @canarabank ⁩ looking for fixed deposits in Mumbai suburbs. Tells the story of liquidity in the banking system. Banks need money to keep pace with credit growth

90

165

748

Tamal Bandyopadhyay

@TamalBandyo

3 years

Some headlines on Diwali eve: D St sees best Samvat in 12 yrs For Jewellers, best Dhanteras in 3 yrs Credit card spend surged 57% in Sept Corporate profit:GDP ratio decade high Banks extend Rs63,574 cr loans in a fortnight

11

105

700

Tamal Bandyopadhyay

@TamalBandyo

5 months

Look at how much dividend RBI has been paying over past few years. Volatility apart do you see any pattern?

104

168

711

Tamal Bandyopadhyay

@TamalBandyo

3 years

Noticed this? @Bajaj_Finance auto loan book Rs11,347 cr; GNPA 19.15% @TheOfficialSBI Bank auto loan book Rs74,250 cr: GNPA 1.4%

35

133

699

Tamal Bandyopadhyay

@TamalBandyo

3 years

. @MorganStanley expects India to be included in global bond indices in early 2022. Projects index inclusion will attract $170/250 billion in bond inflows in next decade. This will have profound implications for economy, FX, bond yields and equity markets

12

120

687

Tamal Bandyopadhyay

@TamalBandyo

3 years

Some Facts & Figures: July 2008: Brent Crude $146.66, $/INR 43.3, Petrol Rs50.62, Diesel Rs34.86, LPG Rs346.30 20 October 2021: Crude $83.76, $/INR 74.87, Petrol in Mumbai Rs112.11, Diesel Rs102.89, LPG Rs899.50 In rupee term 1 litre crude was Rs39.66 then; it’s Rs39.44 now.

99

211

651

Tamal Bandyopadhyay

@TamalBandyo

3 months

Will @IDFCFIRSTBank boss V Vaidyanathan be the highest individual income tax payer for FY24? It seems he has paid Rs240.4 crore! Glad to see a professional-turned-entrepreneur earning wealth and not setting up Trusts to save tax. Vaidya's big heart for philanthropy is well known

30

88

661

Tamal Bandyopadhyay

@TamalBandyo

1 year

Work life balance for a #PSU bankers. Latest #BankersTrust in ⁦ @bsindia ⁩ on the weekly schedule of a banker. ⁦ @ChairmanIba ⁩

32

394

624

Tamal Bandyopadhyay

@TamalBandyo

3 years

Banking an essential service but the list of people who can travel in Mumbai Local trains doesn't include bankers! Also, shouldn't the bankers get vaccine on priority like health workers, police and people on election duty? @PiyushGoyal @CMOMaharashtra @MoHFW_INDIA @ChairmanIba

37

372

617

Tamal Bandyopadhyay

@TamalBandyo

5 months

The life of a PSU banker. A real story. Latest #BankersTrust column in ⁦ @bsindia ⁩

40

211

614

Tamal Bandyopadhyay

@TamalBandyo

1 year

Nice one

19

97

591

Tamal Bandyopadhyay

@TamalBandyo

3 years

Two Indians are 1st and 2nd richest in Asia. How do you feel? Elated? Excited? Proud?

103

46

583

Tamal Bandyopadhyay

@TamalBandyo

3 years

Temples and mosques being converted into #covid centres; gurudwaras doing oxygen langar. This is true religion. Feeling proud seeing this.

11

66

578

Tamal Bandyopadhyay

@TamalBandyo

1 year

Latest incidents of suicide highlight the work culture in public sector banks. Latest #BankersTrust in ⁦ @bsindia ⁩ ⁦ @ChairmanIba ⁩ ⁦ @RBI ⁩ ⁦ @TheOfficialSBI ⁩

55

393

537

Tamal Bandyopadhyay

@TamalBandyo

3 years

. @RBI bans @Mastercard from on-boarding new Indian customers from July 22. For non-compliance with directions on storage of payment data. In April 2018, RBI directed all to keep such data in India. From May @AmexIndia was banned from on-boarding new customers from similar reason

12

139

511

Tamal Bandyopadhyay

@TamalBandyo

3 years

Interesting. Shareholders are sensitive to such issues. ⁦ @EicherMotorsLtd ⁩ MD loses reappointment on salary hike plan. ⁦ @EconomicTimes ⁩ report

21

75

520

Tamal Bandyopadhyay

@TamalBandyo

3 years

. @ICICIBank economic research says cut in excise duty and VAT on petrol & diesel may reduce #inflation by 0.30-35%. Customs duty on edible oils is also cut. Overall, it expects 5.3% average retail inflation in FY 22 (5.4% earlier) & 5% in FY23 (5.2% earlier)

8

52

497

Tamal Bandyopadhyay

@TamalBandyo

6 years

Two chicks on a floating chappal. Kerala floods

20

127

486

Tamal Bandyopadhyay

@TamalBandyo

3 years

Harsh reality of #Covid pandemic. ⁦ @bsindia ⁩ report

19

112

484

Tamal Bandyopadhyay

@TamalBandyo

3 years

Currency in circulation during #Diwali has not risen despite Rs1.25 trillion record purchases. @TheOfficialSBI chief economist @kantisoumya culls data showing @UPI_NPCI transaction doubling this diwali & debit card transactions dropping. Fundamental shift in customer behaviour

7

64

471

Tamal Bandyopadhyay

@TamalBandyo

5 years

Should insurance cover for bank deposits be raised? Last revision 23 yrs 6 months ago. Inflation rate since 1993 has been 472.88%. So,Rs100 in 1990 Rs572.88 today. 1961: Rs1.5K Jan 1968: Rs5K Apr 1970: Rs10K Jan 1976: Rs20K July 1980: Rs30K May 1993: Rs1 lakh @IBA_org_in @RBI

38

194

462

Tamal Bandyopadhyay

@TamalBandyo

3 years

In 1950, a clerk of Imperial Bank (earlier avatar of ⁦ @TheOfficialSBI ⁩) was getting a monthly salary of 55+DA Rs35+award allowance Rs10+city alliance Rs12.8. Overall Rs112.80.

18

67

457

Tamal Bandyopadhyay

@TamalBandyo

2 months

Banks are caught in a trap. Rates on deposits going up as fierce war on for deposits but bulk of loan rates can’t go up as policy rate stable & T Bill yield slipping. All #MSME & retail loans linked to them. Latest #BankersTrust in ⁦ @bsindia ⁩

32

140

465

Tamal Bandyopadhyay

@TamalBandyo

2 years

Opps. From reactions I understand it's wrong. Picked up from one respectable website. It seems that they have added all holidays across states and got this figure. Not the right representation. Sorry. Anyway, in digital age bank holidays don't matter.

Tamal Bandyopadhyay

@TamalBandyo

2 years

Banks in India will remain closed for 21 days in October, including 2nd & 4th Saturdays & Sundays— 5 This month. Gandhi Jayanti, Durga Puja, Diwali holidays across states.

400

39

393

109

108

448

Tamal Bandyopadhyay

@TamalBandyo

2 years

Wow. See how Public Sector Banks are driving the credit growth. Source: ⁦ @RBI ⁩ Monetary Policy Report.

25

122

450

Tamal Bandyopadhyay

@TamalBandyo

2 years

Congratulations @DasShaktikanta . Four years at the helm of @RBI , successfully steering Indian central bank in troubled times of #COVID19 . I'm sure that 5th year, which starts on Monday, coinciding with India's #G20 presidency, will be interesting, eventful. @ShaktikantaRBI

10

45

442

Tamal Bandyopadhyay

@TamalBandyo

10 months

Congratulations. Gov @DasShaktikanta completes 5 years today at the helm of @RBI . From a 23.37% decline in #GDP in #COVID19 affected June Q of 2020 to 7.6% growth in Sept 2023 — he has seen all and steered economy through tough time with elan. Fight against inflation still on.

4

84

408

Tamal Bandyopadhyay

@TamalBandyo

2 years

#UPI has 71.1% share of payments system in volume. Other wallets come very distant second 5.3% and debit and credit cards combined share 6%.

6

107

395

Tamal Bandyopadhyay

@TamalBandyo

2 years

Banks in India will remain closed for 21 days in October, including 2nd & 4th Saturdays & Sundays— 5 This month. Gandhi Jayanti, Durga Puja, Diwali holidays across states.

400

39

393

Tamal Bandyopadhyay

@TamalBandyo

3 years

Nice one

0

28

396

Tamal Bandyopadhyay

@TamalBandyo

3 years

Former @TheOfficialSBI boss Rajnish Kumar joins Shanghai Banking Corporation Asia board as independent non executive director. He will also be a member of the bank's audit committee and risk committee. @HSBC

3

89

380

Tamal Bandyopadhyay

@TamalBandyo

7 years

Harshad Mehta scam related to BR (banker's receipt); we're not digitalised then. NSEL scam related to WR (warehousing receipts); there was no mechanism to tally physical stock & paper entry. Now, we ve $1,77 bn LoU scam in a digital world where every move can be traced!

22

260

371

Tamal Bandyopadhyay

@TamalBandyo

3 years

VITAL STATISTICS Indian GDP: $2.67 trillion Corporate Profits in FY 21: 2.6% of GDP Market Cap: $3 trillion Bank Credit: $1.34 trillion # All at current exchange rates

10

41

383

Tamal Bandyopadhyay

@TamalBandyo

3 years

Happy to tell you all that "Pandemonium: The Great Indian Banking Tragedy" has won the Tata Literature Live Business Book of the Year 2021 Award. Thank you @tatalitlive @RoliBooks and my dear READERS...

47

29

387

Tamal Bandyopadhyay

@TamalBandyo

3 years

Looks like Sunday, 30 May, will be a busy day for banking industry. @FinMinIndia will make an announcement at 11.30 am in Delhi. @ChairmanIba will follow it up in Mumbai at 12. What's cooking? @RBI already announced a #COVID19 package for banks early May. Wait and watch...

41

81

381

Tamal Bandyopadhyay

@TamalBandyo

2 years

Latest ⁦ @Amul_Coop ⁩ hoarding

3

37

371

Tamal Bandyopadhyay

@TamalBandyo

3 years

Why do we pay so much tax on petrol & diesel? Well, Govt has to service the oil bonds. That’s why, we’re told. This chart tells a different story. In FY21, oil bond interest Rs9990 cr; tax on oil Rs1.6 trillion. ⁦ @bsindia ⁩

20

120

370

Tamal Bandyopadhyay

@TamalBandyo

5 years

Parthasarathi Mukherjee, MD & CEO of Laksmi Vilas Bank, worked without salary for 19 months since February 2018 till he quit this week! This is because @LVBankLtd has been in the red. Good example to emulate for loss-making banks’ CEOs

13

61

370

Tamal Bandyopadhyay

@TamalBandyo

2 years

. @RBI has been supplying US dollars to market to ensure there is adequate forex liquidity. After all, this is the very purpose for which we had accumulated reserves when the capital inflows were strong. You buy an umbrella to use it when it rains! Says @DasShaktikanta

14

35

362

Tamal Bandyopadhyay

@TamalBandyo

2 months

Finance Minister, RBI Governor… all want banks to focus on deposit mobilisation. Various theories on how investors chasing other assets. But how will banks mobilise deposits when a very large segment of population has no money to save? Latest #BankersTrust in ⁦ @bsindia ⁩

25

94

358

Tamal Bandyopadhyay

@TamalBandyo

4 years

This is what I’m hearing; Fraudsters are calling and asking for #COVID ー19 vaccine registration. They ask for #Aadhar , email, id etc. Then, to authenticate Aadhar, they ask for OTP. The moment OTP is given, money is siphoned off from Aadhar-linked Bank account. Please be aware

5

233

350

Tamal Bandyopadhyay

@TamalBandyo

2 years

Credit demand is picking up. For week ending Sept 9, Y-o-y credit growth 16.2%. When did it last cross 16%? In November 2013. Credit growth remains above 15% for one-and-a-half months now signalling steady rise in demand

14

56

343

Tamal Bandyopadhyay

@TamalBandyo

2 years

A bank is a confidence trick. Well said. Former ⁦ @RBI ⁩ Governor D Subbarao in ⁦Hindustan Times ⁦ @htTweets ⁩

9

86

352

Tamal Bandyopadhyay

@TamalBandyo

2 years

April #inflation 7.79%, much higher than consensus estimate of 7.42%. For four months in row, CPI inflation in India is above the higher end of the @RBI flexible target band of 6% (4%+/-2%). Get ready for another rate hike in June #MPC meeting

12

42

339

Tamal Bandyopadhyay

@TamalBandyo

1 year

Congratulations. ⁦⁦ @RBI ⁩ Governor ⁦ @DasShaktikanta ⁩ with “Governor of the year” award by Central Banking, London

19

59

343

Tamal Bandyopadhyay

@TamalBandyo

3 years

Happy to say that I finished writing my latest book (7th), a creative nonfiction, on banking. Titled `Roller Coaster: An Affair With Banking', it should be out later this year. Seeking your good wishes & blessings, as always, for the project -- very different from my past work

41

29

339

Tamal Bandyopadhyay

@TamalBandyo

7 years

#PNBScam A wild idea: to stop bank defaulters fleeing from country should bank ask for passport as collateral along with personal guarantee? Each time a promoter wants to go overseas, banks can check account status and release passport. What say?

61

134

322

Tamal Bandyopadhyay

@TamalBandyo

5 years

Come December 16 (midnight of Dec. 15) 00.30 hours, #NEFT — National Electronic Fund Transfer — system will go 24/7. So, treasury floor of banks will have to work round the clock @RBI

15

139

330

Tamal Bandyopadhyay

@TamalBandyo

3 years

.⁦ @DasShaktikanta ⁩ boldest monetary policy: Decoupling from developed markets. Big bet on inflation. If it turns out correct, we may not see any repo rate hike in near future. ⁦ @RBI ⁩ #MPC . My #BankersTrust column in ⁦ @bsindia ⁩

9

74

326

Tamal Bandyopadhyay

@TamalBandyo

3 years

I like this. You?

4

22

328

Tamal Bandyopadhyay

@TamalBandyo

5 years

Let’s not feel jealous. They deserve it. Too much stress

48

54

324

Tamal Bandyopadhyay

@TamalBandyo

3 years

#Crude at $100.05 today, almost 28% down in a week — from its high of $139.13 on 7 March. If this trend continues, @RBI will have a sigh of relief.

9

16

316

Tamal Bandyopadhyay

@TamalBandyo

4 years

Wow. @TheOfficialSBI cuts home loan rate to 6.7% and zero processing fee till end March. For home loan over Rs75 lakh, interest rate 6.75%.

10

71

311

Tamal Bandyopadhyay

@TamalBandyo

5 years

You’re not dreaming. ⁦ @IRCTCofficial ⁩ IPO subscribed 112 times and counting. HNI subscription 354 times... Record in recent times? Market has something to celebrate

18

86

307

Tamal Bandyopadhyay

@TamalBandyo

3 years

Hats off to doctors. ⁦ @timesofindia ⁩ report

2

29

309

Tamal Bandyopadhyay

@TamalBandyo

3 years

Interesting observation on #cyberfraud

2

97

305

Tamal Bandyopadhyay

@TamalBandyo

3 years

Nice one…

1

9

295

Tamal Bandyopadhyay

@TamalBandyo

4 years

Yet another cooperative bank bites the dust. @RBI cancels the licence of The CKP Co-operative Bank. Liquidation process starts. Up to Rs5 lakh deposit safe per depositor.

18

124

286

Tamal Bandyopadhyay

@TamalBandyo

4 years

All the king’s horses and all the king‘s men will not be able to save Humpty Dumpty (PSU banks) from being a loser. Banking in india is going the same way as telecom and aviation. TN Ninan’s Weekly Ruminations in ⁦ @bsindia ⁩

29

57

293

Tamal Bandyopadhyay

@TamalBandyo

4 years

Congratulations @IDBI_Bank . After Rs30,182 cr loss spread over 13 successive quarters, IDBI Bank posts Rs135 cr net profit in March Q! Net NPA down to 4.19%, from 17.3% in Sept 2018. CAR healthy 13.31% & provision coverage ratio 93.74%. Worst it behind... Move ahead @IBA_org_in

30

54

285

Tamal Bandyopadhyay

@TamalBandyo

3 years

Landomus Group of US not only wants to invest $2 trillion in India but also has plans to make country #Covid19 pandemic free. $500 mullion first phase investment. Pradeep Kumar Satyaprakash or ready to play the White Knight. Itching to know more about it....

42

37

282

Tamal Bandyopadhyay

@TamalBandyo

7 months

The Ides of March. Get well soon

17

25

287

Tamal Bandyopadhyay

@TamalBandyo

5 months

What’s happening? Shanghai #silver hits an 8% limit-up on Monday morning. #Gold rises about 3%. #Copper opened up 5.5% and hit a 7% limit-up. #Nickel +5.4%, #tin +5%, #zinc +3%, #aluminum +2.3%. #IronOre rises 1.86%, steel #rebars are up 1%. INE crude oil +1%

20

58

280

Tamal Bandyopadhyay

@TamalBandyo

6 years

A personal note. After almost 12 yrs have called it a day in @livemint . Joining the club of @raju , @priyaramani , @HT_Ed , @CafeEconomics and others! Have had a wonderful time. Thank you HTMedia Ltd. You are a great employer

82

25

278

Tamal Bandyopadhyay

@TamalBandyo

3 years

Wow! @RBI working towards a phased implementation of Central Bank Digital Currency with "little or no disruption", says Deputy Governor T Rabi Sankar. A logical extension of what's happening in digital payments space

7

36

262

Tamal Bandyopadhyay

@TamalBandyo

3 years

10 year bond yield rises to 6.4%, last seen October 2020. In the peak of #Covid_19 crisis, it had dropped to 5.6%. From now on, it can only rise...

16

18

270

Tamal Bandyopadhyay

@TamalBandyo

4 years

Wow! ⁦ @RBI ⁩ has one million followers on Twitter. Does any other central bank globally have so many? I guess not.

113

16

263

Tamal Bandyopadhyay

@TamalBandyo

3 years

It's out. 2020-21 GDP contracts 7.3%. January-March quarter GDP rises by 1.6% Who all got it correct?

8

30

261

Tamal Bandyopadhyay

@TamalBandyo

5 months

Isn't it called pink of health? Look at the net NPA (in %) of Indian banks in March 2024. When did we last see such a healthy banking system? Look at the list of banks with less than 1% net NPAs. Earning season is on. Not all banks have declared the results. The list also doesn't

12

100

265

Tamal Bandyopadhyay

@TamalBandyo

3 years

Dec #GST collection close to Rs1.3 trillion. YoY growth 13%

NDTV Profit

@NDTVProfitIndia

3 years

Gross GST revenue collected in December at Rs 1,29,780 crore. For the latest news & updates visit:

3

19

84

8

21

256

Tamal Bandyopadhyay

@TamalBandyo

3 years

Progressive @AxisBank : Employees can list partners of their choice for mediclaim benefit; dress as they wish; use restroom of their choice. Customers can open Jt Ac with same sex partner; use ‘Mx’ as a title; make same sex partner a nominee. Effective from 20 Sept 2021 #LGBT

6

34

259

Tamal Bandyopadhyay

@TamalBandyo

5 years

Rajnish Kumar @TheOfficialSBI boss is at his candid best at India Mortgage Leadership Conclave: The problem in real estate sector is created by the builders, not the Govt. Why should the Govt set it right?

33

77

250

Tamal Bandyopadhyay

@TamalBandyo

7 years

After a gap took @airindiain flight to Mangalore AI 679. Courteous crew, good breakfast & flight on time. Becoming a fan of Air India

22

45

244

Tamal Bandyopadhyay

@TamalBandyo

3 years

Heard Ajit Ranade, Chief Economist at @AdityaBirlaGrp on @CNBCTV18Live saying the Govt can take loan from @RBI pledging shares of public sector undertakings it owns. His calculation is Govt can raise at least Rs10 trillion through this route. What do you feel?

50

16

252

Tamal Bandyopadhyay

@TamalBandyo

3 years

After US, China and UAE, Bangladesh fourth biggest export market for India, replacing Hong Kong. ⁦ @htTweets ⁩

5

27

246

Tamal Bandyopadhyay

@TamalBandyo

3 years

Guess what’s this. A timer displayed outside a new residential building at Khar West. Builder committing to timeframe for handing over occupation certificate to the buyers

15

26

249

Tamal Bandyopadhyay

@TamalBandyo

5 years

A beautiful actress wanted to marry Bernard Shaw to have children with her looks and Shaw’s brains. Shaw declined, saying they could get her brains and his looks! ⁦ @swaminomics ⁩ in ⁦ @timesofindia ⁩ on bank mergers. Will strong banks lift weak or weak banks sink strong?

22

70

245

Tamal Bandyopadhyay

@TamalBandyo

3 years

This foxes me. Defunct @jetairways share trading at Rs80.55 and running airline @flyspicejet share trading at 70.20. Any clue why?

62

14

249

Tamal Bandyopadhyay

@TamalBandyo

3 years

Story of Nilesh Sathe. From a clerk in ⁦ @canarabank ⁩ to cashier in ⁦ @BankofIndia_IN ⁩ to ED in ⁦ @LICIndiaForever ⁩ to ⁦ @irdaindia ⁩ member. On personal front, 3 rounds of fight with cancer. Story of grit & courage. Also gives sense how LIC has evolved.

3

29

242

Tamal Bandyopadhyay

@TamalBandyo

3 years

Just 2% of Indians affected by #covid vs 2% in US, 9% in France, over 7% in Italy, Brazil & Argentina. Same time, 4522 deaths a day highest globally. Simple math. Our 2% is far higher than all countries, barring China. That’s why containing the spread so important. Otherwise...

10

35

243

Tamal Bandyopadhyay

@TamalBandyo

5 years

Have you noticed? @RBI 2020 Feb: 7.4% GDP growth; 25 bps rate cut to 6.25% Apr: 7.2% GDP growth; 25 bps cut June: 7% GDP growth, 25 bps cut Aug: 6.9% GDP growth. 35 bps cut Oct: 6.1% GDP Growth, 25 bps cut to 5.15% Dec: 5% GDP growth Cut in GDP growth 240 bps, rate cut 135 bps

18

72

244

Tamal Bandyopadhyay

@TamalBandyo

6 years

Ruias make Rs54389 cr offer to retain @Essar_Steel . Rs 47507 cr upfront cash payment! If accepted, lenders won’t sacrifice anything. Let’s not waste time speculating where will the money come from; rejoice seeing what insolvency law can do - bring cos on their knees.

32

73

236