Samwel Ndandala @SNdandala Twitter profile

Last Seen Profiles

@health_insured

@veno6197

@CrazyJiggydorf

@princess67557

@Vaaniofficial

@s_sayeh

@TracyNotChelsea

@MLP_SongCat

@HewanDagmawi

@Eberlestock

@itvcalendar

@iMISbyASI

@Walking_HIStory

@schilidoni

@Bdwybttm

@Josh84209125657

@Ferfigo

@latinoyuji

@suakarts

@GaneshPras18842

@saraymnn

@Ramon_sp96

@kphstation

@AUgtzm2nW9MU2c

@GgmDavid

@stw_pdg

@ahmahm770

@ninimlgbReal

@GreatScottathin

@DigitalsafetyYe

@Ejaz_777

@CUBlackMedsoc

@nixonxen

@stw_pdg

@4Khadij

@thebossinnicar1

Samwel Ndandala

@SNdandala

9 years

Liberia is ebola-free. I know news like this isn't the stuff trending hashtags are made of, but it is great news.

18

2K

962

Samwel Ndandala

@SNdandala

3 years

'Ningependa kushiriki lakini bajeti yangu hainiruhushu'. Ukiweza kujiambia mwenye maneno haya, na kuwaambia wenzako bila kusikia aibu wala kujiona mnyonge, tayari unaelekea kuzuri.

21

159

755

Samwel Ndandala

@SNdandala

3 years

Kwenye safari ya kujenga utajiri mwaka huu ✅ Jali afya. Afya ndio utajiri namba moja. ✅ Jenga nidhamu ya fedha, nidhamu ndio uhuru. ✅ Lipa madeni (pamoja na lile la bodi ya mkopo), na usirudi tena utumwani. ✅ Ishi maisha yako halisi. Safari ya kiuchumi ni safari binafsi.

19

251

752

Samwel Ndandala

@SNdandala

4 years

Taasisi nyingi tulizonazo leo, ikiwemo TRA, zilianzishwa na mzee Mkapa. Maono ya 2025 ni yake. Zuri zaidi, yeye ndio rais wa kwanza kutuachia zawadi ya kitabu cha maisha yake. Kama Nyerere ni baba wa taifa, basi Mkapa ni baba wa sekta binafsi Tanzania. Apumzike kwa amani 🙏🙏

21

143

735

Samwel Ndandala

@SNdandala

5 years

Weekend hii nimesoma kitabu kuhusu kesi iliyomkabili Nyerere ya mwaka 1958. Huenda historia ya Tanzania ingekuwa tofauti kama kesi hii ingeamuliwa vinginevyo. Kuna vitu vingine vizuri nimejifunza kuhusu wakati huo vyenye mafunzo kwetu leo - THREAD

27

157

493

Samwel Ndandala

@SNdandala

2 years

Moja ya zawadi bora unayoweza kuwapa wanao ni wewe mwenyewe kutokua tegemezi ukizeeka.

20

87

440

Samwel Ndandala

@SNdandala

3 years

Never mock a beginner. It takes courage to risk looking like a fool to wrestle with something new. That courage needs to be lauded, not ridiculed.

4

135

434

Samwel Ndandala

@SNdandala

4 years

Vitu vichache alivyoanzisha Mkapa - TRA - Mfumo wa VAT (1998) - PCB (Baadae PCCCB) - TANROADS - SUMATRA - EWURA - BRELA - TASAF - NHIF - National Business Council Alipoanza, fedha za kigeni zilitosha kununua bidhaa mwezi mmoja na nusu tu, alipoondoka ilikua miezi mitano+.

Samwel Ndandala

@SNdandala

4 years

Taasisi nyingi tulizonazo leo, ikiwemo TRA, zilianzishwa na mzee Mkapa. Maono ya 2025 ni yake. Zuri zaidi, yeye ndio rais wa kwanza kutuachia zawadi ya kitabu cha maisha yake. Kama Nyerere ni baba wa taifa, basi Mkapa ni baba wa sekta binafsi Tanzania. Apumzike kwa amani 🙏🙏

21

143

735

17

126

417

Samwel Ndandala

@SNdandala

3 years

Usitumie hela ambayo unadhani utaipata kesho kwa matumizi ya leo.

15

51

367

Samwel Ndandala

@SNdandala

3 years

Ukitaka kuwachota watanzania, mtaje taje sana Mungu. Sisitiza unyenyekevu wako, na namna agenda yako ni dhihirisho la upendo wa Mungu kwa watanzania. Ukipata watumishi wa Mungu kukuzungumzia, umemaliza kazi.

21

121

373

Samwel Ndandala

@SNdandala

2 years

Mwaka ni mpya, ila kanuni za fedha ni zilezile. ✅️ Chukua sehemu ya kipato, weka akiba na wekeza. ✅️ Dharura humtokea kila mtu, jiandae. ✅️ Madeni sio ya kuyafuga. Lipa uwe huru. ✅️ Safari yako ni yako binafsi, usijilinganishe na wengine (utaepuka wivu na dharau).

10

147

363

Samwel Ndandala

@SNdandala

3 years

Watu wanahitaji kutiwa moyo. Kama hauwezi, basi walau usiwavunje moyo, maisha tayari yanafanya hio kazi kwa bidii sana.

2

83

355

Samwel Ndandala

@SNdandala

3 years

Nidhamu yako leo ndio uhuru wako kesho. Akiba yako leo ndio utajiri wako kesho.

2

59

345

Samwel Ndandala

@SNdandala

3 years

Magugu huota yenyewe, ngano ndio inabidi ipandwe na kupaliliwa. Matatizo yanakuja yenyewe, mafanikio ndio lazima yatafutwe. Nyumba ukiiacha huchafuka yenyewe, usafi ndio lazima ufanywe na mtu. Kifo kinakuja chenyewe, maisha marefu ndio lazima yapaliliwe.

6

99

345

Samwel Ndandala

@SNdandala

3 years

Act your wage. Avoid financial pretense and build wealth at your own pace.

5

88

344

Samwel Ndandala

@SNdandala

3 years

Swali la 'niwekeze kwenye nini?' halijibiki kirahisi. Ni sawa na kumuuliza daktari 'dawa gani ni nzuri kuliko zote?'. Uzuri wa dawa hutokana na gonjwa la mtu, umri, uzito, allergies, historia n.k. (Uzi)

6

100

322

Samwel Ndandala

@SNdandala

1 year

Ukipata hela zaidi ya kawaida yako tulia. Ni muhimu zaidi kuwa nazo kuliko kuonekana unazo.

6

76

290

Samwel Ndandala

@SNdandala

3 years

Discipline hurts, but it works.

6

71

272

Samwel Ndandala

@SNdandala

6 years

Wadogo zangu vyuoni. Changamkieni sana fursa zenye kunoa uwezo wenu wa kujieleza. Jitoleeni kwenye vikundi, darasani, makanisani, kwenye jumuia zenu n.k. Tunaokutana nanyi huku sokoni tunaona pengo kubwa.

16

85

268

Samwel Ndandala

@SNdandala

3 years

Ukitaka kuwachota young professionals, andaa tuzo. Hakuna haja ya kutafiti wanachofanya. Issue sio impact. Usiingilie ya watu, we watambue tu. Weka hata kiingilio wajipendekeze wenyewe, watalipa tu. Categories ziwe za kutosha. Malizia na gala moja safi. Usisahau picha za kutosha

25

50

268

Samwel Ndandala

@SNdandala

4 years

Here is a something to remember. Many people that look rich are, statistically, struggling and stuck in debt. Focus on your financial journey.

4

54

256

Samwel Ndandala

@SNdandala

3 years

Speaking of historical Sheroes, many people know of Chief Mkwawa, but few have heard of his powerful, no-nonsense sister, Semudduda. She was a general in Mkwawa's army and behind many of his successful raids against the Germans.

6

72

245

Samwel Ndandala

@SNdandala

3 years

Mtihani upo kwenye kutosheka bila kubweteka.

8

47

237

Samwel Ndandala

@SNdandala

5 years

There is no shame is saying, 'I can not afford it.'. Time, money, energy and attention are limited resources. Managing them wisely means saying NO more often than saying YES.

4

79

238

Samwel Ndandala

@SNdandala

3 years

Unachohitaji ni makazi yenye kurahisisha maisha yako. Haimaanishi lazima umiliki nyumba. Vijana wengi wanajitwika mzigo wa kujenga nyumba zisizo na tija kwa kufuata mkumbo. Tunazika mitaji - Nukuu isiyo rasmi ya @tonytogolani

6

69

239

Samwel Ndandala

@SNdandala

3 years

Just because someone runs an 'informal business' does not mean they are uninformed. Sometimes they are so informed that they decide to stay informal.

10

51

239

Samwel Ndandala

@SNdandala

3 years

Talk your siblings into starting a family fund. Family reunions vibe better when no one is a burden.

2

53

231

Samwel Ndandala

@SNdandala

3 years

Hakunaga kiasi kidogo kwenye uwekezaji. Kila shilingi iliyowekezwa ina thamani.

3

47

221

Samwel Ndandala

@SNdandala

5 years

Njombe, huku hakuna haja ya kukumbusha watu kupanda miti, kila mwanakijiji botanist. Atakwambia aina ya miti, lini ipandwe na kazi zake. 🌴🌴🌴

12

24

220

Samwel Ndandala

@SNdandala

4 years

Cost is what you pay, value is what you extract from what you pay for. Not all expensive things are valuable. High cost of living does not always equal high quality of living.

6

74

213

Samwel Ndandala

@SNdandala

4 years

The first goal of saving is to build an emergency fund, which is not an investment, but insurance. Only after you have this can you start investing peacefully.

6

53

208

Samwel Ndandala

@SNdandala

4 years

Ladies, a man is not a financial plan. Parents, a child is not a retirement plan.

6

52

207

Samwel Ndandala

@SNdandala

3 years

Tujaliwe unyenyekevu wa kutodhani kuwa kila tuliyemtangulia yuko hivyo kwa sababu ya uvivu.

3

37

201

Samwel Ndandala

@SNdandala

4 years

Consistency over intensity. Small repeated steps over few erratic leaps.

2

42

199

Samwel Ndandala

@SNdandala

3 years

Tafuta namna ya kistaarabu ya kujadili na ndugu zako kuhusu masuala ya hela na matarajio yao kwako. Sio kazi rahisi kwa muktadha wa utamaduni wetu, ila ni mazungumzo muhimu sana.

7

44

194

Samwel Ndandala

@SNdandala

3 years

Hela unazozisikilizia sio hela za kuahidi watu, sio za kupangia matumizi na kwa hakika, sio za kukopea. Zisikilizie kimya kimya mpaka zifike. Kama huna jifunze kusema 'sina', halafu weka nukta. Usiongeze ahadi ambazo hata wewe mwenyewe huziamini. Waelewa hawatakwazika.

6

51

194

Samwel Ndandala

@SNdandala

4 years

Caught up with a friend whose job was impacted by COVID yesterday. She is searching but under no pressure. Why? ✅ She is debt free ✅ With a fully funded emergency fund covering a year's expenses, She ain't touching her investments. 👏👏 Financial discipline will shield you.

4

46

191

Samwel Ndandala

@SNdandala

3 years

You do not live in your house. You live in your head. Clean it up constantly, upgrade it regularly. It is the only place you never get to leave. Make it habitable.

1

61

192

Samwel Ndandala

@SNdandala

6 years

Unavuna unachopanda. Kama hupendi mavuno unayopata, badilisha mbegu unazopanda.

4

40

189

Samwel Ndandala

@SNdandala

7 months

Kamishna Mkuu wa TRA anatuarifu. ✅️ Walipa kodi waliosajiliwa Tanzania wako milioni mbili tu. ❎️ Walio hai wako milioni moja. ❗️Wanaolipa na kuwasilisha hesabu wako laki tano tu. Utamaduni wa ulipaji kodi kwa hiari bado tuna mwendo, bado mzigo unabebwa na wachache.

43

44

182

Samwel Ndandala

@SNdandala

3 years

Just start investing. You will 'balance your portfolio' when you have a portfolio to balance.

1

35

180

Samwel Ndandala

@SNdandala

5 years

Books expand minds... Books awaken possibilities... Books are therapeutic... Books change lives... Books make you interesting... Books are intellectual vaccine against charlatans who would exploit your ignorance... I've never met a serious reader who was boring to talk to...

6

50

178

Samwel Ndandala

@SNdandala

1 year

Njia ya mkato ya kuyamudu maisha ni kujimudu mwenyewe. Ukizimudu hisia, hasira, tamaa na wivu wako mwenyewe, maisha ushayamudu.

5

73

171

Samwel Ndandala

@SNdandala

2 years

A polite reminder that a financial emergency is always on its way. It rains on everyone. Get disciplined and save money.

5

74

171

Samwel Ndandala

@SNdandala

1 year

Invest first, optimise later. Read first, curate later. Start first, improve later. Save first, increase the rate later. Write first, edit later. Work out first, improve form later. It is futile to change direction if you are not moving. Move first, shift direction later.

7

72

166

Samwel Ndandala

@SNdandala

6 years

Anga lina nafasi ya kutosha kwa kila ndege kupaa. Bahari ina nafasi ya kila samaki kuogelea. Ardhi ina nafasi ya kila kiumbe kufurahia. Kuna nafasi ya kila mmoja wetu kufanikiwa. Tatizo sio uhaba, huenda tatizo ni ulafi.

5

48

163

Samwel Ndandala

@SNdandala

3 years

Note to self: Be clearer, especially with your NOs, it saves everyone time.

1

46

169

Samwel Ndandala

@SNdandala

3 years

Financial health, like mental health, has nothing to do with the exteriors. Only YOU know how YOU are.

3

29

162

Samwel Ndandala

@SNdandala

5 years

They should teach kids taxation. It should not come to them as a surprise with their first cheque.

5

34

162

Samwel Ndandala

@SNdandala

3 years

Throwback. #Zizou bowing out like a legend he was.

4

13

165

Samwel Ndandala

@SNdandala

11 months

Kujaribu kuonyesha una hela ndio kupoteza hela.

5

36

163

Samwel Ndandala

@SNdandala

3 years

The problem is not knowledge. The problem is consistency.

4

34

160

Samwel Ndandala

@SNdandala

3 years

Have an emergency fund. There are guaranteed rainy days ahead.

5

35

157

Samwel Ndandala

@SNdandala

3 years

The first step to supporting others, is being able carry your own weight.

4

34

155

Samwel Ndandala

@SNdandala

3 years

No car is worth chaining yourself into debt for years for. None. Certainly,no phone is worth chaining yourself into debt for. None.

12

34

155

Samwel Ndandala

@SNdandala

4 years

Saving turns income into wealth.

9

41

151

Samwel Ndandala

@SNdandala

3 years

Usipotambua kuwa vipaumbele vyetu havifanani, unaweza kuhisi wenzako wanapoteza muda na hela zao.

2

30

152

Samwel Ndandala

@SNdandala

7 years

Another one of Tanzania's hidden gems, Mount Hanang in Manyara. At 3,420 metres, it gives you a great feeling of being above the clouds.

10

44

152

Samwel Ndandala

@SNdandala

3 years

It is almost impossible to con someone who is neither desperate nor greedy. Get your finances in order so you are never in a desperate situation. Understand your behaviour so that your own greed does not blindside you.

2

44

154

Samwel Ndandala

@SNdandala

5 years

Mama made it to the top 👍👍 #Udzungwa

6

10

148

Samwel Ndandala

@SNdandala

6 years

Vipaumbele...

6

75

144

Samwel Ndandala

@SNdandala

3 years

To my fellow brothers. The world needs your strong masculine energy. Don't dim it, express it. May we be the brave, competent and compassionate men that our communities need. Happy men's day.

0

35

147

Samwel Ndandala

@SNdandala

3 years

Learn to say 'NO' quickly and clearly and... ✅ Escape the pain of a deferred decision. ✅ Avoid having to come up with last minute lies (apologies). ✅ Spare people from avoidably unmet expectations. ✅ Earn yours and everyone's respect. A quick and clear NO is the kindest NO.

2

44

145

Samwel Ndandala

@SNdandala

2 years

Patience. It is not the ability to wait, but the ability to maintain a good attitude while waiting.

1

38

146

Samwel Ndandala

@SNdandala

3 years

You don't have to be extreme, just be consistent.

2

47

145

Samwel Ndandala

@SNdandala

6 years

Ujenzi wa nyumba kimara, 1994. Mama ameshika chepe, kazi yangu ilikua kumwagilia msingi kwa kutumia sufuria. Nilikua naipenda sana. #TBT

1

11

138

Samwel Ndandala

@SNdandala

6 years

Kuwa makini na matumizi madogo madogo. Pesa nyingi huwa haipotei kwa mkupuo. Anza kuziba mianya midogo midogo, hio ndio siri ya kukabili ‘matundu’ makubwa.

6

33

140

Samwel Ndandala

@SNdandala

2 years

Usikubali kufanikiwa peke yako. Kadri uwezavyo, jitahidi watu wako wa karibu nao watoboe. Kuna usalama kwenye kufanikiwa pamoja na wenzako, hasa kwenye familia.

4

31

141

Samwel Ndandala

@SNdandala

2 years

A beautiful week celebrating Mama Ndandala❤️❤️❤️. Happy birthday, Mum. Your boys love you.

8

2

138

Samwel Ndandala

@SNdandala

6 years

Tuliosoma uchumi, uhasibu and fedha tunajua. Unaweza hadi kufuzu CPA, ila hukutani na somo la ‘personal finance’. Watakupa utaalamu wa kuwekeza na kutunza pesa za waajiri, kampuni binafsi, au hata za nchi. Ila za kwako mwenyewe hawakuambii chochote (1/2).

5

39

130

Samwel Ndandala

@SNdandala

3 years

Ukitaka kuwachota millenials, ongelea afya ya akili, msongo wa mawazo na changamoto za mahusiano. Sisitiza kuwa kila mmoja wao ana hisia zake. Tambua 'trauma' walizopitia. Wakubali jinsi walivyo. Ni jamii tu haiwaelewi. Waambie they are perfect the way they are.

7

33

136

Samwel Ndandala

@SNdandala

3 years

Clarity saves everyone's time.

3

21

136

Samwel Ndandala

@SNdandala

5 years

When it comes to managing your money, you do not need motivation. You need a system.

2

32

135

Samwel Ndandala

@SNdandala

2 years

The Tz🇹🇿 - EU🇪🇺 business forum. ✅️ Witnessed signing of deals of over USD 1 Bil of investment into Tz ✅️ Showcased Tz's economic potential and attractiveness ✅️ Displayed high-level policy seriousness about making Tz 🇹🇿 an investment magnet Glad to have been part of it.

4

23

133

Samwel Ndandala

@SNdandala

5 years

Make sure that you actually want the things you are spending money on, and that you are not just living out someone else's idea of adulthood.

2

35

130

Samwel Ndandala

@SNdandala

3 years

Ukitaka kuwachota wafadhili, sisitiza usawa wa kijinsia. Usisahau mabadiliko ya tabia nchi kwenye chochote ufanyacho. Lenga vijana, maneno 'kujenga uwezo' na 'fursa' ni lazima. Andaa kongamano kubwa, halafu tenga bajeti ya maana ya picha. Achana na content, picha ndio kila kitu.

8

37

132

Samwel Ndandala

@SNdandala

3 years

Unaanza kuwa kuwa huru pale ambapo mshahara au malipo ya mteja kuchelewa hayatibui mipango yako.

2

24

130

Samwel Ndandala

@SNdandala

9 months

Msajili wa hazina anasimamia taasisi za uma / kampuni zenye mali za zaidi ya TZS 75 Trilioni. Yeye ndie mwekezaji mkubwa nchini. Muswada wa uwekezaji wa uma, ukipitishwa na bunge, utamsaidia (kitaasisi na kiutendaji) kufanya kazi kama mwekezaji, sio tu muangalizi.

10

34

129

Samwel Ndandala

@SNdandala

5 years

The first wealth is health. Taking care of your health is a financial investment, because nothing renders wealth more useless than ill health.

3

38

129

Samwel Ndandala

@SNdandala

3 years

Haijalishi fursa inang'aa kiasi gani, na kuna shuhuda ngapi za waliofanikiwa kwayo. Kamwe usiweke hela yako kwenye kitu usichokielewa. Hio ndio kanuni ya kwanza ya uwekezaji. Kama huielewi pishana nayo kwa amani tu.

5

47

128

Samwel Ndandala

@SNdandala

4 years

It is almost impossible to con someone who is neither greedy nor desperate.

5

13

130

Samwel Ndandala

@SNdandala

3 years

Disemba hii kuna watu watakula mavuno, na wapo watakaotafuna mbegu. Japokuwa mbegu na mavuno vinafanana, hakikisha huli mbegu ili tu kufanana na wenzako wanaofurahia mavuno yao.

3

24

126

Samwel Ndandala

@SNdandala

3 years

Once you start going, it is easy to keep going. Build some tiny momentum and inertia becomes your ally.

2

28

128

Samwel Ndandala

@SNdandala

3 years

Shaaban Robert alikufa mwaka 1962, hakuwahi kuwa raia wa Tanzania. Ila tunamuenzi. Ngugi alikimbia mateso Kenya, lakini Kenya wanamuenzi. Sio suala la passport. Wala hatutaki kugawana zawadi aliyoshinda. Tunafurahi tu kuwa mtu aliezaliwa hapa kafanya vizuri. Ni hilo tu.

Kaé

@Semkae

3 years

Nafikiri huwa mnaingiza stress zenu kwenye mijadala ya kitaifa. Vitu vingine si mbaya kuishia kusema "Aisee!" au "Wow!" Then you go buy a book and read.

15

7

66

10

23

126

Samwel Ndandala

@SNdandala

3 years

✅ Healthy people see doctors, ✅ Fit people go to the gym, ✅ Rich people get financial coaching, ✅ Mentally fit people speak to therapists, ✅ Top players have coaches. You need not be in trouble to seek professional help. In fact, you will be in trouble if you don't.

0

42

126

Samwel Ndandala

@SNdandala

5 years

Madeni ni minyororo ya utumwa isiyoonekana. Ni mzigo mzito utabeba kimyakimya. Yanaweza athiri afya yako ya akili (mental health). Watu wanapata sonona (depression) kwa sababu ya madeni. Jihadhari sana na kukopa kopa ovyo.

7

30

119

Samwel Ndandala

@SNdandala

2 years

Respect the process. The prodigal son lost everything, not because he did not deserve it, but because he got it too soon. The process helps you handle what comes after it.

4

38

122

Samwel Ndandala

@SNdandala

4 years

Money is finite, which is why you need to live on less than you make if you are ever going to build wealth.

2

23

123

Samwel Ndandala

@SNdandala

4 years

I will be on BBC focus on Africa at 8:30 onwards (+3GMT) sharing my views on the upcoming budget. The focus must be building resilience in the Tanzanian economy, businesses and communities in these uncertain times. @BBCAfrica

6

27

122

Samwel Ndandala

@SNdandala

3 years

Just because results are non-linear, does not mean your consistency is not working.

4

30

122

Samwel Ndandala

@SNdandala

5 years

Have a budget, stick to the budget. If need be, revise the budget, then stick to that revised budget. You will be in control of your money.

1

50

118

Samwel Ndandala

@SNdandala

3 years

One lesson you learn from working out is that showing up is more than half the battle. Just show up. The rest will follow.

2

19

121

Samwel Ndandala

@SNdandala

3 years

Never miss an opportunity to celebrate people when you can. Even for those who look like they've got it together, life can be discouraging. ✅️ Offer a genuine compliment ✅️ Recognise effort ✅️ Encourage someone ✅️ If your criticism is useless, hold your peace.

2

43

119

Samwel Ndandala

@SNdandala

3 years

The power to tax. That is the ultimate power. Rulers throughout history have gambled with it at their peril. Because the power to tax is not only the power to build, it is inherently the power to destroy.

5

43

118

Samwel Ndandala

@SNdandala

4 years

Your retirement pension should be the icing on the cake. It is not the cake.

3

21

119

Samwel Ndandala

@SNdandala

6 years

Stick to the budget. Always stick to the budget.

2

26

111

Samwel Ndandala

@SNdandala

2 years

✅️ For being an amazing dad. ✅️ And an even better husband (mom says so 👏👏). ✅️ For modelling integrity, faith, decency and strength every day. Thank you, and happy birthday, Mchungaji Ndandala.

9

6

119

Samwel Ndandala

@SNdandala

7 years

Umaskini ni fedheha. Mtu akikutukana na ikakuuma, ujue kuna sehemu kagusa ukweli. Matusi haya yataendelea mpaka Afrika itakapoamka na kujiinua kiuchumi. Tujibu kwa matendo ili vizazi vyetu visipitie fedheha hii. @Semkae

7

31

114

Samwel Ndandala

@SNdandala

3 years

Yale uliyochelewa kujifunza hadi ukayajua ukubwani, wafundishe wanao mapema.

1

27

114

Samwel Ndandala

@SNdandala

2 years

Buy assets, not liabilities.

4

28

116