Joe Cautec @JCautec Twitter profile

Last Seen Profiles

@Nutt_8183

@tarok989

@drunkenfix

@SodaSneb

@bringyofriends

@stwmaniax

@Malayecah

@ughtea_seleraku

@Reefer1324

@unifyradio

@paygo_global

@bangtangirlsrun

@markstatsbot

@KasihLudah

@GrahamAmneet

@ShesTheRealRedd

@EdwardRose5

@fabrandanne

@pepek330965

@RedLips1422522

@EARMILK

@BinorRaja

@neuma_melon

@darkbrightgames

@Calebcov21224

@Mutuzo_M

@swallows_0311

@Geebeauty_

@anyaberry

@stw_pdg

@rbth30

@Mat_Germain_

@wenzhaocomment

@isjiyang

@LafontaineDomin

@VmaniakJ

Joe Cautec

@JCautec

2 years

Parking at a hospital in Brisbane for my brother getting leukaemia treatment chemo this week. How is this allowed?

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Joe Cautec

@JCautec

2 years

@_Gerry_Mander @mscarasco_live @jiffington Clearly not geography nor primary school mathematics. 🤣🤣

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Joe Cautec

@JCautec

2 years

@Alt_H_A @BillyM2k It's not A.I Whoever designed the program failed in coding the rules.

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Joe Cautec

@JCautec

2 years

Luckily they are at the tail end of 6months of treatment. This was the last visit for chemo. Now it goes to monthly visits for blood tests to monitor progress and remission. Please support Ronald McDonald house. They have been amazing with assistance where they could.

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Joe Cautec

@JCautec

2 years

@glop4short @LizerReal Point taken lol

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Joe Cautec

@JCautec

3 years

@DTM_Woodworks FALSE: It's not a guard but a volunteer named Dolph C. Volker at the cheetah experience breeding center in Bloemfontein, South Africa from 2018.

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Joe Cautec

@JCautec

3 years

@morganisawizard The Mercator map is absolutely rubbish.

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Joe Cautec

@JCautec

1 year

@abcnews Australian government upset that they have guided Australia to the breaking point, where we are now using twitter to attack the Gov for their failings.

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Joe Cautec

@JCautec

7 months

NSW is openly encouraging international home ownership in Australia. Let's just make the situation even worse. .

NSW removes foreign owner property taxes for certain countries - SW Accountants & Advisors

NSW removes Foreign Owner Surcharge on property taxes for certain countries and offers refunds dating back to 1 July 2021. Learn more.

www.sw-au.com

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Joe Cautec

@JCautec

4 years

Something is very wrong. I'm sitting here twiddling my thumbs being a housing bear living in a cheap rental. Meanwhile all my family and friends are buying houses at the start of a long recession. How did this lunacy come to pass?

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Joe Cautec

@JCautec

1 year

900,000 Aussies receive an averaged amount of $10,000 a year in negative gearing benefits for housing (tax discount on personal income) 3.7% of the Australian population utilise RE NG which the other 96.3% do not receive. Just to assist with investment speculation in housing.

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Joe Cautec

@JCautec

9 months

I got a lot of anger for my last mortgage increase post lol. I purchase 3 months ago my first home. I am mid 30's. We saved a 22% deposit. Took 10years while renting. We borrowed 2x our gross household income. We didn't buy in Sydney or Melbourne. Lol

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Joe Cautec

@JCautec

1 year

This crisis is devastating. Millions of Aussies facing severe housing insecurity and homelessness. This problem has been building for decades and we have reached the crescendo where it is now a dire crisis. There is no easy fix.

Belinduh Pyne

@belinduhpyne

1 year

I can’t wrap my head around my life at the moment, yet I’m going through what so many Aussies are going through right now. Please work together. I’m defeated. @AlboMP @Greens @AustralianLabor

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Joe Cautec

@JCautec

9 months

So RBA increased 25bps If my bank follows suit. My monthly mortgage repayment minimum just went from $2121.49 to $2179.26 Up $57.77 per month. That's nothing. RBA are dabbling in the bare minimums.

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Joe Cautec

@JCautec

2 years

Why is everyone angry at the RBA for increasing rates when that anger should be directed at APRA for allowing mortgages to be given with such poor serviceability regulations? High LVR, insufficient interest rate stress testing, allowing banking self regulation?

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Joe Cautec

@JCautec

3 years

@helen_e_sayer @MelissaLDavey And for all those that dont have the ability to live with parents? Paying full rent and costs not subsidised by parents and not leaving much in the way of savings ability? Sounds like your son is more fortunate unlike most of us.

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Joe Cautec

@JCautec

4 years

@DrEricLevi Except in Australia at least we must isolate until we either receive results. So if following what is logical and right... You probably shouldn't be socialising until you receive your test results.

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Joe Cautec

@JCautec

3 years

@mhesvamukon @AvrahamCooperMD That's the point lol. A vacinated persons lungs look the same healthy image as unvaccinated. Just less likely to come the right image

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Joe Cautec

@JCautec

7 months

If you'd like to see what kind of savings Australian Gov Stage 3 Tax cuts will net you. Here is a handy table to see it visually.

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Joe Cautec

@JCautec

1 year

One of the Houses I applied to rent recently and was approved for, has just discounted their asking rent price. (We didn't take the original offer). This isn't an isolated incident, seeing more of it where I am in South West Brisbane. Houses sitting empty even with low vacancy

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Joe Cautec

@JCautec

1 year

House prices still rising despite 12 rate rises shows that clearly it's not enough to dampen the market let alone address CPI. Too little too late RBA.

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Joe Cautec

@JCautec

2 years

@Proxima_Project You missed the point of my tweet. The fee was paid. I just was gobsmacked when my father shared the price with Mr. This is about sharing awareness to the gouging of patients to park to go to hospital. A hospital in isn't a charity. They are paid for by our taxes.

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Joe Cautec

@JCautec

2 years

@LizerReal It makes sense for real world reading as you interact with the physical, you read each step as you go up. Reading from a photo with natural human programming to read static information from top down, left to right is where the situation fails.

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Joe Cautec

@JCautec

4 years

@QuidProPanda @PalmerReport So you rained on others supposed moronic parade by answering with an actual moronic parade? Oh the irony. Made my day. Thanks QP Panda

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Joe Cautec

@JCautec

9 months

Got some quotes to power wash my 200m2 tiled roof. The average was asking $1000 I spent half a day and did half of it. Will spend half of tomorrow and finish the other half I can't justify paying someone $1k for a day of work which isn't terribly difficult House is 1story high

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Joe Cautec

@JCautec

2 years

@Monocotyledon @CUhlmann 85% of Australians who didn't watch it, don't realise how lucky they are.

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Joe Cautec

@JCautec

1 year

So Labor are patting themselves on the back for $2bil direct spend on social housing. Able to build ~6000 $300k dwellings. But the social housing waitlist is 250,000 applications accounting for 375,000 people. Not even taking into account future need growth or immigration?

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Joe Cautec

@JCautec

1 year

Here's a novel idea. Scrap Negative gearing tax benefits for investment properties. Channel the $10billion per year into building social housing instead. Kill two birds one stone. #housinfcrisisfixed

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Joe Cautec

@JCautec

8 months

Living homeless for a week (camping). Wouldn't want to do this full-time though. This is coming the norm. Some campers are permanently here due to no housing.

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Joe Cautec

@JCautec

3 years

@nageracs @WorldAndScience I sometimes wonder if there is intelligent life here too lol.

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Joe Cautec

@JCautec

2 years

@Natsoph2 @NathanPickell @LosPollosTV India has 1,494,052 schools USA has 130,930....

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Joe Cautec

@JCautec

2 years

People who borrowed at retail rate of 2% with an APRA required stress test buffer of 2.5% (2019 onwards) will be very nervous. Banks who loaned out will be too. Avg retail rate now 4.35%. Only one more rate rise and many will be outside of their serviceability maximum.

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Joe Cautec

@JCautec

4 years

Agents are getting desperate. I put an offer with a discount of 40% on asking price. Had a call in 5minutes. She sounded deflated when I said I wouldnt pay a cent more. 😂😂 I provided her a comparable recent sold comp to support it, she went quiet after that. @justthink1

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Joe Cautec

@JCautec

1 year

@aaroncre2 I once had a nightmare property manager. I used to pay monthly. Back before they had automatic reconciliation, I change to daily payments so she had to reconcile my payments manually every day.

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Joe Cautec

@JCautec

2 years

@AusSixers @NathanPickell @LosPollosTV Or just choose 1 country like India with 4x the population. 🤣🤣

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Joe Cautec

@JCautec

2 years

Australian government first home buyer schemes are a scam. Every single one made it worse for the next round of FHB who didn't get it. They don't solve anything. The real problem is housing is a basic human need. It shouldn't be a commoditised speculative investment vehicle.

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Joe Cautec

@JCautec

1 year

What a snowflake. @davetaylornews blocked me over this reply.... For pointing out his poor tweet and sharing an actual demographic breakdown of super balances.

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Joe Cautec

@JCautec

2 years

Went to a house auction in Brisbane QLD. Only two registered bidders. I was one of them. I put in the starting bid. Vendor bid came in above my maximum. Auction over. Passed in.

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Joe Cautec

@JCautec

4 years

@tothelight123 @edi_mccredie @victoriaxxviii Yeh I wish we had 2 of each lol

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Joe Cautec

@JCautec

1 year

Having a chat to a fellow from South Africa. Was a CIO in SA for an IT corporation. Multiple degrees. Has worked as a cleaner, taxi driver, and now works on programming trains in Brisbane as he can't get a decent IT job in QLD. So much for a skills shortage.

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Joe Cautec

@JCautec

3 years

@JEichenblatt @RexChapman @BenjaminEnfield The servers are still there. Nothing will be lost. They are just having to brinf back the routes to their front end servers. You are being melodramatic about something you clearly dont understand 😂😂

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Joe Cautec

@JCautec

2 years

A borrower I know thought lenders mortgage insurance LMI protected them from negative equity... Surely mortgage borrowers are made aware it only protects the bank and they are still on the hook for any shortfall in a repossession right?

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Joe Cautec

@JCautec

9 months

@peter_tulip What does this tell you?

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Joe Cautec

@JCautec

1 year

I'm a poor mortgage holder these days but Tarric deserves a beer (would buy you one in person). Keep up the great work mate. I know it's not much but every bit helps. :) @AvidCommentator Apologies for the typo. Lol

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Joe Cautec

@JCautec

1 year

@StilettoDave @Cannulator That's not a license. It's a membership.

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Joe Cautec

@JCautec

1 year

Real Estate Mortgage Arrears averaging 1% across the country. 30th April 2023 Northern Territory 2.71% Western Australia 1.73% Victoria 1.55% New South Whales 1.30% South Australia 1.29% Tasmania 1.13% Queensland 1.07% ACT 0.61% @AvidCommentator @solo_dio_ @DFA_Analyst

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Joe Cautec

@JCautec

1 year

Brisbane down -10.7% in 8 months. Realestate property

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Joe Cautec

@JCautec

1 year

@BenFordhamLive Put the office where we live. Where I don't have to spend $75pw on parking, $25pw on tolls and $100pw on fuel. That's $200pw just to visit an office in the CBD that doesn't have to be located there. 🤷

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Joe Cautec

@JCautec

2 years

@Uglytruf21 @toxnik @gchild8701 It most likely was. Almost as if it was played by actors...

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Joe Cautec

@JCautec

2 years

My workmate yelled fuck off when we were saying goodbye on a teams meeting. The other attendees didn't realise he was talking to his cat that climbed onto the keyboard.

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Joe Cautec

@JCautec

2 years

The RBA are feeding our currency to the wolves. They aren't fighting inflation but letting our currency be devalued importing inflation. RBA WE NEED 100 BPS

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Joe Cautec

@JCautec

2 years

@daniel_foch The villain is the entire system that turned a basic human need into a speculative investment strategy. It all starts at the top with legislation and investor hand out benefits. The banks benefited the most. Without easy credit none of this could've happened.

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Joe Cautec

@JCautec

1 year

@DrCameronMurray The fact that housing of humans is a basic human right. It should not be a speculative investment strategy receiving tailored regulatory benefits. They have shunted the Gov responsibility onto the private sector rather than provide a basic baseline service for their citizens.

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Joe Cautec

@JCautec

9 months

Imports immigrants, runs out of houses, imports more to build houses, runs out of houses... Perhaps if they didn't open the flood gates to begin with...

The Age

@theage

9 months

Immigration Minister Andrew Giles says skilled migrants are needed to build new homes, warning Australia must engage in a sober debate on the pressure the surge of overseas arrivals is placing on the housing crisis.

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Joe Cautec

@JCautec

1 year

Found out from close sources, someone I know has had two financial hardship 6month mortgage holidays in the last year and a half. They are 78 days in arrears and trying for another hardship. Bank is about to come knocking to take the property as a foreclosure. Rural Qld.

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Joe Cautec

@JCautec

9 months

We chose to buy in a less than desirable location and purchased reasonable property. Still think it was overpriced but we can live comfortably and not be mortgaged to the grave.

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Joe Cautec

@JCautec

1 year

75% of CBA's mortgage books by June 2023 will be on retail market rates with the RBA rate rises included. Only a quarter of mortgages are still sitting pretty and not feeling the pinch. The remaining 25% mature between July 2023 and 2027

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Joe Cautec

@JCautec

1 year

The Australian government policy supported by both liberals LNP and Labor ALP. "...we know we are 100,000 homes behind our existing targets". Supporting mass migration meanwhile a housing crisis is here, realestate stock and rental availability problems. People are homeless

🍪 🧒 ®©

@solo_dio_

1 year

now add 300k migrants

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Joe Cautec

@JCautec

7 months

@AlboMP This should apply to housing too. Households largest expense.

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Joe Cautec

@JCautec

1 year

@LiberalNSW Shame the liberals helped guarantee our children will never own a home.

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Joe Cautec

@JCautec

3 years

@Dura_Ace She reckons she didnt provide any financial support... Yet housed him with cheap board less than half what real world costs would've been, for 5 years while he saved his pennies 😂😂😂

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Joe Cautec

@JCautec

2 years

A mates mother has been bugging me for 2 years about buying a house. Yesterday she asked how that is going. I said not a chance right now, she admitted for the first time that it's best to wait as prices fall. Although she still believes they won't fall much. 🤣🤣

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Joe Cautec

@JCautec

1 year

You want boomers to stop spending? If IR returns are less than inflation there is no incentive for those with cash to not spend. No incentive to save more either. Bank is paying me 5% to save. CPI is 7% LCIs is 9.8% Holding cash means I'm losing 2-4.8% of my value per year.

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Joe Cautec

@JCautec

2 years

I'd love to see the cash rate target hit 8% in Australia. That would be a sight to behold. Mayhem in the streets.

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Joe Cautec

@JCautec

1 year

Went to an open house today. Asked agent before for price guide, he said there isn't one and it's going to auction. Spoke to the owner instead, found out the price guide $730k and the agent thinks he can get them $800k. I told owner I won't bid at auction.

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Joe Cautec

@JCautec

2 years

@AlboMP Just like every other scheme. It'll push house prices up proportionally paid for by the scheme. How about address the actual underlying problems. This is a band-aid fix that further compounds the problem.

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Joe Cautec

@JCautec

5 years

One last tweet and I'll leave the guys alone. Look at this dorks. Yes I had to make this GIF as its worthy lol. @Erin47085134 @VannJan1 @DoctorChrisVT @xandvt

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Joe Cautec

@JCautec

1 year

When my father bought his first house around 2000. The FH grant amounted to 10.3% of the entire purchase price. Double most FHB these days have in deposit after saving for the avg 11yrs. He paid $68k while earning $45k Now the same house is $450k and the same job pays $95k.

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Joe Cautec

@JCautec

8 months

So prisons costs $405 per day per inmate. And yet support networks, services to keep people out of prison don't even pay a third of that. Wouldn't it be better to help people and keep them out of jail? (Non violent criminals).

ABC News

@abcnews

8 months

Dean Williams was excited to be released from prison, but then he was filled with fear from the pressures of life on the outside.

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Joe Cautec

@JCautec

2 years

@luciifixx Here is why

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Joe Cautec

@JCautec

2 years

@AvidCommentator I'm one of these FHB being screwed but see that all these schemes actually compound the issue not address it. Let's keep pumping chemo into the terminally ill cancer patient...

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Joe Cautec

@JCautec

1 year

RBA are still dawdling and doing the bare minimum to tackle inflation. Meanwhile the Gov are pretending they couldn't use fiscal policy to start addressing inflation themselves. Easier for them to just throw blame at the RBA meanwhile let the RBA do the heavy lifting.

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Joe Cautec

@JCautec

1 year

Boomers telling us about the difficulties of 18% Interest rates lol.

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Joe Cautec

@JCautec

9 months

@GuardianAus We don't need to tip. We aren't America paying $7 an hour minimum wage 🤷

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Joe Cautec

@JCautec

1 year

It's going to be a smoking weekend. 4 beef briskets half price. Thank you Coles.

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Joe Cautec

@JCautec

2 years

Checking out the on the street index. I'm seeing a surge in near new 4wds and caravans forsale. Many of the vans discounted from original asking prices. Interesting.

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Joe Cautec

@JCautec

1 year

First they claimed inflation it was transitory, so not rates. Then claimed it was supply side. So no rates. Now they are saying it's greed based. Stop rate rises. Next it'll be, we are in recession. CUT CUT CUT!!!

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Joe Cautec

@JCautec

2 years

Wonder how Liberals and labor are going to react when they see those both lost the youth votes. 18-35yo are fed up with the duopoly. They should be scared. The youth are our future as a country. ALP and LNP days are numbered. Revolution of the minors a independents is coming.

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Joe Cautec

@JCautec

1 year

@RoseBJackson @hearn_jane Not a single item you just mentioned addresses affordable rentals.

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Joe Cautec

@JCautec

2 years

@bankcustomers Fuck that's rough. Keep tweeting the hard news til the end mate. We will carry the torch

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Joe Cautec

@JCautec

2 years

Hey Australians. This is what a housing real estate price correction looks like. Coming to a suburb near you! Real estate agents are panicking.

ReWoman👠

@REWoman

2 years

Here is Clarington ...

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Joe Cautec

@JCautec

1 year

@GioCheryl @BrettFo Think you need to loosen that alfoil hat. It seems to have restricted the supply of oxygen to the old noggin.

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Joe Cautec

@JCautec

1 year

@Leo_Puglisi6 Yes. Horn use is either to avoid accident or anger. Many of the red countries use the horn constantly as a means of communication and locating measure. Horn saying "I'm here stay out of my way"

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Joe Cautec

@JCautec

1 year

@MPX_Trader Ours just went up 52% this year. Now our lease is not being renewed. Two full-time workers with three children. 6 figure household in SEQ Can't find a rental. 50days to lease end date. Can't.move in with family either.

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Joe Cautec

@JCautec

2 years

REMEMBER KIDS: If inflation is 5.1% but the bank is giving you 2.6% on your savings. CPI is stealing 2.63% of your worth or value. Be irate that the RBA is allowing this to happen.

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Joe Cautec

@JCautec

3 years

I learnt today that USA CPI includes shelter costs. Australia's does not. Wonder how high Australia's CPI would be if they included housing in the mix

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Joe Cautec

@JCautec

2 years

@epistemophagy Easy fix. Do away with the recommendation system. Everybody rejoice.

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Joe Cautec

@JCautec

2 years

Vendors looked depressed. Auctioneer still got paid. They asked to negotiate with me. Not interested. I wish them all the best.

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Joe Cautec

@JCautec

2 years

APRA/Gov in perfect position to address housing affordability issues yet they are talking of lowering the stress test percentage new buyers need to satisfy. Lowering requirements is what got us into this problem originally allowing wild speculation and every increasing mortgages

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Joe Cautec

@JCautec

1 year

@NeilMcMahon One scolded me for not.making my bed My reply was "you're not my mother" Lol

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Joe Cautec

@JCautec

2 years

Just had a calf born.

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Joe Cautec

@JCautec

2 years

Picked up a vintage fan at a garage sale recently. Bakelite and cast metal. The oscillating function is a really cool cam setup that is variable. Not just a boring right left Told the kids to keep fingers away. The metal blades and poor cover design screams finger amputation.

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Joe Cautec

@JCautec

2 years

RBA please raise 65bps just so our OCD is calmed for a month. 2% flat is better than 1.85%. Make it an even number and decimal please.

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Joe Cautec

@JCautec

2 years

@RBAInfo Raise the IR OCR by 1%. Stop messing about. It's evident that going to slow game is not working as core and trimmed cpi are still growing.

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Joe Cautec

@JCautec

10 months

I didn't take the job. I despise commuting through peak hour. Not even worth it for 2 days a week in the office for an Extra $480 gross per week. 2.5hrs a day in bumper to bumper traffic is infuriating.

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Joe Cautec

@JCautec

2 years

@AvidCommentator I'm a FHB and no way in hell am I rushing to get into the market just as it starts to correct. That's ridiculously stupid.

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Joe Cautec

@JCautec

4 years

I'll wrap this up for now. If you made it this far thank you for entertaining my brain dump. I try to not do rant threads but this had to be shared. My frustration is palpable.

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Joe Cautec

@JCautec

4 years

@zerohedge @RDX000RDX This is good news. It means they are actually completing appropriate clinical trials and finding issues. Rather than pushing something through without due diligence.

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Joe Cautec

@JCautec

2 years

@CharlieMunger00

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Joe Cautec

@JCautec

1 year

@cjoye "CBA preparing for mass staff turn over. Rather than forced layoffs they are utilising this move as a means to an end" That's more like it.

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