John @FI_investor Twitter profile

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John

12 days

The SaaS that I'm building in public made $534.76 in revenue in the first 2 weeks after launch 🎉 Not life-changing, but I’m thrilled it’s gaining traction! 🙏 Here’s what I did to get customers and the lessons I learned to help fellow startup founders:

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John

@FI_investor

1 year

I recently shared my stock analysis for Paypal $PYPL to fellow investors where I covered the following: • Business • Tailwinds • Risks • Valuation • Buy prices I'll be summarizing it in this thread 🧵

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John

@FI_investor

1 year

I just published a stock analysis for $GOOG $GOOGL to see if it's a good investment after a 30% drop from all time high. I'll be summarizing it in this thread:

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John

@FI_investor

2 years

I dropped out of college to start working for myself and reached FIRE 🔥 before 30 years old. I've made a lot of mistakes but I also learned a TON about making money, investing, business and marketing. Here are 10 lessons I've learned that I wish I had known earlier 👇

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John

@FI_investor

24 days

build in public folks what tasks are you doing today for your startup / saas?

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John

@FI_investor

2 years

Laugh now, ask "how" later 💪 Keep on building!

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John

@FI_investor

2 years

$TDOC (Teladoc) Latest Earnings 👇 • Revenue +15% while Advertising & Marketing is +29% 😩 • Total Expenses +648% 🤮 • Free Cash Flow -81% 🤮 • SBC is 8% of Revenue 🤷‍♂️ #StockMarket #stocks

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John

@FI_investor

2 years

7 must read investing books that will change your mindset and make you a better investor 👇 1. The Intelligent Investor

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John

@FI_investor

2 years

$GOOGL Market Cap: $1,154,830M FY2023E • FCF: $70,365M • FCF Yield: 6% • FCF Yield excluding an estimated SBC of $19,500M: 4.4% FY2024E • FCF: $84,298M • FCF Yield: 7.3% • FCF Yield excluding an estimated SBC of $24,600M: 5.17%

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John

@FI_investor

2 years

$NVDA Free Cash Flow From Latest Earnings Report 👇 Twelve Months Ended 🤮: $3.8B (01/29/2023) vs $8B (01/30/2022) Three Months Ended 🤮: $1.7B (01/29/2023) vs $2.7B (01/30/2022) #StockMarket #stocks

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John

@FI_investor

1 year

I recently shared my stock analysis for Ulta Beauty $ULTA to fellow investors where I covered the following: • Business • Tailwinds • Risks • Forecast • Valuation • Buy prices I'll be summarizing it in this thread 🧵

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John

@FI_investor

2 years

Newsletter Issue No. 4 is now out! $GOOG $GOOGL Read it here 👇 via @FI_investor #StockMarket #stocks

Alphabet Inc. ($GOOG $GOOGL) Business Breakdown

thoughtful-investing.beehiiv.com

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John

@FI_investor

2 years

$COST (Costco) Latest Earnings 👇 Beat EPS estimates 🥳 Missed Sales estimates 😩 12 Weeks Ended: • Sales +6.48% • Operating Income +5% • Net Income +12.86% 24 Weeks Ended: • Sales +7.3% • Operating Income +4.25% • Net Income +7.89% #StockMarket #stocks

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John

@FI_investor

2 years

5 Key Lessons from Peter Lynch's 'One Up On Wall Street' for Successful Investing 👇 via @FI_investor #StockMarket #stocks

5 Key Lessons from Peter Lynch's 'One Up On Wall Street' for Successful Investing

thoughtful-investing.beehiiv.com

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John

@FI_investor

1 year

I just published my new newsletter issue 👇 $NVDA Nvidia Stock Analysis: Is it a Good Investment Opportunity? I'll be summarizing it in this thread: (Please retweet 🙏)

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John

@FI_investor

2 years

5 core investing lessons I learned from studying Peter Lynch. If you are starting out, these are what to pay attention to:

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John

@FI_investor

2 years

$BKNG (Booking Holdings) Latest Earnings 👇 3 Months Ended: • Revenue +35.8% • Operating Income +58.6% • Net Income +99.8% • Free Cash Flow +1078.7% 🤯 Year Ended: • Revenue +56% • Operating Income +104.4% • Net Income +162.5% • Free Cash Flow +145.9% 🤯 #StockMarket

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John

@FI_investor

2 years

$SQ (Block Inc) Latest Earnings 👇 Year Ended: • Revenue Growth -0.73% • Total Operating Expenses +55% • Stock-based Compensation +64% • Negative Adjusted Operating Income Outlook 🤷‍♂️ #StockMarket #stocks

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John

@FI_investor

1 year

Paypal $PYPL share price vs P/E Forward P/E is in 10-year valuation lows Meanwhile... analysts are expecting the company to keep on growing revenue, EPS and free cash flow Market is very bearish because of recency bias Potential MASSIVE OPPORTUNITY for long-term investors? 🤔

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John

@FI_investor

2 years

$ZM (Zoom) Earnings 👇 • Tiny 🤏 Revenue growth • Big increase in expenses 🤢 • Generated Loss 🩸 from Operations • Generated Net Loss 🩸 • Massive increase in Stock-based Compensation 🤮 • Free Cash Flow down 🔻 by 2.8% #StockMarket #stocks

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John

@FI_investor

2 years

$COIN (Coinbase) latest earnings report is a train wreck! 🤮 As usual, management are getting richer by burning shareholder's money. Revenue DOWN massively while SBC is UP massively 🤡 Total Revenue: -74.8% Stock-Based Compensation: +64% #StockMarket #stocks

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John

@FI_investor

2 years

$CRM (Salesforce Inc) Latest Earnings 👇 Revenue & EPS Beat 🥳 • Revenue +14.4% 🤗 • Gross Profit +18.3% 😎 • Income From Operations (from - to +) 👌 • Net Income (negative) ☹️ • Stock-Based Compensation +6% • Free Cash Flow +41.6% 🤯 #StockMarket #stocks

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John

@FI_investor

2 years

Choose your fighter 👇 • $ZM (Zoom) • $COIN (Coinbase) • $TDOC (Teladoc) • $BKNG (Booking Holdings) #StockMarket #stocks

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John

@FI_investor

2 years

Money isn't the goal, it's just a tool. The value comes from the dreams money helps achieve and being able to live life on your own terms. #investing #Finance

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John

@FI_investor

2 years

Let's talk about Dividend Yield Trap! via @FI_investor #StockMarket #stocks

Let's talk about Dividend Yield Trap!

thoughtful-investing.beehiiv.com

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John

@FI_investor

2 years

$BBY (Best Buy) Latest Earnings 👇 • Revenue -9.96% 👎 • Gross Profit -11.26% 🔻 • Operating Income -25.65% 🤮 • Net Earnings -20.93% 🤢 • Diluted EPS -14.89% 😩 • Free Cash Flow -15.18% 😩 Dividend +5% 🤔 EPS guidance 👎 #StockMarket #stocks

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John

@FI_investor

2 years

Newsletter Issue No. 3 is now out! $UNH UnitedHealth Group Business Breakdown via @FI_investor #StockMarket #stocks

UnitedHealth Group (UNH) Business Breakdown

thoughtful-investing.beehiiv.com

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John

@FI_investor

2 years

Growth companies during earnings season 🙈 #investing #StockMarket

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John

@FI_investor

2 years

$BABA (Alibaba) Earnings 👇 3 Months Ended: • Revenue +2.1% • IFO +395.6% • Net Income +138% • EPS +76.4% • FCF +14.8% 9 Months Ended: • Revenue +1.8% • IFO +60.8% • Net Income -33.4% • EPS -35.5% • FCF +22.3% #StockMarket #stocks

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John

@FI_investor

1 year

Made a +113.60% profit on $META. "Be Greedy When Others Are Fearful" #StockMarket #stocks #invest

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John

@FI_investor

1 year

$SPY $QQQ Fintwit check this out: ChatGPT for Finance / stocks. An amazing and very useful tool for stock market investors 🔥 Trained with earnings call transcripts, 13Fs, quarterly and annual reports, investing books and business KPIs 👇

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John

@FI_investor

2 years

If you're below 40 years old: You have a massive advantage when it comes to #investing ! Can you guess what it is? Read the next tweet to know the answer 👇

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John

@FI_investor

2 years

$BYND: Is Beyond Meat Beyond Saving? 3 Months Ended: • Revenue -20.6% 😩 • Gross Profit -120.6% 🤮 Year Ended: • Revenue -9.8% 😩 • Gross Profit -120.2% 🤮 Generating Loss From Operations & Net Loss 🤮🤢 #StockMarket #stocks

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John

@FI_investor

2 years

$NVDA (NVIDIA Corporation) Q4 Fiscal 2023 Summary Outlook for Q1 Fiscal 2024: Revenue is expected to be $6.50 billion, plus or minus 2%. It was $8.29 billion on Q1 Fiscal 2023 so it's -21.6% 🤔 #StockMarket #stocks

John

@FI_investor

2 years

$NVDA Free Cash Flow From Latest Earnings Report 👇 Twelve Months Ended 🤮: $3.8B (01/29/2023) vs $8B (01/30/2022) Three Months Ended 🤮: $1.7B (01/29/2023) vs $2.7B (01/30/2022) #StockMarket #stocks

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John

@FI_investor

10 days

I'm building in public and I want to be transparent by not just sharing wins but by also sharing losses and failures so here it is: I just got the first refund request for my SaaS 😢 I didn't know this experience will feel heartbreaking 🥹 Founders, how do you deal with this?

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John

@FI_investor

22 days

are you struggling to find users for your SaaS? distribution and marketing is a common problem of founders here are 100+ ways to launch your startup (100M+ reach potential) 👇

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John

@FI_investor

1 year

Here's a thread 🧵 of my stock analysis threads that I shared to my fellow investors for these companies 👇 • Paypal $PYPL • Microsoft $MSFT • Nvidia $NVDA • Alphabet $GOOG $GOOGL Links are shared below 👇

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John

@FI_investor

1 year

Brands under $PYPL 👇 • PayPal • Braintree • Venmo • Xoom • Hyperwallet • PayPal Zettle • PayPal Honey • Paidy

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John

@FI_investor

1 year

Paypal $PYPL free cash flow yield is at all time highs 🤯 And it is estimated to keep on growing for the next years! Stock price is back at year 2017 levels and fintwit hates it, narrative is it has "NO MOAT". Will be crushed by $AAPL and $SQ This is a rare opportunity.

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John

@FI_investor

1 year

DCF: Using a 10% discount rate, 11% free cash flow growth rate and 2% terminal growth rate.

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John

@FI_investor

1 year

Ulta Beauty $ULTA stock price experienced a significant drop recently. It's currently trading at a discount to its 5-year average P/E. I'll be sharing my detailed analysis on the company in my newsletter. Subscribe to receive it in your inbox. Newsletter link shared below 👇

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John

@FI_investor

2 years

$SHOP is a cash incinerator on latest earnings 🔥 Printing money for the management & employees but 🔥 burning cash for the shareholders Stock is only down 18% since earnings $55B Market Cap 8.x NTM Price / Sales 🤯 Too expensive & speculative? #investing #StockMarket

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John

@FI_investor

1 year

Paypal’s $PYPL Global Market Share (Sept 2022. Source: statista)

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John

@FI_investor

20 days

first sale of your SaaS feels amazing! there is something special in making magic internet money even if it is a very small amount like $5 it is like you are not just a developer anymore, but you are now also an entrepreneur what is your "first sale" story? #buildinpublic

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John

@FI_investor

26 days

terrible at marketing? struggling to get your first customers for your startup? do this 👇 write down a list of your competitors find people on X that are:

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John

@FI_investor

1 year

PayPal $PYPL CEO's "unusual" $2 million stock purchase. Source: @TheShortBear

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John

@FI_investor

1 year

Conclusion: The analysis of PayPal $PYPL indicates a positive outlook for the company based on several key factors. Firstly, the forecasted growth in revenue, earnings per share (EPS), and free cash flow suggests a promising future for the company. 👇

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John

@FI_investor

1 year

Brands under Paypal: • PayPal • Braintree • Venmo • Xoom • Hyperwallet • PayPal Zettle • PayPal Honey • Paidy

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John

@FI_investor

1 year

Competitive Advantages: Paypal is a well-established and widely recognized company in the digital payments industry, offering an array of services to its customers. The company has several competitive advantages that have helped it maintain its leading position in the market.

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John

@FI_investor

1 year

Paypal $PYPL -75.90% from all time high🩸 This is one major reason why market is very bearish on the stock. Recency bias. Looks like it overshoot to the downside. This might be a massive opportunity. Thoughts?

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John

@FI_investor

1 year

Price/Free Cash Flow of Paypal is also at all time low. Investors who loves free cash flow will love Paypal’s yield. Yield is high relative to enterprise value and market cap.

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John

@FI_investor

1 year

$PYPL "No one uses Paypal" "Paypal has no moat"

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John

@FI_investor

1 year

Monthly Chart: In a technical perspective, price of $PYPL still has a lot of room to fall. Next major support is around $39.

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John

@FI_investor

12 days

A little backstory: After many failed startups, I realized the problem I needed to solve for myself: finding customers. So, I built CustomerFinderBot to scratch my own itch, and it turns out others found it useful too.

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John

@FI_investor

1 year

Industry: PayPal operates in the financial technology industry, commonly referred to as fintech. Fintech is an emerging industry that leverages technology to provide financial services and products to customers in innovative ways. Tailwinds 👇

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John

@FI_investor

1 year

PayPal's revenue growth has translated into strong operating income and free cash flow generation:

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John

@FI_investor

1 year

Business model: Google dominates search & advertising through its digital platforms, generating revenue via targeted ads. They also diversify with cloud computing services & invest in R&D to stay ahead, exploring new opportunities like autonomous driving & healthcare.

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John

@FI_investor

1 year

Reverse DCF:

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John

@FI_investor

1 year

2. Revenues from other value added services Earns net revenues from partnerships, referral fees, subscription fees, gateway fees & other services offered to merchants and consumers. It also earns revenue from interest & fees on loans receivable & underlying customer balances.

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John

@FI_investor

1 year

Track Record: Over the years, Paypal has demonstrated impressive revenue growth, driven by increasing transaction volumes, expansion into new markets, and strategic acquisitions.

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John

@FI_investor

1 year

You can read the full post of my Paypal $PYPL stock analysis on the website ( $AAPL $SQ $MA $AMZN $SHOP ):

Paypal $PYPL Stock Analysis: A dive on its business, tailwinds, risks, valuation and buy prices

thoughtful-investing.beehiiv.com

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John

@FI_investor

1 year

Business Overview: PayPal is a widely recognized digital payments platform which was founded in 1998 and has grown to become one of the world's largest and most popular online payment systems.

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John

@FI_investor

1 year

Revenue segments: 1. Transaction revenues Paypal earns net transaction fees on its payment platform based on completed total payment volume w/ additional fees charged for currency conversion, cross-border transactions, instant fund transfers, crypto transactions & more.

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John

@FI_investor

1 year

If you liked this thread, please consider to like and retweet the tweet below 👇

John

@FI_investor

1 year

I recently shared my stock analysis for Paypal $PYPL to fellow investors where I covered the following: • Business • Tailwinds • Risks • Valuation • Buy prices I'll be summarizing it in this thread 🧵

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John

@FI_investor

23 days

i'm a failure i built 20 startups in 12 years and they all failed why they failed bro? i suck at distribution and marketing so i built my latest SaaS to scratch my own itch it saves time and makes it easy to acquire customers results below get your first customers now 👇

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John

@FI_investor

11 days

Whoah, notifications are blowing up 🤯 Thanks to everyone who appreciated the lessons I shared and to everyone who liked, retweeted, followed or left a comment congratulating me on my small win regarding CustomerFinderBot 🙏

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John

@FI_investor

1 year

Paypal's business model is based on facilitating payments between individuals, businesses, and merchants, with the aim of simplifying the process of sending and receiving money online.

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John

@FI_investor

1 year

$ULTA Ulta Beauty stock analysis: • Business Overview • Industry • Competitive Advantages • Track Record • Risks • Forecast • Valuation (link shared below)

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John

@FI_investor

1 year

Risks: As a major player in the financial technology industry, PayPal faces a range of risks that could impact its business operations and financial performance. Some of the significant risks faced by PayPal include 👇

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John

@FI_investor

11 days

Anyone interested in a detailed guide discussing the exact steps I did to get my first customers? So you can replicate it. Guides for scaling a SaaS to 1000+ customers are great, but when you're just starting out especially if you have no audience like you have close to 0...

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John

@FI_investor

1 year

The 5-year average P/E (2018 to 2022) is 38x. 32x if we replace the P/E in 2020 (60.4x) with the next highest P/E in the 5 year period (34.8x in 2018). In short, the current P/E is very far from the all time and 5-year average even after replacing the very high P/E in year 2020.

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John

@FI_investor

2 months

Just downloaded the source code of Writebook 😃 It's built by the creators of @basecamp & @rails It's a solid reference for building Ruby on Rails apps ❤️ Thank you @dhh , @jasonfried and the whole team! 🫡

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John

@FI_investor

1 year

DCF: It assumes a 19.5% FCF growth rate and a terminal stage growth rate of 2%.

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John

@FI_investor

1 year

Because of the massive drawdown, P/E is now at an all time low which presents an opportunity for investors. The average P/E of Paypal from 2015 to 2022 is 35x. 33x if we replace the P/E of Paypal in 2020 (60.4x) with the next highest P/E (38.7x in 2017).

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John

@FI_investor

1 year

Currently working on a write-up on NVIDIA $NVDA where I will cover the ff: • Business model • Track Record • Financial Health • Valuation • Growth Forecast • My opinion on it as an investor • Etc... Follow @FI_investor and subscribe to my newsletter (link below)

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John

@FI_investor

10 days

Onboarding new customers for my SaaS takes me a lot of time and effort currently: > Research the product/service > Figure out the right keywords to use > Research competitors > Add the project, keywords & competitors for them Probably need to automate this soon. #buildinpublic

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John

@FI_investor

1 year

Paypal’s $PYPL P/E compared to some of its peers for the last 5 and 10 years:

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John

@FI_investor

1 year

Forecast: Revenue, EPS and free cash flow are all forecasted to keep on growing.

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John

@FI_investor

2 months

Wow, I'm blown away by the tools available these days for developing apps! 🤯 @cursor_ai + @warpdotdev = 10x productivity boost 🚀 What tools are you using to level up your workflow?

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John

@FI_investor

1 year

You can read the full post here: Thanks for reading! I hope you found some value. Consider to share & follow me :)

Is $GOOG (Alphabet Inc - Google) a good investment after a 30% drop from all time high?

thoughtful-investing.beehiiv.com

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John

@FI_investor

1 year

I recently shared my $MSFT stock analysis write-up to my newsletter subscribers 👇 Microsoft: Is the Risk/Reward attractive right now for investors? I'll be summarizing it in this thread 🧵 (Please retweet 🙏)

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John

@FI_investor

19 days

🚀 Shipped some updates to CustomerFinderBot ✅ New landing page ✅ Reddit support ✅ Switch from one-time payment to monthly subscriptions #buildinpublic

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John

@FI_investor

1 year

OMG! 😲🤯 I'm literally shaking right now 🤣🤣🤣

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John

@FI_investor

1 year

Track Record: Has a good history of successfully growing Revenue and Free Cash Flow.

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John

@FI_investor

1 year

Finally reached 100+ newsletter subscribers! 🙏 It's been 2 months since I started my newsletter for investors where I share my: • Stock analysis write-ups • Lessons learned investing in stocks, etc... Go ahead and subscribe 🙂 It's FREE (Newsletter link below) $QQQ $SPY

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John

@FI_investor

13 days

The internet is amazing! I just found out that a customer of my SaaS CustomerFinderBot is the founder of a multi-billion dollar NASDAQ-listed company! 🤯 We've been talking for days now and the founder has been giving me a lot of super valuable feedback & advice #buildinpublic

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John

@FI_investor

1 year

Paypal charges net transaction fees to both merchants and consumers based on the total payment volume completed on its platform. It earns additional revenue through value-added services, such as currency conversion, cross-border transactions, instant fund transfers...

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John

@FI_investor

20 days

Just made another sale for my SaaS! 🥳 And to top it off, the customer was kind enough to leave a $5 tip! Feeling grateful ❤️ To help other startup founders, I'll share all the details on what I did to get my first customers in my newsletter. Subscribe on the link below 👇

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John

@FI_investor

1 year

Valuation: Paypal’s stock price experienced a massive drawdown recently.

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John

@FI_investor

12 days

Here is what I did so far to get paying customers: 1. Share the project on Reddit and Twitter/X. 2. Find people on Twitter and Reddit that are looking for alternatives to my competitors, complaining about my competitors or asking recommendations for a solution to their problem

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John

@FI_investor

1 year

Will Paypal $PYPL also generate 100+% returns moving forward like $META? Paypal stock price is back to year 2017 levels 🩸

John

@FI_investor

1 year

Made a +113.60% profit on $META. "Be Greedy When Others Are Fearful" #StockMarket #stocks #invest

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John

@FI_investor

1 year

Paypal $PYPL • Total Assets vs Total Liabilities • Total Current Assets vs Total Current Liabilities • Total Cash & Short Term Investments vs Total Debt

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John

@FI_investor

1 year

For additional context, Nasdaq 100 P/E (LTM) is 24x and the 5-year average is 26x:

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John

@FI_investor

24 days

common mistake of developers is focusing too much on making a great product but spending very little time and effort on distribution / marketing great product will fail if no one knows it exists

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John

@FI_investor

20 days

To everyone that I engaged with here on X via tweet reactions, replies and DMs, nice to meet you! Wishing all of us to be successful! If ever you need support, just tag or DM me Let us support each other. Cheers! 🍻 To my new followers, hello! 👋 Introduce yourself below 👇

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John

@FI_investor

3 months

🚀 Makers & Startups, check this out! 🚀 I'm creating a website featuring: • Platforms like Product Hunt for product launches • No-code/Low-code tools • Cutting-edge AI tools Lists are randomized to give everyone a fair shot. Reply w/ your product & I'll list it 👇

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John

@FI_investor

1 year

U.S. beauty & personal care products market growth forecast 👇 A tailwind for Ulta Beauty $ULTA

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John

@FI_investor

1 year

Here’s the forward P/E of Paypal using the estimates:

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John

@FI_investor

1 year

My recently shared stock analysis write-ups to fellow investors 👇 • Crocs $CROX • Microsoft $MSFT • Nvidia $NVDA • Alphabet $GOOG $GOOGL (Links shared below)

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John

@FI_investor

1 year

Started my twitter account last Jan 30, 2023 & I reached 600+ followers last month (April). 3 month progress 🥳 Thanks to all who followed me & I'll to continue to provide value by sharing my: • Lessons learned in investing • Stock analysis write-ups (Newsletter link below)

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