Ray R. 🇺🇸 @DividendRay Twitter profile

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Ray R. 🇺🇸

3 months

Welcome and thank you new followers! About me: 67 years old. Married for 33 years. Retired at 64. Verified Accredited Investor. Dividend investor for over 35 years. I invest in BTC. We live on Social Security and pensions.

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Ray R. 🇺🇸

@DividendRay

8 months

Retired Tuesday. Sleep in Brisk walk Check investments Balance all checking / credit cards in budget Grill for dinner That’s it! Being retired is the best. Have a great, productive day everyone!

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Ray R. 🇺🇸

@DividendRay

9 months

How many of you got through Christmas with no credit card debt? Or, did you use your credit cards to capture rewards and then paid them off? Just curious.

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Ray R. 🇺🇸

@DividendRay

2 months

Sold my $TSLA position today at an 8% gain. 150 shares. Mr. Musk is getting way too political and I feel in the long run, it will hurt the stock. I may or may not buy back in at some point. For now, I am glad to be out.

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Ray R. 🇺🇸

@DividendRay

9 months

How many of you max out your 401k and Roth IRAs each year?

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Ray R. 🇺🇸

@DividendRay

2 months

Ignor the red. Hold. Buy if you can. I know it’s hard but it’s part of the game. Think long.

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Ray R. 🇺🇸

@DividendRay

8 months

Who panicked and sold today? Not me.

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Ray R. 🇺🇸

@DividendRay

9 months

OUTRAGEOUS! NBC puts tonight’s Chiefs game behind a paywall. Have to watch it on Peacock TV. That’s pretty sh’tty if you ask me.

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Ray R. 🇺🇸

@DividendRay

10 months

@WillRagatz Yes he should have been.

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Ray R. 🇺🇸

@DividendRay

9 months

YieldMax. I’m out. Sucked it up and sold all my holdings for a loss today. Proceeds went to $FEPI and $JEPQ. I think these two will do much better in the long run.

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Ray R. 🇺🇸

@DividendRay

5 months

Stay away from the meme stocks! Way more losers than winners with this game. Please.

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Ray R. 🇺🇸

@DividendRay

11 months

I’m curious. How old are you? I’ll start. I’m 66, and I do appreciate all of the support from those of you that are younger. I thought it might be hard for me to fit in here. But I’ve made some great connections and look for to more! 🙏🙏

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Ray R. 🇺🇸

@DividendRay

2 years

$16,485.00 in to $SCHD today! Let’s go!!

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Ray R. 🇺🇸

@DividendRay

1 year

Leased a new car today! My wife leased a 2023 Honda Passport Elite today. $48,500 car and the payments are $500 per month. Three year lease. So goes against the grain here. But we can afford it so why not! Please feel free to flame away.

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Ray R. 🇺🇸

@DividendRay

8 months

Options update. I have a $3,000 $HOOD account where I am learning options trading. So small it’s usually one contract at a time. Here is the latest year to date. Not much but I’m learning.

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Ray R. 🇺🇸

@DividendRay

9 months

Welcome and thank you new followers! About me: 66 years old. Married for 33 years. Retired at 64. Accreditied investor. Dividend investor for over 35 years. I still play a little with BTC, ETH. and HNT. We live on social security and pensions.

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Ray R. 🇺🇸

@DividendRay

3 months

I’ve got $100,000 to invest in a taxable account. What stock picks do you all like? Ten stocks and no ETFs. Show me.

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Ray R. 🇺🇸

@DividendRay

5 months

@TeslaBoomerMama Sorry but I’m going to vote against this. His performance is dismal and the stock price shows this. Bring back the days where we all made good money and I will change my mind.

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Ray R. 🇺🇸

@DividendRay

5 months

Being retired is awesome! Here is today’s view. Tuesday, May 7. #retirement #Florida

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Ray R. 🇺🇸

@DividendRay

7 months

Good Thursday! My name is Ray and I do not hold $NVDA

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Ray R. 🇺🇸

@DividendRay

1 year

About me: 66 years old Married to the same woman for 33 years Retired at 64. I could have sooner but I liked my job and made good money Dividend investor for 35 years I still play a little with BTC and ETH. We live on social security and pensions

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Ray R. 🇺🇸

@DividendRay

5 months

Wow! 1800 followers for this older guy. Thanks very much everyone!! I appreciate the trust and support.

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Ray R. 🇺🇸

@DividendRay

3 months

Biden vs Trump - again. It’s sad our country has come to this. I try to stay non political here, but if you think about it, neither one is a good candidate. At age 67, I’ve voted many elections and this one is downright pathetic. Flame away.

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Ray R. 🇺🇸

@DividendRay

1 year

I own this Rolex. It’s been in the safety deposit box for the last three years. I also have an Apple Watch Ultra that I wear daily. Should I sell this Rolex or let it appreciate in value?

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Ray R. 🇺🇸

@DividendRay

1 year

@FoxNews Veterans and Police Officers. Come on Joe. Get it right.

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Ray R. 🇺🇸

@DividendRay

5 months

Basically a perfect day in PHX today.

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Ray R. 🇺🇸

@DividendRay

6 months

Accumulation Days? Why at age 66 do I still feel like I need to accumulate more assets? - good health - great family - plenty of retirement money I guess I'm still addicted........

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Ray R. 🇺🇸

@DividendRay

7 months

@darrelltalksfi I just use auto pay as a back up. I pay all cards each Saturday morning.

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Ray R. 🇺🇸

@DividendRay

1 year

My current tobacco holdings: $MO: 1,610.8442 shares $BTI: 1,118.2149 shares $PM: 446.5997 shares Some hate these, but they pay great dividends and over the years have made me quite a bit of Money. All dripping at this point.

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Ray R. 🇺🇸

@DividendRay

5 months

Get rich and stay ON the grid!

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Ray R. 🇺🇸

@DividendRay

8 months

$CELH Taken at $TGT a couple of hours ago. A whole end cap.

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Ray R. 🇺🇸

@DividendRay

3 months

I’m now down $2515 on my $TSLA investment. Making progress. 🆙 As soon as I’m even, if we get there, I’m selling. Mr. Musk has lost his focus and it’s sad. I’ll also be selling my Model Y. Musk needs to stay out of politics. Period. Read the news folks.

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Ray R. 🇺🇸

@DividendRay

8 months

Trying to trade options on Fidelity but $HOOD keeps calling. 🤷‍♂️ I might go back. I really like there GUI.

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Ray R. 🇺🇸

@DividendRay

1 year

@FoxNews Maybe time to sell my shares.

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Ray R. 🇺🇸

@DividendRay

8 months

So $TSLA missed. One of the things that I have learned while holding this stock is you need to focus on the long term, not the short term. Ignore the price ups and downs. The stock will do what it’s going to do. 150 shares here and no plans to sell or buy. Enjoying the fun!

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Ray R. 🇺🇸

@DividendRay

10 months

I’m up to 791 followers! Never thought I would see this. Thanks for letting the older guy hang out. 🙏🙏🙏

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Ray R. 🇺🇸

@DividendRay

7 months

1500 followers! Thank you all and please know I appreciate you.

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Ray R. 🇺🇸

@DividendRay

4 months

Happy Friday everyone!! Sorry I have not posted much. Life is busy. I hope you all enjoy an excellent weekend! I turn 67 on June 1. Guess I’ll need to update my profile. 😀

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Ray R. 🇺🇸

@DividendRay

10 months

Out of the safety deposit box and back on my wrist. What do you think? I still need to adjust the date.

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Ray R. 🇺🇸

@DividendRay

11 months

A day in the retired life! -Got out of bed at 0800 -Took a long walk with my wife -Going to an awesome Christmas Store in St. Paul -Then headed to a movie -Dinner after the movie The daily grind is worth the endgame!

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Ray R. 🇺🇸

@DividendRay

1 year

We all make investing mistakes! I bought 50 shares of $COST many years ago for $185 per share My R.I.P. Dad thought I was nuts for doing that. Way too costly he said I rode it up to $540 and sold it. Still kick my self for doing that. Learned a lesson! Never again!

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Ray R. 🇺🇸

@DividendRay

3 months

It’s weird to think that at the end of this month, I will have been retired for three years! I’ve lost weight Eat much better Exercise Lowered my blood pressure Just feel more healthy Lots of you are trying to get to this point. Keep working. It’s all worth it!

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Ray R. 🇺🇸

@DividendRay

2 months

I see many "buy the dip" posts. But, if you have no money to buy? 1. Just chill and don't worry about it. 2. Do NOT borrow money so you can buy. This dip, like all others prior WILL pass! Level heads folks and do not get caught up in the noise.

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Ray R. 🇺🇸

@DividendRay

3 months

@LakotaMan1 Yes. Active voters should be allowed to vote on the reservation. Period. End of story.

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Ray R. 🇺🇸

@DividendRay

2 months

2100 followers! Thank you everyone for following me. I tend to speak my mind here and I’m aware that some do not like what I have to say about certain things… But I appreciate you and you need to know that. 😀😀

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Ray R. 🇺🇸

@DividendRay

3 months

One of my biggest investing mistakes was selling $COST. It had run up to $590 share price so I took profit. My cost basis was $185 per share. And look at it today. Guess I owe myself this. 🤡

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Ray R. 🇺🇸

@DividendRay

9 months

1,100 followers! Wow, thanks everyone. You all are the best. Blue check should be back tomorrow.

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Ray R. 🇺🇸

@DividendRay

2 months

I opened a joint account with my wife on $HOOD. Threw $5,000 in and bought equal amounts of $QDTE and $XDTE. Kind of disappointing that they do not offer drip on joint accounts, yet. So, I will manually reinvest until this feature is turned on.

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Ray R. 🇺🇸

@DividendRay

1 year

Today is our 33’rd anniversary! This is a picture of my wife and two grandsons. THIS is where it’s at!

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Ray R. 🇺🇸

@DividendRay

1 year

@HeroDividend I think it’s great that they give their employees the day off on holidays.

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Ray R. 🇺🇸

@DividendRay

3 months

@DividendDudeYT Fidelity. One stop shop for all you could need.

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Ray R. 🇺🇸

@DividendRay

5 months

Sold out of my $O and $VICI positions today. Moved the proceeds to $VNQ for a little wider exposure. This will be a long term hold for me.

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Ray R. 🇺🇸

@DividendRay

3 months

@RensingTrades I bailed out of 1800 shares at about $20. No way I’m going back in to this one. Lost my butt but I’m glad I sold when I did.

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Ray R. 🇺🇸

@DividendRay

9 months

I’m learning options and posting along the way. So far:

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Ray R. 🇺🇸

@DividendRay

1 year

Dope or nope? On the fence about replacing my MY with this bad boy.

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Ray R. 🇺🇸

@DividendRay

6 months

$8557 in to $SPYI today.

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Ray R. 🇺🇸

@DividendRay

7 months

Friends. Have a great weekend! I’m buying back in to $COST on Monday. Looks like a good opportunity now with the big drop today.

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Ray R. 🇺🇸

@DividendRay

11 months

Just got back from a long walk with my wife! It was great. I’m telling you, retirement is the best! #dividends As it gets colder here in MSP, we will become mall walkers. 😀😀

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Ray R. 🇺🇸

@DividendRay

6 months

$TSLA is a very popular stock here. I’ve traded this stock since 2015. As of today, I’m down $9500 on it and still holding. I’m not really an options trader but I’m considering selling conservative calls against my shares. $TSLA will not make you rich. Sorry. Unpopular.

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Ray R. 🇺🇸

@DividendRay

2 years

@AutismCapital This guy was smart. He laundered money back to the Dems. Now they will be nice to him. Just watch.

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Ray R. 🇺🇸

@DividendRay

9 months

Options adventure so far this year. I’m learning.

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Ray R. 🇺🇸

@DividendRay

10 months

I posted this as a reply a while back. But I think it’s important to post again. Your most important asset is your family!

Ray R. 🇺🇸

@DividendRay

10 months

@Smartnetworth1 @thesparknyc I think some people get so focused on retiring early that they don’t see what’s right in front of them. Family. My daughters and grandkids.

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Ray R. 🇺🇸

@DividendRay

8 months

Good Sunday! I have been quiet this last week due to catching Covid. It really kicked my butt. Finally starting to feel better. Hope everyone is enjoying a nice weekend!

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Ray R. 🇺🇸

@DividendRay

9 months

Happy Holidays from my family to yours! Wishing you a Merry Christmas and a prosperous New Year.

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Ray R. 🇺🇸

@DividendRay

10 months

@Budgetdog_ Very good post. A while back we created trusts for our kids. They are older. 27 and 30.

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Ray R. 🇺🇸

@DividendRay

8 months

$TSLA I’m seeing quite a bit of 😢😢 It’s fine everyone. Just part of holding the stock. If you want to hold for the long term, you have to get used to the ups and downs. Musk gets in the way, but long term it’s a great investment. Patience!

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Ray R. 🇺🇸

@DividendRay

7 months

$ET is just killing it lately. I’m up 36% on my position. And the dividends are excellent.

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Ray R. 🇺🇸

@DividendRay

8 months

Fidelity options trading. They finally updated their pages. Makes it super simple and easy to understand. Moving away from $HOOD. Yes, they do charge a commission, but I have a lot of money there so this will simply life somewhat.

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Ray R. 🇺🇸

@DividendRay

5 months

Trying to teach the grandson who makes the best fries. 🍟

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Ray R. 🇺🇸

@DividendRay

5 months

@daltybrewer As long as something bad does not happen, plan to hold that long at least.

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Ray R. 🇺🇸

@DividendRay

10 months

RIP Charlie Munger. Sad. I had hoped he would make it to 100. A good one gone. 😥😥

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Ray R. 🇺🇸

@DividendRay

10 months

My current holdings in no perticular order: $BRK.B $DAL $DIVO $JEPQ $PTY $SBUX $TSLY $TXRH $UNP $AMZN $BST $ET $MO $AAPL $BTI $KO $F $QYLD $XYLD $PM $RIVN $TGT $TSLA $VZ $WBA $XEL $EPD $SBR $ADC $GAIN $MAIN $O $STAG $VICI A long list! I also hold $98,900 in MN Muni Bonds.

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Ray R. 🇺🇸

@DividendRay

8 months

$KO Dividend increase! Coca-Cola is raising its quarterly dividend by 5.4%, to 48.5 cents a share, from 46 cents a share. Small but I’ll take it.

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Ray R. 🇺🇸

@DividendRay

5 months

Being retired is hard work! Just got back from AZ this past Wednesday, and off to FL for a week tomorrow (Saturday).

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Ray R. 🇺🇸

@DividendRay

5 months

Inspired by @Disneybeachlv Today was an excellent day for us here in Destin, FL. Spent the day with my daughters, one of my son in laws, and my 10 month old grandson. He loves the beach!

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Ray R. 🇺🇸

@DividendRay

5 months

@TeslaBoomerMama Not saying that at all. You get paid for performance and he is not performing at this time. I am a long time share holder and at one time, I was a huge fanboy. Not so much right now but I’m holding my 150 shares for now.

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Ray R. 🇺🇸

@DividendRay

11 months

My wife bought me these On Cloud slip on shoes for our anniversary. Man these things are game changers!

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Ray R. 🇺🇸

@DividendRay

7 months

#Bitcoin Wow!

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Ray R. 🇺🇸

@DividendRay

1 month

Just picked up 20 shares of $NVDA. Cautious optimism.... Let's see what happens later today! Small purchase for me.... But I like to start new positions small.....

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Ray R. 🇺🇸

@DividendRay

11 months

Couple of dividend hits today... $QYLD, $1693.39. Cash for travel expenses. $XYLD, $546.38. Reinvested. Makes the end of the month fun!

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Ray R. 🇺🇸

@DividendRay

8 months

$WBA. Sold out, bought $JEPQ Sold:

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Ray R. 🇺🇸

@DividendRay

10 months

Enjoyed a great meetup for brunch today with @SandstoneStox Dave drove six hours round trip to make this happen. We talked 👮, investing, and family. Super nice and very smart. Truly enjoyable! Please give him a follow and say hello! Great guy. 💯

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Ray R. 🇺🇸

@DividendRay

5 months

No, the sky is not falling! Just stick with your investing stratigies and keep moving forward. Just a bump in the road here folks. You have to play the long game.....

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Ray R. 🇺🇸

@DividendRay

4 months

Someone please explain to me: What is all the gush about $SOFI here? Yes they are growing. Not arguing that. But their stock price is pretty flat and does not seem to be going anywhere. You all expect it to skyrocket someday? You can do better.

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Ray R. 🇺🇸

@DividendRay

11 months

Thanks $TGT!

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Ray R. 🇺🇸

@DividendRay

1 month

$QYLD incoming. Monday. Love this monthly income!

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Ray R. 🇺🇸

@DividendRay

9 months

1000 Followers! That you so much everyone. The "old" guy appreciates it.... Enjoy your weekend!

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Ray R. 🇺🇸

@DividendRay

7 months

#BTC nice improvement in the last 24 hours #Bitcoin #Cryptocurency #Coinbase

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Ray R. 🇺🇸

@DividendRay

10 months

@darrelltalksfi On deck with everything but the used Toyota. 😀 At this point in life, we do not need to drive one of those. I’ll keep my Tesla and call it a day. 😀😀

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Ray R. 🇺🇸

@DividendRay

10 months

Good day everyone! There are many smart people here that do an excellent job posting about different ETF’s, Options, and Stocks. For you all, I’m thankful. Have a great day today and do something good for yourself or someone else!!

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Ray R. 🇺🇸

@DividendRay

10 months

Added 65 shares of $TSLY to my play money account today.

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Ray R. 🇺🇸

@DividendRay

9 months

$MARA. Sold this put earlier today and it’s doing well so far. I’m learning.

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Ray R. 🇺🇸

@DividendRay

10 months

Good Tuesday everyone. Wow. 🚀🚀🚀

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Ray R. 🇺🇸

@DividendRay

8 months

Got to work harder to get these numbers up!

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Ray R. 🇺🇸

@DividendRay

8 months

$FEPI Held for 30 days and doing well so far!

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Ray R. 🇺🇸

@DividendRay

1 year

A couple of things that I’ve learned in my 35 years of investing. 1. Be patient 2. Buy quality and never worry that you made a mistake 3. Don’t travel with the herd Lots of influence these days. Your best bet is to research, define your risk level, and run with it.

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Ray R. 🇺🇸

@DividendRay

6 months

@GerardAlba I own a Rolex but wear my Apple Watch all the time.

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Ray R. 🇺🇸

@DividendRay

3 months

Happy Father’s Day to all you Dad’s out there. I hope you enjoy an excellent day today!

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Ray R. 🇺🇸

@DividendRay

6 months

Sold the rest of my $JEPQ in my taxable account and used the proceeds to add to $SPYI. Going to drip it. Total share count is now:

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Ray R. 🇺🇸

@DividendRay

9 months

My posting has been down this week. I’ve been busy with a volunteer IT project at a local museum. Next week I will be busy there too. Working on perimeter security. Keep the bad actors out! Have a great weekend everyone!

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