If you have 56K Edge Reward points (normal value Rs 11.2K at 20P) & Axis HNI Credit card like Magnus, u can travel a return trip Zurich (Economy) from India using below offer. Let’s see how.
One way New Delhi to Zurich needs 27.5K Avios for economy & 55K for business.
Last week, I had an issue with Accor pts redemption..
So, I will explain what happened, how it was resolved & the learnings.
When I reached the Swissotel Beijing hotel, to my surprise I ws informed that my account was suspended for pts redemption
🤔How it happened -
Most
Finally with everyone's help, I was able to resolve this suspension issue & make payment with All pts today morning.
Will write detailed post on why this happened & whats the solution
Special thanks to accor specialist
@aman6490
@JOTPREETSINGH
for suggesting the helpline
New month ➡️New devaluation ➡️New shock
HDFC adds 3.25% fee on Amazon Pay vouchers
Additionally 2.5% fee on Amazon shopping vouchers
To rub salt on last month Magnus wounds, GST is additional
In few days, it will be better to do normal Amazon shopping & use some affiliate
#Amazon
is a great way to save money due to discounts & cashback.
All Cashback flows into
#AmazonPay
wallet
I hav earned Rs. 62K+ 💵 & these r few methods I used to accumulate CB
U cn like (❤️) & retweet (🔁) & add sum more tips 2 help twitter community
Since cheq is out now, few
#ccbill
payment alternatives
#Mobikwik
cud work fr u
Earned Rs 125
#cashback
on 15K bill payment.. Was instantaneous for SBICard
Code - Special100 (1%Cashback upto Rs 100)
Code - Pachees (Rs 25CB on 5K spends)
My ref link
Amex Plat travel 2nd year starting....
Called up Amex customer care & got the below 3 offers
1⃣50% fee + 0 points
2⃣Rs 5900 + 10000 points
3⃣Spend Rs 1.5Lac in 90 days to get full fee waiver
All
#ccgeeks
know what option would have been finalised😉😁
#Ccgeeks
purchased a lot of Gold with cc and rewards.
Yesterday, tax change decreases the pricing of gold..
Ek jhatke mein saare rewards gaye😂😂😂
Luckily didnt go overboard with the same..and just purchased through really gr8 deals..
New HDFC Card recd...😎
LTF Regalia upgraded to LTF DCB
Infinia to mila nahi, socha isi se kaam chala lete hain 😀
Anyways much better than the FYF Regalia Gold that was being offered this week 😎
Thread on IDFC Club Vistara
#CreditCard
#IDFC
Vistara card has been there for an year & is amongst d best Vistara Co-branded cards in terms of rewards, simplicity to apply & their statement with all the updated status of milestone.
#ccgeeks
typically mention
#Amex
Trifecta cn yield ~1 Lac MR pts on ₹7.5 Lac spends in year
Depending upon welcome benefits offers/ renewal cycle/multipliers etc, typical user earns 90K-110K MR pts
Lets see what I did (or what u can do with similar pts)
Old thread on Amex Trifecta = Amex MRCC + Gold + Plat travel
Spending ~Rs 7Lac on these 3 combined cn easily give u ~1 Lac MR points+ Rs 10K Taj GV
If want to apply any of the 3, use my referral link to get fee waiver/additional 2K pts-
If u r
Long Post alert
One example why Amex security / fraud protection features are the best in industry.
Recently, I travelled to Europe & had done a STEP booking for SO Vienna via
@airmilespoints
since the other Mercure / Novotel hotels nearby was similarly priced + $100 FnB
#SayNotoAxis
#AxisDilSeClosed
While I will submit all the docs today, in parallel I am closing as much relationship with the Axis Bank.
I have checked my spends & difficult to find all docs but still managed to find 90% of the docs & all are mine or my family (Surname se I hope
Made the NPS payment today with Axis
#Magnus
card.
If u normally do
#NPS
in end of financial year (Feb/March etc), its better u do it this month before the 5:4 reduces to 5:2 / RPs on govt spends stops..
u lose 0.9% to get 4.8% + helping achieve ur last 25K milestone
Finally Gharwalon ko vishwas hua ki there is some benefit of credit cards beyond spending.
Dad's car got stuck & I suggested to use free Roadside assistance from IDFC First Credit Card.
Overall smooth service, except waiting time due to rains..
Just saw that today I crossed 1000 followers.
When I started I had thought that will I have 100 followers even and will I use Twitter which I have never used for last 10-12 years since creating account.
But seeing this number, I feel overwhelmed...
#ccgeek
Just got few more screenshots on the Infinia Reserve card although I maynot be eligible yet 😂😂😂😂
The rewards are expected to be same at 5 RPs on 150 spends & same earning & redemption.
*Some cappings on rent etc might be there on some category on final launch
#Savings
on
#Bigbasket
using mixing multi-dip offers
1. Shopped thru
#TataNeu
- 5% Neucoins (Always)
2. Got offer on Tata Neu - 150 NeuCoins on 2K spends (Targetted)
3. Added another generic offer code - BBFEB150C (150
#cashback
(10%) - This works for all till 20th Feb)
Contd..
Surprise!!! Surprise!!!
Everyday new surprise from Axis.
New Axis devaluation🤣🤣
#Axis
Gyftr hit this time💣
Still not sure on 5:4 on Magnus (Reserve 5:1 docs taken back)... Fingers crossed 🤞 Lets hope for the best
🏁But Pls note that 1Lac pts capping also was an important
Another Addition...
Received LTF
#IDFC
First Wealth Visa Infinite Cred Card along with the Dreamfolks Card..
Applied few days back while writing this thread... Got immediate approval
Apply IDFC Card LTF ➡️
I ws explaining wife abt airline status etc that if we had silver/ gold status like Vistara, we wud hav directly bypassed queues..now, lets stand in queue for boarding pass.
And then because of baby, asked to directly go to the biz class counter..
Having 👶 on board beats all
#Tata
#Neucard
infinity was coming FYF since many days but avoided the same
Now the app flashed LTF & we r ready to take this
Check ur TataNeu app & If u r getting LTF card, then no brainer.
Use my referral code KOMA76 or to apply.
For all Axis Magnus users, today is last day where u will get the 25K milestone Reward Points redeemable for 5:4 airmile ratio.
if not finished the July 1L milestone, will suggest to for it.
Next (&last milestone) will be at 5:2
This post is for Mango people 😃, not the
I asked for a replacement of my Amex card on their app, they automatically deleted all the tokens generated at all websites with that card before issuing the card..
IT systems are a class apart for Amex..
Used my 3 cards to avail different benefits at Mumbai airport today, making it a triple dip journey.
Having multiple cards can definitely help avail different benefits & u can avail the benefits by combining their benefits.
First of all, used Meet & Greet at airport service...
We're excited to announce the launch of a small, exclusive Telegram group featuring our Accor Expert,
@Aman6490
, and Visa + Amex Expert,
@Kenu73
& myself
@Bachatxpert
. Between us, we have traveled to 40 countries, optimized credit card usage for years, and enjoyed award flights
Recently took business class for Prague to Amsterdam flight with KLM at out of pocket expense of Rs 2500 / person
Sharing the experience of my first KLM flight
Booking Details
💸 Out of pocket Expense - $30/pax
🪙Points used / ticket - 16K Amex MR points
🛩️Program - Virgin
Just got my 3 Month
#Eazydiner
Prime membership renewed for Rs 2 ...
#Bachat
of Rs 693 😀
Offer code for ICICI users (Works on Credit/Debit/Netbanking) - ICICILYP
Have travelled to 6 countries over the last 12 months over 4 trips.
After flights, the next major expense is hotel stays, if not staying in Airbnb.
Some of the smaller hacks which I use to save some bucks 👇👇👇
There is no golden rule & r quite simple but these can work out
My simple transfer strategy for my points.
- HDFC DCB➡️ Revenue / Vistara
- Axis Atlas ➡️Accor
- Amex ➡️ Marriott ➡️ All other Airlines (except direct partners of Amex)
Dont want to complicate my life 😎😎
My earnings & spending categories & plans maybe quite different than
As they come, immediately they r moved😃😄
Moved all the new recd Axis pts of last 10-15 days to United today & made balance 0 again.
Have parked all points in
- Accor
- ITC
- Vistara
- And now United.
Where r u parking them ? Whats ur plan for Axis?
Lot of people maybe knowing this but thought to share for people who are not aware
If u r taking
#Uber
and are an
#AmazonPrime
member, use
#AmazonPay
balance as payment method.
U get 5% cashback + the normal multiplier reward points on purchase of Amazon GVs
👇👇👇
This 5%
Multi Dipssss on Big basket for Tata Neu HDFC Card holders
Tata Neu - Add goods in cart for Rs 1667
1⃣Apply NEUCARDOCT23 for 10% instant discount
Net - Rs 1500
2⃣ 5% Neu coins on HDFC Tata Neu infinity card
75 Neu coins
3⃣Shopping on Tata Neu - Std 5% Neu coins
75
Yesterday was my last flight with
@airvistara
& the whole experience was quite an (un)forgettable experience.
Maybe its the harbinger of things to come with
@airindia
with poor customer service
I had redeemed 2 vouchers for a business class upgrade on 26th Sept over a call on
Axis Magnus devaluation has been brutal
They had superb product bt wid unsustainable reward rate
But bcoz of hype🥳 & 🟥 ink of P&L, they just decided to go fr quick devaluation
Frm being unsustainable reward rate, nw Magnus is on other end of spectrum of being unsustainable
After reading this post, I have cancelled my credit cards and for the current trip, suddenly switched to paying with UPI.
Suddenly my bank balance reduced by 4L.. 🤐🤐🤐🙄🙄
It couldn't get better last weekend with Accor Plus
✔️Stayed at Grand Mercure at Mysuru with my Accor Plus vouchers & got the stays at Rs 5999+GST for 2 night stay with breakfast
😳Ongoing rate was Rs 16K for 2 nights
✔️Room upgraded from Deluxe to Suite
✔️Used Accor Plus
Few were worried abt Accor pts validity of 365 days.
1 method for extending pts from
@AskEnvici
was surveys through Clubopinions but its not in India (U can use VPN ofcourse)
There is 1 more method for surveys from India.
can help.
Worried about transferring too much Accor Points since the validity is just 365 days? Worry Not! There are many options for you to ensure they don't go to waste!
You can either transfer it out to Airmiles or Extend it.
1:1 𝗔𝗰𝗰𝗼𝗿 𝗧𝗿𝗮𝗻𝘀𝗳𝗲𝗿 𝘁𝗼 𝗔𝗶𝗿𝗺𝗶𝗹𝗲𝘀
@rajeshsawhney
Interest credit takes so much time
Other issues are always there.on portal
If u get stuck somewhere, its another hassle. Infact I left it there itself to self rectify later.
I donot know what rocket science they need to put to correct this EPF portal.
Reached the milestone of 5K followers. Thanks to all🙏
When I started on twitter, never thought that I will achieve this milestone, since twitter as a platform was confusing initially for me. Took few months to even have 10 posts 🥲
But things changed with
#ccgeek
community (&
Today, I did my
#ITR
filing..
Felt sort of a personal milestone..
For the first time, paid
#IncomeTax
which was equal to the first year salary (CTC) when I started my career.
Took 12 years to reach this milestone...
Hope income further increases and this cycle repeats again in
Next stop is Swissotel Dubai
Booking ws done wid 24K ALL pts through accor website
Balance amt ws paid through 6K pts at time of check-in
Total 30K ALL pts + ~Rs 1250 for 5 nights with breakfast & dinner included (took half board)
Hotel staff - 'Sir, u hav lot of pts' 😀🤣
No issues faced..
All the bill was settled at Novotel Mumbai through points.
Redeemed 5K points and paid Rs 556 through cash for ~Rs9.5K bill..
Mail /SMS recd for code & just needed to share the same.
Vouchers hi vouchers!!!!
Took Accor Plus on Monday and here are the vouchers.
Kuch jyada hi hain, even if I use few of them, value nikal aayegi.
Also, I will target gold since 9 nights easily will finish this month. 1 night will accumulate in the coming months.
@FI_InvestIndia
Not old school.
I have disabled majority of cards but for few cards which I regularly use, have kept a capping of some small amt..
Second, first thing I do is switch off International spends which is much more important than the TAP n Pay feature..
Waiting for AxisMagnus devaluation document
It will definitely be devalued but
Seems they might give some relaxation in dates considering their 120 days lead time
Who knows...
#Optimism
Accessed Delhi T3 arrival lounge with Hdfc diners black..First time used an arrival lounge...
Next flight is few hours away..
This lounge as expected is relatively empty (and smaller) compared to the other departure lounges.
Food served is also good with lot of options. U need
This thread will give answers to all ur questions related to Amex Gold
If I already have a MRCC / Plat travel or both, does Amex Gold still make sense for me ❓
Why take Amex Gold when there is a fee with a referral vs the other 2 cards which are available First year Free ❓
A
Beginning of month,
#grocery
to be bought..
Few ongoing
#offers
to save some bucks on online grocery
Online grocery is typically at discount+Card offers sweeten the
#Bachat
deal.
Amazon offers
1. ICICI Cards offers (4th to 7th Feb) -10% instant discount on min. 2500 shopping
Someone suggested that once u goto Japan, u will want to go again there.. Lets see when the next travel happens...
Wrapped up the full tour & definitely, feel that I want to cover more 🙂
Many threads coming ahead...
#HDFC
Diners Club Black users would know that it offers ₹1000 gift vouchers on monthly spends of ₹80,000.
I usually received these vouchers by the 5th of every month, but I didn’t get them in July. I assumed there might be a delay, but when they didn’t arrive by the 10th
Another nice saving on
#Bigbasket
through multi-dip
#offers
- Had bought GVs earlier (already bought discount at 5%) and now redeemed on BB and got 200 Cashback..(10%)
- Since shopping through Tata Neu, got another 5% Neu coins..
#Bachat
Now, the difference this month is ....
Big shoutout to the visa expert-
@IManthanJoshi
Got the Schengen visa approved from NL embassy this week. Took around 11 working days for the visa application to be approved.
Although this is my 3rd visit, for others in family its their first travel.
Although I was fully aware
If u r looking to go out for eating with family or friends, these days r great days for u..
Reason - High discounts
- Eazydiner running Eat Out Festival
- Swiggy Dineout running GIRF (Great Indian Restaurant Festival)
- Zomato running Zomato Dining Carnival
Today got the Magnus add-on credit card.
When I had applied in May, I was full of hope & made multiple branch visits.
Now, when i stopped follow-ups, Axis smiled ki
'Jaa beta yele Add-on, ab konsa milestone poora kar lega isse'😎
Today, had one of the most pathetic experiences with Zomato..
Suggest never make a restaurant reservation with
@zomato
.. 1st time kia and realized its full waste.
Made a restaurant reservation by paying a pre-booking fee.. And when reached the restaurant, they denied entry
#AxisBank
#GrabDeals
is back with 5% cashback (Except Amz & Flipkart) on buying gift vouchers till 18th May.
Works well for Axis
#CreditCards
as well as
#debit
cards
Retweeting my old thread explaining the full details on how to maximize
#Bachat
#AxisBank
#GrabDeals
5%
#cashback
offer is back.
Offer period 22nd – 28th Dec
Even if u dont hav Axis
#CC
& have debit card, u can still avail the benefits.
Below post shows how u can mix this offer with
#TataNeu
to get ~15% overall benefits on
#Bigbasket
w/o coupon code.
Staying at ibis styles ginza...
Room start hote hi khatam ho jaata hai😂😂😂
Hotel charges r insane here..
Iske bhi 15-16k per night charges hain advance booking pe..😂
After this week's milestone ws credited for April, crossed 5L lifetime edge pts
Have an Axis relationship since 2018
I'll say that I made more points in last 8 months with Axis Magnus compared to the points earned over prev 5 years 🥳
But I must also say that I spent multiple
HDFC Regalia's lounge list has gone down significantly.
Whichever lounge I go, I see 1-2 people in front of me with a hdfc regalia being informed that no HDFC regalia (only diners or infinia etc)
And next I go and use my Magnus🥳😀
I just heard from a friend that he was denied lounge access with HD-FC regalia credit card.
lounge access is nw allowed in HD-FC regalia gold.
I don’t think its true , but anyone has any input on this?
#ccgeek
This thread will give answers to all ur questions related to Amex Gold
If I already have a MRCC / Plat travel or both, does Amex Gold still make sense for me ❓
Why take Amex Gold when there is a fee with a referral vs the other 2 cards which are available First year Free ❓
@eazydiner
@KapilChopra72
@sachinpabreja
Sir, need ur help to look into the repeating issue.
Today, again another restaurant declined to apply the discount in bill & its repeating issue.
I am sure, others are also facing this same issue (maybe not frequently)
The issue is that
Got the Japan Sticker Visa yesterday.
Special thanks to
@IManthanJoshi
for his help with Japan Visa. I was a bit unwell so A to Z for the Visa submission was helped by him. If travelling to Japan, take his help for ur visa and itinerary planning.
Few points for submission:
-
If u r doing 1 earning activity by having a meal (or drinks etc) & if u have Accor app, u can click Earn points and ask waiter for venue code and proceed to make the payment.
I recently visited Accor property and they had QR code + venue code mentioned at each dining table.
@AskEnvici
Somehow that reply isn't visible on the edited version of the tweet 😅, anyways replying again,
Dining and Drinks where you can earn points even though are not the Hotel Guest are also considered for this extension
Checked into Pullman Delhi Aerocity..
Used the Accor Plus discount voucher..
Although I had booked 15 days in advance (instead of 30 days TnC), they had used the disc voucher for booking.
The hotel is nice and at an apt location for my upcoming early morning flight..
I had stopped
@Cheq_One
long back & I think u shud too..
I got to know
@knowaaryan
issue where he tagged me but checking further it seems lot of people facing issues with
@CheQSupport
..
There r people whose money is stuck for 48 days / 51 days.. etc etc
Adding random tweets
Blr doesnot have water...
I purchased some water using ur card...
@Axisbank
I will send the invoices soon from the kirana shop.
Dont block my card
#SayNotoAxis
#AxisDilSeClosed
Recently brought the Amul protein lassi crate using the globe card.
Excited about this new product, I offered this to my mother and father and the very next moment my phone's notification lit up.
I Have received a notice from the bank to provide them my lassi consumption
End of Magnus era..
Magnus ke 25K milestone ne sabko bahut trip karwayi (including my ongoing trip) & next year mein bhi aap sabko karwane wala hai..😄😃
All good things hav to come to an end, so today is the day...😌
Now, execute the plans made while transferring all the ERs
Lot of people maybe knowing but some new cardholders maynot know.
@AxisBank
HNI Cards come with free
@eazydiner
prime membership.
U can use the same to do great savings on ur meal.
Click on & pay Rs 1 to authenticate the payment.
List of Axis cards
Got the carton box from
#Amazon
delivery with an advertisement for
#insurance
.
Has anyone recd something like this ?
Btw, Nice way to monetize the carton space for advertisements & earn some revenue
If these trials r successful, be ready to receive ur e-com shipments with
Surprisingly small queue at 080 BLR Lounge..
The spend criteria from banks leading to this smaller queue?
Has anyone seen queue reduction on other airports?
Or this is a 1 time aberration??
I hope the Axis doc turns out to be wrong but atleast the positive thing about this is that they r giving a month time.
After the newspaper article, I had thought devaluation is near and had transferred all the remaining points to Accor & Vistara fearing that they might not give
View from the new room at Swissotel al murooj..
Got the upgrade from classic to deluxe room on request..
Currently still a silver member..
PS: ignore the background sound.. its by default coming & missed to mute.
Surprised to see that
@AxisBank
blocked the account for someone who discontinued their
@airvistara
credit card...
Account owner can earn pts on own flights, pts validity 3 years hai
Many people have 2-3 cards linked to their Vistara accounts.. how card discontinuation means
Axis Magnus Last 25K Salary credited with reduced home takeaway 😂😂😂
With this Total Edge Pts earned cross 7Lacs.
The next 1L milestone will take more time than the last 6-7L collection..
Magnus jaisa card na aaya tha aur shayad na hi aayega😂
Finally got the fee reversed on SBI Cashback card.
They had declined fee cancellation earlier in Oct before the card anniversary but after reading
@2021Kashif
's post on the same topic, thought to again try.
Just called them and raised a request for fee reversal and to my
If u want to
#doubledip
on ur
#Accor
stays & earn some miles, then link ALL account ↔️ Qatar airways
I linked these 2 accounts an year back & without single transfer or flight, have accumulated ~ 1000 Avios
Seems small but small additions make a big accumulation to redeem
Amex sent a list of restaurants for discounts for the holidays..
I tried the first one on the list Theobroma today for 20% discounts..
Worked seamlessly for the discounts.. need to ask the cashier for applying the discount on the bill under Amex offer before the bill is
Checked out of Mercure Ocean Pataya resort today...
The hotel was in nice location, very near to the beach..
Had booked base room and was upgraded to the ocean view room..😀😎
Also recd welcome goodies..
Had made redemption online, just paid less than 1K for remaining amt
Decided to let go of my old favourite bfore Magnus Mania came in- Axis privilege card..
The old Axis gyftr 10X program coupled with doubling of value using multi brand vouchers give above 20% returns.
This yr, coz of Magnus mania, only used for Rs 5K spends under some offer &
Just finished the monthly milestone of 6*1000 transactions on
#Amex
Gold
#Amazon
Pay vouchers were back on Amex Multiplier platform gyftr to get 5x points.
Putting bonus 1K points together, its cool 12% return. (Returns may be higher or lower by taking diff values of points)
Check-in at Swissotel grand shanghai today
First since gold status upgrade..
Few benefits recd today..
- room upgrade
- early check-in
- welcome drink
- they have also added complementary breakfast ( I had booked room w/o b/f due to high difference & thought will add in hotel)
If anyone travelling to Singapore, it seems a steal deal from Marriott vacation.
Seems need to attend 2 hr presentation for
$349 SGD for 3D/2N Westin Singapore.
Not really familiar with this.
Is there some catch in this offer?
Anyone who has used these kind of offers can
Accor Plus vouchers are getting expired end of August..
Checked in to Redeem the Discounted stay voucher for 2 nights for 5999 at Grand Mercure Mysore (breakfast included)..
Going rate for this weekend was 16K for the base room.
This gr8 voucher is not included with the new
Have been using Regalia (earlier Reg First) since last 5 years.. Had a limit increase a month ago (8 Lac +) & thought to ask HDFC about infinia.
But as expected, rejection came. but the min. salary reqd completely surprised me.🧐
New card launched -
#HDFC
#RegaliaGold
Rewards - Same as Regalia (4RP/Rs150)
- Milestones
- Qtrly - Spend 1.5 Lac to get Rs 1500 GV of Marriott/ Myntra/ Marks & Spencer/ Reliance Digital.
- Annual Milestone 1-Spend 5 Lacs to get ₹ 5,000 flight voucher
In all this Axis circus of uploading the new docs & then removing it, I gained 3000 Edge Points.😃😃🥳
For Axis Privilege cc new docs, Axis was removing 3000 pts on achieving Rs 2.5Lac spends in anniversary yr which made me realise that they didnt credit 3K for last yr..🤣
Vistara and Accor were back this week as Axis partners.
Successfully transferred ~50K points each (5:4) ratio to Vistara and Accor.
Before anyone says, I already have redemptions done and have plans..
Second, its better to maintain safety stock if using some programs