April onwards all my new Amex Referees get a 20 mins Zoom Call to discuss anything under the sun & a follow from me (unless you want to remain anonymous ๐)
Please do not use my publicly available links, all publicly available links are not eligible. Will share a link only on
Fed up of Axis and Looking for an Alternative to maximize your rewards? If you stay in an Amex serviceable city then check out the Amex Trikoot, it can definitely provide you a very rewarding experience.
1) ๐๐บ๐ฒ๐ ๐ฃ๐น๐ฎ๐ ๐ง๐ฟ๐ฎ๐๐ฒ๐น - ๐ง๐ต๐ฒ ๐ ๐๐๐ ๐๐ฎ๐๐ฒ ๐๐ฎ๐ฟ๐ฑ
@jpappone
Well, sorry to burst your bubble.
1) Tire Marks on the track proves that everyone moves to the left on the corner entry
2) Lando didn't want to be squeezed and just kept diving recklessly all race, most drivers would account for Squeezing in wheel to wheel, but not stellas
Need is the necessity for innovation!
Parents were traveling abroad today and they went to the T2 lounge and called me.
Priority Passes were still not accepted at BLR T2. I felt so gutted that I did not remember to prepare them for the lounge. ๐
Mom had her Infinia so they
OMFG ๐จ Axis you Beauty ๐จ
Axis is bringing in Accor, Aeroplan, Qantas, Thai & JAL as Transfer Partners!
This is a Massive Re-Valuation of Axis!
When you wake up to this news, time to reevaluate all your plans, because it's gonna get better!
Transfer Ratio remains 5:4
Things I use Amazon Pay on average
Broadband - 1000 per month
Mobile - 800 per month
Electricity - 3000 per month
Water - 1200 - per month
LPG - 800 - per month
Dineout - 2000 per month
Delivery - 2000 per month
Grocery - 3000 per month
RO Service - 4500 per year
Urbanclap -
Wife paid 3k cash on my behalf for something.
Wife: Transfer me 3k!
Me: Would you like 3k Cash or 3.5k Myntra Vouchers? ๐
She took the Myntra Vouchers
๐
Today is indeed a special day for me!
Officially Debt Free!
Paid the last installment for both my Home Loan & Business Loan Today!
Time to use some points for a celebratory vacation ๐
Such an awesome dude
@aashayj
is!
Knowing I am traveling to Japan soon, he made a mini guide for me and my family and I absolutely love it ๐ฉต
I'm sure lots of folks are travelling or considering traveling to Japan and would love to hear about the experience.
Do give
Jerry be like
Trump Racist!
Elon Racist!
Republicans Racist!
But hey
@dbrand
pays me millions, how can they be racist, does not fit my agenda. Let me instead support the racist stereotype I know little about.
In a world of creators, be like MKBHD who acknowledged the issue
Called out his Fakeness long back.
The only thing which he knows is how to use Social Media to get into political good books and grow clout.
Truly a shining example of Fake it till you make it. ๐
Let's do a Giveaway! ๐คฉ
Just ensure you - Like & RT this Post and are Following
@AskEnvici
โ
I'll select 3 Random Winners who can choose any of the two Prizes ๐
1) Rs.1000 Voucher of your choice
Or
2) 10 minutes skype award redemption consultation
Will announce the winners
Had recently opted for
@urbancompany_UC
AC service on a perfectly functioning AC with good cooling.
Just wanted to do a regular cleaning. He was trying to upsell services which I refused.
The service guy in the name of doing general checking has leaked out a significant
What A Card this Amex Plat Travel! Spend 4 lacs and get a 3 night stay in the Westin Himalayas using just points.
I had convinced 3 of my friends to take this up in Jan using the typical Taj Pitch.
But I just helped them all book a 3 night stay at Westin Himalayas near
Myth: You cannot Buy Branded Gift Vouchers with Amazon Shopping Vouchers.
Fact check - False โ
If you've ever been confused by this topic you need to read this carefully ๐
Amazon Shopping Vouchers give you great value, 5x rewards on both Axis and HDFC credit cards.
But
On Popular Request a Ready Reckoner for ITC x ITH
๐ช๐ต๐ฎ๐ ๐ถ๐ ๐๐ต๐ถ๐ ๐๐ง๐? ITH is the International Travel House, the Travel Agency arm of ITC. It generally deals with inhouse and corporate bookings.
๐ช๐ต๐ฎ๐ ๐ถ๐ ๐๐ง๐ ๐ ๐๐ง๐? ITC is allowing you to convert your ITC
ExpertFlyer is a powerful tool which allows you to enhance your award redemption game.
It can save you multiple hours when trying to Book Saver, Upgrade & Award Seats.
You can set up Alerts for these Elusive Award Seats which come and go without notice! Let's Explore ๐
We are here! Raffles Udaipur.
A majestic property with loads to explore.
The ride from the Jetty and the Welcome we received was just beautiful.
How did it all start and first impressions ๐
Accor Checklist โ to ensure you have a smooth stay
1๏ธโฃ If your booking allows you to pre-pay full or 80% then go for it. With some properties you do not get the option, nothing to worry about ๐
2๏ธโฃ Before leaving for your Trip, ensure your Accor profile is updated with the
Proud to share this project with you all, been working on it for a few months.
Finally launching it to the public!
If you'd like to have some freshly brewed craft beers near Manyata Tech do visit Escape by Brewklyn!
And yes,
@eazydiner
offers applicable ๐
Looking forward
Interesting observation today! Two Founders - Two Different Approaches.
1) CheQ finally removes its processing fee for CC payments. I still remember I tweeted about this long back, actually most of the CC community did.
Nobody wants to pay extra when paying CC bills,
Axis Atlas x ITC - What a blessing for Domestic Air Travellers ๐
Spend 7.5 lacs on Atlas and get upto 8-12 Domestic Flights Free โ
Spend 15 lacs on Atlas and get upto 15-24 Domestic Flights Free โ
And this can be any Airline, Indigo, Air Asia, Spice, Akasa and even Vistara
I was unsure at first but now I have decided!
Our Next Trip will be within India.
I may get a lower value per point on redemptions but it will be in our own beautiful country
โฅ๏ธ ๐ฎ๐ณ
Worried about transferring too much Accor Points since the validity is just 365 days? Worry Not! There are many options for you to ensure they don't go to waste!
You can either transfer it out to Airmiles or Extend it.
1:1 ๐๐ฐ๐ฐ๐ผ๐ฟ ๐ง๐ฟ๐ฎ๐ป๐๐ณ๐ฒ๐ฟ ๐๐ผ ๐๐ถ๐ฟ๐บ๐ถ๐น๐ฒ๐
Wife, Son & Mother travelling to Kochi Tomorrow!
They are in good hands even w/o me thanks to Credit Cards.
Flight booking - ITH w/ Axis โ
Airport Drops and Pick up - Axis Reserve โ
Airport Concierge Dep & Arr - Axis Magnus โ
Lounges - Scapia + Reserve โ
Stay in Kochi
If you're a Value Hunter like me, then is a pleasure to browse. It provides the monetary value of your hotel loyalty points for various properties, programs and chains.
It covers Hyatt, IHG and Hilton apart from Marriott.
Always fun to browse when
Fed up of Axis and Looking for an Alternative to maximize your rewards? If you stay in an Amex serviceable city then check out the Amex Trikoot, it can definitely provide you a very rewarding experience.
1) ๐๐บ๐ฒ๐ ๐ฃ๐น๐ฎ๐ ๐ง๐ฟ๐ฎ๐๐ฒ๐น - ๐ง๐ต๐ฒ ๐ ๐๐๐ ๐๐ฎ๐๐ฒ ๐๐ฎ๐ฟ๐ฑ
@mufaddal_vohra
RCB is a joke team mate. Entire top management and selectors need to be replaced.
Depending on just 3 players every game to win?
Better teams have qualified and we will get good playoffs.
As much as we bash Axis, troll them & write melifluous break up notes.
Will be grateful for honoring their promise made to their customers.
The card maybe garbage now, but they deserve the credit for doing it the right way.
Magnus Milestone Credited for May and Jun as
๐จWhenever we talk about Amex Membership Rewards we talk about Marriott & Taj Vouchers where we can get a value of 0.5 to 1 on average.
Let me introduce you to the world of Amex ๐คAsia Miles. Asia Miles is the FFP of Cathay Pacific.
You can convert your Amex MRs to Asia Miles
๐จ As promised here is how I track my reward points without having to log it down daily in an excel sheet.
This method shown in the video, takes me just 5 mins once a month per statement to track all my spends!
Watch the Video and if you have any questions, feel free to ask.
Some Accor FAQs on popular demand
1) If you want instant Accor Gold, then yes you can buy All Ibis plus (10 status nights) and All Voyager (20 status nights) to get 30 status nights total which gives you Accor Gold status instantaneously. The total would be 298 Euro, but if
I thought the distance between Bangalore and Bangalore Airport was kind of borderline ridiculous...
Until I realised Narita Airport is 70km from Tokyo ๐คฏ. A cab ride can cost anywhere between 14-20k INR
Delhi folks are lucky as their JAL flight lands in Haneda which is almost
I'm convinced Kotak Mahindra is the Worst Bank in the Country and they keep proving me right. ๐คก
I had opened a Kotak 811 Zero Balance account just as a secondary savings account and sometimes to use it for its netbanking payment tie ups.
Every time I transfer some money from
@F1
The only thing this incident achieved was expose the pre-existing biases of folks like the pundits and commentators.
CC: Will Buxton, Anthony Davidson, David Croft, Damon "Max gives me Schumacher Nightmares" Hill
Thank you guys! ๐ฉต
76 Referrals in less than 2 months and none of you even asked for anything in return apart from a bit of my time ๐ค
Makes all the effort worthwhile and motivates me to bring you better content and spend more time on X.
โ๏ธ
๐๐๐๐ ๐๐น๐ผ๐ฏ๐ฎ๐น ๐ฉ๐ฎ๐น๐๐ฒ ๐ฃ๐ฟ๐ผ๐ด๐ฟ๐ฎ๐บ โ๏ธ
If you're a DCB/Infinia holder then this program (GVP) is great for International Spends. ๐
You get 1% Cashback up to Rs.1000 in max cashback per statement cycle on top of existing rewards when you opt for it. ๐ธ
You can opt
One way to meet your Amex Spends or Milestones is to use PayTM at Restaurants.
Restaurants have a 10-15% discount offer anyways on PayTM and Amex gives you an additional 20% (upto 1k)
Effective Discount of 28-32% and with PayTM you don't need an Amex Machine in the restaurant.
Received a different kind of Card in the mail today ๐
Always fun visiting the Campus & Ahmedabad. A great city. ๐ฉต
Never have to worry about accommodation when in Ahd!
Lots of confusion regarding Axis Devaluation and changing stances.
This is what occurred in real time ๐
๐ - Afternoon of 8th July Sunday - Leaks emerged of potential devaluations of various credit cards.
Customer Care & Branch folks were caught unaware.
๐ - Evening of
HDFC Imperia is the most useless Banking product as of date.
Just because of legacy and lethargy I keep maintaining savings and assets there.
Planning to move all of it to something more rewarding now and let the HDFC account downgrade over time.
Any suggestions?
Wow! That was one memorable Japan trip!
All I'm gonna say right now is that this trip wouldn't have been possible without CC Reward Points. ๐ค
JAL Skysuite is an Amazing Product and would recommend everyone to try. Using just 160k Airmiles for a 9hr Biz return for 2 folks is
Is this what's happening with Vistara?
Pilots - Increase our Salary Plz ๐๐
Vistara - Nope, no budget boss ๐
Pilots - we'll take a mass sick leave, causing crores of loss for Airline ๐ฌ
Vistara - Yo, relax, just found some budget, let's compromise? ๐
Pilots - Cool ๐
๐๐ฒ๐๐ฎ๐น๐๐ฎ๐๐ถ๐ผ๐ป ๐ผ๐ณ ๐ผ๐๐ฟ ๐ณ๐ฎ๐๐ผ๐๐ฟ๐ถ๐๐ฒ ๐๐ฟ๐ฒ๐ฑ๐ถ๐ ๐๐ฎ๐ฟ๐ฑ๐ are disappointing but we also need to understand why it happens!
Let's break it down with the cards like Infinia & Magnus.
Both of these cards can be classified as HNI Cards without any doubt. Now
My Top 6 most Rewarding Credit Cards as of now. Most popular question in my DMs
1) HDFC Infinia
2) Axis Magnus w/Burgundy
3) Axis Atlas
4) Amex Plat Travel
5) HDFC DCB
6) SBI Cashback
Apart from the above having the Tata Neu Rupay card for UPIs is a must. Flat 1.5% rewards on
My unpopular thoughts (rant) for the week! 8 tweets in 1 tweet โจ
1) Listen, stop chasing Infinia if you are focussed on Airmiles. If you can afford to get Infinia or are close to getting it or already have it, chances are you can get Magnus Burgundy without much hassle. Axis
Lot of questions regarding Axis Gyftr Edge Rewards Limit
This should answer everything.
Apay - 10k
ASV - 50k
Flipkart - 10k
TataCliq - 20k
Total limit - 2.5 lacs
And the limit is per registered mobile number, so having multiple cards is of no use?
Really wish Axis made it
Phew ๐ ! This Japan Airlines Award Booking was like a Mission Impossible Scenario!
Just barely booked Business Award Seats for the family for Blr-Tokyo & Osaka-Tokyo-Blr
Was tracking the last possible date before our Infant would be charged full fare ๐คญ and all dates were sold
Let's keep Status and Loyalty Programs aside for a while.
Legends are those who know how to interact with Hotel/Airline staff and get way more perks than you'd normally get.
It's a combination of confidence, politeness & knowledge.
Not easy to master but awesome to see in
While everyone is telling you Accor & Vistara are back, remember no 'community' told you how to get it back or took the initiative to do something about it, isn't that what a community does? ๐
Credit to
@iamitp
and everyone of you who put your voice out there.
First working
@bibek_saha
It's very easy to get those back. Somebody Influential on LinkedIn needs to write a post about how Axis for short term games lured in Accor to promote their Cards and before people can reap the redeem them, they have removed them.
Call out Rahul Ludhani, head of Axis Rewards
Found an interesting site which does something similar to what I was looking for. Credit to
@LoveShah5597
Shows all major properties and the average value per point in terms of USD Cents. Roughly 1.2 cent = 1Rs.
The Red text over the locations indicate the value per point.
I'd honestly pay for an app which can automatically track the Marriott properties and compare revenue rates and points rates.
Maybe short list the properties which provide the most value for points for a period of a year.
Since MB has gone dynamic this would provide some real
Couple of Observations
1) Quite a few Infinia holders either aren't aware of Smartbuy or are not using it properly
2) Many folks still don't know that you can use Infinia Priority Pass in Domestic for Free.
My week so far...
1) Got my Axis Samsung Card. Spent Rs.10 x 3 times for the joining bonus.
2) Rejected Delivery of RBL Card sent as Replacement for Zomato Card
3) Renewed Amazon Prime using Infinia Points.
4) Did not activate the useless Kotak Credit Card sent with 811
HP Pay experience was quite smooth.
Bought 1k voucher each from Amex, Axis & HDFC
All the vouchers were already listed in the HP Pay App thanks to Gyftr integration.
Fuel has never been more rewarding for everyone.
Like always, the plan is to enjoy it till it lasts!
Want to know...
1) How to Master ExpertFlyer?
2) Use it wisely for your upcoming Redemptions?
No worries. There should be no barrier for learning.
I will make a thread on ExpertFlyer Basics and all its features. Will also provide links to the best in depth guides out there
Very Surprised to learn
@airvistara
has not had a direct flight between Bangalore & Kolkata for 7 years now.
Not even a single flight a week between two major cities!
C'mon Vistara, stop this Mumbai/Delhi obsession.
Real sequence of events today ๐
Wife: Need to buy a few things in Home Center, let me get some vouchers on SmartBuy.
Wife: SmartBuy is out of Home Center Vouchers, guess we'll have to do with just using the Credit Card.
Me: 3.3% reward rate? Do you even know me?
Wife:
Axis Gift Edge Gyftr points will be credited soon. And you did not maintain an Excel sheet to track all your accelerated spends? (Don't worry, Me too ๐)
Just convert your Axis statement into an Excel sheet in 1 min ๐to track all your Gyftr spends.
This is 100% accurate
๐จ As promised here is how I track my reward points without having to log it down daily in an excel sheet.
This method shown in the video, takes me just 5 mins once a month per statement to track all my spends!
Watch the Video and if you have any questions, feel free to ask.
I Do Not trust the average Indian Driver on Indian Roads.
I use my vehicle Horn liberally. I don't mind the stares and curses.
Horn Etiquette is not worth it in India.
My Safety and my Family's Safety is more important than any Etiquette and I will doubly make sure that my
Well at least Axis is considerate enough to give you a Free Cibil Check on the way to the dumpster
This is free for anyone, you'd need not be an Axis Customer.
Bookmark it and use it among Gpay, Amazon, OneScore, Airtel, PaisaBazaar, Free Yearly Cibil
Got some Good News when the Blue Dart guy came home at 8:30 in the morning.
Japan Visa Approved & Delivered!
Applied on my own by doing basic research, which has its own risks and also was sponsoring for the first time too but great satisfaction when the Visa comes thru.
Today I learnt that
@FairmontJaipur
is more of a Fancy wedding hall and less of a hotel ๐คฃ
@Accor
@All
Your worst hotel I've been to and I've been to many!
Proper review coming up Soon! You will want to read this ๐ฅฒ
So the Fairmont tweet has blown up and everyone from Fairmont has reached out and profusely apologized to the point where even I am slightly embarrassed ๐
They have assured me that they are looking into the lapses. They have requested us to stay for another day so that we can
Is everyone aware of the Amazon Pay x Justdial way of paying electricity bills of over 15k using Amazon Pay Balance?
Quite underrated! Seems quite a few folks are not really using this feature.
Axis Devaluation continues!
Gyftr Edgerewards
Amazon Pay, Amazon Shopping Voucher, Flipkart, Croma & Swiggy become 2x
Myntra 3x.
Was this Plan B or just a continuation of their Deval spree! ๐คฃ
Year End Review for Indian Credit Cards
1) Era of Crazy Credit Card earnings is over. Stop falling for bait posts which indicate otherwise. โ
2) Magnus Burgundy still gives an Amazing Reward rate for High spends but with "relationship" but ๐
3) Income Tax Dept has given a
With more than 55% of all passengers travelling in Indigo in the last financial year, chances are you will be flying Indigo more often than not!
And even though Indigo does not have an FFP, having a HDFC Diners/Infinia is the closest we'll get flying Indigo with points. Can
Till 1 year ago, with just 1 DCB CC my CIBIL used to always fluctuate between 780-785.
1 year later and after having a total of 8+ Credit Cards finally breached 800 in CIBIL today!
It's the simple things that count!
Will share Good Practices in the coming days!
#800club
Axis has removed both Airport Transfer and Meet & Greet services from Bangalore.
They are honouring past bookings but not taking any new ones.
Interesting indeed.
Have been using Amex a lot nowadays and it's just amazing to see the simplicity, accuracy and efficiency of Amex.
Amex is miles ahead of Axis and HDFC in UX and provides a convenient way to track your reward points & multipliers which generally credit in a day or two.
With
What's the most rewarding way to pay Credit Card Bills?
What I use -
1) Postpe - 0.4% for 2.5 lacs giving Rs.1000 cashback
2) HDFC Billpay - 1% cashback for 75k giving Rs.750 cashback
4) Then the rest on Cred for Rs.3 maybe 4-5 times
What about you guys,any other better way?
Considering Japan Airlines for your Award Travel and bit confused how to plan it?
Here's a short video tutorial on how you can use it's calendar search feature to plan your ideal Japan Trip
Japan Airlines gives you -
The Best Mileage Value โ
Long Axis to JAL Transfer Time โ
Axis Magnus Burgundy more details.
1) Family Burgundy NOT Eligible. NRV/TRV calculated at Individual level.
2) Folks who opened Burgundy Savings Account, need to maintain 10 lacs Individually for 1 month at least before being eligible for 5:4. But FD, Demat etc are instant.
My very first Credit Card! What a card it was.
Had it during the golden days of 33%
33% rewards & hardly any differentiation b/w Diners & Infinia.
This was before the 70% rule came in.
Single handedly paid for my Honeymoon!
Legendary card! Will always keep these with me!
Am I the only one who thinks the LiveMint Magnus Article will only extend Magnus in its current form?
They have a great opportunity to onboard New Customers and the fact that it's trending like this only adds to Axis Advantage.
I'd be surprised if there is anything more than
You can earn Accor points, United & Flying Blue Miles and Amazon/FK/Uber vouchers just by answering surveys!
You can also get free 250 Accor points just for registering.
This can be done without any VPN and it's valid for Indian Residents.
This is great to earn some free
Please like and comment your support on this LinkedIn post. It's time we let Axis know that -
Adding and removing reward transfer partners without notice is unacceptable.
We as a community deserve better. Let's ensure our voice is heard.
Thanks
Travelling in the wonderful Green Car of the Nozomi Shinkansen from Tokyo to Kyoto.
Green Car is basically the business class of the Japanese Bullet Train. Very quiet and spacious with comfortable seating. Around 10k INR per seat.
Now, I've received a lot of questions
Jaipur Airport Lounge.
Honestly a sight to see!
Has the vibes of a Dhaba or a Shanti Sagar.
Not that I mind, but for a Capital City like Jaipur, I'm sure they can do better.
You'd really have to see it to believe it.
Bucket List
#56
- See the weirdest lounge in the
6th Day in Japan and have travelled quite a bit on road and walked around quite a lot.
Haven't heard a car horn even once. Not even like a polite soft honk.
The respect shown to each other here and the discipline they follow is something beautiful to see ๐
My first ever reason to start using Credit Cards was not Reward Points.
I started using Credit Cards mainly for the ability to chargeback or raise disputes way back in 2015.
Any merchant is legally obligated to participate in the investigation raised by the Banks and the
Let me just say this.
Axis Reserve Fee - 59k
Value already gained from it in 4 months - 118.5k
There is still more to be gained.
Get it before they devalue it.
๐
HDFC Bank has been recently crediting the 1% Credit Card Repayment Cashback faster than it settles the Axis Bank Magnus Card. Which is all good and never had a failure till now (touches wood)
Also a bunch of queries on DM regarding how I pay my CC Bills since I don't use CheQ.
Extremely adorable of my Axis Credit Card Manager to share a
@LiveFromALounge
article to educate me about Magnus Burgundy ๐
As usual it speaks of the reach of Ajay Ji ๐
But also how little my Axis Branch knows about me, just the way I like it ๐