@ashishkashyap
Collect requests depends on which app’s upi_id you have provided.
@ paytm > Paytm
@ ybl > PhonePe
@ okicici, oksbi, okaxis > GPay
@ upi > BHIM
Apple not necessarily know the exact UPI app. User knows better.
Even,
@INDmoneyApp
doesn’t exactly tell which UPI App to open 🤷♂️