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Upstart

@Upstart

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Upstart is the leading AI lending marketplace partnering with banks to expand access to affordable credit.

San Mateo, CA
Joined February 2012
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@Upstart
Upstart
8 days
“A big piece of our commitment to our members is technology, and our partnership with Upstart has been a tremendous complement to that mission.” —Adam Cadmus, Chief Experience Officer at @AtlanticFederal Hear more about how Upstart is helping The Atlantic FCU grow👇
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@Upstart
Upstart
3 years
We stand with Ukraine. 🇺🇦
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@Upstart
Upstart
3 years
We are delighted to announce that @BerkshireBank has partnered with Upstart to offer an all-digital, AI-based lending solution—aimed at helping more consumers with their financial needs. #fintech #ailending #consumercredit
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@Upstart
Upstart
2 years
We are delighted to announce @Upstart AI Lending for @Salesforce on Salesforce AppExchange! 🎉 The Upstart AI Lending for Salesforce will enable Upstart-powered banks and credit unions to deliver a streamlined and personalized all-digital lending experience. #AIlending
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@Upstart
Upstart
3 years
Today we are delighted to announce our new mobile-first Upstart Auto Retail online platform.📱 Through this online-to-in store experience, dealers can gain instant insights into customers’ interests and be better prepared to structure deals when shoppers walk into the dealership.
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@Upstart
Upstart
3 years
We are proud to announce that Kentucky's largest credit union, @AboundCU , has partnered with Upstart to provide personal loans through an all-digital, AI-powered experience. Welcome Abound Credit Union to the @Upstart Referral Network! #fintech #ailending #consumercredit
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@Upstart
Upstart
3 years
Today we are excited to introduce Upstart Auto Retail—the first auto retail software with AI-enabled financing. Dealers can provide a superior car-buying experience consumers demand, from vehicle selection to financing and check-out. Learn more ➡️
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@Upstart
Upstart
3 years
Today we are delighted to announce that @fnbo is expanding its personal loan program nationwide. 👏🏼 Through Upstart, @fnbo has been able to approve more creditworthy borrowers. The nationwide expansion with Upstart will help more consumers benefit from affordable credit.
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@Upstart
Upstart
3 years
Today, we are delighted to announce that Upstart is the newest Preferred Partner to join @NAFCU . Through our AI #lending platform, credit unions will have greater ability to expand access to affordable #credit while delivering an exceptional digital-first lending experience.
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@Upstart
Upstart
3 years
Tune in today to Upstart Q3’21 earnings with @davegirouard and Sanjay Datta at 4:30pm ET/1:30pm PT. $UPST Listen at ➡️
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@Upstart
Upstart
3 years
Exactly one year ago today Upstart became a public company and we introduced $UPST to Times Square on @Nasdaq . Thank you to our amazing Upstarters for making it happen! Here's to building the future of accessible credit. 🚀 #TeamUpstart
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@Upstart
Upstart
3 years
Today, we are celebrating 10 years of expanding access to credit! 🎉 Cheers to a decade and thank you to our borrowers, lenders, auto dealers, and Upstarters for being a part of the journey as we continue to build the future of credit. #TeamUpstart #TenYearsOfAccessToCredit
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@Upstart
Upstart
4 years
Today we are excited and proud to share that Upstart is now a public company! With this major milestone, we continue Upstart's mission to enable effortless credit based on true risk. #NasdaqListed #UpstartIPO #TeamUpstart
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@Upstart
Upstart
3 years
Tune in today to Upstart Q4’21 and FY2021 earnings with @davegirouard and Sanjay Datta at 4:30pm ET/1:30pm PT. $UPST Listen at ➡️
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@Upstart
Upstart
3 years
We are excited to welcome Four Corners Community Bank to the Upstart Referral Network! As our lending partner, Four Corners Community Bank can directly offer AI-powered personal loans to deliver an automated, all-digital experience to their customers and surrounding communities.
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@Upstart
Upstart
2 years
We're honored to announce that Upstart Auto Retail has been named Fastest Growing Auto Retail Software in the U.S. for Q2 2022 by Automotive Market Data! 🎊 This rapid growth marks an important milestone for @Upstart as we continue transforming the car buying experience.
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@Upstart
Upstart
3 years
We are delighted to announce that @PatelcoPays has partnered with Upstart to provide an all-digital personal lending experience. Through the Upstart Referral Network, @PatelcoPays can seamlessly serve more communities and expand access to affordable credit.
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@Upstart
Upstart
2 years
We're excited to share that @AlliantCU is joining the family of @Upstart lending partners! As part of the Upstart Referral Network, Alliant CU can lend to more creditworthy borrowers through an all-digital lending experience—while providing greater access to affordable credit.
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@Upstart
Upstart
3 years
Upstart Auto Retail is now certified as the first partner in the new ‘Build and Price’ category for @subaru_usa ! 🎉 This will help turn inventory challenges into opportunities for more retailers and empower customers. #AutomotiveRetail
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@Upstart
Upstart
3 years
We are delighted to announce that @WSFS , one of the oldest banks in the U.S., has launched Digital Personal Loans Platform, Powered by Upstart, to deliver a seamless digital-first experience to reach and serve more customers. 🎉
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@Upstart
Upstart
2 years
Tune in today to $UPST Q1’22 earnings with @davegirouard and Sanjay Datta at 4:30pm ET / 1:30pm PT. Listen at ➡️
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@Upstart
Upstart
3 years
We are pleased to welcome @RedRocksCU to our family of lending partners! 🎉 Through the Upstart Referral Network, Red Rocks Credit Union will provide a modern, all-digital lending experience to more creditworthy borrowers across the communities it serves. #ailending
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@Upstart
Upstart
2 years
Upstart AI Lending for @Salesforce offers an AI-enabled digital lending  experience across any interaction for lenders and customers to expand  access to credit and simplify the process. Watch below to see how it works: #ailending
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@Upstart
Upstart
3 years
Personal loans through Upstart are now available in Spanish! Today, we are pleased to be the first online lending platform for personal loans with full support for Spanish speakers in the U.S. Read more on the blog.👇🏽
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@Upstart
Upstart
3 years
We are delighted to welcome @CorningCU to our growing family of Upstart lending partners! 🎉 Through the Upstart Referral Network, @CorningCU will be able to reach and lend to more members and provide more access to affordable credit. #ailending
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@Upstart
Upstart
3 years
We are delighted to welcome @BellwetherCCU to the family of Upstart lending partners! 👏🏼 Through the Upstart Referral Network, Bellwether will expand access to affordable credit and reach more creditworthy borrowers. #ailending #accesstocredit
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@Upstart
Upstart
3 years
We're confident that automotive lending is a category that we can grow into for years to come. 🚗 From the @AmerBanker , read about the opportunities in #autolending and our expansion to other lending sectors—such as small-dollar loans. ⬇️
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@Upstart
Upstart
2 years
Please welcome @SharonviewFCU to the Upstart family of lending partners! 🎉 Through the Upstart Referral Network, Sharonview Federal Credit Union can expand credit access to creditworthy borrowers. #AILending #AccessToCredit
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@Upstart
Upstart
3 years
“With triple-digit growth and record profits, Q4 was an exceptional finish to a breakout year for Upstart. 2021 will be remembered as the year AI lending came to the forefront, kicking off the most impactful transformation of credit in decades.” — @davegirouard
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@Upstart
Upstart
2 years
Upstart welcomes @FirstmarkCU to our family of lending partners! 👏🏼 Through the Upstart Referral Network, Firstmark Credit Union will be able to reach and approve more creditworthy borrowers with an all-digital AI lending platform. #ailending #accesstocredit
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@Upstart
Upstart
3 years
We are pleased to welcome @SandboxBanking to the Upstart family of alliance partners! 🎉
@SandboxBanking
Sandbox Banking
3 years
We are excited to announce our partnership with @Upstart ! The partnership will enable Upstart to help its #bank and #creditunion partners to more efficiently integrate Upstart loan and borrower data into their core and CRM systems. Read more here:
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@Upstart
Upstart
3 years
$UPST Q4’21 Earnings Highlights: - Revenue: $305M, up 252% Y|Y - Operating Income: $60.4M, up 481% Y|Y - Contribution Profit: $149.5M, up 261% Y|Y, or 52% of fee revenue - GAAP EPS (Diluted): $0.61 - Adjusted EPS (Diluted): $0.89, up 1,214% Y|Y Earnings⬇️
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@Upstart
Upstart
3 years
Today, we are delighted to announce our partnership with BCU to provide an all-digital personal lending experience. Through the Upstart Referral Network, BCU can improve the financial wellness of their members and serve more of their surrounding communities. #ailending
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@Upstart
Upstart
2 years
We're excited to announce that @FP_CU is partnering with @Upstart to help more people borrow smarter. 🎉 The Upstart Referral Network will enable Financial Partners Credit Union to bring new members through an online, AI-powered lending experience. #AccessToCredit #AILending
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@Upstart
Upstart
2 years
We're proud to partner with Firelands Federal Credit Union to power an all-digital lending experience on its credit union website to help more members easily and quickly access affordable credit. Welcome Firelands FCU to the Upstart family of lending partners! 👏🏼 #AILending
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@Upstart
Upstart
2 years
We are delighted to announce our @MascomaBank partnership to provide an all-digital modern lending experience. Through the Upstart Referral Network, Mascoma Bank can reach and lend to more creditworthy borrowers. Welcome to Upstart's family of lending partners! 🙌🏼 #AILending
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@Upstart
Upstart
2 years
We're excited to announce our partnership with @MIDFLORIDA as they join the Upstart lending partner family! 🎉 Through the Upstart Referral Network, MIDFLORIDA will be able to expand credit access to more creditworthy borrowers in Florida. #AILending #AccessToCredit
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@Upstart
Upstart
3 years
We’re thrilled about our new partnership w/ the @NatBankers1927 to improve access to credit. NBA represents the nation’s minority-owned depository institutions (MDIs) that enable economic mobility in diverse communities. The first NBA member bank to partner w/ us is @BankOptus .
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@Upstart
Upstart
3 years
Today, we are excited to welcome @Ag_Fed to the Upstart Referral Network. 👏🏽 Through Upstart's modern, all-digital lending experience, @Ag_Fed will be able to lend to and serve more creditworthy borrowers while offering personal loans to members nationwide.
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@Upstart
Upstart
3 years
*beep beep* Better auto refinancing is here. 🚘 ➡️
@davegirouard
Dave Girouard
3 years
Damn straight. We’re on this. $UPST @upstart
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@Upstart
Upstart
2 years
Today we announced new applications coming to the Upstart Auto Retail platform – Digital Finance and Online Sales – to offer a seamless online to in-store car-buying experience. Come see us at #NADASHOW next week for a demo! Full details here:
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@Upstart
Upstart
2 years
Today, we launched the #UpstartMacroIndex to estimate the impact of changing macroeconomic conditions on the credit performance of Upstart-powered loans – allowing our banks and credit-union partners to make more informed decisions about their lending:
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@Upstart
Upstart
2 years
Today, Upstart officially joined the Economic Opportunity Coalition as a founding member. "Our goal has always been to make credit access more equitable and inclusive for the millions of Americans who are denied financial opportunities in an unequal system." — @davegirouard
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@Upstart
Upstart
3 years
Thank you to all of our Upstarters for their hard work and dedication to building the future of credit. Happy Thanksgiving! 🦃
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@Upstart
Upstart
2 years
Tune in today to $UPST Q2’22 earnings with @davegirouard and Sanjay Datta at 4:30pm ET/1:30pm PT. Listen at➡️
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@Upstart
Upstart
3 years
We are excited to share that Upstart is partnering with @NXTsoft . With this partnership, financial institutions can efficiently implement Upstart's #AILending platform into existing systems through the use of APIs & @NXTsoft services to lend to more #creditworthy borrowers.
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@Upstart
Upstart
3 years
We are excited to partner with @wpccu to help expand their membership while reaching more creditworthy borrowers through an all-digital, AI-powered experience. Welcome @wpccu to the @Upstart Referral Network! #fintech #ailending
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@Upstart
Upstart
3 years
Small dollar loans typically carry high interest rates. In this article from the @AmerBanker , learn how Upstart is partnering with banks and credit unions to offer better access to affordable credit. ⬇️
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@Upstart
Upstart
2 years
We're proud to welcome @CarverBankNYC to the Upstart family of lending partners! 🎉 Together with Upstart, Carver Federal Savings Bank, a certified Minority Depository Institution and CDFI, can provide the communities it serves with greater access to fairly-priced credit.
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@Upstart
Upstart
3 years
"Even people with high credit scores think being represented with a three-digit number doesn’t feel right.” — @davegirouard AI is transforming lending & the way people qualify for loans. Read about @Upstart & the future of lending from @MarketWatch . ⏬
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@Upstart
Upstart
2 years
We're excited to partner with the @NCRC and join the Innovation Council for Financial Inclusion. @Upstart and @NCRC are committed to engaging in conversations around fairness in lending and expanding access to credit through the responsible use of AI/ML.
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@Upstart
Upstart
3 years
Great job @davegirouard and #TeamUpstart ! 👏🏽 $UPST
@MadMoneyOnCNBC
Mad Money On CNBC
3 years
@Upstart 's platform can understand people better than a 3-digit FICO number, CEO @davegirouard said - see more of his sit down with @JimCramer here
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@Upstart
Upstart
1 year
Upstart pioneered the application of #AI to #lending , enabling a system that is dramatically more efficient and more accurate for both borrowers and lenders. Read the story of how our AI is remaking the lending process.
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@Upstart
Upstart
2 years
@Upstart Auto Retail is officially a Honda Digital Solutions Partner! 🎉 We're excited to partner with Honda dealerships to create a modern car-buying experience. Learn more about our partnership below.
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@Upstart
Upstart
2 years
We’re excited to announce that @Acura has chosen Upstart Auto Retail as a preferred provider in its digital retail program! Now, our modern car-buying software is available to Acura dealers and their customers across the U.S. Find out more here:
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@Upstart
Upstart
3 years
“Our mission being improving access to credit for consumers, and our business objective of course is to grow it across flavors of credit.” Watch @davegirouard and @BillBrewsterTBB chat about how Upstart is leveraging AI to disrupt credit underwriting.
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@Upstart
Upstart
1 year
We’re proud to be a founding member of the White House-led Economic Opportunity Coalition, which today announced over $1 billion in deposits to #CDFIs and #MDIs to help accelerate economic opportunity in underserved communities in the U.S. Details here:
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@Upstart
Upstart
3 months
$UPST Q2’24 earnings results:
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@Upstart
Upstart
1 year
#UpstartAutoRetail has been selected by @MercedesBenz as an approved digital retail provider for their dealerships. Now, our innovative car-buying software is available to Mercedes-Benz dealers and their customers across the U.S. More here:
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@Upstart
Upstart
2 years
We're honored that @Upstart is ranked in the top 20 Best Places to Work in the Bay Area for our category by @svbizjournal ! 🎊 What makes Upstart an amazing place to work is the people—thank you to our #Upstarters ! We're hiring ➡️
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@Upstart
Upstart
9 months
Upstart is unveiling something new at NADA... Wow customers. Crush profits. Redefine financing. Come check us out! Book a demo here: #NADASHOW #NADA2024
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@Upstart
Upstart
2 years
Upstart is honored to be awarded the @NAFCU Services Innovation Award for our AI Lending Platform. Thank you @NAFCU for this industry recognition to help credit unions and its members improve the lending experience while expanding access to affordable credit. #AILending
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@Upstart
Upstart
3 years
Upstart Auto Retail will be exhibiting at the #NADASHOW , auto industry’s premier marketplace of innovations & solutions, in Las Vegas from March 10-13. Come by booth #️⃣ 4671W to see how we can increase your lead-to-sale rate & overall PVR! Learn more 👉🏽
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@Upstart
Upstart
1 year
Tune in today for $UPST Q1’23 earnings with CEO @davegirouard and CFO Sanjay Datta at 4:30pm ET/1:30pm PT. Listen at ➡️
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@Upstart
Upstart
3 years
We’re excited to share that Upstart joined the @USOCC 's Project REACh (Roundtable for Economic Access and Change) to promote financial inclusion and provide greater access to credit. To learn more, visit ➡️
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@Upstart
Upstart
2 years
“Once customers select the car, they fill out a credit application, review financing offers, provide needed STIPS, e-sign their documents, and they’re good to go ... all that’s left is picking up the keys.” Upstart GM Alex Rouse talks to @AutoFinanceNews :
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@Upstart
Upstart
3 years
Today, we are delighted to share that @TelhioCU will be partnering with us to offer personal loans powered by Upstart's AI-lending platform. By providing an all-digital lending experience with us, @TelhioCU can help more creditworthy individuals improve their financial wellness.
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@Upstart
Upstart
3 years
Meet Jennifer, a car refi customer! Jennifer found Upstart when she researched car refinancing to save more money & improve her finances. Through Upstart, she cut her interest rate in half & lowered her monthly car payment.🙌🏽 Read Jennifer’s story below.
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@Upstart
Upstart
3 years
@Stocktwits Expands access to affordable credit.😃
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@Upstart
Upstart
9 months
This week we kicked off 2024 in Austin with the largest gathering in our history. As a digital-first company, Upstart Live was a chance to align on strategy, deepen our connection as a team, and reinforce our mission: improving access to credit for all.
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@Upstart
Upstart
3 months
Get the full read on $UPST Q2 2024 earnings with @davegirouard ’s earnings call transcript:
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@Upstart
Upstart
3 months
Don't miss @HenryInvests interview Upstart CFO Sanjay Datta this Friday! Deets below 👇
@HenryInvests
Henry
3 months
Excited to announce I will be speaking with @Upstart CFO Sanjay Datta Friday, August 9, at 11:00 am CST Have a question you'd like to ask Sanjay? Drop it below👇 $UPST Please register for the Zoom call here | @davegirouard
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@Upstart
Upstart
3 years
$UPST FY2021 Earnings Highlights: - Revenue: $849M, up 264% Y|Y - Operating Income: $141M, up 1,097% Y|Y - Contribution Profit: $398M, up 279% Y|Y, or 50% of fee revenue - GAAP EPS (Diluted): $1.43 - Adjusted EPS (Diluted): $2.37, up 929% Y|Y Earnings ⬇️
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@Upstart
Upstart
3 years
We are excited to lead and support @talamobile ’s Series E funding round! 🎉
@talamobile
Tala
3 years
We’re proud to announce we’ve raised $145 million in Series E funding to continue building the world’s most accessible financial services. Welcome @Upstart & @StellarOrg ! And thank you @KindredVentures , J. Safra Group, @IVP @revolution @Lowercase & @PayPal
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@Upstart
Upstart
2 years
. @JDPower 's 2022 U.S. Consumer Lending Satisfaction Study ranked @Upstart as a top online lending platform with the highest customer satisfaction rates in personal loans. Read how Upstart's AI model approves more creditworthy borrowers on @AmerBanker . ⬇️
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@Upstart
Upstart
3 years
In a recent episode of Panic with Friends podcast, Upstart Co-Founder and CEO @davegirouard spoke with @howardlindzon about building Upstart and all things lending, interest rates, remote work, and raising venture capital. 🔉 Listen below.
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@Upstart
Upstart
3 years
Meet Dayana, another satisfied borrower. Dayana was searching for a way to get out of credit card debt. Through Upstart, she ended up paying off her loan early and found a new sense of financial freedom. 🙌🏽 Read Dayana's story #ontheblog .👇🏽
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@Upstart
Upstart
2 years
Eid al-Fitr is the holiday that marks the end of Ramadan. On behalf of Upstart and the MESWANA employee resource group, Eid Mubarak to all those celebrating around the world. 🌙 ✨
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@Upstart
Upstart
8 months
$UPST Q4’23 earnings results:
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@Upstart
Upstart
1 year
Our new Parallel Timing Curve Calibration technique can speed up model calibration and the insights our #lenders get into the performance of their Upstart-powered loans. It’s another step closer to the day when the #credit system works for all of us. ➡️
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@Upstart
Upstart
7 years
Big day at @upstart : $1B in loans to date, ~4X revenue growth since Jan 2017, GAAP profitable. Join us!
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@Upstart
Upstart
7 months
🚀 Upstart is now a Tier 3 Certified Provider for Digital Retail for @Audi ! 🚀 We look forward to enabling Audi dealers with a solution that contributes to a better car-buying future. More about Upstart Auto Retail:
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@Upstart
Upstart
1 year
Tune in today for $UPST Q2’23 earnings with CEO @davegirouard and CFO Sanjay Datta at 4:30pm ET/1:30pm PT. Listen at ➡️
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@Upstart
Upstart
4 years
Today, we are announcing AI-enabled Auto Loans for consumers and banks! 🚗 Banks can now delight customers and grow profitably through their own branded, all-digital lending experience, enabled by AI. #retailbanking @ConsumerBankers Learn more here👇🏽
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@Upstart
Upstart
9 months
Today, we’re announcing that our #AI -powered #auto #financing will be available nationwide by the end of the quarter—along with a number of key enhancements to our auto retail platform. Read the full announcement here: #NADA2024 #NADASHOW
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@Upstart
Upstart
3 years
“It’s no longer the online purchase or the in-store purchase—it’s just the car purchase.” — @michiarohrssen , General Manager of @Upstart Auto Retail From @PYMNTS , learn more about Upstart Auto Retail and the new mobile-first car-buying experience. 🚙
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@Upstart
Upstart
2 months
🚀 We just released one of the largest and most impactful improvements to our personal loan underwriting model in Upstart history. How’d we do it? 🧐 Find out 👉
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@Upstart
Upstart
3 years
In just a few years, Columbus became Upstart's largest office. Read more about our exciting expansion below @CBUSRegion . 👇🏽 Interested in building the future of credit? We're hiring! Visit to learn more. #TeamUpstart #CBUS
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@Upstart
Upstart
3 years
$UPST FY2022 Guidance - Revenue of approximately $1.4 billion - Contribution margin of approximately 45% - Adjusted EBITDA margin or approximately 17% - Auto transaction volume of approximately $1.5 billion Read Q4’21 & FY2021 earnings:
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@Upstart
Upstart
3 years
$UPST Q2’21 Earnings Highlights: – Revenue $194M, up 60% q/q – Bank partners originated approximately 287K loans totaling $2.8B across our platform in Q2 – GAAP diluted EPS was $0.39, and diluted adjusted EPS was $0.62 Read Q2’21 earnings:
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@Upstart
Upstart
2 years
From all of us at #TeamUpstart , we wish you and yours a Happy New Year! 🌟
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@Upstart
Upstart
1 year
Thanks @SenSchumer @SenatorRounds @SenatorHeinrich @SenToddYoung for hosting today’s #AI Insight Forum. We believe the lessons learned from our decade leveraging AI in lending can be a guide for its use in other areas. CEO @davegirouard 's statement here:
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@Upstart
Upstart
8 months
Tune in today for $UPST Q4 and FY 2023 earnings with CEO @davegirouard and CFO Sanjay Datta at 4:30pm ET/1:30pm PT. Listen ⬇️
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@Upstart
Upstart
3 years
Watch @davegirouard on @YahooFinance about expanding access to credit. 📺
@YahooFinance
Yahoo Finance
3 years
. @Upstart CEO Dave Girouard on the future of artificial intelligence in the financial space:
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@Upstart
Upstart
8 months
📣 Announcing! 📣 Upstart Auto Retail Build & Price Reservations was the exclusive reservation and deposit system for the launch of the new Kia EV9 SUV in the U.S. 🚀 Find out why that was a win for both Kia dealers and their customers 👉
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@Upstart
Upstart
3 years
$UPST Q3’21 Earnings Highlights: - Revenue: $228M, up 250% Y|Y - Operating Income: $28.6M, up 134% Y|Y - Contribution Profit: $95.9M, up 184% Y|Y, or 46% of fee revenue - GAAP EPS (Diluted): $0.30, up 200% Y|Y - Adjusted EPS (Diluted): $0.60, up 275% Y|Y
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@Upstart
Upstart
3 years
Happy Lunar New Year! From all of us at #TeamUpstart , we wish you and your loved ones happiness and strength throughout the Year of the Tiger. 🐅 🍊
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@Upstart
Upstart
1 year
At Upstart, we’ve saved about $10 million so far on our @awscloud costs by putting the Pareto principle to work for us—and without seeing a loss in performance or reliability. Here’s how we did it.
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@Upstart
Upstart
3 years
“Since Upstart's IPO a year ago, we've more than 3x our revenue, 3x our profits, 3x the number of banks & credit unions on our platform, & 3x the number of auto dealerships we serve...With that many 3s, Upstart is becoming the Steph Curry of the FinTech industry." — @davegirouard
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