Teresa Ghilarducci @tghilarducci Twitter profile

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Teresa Ghilarducci

@tghilarducci

8 months

Here is my annual call for raising the earnings cap for Social Security. I am getting so tired of having to write this-- I'm eager to do something else on new years day. Raise the cap already!

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Teresa Ghilarducci

@tghilarducci

3 years

Call your mothers! Mine died today from a massive stroke last week. Among her precious jewelry was her CWA retired union card -- retired after 37 years selling classified ads for Sacramento newspapers. The lowest paid women were included in the Guild bargaining unit!

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Teresa Ghilarducci

@tghilarducci

4 years

Kelton's chapter on Social Security the best I've read — don't let it get lost among the glittering material in her new book, The Deficit Myth @StephanieKelton

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Teresa Ghilarducci

@tghilarducci

7 years

The "deserving" rich need to be as scrutinized as the "deserving" poor: Do the rich work enough? Earn their income through work? Hurt or help society? Too aggressive? Selfish? No double standard!

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Teresa Ghilarducci

@tghilarducci

2 years

Anyone who is responding to my Bloomberg piece should actually read the article. Inflation is wildly regressive. And so is the Federal Reserve’s response. You can’t solve inflation with rate hikes.

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Teresa Ghilarducci

@tghilarducci

6 years

The very wealthiest Americans have already stopped paying Social Security taxes for the year thanks to the earnings cap. Instead of cutting vital Social Security benefits, we must change the cap and ensure the highest earners pay their share.

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Teresa Ghilarducci

@tghilarducci

6 years

@paulkrugman Having men being jerky to women economists is sometime the best you get. Being ignored also big risk of “BEWW” “being an economist while being a woman” Many important exceptions - Stiglitz, Krugman, and DeLong personal exemplars

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Teresa Ghilarducci

@tghilarducci

6 years

Less than half of older workers in Southern states have retirement plan coverage.

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Teresa Ghilarducci

@tghilarducci

5 months

My latest: why @biggsag and @RepublicanStudy are wrong about America's retirement crisis--and why @SenSanders is right. @BernieSanders @HELPCmteDems @AARPpolicy @NIRSonline

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Teresa Ghilarducci

@tghilarducci

8 years

The 401(k) system has failed. Barely 1/2 of all older workers have a pension or 401(k) at work. Still quite shocking.

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Teresa Ghilarducci

@tghilarducci

3 years

Congrats to @NSSRNews Economics PhD @IsabellaMWeber on her new book—How China Escaped Shock Therapy. Highly encourage tuning into her book launch today @ 2ET, presented by @PERIatUMass , and featuring @J_K_Galbraith , @BrankoMilan , R Bin Wong & Zhongjin Li.

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Teresa Ghilarducci

@tghilarducci

6 months

Happy to be with my former students at a reception for my new book. That book wouldn't have happened without them. Kate Bahn; Ismael Cid Martinez; and Kyle Moore. All three are big star economists in Washington DC.

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Teresa Ghilarducci

@tghilarducci

5 months

Testifying before @aklegislature , I explained how returning to defined benefit retirement plans will help both retirees and public budgets and services... A short outtake of my analysis here: @alaskapublic @AKNewsNow @GovDunleavy @SenWielechowski @akhousemajority @AKSenateDems

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Teresa Ghilarducci

@tghilarducci

3 years

Most American workers contribute to Social Security all year long. But people at the very top stop paying almost immediately: And today, those who make over $1M a year are already done paying in. #ScrapTheCap and use the money to #ExpandSocialSecurity !

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Teresa Ghilarducci

@tghilarducci

2 years

Congratulations, @DarrickHamilton @gchelwa and Jim Stewart of @RacePowerPolicy @NSSRNews on this great achievement

Stratification Economics: Core Constructs and Policy Implications

(June 2022) - This article introduces the core constructs of stratification economics to provide a coherent explanation for the persistence of intergroup inequalities. Aligned with the critical race...

www.aeaweb.org

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Teresa Ghilarducci

@tghilarducci

2 years

Best explanation of what is weak about the economy. @joshbivens_DC always reliable! @EconomicPolicy

Economic Policy Institute

@EconomicPolicy

2 years

We're not in a recession—yet. But the Fed's overly aggressive interest rate hikes have made a recession much more likely in the coming months.

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Teresa Ghilarducci

@tghilarducci

3 years

Heather Boushey: ‘The guardrails have come off the US economy’ via @FT Biden’s economist puts strong unions as 1 of 3 top priority— competition and tax policy #2 & 3

Heather Boushey: ‘The guardrails have come off the US economy’

The senior economic adviser to Joe Biden discusses how the system needs fundamental reform to work for the middle class

www.ft.com

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Teresa Ghilarducci

@tghilarducci

1 year

Not only are older people left high and shivering with inadequate retirement income; some older workers are increasingly trapped in crummy jobs. Track the sinister source of disparities in work and retirement in 30 charts via @economicpolicy

No way out: Older workers are increasingly trapped in crummy jobs and unable to retire: Growing...

“I prayed to God that he would take care of my health, body, mind, soul, and spirit.” Those words came from Libia Vargas De Dinas, a 72-year old diabetic janitorial worker who worked in a Florida...

www.epi.org

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Teresa Ghilarducci

@tghilarducci

8 months

📢I wrote a book! Work, Retire, Repeat: The Uncertainty of Retirement in the New Economy arrives March 8. It talks about the dire realities of retirement in the US & the relatively low-cost changes needed so ppl can choose how they spend their golden years

Work, Retire, Repeat

A damning portrait of the dire realities of retirement in the United States—and how we can fix it. While the French went on strike in 2023 to protest the increase in the national retirement age,...

press.uchicago.edu

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Teresa Ghilarducci

@tghilarducci

3 months

Great coverage of America's retirement crisis in Bloomberg @business , hope you can check it out! #retirement #pensions #SocialSecurity

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Teresa Ghilarducci

@tghilarducci

3 years

Deliberate policies were created to maintain a #racialwealthgap . I discuss a @JECDems hearing on policies to counteract it—namely baby bonds (which @DarrickHamilton testified to) & tax reform. I argue in @Forbes a 3rd plan is also needed—universal pensions—

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Teresa Ghilarducci

@tghilarducci

2 years

Feeling invigorated and inspired after @WennerGrenOrg 's 116th symposium in Milan, Italy. We have so much to learn from one another-- here, economist @DarrickHamilton and anthropologist @KimberlyZChong discuss "the price of wealth: scarcity and abundance in an unequal world"

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Teresa Ghilarducci

@tghilarducci

4 months

Thank you @WineDiarist for excellent @NYTmag piece on America's 401(k) mistake + retirement crisis, featuring yours truly! Great read. @TheNewSchool @NSSRNews @AARP @NIRSonline @AFLCIO @PensionRights @EBRI @ProtectPensions #retirement #RetirementPlanning #pensions #UnionsForAll

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Teresa Ghilarducci

@tghilarducci

3 years

Our research shows millions more older workers retired during the pandemic recession than during other recessions. Most recently, 1.7 million retirees left the labor market involuntarily. I discuss our data with @TammyNiceword for her piece in @nytimes .

Many Pandemic Retirees Weren’t Ready. How to Cope if You’re One of Them. (Published 2021)

A significant portion of workers who left their jobs since the coronavirus began surging were financially unprepared, research shows.

www.nytimes.com

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Teresa Ghilarducci

@tghilarducci

3 years

It is all down hill from here. You took my advice and saved part of your pandemic checks. via @bopinion

The Covid Recession Offers a Chance to Save Money

Funnel your travel, clothing, and restaurant budgets right into your 401(k).

www.bloomberg.com

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Teresa Ghilarducci

@tghilarducci

1 year

Hear this all you "raise the retirement age" fanatics MOST older workers are pushed out of work -- their best laid plans about their optimal age of retirement goes out the window when employers and life ousts them from paid work.

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Teresa Ghilarducci

@tghilarducci

8 years

@ Cambridge university Tony Lawson: "economists not fascinated by human nature" they should be, policy would improve

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Teresa Ghilarducci

@tghilarducci

3 years

So grateful to Roosevelt Institute - whew! I was about to do the dirty work of calculating who got a raise but this paper does it for us. Concerned about the low response rates though — we need to watch these numbers, carefully.

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Teresa Ghilarducci

@tghilarducci

4 months

Ten reasons why America's retirement crisis is all-too real, despite conservative denials: … #retirement #SocialSecurity #Congress #pensions @SCEPA_economics @TNSLCoalition @TheNewSchool @NSSRNews @NIRSonline @AARPadvocates @AARPresearch @AARPpolicy

10 reasons we must urgently get over our retirement crisis denial

Whether the deniers want to admit it or not, America is experiencing a retirement crisis.

thehill.com

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Teresa Ghilarducci

@tghilarducci

4 years

"Older workers are bound to be sidelined in this recession with dire consequences on their retirement future." Read my latest for @Forbes — @NSSRNews #coronavirus #covid19

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Teresa Ghilarducci

@tghilarducci

4 months

Check out my new piece in @pensionsnews today: Commentary: There's a bold fix to America's broken retirement system via @pensionsnews #retirement #pensions #SocialSecurity #Congress

Commentary: There's a bold fix to America's broken retirement system

www.pionline.com

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Teresa Ghilarducci

@tghilarducci

3 years

NYC council recently passed legislation that would require private employers in NYC to post the salary range for all open jobs. As I explain on @npratc , this is a big deal for women, and could help with job mobility and bargaining power:

NYC law to mandate salary transparency. Will it bridge inequities?

NPR's Adrian Florido speaks with economist Teresa Ghilarducci about a bill passed by the New York City Council that would require most employers to post salary ranges for jobs.

www.npr.org

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Teresa Ghilarducci

@tghilarducci

3 years

The Illusory Benefit of Working Longer — our best paper! It shows cutting SS to incent work is DUMB. People claim Social Security early to supplement lousy wages they get by having to work longer. It completely upends the cutting Social Security argument

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Teresa Ghilarducci

@tghilarducci

8 years

Republicans move to stop states from providing retirement coverage to 63 Million people

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Teresa Ghilarducci

@tghilarducci

3 years

. @washingtonpost 's editorial team features my bipartisan plan with Kevin Hassett at @InnovateEconomy to boost wealth among low-income workers. We propose offering Americans a tax-deferred retirement plan with the government matching employee contributions—

Opinion | How to close the wealth gap from the bottom up

Direct, transparent support, focused on those who really need the help, could more efficiently lift millions into the middle class.

www.washingtonpost.com

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Teresa Ghilarducci

@tghilarducci

4 months

On #MayDay it seems apt to re-share how older workers are struggling to survive, and retirement security is in peril. #MayDay2024 #WorkersMemorialDay The Perils of Retirement in America by Teresa Ghilarducci @ProSyn ?referral=65d93a @AFLCIO #unionstrong

The Perils of Retirement in America | by Teresa Ghilarducci - Project Syndicate

Teresa Ghilarducci proposes a Grey New Deal that would boost economic security for all US workers in old age.

www.project-syndicate.org

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Teresa Ghilarducci

@tghilarducci

2 years

Last night, congressional Republicans tried to distance themselves from plans to cut Social Security. DON'T BELIEVE IT.

Republicans Are Too Thirsty for Social Security Cuts

Make no mistake, a plan to raise the retirement age is a plan to cut benefits.

www.bloomberg.com

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Teresa Ghilarducci

@tghilarducci

4 months

Delivering facts on @MilkenInstitute main stage today: - 83 million U.S. workers have no savings in individual retirement accounts. - Millions can’t retire at same standard of living and have minimal retirement security. - U.S. has highest elder poverty rate of any rich nation.

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Teresa Ghilarducci

@tghilarducci

5 months

Congratulations to new UAW members in Chattanooga! They voted for the union despite oppositions from four governors. The Republican governors of Alabama, Georgia, Tennessee and Texas released a joint statement opposing the UAW on Tuesday.

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Teresa Ghilarducci

@tghilarducci

2 years

On why #quietquitting is should really be termed quiet fleecing, as coined by @EconomicPolicy

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Teresa Ghilarducci

@tghilarducci

2 years

You can’t solve inflation with rate hikes when it’s supply shocks but you can take away Worker bargaining power.

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Teresa Ghilarducci

@tghilarducci

2 years

TERESA GHILARDUCCI: Being in a union the best way to get a wage increase via @BusinessLiveSA

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Teresa Ghilarducci

@tghilarducci

4 months

If you are a middle-class worker in the US today, you are unlikely to become a middle-class retiree. My latest analysis here in @ProSyn #retirement #pensions #workers #SocialSecurity

Project Syndicate

@ProSyn

4 months

The harsh truth is that if you are a middle-class worker in the US today, you are unlikely to become a middle-class retiree. You might even end up living in poverty, warns @tghilarducci of @SCEPA_economics at @TheNewSchool .

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Teresa Ghilarducci

@tghilarducci

6 years

"Wealth is special." Not having wealth means household instability and security, explains @DarrickHamilton at #ASSA2019

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Teresa Ghilarducci

@tghilarducci

4 months

Great to be @MilkenInstitute conference w/ brilliant colleagues like @DarrickHamilton and others! Looking forward to illuminating events here. I'm speaking on a panel on May 8, we go on right after President Clinton. #MilkenInstitute #economics #RetirementCrisis #SocialSecurity

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Teresa Ghilarducci

@tghilarducci

8 years

It's not changing labor markets or financial illiteracy -- it's a failed design. 401(k)s do NOT work: via @slate

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Teresa Ghilarducci

@tghilarducci

3 years

@BLS_gov Super strong indicators for labor power. Earnings up 5% year over year and share of job leavers among job seekers is way high- 15% (see table A-11). More quits. Employers improve job quality and retain your workers!

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Teresa Ghilarducci

@tghilarducci

5 years

Raising the Social Security retirement age is especially harmful to Blacks and low-wage workers

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Teresa Ghilarducci

@tghilarducci

3 years

Why Older Women Face Greater Financial Hardship Than Older Men I simply can't understand why we tolerate old age poverty; but I can hypothesize that patriarchy and racism are part of the answer.

Why Older Women Face Greater Financial Hardship Than Older Men (Published 2021)

In a troubling picture, American women are looking at a rockier road to secure retirement than their male counterparts.

www.nytimes.com

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Teresa Ghilarducci

@tghilarducci

4 years

Next week, in honor of the 50th Anniversary of LBJ's War on Poverty, I'll be speaking about elder poverty at @TheLBJSchool 's "Poverty Now" Speaker Series, which focuses on why poverty & inequality persists in the U.S. Register & learn about the talks here:

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Teresa Ghilarducci

@tghilarducci

3 years

It was great speaking with @BBCWorld News about the new #COVID19 stimulus bill & how it fits with—as well as what it misses—when it comes to our economic needs in the current recession in terms of labor, demand, wages, & more. Watch the interview below.

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Teresa Ghilarducci

@tghilarducci

3 years

My life would be perfect if Siri would know how to spell "monopsony" and autocorrect would stop turning "monopsony" to "monopoly." GET WITH IT, THEY ARE SO DIFFERENT!

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Teresa Ghilarducci

@tghilarducci

4 years

What do you think? My brother David, Deputy County Medical director in Santa Cruz, thinks Sriracha hand sanitize would get people to stop touching their face. Vote?

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Teresa Ghilarducci

@tghilarducci

2 years

What a deep loss our New School community--and the economics field--has endured today. Working alongside Lance Taylor was an honor.

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Teresa Ghilarducci

@tghilarducci

4 years

401(k) are not through the roof, most people don’t have one and people are losing their jobs. Stock market irrelevant for most people

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Teresa Ghilarducci

@tghilarducci

5 years

What's the "Boomer-versus-everybody" myth? If you use the generational divide you’ll get a blurry picture of what needs to be fixed, because the meaningful cleavages in the U.S. are income and privilege, not age.

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Teresa Ghilarducci

@tghilarducci

4 months

On @MilkenInstitute main stage today, w/ Michael Milken, @stevenmnuchin1 , @johnhopebryant @altcap , discussing a bold refiguring of America’s retirement system. We need the bi-partisan Retirement Savings for Americans Act now! @SenatorHick @EcoInnovationGP @AARPpolicy #Milken

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Teresa Ghilarducci

@tghilarducci

2 years

I talk about about worker power in my new piece in @Forbes . After analyzing gobs of data, I’ve found that bargaining power is slipping more than it’s rising:

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Teresa Ghilarducci

@tghilarducci

2 years

@JaminSpeer Want a vibrant and varied set of top Econ PhD students? Revisit your stale criteria. What do GRE scores predict? What does prestige predict? What do math and research predict? Reassess your signals and you might be shocked you haven't chosen the best all this time.

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Teresa Ghilarducci

@tghilarducci

7 years

These numbers aren't good for anyone. We need reform in 2018. Read more here #retirement #savings #pension #IRA

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Teresa Ghilarducci

@tghilarducci

6 years

"Most people do not have (retirement) money because they don’t have any opportunities to save...And we want to tell people there is no shame when the system lets them down." - @SCEPA_economics RA @sia_rdp at @IPT_info forum on investor education and protection.

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Teresa Ghilarducci

@tghilarducci

5 months

Looking forward to discussing aging and public policy, and helping to debunk myths and provide solutions at @LevyEcon May 2 conference! @TheNewSchool @NSSRNews

Levy Institute

@LevyEcon

5 months

Teresa Ghilarducci ( @tghilarducci ) from @NSSRNews , Ed Lane of Lane Asset Mgmt, and Levy’s own Randy Wray will be joining us at 3:30 pm EST on May 2 for Aging and Public Policy: Debunking Myths, Providing Solutions at our 31st Annual Conference.

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Teresa Ghilarducci

@tghilarducci

7 years

Hope is not a retirement system. Experts and lawmakers stop blaming the victim -- the hard worker without a pension -- secure pensions for all. HEARTBREAKING FUTURES A preview of the U.S. without pensions

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Teresa Ghilarducci

@tghilarducci

3 years

. @felixsalmon 's @axios piece covers my new white paper with Kevin Hassett & published by the @InnovateEconomy on extending the federal government's pension plan—the Thrift Savings Plan—to all, which would lower inequality for middle & low-income families.

How to make poorer Americans richer

A new proposal offers to extend federal employee retirement plans to low-income Americans.

www.axios.com

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Teresa Ghilarducci

@tghilarducci

5 years

One of Trump's latest tweets is a flagrant example of shaming those who haven't been lucky enough to have retirement coverage, let alone invest in the stock market. Read more in my @Forbes column here:

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Teresa Ghilarducci

@tghilarducci

3 years

My new report (co-authors below) finds at least 1.7 million additional workers ages 55+ retired due to the pandemic. More vulnerable workers—most acutely Black workers w/o a college degree—were more likely to retire sooner than more privileged workers.

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Teresa Ghilarducci

@tghilarducci

8 years

We discussed retirement account balances with @tomashbrooknpr on @OnPointRadio . Here is our full report

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Teresa Ghilarducci

@tghilarducci

6 years

Despite a deeply polarized political climate, Americans agree on one thing across the board.

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Teresa Ghilarducci

@tghilarducci

6 years

@RebeccaSpang @delong @paulkrugman Once with sociologists, they said “no economists’ rules.; we don’t interrupt.” Brad you have a great daughter. Data might show women economists talk faster and less, spector of being interrupted could loom large. #ASSA2019

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Teresa Ghilarducci

@tghilarducci

7 years

It was a pleasure to join @OnPointRadio yesterday for this discussion on needed retirement reform! Thank you!

On Point

@OnPointRadio

7 years

Full show: Do we need to radically rethink retirement? Should the 401(k) be the dominant means to save? We hear today about a bold proposal from @tghilarducci

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Teresa Ghilarducci

@tghilarducci

9 years

"The increase in the Social Security Full Retirement Age from 65 to 67 is equivalent to a 13 percent cut in benefits." @RetirementRsrch

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Teresa Ghilarducci

@tghilarducci

4 years

My piece, "The Economics of Equity," in @ASAging 's latest issue of Generations Today shows how Covid-19—while deepening preexisting income, racial & gender inequality at all ages—has hit older workers in minority & low-income populations especially hard.

The Economics of Equity: The Outsized Impact of COVID on Older, Non-white Workers | ASA Generations

Between March and July 2020, nearly one-fifth of non-white women lost their jobs.

generations.asaging.org

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Teresa Ghilarducci

@tghilarducci

5 years

Some high earners stopped paying Social Security taxes a few hours after we rang in the New Year. Why does that matter? Because Social Security is short of funds because of income inequality. Read more here:

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Teresa Ghilarducci

@tghilarducci

8 years

Ted Benna (The Father of 401(k)s) and I are discussing the need for an entire U.S. retirement system overhaul @OnPointRadio

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Teresa Ghilarducci

@tghilarducci

3 years

Some American workers earn so much that they have already finished paying their 2022 Social Security taxes:

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Teresa Ghilarducci

@tghilarducci

3 years

Today, @voxdotcom 's "Money, Explained" premieres on @netflix . I was happy to help explain aspects of the #retirement system & its structural flaws, which affect workers of all ages. Watch the series trailer & check out my episode here:

Money, Explained | Official Trailer | Netflix

We spend it, borrow it and save it. Now let's talk about money and its many minefields, from credit cards to casinos, scammers to student loans.SUBSCRIBE: ht...

www.youtube.com

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Teresa Ghilarducci

@tghilarducci

5 years

We always hear about the joys of working longer -- articles championing working past 65 abound. But comfortable employment for older workers is a scarce privilege often based on class, as wages and job quality have eroded for most older Americans.

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Teresa Ghilarducci

@tghilarducci

3 months

Another sign that Joe Biden is the most pro-labor President we have ever had. (FDR, you were good too). White House embraces investment power to boost labor policies in private equity ! This is a big deal. via @pensionsnews

White House convenes nation’s largest pension funds to promote robust labor policies in private...

Related: N.Y. state pension fund scrutinizing $38B in private equity funds over labor practices

www.pionline.com

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Teresa Ghilarducci

@tghilarducci

3 years

Not to ignore the other fine articles in the recent issues of Review of Keynesian Economics, but I want to shout out @lauraabcarvalho & Julia Burle's convincing paper that Brazil's economy was led by wages, not profits, in the crucial years of 1997-2014.

Review of Keynesian Economics Volume 9 Issue 3 ()

"Volume 9: Issue 3 (Jul 2021)" published on 21 Jul 2021 by Edward Elgar.

www.elgaronline.com

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Teresa Ghilarducci

@tghilarducci

3 years

Tomorrow at 10:15 am EST: I am testifying at the U.S. House of Representative's Committee on Education & Labor ( @EdLaborCmte ) for their hearing "Examining Pathways to Build a Stronger, More Inclusive Retirement System." Read more here— @RepBobbyRush

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Teresa Ghilarducci

@tghilarducci

4 years

Many older workers—one of the populations the @CDCgov says is at most risk if infected with COVID-19—don't have paid sick leave. In the healthcare industry alone, only 42% of older workers have paid sick leave. Read more in my piece for @Forbes :

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Teresa Ghilarducci

@tghilarducci

6 months

The loss of good friend and longtime @SCEPA_economics supporter Bernard L. Schwartz has been hard. Bernard was a remarkable person who saw and created hope for humanity, and believed in creating real opportunities for equity and justice. His brilliant work and light shine on.

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Teresa Ghilarducci

@tghilarducci

4 months

Pleased to share my latest out today w/ @ProSyn , examining "The Perils of Retirement in America," hope you'll have a look. @TheNewSchool @NSSRNews @NIRSonline @EBRI @EconomicPolicy @PensionRights @ProtectPensions @UChicagoPress #retirement #pensions #workers #SocialSecurity

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Teresa Ghilarducci

@tghilarducci

3 years

A careful new American Academy of Actuaries study WRONGLY calls for cutting Social Security -- raising retirement age past 67 --though they RIGHTLY know class matters. Low income males - 62 to 79 have roughly over 60% higher death rate than the highest.

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Teresa Ghilarducci

@tghilarducci

3 years

Covid savagely widened the gap between the haves & the have-nots. I speak with @TheEconomist about Covid-induced retirements. While some are choosing to retire, others are being pushed out of work & into retirement with less savings.

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Teresa Ghilarducci

@tghilarducci

2 years

If Americans cast their midterm ballots for Republicans out of anger over inflation, they will NOT get lower inflation.

Laura D. Tyson

@LauraDTyson

2 years

A @GOP -controlled Congress would make life worse for most Americans. New @ProSyn with @tghilarducci

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Teresa Ghilarducci

@tghilarducci

2 years

Fantastic papers on Care work at today’s @equitablegrowth policy conference. Motherhood penalty and taking care of ailing parents from Kanika Arora @uiowahmp and @WidenerUniv ’s Afrouz Jahromi. Policy economists rock! We need evidence – based policy.

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Teresa Ghilarducci

@tghilarducci

4 months

Thank you @MilkenInstitute for including me in your conference, I was pleased to share analysis and evidence on America's retirement crisis and solutions, such as the bi-partisan Retirement for All Americans Act now in Congress. @MIAging @MIPhilanthropy @SenatorHick @JECDems

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Teresa Ghilarducci

@tghilarducci

4 years

COVID didn't break the U.S. retirement system but it did make it much clearer we need to fix it. My latest for @Forbes explains how older workers have been among the hardest hit & shows why it's more important than ever to expand Social Security & Medicare

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Teresa Ghilarducci

@tghilarducci

3 years

This #LaborDay , it's time to commit to older workers—an increasingly large, often vulnerable population among the hardest hit by Covid. We need an Older Workers' Bureau in the @USDOL to enact policies & conduct research to help address their unique issues.

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Teresa Ghilarducci

@tghilarducci

1 year

On Labor Day we rarely hear about older workers. A lifetime of hard work doesn’t always pay off — millions of older Americans are stuck in dangerous, low-paying jobs. Don’t seniors deserve basic protections & security? @chrsdcook and I wrote about it here:

Labor Day’s Forgotten Older Workers

Over the next decade, about 40 percent of middle-class older workers will be pushed into or near poverty when they reach retirement age.

progressive.org

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Teresa Ghilarducci

@tghilarducci

6 months

Thank you @InnovateEconomy for this great conversation about how we can fix America's retirement crisis, and the bipartisan solutions now before Congress! #retirement #RetirementPlanning #SocialSecurity @HELPCmteDems @AARPpolicy @NIRSonline @MKTWRetirement

Economic Innovation Group

@InnovateEconomy

6 months

NEW: @tghilarducci 's new book “Work, Retire, Repeat” examines the dire realities of retirement in America today, and the bipartisan solutions to fix it. Explore our Q&A w/ Dr. Ghilarducci about her book:

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Teresa Ghilarducci

@tghilarducci

6 years

The loss of workers' power has much to do with slow wage growth paired with low unemployment. So, why is capital stronger than labor?

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Teresa Ghilarducci

@tghilarducci

3 years

@SecMartyWalsh Best ever Labor Secretary, knows his history. Unions: the Folks That Brought You The Weekend -- see Dean Baker 2015 post for a history lesson

Labor Unions: The Folks Who Gave You The Weekend

There are plenty of things wrong with the labor movement. It can be overly bureaucratic. There are corrupt officials in many unions. But there should be no doubt that the country is much better off...

www.huffpost.com

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Teresa Ghilarducci

@tghilarducci

6 years

Excited to see @LipstickEcon 's work quoted in @TheEconomist . Well done!

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Teresa Ghilarducci

@tghilarducci

5 years

Our new Status of Older Workers report examines how a well-founded fear among older workers that they won't be able to find a similar job reduces their bargaining power. We need policies that give older workers alternatives to bad jobs & suppressed wages.

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Teresa Ghilarducci

@tghilarducci

3 years

I spoke with @iaivanova at @CBS about wealth & saving inequality & my proposal to even-the-savings-field by enrolling workers in a plan similar to the federal Thrift Savings Plan— "a beefed-up 401(k)—with a generous government match & lower fees"

401(k) plans favor rich people. Here's how to change that.

Expanding a federal retirement savings program could decrease inequality and boost wealth for the poorest, experts say.

www.cbsnews.com

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Teresa Ghilarducci

@tghilarducci

5 years

Thrilled to be the guest editor of the newest issue of the @ASAging 's Generations with @SCEPA_economics RA @sia_rdp . It highlights the exploitative, discriminatory, and precarious labor market that older workers are forced to maneuver.

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Teresa Ghilarducci

@tghilarducci

6 years

. @DeanBaker13 writes that our current 401(k) retirement system is "like food stamps for the very rich." Find out why some states are taking action.

Retirement Income in the 21st Century

When we have a retirement system like this, inequality is hardly a mystery.

truthout.org

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Teresa Ghilarducci

@tghilarducci

3 years

This, coupled with @DarrickHamilton 's work on racial economic justice and "baby bonds," puts @TheNewSchool at the forefront of policies to narrow America's wealth gap.

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