Keval @kevalb26 Twitter profile

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Keval

@kevalb26

2 years

HDFC Bank’s annual revenue 22 billion USD….indian Fintech industry’s revenue 20b USD…. I love how every startup founder in fintech just ridicules hdfc… IMHO take a bow deepak parekh , keki mistry and aditya puri…you men have created a legend

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@kevalb26

2 months

@parsh_kothari One thing that ppl fail to understand is that india is price sensitive, it’s wrong. You can sell the largest vaule of gold jewellery in india & find it difficult to sell designer fake jewellery…. India is an extremely value sensitive market… ROI approach is part of growing up

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Keval

@kevalb26

2 years

I think ONDC (Open Network for Digital Commerce) is going to be next revolution after Aadhaar, Jan-Dhan, and UPI? Why I think so? A thread🧵

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Keval

@kevalb26

1 year

Did you know? Investor wealth of ₹82,025 Cr is lying idle in unclaimed accounts Even at 6% p.a. interest, people in our country are losing out on ₹4,900 Cr p.a. This is ₹14 Cr every day📉 Here's how to track your unclaimed assets like MFs, savings a/c bal. etc. A thread🧵

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Keval

@kevalb26

2 years

Money can’t buy happiness, but lack of money can’t buy happiness either!

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@kevalb26

1 year

The one thing i remind myself everyday

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@kevalb26

2 years

The social impact created by @Paytm and @vijayshekhar is an example of how core infra development enables millions of other. That’s the power 🔥💪

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Keval

@kevalb26

1 year

Insurance industry paid ₹52,818 Crores in Commission in FY22 IRDAI has asked insurers to come up with "Zero Commission" Insurance products Here's how this will lead to massive savings for the common man A thread🧵👇

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Keval

@kevalb26

2 years

5 must-read personal finance books for those interested in understanding their finances. A thread🧵

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Keval

@kevalb26

2 years

Absence of spirituality makes religion dumb

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Keval

@kevalb26

2 years

Which tools are you using to increase your daily personal productivity?

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@kevalb26

1 month

@VishalBhargava5 💯 the biggest reason of premium for hiranadani are - garbage & illegal hawker free streets - illegal parking free streets - clean public gardens - functional street lights - undug internal roads - adequate water supply 😂😂 all of this shld be part of municipal offerings,

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Keval

@kevalb26

1 year

@Akshat_World This will soon be reality….Form 16 will be reduced to TDS reporting and direct tax filing will be mandatory… india will see 100% growth in tax filiers in few yrs from now

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Keval

@kevalb26

2 years

Success is not just the accumulation of wealth. It's accumulated wealth put to good use.

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Keval

@kevalb26

2 years

7 Apps That Have Drastically Improved My Life📲🚀 A thread🧵

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Keval

@kevalb26

2 years

Your subconscious mind will attract you to people with the same set of problems as yours. The hack is to be with people who have solved those problems!

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Keval

@kevalb26

1 year

@ParveenKaswan It identifies as tiger !!! Why are ya’ll pushing it to be a deer !!

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Keval

@kevalb26

2 years

The Indian FinTech market is ready for the next big plunge. OCEN - new paradigm for credit in India A thread🧵

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Keval

@kevalb26

2 years

Up to 25 - Educate yourself 25-35 - Experiment & Explore 35-45 - Execute 45-55 - Expand 55-65 - Exit > 65 - Enjoy and give it all back Life is about doing all this with childlike enthusiasm and staying joyful.😀

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Keval

@kevalb26

2 years

Currently in India, financial planning is all about investment planning. Financial planning without liabilities planning is like working out without the right diet planning.

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Keval

@kevalb26

29 days

@NischalShetty This recovery if done, will restore great faith in the ecosystem…. Remember this isn’t wazirX’s problem… it’s industry’s problem

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Keval

@kevalb26

2 years

Speak like you are right, but listen like you are wrong.

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Keval

@kevalb26

1 year

Did you know? India became the first country in the world to cross the $100 Billion mark in remittances🤯 Here's why NRIs are the backbone of the Indian Economy🧵

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Keval

@kevalb26

2 years

A whooping ~Rs. 82,000 crores worth of wealth is unclaimed in India Ensure that doesn't happen to your money A thread🧵

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Keval

@kevalb26

3 years

For all the super analyst investors who line up to invest in Amazon, Apple & Alphabet today & rejecting zomato for its loss. This is Amazons’s balance sheet from 1999-2003 cumulative loss of ~2.8 billion dollars before making 35 million in 2003. @zomato @zomatoin

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Keval

@kevalb26

2 years

तू ही अपना यंत्र हो जा! अपना ध्यान हो जा, मंत्र हो जा! छोड़ दोसरों का आसरा, तू सर्व तंत्र, स्वतंत्र हो जा!

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Keval

@kevalb26

1 year

Feeling deeply humbled as I share the release of my first book, 'Fintegrity'! Discover the secrets to financial success without sacrificing integrity. Inspiring journeys of seven incredible finance entrepreneurs. 🙏 Available on Amazon 📖 #Fintegrity

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Keval

@kevalb26

2 years

How many finance apps do you have on your phone?

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Keval

@kevalb26

2 years

Struggle early to be stable later !

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Keval

@kevalb26

2 years

You may not be able to control what happens around you, but you can control what happens within you.

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Keval

@kevalb26

2 years

What you got by CHANCE, can be taken away if you do not rise to deserve it ! ~ Stoicism

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Keval

@kevalb26

2 years

Wealth is largely the result of habit. - John Jacob Astor

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Keval

@kevalb26

2 years

India’s Gross Domestic Product (GDP) growth has been reported at a 22-year high of 8.7%. India outperforms major economies. Though GDP is an important measure, it may be a poor way of assessing the health of an economy. A thread

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Keval

@kevalb26

2 years

More harm has been done by anxiety than by intention.

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Keval

@kevalb26

2 years

The difference between how you treat your seniors and how you treat your juniors is your insecurity.

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Keval

@kevalb26

2 years

It only takes one person in your family to think about money differently and put a plan in place to create wealth that will carry on for generations. BECOME THAT ONE PERSON

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Keval

@kevalb26

5 months

Not everyday that you get to hit a tee with master blaster himself…. 🤪🤪 Fan boy moment

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Keval

@kevalb26

2 years

😂😂😂

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Keval

@kevalb26

2 years

The greatest remedy for anger is delayed action. 🙏

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Keval

@kevalb26

2 years

Authority doesn’t come from the loudest voice but from the wisest!

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Keval

@kevalb26

1 year

99% of the worst case scenarios we over think of, never happen ! Thoughts become action and action shapes future …be mindful of what you thinking about ☮️

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Keval

@kevalb26

2 years

When your confidence is fueled by self-belief rather than validation from others, you transform differently.🙂

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Keval

@kevalb26

2 years

Automation is not about eradicating humans, it’s about uplifting them.

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Keval

@kevalb26

2 years

Methods to calm yourself when you are angry 1. Mantra 🕉 2. Counting 1-10 3. Wash your face with cold water What is your method for calming down?

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Keval

@kevalb26

2 years

How many credit cards do you own? What was the reason you got one in the first place?

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Keval

@kevalb26

2 years

5 things not to pass on to the next generation 👎Debt 👎Assets without nominations 👎Unpaid taxes 👎Legal litigations 👎Loans to be recovered from friends and relatives

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Keval

@kevalb26

2 years

Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give. – William A. Ward

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Keval

@kevalb26

2 years

I see many posts that mention Mamaearth is raising ₹400 cr from its IPO. This is partial information and misleading. So to mention - the approx size of IPO could be a whooping ₹9000 cr. Here is how:

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Keval

@kevalb26

2 years

It will always stay difficult until you start !

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Keval

@kevalb26

1 year

@join2manish @BahlKanan Feeling sad by mental instability of the guy barking….imagine the kind of trauma he must have gone through to become so unaware of his own actions…BFSI industry is one of highest employing one in india…its time orgs look into the kind of humans they are creating…

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Keval

@kevalb26

2 years

How to identify if a person is a founder or a manager? Here’s a quick tip to find out

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Keval

@kevalb26

11 months

@AdvAshutoshBJP Left half way 8yrs back looking at the way general queued ppl were treated, while we were being escorted for vip darshan due to a favour from an influential friend 🙏🏻 Never went again, aisa darshan se apne EGO ka darshan hoga, bhagwan ka nahi

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Keval

@kevalb26

2 years

5 economic indicators that you should know to understand the Indian economy A thread🧵

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Keval

@kevalb26

2 years

Is India moving towards stagflation? A thread

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Keval

@kevalb26

2 years

He who keeps changing his path, wants to go nowhere ! Every path is right, but neither of them is easy

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Keval

@kevalb26

1 year

Taxation process is changing rapidly as we may cross ~9 crore ITR filing this year Asset classes such as Foreign Equity, Cryptos have made it complicated Critical tax filing aspects you need to know. A thread🧵

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Keval

@kevalb26

2 years

End of the financial year is to review your existing portfolio. Beginning of the new financial year is always the right time to start over and begin on a blank canvas.

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Keval

@kevalb26

2 years

Knowledge is silent, information is loud!

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Keval

@kevalb26

1 year

@GabbbarSingh The Ken he is expecting

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Keval

@kevalb26

2 years

Patience does not mean waiting for things to happen.

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Keval

@kevalb26

2 years

If you are the smartest one in the room, change the room!

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Keval

@kevalb26

2 years

No one will believe your ideas until you are successful. Achieve before you preach.

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Keval

@kevalb26

2 years

Nifty has Never given negative returns for 5 years and 10 years in rolling returns. 5 yr CAGR is 14% and 10 Yr CAGR is 13%. Short term trends should not cause panic ! ( Excluding Dividends )

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Keval

@kevalb26

2 years

I have started following the 10-20-30 rule to manage my day. Trust me, it’s an amazing productivity hack!👌

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Keval

@kevalb26

2 years

Many founders are trying to solve problems faced by them and their close circle of 200 people as a business problem. India is a land of many demographics. Spend time in understanding it before making a product for 🇮🇳 Sharing from personal exp of past ✌️

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Keval

@kevalb26

2 years

If your reason to do something is because someone else is doing it, you will never be able to do it successfully.

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Keval

@kevalb26

2 years

Formal education will make you a living; self-education will make you a fortune. – Jim Rohn

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Keval

@kevalb26

11 months

Your mind has to be stronger than your feelings.

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Keval

@kevalb26

2 years

@join2manish @stats_feed And worst is not even a single Indian company!! This is something which we should work upon and not celebrate

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@kevalb26

2 years

A message for all Gen Z, we are all a product of politics. Be mindful of what you stand for, being indifferent today will make you insignificant tomorrow.

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Keval

@kevalb26

2 years

An advice is only as good as the advisor, choose your advisor wisely!

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Keval

@kevalb26

2 years

Knowledge is a liability if not put to use for the welfare of people!

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Keval

@kevalb26

2 years

Joining a startup and seeking comfort is like being an athlete and avoiding workouts🏋️‍♀️

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Keval

@kevalb26

2 years

5 everyday habits to attain a peaceful & fulfilling life 1. No phone📵! 30 mins before sleep & after waking up 2. Daily two 15 mins meditation breaks🧘 3. Declutter your work desk & bedside table 4. 30 mins daily, speak with your loved ones 5. Sleep well, not more or less😴

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Keval

@kevalb26

2 years

If you are ok with or without something, it's better to stay without it as you won’t value it even if you get it.

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Keval

@kevalb26

2 years

If necessity is the mother of invention then scarcity is the father.

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Keval

@kevalb26

2 years

Key points about the HDFC twins merger that you should know:

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Keval

@kevalb26

2 years

Financial lessons my father made me learn in my early years A thread🧵

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Keval

@kevalb26

2 years

Ram is also referred as the source of energy and hence said “कण कण में है राम” (There is Ram in every atom). Einstein saw it as it was E=MC2 Separate spirituality from religion and you shall find science in it.

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Keval

@kevalb26

2 years

If you are a retail investor, no fund manager will ever tell u this…but NPS is the best investment option!! MF sahi hai par NPS best hai…do not invest in Direct equities before u invest in NPS… the risk adjusted returns of NPS is unparalleled

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Keval

@kevalb26

10 months

@ravihanda @Puneite_ Ppl need to understand two things here - Not every dog is supposed to be domesticated - when hunting breeds like german shepherd, bulldogs, great dane and many more are not easy to domesticate and need high training, when these dogs are left open to mate with strays the cross

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Keval

@kevalb26

1 year

Celebrating the launch of my first book, 'Fintegrity'! 📖 It has been an incredible journey to bring these remarkable stories of seven finance entrepreneurs that are bettering the lives of millions, guided by their deep commitment to the value of integrity in finance. Thank you

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Keval

@kevalb26

11 months

As an entrepreneur, everyone must have tried/ thought of using celebrity power to market their product. But is it worth the hype? A thread on celeb-run businesses & why they fail🧵👇

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Keval

@kevalb26

1 year

72% of finfluencers that you are following on Social Media are not skilled (Src: Swiss Finance Institute Research Paper Series) Study also reveals that finfluencers who don't have proper skills have more followers than skilled ones. Let's understand this. A thread🧵👇

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Keval

@kevalb26

2 years

For people saying million and billion in one sentence, you need a thousand millionaires to make 1 billionaire. Literally !!

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Keval

@kevalb26

17 days

@rajivmehta19 Left is right & right is not right

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Keval

@kevalb26

2 years

To become financially independent, you must turn part of your income into capital; turn capital into enterprise; turn enterprise into profit; turn profit into an investment, and turn investment into financial independence. - Jim Rohn

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Keval

@kevalb26

2 years

Your decisions will build your life, make sure you have a conscious process for decision-making.

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Keval

@kevalb26

10 months

A salaried person making ₹100 would need to pay ₹30 of taxes and then invest ₹70. However, while investing in NPS you save this tax of ₹30 and end up investing 42.86% (₹30/₹70) more. But is NPS right for you?🧵👇

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Keval

@kevalb26

19 days

@GabbbarSingh Maths tutions 10-15k per month for 5th to 9th grader is very normal but how many parents spend 10k per month on sports or fitness for their kids ? Not even 1-2%…. We are a nation who earns money at the cost of health, we have glamourised that…. Even adults will spend lakhs on

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Keval

@kevalb26

2 years

If you had to express gratitude for that ONE thing you were blessed to have, what would it be?

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Keval

@kevalb26

2 years

You cannot change people; you can only choose them.

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Keval

@kevalb26

2 years

India is now the world's 5th largest economy. 🇮🇳 Let’s take the win in spite of talks about India being way behind when it comes to GDP per capita. Let’s understand what it all means. A thread🧵

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Keval

@kevalb26

2 years

Journey to attain financial well-being🧘‍♂️ 1. Awareness 2. Education 3. Inclusion 4. Financial Freedom 5. Peace of Mind

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Keval

@kevalb26

2 years

Quitting is also a habit. You have done it once, you will continue doing it unless you stop deliberately.

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Keval

@kevalb26

1 year

Unpopular opinion: The best investment in your 20s is not- ❌Mutual Funds ❌Stocks ❌Bonds It is- ��Your Health 🧘 ✅Your career 👨‍🎓 ✅Your relationships ☮️ 👉Takeaway: You are your most valuable asset.

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Keval

@kevalb26

2 years

If you are hardworking, you will do as said, but if you are passionate, you will figure out what to do.

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Keval

@kevalb26

2 years

Don’t live the same day over and over again and call that a life. Life is about evolving mentally, spiritually, and emotionally. ― Germany Kent

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Keval

@kevalb26

1 month

@ravihanda big reason for this is people have started taking their work lightly…. They fell for this YoLo & work life balance so as soon as something worked for them they wld start enjoying the fruits then and there before plucking all of them… you need to make hay while sun shines

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Keval

@kevalb26

2 years

India needs its own market place for Apps A thread🧵

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