Sumanta Mandal @karna_ocw Twitter profile

Last Seen Profiles

@fxigur

@notmyshameuk

@DttJoe

@TomSilverstein

@ezraasendrio

@LaOrquesta_mx

@Sadie2901

@haisya8511

@kkpapua1

@bokeplokalmalam

@Riverford

@JTDrake55

@YurukZekeriya

@mq_p

@SagalAshour

@tyks0127

@Frhn_021

@VigorExchange

@toruzz

@stw_pdg

@BitteProtocol

@danyeroread04

@AwkHandshakepod

@teizid

@AAA_Amhara

@ALNasrSC

@PremierCapper

@andrewrdn463

@LA_Stoffel

@_uupa_

@Juggernaut_JacQ

@CdPlatformu07

@myfrkshow

@yukassyu

@louisianaguy33

@Dolly_Madonna

Sumanta Mandal

@karna_ocw

8 months

Invest that 80k in mutual fund and see the magic! (After 50 years)

Sharan Hegde

@financewsharan

8 months

Looking to buy 4 tickets of the India vs New Zealand Semi Final. Please DM if price is reasonable around 20,000

102

11

526

137

333

4K

Sumanta Mandal

@karna_ocw

3 months

‼️ Serious Security Glitch in ICICI Bank's iMobile Alert!!! Several users have reported being able to view other customers' ICICI Bank credit cards on their iMobile app. Since the full card number, expiry date, and CVV are visible on iMobile, and one can manage international

76

141

421

Sumanta Mandal

@karna_ocw

11 months

Bajaj Finance Agent called me: Agent: Hello Sir, aapke name pe ek pre approved personal loan ka offer hain, mujhe bas aapke kuch details chaiye loan application process karne ke leya aur paisa aapke account main hoga. Me: (I decided not to disconnect the call). Mujhe abhi koi

35

13

399

Sumanta Mandal

@karna_ocw

1 year

Half-century complete! Disclaimer: It's important to only obtain a credit card based on your specific needs and requirements. For me It's an art... hobby... "Managing multiple credit cards is an art that requires time."

72

18

370

Sumanta Mandal

@karna_ocw

1 year

Another benefit of credit cards

34

10

354

Sumanta Mandal

@karna_ocw

8 months

Have more than 50 credit cards, purchased a home using a home loan at an early age, always use credit cards for spending money on needs but never overspend for points, have an 803 CIBIL Score. Rarely use cash... Still living life peacefully. The state of peaceful living is

Fundamental Investor ™ 🇮🇳

@FI_InvestIndia

8 months

No Credit Card so far. No CIBIL Score. No Loans Taken. Never Shopped for Points. I make all Payments (Needs & Luxuries) with my UPI or Debit Card. Minimal Cash. Zero Leverage. Spend Well from What we Have. Life is Simplest Peaceful that Way 👍 #FI

104

79

1K

26

18

350

Sumanta Mandal

@karna_ocw

11 months

Banks typically indicate the MCC (merchant category code) of merchants who do not qualify for reward points or cashback. However, Normal credit card users may not be able to identify a merchant's MCC prior to making a payment. Therefore, it would be helpful if the MCC was

31

77

337

Sumanta Mandal

@karna_ocw

8 months

ICICI Bank charged me annual fees on my credit card even after meeting the reversal criteria. New Update: Today, I filed a case against ICICI Bank at my district consumer court. Surprisingly, ICICI Bank changed their annual fees reversal terms in MITC for 3 credit cards

46

42

322

Sumanta Mandal

@karna_ocw

10 months

Just redeemed some rewards for this Hyundai Venue SX Knight Edition. Thankfully, the Hyundai dealer accepted credit card payment with no extra charges (0% MDR passed on to me).

63

8

308

Sumanta Mandal

@karna_ocw

1 year

Cheq is now charging a processing fee of 0.2% per payment (Rs 100 max) Well, congratulations on that, but seriously, what's with the utterly misleading display of net earnings? Assuming a value of Rs 1 for each @CheQ_One chip is just plain stupid! Don't play games with your users

60

33

302

Sumanta Mandal

@karna_ocw

4 months

Suppose a customer opted for an Axis Bank credit card just one month ago or so, and Axis Bank is updating their products almost every month or two. Then, they will not get the benefits for what they paid fees for. What about those customers? Isn't it unfair? How does the bank

46

24

294

Sumanta Mandal

@karna_ocw

4 months

I'm canceling all my credit cards! Don't believe social media. Credit cards are useless. Use a debit card and live debt-free. Although you can earn good rewards using your credit cards for necessary expenses, but no.... use debit card or UPI.

49

10

284

Sumanta Mandal

@karna_ocw

1 year

Building a CIBIL score of 800 or above is easier than you think. Would you like me to write a detailed article on this topic?

64

13

277

Sumanta Mandal

@karna_ocw

8 months

I this... because I follow finance with sharan @financewsharan 😎

11

1

269

Sumanta Mandal

@karna_ocw

1 year

My Debit & Credit Card Holder!

32

6

267

Sumanta Mandal

@karna_ocw

9 months

No more convenience fees on HDFC Bank SmartBuy portal for purchasing Amazon Shopping Vouchers

22

20

255

Sumanta Mandal

@karna_ocw

3 months

Thank you, @IDFCFIRSTBank You have earned my respect for doing what is right. 🙏

21

13

247

Sumanta Mandal

@karna_ocw

1 year

Upcoming post: All the loopholes of Axis Bank credit card system

25

12

242

Sumanta Mandal

@karna_ocw

11 months

Why Banks are Restructuring Complimentary Lounge Access on Credit Cards Complimentary lounge access stands as one of the widely promoted features of credit cards. Almost all mid-range and higher-tier credit cards offer free lounge access to their customers, with even some

19

30

241

Sumanta Mandal

@karna_ocw

1 year

Mass credit card cancellation by Axis bank

19

20

232

Sumanta Mandal

@karna_ocw

3 months

I purchased an iPad Magic Keyboard from @cromaretail kolkata. The MRP on the packet is Rs. 27,900, but Croma charged me Rs. 28,999. How can Croma sell the item at a higher price than the MRP?

71

11

226

Sumanta Mandal

@karna_ocw

2 years

I'm throwing out my HDFC Infinia from my wallet now. Combo of Axis Magnus and Axis Reserve 💪💪💪

44

10

219

Sumanta Mandal

@karna_ocw

11 months

Personal Credit Cards are being used to make money (as a full-time business). Few people are earning more than 50k to 60k per month using credit card. [even higher] Prime example of such businesses: Yaper, UseMyCards, etc.

36

14

215

Sumanta Mandal

@karna_ocw

2 years

Active Credit Cards | All In One Frame!

58

9

207

Sumanta Mandal

@karna_ocw

8 months

Yes, nowadays people love giving gyaan to others rather than minding their own business, don't they? Take yourself as an example!

Gabbar

@GabbbarSingh

8 months

KL Rahul should shut up with his advice & let the bowler bowl.

76

23

1K

7

9

203

Sumanta Mandal

@karna_ocw

2 years

Managing credit card is an art. Irresponsible people can not manage credit cards.

18

10

197

Sumanta Mandal

@karna_ocw

1 year

Credit Card To Bank Transfer For Free Or Discounted Charges 🤔 I'll make a video on this!

15

6

195

Sumanta Mandal

@karna_ocw

1 year

Credit Report Locking System | Unauthorised Credit Report Access Full Details & Discussions: Currently, consumers do not have the ability to lock their credit reports to prevent unauthorised access. Banks and NBFCs not only periodically check our credit

Credit Report Locking System | Unauthorised Credit Report Access

Currently, consumers do not have the ability to lock their credit reports to prevent unauthorised access. Banks and NBFCs not only periodically check our credit reports but also make hard...

www.technofino.in

16

29

187

Sumanta Mandal

@karna_ocw

5 months

Many people are still defending Paytm, saying #RBI did wrong to #Paytm , RBI is anti-fintech, bla bla bla.... Open your eyes and see the truth. As per media reports (CNBC,Reuters, etc), this could be the end

15

9

187

Sumanta Mandal

@karna_ocw

2 months

CIBIL is now sending enquiry alert SMS with the enquirer's name. This is a very good feature addition. @CIBIL_Official , please offer a report locking feature so that we can prevent false enquiries by financial institutions.

14

182

Sumanta Mandal

@karna_ocw

1 year

800+ Milestone Crossed

19

0

176

Sumanta Mandal

@karna_ocw

7 months

Reflecting on 2023: Opened 23 new credit cards, earned 27.10 Lakhs EDGE Points, 10 Lakhs MR Points, 2.23 Lakhs ICICI Rewards, 2.8 Lakhs HDFC Infinia Points, and more. Bought a car with zero MDR fees. Exciting international trips planned for 2024! 🌍✈️ Share Your Yearly Review On

36

7

174

Sumanta Mandal

@karna_ocw

1 year

🚨 Wrong Merchant Category Code Issuance: The bank devaluating their credit card's reward system is okay (excluding few MCCs from their reward points earning categories), but why are banks and payment gateways issuing wrong merchant codes to their merchants? I mean, travel

22

23

172

Sumanta Mandal

@karna_ocw

1 year

RBI New Proposed Guidelines for Card Networks: Empowering Customers and Promoting Choice in Card Networks ⭐️ Full Details & Description: The RBI has drafted a set of guidelines and is seeking feedback. It is expected that the implementation of these

14

33

174

Sumanta Mandal

@karna_ocw

5 days

Some apps are reaching out to TechnoFino to remove certain posts and threads from TechnoFino Community because our members have posted their bad experiences with them. I replied to these companies, asking them to provide proof that the members are intentionally posting false

20

14

201

Sumanta Mandal

@karna_ocw

2 months

My god! A 100 Crores rotation using credit card.... those are the real reasons for credit card devaluation. Thread on TF Community: Axis Bank card gamers arrested by Ahmedabad Cyber Crime, did txns more than Rs 100 crores:

Axis Bank card gamers arrested by Ahmedabad Cyber Crime, did txns...

We have seen the brutal devaluations in Axis Bank credit cards. Many gamers have abused the system rampantly. Two guys from Gujarat collected lot of points by using the loopholes of Axis Bank...

www.technofino.in

25

21

164

Sumanta Mandal

@karna_ocw

8 months

The number of credit cards you need depends entirely on your spending categories, requirements, how you want to redeem your credit card's reward points, and so on. No one can accurately tell you how many credit cards you need without this information. Don't generalize, enjoy!

18

8

159

Sumanta Mandal

@karna_ocw

1 year

Revealing Axis Bank Credit Card System Loopholes The time has come to shed light on the loopholes present in the Axis Bank credit card system (various credit cards) 👇

17

20

154

Sumanta Mandal

@karna_ocw

1 year

Deduction allowed under new tax regime- 🔔 Deduction allowed under old tax regime- 1.5L (80c), 50k (80ccd), 25k (80d), 50k Standard Deduction (salaried), HRA [common deductions] New tax regime- upto 7L income = 0 tax Old tax regime- upto 7.75L income = 0 tax

14

25

150

Sumanta Mandal

@karna_ocw

6 months

Don't be loyal to a bank. If you don't have money, no bank will be loyal to you.

7

8

155

Sumanta Mandal

@karna_ocw

11 months

All Credit Cards, All Inactive!

22

0

151

Sumanta Mandal

@karna_ocw

1 year

Aaj Axis hain, Kal ICICI hoga, parso HDFC... kon jane kab kon se bank kya jabardast card launch kar de. Accept the bank's decision and move on. They will not consider your opinion if it's not good for their business. #AxisMagnus #Devaluation

16

3

151

Sumanta Mandal

@karna_ocw

1 year

ICICI Bank Charged Me Annual Fees On My Credit Card Even After Meeting Reversal Criteria ⭐️ Full Details & Discussion: ICICI Bank charged me an annual fee of Rs. 12,000 + GST, despite me spending more than the required amount for annual fee reversal. I

ICICI Bank charged me annual fees on my credit card even after...

Hello everyone, Today, I would like to share my ongoing dispute with ICICI Bank. In February 2023, they charged me 12,000+GST (annual fees) for my ICICI Emeralde credit card. However, in February...

www.technofino.in

24

18

147

Sumanta Mandal

@karna_ocw

1 year

Bohot hua credit card... credit card... aab hoga debit card! All active debit cards in one frame! #SundayFunday

32

6

141

Sumanta Mandal

@karna_ocw

1 month

⚠️ ICICI Bank Is Not Following RBI Guidelines [Update On 4th June, 2024]: Today, two ICICI Bank credit card product managers called me to discuss the issue I highlighted on TFC and Twitter on 28th May, 2024, regarding interest charges on the total amount due. According to them,

ICICI Bank Cares

@ICICIBank_Care

1 month

@karna_ocw Good afternoon Mr. Mandal, our colleagues have discussed and explained to you that we are fully compliant with the regulatory guidelines. We remain committed to transparency and customer satisfaction at all times and uphold the highest standard of service for our 1/2

2

0

1

22

32

140

Sumanta Mandal

@karna_ocw

5 months

I have been using an ICICI Bank Wealth Management Account since 2016 and have received significant additional benefits amounting to Rs. 0/-

Satish Kumar Agarwal

@iSatishAgarwal

5 months

ICICI Wealth Management Account 🌟 Upgraded to ICICI Wealth account today🔥 📌How did I know 🤔 🌟Logined to iMobile app 🌟Noticed that colour of iMobile app/Netbanking changed to BLACK 🖤 🌟Called CS, confirming the same & applied for Wealth DC 🌟Wealth MasterCard World DC at

42

11

89

15

4

140

Sumanta Mandal

@karna_ocw

4 months

Taking a Stand Against The Axis Bank Credit Card Circus As you are already aware, Axis Bank has issued notices to many Atlas credit card holders, requesting invoices for their spending on travel categories over the last few months. Axis Bank has suspended affected customers' Edge

15

131

Sumanta Mandal

@karna_ocw

8 months

[8] Due to Akshat Shrivastava, I stopped watching investment/stock market related videos on YouTube. 😬

Akshat Shrivastava

@Akshat_World

8 months

[1] Due to Ramdev, I stopped drinking Pepsi/Coke. [2] Due to LiverDoc, I stopped taking Ayurvedic supplements [3] Due to Andrew Huberman, I stopped drinking alcohol [4] Due to food farmer, I stopped consuming FMCG products [5] Due to Ayurvedic doctors, I stopped eating salad

442

315

5K

12

2

130

Sumanta Mandal

@karna_ocw

10 months

Is This the End of the Credit Card Business in India for Foreign Banks? Credit cards were not very popular in India, at least until 2015. In the last few years, credit cards have become one of the preferred methods of digital payment. In January 2015, the total number of credit

11

18

130

Sumanta Mandal

@karna_ocw

7 months

Why Credit Card Issuers Are Behind Utility, Insurance, and Other Important Categories? [Full Article available on the @TechnoFino Community & @moneycontrolcom ] A credit card is a powerful financial tool if used correctly. We can earn a significant amount of cashback, reward

6

13

127

Sumanta Mandal

@karna_ocw

1 year

Wrong CVV and expiry date are still allowing online transactions to go through using ICICI Bank credit cards. We can not solely blame the payment gateway, as other bank credit cards do not work on Amazon if we enter the wrong CVV. @RBI , won't you impose a penalty on ICICI Bank

Santu Mandal

@santum0018

1 year

Having serious security issues with ICICI Bank credit cards. Was doing transaction with my icici card in amazon put a wrong cvv, even though my transaction got successful and my order got confirmed in eCommerce website. That's your security in credit cards??? @ICICIBank @RBI

27

5

56

31

25

121

Sumanta Mandal

@karna_ocw

2 years

Eazydiner + Indus Crest Credit Card Combo 💥

17

3

121

Sumanta Mandal

@karna_ocw

2 years

Three more cards are on the way, one of which is a very rare card...

32

3

123

Sumanta Mandal

@karna_ocw

2 years

Bank wise credit card details

18

6

119

Sumanta Mandal

@karna_ocw

1 month

‼️ ICICI Bank Is Not Following RBI Guidelines | What Is the RBI Doing? [TF Community Thread Link in 1st Comment, Visit the link for all discussions, screenshots and other links] As expected from ICICI Bank, I found that they are not following a particular RBI guideline.

18

22

119

Sumanta Mandal

@karna_ocw

1 month

Five Credit Card Rules You Don't Know | Don't Let Your Bank Scam You 🚨 We all know about credit cards, but we often don't bother to learn about the RBI guidelines for credit cards and their issuers. When we encounter problems, we contact the bank and trust them blindly. But

10

17

120

Sumanta Mandal

@karna_ocw

5 months

I have almost 60 credit cards, but I only actively use about 20 of them. Those cards are beneficial for me! It's important to choose your credit cards accordingly. Join TechnoFino Community: *(Some cards are missing from the image, box still not opened)

23

4

118

Sumanta Mandal

@karna_ocw

1 year

Credit Card Chargeback Claim System: Ultimate Guide [Full Details & Discussions: ] One of the primary benefits of using a credit card is the level of protection it provides. Along with various perks, credit cards offer a few safeguards, such as fraud

Credit Card Chargeback Claim System: Ultimate Guide

One of the primary benefits of using a credit card is the level of protection it provides. Along with various perks, credit cards offer a few safeguards, such as fraud protection and a chargeback...

www.technofino.in

12

28

115

Sumanta Mandal

@karna_ocw

7 months

Travel agents booking hotels or flights for unknown individuals from their loyalty program accounts should be banned immediately. Those agents are like termites. Related article: The Real Culprit Behind the Recent Devaluation of Travel-Focused Credit Cards

14

9

113

Sumanta Mandal

@karna_ocw

5 months

6th credit card from HDFC Bank!

29

2

112

Sumanta Mandal

@karna_ocw

8 months

@karanssh It's not just about the fees now... I'm even spending more than the annual fees they charged me. It's about doing the right thing. People should complain if they face issues, only this way can we change the bank's mentality towards their customers.

5

2

111

Sumanta Mandal

@karna_ocw

3 months

IDFC First Bank is hitting hard on customers who use their debit card hard!

17

6

113

Sumanta Mandal

@karna_ocw

10 months

Axis Magnus Credit Card: There are lots of caps, category exclusions, and complex reward earning structures. It can make life complicated. If you're looking for a simple credit card, it's better to stay 100 km away from Axis Magnus. Remember, it's just a credit card, so don't

13

2

109

Sumanta Mandal

@karna_ocw

11 months

This Is Why We Need Clarity: Someone used an SBI Cashback card at a Sofitel hotel, and it was categorized as a rent payment. This is a very serious issue. The card company may also report the total rent payment to the ITD as per guidelines. Reply from SBI Card: We wish to

Sumanta Mandal

@karna_ocw

11 months

Banks typically indicate the MCC (merchant category code) of merchants who do not qualify for reward points or cashback. However, Normal credit card users may not be able to identify a merchant's MCC prior to making a payment. Therefore, it would be helpful if the MCC was

31

77

337

23

26

110

Sumanta Mandal

@karna_ocw

3 months

Why carry so much ego? Life is short, spread joy, make memories, and move forward with a heart full of happiness!

7

3

110

Sumanta Mandal

@karna_ocw

3 months

SBI Unipay: Credit Card Bill Payments Failed, Customers Struggle with Refunds [Full Details, How To Fix, Discussion On TF Community - Link in 1st comment] Many people are facing problems with SBI Unipay, a bill payment portal of State Bank Of India. The Problem: 1️⃣ Few

36

15

108

Sumanta Mandal

@karna_ocw

1 year

People who are opening burgundy accounts to get a 5:4 transfer rate, please note that the special transfer rate (5:4) will be available for a limited time only. After that, it will change to 5:2

19

3

105

Sumanta Mandal

@karna_ocw

3 months

🚨 IDFC First Bank Credit Cards Devalued - All IDFC First Credit Cards Are Affected (Full Details & Discussions On TF Community, Link In 1st Comment) After Yes Bank, IDFC First Bank is here to surprise us. Although IDFC First Bank hasn't communicated anything yet, they have

12

9

106

Sumanta Mandal

@karna_ocw

11 months

HDFC Bank Marriott Bonvoy Credit Card! ICICI Bank Marriott Bonvoy Credit Card!

5

106

Sumanta Mandal

@karna_ocw

8 months

ICICI Bank Emeralde Private Metal Credit Card Is Here! Review & All other details available on TF Community. Check 1st comment for link.

14

5

105

Sumanta Mandal

@karna_ocw

1 year

Credit card devalue with time, just as it is true that man is mortal. You have to choose the right credit cards for the right time period.

15

0

106

Sumanta Mandal

@karna_ocw

1 year

Many people are questioning why few individuals are posting about Axis Atlas credit card. They fear that it might get devalued like Magnus and Reserve. I have one question for them: Is Axis Bank unaware that they are offering 4% airmiles on normal spends? 🤔

20

2

106

Sumanta Mandal

@karna_ocw

2 years

My all credit cards - Coming soon on TF YouTube Channel

10

3

103

Sumanta Mandal

@karna_ocw

1 year

📢 New credit card launched today on April 1, 2023 Axis Bank Mercarciya Credit Card Few benefits- Unlimited Lounge Access Unlimited Guest Access (limited to 2 guest per access) Unlimited international space station lounge access Unlimited Golf access across the universe

33

6

102

Sumanta Mandal

@karna_ocw

1 year

Have you ever wondered how credit card companies make money? What are the main sources of income for a credit card company? Who Pays for Your Free Vacation Redeemed Using Card Rewards? Full Details & Discussions: (TF Community) @moneycontrolcom article:

3

16

102

Sumanta Mandal

@karna_ocw

1 year

For the first time in my life, I received a call from a recovery agent. Apparently, someone whom I had referred to OneCard had not paid a bill of approximately 1.3L. She just asked me if I knew the card holder or not. I must say, she was very polite.

12

4

101

Sumanta Mandal

@karna_ocw

21 days

Last day in Japan! Gifted this to myself 🎁

15

2

102

Sumanta Mandal

@karna_ocw

1 year

Bill 7196/- Paid 1280/- Now decode this... decoders

28

9

99

Sumanta Mandal

@karna_ocw

1 year

"HERE’S How To Travel The World Almost FOR Free Just By Using Credit Cards" Choose the right credit card, and travel the world for almost free!... My article, published on @livemint 👇

8

10

99

Sumanta Mandal

@karna_ocw

2 years

Vistara Free Business Class Tickets, Free Merc S Class Transfer & Free Luxury Room At The Oberoi, New Delhi - Power Of Credit Cards.

9

6

98

Sumanta Mandal

@karna_ocw

1 year

Credit cards don't give us rewards... We forcefully take rewards, airmiles, and cashback from credit cards every month. 😂

3

2

101

Sumanta Mandal

@karna_ocw

2 years

I can tell you a manufactured spending trick... you can rotate unlimited money 💰 But but but.... It's not free 😛 Guru dakshina dena hoga

33

1

98

Sumanta Mandal

@karna_ocw

4 months

Hello, @SingaporeAir ! The best place to dine in at 40,000 feet above the sea level.

8

2

94

Sumanta Mandal

@karna_ocw

2 years

Onecard be like - main yaha q hu 😶‍🌫️

23

6

97

Sumanta Mandal

@karna_ocw

3 months

Post your card holder photo 📸 Here is mine...

22

0

94

Sumanta Mandal

@karna_ocw

3 months

🚨 People promoting credit card to bank transfer using rent payment method should refrain from doing so. Rent payment is an expense for the payer and income (from rent) for the receiver, both of which must be disclosed at the time of filing income tax returns. Paying fake rent is

10

9

96

Sumanta Mandal

@karna_ocw

3 months

It seems ICICI Bank has restricted access to credit card details on the iMobile app for everyone.

Sumanta Mandal

@karna_ocw

3 months

‼️ Serious Security Glitch in ICICI Bank's iMobile Alert!!! Several users have reported being able to view other customers' ICICI Bank credit cards on their iMobile app. Since the full card number, expiry date, and CVV are visible on iMobile, and one can manage international

76

141

421

23

8

96

Sumanta Mandal

@karna_ocw

2 months

ICICI Bank has instructed its delivery partners to immediately return all in-transit debit and credit card deliveries to the bank.

Sumanta Mandal

@karna_ocw

3 months

‼️ Serious Security Glitch in ICICI Bank's iMobile Alert!!! Several users have reported being able to view other customers' ICICI Bank credit cards on their iMobile app. Since the full card number, expiry date, and CVV are visible on iMobile, and one can manage international

76

141

421

11

18

94

Sumanta Mandal

@karna_ocw

2 years

Aab bana real bizness man

15

1

94

Sumanta Mandal

@karna_ocw

10 months

I decided not to tweet/post article/video about Axis Magnus until they conduct experiments and settle their mind. However, I don't know what Axis Bank is thinking; they are still not sure what to offer even after 20 days from the originally promised date. They have just made a

14

9

95

Sumanta Mandal

@karna_ocw

4 months

State Bank of India revised their debit cards annual fees effective from 1st April’2024 Full detail and new charges: Visit TF Community (Link in 1st comment) @TheOfficialSBI didn't bother to send any communication to their existing customers about these changes. They simply

11

93

Sumanta Mandal

@karna_ocw

2 months

🚨 Very concerning news regarding Accor Plus Account: [Full Details On TF Community Link In 1st Comment] One of our TF Community members' (Nikhil Jain) Accor account was hacked, and the hacker used 129393 points from the account to order an iPhone 15 Pro to a German address.

21

22

93

Sumanta Mandal

@karna_ocw

1 year

Credit Card Data May 2023 | Total Spends, Total Active Credit Cards, Etc | RBI Full Details & Discussions: The Reserve Bank of India recently released credit card data for May 2023, revealing that the total number of active credit cards in India

7

12

88

Sumanta Mandal

@karna_ocw

6 months

A lot of inquiries doesn't necessarily mean it will negatively affect your CIBIL score. The CIBIL score depends on many factors/parameters. To maintain a good CIBIL score, you need to manage each parameter carefully.

11

2

89

Sumanta Mandal

@karna_ocw

7 months

I can understand why all banks are targeting the utility payment category, but this is totally unfair for common credit card users. Banks can implement some capping on the maximum reward points one customer can earn from the utility category rather than totally excluding it. The

TechnoFino

@TechnoFino

7 months

Axis announced some major changes in all three of their Vistara co-branded credit cards today. Effective from January 3, 2024: ⚫️Government services transactions will not be eligible for earning Club Vistara points and achieving milestone benefits. ⚫️Utilities transactions will

2

43

13

2

87

Sumanta Mandal

@karna_ocw

2 years

Thank you @airvistara for offering my bag a complimentary business class seat along with me 😂

3

0

85

Sumanta Mandal

@karna_ocw

4 months

What Axis Bank is doing is pure harassment. I request affected genuine spenders to file complaints with the RBI banking ombudsman after communicating with Axis Bank.

13

4

82

Sumanta Mandal

@karna_ocw

5 months

IDFC First Wealth Credit Card is here! Upgrade after using IDFC First Select from Jan 2021.

24

2

83

Sumanta Mandal

@karna_ocw

5 days

AND YES... WE WILL NOT REMOVE ANY POST WITHOUT EVIDENCE... DO WHATEVER YOU WANNA DO.

2

93

Sumanta Mandal

@karna_ocw

1 year

Strengthening the Credit Reporting System and Implementing Guidelines for Credit Bureaus in India: ⭐️ [Full Details & Discussion: ] The credit reporting system in India needs improvement to match the standards of developed countries like the USA. As a

5

33

82