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Jay Abbasi Profile
Jay Abbasi

@jayabbasi

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Founder of @ZivoeProtocol and @Zinclusive_Lend | Disrupting the high-interest consumer lending market

Joined April 2009
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@jayabbasi
Jay Abbasi
11 months
The next generation is leaving school completely financially illiterate. And we wonder why so many end up in debt.
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@jayabbasi
Jay Abbasi
11 months
Success starts with your mindset and ends with actions that align with your goals.
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@jayabbasi
Jay Abbasi
11 months
If you’re taking action, stay silent. If you’re setting a goal, stay silent. If you’re making a plan, stay silent. Many dreams fail because we announce them to the wrong people at the wrong time.
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@jayabbasi
Jay Abbasi
1 year
The more optimism in your mind, the less negativity in your life.
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@jayabbasi
Jay Abbasi
11 months
Life gets better when you only listen to people who are where you want to be.
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@jayabbasi
Jay Abbasi
11 months
We need more financial education in schools. It's never bad to have a society that's more financially literate.
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@jayabbasi
Jay Abbasi
11 months
Being positive, persistent, and patient are three soft skills that will put you WAY ahead of your competition.
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@jayabbasi
Jay Abbasi
11 months
Companies in the past cared for their employees and society. It's time to redefine how we make profits and help communities.
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@jayabbasi
Jay Abbasi
11 months
The people who doubt you the most care about you the least; keep that in mind.
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@jayabbasi
Jay Abbasi
11 months
Why do you think we aren’t taught financial literacy at school?
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@jayabbasi
Jay Abbasi
11 months
It’s not always the most impressive resume that makes the best hire.
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@jayabbasi
Jay Abbasi
1 year
Financial literacy is completely neglected in modern education. How do we fix this?
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@jayabbasi
Jay Abbasi
11 months
This year… Replace doubt with belief Replace fear with courage Replace regret with learning Replace inaction with action Replace stagnation with growth Replace negativity with positivity Replace pessimism with optimism Replace passiveness with proactivity
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@jayabbasi
Jay Abbasi
11 months
Misleading terms and predatory interest rates keep people in debt. High-interest lending is an industry that can’t continue.
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@jayabbasi
Jay Abbasi
11 months
Financial setbacks can be stepping stones to resilience. I've experienced my share of ups and downs, emerging stronger every time.
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@jayabbasi
Jay Abbasi
1 year
The best part about being broke? The only way is up.
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@jayabbasi
Jay Abbasi
11 months
Financial inclusion is vital for an equitable world. That's it; that's the Tweet.
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@jayabbasi
Jay Abbasi
1 year
Successful people invest in themselves because they know their success results from their continued growth.
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@jayabbasi
Jay Abbasi
11 months
Reflect on where you’ve been and how far you’ve come. Don’t forget how badly you once desired what you have now.
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@jayabbasi
Jay Abbasi
11 months
My father always said to work smarter, not harder. I've never forgotten that, and it's impacted every choice I make.
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@jayabbasi
Jay Abbasi
11 months
It’s not failure; it’s learning.
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@jayabbasi
Jay Abbasi
1 year
Bouncing back from failure is usually more effective than reading about it in a book. Experience > Theory
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@jayabbasi
Jay Abbasi
1 year
Having an optimistic outlook on life will bring more success than watching another motivational youtube video.
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@jayabbasi
Jay Abbasi
1 year
The next generation is leaving school completely financially illiterate. And we wonder why so many end up in debt.
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@jayabbasi
Jay Abbasi
1 year
Education is a transformative force for equity. Ensuring a quality education for all can pave the way for a more inclusive and empowered society.
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@jayabbasi
Jay Abbasi
11 months
High-interest lenders target the most vulnerable people in society. They present themselves as help to those that need it the most. It blows my mind we still allow them to operate…
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@jayabbasi
Jay Abbasi
11 months
The larger a system becomes, the more cracks start emerging. Traditional finance has reached a point where the cracks have become too obvious to ignore.
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@jayabbasi
Jay Abbasi
11 months
The financial industry should prioritize transparency and fairness. Don't trust any institution that doesn't.
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@jayabbasi
Jay Abbasi
1 year
People still haven't realized complaining is a thousand times harder than just doing the work.
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@jayabbasi
Jay Abbasi
11 months
Overcoming financial challenges makes you stronger. I've gone broke more times than I'd care to admit. Each time I came back stronger and smarter than before.
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@jayabbasi
Jay Abbasi
1 year
What most people do: Complain regularly Avoid challenges Fear change Dwell on problems What most people should do: Embrace opportunities Tackle challenges head-on Welcome change Focus on solutions
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@jayabbasi
Jay Abbasi
1 year
High-interest lenders target the most vulnerable people in society. They present themselves as help to those that need it the most. It blows my mind we still allow them to operate…
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@jayabbasi
Jay Abbasi
11 months
Financial inclusion is more than just access to a bank account. It's about providing individuals with the Tools Access Knowledge to make informed financial decisions.
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@jayabbasi
Jay Abbasi
1 year
Negativity is so common that people look at you funny if you have a positive outlook.
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@jayabbasi
Jay Abbasi
11 months
When DeFi becomes mainstream, you’re going to wish you started now.
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@jayabbasi
Jay Abbasi
11 months
I have dyslexia. I didn't read until middle school. My teachers never thought I would read. To this day, I'm thankful for it because it taught me to overcome. I can and will do hard things that people said I could never accomplish my entire life; I have been since birth.
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@jayabbasi
Jay Abbasi
1 year
Did you learn anything about finance in school? I’d argue it’s more important to teach financial literacy than trigonometry…
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@jayabbasi
Jay Abbasi
11 months
Success seems elusive when you neglect personal growth.
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@jayabbasi
Jay Abbasi
11 months
People talk about maintaining and preserving democracy. Not enough people talk about democratizing access to credit.
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@jayabbasi
Jay Abbasi
1 year
A bear market is the perfect opportunity for innovation. The people making moves while everyone else has checked out are the people you should be paying attention to.
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@jayabbasi
Jay Abbasi
1 year
What was the most valuable piece of advice your father taught you? Mine was to work smarter, not harder.
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@jayabbasi
Jay Abbasi
1 year
Play the game of life while staying true to your values. Nothing else should be an option.
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@jayabbasi
Jay Abbasi
11 months
The impact of high-interest lending is devastating. The financial community can do better.
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@jayabbasi
Jay Abbasi
1 year
10 must-have growth mindset skills: Learning continuously Open-mindedness Embracing failure Being adaptable Self-awareness Being curious Persistence Resilience Optimism Creativity
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@jayabbasi
Jay Abbasi
11 months
Getting caught in a debt cycle has destructive effects on people and their families. And it’s always the most vulnerable people who get caught in it. That’s why we can do better. That’s why we’re creating a solution.
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@jayabbasi
Jay Abbasi
1 year
Technology has accelerated at an unprecedented speed in the last decade. And yet we’re still using outdated banking and lending practices. How much longer can it last?
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@jayabbasi
Jay Abbasi
11 months
DeFi is the only way to create a fair and transparent global economy.
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@jayabbasi
Jay Abbasi
11 months
As systems grow, flaws become evident. High-interest lending is one of those flaws.
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@jayabbasi
Jay Abbasi
1 year
Transparency and fairness should be non-negotiable in the financial industry. Only trust institutions that align with these principles.
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@jayabbasi
Jay Abbasi
11 months
A lack of transparency in lending is unfair. When people are convinced to take out high-interest loans without all the facts, there’s a problem.
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@jayabbasi
Jay Abbasi
11 months
Financial inclusion is vital for an equitable world. That's it; that's the Tweet.
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@jayabbasi
Jay Abbasi
1 year
It’s not always the most impressive resume that makes the best hire.
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@jayabbasi
Jay Abbasi
1 year
Use fear as a tactic for your personal growth. You should be running to something you want and away from something you fear.
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@jayabbasi
Jay Abbasi
1 year
The new generations are constantly bombarded with messages of individuality. But we need to be emphasizing the importance of teamwork. In the age of remote work, team building is becoming an increasingly important (and neglected) skill.
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@jayabbasi
Jay Abbasi
1 year
Can we all agree that high-interest lending is unethical?
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@jayabbasi
Jay Abbasi
1 year
The only way to fix high-interest lending is with a market-driven solution. It’s up to the innovators.
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@jayabbasi
Jay Abbasi
11 months
Companies in the past cared for their employees and society. It's time to redefine how we make profits and help communities.
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@jayabbasi
Jay Abbasi
11 months
How do we improve borrowing and lending? DeFi and real world assets. It’s that simple.
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@jayabbasi
Jay Abbasi
11 months
Financial inclusivity fosters a more equal society, providing opportunities for all to thrive.
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@jayabbasi
Jay Abbasi
11 months
Have you ever needed financial assistance but faced high-interest lending rates?
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@jayabbasi
Jay Abbasi
1 year
You don’t need to think of financial setbacks as the end. Think of them as stepping stones to get where you want to be. Failure is a part of the process, so don’t get too caught up on it.
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@jayabbasi
Jay Abbasi
11 months
The financial sector needs a shakeup. Instead of unsustainable growth and profit above all else, equity and fairness needs to be the foundations.
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@jayabbasi
Jay Abbasi
1 year
High-interest lending helps nobody except the lenders.
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@jayabbasi
Jay Abbasi
1 year
High-interest lending disempowers the most vulnerable people in society. Why have we let it continue for as long as we have?
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@jayabbasi
Jay Abbasi
11 months
How do you think financial inclusion can create a more equitable world?
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@jayabbasi
Jay Abbasi
11 months
Real-world application of crypto: Peer-to-Peer payments. This will allow for faster, more affordable cross-border payments.
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@jayabbasi
Jay Abbasi
1 year
What are your main concerns with DeFi?
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@jayabbasi
Jay Abbasi
1 year
If the goal is to create a more equitable financial world for everyone, how do we achieve it?
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@jayabbasi
Jay Abbasi
1 year
What do you think is stopping the average person from getting involved in crypto?
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@jayabbasi
Jay Abbasi
1 year
I’m convinced reflecting on the day before bed is the best habit you can develop. Think about the good and bad and plan to make tomorrow better.
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@jayabbasi
Jay Abbasi
11 months
What steps should the financial industry should take to ensure people have access to fair lending?
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@jayabbasi
Jay Abbasi
11 months
Financial assistance should be that. Assistance. Right now, it’s often a trap…
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@jayabbasi
Jay Abbasi
11 months
Transparency and integrity should be the foundation of the financial industry. Right now, for us, it’s not.
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@jayabbasi
Jay Abbasi
1 year
Financial inclusion is more than access to basic banking services. It’s about creating an environment where everyone can participate in economic growth. Then it’s a win-win
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@jayabbasi
Jay Abbasi
11 months
Do you feel like the current financial institutions represent you? Or were they designed by and for the 1%?
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@jayabbasi
Jay Abbasi
11 months
All companies must be profitable to exist. What principles or values do you think are most important for the financial sector to uphold that can help people and make money?
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@jayabbasi
Jay Abbasi
11 months
Learning how to build successful teams should be a skill taught in schools. Our... Schools Families Companies Governments Sports Teams Would all look much different if it was.
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@jayabbasi
Jay Abbasi
11 months
Through the ups and downs of crypto, one thing remains true. The technology wins.
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@jayabbasi
Jay Abbasi
1 year
What role do you believe Governments should play in the regulation of crypto?
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@jayabbasi
Jay Abbasi
1 year
When was the last time you actually spent some time learning about crypto?
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@jayabbasi
Jay Abbasi
1 year
Misleading terms and predatory interest rates keep people in debt. High-interest lending is an industry that can’t continue.
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@jayabbasi
Jay Abbasi
1 year
How long will the mass adoption of DeFi take?
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@jayabbasi
Jay Abbasi
1 year
The knee-jerk reaction to regulation is one of skepticism and fear. It’s understandable. But it’s the only way we can bring DeFi into the mainstream.
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@jayabbasi
Jay Abbasi
11 months
Imagine a world where financial inclusion paves the way for economic empowerment and social justice. How do we make it a reality?
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@jayabbasi
Jay Abbasi
1 year
Should there be a limit on interest? And if so, what’s the limit?
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@jayabbasi
Jay Abbasi
11 months
Equity and fairness are key to a healthy financial system.
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@jayabbasi
Jay Abbasi
1 year
Interest rates of 300% should be illegal. This shouldn’t be a controversial take.
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@jayabbasi
Jay Abbasi
1 year
When others are bearish, that’s when you stay bullish. That’s the tweet.
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@jayabbasi
Jay Abbasi
1 year
Crypto crashes shake out the grifters. The people left are the ones you should promote and support.
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@jayabbasi
Jay Abbasi
1 year
True progress lies in uplifting marginalized voices and communities. Not just on social issues, but on financial issues too. Creating financial inclusion should be at the forefront of the financial industry.
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@jayabbasi
Jay Abbasi
11 months
Large companies have the power to shape the financial industry and yet, sadly that power isn't used for as much good as possible. We need higher standards, stronger values, and more companies acting for the good of others.
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@jayabbasi
Jay Abbasi
1 year
Real-world application of crypto: Peer-to-Peer payments. This will allow for faster, more affordable cross-border payments.
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@jayabbasi
Jay Abbasi
1 year
Don’t you think it’s time we created a financial system built on trust, fairness, and transparency rather than deceit, inequality, and ambiguity?
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@jayabbasi
Jay Abbasi
1 year
How much of your investments are in crypto?
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@jayabbasi
Jay Abbasi
11 months
Do you think it’s possible to offer everyone equitable access to credit? How do we do it?
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@jayabbasi
Jay Abbasi
1 year
When DeFi becomes mainstream, you’re going to wish you started now.
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@jayabbasi
Jay Abbasi
1 year
Do you think the current financial landscape is designed to help you? Or is it designed to hold you back…
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@jayabbasi
Jay Abbasi
1 year
If financial inclusion is the question. DeFi is the answer.
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@jayabbasi
Jay Abbasi
1 year
DeFi is the only way to create a fair and transparent global economy.
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@jayabbasi
Jay Abbasi
11 months
I love that crypto is changing the world, even if most don't see it.
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