#1
Training Institute for ACCA, CMA US, CFP, CFA & Investment Banking. Trained over 5,00,000 participants online & offline globally. Founder
@kirtanshahcfp
SIP on which date of the month yields the most returns?
Does not matter at all!
If you look at the 10 year average sip return on daily rolling basis between September 1996 to March 2023, the difference in return between the best & the worst is 0.08%
DOW was up 400 points yesterday because it is presumed that the DEBT CEILING deal has been reached.
- But whatโs the debt ceiling about?
- Is US going to default on its debt?
Lets understand it in this ๐งต. Do โre-tweetโ & help us educated more investors (1/13)
There are 3 sources to maximise returns,
(a) Information Edge - You have the information before it is public
(b) Analytical Edge - You have sophisticated systems (c) Behavioural Edge - You are disciplined (1/5)
You will now see a lot of Multi Asset Indices & mutual funds being launched, thanks to the withdrawal of indexation advantage.
A quick ๐งต on why multi asset funds will become more prominent (1/7)
There is a misconception that FDs are risk free because we only see risk as 'risk of default', money not coming back but there are so many other risks while investing in FDs that we don't pay attention to:
1) Default Risk 2) Liquidity Risk 3) Inflation Risk 4) Reinvestment Risk
Top 3 common mistakes investors make while investing through Mutual Funds,
(a) Investing in NFOs
(b) Investing in thematic / sectoral funds
(c) Investing in Multiple schemes
Let me explain (1/7)
Do โre-tweetโ if you like the ๐งต
After 10 hikes, US FED pauses the rate hike!
- 18 of 18 policy makers voted to pause the rate in this policy
- 12 of 18 policy makers feel there is another 50bps hike possible in the future
- 18 of 18 policy makers donโt believe there will be a rate cut this year (1/3)
Many of youโll would have read about the recent SEBI probe around front running in Quant MFs. Letโs try & decode everything you need to know about the same
@KirtanShahCFP
This is the start of the end of the $ dominance
- Have you ever wondered why the $ is the strongest currency?
- Why can US keep printing $ and yet the value of the $ does not fall
- Why does US invade countries like Iraq
The answer is Oil, let me explain!
Multicap funds are the best way to invest small sips.
So if you have to invest 5,000 a month,
- Invest 2,500 in Nippon Multicap
- Invest 2,500 in Quant Multicap
Please make sure you have 5 years plus of investment horizon before you start this investment.
@KirtanShahCFP
Sector wise break up of the $9B FII inflows over the past 12 months.
Highest inflows in,
- Industrials
- Consumer Discritionary
- Consumer Staples
- Auto
- Financials
Biggest outflow in,
- IT
- Energy
This has been a very exciting global macro week,
(a) China central bank cut rates twice, 1s before the policy & 1 during the policy announcement. China wants to support the economy and hence markets may react positively in the short term (1/3)
Thank you so much
@1FinanceHQ
for coming down to our campus & helping our students not only understand the industry but also giving them a platform to start.
We had the privilege of visiting the esteemed
@fpaedutech
, founded by
@KirtanShahCFP
, last Saturday. We were delighted to engage with an audience of 100+ dedicated students and professionals, all eager to explore the realms of financial planning.
Our objective of visiting them
The prime reason for most of us to invest in MF is that there are 7000+ stocks listed on exchanges put together & we either donโt have the time or donโt know which 30-40 stocks should we invest in & hence we invest in a Mutual Fund
#FPA
#FPAEdutech
#Invest
#investing
If you have realised that you have wrongly invested in a traditional insurance policy, your decision to continue or not, will depend on 2 things,
- The amount of premium paid already
- How many year are still left for the maturity of the policy
#FPA
#FPAEdutech
#CFP
If you like the content, please retweet & follow
@FPAedu
for more on finance & accounting.
P.S. - FPA is a leading training provider for the CFA, CFP, ACCA, CMA (US) & CPA courses in India.
If the 3 year rolling of a fund over the last 10 years is 12%, that means had I invested in the fund at any time in the last 10 years & stayed invested for 3 yrs, I would have made 12% return & exactly y this is a more reliable parameter 2 understand the consistency of the fund.
Pathway to a job in Investment Banking Operations ๐
FPA runs a 4 months global program in Investment Banking Operations offered by The Chartered Institute for Securities & Investment (The CISI) which is valid in 100+ countries (1/3)
New video uploaded on โUnderstanding the IT sector & what to look for in an IT stockโ
This week our guest on
#FinancePeCharcha
is
@meeta_shetty
, Fund Manager - Tata Digital Fund
Link to the episode -
In 2023 so far,
- NASDAQ is up 31%
- S&P 500 up 9.5%
- Russel 2000 up 0.34%.
Infact, 100% of the returns that the S&P 500 has generated is all thanks to just 6 stocks. AI is the next big thing the investors are betting on