DJ Windle @djwindle Twitter profile

Last Seen Profiles

@london_daughter

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@huettnmaus

@xcryptofan

@G4GlobalGoals

@carloroblico

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@Adoni_itdp

@RPG_plays

@chokmort

@Dhiaedo

@SSheldonx

@v_5rb

@FrazerLambert

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@Native_Oracle1

@ShayStruik94740

@TobaKaruria

@Stanley7291995

@ayyapim

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@school_aberdeen

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@WAUSM

@batsoun

@mogura_0530

@EasyFundraising

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@Tommy_The_Boy_

@imyourtokki

@tawf61635

DJ Windle

@djwindle

1 year

@dougboneparth This is what happens out there: You Asked

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DJ Windle

@djwindle

2 years

Curtis Ray: "Buying an S&P 500 fund is buying 1/500th of each large company in the country" What?

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DJ Windle

@djwindle

1 year

@sweatystartup Tell me you don't have kids without telling me that you don't have kids.... ..... That or you pay child support

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DJ Windle

@djwindle

3 years

Dave Ramsey: "If you have $1 Million you can generate $70,000-$100,000 a year in income to live on." Jesus christ...This is ok to tell millions of people, but I have keep track of a $5 coffee I bought a client because it might hurt someone somehow.......

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DJ Windle

@djwindle

29 days

@mikealfred Kind of a weird attack. He's not wrong.

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DJ Windle

@djwindle

1 year

@dougboneparth It writes itself.

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DJ Windle

@djwindle

10 months

@mbontrager5 He doesn't seem to understand that an "average annual return" does not mean that you make 10% per year. Your account can go down Dave....lol

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DJ Windle

@djwindle

2 years

Advisors spend so much time bitching about how they feel other advisors should operate & charge. A few weeks ago I was asked to speak at a clients funeral because of how much I meant to him. I barely made it through my speech. Charge what you want, operate how you want. But

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DJ Windle

@djwindle

4 years

- 60% overall tax on income - Remove step up in basis - Another 12.4% SSI payroll tax. No cap. - 15% corporate tax on "Book Income" - Raise corporate tax rates from 21% to 28% - Capital gains goes to regular income. This is horrifying....

Opinion | Read Joe Biden’s Lips: New Taxes

More than $3 trillion in new levies on incomes, payrolls and more.

www.wsj.com

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DJ Windle

@djwindle

5 years

Client called & wanted to inform me that he just signed an agreement for a business deal that will net him $25 Million. He has $18,000 in retirement. Just an amazing, simple guy who would have been overlooked by half our industry. I'm so excited for him. #fintwit

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DJ Windle

@djwindle

1 year

Google doing what it does and turning everything to shit. The new Fitbit app update is hideous. There's no differenciation of anything. Just basically black and white and not allowing me to see the stats i want in the order i want. @fitbit terrible

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DJ Windle

@djwindle

2 years

Anyone else find it weird that the SEC is so worried about fiduciaries spending an extra $25 on cupcakes for a clients birthday, but Jimbob at NW Insurance & Tireshop can call himself a "Financial Advisor" and sling annuities and Insurance as "Financial Planning". Just me?

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DJ Windle

@djwindle

8 months

@andreamacdcpa Board the back first. Everyone gets their luggage space above them. No one else can use it. Boom. All boarding problems gone.

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DJ Windle

@djwindle

1 month

@PsychoPAC24 This is so ridiculous. Trump's crowds dwarf anyone else's. I hate that we can't be honest anymore and lying is normal.

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DJ Windle

@djwindle

9 months

@BenArmstrongsX It's weird that you would say that. It's more like you've completely destroyed anyone who had anything to do with you. Then blamed them for your destruction.

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DJ Windle

@djwindle

10 months

@veganfitnessric I regret it. It absolutely destroyed my health and i wish i had not done it.

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DJ Windle

@djwindle

1 year

@pearlythingz Clearly there are things women are designed for just as there are things men are designed to do by nature. We wouldn't have evolved the way we have if it wasn't the case. I hate these "ALL or Nothing" stances. You aren't any better than the feminism you fight. Feminism says "All

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DJ Windle

@djwindle

6 months

I've done the following: - Spoken at clients funerals -Helped an 82 year old client plan and pay to backpack Europe as her last wish. -Helped a client who's parents died in a murder suicide sort through the madness. - Helped an abused elderly wife finally get away from her

Douglas A. Boneparth

@dougboneparth

6 months

I have no love for financial influencers who criticize how financial advisors make money. When you have to help a client deal with the loss of a parent or child, let me know. Until then, just keep pointing to tickers of index funds and generic budgeting tips.

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DJ Windle

@djwindle

4 months

#1 Job of a Financial Advisor: Constantly having to Unsubscribe and report junk email from vendors trying to sell you or your clients crap.

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DJ Windle

@djwindle

2 years

@Bitboy_Crypto "Look at me. It was me. I said that. I'm amazing. Only here. Haters are just jealous of me. I'm the top dog. I'm in a different league".... You need some self reflection before this gets outta control my man....

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DJ Windle

@djwindle

5 years

Finally finished our home gym. It's been a dream of mine to have something like this at home since high school...... #mywifeletmehaveit

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DJ Windle

@djwindle

3 months

@BenArmstrongsX "Even if I'm proven to be the problem, they are still wrong" -Bitboy

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DJ Windle

@djwindle

1 year

Today we learned that paraplanners may now be irrelevant because of AI. We implemented AI in our office that now does the following: 1. Monitors my calendar and attends every phone call, meeting or video meeting automatically. 2. Transcribes the entire meeting with names of

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DJ Windle

@djwindle

9 months

@SelfMadeMastery Absolutely. We take 2 trips a year, fully paid for that costs miles more than $695. Last year, we went to Germany for 2 weeks. The points paid for the flights and hotels.

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DJ Windle

@djwindle

2 years

Underappreciated reality: Great advisors worry about your money too and wrestle with the right decisions to make for you as If it were their own. So whatever worries you have about what's going on, your advisor is probably up at night thinking about the same thing.

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DJ Windle

@djwindle

7 months

@joshuagates @Discovery Destination Truth was by far, your best show and one of the best ever. I love you exploring urban legends and myths, etc.

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DJ Windle

@djwindle

1 year

CPAs absolutely frustrate me. Considering adding an accounting staff to handle taxes for our clients.

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DJ Windle

@djwindle

5 days

@BarackObama @KamalaHarris "Here's $50,000 to start your business"..... 3 years later "You owe me 60% of everything you make forever, we want a % of every sale also, a tax on your building, oh and we want you to pay tax on every computer and desk in your office annually, after you pay sales tax......."

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DJ Windle

@djwindle

1 year

Every single client I've asked over the last 2 weeks is frustrated with their CPA. Every single one. I know I know. It's the clients fault.... However, their biggest complaint: "They never do anything they say they will, then blame me for it somehow".... Interesting.

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DJ Windle

@djwindle

2 years

@Bitboy_Crypto @brian_armstrong Is $2 million worth. It's literally nothing. You have absolutely turned into the Alex Jones of crypto.

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DJ Windle

@djwindle

2 years

@SBakerMD It's funny. When I ate vegan for awhile to try it out, I felt like everything I did was find a substitute for meat and that everything in the vegan isle was trying to mimic meat.... That should say something.

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DJ Windle

@djwindle

2 months

@GuyTalksFinance So let's recap: - You are considering a roughly $4,000+ rent/mortgage - Barely have a few hundred thousand saved, - Spent $30,000 on a wedding - Ask your supervisor for advice This is now clear to me that this is a parody account.

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DJ Windle

@djwindle

3 months

@BenArmstrongsX @CryptoJChains Well, I mean you were threatening a vendor lol. WTF did you think would happen?

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DJ Windle

@djwindle

7 years

Epic kiwi moment: @LesleyMcCaslin : "You had a career high 27 points and a perfect 11/11 game" @RealStevenAdams : "The ball just went in. Thats all" #awesome #ThunderUp

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DJ Windle

@djwindle

4 years

"Boneless" chicken wings aren't chicken wings. They are chicken nuggets. I will die on this hill...

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DJ Windle

@djwindle

1 year

A Financial Advisor doesn't know peace until they use individual equities and have to deal with 0 wholesalers....

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DJ Windle

@djwindle

10 months

Plot Twist: Dave Ramsey tells you that Financial Advisors are idiots and don't know how to income plan . Then Dave Ramsey sells your information to Financial Advisors to do income planning for you.

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DJ Windle

@djwindle

5 months

Tax Update: Signed up to finish the Enrolled Agent exam by summer and will begin the Masters of Taxation at Penn State in May. Should begin hiring tax staff in the fall. Can still sit for the CPA after Master's (12 Months), however, considering it hardly has any tax related

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DJ Windle

@djwindle

2 months

@GuyTalksFinance Percentage of Revenue in 2024 from Outside of the United States by US domiciled companies: - Apple: 59% - Microsoft: 52% - Coca Cola (2023): 63% - 3M: 60% - Nvidia: 80% - Coinbase: 75% - Johnson & Johnson: 50% - Mcdonalds: 65% You aren't qualified to have this page.

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DJ Windle

@djwindle

1 year

I was endorsed by Dave Ramsey for awhile. They called me and I told them I managed 1 portfolio of individual stocks. They didn't care. They just wanted my bank account number to make the $750 monthly payments. 0 Vetting....

Tom | The Savings Captain

@SavingsCaptain

1 year

Dave Ramsey says….. DON’T buy individual stocks. Do you agree/disagree? Fire away in comments below

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DJ Windle

@djwindle

6 months

I made a decision 10 years ago to build a firm that would treat clients like human beings. To give advice and manage money for our clients the same way we do for ourselves. I wanted clients to know that no matter what happens, I'm right there with you. The industry just doesn't

Windle Wealth

@windlewealth

6 months

From humble beginnings in 2014, we’ve grown into a trusted partner for over 300 families and manage over $170 million in assets. Thank you for being part of our journey. Here’s to our next 10 years on that financial rollercoaster! 🎢 #SimplifiedWealthManagement

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DJ Windle

@djwindle

1 year

@theDividendKid They aren't talking about your mistake to beat you down. You have to understand where they come from. You're on here giving advice to people as If you know what you are doing. You have a bunch of followers. You have a responsibility to understand what you are telling people.....

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DJ Windle

@djwindle

4 months

Story Time: Prior to 2023, most of our assets were held with TD Ameritrade. When Schwab purchased TD and decided to shut it down in 2023, our firm made the decision to go through the process of talking with other custodians and what they could offer our clients.

Barron's Advisor

@barronsadvisor

4 months

Fidelity Pressured Advisors to Sell High-Fee Investments, Lawsuit Claims

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DJ Windle

@djwindle

1 year

Business owners talk a lot about hiring to get their time back. What about your wife? My wife is a stay home mom & we started down the path of hiring a personal family assistant so that she can have some of her time & mental capacity back. Most men don't understand that their

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DJ Windle

@djwindle

3 months

@BenArmstrongsX @DuchessOfDeFi Your wife, literally sat next to you, comforted you and was 100% behind you with zero negative emotion as you announced to the world that you cheated on her.... I don't think you understand what real strength is.

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DJ Windle

@djwindle

4 months

Master's of Taxation has begun. I'm sure this will start a #taxtwitter subtweet frenzy.

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DJ Windle

@djwindle

6 months

@FinTechTrav Assets rotate. VOO was down 20% in 2022 and Dividend stocks weren't. Your mentality is too short term. Buy good assets and hold them.

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DJ Windle

@djwindle

4 years

My current view for the next 3 weeks...

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DJ Windle

@djwindle

11 months

@Doc_Texas Honorable people don't make excuses and just say "That was a hell of a game. Congrats OU". No matter how many excuses you make, there's still a 1 in your loss category.

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DJ Windle

@djwindle

1 year

Meeting Today: Potential Client: " We've met with 2 other advisors. 1. Tried to sell us an annuity 2. Was a giant dog and pony show, we felt like we were in a time share meeting, and left with just a handful of notes on my paper and having no idea what just happened". This is

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DJ Windle

@djwindle

6 years

@elonmusk I'm just waiting for the time i can summon my car to pick me up at the front door from wherever i parked it.

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DJ Windle

@djwindle

11 months

Brent Venables takes a crumbling OU program after @LincolnRiley left in the middle of the night and creates a playoff team in year 2. And everyone's talking about Coach Prime. #boomer #sooner

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DJ Windle

@djwindle

5 years

For those of you wondering the impact @altruistcorp is going to have on your business: I just setup 2 entirely new households in less than 30 seconds. What will we do with all this free time? #itmighthavebeen15seconds #fintwit #fintech

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DJ Windle

@djwindle

4 months

@GuyTalksFinance @ISITrading2717 Please stop posting. You are so incorrect of how things work. No one is diluted in a stock split.

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DJ Windle

@djwindle

5 years

Log into @altruistcorp & I get stuck on something. I shoot a message through the support chat, expecting an answer tomorrow, because it's late. Instead i get a screen share invite & a phone call to fix my issue AT F-IN Midnight! You're all doing it wrong. #servicegold

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DJ Windle

@djwindle

5 years

Timeline of alpha test of @altruistcorp custodian this morning: 3:00 PM: Made coffee 3:01 PM: Opened firm account, 1st client account, attached client bank account & processed first transfer of funds. 3:02 PM: Couldn't figure out what to do with the rest of my day #fintwit

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DJ Windle

@djwindle

11 months

@BenArmstrongsX But when an "Innocent man" shows up to someone's house with a gun, his mistress, after his kids baseball game, and gets arrested all while live streaming it.... You aren't "innocent" anymore

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DJ Windle

@djwindle

1 year

This was an entire thing at Edward Jones 10+ years ago. It was not a "Small number or advisors". They would sell commission products, then turn around and move them to Advisory. They would wait for the 2 year mark to avoid compliance questions or give them a future discount on

MichaelKitces

@MichaelKitces

1 year

Broker sells commission product, then converts account to advisory to get ongoing fee as well. B/c SEC applied best-interests by account instead of the whole client relationship? 😒 "Finra Targets Dual Registrants Exploiting Commission-Fee ‘Arbitrage’"

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DJ Windle

@djwindle

5 months

This is why you pick a partner who actually cares about your firm and your clients. No one gets things right immediately, but over and over and over, @altruist does everything they can to ensure our firm gets the things we need and I don't take it easy on them. You can keep

Jason Wenk

@jasonwenk

5 months

More to come next week, but after reflecting on a big pricing blunder, and spending some time with customers and the RIA community at large, I'm fully nuking the @altruist fee schedule. Expect the objectively lowest, simplest, and most customer centric schedule in the industry.

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DJ Windle

@djwindle

4 years

Unfortunately, a bunch of folks are about to realize why it's not usually a good idea to own stock in the company that you work for. The amount of bankruptcies being announced is unreal.

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DJ Windle

@djwindle

5 years

I used Altruist in a client meeting today to discuss performance. Verbatim: Client: "oooh, i like that". Me: "Yeah, the market has been pretty good this year" Client: "No, the software. It's pretty" @altruistcorp @jasonwenk

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DJ Windle

@djwindle

6 years

@Antdaddy2009 @LakersNation Who does an ESPN special, to announce they are going to LA, if it's that obvious....Maybe he made it to explain to all the people at home, why he chose to stay.....It can go both ways...

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DJ Windle

@djwindle

8 months

Parted ways with my CPA. Going to do my taxes and next year's projections myself, with the use of Artificial Intelligence. 4 businesses and my personal return. I already do payroll myself. I don't know why anyone pays someone for that. Easiest thing ever. So far, it took me 2

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DJ Windle

@djwindle

2 years

Everyone's arguing about fees. Meanwhile: I asked Chaptgpt to build a stock portfolio with the following: - 5 aristocrats - Yield between 2%-8% - Exclude basic materials. - Table format, w/ yield, # of years increased - Portfolio weighting. Keep arguing about fees though.

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DJ Windle

@djwindle

11 months

@DustyDvoracek Everyone complained for years to get paid. They do now and they want to quit anyway. You get paid to play now Caleb. Do your job

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DJ Windle

@djwindle

1 year

@BenArmstrongsX Then just report it dude. Shut up already.

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DJ Windle

@djwindle

5 months

It's 8:30 PM. I just got home. Had a meeting with a client, a friend at 4:30. He came to chat about crypto and a few other things but an hour long meeting turned into 3 hours. He's battling Leukemia and dealing with a bone marrow transplant. He has more money than God but none

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DJ Windle

@djwindle

5 years

@Wealthbox just put the smack down on all other CRMs by integrating workflows with tasks. First CRM, of my knowledge, to understand that Workflows ARE tasks. I might have had an early peek at it but you still deserve the praise hands 🙌 #fintwit #simplicity #smackdown

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DJ Windle

@djwindle

5 years

@VanceBarse Im of the opinion that a lot of the fee talk is people trying to, whether unconsciously or not, come up with ways to make themselves different. If you can't provide any other value, you devalue the other person by attacking what they do and what they charge.

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DJ Windle

@djwindle

5 years

Me: "I need to replace my office computer" Salesman: "We have these HPs" Me: "You got any insane gaming computers? I'm tired of office computers" Salesmen: "Sure, but it's for your office? It's insanely powerful & it lights up.." Me: "Sign me up. Gives the office character".

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DJ Windle

@djwindle

4 years

Our view this morning at the cabin overlooking Yellowstone...

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DJ Windle

@djwindle

11 months

@bfsooner That's correct. You aren't Norman Oklahoma. You aren't 6-0

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DJ Windle

@djwindle

2 years

Hot Take: Building a successful business has nothing to do with your marketing. No one cares about your podcast, your suit or the fact that you like index funds. A successful business is built doing good honest work, showing your clients that you care about them as human

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DJ Windle

@djwindle

4 months

@rriproarin Yeah, we listened and we were like "Where's Posty?". We were disappointed he didn't have a bigger part.

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DJ Windle

@djwindle

3 years

@DBelardoMD Right, "Don't pay for any kind of self monitoring that can help you understand your health. Instead you should pay someone else to tell you". It's silly to tell people they shouldn't be proactive with thier health.

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DJ Windle

@djwindle

11 months

@BenArmstrongsX Man. The guy legitimately tries to clear the air and you still have no humility.

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DJ Windle

@djwindle

2 years

@mbontrager5 And here we are, being fiduciaries, having to write 15 page reports as to why the client and I decided to transfer an IRA to another custodian..... While this crap exists. Make it make sense...

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DJ Windle

@djwindle

4 years

I've got a joke about commission brokers,, but it's misleading and not in your best interest...

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DJ Windle

@djwindle

5 years

Got an early test drive of a new @Wealthbox feature for a future update. This one.....is...🔥 Does "the🐐" translate to CRM's? #fintwit #RIA

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DJ Windle

@djwindle

5 years

"I'm always going to get a better return than you because i have information that you don't, but i can't garauntee that..." - Advisor talking to a Networking Group.....🤦‍♂️ This is everything wrong with our industry.. #facepalm

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DJ Windle

@djwindle

10 months

@mbontrager5 Year 1: $100,000. ⬆️10%. ($110,000). Take 10% ($11,000). Year 2: $99,000 ⬆️ 5% ($103,950). Take 10% ($10,395) Year 3: $93,555 ⬇️10% (84,199). Take 10% ($8,419.90) After 3 Years: Total = $75,779.10 You're income is decreasing You now have to make 32% to get back to even.

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DJ Windle

@djwindle

2 years

@TKopelman This is an insurance agent selling annuities disguised as an FA

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DJ Windle

@djwindle

11 months

@BenArmstrongsX When someone unauthorized shows up at your house, with their mistress and a gun and attempts to intimidate someone into giving you a vehicle that wasn't in their name. These felonies keep stacking up

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DJ Windle

@djwindle

1 year

@BenArmstrongsX "I've been advised not to comment"... Keeps commenting

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DJ Windle

@djwindle

1 year

@stoolpresidente I know people who are healthier at 75 than most 50 year olds. I do think 80 sounds fine because you do need a hard line. 70 though, maybe a tad too much.

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DJ Windle

@djwindle

4 months

Pretty timely article I dropped today.

CoinDesk

@CoinDesk

4 months

In today’s Crypto for Advisors newsletter, @djwindle from Windle Wealth provides an advisor's guide to answering client questions about direct ownership of #bitcoin vs. exposure through ETFs and explains the different custody models.

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DJ Windle

@djwindle

9 months

@rajatsonifnance The amount of financial advisors who still call this a "Beanie Babie" absolutely blows my mind. It's at least 9/10 if not more. I wonder how many lawsuits happen in the future because advisors refused to learn about this and educate their clients. "I wanted to invest in

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DJ Windle

@djwindle

5 years

Me placing fractional trades with @altruistcorp Client: " I only have $100" Me: "No problem. $100...$1 Million. Doesn't matter." All other custodians suck...and its not even close.

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DJ Windle

@djwindle

2 years

@roadtowealthpod It's part of what you own. It's kind of silly not to. Liquid no...but total yes

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DJ Windle

@djwindle

2 years

@FilledWithMoney I could only eat rice for the rest of my life too. But I'd be miserable. I don't know why we tell people to save money (over and above what's necessary) by doing unsustainable and miserable things. Having a place of your own (renting or buying) is a feeling you want.

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DJ Windle

@djwindle

2 years

@Bitboy_Crypto

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DJ Windle

@djwindle

3 months

I had a client inherit millions when her mom passed away.. She'd never made more than $50,000 in her life but now this was dropped on her. She called me one day and said "DJ, I hate this. My life was so simple when I didn't have this money. Now that I have this I have all these

Scott Salaske

@scottsalaske

3 months

Do you think it’s fair to pay your financial advisor more in fees just because you have more money for the same services they provide to other clients with less money who pay less in fees?

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DJ Windle

@djwindle

5 years

My 12 Year Old: "Daddy, i heard @MikeBloomberg outlawed Large sodas?" Me: "It's true son. What would you do if that happened?" My 12 Year Old: "Order 3 Smalls" #facts

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DJ Windle

@djwindle

5 years

What in the world did i just watch? Dave Ramsey: "In a mutual fund you can expect to average 12% a year. If you pull 7-8% a year in retirement, you will out live your money and not touch principal....." Um......i legally couldn't say that to someone......

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DJ Windle

@djwindle

1 year

Advisors on #fintwit who brag about how many clients they get from social media should have to put their current AUM in their bio. Most of them would stop because it doesn't match.

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DJ Windle

@djwindle

4 years

Our house looks like a gingerbread house...lol

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DJ Windle

@djwindle

2 years

@TikTokInvestors From a live on TikTok, yes

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DJ Windle

@djwindle

4 years

Do: Give your work for free (or discounted) when you feel it's necessary. Someone need help starting? Retired couple get screwed by another advisor, be helpful. Don't: Humble brag about it on Twitter. You just want attention.

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DJ Windle

@djwindle

4 years

@santiagomayer_ Except it's named after a murder victim. But cool...

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DJ Windle

@djwindle

2 years

@maxpashman I go on 2-3, 4-5 day trips free each year. Lots of flights, free car rental insurance, free extended warranties on purchases, free lounge access, hotel discounts, car rental discounts, free travel insurance on baggage...on...& on. There is no "hype". It's real. Use it properly.

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