Sonali 🦷 @chutneylife Twitter profile

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Sonali 🦷

@chutneylife

2 years

The IRS will spend $46 billion to audit the middle class to recapture $4.6 billion in unpaid taxes.

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Sonali 🦷

@chutneylife

2 years

Indian parents: I will not buy one can of coke from the restaurant for $2.99 when I can buy an entire case from the grocery store for $2.99 Also, Indian parents: I will spend $250,000 on my kid’s wedding

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Sonali 🦷

@chutneylife

14 days

A patient asked today if I’d prefer payment in bitcoin. This is a $30,000 case. I think I am going to say yes. #bitcoin #btc

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Sonali 🦷

@chutneylife

2 months

A patient lost her crown that was done by me 5 years ago. She said it came off and she had it in a ziplock bag to get it recemented. Then she lost it somehow. In my head, I was going to give her 20% off on a new one as a goodwill until she demanded that her new crown should be

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Sonali 🦷

@chutneylife

4 months

Went to the emergency room last month. ER doc spent 3 minutes with me. ER room stay was 3.5 hours Between the ER doc, ER stay for 3.5 hours, CT scan, radiologist fee, I received 3 bills totaling over $5,000. This was after “insurance adjustments” My deductible is $7000

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Sonali 🦷

@chutneylife

2 months

Indian parents: I will not buy a can of coke from the restaurant for $3.99 when I can buy an entire case from the grocery store for $3.99 Also, Indian parents: I will spend $250,000 on my kid’s wedding *inflation adjusted*

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Sonali 🦷

@chutneylife

4 months

Name a scam bigger than the dental insurance industry

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Sonali 🦷

@chutneylife

2 months

I would like to clear the air. It seems like a lot of you think dental care in the US is a scam because how much it costs despite having dental insurance. The reality is that the biggest scam is these dental insurance companies. They raise premiums every year but keep the

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Sonali 🦷

@chutneylife

10 months

New homeowner: I just bought a house. Now I don’t waste money on rent. Also, new homeowner: I am spending an extra $400-500 a month on my house upkeep. Maybe renting was better.

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Sonali 🦷

@chutneylife

2 years

Imagine @elonmusk firing 75% of the government and running it more efficiently with the remaining 25%

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Sonali 🦷

@chutneylife

1 year

My patient just graduated grad school and his pay is going to be $67,000 at a high school being a psychologist. This is sad. People with no degrees are making $80-100k easily these days.

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Sonali 🦷

@chutneylife

1 year

Why would anyone buy a house right now and put themselves underwater for the next 2-3 years? Interest rates don’t make sense Prices don’t make sense Why would you do this to yourself?

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Sonali 🦷

@chutneylife

3 months

Went to lunch today with 8 people from my practice, racked up a bill over $29 Decided to pick up the tab myself at the end. Why? They work hard, and deserve it. Submitting the receipt in quickbooks is the least i can do.

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Sonali 🦷

@chutneylife

2 years

@POTUS Yes, we’ve gone from $2 a gallon to over $5 a gallon for gas. This is growth. This is progress.

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Sonali 🦷

@chutneylife

6 months

Home insurance went up by 25% for 2024. No claims at all. This is how inflation hits us all.

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Sonali 🦷

@chutneylife

3 months

People will complain all day about high grocery bills but refuse to shop at Aldi.

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Sonali 🦷

@chutneylife

2 months

@PinkProfit Sonicare toothbrush

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Sonali 🦷

@chutneylife

8 months

Phoenix housing market is worse than what happened in 2008-2009. The fall will be devastating there.

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Sonali 🦷

@chutneylife

10 days

Biggest Indian scammer

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Sonali 🦷

@chutneylife

2 years

If you think 7% mortgage is expensive, next October, it will look cheap when mortgages are 9-10%

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Sonali 🦷

@chutneylife

2 years

@dougboneparth 2. Pre announce that you’re gonna lose 2 million.

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Sonali 🦷

@chutneylife

2 months

Dyson vacuums are overrated and overpriced. I don’t think an argument exists. I’ve had 4 and nothing special about them except the high price.

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Sonali 🦷

@chutneylife

1 year

Just found out a friend lost her job of 15 years at a large company. She was easily making over $300K for the last 6-7 years. The senior VP called and fired her in less than a 5 minute phone conversation. WTH

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Sonali 🦷

@chutneylife

4 months

People have no problem paying $24 for a burger and fries at five guys. But, they complain that a dental cleaning for $120 is too much.

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Sonali 🦷

@chutneylife

2 years

@ThinkingnChurch We need to stop caring about what the society thinks.

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Sonali 🦷

@chutneylife

2 years

Indian uncle: I am here to buy this $100,000 BMW Also, Indian uncle: I will not buy this $100,000 BMW unless you throw in these $250 mats for free.

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Sonali 🦷

@chutneylife

1 year

Indian parents: I will not buy one can of coke from the restaurant for $3.99 when I can buy an entire case from the grocery store for $3.99 Also, Indian parents: I will spend $250,000 on my kid’s wedding

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Sonali 🦷

@chutneylife

1 year

What are some of the most underrated vacation spots in the US?

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Sonali 🦷

@chutneylife

2 years

Dollar tree always has a Mercedes or two in their parking lot

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Sonali 🦷

@chutneylife

6 months

Why is there a D in Fridge but no D in Refrigerator?

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Sonali 🦷

@chutneylife

5 months

Next time someone tells me Dentists are too expensive, I am gonna send them the bids I got for: Plumbing HVAC Cabinetry Flooring Painting Landscaping Electrical Snow removal New Concrete Parking lot resurfacing

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Sonali 🦷

@chutneylife

3 months

People will complain not having money for their dental treatment but spend $2,000 on a trip to see an eclipse for 5 seconds.

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Sonali 🦷

@chutneylife

1 year

Are you more likely to buy a Tesla now given its recent price reductions?

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Sonali 🦷

@chutneylife

5 months

Conversations at Indian events: Indian parents 1: my son bought us a Mercedes Indian parents 2: my daughter bought us a BMW. Indian parents 3: our kids bought us a condo in Florida.

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Sonali 🦷

@chutneylife

2 years

If you can afford it, buy it. You’re not going to be here forever. Live your life.

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Sonali 🦷

@chutneylife

4 months

I know broke, struggling, defeated dentists in their 50s and 60s. All could have been avoided if they learned to keep it in their pants

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Sonali 🦷

@chutneylife

1 year

Work from home is overrated and creating a new generation of lazy and unmotivated workers. End this nonsense.

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Sonali 🦷

@chutneylife

1 year

Renting is easier than owning a home. No one can dispute this.

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Sonali 🦷

@chutneylife

2 years

My biggest financial mistake last yr came from buying shit growth stocks based on recommendations from people that poured their heart & soul in doing excellent research, write ups Lesson learned, I realized that long term, nothing matters more than cash flow and a sound business

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Sonali 🦷

@chutneylife

2 months

I will buy my staff Costco pizza if $TSLA goes to $205 tomorrow

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Sonali 🦷

@chutneylife

1 year

On Saturdays, people shop at Costco like the store is closing forever.

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Sonali 🦷

@chutneylife

1 year

If you have $20 million of real estate and $20 million in real estate loans, do you really have anything?

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Sonali 🦷

@chutneylife

2 years

Costco sent me $177 back, and I spent $120 on the executive membership. All in all, Costco paid me $57 for being a member.

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Sonali 🦷

@chutneylife

2 years

Unpopular opinion: A 9-5 job is a blessing

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Sonali 🦷

@chutneylife

2 months

As someone who’s spent more than 8 years in college, I think it is a complete waste for a lot of people. Go to trade school, try out different fields, and get a job in something that pays well. Don’t waste $100,000+ going to college, and getting a degree that doesn’t pay well

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Sonali 🦷

@chutneylife

1 year

A very nice patient came in for three fillings this week. She has no insurance, and going through a lot. When she went to pay for her fillings, we told her it was on us.

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Sonali 🦷

@chutneylife

3 months

Sometimes I wonder why people are not bothered by the fact that Joel Osteen has a net worth of over $100,000,000

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Sonali 🦷

@chutneylife

2 months

Contrary to the popular belief, this generation of job hoppers will get destroyed.

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Sonali 🦷

@chutneylife

1 year

Investing tip: DOUBLE your budget If you’re gonna buy a $1000 iPhone, spend another $1000 and buy some $AAPL If you’re going to buy $150 Nike shoes, spend another $150 and buy some $NKE If you’re going to buy $500 of stuff at Costco, spend another $500 and buy some $COST

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Sonali 🦷

@chutneylife

5 months

I am mentor to a new dentist. She has almost a million dollars in student loans. This year she’s opening a practice, and that will add another $800,000 - $1 million in loans.

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Sonali 🦷

@chutneylife

1 year

If you think we’ll see 3% mortgage rates anytime in the next 20 years, you’re delusional. Harsh but true

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Sonali 🦷

@chutneylife

2 months

If I were in my 20s, I would not waste my money buying a 3 series BMW.

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Sonali 🦷

@chutneylife

9 months

As of this month, I have ended tipping on all takeout.

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Sonali 🦷

@chutneylife

10 months

Can we just get a recession and be done with it? This just keeps on dragging

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Sonali 🦷

@chutneylife

1 year

Imagine getting rejected by elite colleges because they have a quota to fill.

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Sonali 🦷

@chutneylife

2 years

The savings don’t come from cutting out Starbucks, they come from increasing your income or trimming a big car payment.

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Sonali 🦷

@chutneylife

10 months

White weddings: $25,000 Indian weddings: $250,000 White wedding guests: close family and friends Indian wedding guests: all family, no matter if you barely know them, bride and groom’s friends, all of parents’ friends and acquaintances, neighbors, jewelers, randos, etc.

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Sonali 🦷

@chutneylife

2 months

Men will complain about a $1500 crown so they can chew properly, but gladly spend $2000 on an air intake kit to get 10 extra horsepower.

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Sonali 🦷

@chutneylife

2 years

Unpopular opinion: a new car is totally worth its price.

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Sonali 🦷

@chutneylife

1 year

The hate towards successful people is real.

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Sonali 🦷

@chutneylife

2 years

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Sonali 🦷

@chutneylife

1 year

Just tried to hand a $5 bill to the drive thru barista at Starbucks. She said “you can put in the tip jar”. Didn’t even thank me for the tip.

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Sonali 🦷

@chutneylife

2 years

@TrungTPhan this is true of Asian parents too 😂

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Sonali 🦷

@chutneylife

1 month

Unpopular opinion: all fast food burgers suck ass

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Sonali 🦷

@chutneylife

3 months

Two observations today: 1. Costco had the lightest volume I’ve ever seen for a Saturday 2. Drove past a used car dealership and there were zero people shopping. The dealership is open regular Saturday hours today.

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Sonali 🦷

@chutneylife

1 year

I don’t think we’ll ever see 3% mortgages again

QE Infinity

@StealthQE4

1 year

Housing will probably hang in there until interest rates drop to 3%. Once this happens people can afford to sell their current house and buy something else. Inventories will then explode and prices will drop.

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Sonali 🦷

@chutneylife

10 months

Cancellations are ramping up. Are people losing their jobs?

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Sonali 🦷

@chutneylife

1 year

If someone gave you a million dollars to quit your job and not ever work again, would you do it?

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Sonali 🦷

@chutneylife

2 years

Hiring can be exhausting. People are becoming good story tellers with no actual skills to show for.

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Sonali 🦷

@chutneylife

2 years

If crypto is not the biggest scam of this century, then I am not sure what is. Open your eyes people.

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Sonali 🦷

@chutneylife

1 year

$O is down 27.4% since February 2020. I don’t see why dividend investors love it so much. Even after dividends, this seems like a bad investment.

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Sonali 🦷

@chutneylife

7 months

I’ll buy $20 of $VTI for every like on this post. Don’t bankrupt me please.

The Money Cruncher, CPA

@money_cruncher

7 months

I’m buying $10 worth of $VTI for every like on this post. I will put an order tomorrow, proof will be attached.

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Sonali 🦷

@chutneylife

3 months

Realtors, pre settlement: commission is a firm 6% Realtors, post settlement: commissions have always been negotiable

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Sonali 🦷

@chutneylife

3 months

Just got a quote to do minor repairs and repave my parking lot for $6,000. Wtf is going on here? For perspective, I paid $3500 in April 2021 End the madness

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Sonali 🦷

@chutneylife

1 year

Layoffs are starting to pile up, but only in the white collar sector. Interesting times.

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Sonali 🦷

@chutneylife

9 months

Makes no sense to finance a car in this high interest rate environment. You’re better off keeping your old car and drive it until it dies.

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Sonali 🦷

@chutneylife

1 year

Part of me thinks that the consumer is slowing down, but then I go out and see how busy restaurants and malls are. Could we dodge a deep recession?

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Sonali 🦷

@chutneylife

2 months

Say no to dental insurance.

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Sonali 🦷

@chutneylife

2 years

@FilledWithMoney No, working 30 hrs a week to make $600k is worth it

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Sonali 🦷

@chutneylife

1 year

Takeout orders: When the only option is 15, 20, 25% on the first screen, pressing “other” to bypass tipping while they are staring at you is a bit uncomfortable.

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Sonali 🦷

@chutneylife

2 years

Still can’t figure out where people are getting all this money to spend.

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Sonali 🦷

@chutneylife

4 months

We need to create a culture where we all walk more. Too many fat people in America.

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Sonali 🦷

@chutneylife

1 year

There’s no recession at Costco. It’s like Christmas time there every weekend.

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Sonali 🦷

@chutneylife

2 years

Food tip: eggs are highly underrated. Eat a lot of eggs. Eat 3-4 eggs a day. Your body needs it. You get 7 grams of high quality protein, 5 grams of fat, and 1.6 grams of saturated fat, along with iron, vitamins, minerals, and carotenoids per egg.

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Sonali 🦷

@chutneylife

2 years

White people: “where are you from?” Me: “from here” White people again: “no, like, where are you from?”

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Sonali 🦷

@chutneylife

11 months

Indian weddings 4 days $300,000

Andrew Lokenauth | TheFinanceNewsletter.com

@FluentInFinance

11 months

4 hours is the length of an average wedding. $30,000 is the cost of an average wedding, Borrowing a $30,000 loan to pay for a 4-hour wedding is crazy to me.

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Sonali 🦷

@chutneylife

4 months

Cars at Indian parties 2005: BMW 3 Series 2024: Tesla Model Y

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Sonali 🦷

@chutneylife

2 years

What if they made this book a reading requirement in high school instead of Romeo and Juliet? @morganhousel

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Sonali 🦷

@chutneylife

2 months

Most dentists are bad at saving for retirement. No wonder why you see so many 70 year old dentists still working.

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Sonali 🦷

@chutneylife

2 years

We had 14 years of easy money. We said nothing, we never complained. And, now when we have to pay the price. There is no free lunch. Harsh truth.

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Sonali 🦷

@chutneylife

1 year

If dentists make a lot of money, why are so many of them broke?

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Sonali 🦷

@chutneylife

1 year

I am convinced that most people do not brush their teeth twice a day.

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Sonali 🦷

@chutneylife

1 year

Divorce rates in India are skyrocketing. This is actually a good thing given how much abuse Indian women face in forced arranged marriages. Glad to see women are standing up for themselves.

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Sonali 🦷

@chutneylife

2 years

Indian food is highly underrated.

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Sonali 🦷

@chutneylife

4 months

Average Indian wedding $350,000 and last 5 days

Andrew Lokenauth | TheFinanceNewsletter.com

@FluentInFinance

4 months

The average wedding costs $35,000 and is 5 hours long. Going $35,000 in debt to pay for a 5-hour wedding is crazy to me.

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Sonali 🦷

@chutneylife

8 months

My financial advisor lost his job yesterday. Laid off after 5 years at the same company

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Sonali 🦷

@chutneylife

3 months

Groceries and fast food restaurants are ridiculously expensive now. Can’t continue for too much longer. Something will break. Something will break.

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Sonali 🦷

@chutneylife

4 months

Name a country more capitalistic than America. First, they sell you food addiction. Then they sell you Ozempic.

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Sonali 🦷

@chutneylife

2 months

Interest rates aren’t that high. We just got spoiled from 2008-2022

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Sonali 🦷

@chutneylife

3 months

Feeling down today. So many assholes out there.

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