Rachel Cruze Profile Banner
Rachel Cruze Profile
Rachel Cruze

@RachelCruze

149,490
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116
Following
2,662
Media
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Statuses

Helping you get out of debt, win with money, and have fun in the process. Let’s create a life you love. ❤️💰

Nashville, TN
Joined May 2010
Don't wanna be here? Send us removal request.
@RachelCruze
Rachel Cruze
7 years
Praise God from whom all blessings flow. Caroline Viktoria Cruze was born July 29 at 2:25am. 7 pounds & 2 ounces 19 & half inches long. ❤️
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@RachelCruze
Rachel Cruze
5 years
He is here! Charles Winston Cruze was born on Wednesday night (10/16/19) at 7:04pm, 7 pounds 6 ounces and 19.5 inches. Praising Jesus for this dreamy baby, incredible delivery, and His overall goodness to us. We are all pretty obsessed with Charles... he is just the best!
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@RachelCruze
Rachel Cruze
5 years
Amelia and Caroline are SO excited to welcome a baby brother in October!! And so are their parents 😉🙌! Cruze party of 5 coming up! 👧🏻👧🏻👦🏻💙
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@RachelCruze
Rachel Cruze
2 years
If you can’t pay for it in cash, you can’t afford it.
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@RachelCruze
Rachel Cruze
4 years
How wonderful it is to have a Living God who has paid our ultimate debt. 🙌 Happy Easter, everyone!
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@RachelCruze
Rachel Cruze
7 years
My girls. 💗
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@RachelCruze
Rachel Cruze
4 years
A bigger wedding does not mean a better marriage.
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@RachelCruze
Rachel Cruze
4 years
If stay-at-home moms were put on a salary for everything they do, they would make around $162,000 a year. 💪
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@RachelCruze
Rachel Cruze
5 years
Your plan for getting out of student loan debt should not rely on a politician.
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@RachelCruze
Rachel Cruze
4 years
If you buy a sweater you never intended to buy just because it's 25% off, you're paying 75% more than you would have in the first place.
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@RachelCruze
Rachel Cruze
5 years
I can’t... SERIOUSLY?!?! This has to be a joke??? I am speechless (and that never happens) WORST advice ever! @AnthonyONeal @DaveRamsey
@CNBC
CNBC
5 years
School loans can be a great tool for a young adult to learn about financing, debt limits, terms of a contract, banking and working with a financial professional and institution. #investinyou (In partnership with @acorns .)
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@RachelCruze
Rachel Cruze
4 years
If you wouldn’t get off a rollercoaster in the middle of the ride, then you shouldn’t pull out your retirement investments while the market fluctuates. Super thankful @daveramsey and I got to stop by @foxandfriends to discuss this important topic!
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@RachelCruze
Rachel Cruze
2 years
Imagine your life with no debt. What would you do if you had NO payments?
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@RachelCruze
Rachel Cruze
8 years
Amelia practicing her role as BIG SISTER... Her little sister will be here in late summer! #sistersister 🎀💖👭 #cruzepartyof4
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@RachelCruze
Rachel Cruze
4 years
If you're married, there should be no such thing as my money or your money. It's OUR money.
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@RachelCruze
Rachel Cruze
4 years
Don't compare your life to someone else's social media highlight reel.
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@RachelCruze
Rachel Cruze
4 years
Debt makes people look better off than they actually are.
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@RachelCruze
Rachel Cruze
4 years
Paying off your credit card bill every month does not mean you are winning with money. ✂️💳
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@RachelCruze
Rachel Cruze
4 years
It's almost impossible to be satisfied with your own life if you're constantly looking at what someone else has.
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@RachelCruze
Rachel Cruze
4 years
It's almost impossible to be satisfied with your own life if you're constantly looking at what someone else has.
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@RachelCruze
Rachel Cruze
6 years
I have learned the most fun you can have with money is not by spending but by GIVING. It doesn’t matter where you are, how old you are, or if you have a little to give or a lot to give. Something happens to your heart when you give—something that changes you for the better.
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@RachelCruze
Rachel Cruze
5 years
"He is not here; for He is risen." I am overwhelmingly thankful to serve a LIVING God who has paid my ultimate debt. Let the day of celebration begin! He is risen! Happy Easter everyone!
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@RachelCruze
Rachel Cruze
4 years
Don't compare your life to someone else's social media highlight reel.
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@RachelCruze
Rachel Cruze
2 years
It's not the school’s job, a counselor’s job or anyone else’s job to teach your kids about money. It’s your job.
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@RachelCruze
Rachel Cruze
3 years
Debt makes people look better off than they actually are.
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@RachelCruze
Rachel Cruze
4 years
Getting out of debt doesn't just free up your finances. It frees up your future.
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@RachelCruze
Rachel Cruze
8 years
Don't feel like you're losing just because someone else is winning.
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@RachelCruze
Rachel Cruze
4 years
"Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God." — Philippians 4:6 (NIV)
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@RachelCruze
Rachel Cruze
3 years
If you can't pay for it in cash, you can't afford it.
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@RachelCruze
Rachel Cruze
2 years
Don't go broke trying to look rich.
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@RachelCruze
Rachel Cruze
7 years
If you don't have the money, don't buy it.
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@RachelCruze
Rachel Cruze
10 years
Winston and I have some exciting news...!!! http://t.co/0jGr4sqmt7
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@RachelCruze
Rachel Cruze
4 years
Getting out of debt doesn't just free up your finances. It frees up your future.
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@RachelCruze
Rachel Cruze
3 years
If you're married, there should be no such thing as my money or your money. It's OUR money.
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@RachelCruze
Rachel Cruze
8 years
“If you could kick the person in the pants responsible for most of your trouble, you wouldn’t sit for a month." - Teddy Roosevelt
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Rachel Cruze
2 years
Debt makes people look better off than they actually are.
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@RachelCruze
Rachel Cruze
7 years
Watching the CMAs. I love today's country music but I REALLY miss George, Martina, Alan, Trisha, Garth, Dolly, Loretta, Hank, Johnny ...
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@RachelCruze
Rachel Cruze
9 years
"I am not a product of my circumstances. I am a product of my decisions." –Stephen Covey
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@RachelCruze
Rachel Cruze
2 years
We escaped for a few days to celebrate 13 years of marriage (today is our actual anniversary!). Our marriage is one of my favorite parts of my life. ❤️ *we bought multiple cases of wine the year we got married and open one bottle each year. LOVE this tradition.
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Rachel Cruze
4 years
If you don't have good money habits, it doesn't matter what your income is. The more money you have, the bigger the mess can be.
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@RachelCruze
Rachel Cruze
4 years
Stuff is not going to make you happy.
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@RachelCruze
Rachel Cruze
4 years
Normal is broke. Be different.
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@RachelCruze
Rachel Cruze
1 year
Supreme Court just shut down Biden’s student loan forgiveness plan. @GeorgeKamel #StudentLoanForgiveness
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Rachel Cruze
10 months
I've learned so much from my dad over the years, and I'm so glad my kids are learning too! One of those lessons is that while having stuff is okay, it won't be the thing that ultimately fulfills us. You can order my new kids book here:
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@RachelCruze
Rachel Cruze
4 years
What your kids see you do is a lot more powerful than what they hear you say.
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@RachelCruze
Rachel Cruze
4 years
If you don't have good money habits, it doesn't matter what your income is. The more money you have, the bigger the mess can be.
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@RachelCruze
Rachel Cruze
2 years
Pay off debt and build wealth so you can live life on your own terms.
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@RachelCruze
Rachel Cruze
4 years
Don't spend money just to save money.
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@RachelCruze
Rachel Cruze
4 years
"No" is a complete sentence.
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Rachel Cruze
6 years
Debt always keeps us in the past and prevents us from focusing on our future.
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Rachel Cruze
2 years
For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life. —John 3:16
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Rachel Cruze
2 years
Trust in the LORD with all your heart; do not depend on your own understanding. Proverbs 3:5
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Rachel Cruze
9 years
There is only one way to avoid criticism: do nothing, say nothing, and be nothing. –Aristotle
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Rachel Cruze
3 years
Stuff isn't going to make you happy.
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Rachel Cruze
4 years
If your credit score is higher than your bank account balance, you're headed in the wrong direction.
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Rachel Cruze
2 years
Quit comparing and start living.
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@RachelCruze
Rachel Cruze
3 years
Your self-worth is not determined by your net worth.
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@RachelCruze
Rachel Cruze
2 years
Don't feel like you're losing just because someone else is winning.
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@RachelCruze
Rachel Cruze
7 years
This day is crucial. Thankful to serve a living God who has paid my ultimate debt. Let the day of celebration begin! Happy Easter everyone!
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Rachel Cruze
6 years
8% of Americans buy a new TV JUST for tonight’s big game. Guys, if it’s not in the budget, this is NOT the time to splurge!! You can still enjoy the game (and more importantly, the commercials) from your current television.
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@RachelCruze
Rachel Cruze
2 years
Reality check: Washington isn’t going to fix your problems. YOU need to make a plan to pay off your debt!
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@RachelCruze
Rachel Cruze
4 years
Every dollar you spend is a reflection of your values.
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@RachelCruze
Rachel Cruze
4 years
Don't let the desire to fit in drive you into debt.
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@RachelCruze
Rachel Cruze
7 years
“Instead of wondering when your next vacation is, maybe you should set up a life you don’t need to escape from.” - Seth Godin
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Rachel Cruze
3 years
If you aren't tracking your spending, you'll never be in control of your money.
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Rachel Cruze
11 months
You are loved. You are strong. You can do hard things. You are here for a reason.
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Rachel Cruze
6 years
Dads- what an important job you have! Thankful for good dads in today’s world. And thankful for my dad @daveramsey what a man! Love him so much and glad he is ours ❤️
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@RachelCruze
Rachel Cruze
4 years
Every dollar you spend is a reflection of your values.
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Rachel Cruze
3 years
I've never met a wealthy person who said their secret to success was credit card points. 🙅‍♀️
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@RachelCruze
Rachel Cruze
4 years
Personal finance is 80% behavior and 20% knowledge.
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@RachelCruze
Rachel Cruze
2 years
Debt makes people look better off than they actually are.
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@RachelCruze
Rachel Cruze
4 years
"We are beyond blessed to say as of 9:13 this morning we are officially 100% debt free!!" — Robyn A paid for house?! AMAZING! 🥳
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@RachelCruze
Rachel Cruze
4 years
"The wise man saves for the future, but the foolish man spends whatever he gets." — Proverbs 21:20 (TLB)
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Rachel Cruze
2 years
Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God. —Philippians 4:6 ❤️
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Rachel Cruze
3 years
I've never met a wealthy person who said that their secret to success was credit card points. 🙅‍♀️
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Rachel Cruze
7 years
“You will never reach your destination if you stop and throw stones at every dog that barks.” - Winston Churchill
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Rachel Cruze
4 years
Comparisons can steal your joy in the present and your paychecks in the future.
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Rachel Cruze
2 years
Whoever walks with the wise becomes wise, but the companion of fools will suffer harm. —Proverbs 13:20
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Rachel Cruze
1 year
We all understand his pain 😂
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@RachelCruze
Rachel Cruze
5 years
If you want to break the cycle, you HAVE to do something different.
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Rachel Cruze
7 years
Don't give in to the pressure to spend money just to keep up with everyone around you. You have to do what’s best for your life, not theirs.
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@RachelCruze
Rachel Cruze
2 years
Just because it's on sale doesn't mean you should buy it...
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@RachelCruze
Rachel Cruze
5 years
The average American puts less than 5% of his or her disposable income into savings.
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Rachel Cruze
4 years
If your credit score is higher than your bank account balance, you're headed in the wrong direction.
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@RachelCruze
Rachel Cruze
3 years
Don't feel like you're losing just because someone else is winning,
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Rachel Cruze
4 years
"With God all things are possible." — Matthew 19:26 (NIV)
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Rachel Cruze
2 years
It doesn’t matter how much money you make. It matters how much you keep.
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Rachel Cruze
3 years
Wealth gained hastily will dwindle, but whoever gathers little by little will increase it. —Proverbs 13:11 ❤️
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@RachelCruze
Rachel Cruze
5 years
Who's working on #babystep2 this year?
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Rachel Cruze
4 years
Don't feel like you're losing just because someone else is winning.
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@RachelCruze
Rachel Cruze
8 years
7 years ago tonight I said "I do". So thankful to say 7 years later, not only do I love Winston Cruze more but I LIKE him more too. ❤️
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Rachel Cruze
4 years
Functioning in fear never helps. Here’s how to make a plan for your budget when the unexpected happens in life. We can all get through this together. ❤️
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Rachel Cruze
9 years
The road of comparison leads to debt. You will spend money you don't have to impress people you really don't like.
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Rachel Cruze
4 years
Be willing to have the uncomfortable conversations.
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Rachel Cruze
7 years
"A good father is one of the most unsung, unpraised, unnoticed, and yet one of the most valuable assets in our society.” - Billy Graham
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Rachel Cruze
2 years
Don't try to "keep up with the Joneses." They're probably broke and trying to keep up with someone else.
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Rachel Cruze
4 years
Debt is full of broken promises.
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Rachel Cruze
4 years
"With God, all things are possible." — Matthew 19:26 (NIV) ❤️
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Rachel Cruze
2 years
A bigger wedding does not mean a better marriage. Focus more on the future you're going to build together instead of a single day. ❤️
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@RachelCruze
Rachel Cruze
1 year
Happy Father’s Day to all the dads out there ❤️ y’all play such a crucial part of the family and we are here for you, cheering you on. Thankful for @DaveRamsey who made me who I am and married to a dad that brings such joy and fun!
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