Assistant Professor 🧑🏫 | Spreading awareness about Credit cards 💳Points and miles 💯| Hotel Loyalty Programs| Airline FFP| Taxation 💸| Personal finance 💵
🚨NOW or NEVER kind of deal from AccorPlus!
You surely should not miss it ✅
For the first time, Accorplus is offering 25% discount on all memberships 🤯 [even I am surprised]
Link -
Offer period - 18th to 31st March 2024
Many people had missed
A credit card which rose from ashes in 2022 & became the best card not only in India but may be in the world 😲
This is the story of Axis Magnus ❇️
And tonight, this thread 🧵 tells you how you can spread your spends on Magnus to get the most astonishing rewards.
Let's go🏃
🚨CRED - Marketing blunder or Scam?
You might have seen people getting 100% cashback on CRED 🤷♂️
Let’s see what is the reality 🧵
Make it trending topic of the day on X
#noCREDibility
Don’t miss this + Don’t forget to retweet + tag CRED 😈
#ccgeek
RBI slapped fine on all 4 credit bureaus 😂😂
Reason - Data related to credit information was not 100% accurate and complete as on Mar 31, 2021.
+ They didn’t update the score properly even after complaint from consumers😒
Now you know why your score was low w/o any reason 😉
RBI guidelines governing the issuance and operations of credit cards became effective from Today (except 3) ✨
This thread 🧵 will act as one stop point for checking all provisions explained in simple words 👇
Let's go 🏃
Can brand name & perception sometimes cost you customers?
The answer is Yes & Amex cards are a prime case study on it ✨
Tonight, we break a myth that Amex cards are useful only for rich people and not suitable for entry level & beginners 🧵
#ccgeek
Tried of being in queue for getting Lounge Access?
This new facility from
@DreamFolks_Srv
is going to make your life easier.
Here is step by step guide for self check-in for Lounge Access🧵
Bonus: You don’t even need to carry card physically 🎉
Everything about SBI Cashback Card that you should know 🧵
After Axis Bank, SBI Card has joined the race and introduced their best card i.e. SBI Cashback Card
This thread tries to explain A to Z of SBI cashback card.
Do 💙 and 🔁 if you find it helpful 🙂
Let's go 🏃♂️
For a long time, no card wanted to challenge Amex Plat Charge. It remained first choice for lifestyle benefits 😞
But change is the only constant❇️
Today, it's the story of Axis Reserve🧵- One which turned the table (almost!) & how we can maximize value from it.
Let's go🏃
CITY WISE LIST OF MOST BEAUTIFUL HOTELS IN INDIA
This thread 🧵is an attempt to discuss and create a city-wise list of most beautiful properties irrespective of brand and even boutique hotels can be named.
Let’s discuss & make it the go to thread for travel 🙌
#ccgeek
#avgeek
This is for people
1) who don’t have any idea about credit cards and
2) no time or in mood to understand it;
Go for
1) SBI Cashback for Cashback category 💵
&
2) Axis Magnus for points and miles category✈️
These 2 are best cards for getting into the game!
Slowly and
OG premium card, Super strong brand name, Ruled like a emperor but kicked out by a young prince named "Magnus"⚡
This is the story of HDFC "Infinia" - once referred as 33% cashback card 🧵
Tonight, this thread tells us why this is not the best card for you.
Let's Begin 🏃
EVERYTHING THAT YOU NEED TO KNOW ABOUT ACCOR MEMBERSHIP PROGRAM i.e. ACCOR PLUS 🧵
Accor is trending right now among
#ccgeek
due to transfer options from HDFC & Axis.
Most of you wanted to know about Accor Plus first out of all membership programs.
So, here it is !
Let's go 🏃
Here is how you should spend on AMEX cards 🧵
This is the thread you demanded 🤟
It will cover two things (Long but interesting thread) 🚨
a) Which card you should apply ?
b) Now, how to optimize spends on those cards ?
So as always let's go 🏃
🚨Announcing my partnership with AccorPlus - India’s best hotel membership program 🤝
🔹Buy AccorPlus through my landing page (also available in bio) and get one extra buffet voucher for 2 people in India ❤️
_____________________________________
🔹Accor
🚨FREE GHA TITANIUM STATUS 🎁
Remember Mastercard Benefit for various hotel loyalty status 🫡
And how we used to curse VISA for not having one!
Well, things are about to change 😀
VISA has entered into a partnership with GHA.
Link 🔗 -
ℹ️ You will
🚨Credit Card Network Interoperability - Ultimate Thread🧵
RBI is on fire🔥🔥🔥
As per circular, now you will have the right to choose card network.
And always, the most detailed explanation that you will find on the internet today is here!
So Like, Share & Bookmark now🏃🏻♂️
This is an appreciation post for Ms. Dipti from
@EncalmIndia
who did her duties for meet & greet with utmost dedication and passion.
Best part was the amount of interesting conversations we had in such a short span of time!
She definitely deserves ⭐️⭐️⭐️⭐️⭐️ for hospitality
@iRadhikaGupta
ICICI is still best!
Axis has become good.
HDFC is trying to revamp (payzapp is now ultra modern)
IDFC is the dark house.
ICICI only wins becoz of the simplicity and such ease of access.
So, The petition is here!
Everything is now in your hands 🙏
#ccgeek
- Sign & Retweet it so much that
#Only5to4
starts trending on twitter.
- Also tagging
@Vinamralongani
& other
#avgeek
people to read, sign and share it as much as they can!
Received many DM where people are requesting for category wise optimisation threads i.e. best way to pay rent, reload wallet, fuel exp etc.
Will you be interested in that?
#ccgeek
If yes, what should be the sequence of categories?
Let me know in comments 👇
EMAIL IDs FOR CREDIT CARD SUPPORT
(1/n)
@himesh8924
& I have complied a list of escalation matrix for credit cards in India.
This🧵will be the best place for all Indian credit card users looking to state/escalate complaints & queries.
So don't forget to save/bookmark it🙂
Accounts/channels to follow for Credit Card enthusiasts 🧵
Here is the list of people/channels you should follow on various social media platforms if you are looking for credit card knowledge and insights ✨
Do 👍 & 🔁 if you find it helpful
How to get 3 month amazon prime, ₹250 big basket voucher by just having a visa infinite card 🧵
So a lesser known benefit of Visa infinite cards are the benefits available on thriwe app.
This 🧵 will explain A to Z of this offer ✨
Let’s go 🏃♂️
AXIS MAGNUS REWARD RATE CALCULATOR
So it took time but should be worth looking!
Presenting a comprehensive reward calculator for Axis Magnus credit card (Many more to follow!) 🙌
Just fill your average monthly spends in Column C of sheet and see the
EVERYTHING THAT YOU NEED TO KNOW ABOUT TAJ EPICURE🧵
TAJ hotels have most iconic properties in India but don't have any direct transfer partner except HSBC😄
Here is how you can get 2 complimentary nights, Insane discounts on food & Free spa for Just 20000+tax
Let's go 🏃
Wow 😍
Rupay is making its intention very clear!
Rupay 🤝Priority Pass
Soon, you will get lounge access at ~50 airports of India via your Rupay card.
Railway lounge access is bonus ✨
At present, 1 Rupay card in portfolio is highly recommended from my side❤️
#ccgeek
For all those finance experts who tell you too many credit cards will damage your CIBIL score
This is my score after holding 20 credit cards👇
Ironically it was 776 when I had 15 cards, 783 with 17-18 cards and 792 will 20 cards.
Don't get fooled by so called experts
#ccgeek
EVERYTHING THAT YOU NEED TO KNOW ABOUT CLUB MARRIOTT🧵
There are Millions of Marriott Bonvoy members in India but only
few know about Club Marriott & its benefits.
Not any more !
This thread will tell you everything that you should know about Club Marriott 💪
Let's go 🏃
LINK of my ALL twitter threads ✨
This will act as a super thread 🧵 of all threads that I have written on twitter (will be updated regularly).
Aim is to have one tweet which you can bookmark 🔖 and can use to read and discuss about topics at one place.
Let’s go 🏃
My preference of hotel membership programs👇
A lot of you have asked about it when I was writing threads.
If I had to buy, I would have selected Accor for International & Lalit + Taj for domestic trips.
Which of these you have purchased or are looking to purchase?
#ccgeek
EVERYTHING THAT YOU NEED TO KNOW ABOUT ITC CULINAIRE 🧵
After covering membership programs of Accor, Taj and Marriott (check my profile if you missed these), ITC culinaire is where most people were interested.
So, here it is!
Let's go 🏃
🚨FREE BEST WESTERN DIAMOND SELECT STATUS 🔥
So, by now all of you are GHA Titanium 😀 [If not, what are you waiting for?]
Now is the time to leverage it to get all other statuses.
And we will start with Best Western Rewards ✅
ℹ️ Reason - The best part about BW is their
🚨FREE GHA TITANIUM STATUS 🎁
Remember Mastercard Benefit for various hotel loyalty status 🫡
And how we used to curse VISA for not having one!
Well, things are about to change 😀
VISA has entered into a partnership with GHA.
Link 🔗 -
ℹ️ You will
Good morning
#ccgeek
✨
This post is to appreciate everyone who supported and believed in me.
When I started writing here, I never thought there will be such a big audience on twitter for credit cards but today I can say it is one of the most active group👏
After first 100,
How to get hotel loyalty status without spending any penny - Part 1 🧵
Many people are excited to have hotel loyalty status for free so this thread is all about how you can get one from your home.
This will be a proper series with 4-5 parts.
Let's go 🏃♂️
Out of all days, today is one day when you should definitely check my profile😀
🎈🎈🎈are waiting for you 😉
P.S. - Thanks for such great response to Magnus thread. I am really overwhelmed by the love and support🙏
What would you like to see next- Thread on Infinia or Reserve?
In short, Regalia gold is not a card you would like to apply even if you are looking to apply one from HDFC bank.
Market has moved ahead so much in terms of reward rate and HDFC is still thinking people will spend 8 lakhs on cards like these.
What a wasteful launch !
#ccgeek
Dear
@SBICard_Connect
This is just to let you know that if fraudsters have to do transactions, there are many other websites apart from
@GyftrIndia
🙄
Transactions on Gyftr are from genuine people who are buying GVs.
Kindly don’t block cashback card for such transactions 🙏
Good morning
#ccgeek
community,
I am planning a FREE Zoom/Google Meet session explaining fundamentals of Amex cards and its ecosystem.
This will help you understand 👇
1) Amex cards
2) Reward structure
3) Reward multiplier
4) Optimum redemption
Anything more I should add?
🚨AGRESSIVE ACCOR
Accor has released too many offers at one time making me work for one full day to complie it 👀
🧵This is one single thread giving you details of all ACCOR offers that you can take advantage of!
Don’t miss it!
[Reading, Saving and Sharing all]😉
Let’s go 🏃
Exactly 1 year ago, I tweeted for the first time from this account✨
From 0 to 4500+
#ccgeek
, I am so glad to meet so many amazing people.
And it all started with Onecard not giving me referral points 😂
Tell me in comments how you got to know about me/connected with me👇
Visa Timesprime offer is back🎉
Get 1 year complementary Timesprime subscription🍀
Link🔗-
Nobody literally nobody should miss this one at any cost🙅🏻♂️
Once redeemed, drop a ❤️, consider 🔁 for reach & most importantly 💬 card used for offer!
#ccgeek
Good morning everyone, Happy to share my article on BNPL cards v/s credit cards published in all editions of HT Mint today.
Please read it and give your valuable suggestions and feedback.
Full story can also be read online via
Review of New ENCALM lounge at T3, Delhi 🧵
Encalm has opened a new premium lounge at Domestic T3 Delhi airport.
Let’s see how well does it score on different parameters!
Tonight, we will break a big myth about Amex cards 💳
- Many think people refer Amex just to get referral points (true in most cases) &
- They are some sort of lifestyle cards with high fee not meant for beginners (definitely not true)
Wait for tonight’s thread!
#ccgeek
Best hospitality at 30000 feet in the air ✈️
Food was fantastic & Cabin crews were very interactive through out the journey!
Upgrade request at the very last moment was also taken care of by Mr. Aditya✨
No doubt why Vistara is my first choice❤️
#vistara
[2/n]
1. How come this guy is getting ₹20 and ₹30 as cashback regularly? Even when I am very lucky, I get maximum ₹10 as cashback. Large Majority gets only ₹1.
2. How did he got screenshots of winner’s page?
Chances are that he was from CRED marketing team!
Good morning everyone,
Pleased to share my article on rent payments through credit cards which got published in all editions of HT Mint today. ✨
…
Do read it and let me know your valuable suggestions and feedback 😊
#ccgeek
Even Abbas-Mustan pictures don’t have these much twists and turns!
In another dramatic turn of events, Axis Bank has removed all devaluation notices for its digital doc library except Axis Flipkart for which email and sms was already sent yesterday.🤷♂️
If you click on links of
Direct Amex application v/s Amex application through referral 🧵
(1/n)
Amex Cards again are talk of the town since yesterday. ❇️
This 🧵 intends to tell you which one is the better way of applying AMEX cards - Direct application or referral ?
So let's go and find out 🏃♂️
Axis sending notices to people for explaining expenditure on HNI cards 💳
What’s your view?
#ccgeek
Good or Bad
I truly welcome this initiative
Don’t devalue features/benefits just becoz few are abusing it instead punish those abusers 🙌
All about Axis Liberty account 🧵
This 🧵 will tell you about the best 0 AMB account in India right now & how you could get ₹750 Amazon GV every quarter from it.
Let's go 🏃
Finally SBI card delivered it 💁🏼♂️
Design : Worst of all SBI cards (scratches already can be seen)
Reward : Best of all SBI cards
Final verdict : A must have card this season, will become one of my 3 primary cards.
#ccgeek
You will see it everywhere 👇
Whether it is Delhi or Dhanbad
Whether it is Ambience mall or Apsara mall or
Whether it is mall or metro or even train stations
SBI is the only brand with such reach in offline space 🔋
Still not being No 1 is just so disappointing 🥲
#ccgeek
@GabbbarSingh
Kuch bhi!
After having such following, at least have some responsibility.
Ranchi has access to Air India and Vistara both. Yes it might be possible that he is flying from some sector where vistara don’t have direct flight for Ranchi but given his simplicity, more chances are
Best hospitality at 30000 feet in the air ✈️
Food was fantastic & Cabin crews were very interactive through out the journey!
Upgrade request at the very last moment was also taken care of by Mr. Aditya✨
No doubt why Vistara is my first choice❤️
#vistara
Simplicity & Humility is so underrated in
#ccgeek
community.
You don’t have to brag but help people IRL.
IMO, people remember/support you for what you have done for them and not for what you are🙏
Ego is the biggest threat for community which I see more often on twitter.
Twitter is pretty awesome but Reddit is a gold mine very few people explore 🤭
My favourite subReddits
1) BollyBlindsNGossip
2) InstaCelebsGossip
3) therewasanattempt
4) interestingasfuck
5) internetisbeautiful
Add yours! 👇
HD-FC was just getting up and AX-IS again did RKO on it.
Really loving AX-IS’s aggression
It is like
“Aaj ke baad entry level ho ya premium level, best card Axis ka hi hoga”
#ccgeek
People ask me why I hold Onecard
Answer👇
10% on Amazon, BlinkIt, Big Basket
Flat 100 on Zomato, Flat 60 off on BB now etc🤌
A startup will have to show growth so they will give discounts on “significant websites”.
If you are looking for that,choose Onecard not IDFC✨
#ccgeek
This is unbelievable 🤯
I will be very honest. Initial days of twitter, I was heavily impressed by
#avgeek
community using their hashtag 🫡
So, I just thought CC enthusiasts should also have a hashtag. And as you can guess, I just copied geek from
#avgeek
and made it
#ccgeek
😄
EFFECTIVE FEE 🧵
Here is the concept of "effective fee" - Only fee to be considered for credit card applications ❇️
Disclaimer : This thread requires a little bit more focus so do read it with 100% attention ⏳
There is a sheet for reference too 🙊
Let's go 🏃
@GabbbarSingh
Hi Abhishek,
If you seriously want go understand and increase awareness about credit cards, I am there for you. My only objective is to make people understand that it is not what they have heard from people.
If this is just for reach, views and fun then I am ok with it too.
Is SBI Cashback also killing SC Ultimate ?
For a high online spender like me, sadly the answer is yes :(
I have not used my Regalia & Ultimate even before that.
3.33% looks too small now 😌
#ccgeek
My belief in Axis has increased tremendously in last 1 year ✨
They are not the best right now but certainly improving things day by day and that is what you love about a company.
So,my bet/hope this year will be on Axis. Hope they do justice with citi customers
#ccgeek
Good morning
#ccgeek
⚡️
Happy to share my article on 5 factors affecting your credit score published in all editions of HT Mint today✨
Please read it and give your valuable suggestions and feedback😀
Full story can also be read online via
That’s it
It is this moment when you lost my respect 🙅
Telling people they have 6 new brands but hiding the real devaluation where everything good is now @ ₹0.50 redemption 😡
Mr. Sanjiv Bajaj is living in a delusional world.
Sad part is reputed corporate houses like Bajaj & Kotak being responsible for such aggressive spam.
But worse part is the attitude and justification of spam call as a barter for loan opportunity.
Most of us don’t need it!
📢
#ccgeek
We will be having CheQ representative on our twitter space
#66
this Friday.
I know all of you would like to ask many questions to Team CheQ. Please fill the google form below & I will try to ask as many questions as I can✨
See you on Friday!
Slept yesterday early & wake up today at 5:00 AM only to find out that Axis has devalued Axis GiftEdge without any notice 🫡
You might have many questions related to this, so let’s take them one by one 🏃♂️
(Long post alert)⚠️
_____________________________________
1️⃣ What is
Even Abbas-Mustan pictures don’t have these much twists and turns!
In another dramatic turn of events, Axis Bank has removed all devaluation notices for its digital doc library except Axis Flipkart for which email and sms was already sent yesterday.🤷♂️
If you click on links of
And that is it for tonight 🎬
If you found it insightful and help, you know the drill, right😉
👉❤️ & 🔖the thread (this time all tweets 😬)
👉🔁 the first tweet of thread (linked below)
👉Comment which card I should cover next?
👉Follow me
@2021kashif
for more such updates✨
A credit card which rose from ashes in 2022 & became the best card not only in India but may be in the world 😲
This is the story of Axis Magnus ❇️
And tonight, this thread 🧵 tells you how you can spread your spends on Magnus to get the most astonishing rewards.
Let's go🏃
Axis and EazyDiner Partnership 🧵
Today Axis and Eazydiner announced their Dining exclusive program where one can get up to 40% on dining on 10000+ restaurants.
This thread will tell you how you can enjoy these benefits and whether they are value for money or not.
Let's go 🏃♂️
Sample sheet for tracking and summarizing credit card information✨
For all those who were asking how I keep a track of all credit cards👇
Mine is a little complex than this having multiple conditional formatting but this should be a good start
#ccgeek
Many people are still asking for Magnus optimisation guide!
So definitely this post has not reached to a large part of audience 😕
If you think this is/was helpful, retweet & share the original post through the below link🙏
#ccgeek
A credit card which rose from ashes in 2022 & became the best card not only in India but may be in the world 😲
This is the story of Axis Magnus ❇️
And tonight, this thread 🧵 tells you how you can spread your spends on Magnus to get the most astonishing rewards.
Let's go🏃
[9/n]
Now it’s time for us to ask Mr. Kunal Shah to be a little responsible 👇
- Aggressive marketing with no transparency should be stopped +
- UI should changed from a gambling app to a payment app +
- Cred should clear its stand on this fiasco 🙅🏻♂️
Surprise of the day🍀
@deepikapadukone
is obsessed with collecting air miles cards and status
So much so that she has laminated all status cards✨
Let’s see how many of these cards our
#avgeek
#ccgeek
community can find out
Time to add her to discord group
@MilesPointsCard
😉
Other banks : Maintain XXXX amount to enjoy benefits of our elite bank account features!
HDFC : Maintain 1.5L monthly spends on your Infinia credit card 😂😂😂 [for what? - Not mentioned]
HDFC is smoking something different 🤪
#ccgeek
Show me a person who can reduce his spend to 0 🤔
Credit cards are not there to earn income but to get something out of your necessary spends.
When you don’t have credit cards - You pay 100% of your spends
When you pay through credit cards - Net pay is always less then 100%✨