Matt Lane @MattLaneWrites Twitter profile

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Matt Lane

@MattLaneWrites

1 month

This is why I wrote Hope at the End of the World

A.K. Wilson

@disneymom1126

1 month

I don’t want your pitches I want the reason WHY you wrote your book 🥰🥰🥰

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Last Seen Profiles

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Matt Lane

@MattLaneWrites

6 years

I graduated from law school 6 years ago with $250,000 of student loan debt. But after years of hard work and tens of thousands of dollars of payments, I can officially say that I now owe $315,000. Hooray!

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Matt Lane

@MattLaneWrites

2 years

There's been a lot of terrible news recently, but I feel like we skipped over the fact that SCOTUS last week said that "innocence is not enough" to prevent someone from being executed for a crime that they did not commit.

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Matt Lane

@MattLaneWrites

4 months

I saw my first Cybertruck in person today. I'll admit that they look really stupid online, but when you see one up close it looks way stupider.

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Matt Lane

@MattLaneWrites

6 years

Lots of people saying that I should have thought through school before taking loans and I need more financial education. Fun facts: I did and I don't! The plan is discussed more in the comments and I write about personal finance (among other things) here:

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Matt Lane

@MattLaneWrites

2 years

@TomHuntIsLame An affront to the state! Thomas said that there was so much evidence of his innocence that it would be an undue burden to make the state look at it all! The whole thing is bonkers.

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Matt Lane

@MattLaneWrites

2 years

On Hannity, Truth Social, Newsmax - all the places where it is legal to flat out lie - Trump is saying that he declassified all the documents. In court, where there are consequences to lying, Trump refuses to say on record that he declassified anything at all.

Bill Grueskin

@BGrueskin

2 years

By the end of this clip, Trump almost completely decomposes. If you saw someone on a sidewalk talking this way, you’d put your phone to your ear, stare at the ground and cross the street as fast as possible. Via @atrupar

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Matt Lane

@MattLaneWrites

6 years

@thegiveandget @Done_by_Forty I'm mostly okay with it. I made my decision to go into public service rather than taking a big paycheck, so the numbers get ugly but the IBR payments are manageable and the debt will go away after 10 years of service. There are times I wish I had more flexibility, but alas.

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Matt Lane

@MattLaneWrites

10 months

Hey, man. I'm not a PR expert, but I think I would've gone for a different outfit and chair to deliver this message.

Bloomberg Economics

@economics

10 months

King Charles announces that UK Prime Minister Rishi Sunak's government will "continue to take action... to ease the cost of living for families"

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Matt Lane

@MattLaneWrites

6 years

@StIroningShirts Yep. There's a plan in place. I'm not the dumbass that all the strangers in my mentions seem to think I am. 🤣

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Matt Lane

@MattLaneWrites

6 years

@The76KProject @StIroningShirts Someone suggested I check out a guy named Dave Ramsey after saying I need more financial education. Bruh...I'm a personal finance writer!

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Matt Lane

@MattLaneWrites

6 years

@FelicityFFF @thegiveandget @Done_by_Forty Yeah. Can't take something unless I'm sure it would qualify for forgiveness, which is a gray area for a lot of non-profits. Also can't take mini-retirements or quit a 9-5 to freelance or be a stay-at-home dad.

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Matt Lane

@MattLaneWrites

4 years

Not buying lunch at work has saved me about $150/month, although some of that is offset by higher grocery spending. Not paying for daycare and student loans has saved me around $7,000/month. Can we all shut up about the latte factor?

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Matt Lane

@MattLaneWrites

3 years

Not supporting public health initiatives until the illness affects you personally is what the founding fathers envisioned.

Sarah McGonagall

@gothspiderbitch

3 years

Today I learned that Benjamin Franklin aggressively protested against the smallpox vaccine until his own son died of the disease and he went on to strongly revoke all of his former anti-vaxx views.

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Matt Lane

@MattLaneWrites

3 years

Tell me again how Millennials can't afford homes because they're just less financially responsible than Boomers were

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Matt Lane

@MattLaneWrites

3 years

If you make over $400,000 and can't afford to pay higher taxes, maybe you should take some personal responsibility and get better at managing your money.

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Matt Lane

@MattLaneWrites

3 years

Bill Gates wears his $70 watch while hanging around his 66,000 square foot $150,000,000 home. Warren Buffett spends $3.17 for breakfast before flying off in his private jet.

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Matt Lane

@MattLaneWrites

5 years

When I first got into FI I felt pressured to cut my own hair to save money. I got dragged into competitive frugality Eventually I recognized that I would only save $100/year and would look less professional at work Be sure to stop and think before following any financial advice

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Matt Lane

@MattLaneWrites

8 months

I don't think non-lawyers grasp how destructive it will be if SCOTUS eliminates Chevron deference. The idea of overturning Chevron is one of those things that Roberts loves because it is of massive importance and normal people don't understand or care.

Elie Mystal

@ElieNYC

8 months

Jackson now getting how "IMPRACTICAL and CHAOTIC" (her words, my emphasis) it will be to try to govern in a post-Chevron world where every single court can change an agency rule whenever it wants.

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Matt Lane

@MattLaneWrites

2 years

@MichLovesMoney @martinvars I have the same question, but with judgment.

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Matt Lane

@MattLaneWrites

6 years

@stephonee FedLoan Servicing () actually has good information and is helpful. DO NOT TRUST ANYTHING SALLIE MAE OR NAVIENT SAY. My deadline is later than it should be because both gave me bad information as my loans were passed around.

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Matt Lane

@MattLaneWrites

3 years

Every time I present a fact that conservatives don't like, they immediately go to pronouns. Every. Single. Time.

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Matt Lane

@MattLaneWrites

6 years

@Jovermyer1 @financialgladi1 I believe Elizabeth Warren proposed a bill pegging student loan rates to FED rates and got pretty much no support.

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Matt Lane

@MattLaneWrites

1 year

It happened! $330,000 in student loans wiped out!

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Matt Lane

@MattLaneWrites

6 years

@DrMcfrugal @FelicityFFF @thegiveandget @Done_by_Forty Depends on the government. My last job had 6 weeks paid and my new one has none. Federal government (the largest public service employer) gets no paid parental leave.

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Matt Lane

@MattLaneWrites

2 years

The fury and passion from the anti loan forgiveness people is baffling. It's an issue that would have literally no direct impact on your life. It helps people who need help and doesn't hurt you. How can you work up such strong opinions about it?

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Matt Lane

@MattLaneWrites

5 years

I don't follow Alberta politics, but from my Twitter feed I assume @BridgieCasey is the premier now?

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Matt Lane

@MattLaneWrites

5 years

It's pretty wild that we let 17-year-olds with no financial education make decisions on how many tens of thousands of dollars of debt they want. You're too immature to drink or smoke or rent a car, but you can make one of the most massive financial decisions of your life.

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Matt Lane

@MattLaneWrites

1 year

The personal finance community's obsession with used cars is absurd. The median poor person is, by necessity, more frugal than you when it comes to spending on cars. It's not the car. It's the income.

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Matt Lane

@MattLaneWrites

6 years

Strangers apparently have a lot of feelings about my student loans.

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Matt Lane

@MattLaneWrites

1 year

@mahaveez @JoshuaPHilll They don't need a new law. They can already garnish your wages.

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Matt Lane

@MattLaneWrites

3 years

The House Republicans unanimously voted to intentionally crash the American economy for no reason.

No House Republican voted to raise the US debt ceiling

House Speaker Nancy Pelosi called out Mitch McConnell ahead of the vote, saying that he was playing "Russian roulette with the economy."

www.businessinsider.com

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Matt Lane

@MattLaneWrites

4 years

Looking at all these $700,000 homes that last sold in the '80s for under $100,000. I think I understand why out-of-touch Boomers think "just buy a house" is reasonable advice.

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Matt Lane

@MattLaneWrites

2 years

@emmycaitlin

Can Finality Be More Important Than Justice Even If It Means Executing the Innocent?

Amherst professor Austin Sarat comments on the recent decision by the U.S. Supreme Court in Shinn v. Ramirez, in which the Court held that federal judges may not intervene in state cases to protect...

verdict.justia.com

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Matt Lane

@MattLaneWrites

3 years

Money Twitter insists that there's no such thing as privilege and that success is accessible to anyone who hustles, while simultaneously being obsessed with creating generational wealth to give their kids a leg up.

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Matt Lane

@MattLaneWrites

9 months

Every time money Twitter debates Dave Ramsey, they miss the simplest conclusion: Dave Ramsey is a terrible person and top tier misogynist and you should not give money to terrible misogynists. I don't care how good/bad his advice is. He doesn't deserve your money or attention.

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Matt Lane

@MattLaneWrites

1 year

Biden made way more appearances in public after 6pm than I did.

Charlotte Clymer 🇺🇦

@cmclymer

1 year

This “critique” is embarrassing and an example of what happens when horse race coverage disintegrates into a glue sniffing competition.

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Matt Lane

@MattLaneWrites

4 years

A 55-person wedding in Maine in August led to 178 cases of COVID with 7 deaths and 3 major hospitalizations. None of the people who died or were hospitalized attended the wedding. Some lived 100 miles away. Stop pretending that your dumb choices are only risking your own life.

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Matt Lane

@MattLaneWrites

2 years

"Abortion is an issue for the states" lasted for 4 days.

Catherine Rampell

@crampell

2 years

Mitch McConnell says a national abortion ban is 'possible' as GOP candidates dodge topic

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Matt Lane

@MattLaneWrites

2 years

@whoopthereitg0 @emrazz Live shot of the girls out there who want you

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Matt Lane

@MattLaneWrites

2 years

I keep putting money into my investment accounts and it keeps disappearing.

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Matt Lane

@MattLaneWrites

3 years

Every time I tweet support for higher taxes on the rich, I get replies telling me that I only think that because I'm poor and don't get it, and somehow I have thus far avoided the temptation of going full @BridgieCasey and just saying "I make more than you. Take a seat, Steve."

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Matt Lane

@MattLaneWrites

6 years

In case you were wondering whether saving money is harder with kids, we're spending $36,000 a year. Just for daycare and increased housing costs. For one child.

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Matt Lane

@MattLaneWrites

3 years

Feel like it might have been a mistake to tell an entire generation of kids that they can be and do anything when they grow up and then hand them a planet on the brink of catastrophe and a gutted, unregulated, libertarian hellscape of an economy.

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Matt Lane

@MattLaneWrites

4 years

The constant personal finance advice to move somewhere cheaper is asinine. There are lots of aspects of life (money, happiness, security, etc.) where your network is your most valuable asset: friends, family, professional connections. Even loving where you are has immense value!

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Matt Lane

@MattLaneWrites

3 years

Money twitter acts as if wealthy people are frugal and poor people are awash in expensive luxuries and I just don't understand how you could live in the world and think that.

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Matt Lane

@MattLaneWrites

3 years

Can we call it quits on the "poor person with a new iPhone" trope? I promise you that that $30/month is not the dividing line between poverty and wealth.

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Matt Lane

@MattLaneWrites

3 years

The implication in all of these takes is that family is important enough for liberals to make sacrifices for their conservative family members, but not important enough for conservatives to make sacrifices for their liberal family members.

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Matt Lane

@MattLaneWrites

3 years

Starting to think that "You'll get more conservative as you get older." was just Boomers trying to normalize and excuse their own increasing selfishness.

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Matt Lane

@MattLaneWrites

3 years

I've said it a bunch before, but one of the problems in the personal finance space is that most advice is specifically geared towards upper-middle income people but marketed as if it is for everyone.

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Matt Lane

@MattLaneWrites

3 years

I can't believe that for a few years I let the personal finance community trick me into thinking side hustles were a good use of time.

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Matt Lane

@MattLaneWrites

4 years

My coworker just got his loans forgiven through the Public Service Loan Forgiveness program! I am so happy for him and also unexpectedly relieved to see it work in real life.

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Matt Lane

@MattLaneWrites

4 years

Got a library card for a third library system so now I can have 45 ebooks on hold at the same time. I'm drunk with power.

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Matt Lane

@MattLaneWrites

4 years

Personal finance twitter spent years fighting over growth investing vs. value investing and dividend stocks vs. index funds and then Reddit turns around and makes $13 billion in a couple days off of straight troll investing.

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Matt Lane

@MattLaneWrites

6 years

@cloudgrammer @courtneycols "Are loan amounts forgiven under PSLF considered taxable by the IRS? No. According to the Internal Revenue Service (IRS), student loan amounts forgiven under PSLF are not considered income for tax purposes."

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Matt Lane

@MattLaneWrites

1 year

I bought a house.

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Matt Lane

@MattLaneWrites

4 years

Just curious: does the personal finance community have thoughts about someone spending their days tweeting from an iphone while they're $400 million in debt?

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Matt Lane

@MattLaneWrites

3 years

Me: Make sure you drink your water. 3yo: Why we need to drink water? Me: Because it's super hot out. 3yo: No. It's because we need to stay hydrated. Me: You're right, bud. We need to stay hydrated. 3yo: Don't wanna be lowdrated.

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Matt Lane

@MattLaneWrites

6 years

@AwkwardOrmsbee @bullorbust I'm all for more financial education. We do a horrible job teaching kids about money. But that wouldn't have changed anything here. My loans aren't huge because I didn't know what I was getting into. They're huge because I turned down massive paychecks to work in public interest.

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Matt Lane

@MattLaneWrites

3 years

So much bad advice in the personal finance space comes from people with solid incomes seeing some of the people around them making suboptimal spending decisions and then thinking "Oh, this must be why poor people are poor!"

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Matt Lane

@MattLaneWrites

2 years

People are complaining about using Elliot Page's name when they have no problem with calling a grown-ass man The Rock.

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Matt Lane

@MattLaneWrites

1 year

Me (chanting): tree. law. tree. law. The rest of Twitter: tree. law. TREE. LAW. LA City Controller Kenneth Mejia (pounding his clipboard): TREE! LAW! TREE! LAW!

LA City Controller Kenneth Mejia

@lacontroller

1 year

Our Office is investigating the tree trimming that occurred outside Universal Studios where workers, writers, and actors are exercising their right to picket. The trimmed trees are LA City managed street trees. (Before and after photos below)

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Matt Lane

@MattLaneWrites

6 years

@Simplstic_Steph 🤣🤣🤣 I'm a public servant.

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Matt Lane

@MattLaneWrites

6 years

I think the most upsetting thing about the personal finance community is the constant prioritization of efficiency over empathy. People get so wrapped up in the numbers that they forget to be human.

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Matt Lane

@MattLaneWrites

3 years

I don't have a sarcastic quip for this. Very cool. Thank you all! I guess the bird app isn't all bad after all.

The Plutus® Awards

@PlutusAwards

3 years

The award for Best Social Media for Personal Finance goes to @MattLaneWrites ! #plutusawards2021 #plutus21

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Matt Lane

@MattLaneWrites

3 years

2yo just brought me a pretend cake and sang happy birthday. When I said, "It's my birthday?" she said, "Yes. Your last."

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Matt Lane

@MattLaneWrites

3 months

Hi! My name is Matt and I had $335,000 of student loan debt forgiven this year!

kira 👾

@kirawontmiss

3 months

i don’t know a single person who had their student loans cancelled

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Matt Lane

@MattLaneWrites

2 years

"80% of small businesses are only able to stay open by breaking the law" is quite a statement.

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Matt Lane

@MattLaneWrites

3 years

Dead.

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Matt Lane

@MattLaneWrites

6 years

Dear businesses, It would be much easier to be an equal partner in parenting if you put changing tables in the men's rooms rather than just the women's. Thanks, Matt

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Matt Lane

@MattLaneWrites

2 years

It's not worth it. Just drink the caffeine. Seriously.

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Matt Lane

@MattLaneWrites

5 years

Financial independence is based on the idea that the most valuable thing you can spend your money on is time. And yet, people keep spending a ton of time on low-paying side hustles. For a community that thinks a lot about money, I'm not sure we’ve thought this one through.

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Matt Lane

@MattLaneWrites

2 years

Side hustles are usually not worth the time.

Ess

@EMukumbo

2 years

Post your personal finance take that will get you cancelled 🤭🤔

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Matt Lane

@MattLaneWrites

4 years

I'm not sure if anyone has ever made this observation before, but raising children is difficult.

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Matt Lane

@MattLaneWrites

4 years

Just gonna pour bourbon over vanilla ice cream for dinner.

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Matt Lane

@MattLaneWrites

6 years

Can we stop comparing debt to slavery? Debt is bad and limits our options, but only slavery is slavery.

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Matt Lane

@MattLaneWrites

3 years

Ok yeah I'll share one

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Matt Lane

@MattLaneWrites

3 years

When I grew up in Massachusetts everyone said they were socially liberal and fiscally conservative. It wasn't until I left that I realized that was saying "I don't dislike people from marginalized groups, but I don't want to spend any money to make them less marginalized."

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Matt Lane

@MattLaneWrites

2 years

Comparing the image of Ketanji Brown Jackson smiling and responding politely to racist questions against Brett Kavanaugh shouting and crying and vowing revenge and knowing they're going to get the same job really highlights the different standards for white men and Black women.

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Matt Lane

@MattLaneWrites

4 years

The serving size for Oreos is one sleeve, right?

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Matt Lane

@MattLaneWrites

4 years

Having now cut my own hair twice during quarantine, I can say this: The difference in quality between a $20 barber shop haircut and a $100 salon haircut is not worth it. The difference between a free DIY haircut and a cheap $20 haircut is absolutely worth it every single time.

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Matt Lane

@MattLaneWrites

1 year

I love that @ramit 's most controversial tweets are always like "Run the numbers for yourself" or "Question conventional wisdom before you make decisions" and people lose their mind.

Amal Dorai

@amaldorai

1 year

Oh no, getting married, having kids, maybe assembling a swing set for them on the weekend. What a cursed existence! The most universal wellsprings of meaning are also the most abundant: Mark Zuckerberg and Elon Musk have held a public demonstration of this over the last weeks.

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Matt Lane

@MattLaneWrites

3 years

2021 BAD TAKES BRACKET Your votes will decide the worst money take of the year! These are takes about money and personal finance (with a few non-money takes from personal finance figures thrown in, as well). Vote for the worst take in each matchup to advance to the next round.

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Matt Lane

@MattLaneWrites

2 years

Well, folks, we've got it! According to your votes, here is the worst personal finance take of 2022 Q1:

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Matt Lane

@MattLaneWrites

3 years

My employer has solved the burnout caused by *gestures wildly.* We're going to get access to the Headspace app.

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Matt Lane

@MattLaneWrites

6 years

@financialgladi1 Mostly 6.8%. I'm on an income-based repayment program for Public Service Loan Forgiveness and my income is low enough that my payments don't cover the monthly principal.

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Matt Lane

@MattLaneWrites

4 years

Millennials will never be wealthy because they eat too much avocado toast and don't commit enough tax fraud.

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Matt Lane

@MattLaneWrites

3 years

Michael Cohen and Rudy Giuliani failed to learn the lesson that my Ethics professor tried to drill into us: If someone has to go to jail, make sure it's the client.

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Matt Lane

@MattLaneWrites

4 years

This is not hard, y'all. I am wealthier than my colleagues because I save and invest more. I am wealthier than the vast majority of Americans because I make more money than they do. Anyone who downplays the role of high income in building wealth is trying to sell you something

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Matt Lane

@MattLaneWrites

4 years

Ok, we've got it. I've created a 32-take bracket to find 2020's worst personal finance take/advice. I've broken them out into categories, with two match-ups per category. Four categories were particularly emphasized by *gestures wildly* 2020 while four are more generic.

Matt Lane

@MattLaneWrites

4 years

Now accepting year-end nominations for worst personal finance takes of 2020.

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Matt Lane

@MattLaneWrites

1 year

People got very mad at me for this

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Matt Lane

@MattLaneWrites

3 years

Abandoning early retirement plans. 2yo and 3yo just ate 7 eggs, 1 pound of strawberries, a bunch of turkey sausage, and are now demanding cupcakes.

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Matt Lane

@MattLaneWrites

5 years

"Do we settle for the world as it is, or do we work for the world as it should be?"

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Matt Lane

@MattLaneWrites

4 years

What I've learned from being a lawyer on Twitter is that Americans believe the Constitution gives them whatever freedoms they feel they should have at any given moment. Also, nobody knows what HIPAA is.

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Matt Lane

@MattLaneWrites

3 years

I know there are a lot of blogs documenting people's goal to FIRE by X age, but has anyone started a blog about their goal to FIRE before the inevitable collapse of civilization?

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Matt Lane

@MattLaneWrites

6 years

The idea that the rich will just stop working if their taxes go up is a weird Ayn Randian fantasy for a lot of reasons. The top marginal rate ranged from 63% to 92%(!) from 1932 to 1980 and we were fine. People are less selfish than libertarians give them credit for.

White Coat Investor

@WCInvestor

6 years

@moneyaftergrad Yes, just soak the rich. I’m sure they’ll keep working just to keep 20-50% of what they earn. What could go wrong? I know doctors trying to retire ASAP partly because they’re sick of working for four months just to pay taxes so others can get $10K per baby.

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Matt Lane

@MattLaneWrites

1 year

If Musk went through S&D and got suspended from receiving government contracts he would absolutely go broke.

Brian Beutler

@brianbeutler

1 year

cc whoever’s in charge of Musk’s clearance and defense contracts and such

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Matt Lane

@MattLaneWrites

5 years

Gonna be tough for Republicans to win Virginia in 2020 given that we aren't holding state elections this year.

Donald J. Trump

@realDonaldTrump

5 years

Your 2nd Amendment is under very serious attack in the Great Commonwealth of Virginia. That’s what happens when you vote for Democrats, they will take your guns away. Republicans will win Virginia in 2020. Thank you Dems!

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Matt Lane

@MattLaneWrites

6 years

Don't avoid depression meds if you actually suffer from depression. Also, don't tell people to. Acting like you can just cure depression with exercise and painting medication as a last resort leads people who need medication to feel like failures and increases risk of suicide.

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Matt Lane

@MattLaneWrites

6 years

Welp...bought a car. Spending $20k in a day is mad stressful. I don't understand how anyone survives the process of buying a house.

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Matt Lane

@MattLaneWrites