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Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ Profile
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ

@FxMalume

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Following
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Man City ยฉ2008 | Finance & Investments | Risk Manager | Business Strategist, Intelligence & Governance | SC Toastmasters Club VPPR | D&I Council Member.

Etihad
Joined September 2022
Don't wanna be here? Send us removal request.
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
11 months
This countryโ€™s economy just canโ€™t allow someone on a salary to date a person that wants to be spoiled. For me it just canโ€™t work. This country fits couples who want to work together and prioritise their little resources to develop themselves. Have honest financial conversations
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
For us planning to only have two kids, here is something more like a game changer. Get K250,000 or more, invest in a 15year bond and watch the coupons pay your kids school fees all the way to University. Maturity value = Capital for their business start up. A future sorted โœ…
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
2 months
From the day he was born he yearned for adventure. The captain of his life, a true pilot of destiny. Aug 13, 2024. Happy Birthday Mate. So so proud of you ๐Ÿฅณ๐Ÿฅณ
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
8 months
Sometimes just dress up and act like youโ€™re about to acquire 50% shareholding rights in a firm. The magic does happen sometimes๐Ÿ’ฐ๐Ÿ’ผ๐Ÿค“
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
8 months
Invest ZMW2,700,000 in a 15year govt bond (26.5%) and youโ€™re guaranteed a monthly income of ZMW50,085 from coupon payments. Net of tax with zero operating costs. You can even sit at home doing other bines or enjoying Netflix and money will be coming ๐Ÿค๐Ÿ˜‚
@OfficialSoweto
Soweto
@OfficialSoweto
8 months
Do you know how long it takes to master how to generate 50K+ recurringly every month? Perhaps 6yrs+
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
8 months
Part time lover ๐Ÿ’•๐Ÿ’–๐Ÿคญ
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
A few cupcakes ๐Ÿง ainโ€™t bad to navigate through what looks like a sconnie day. Grab yours and letโ€™s deliver on our aspirations. Donโ€™t lose focus ๐Ÿง‘โ€๐Ÿ’ป Iโ€™m baked for greatness ๐Ÿ’–๐ŸŒพ๐Ÿ‘จโ€๐Ÿณ
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
6 months
Did you know? If you invest ZMW126,000 15year govt bond youโ€™re set for annual returns of ZMW28,000 net of tax. Do this for each month and thatโ€™s a good income made for yourself. Put your money where more money is made guys. 05/2024BA coming soon. ๐Ÿค
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
6 months
1. 8hrs load shedding with no tangible long term solution - cuts on production 2. Fuel price increase - impact on cost of production/cost of goods 3. Currency depreciation - increases cost of imports/decreases the purchasing power Economic recovery for Zambia remains a myth โ˜น๏ธ
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
4 months
This generation has normalized a lot of things that are gonna cost us a lifetime of regrets. I hope we will be brave enough to face and accept the consequence of the actions and choices of the life weโ€™re living today
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
10 months
LONG TERM PLAN: JOURNEY TO A DECENT LIFE IN RETIREMENT K5,000,000 investment in bonds at retirement with a coupon rate of 14% earns you K350,000 in coupons - bf tax, every 6 months. Aprox K58,000/month, with you just sitting at home ๐Ÿ˜‚ Worth the effort and work starts now๐Ÿ‘จโ€๐Ÿ’ปโœ…
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
5 months
Dear Bachelor, Zesco is not your friend. Take care of yourself ๐Ÿฅ™๐Ÿด๐Ÿค“
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
2 years
The best time to invest is when you are young, single and other obligations haven't yet kicked in. Make asset growth a priority and diversify across different portfolios. Life feels much better when you're free from financial stress. ๐Ÿ’ฐ๐Ÿ’ฐ๐Ÿ’ฐ
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
3 months
FAMILY LEGACY. There is something Iโ€™m looking to learn about the Mwanakatweโ€™s, Musokotwaneโ€™s and the Chibesakundaโ€™s. Something unique about them and how they blend their families into generational wealth, education standards and family values that have remained inspiring to me.
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
10 months
Crush babe!! listen, Iโ€™m not gonna sponsor a lifestyle and I mean it ๐Ÿ™Œ. But come to me with a business proposal that can support your life, letโ€™s have a look at it and Iโ€™ll fund it better than CEEC ๐Ÿค๐Ÿ˜‚
@Makanjila_23
Makanjila ๐ŸŽƒ๐Ÿ‘ป๐Ÿ’€ and 907 others
@Makanjila_23
10 months
. @FxMalume for the win
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
3 months
In Zambia, growing your worth and making it to the wealthy ladder is a mountain to climb that requires maximum discipline. For example Net pay 20,000 Rent (4,500) Grocery (4,500) Fuel (2,000) Utilities (1,000) Hse help (1,000) Weekend Ent (2,000) Misc (2,000) Net savings 3,000
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
8 months
Fumble a baddie, not the bag ๐Ÿ’ฐ๐Ÿค๐Ÿค“
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
3 months
Please note, sheโ€™s taken. Thank youโ€ฆ Management ๐Ÿค
@Chila41964167
Ms Sept_26.
@Chila41964167
3 months
To Ndola being a 120 years old today โค๏ธ
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
2 years
@tonytheegoon This one we are participating ๐Ÿ˜‰
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
6 months
Elon Musk announced he was investing $44bn in Twitter. You simply watched him do his thing. Malume says heโ€™s investing K50k in Shoprite stocks and somehow you have heart palpitations Ba Guy how is that even normal for you to have selective emotions ๐Ÿคทโ€โ™‚๏ธ๐Ÿ˜‚
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
Looking at $10,000 which was ZMW176,000 a few months ago become ZMW223,000 today. Sometimes opportunities emerge from difficult economic times. You just have to play your numbers right ๐Ÿค“ #HardCurrency
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
8 months
Rich people when they hear your girl saying โ€œa man mustโ€
@kaonde_king
Ronald ///
@kaonde_king
8 months
Imagine you attended a rich people's event.
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
Given K350,000 on the table. Other than investing in govt securities, what business opportunities are out there that would provide better returns at an acceptable risk appetite? Take in mind this is capital injection from a risk averse person. ๐ŸŒฑ๐Ÿ’ฐ
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
10 months
Itโ€™s about time I nutted. I swear ๐Ÿ˜ญ๐Ÿ˜‚
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
6 months
Working on a Business Project soon to be launched. Iโ€™ll be your plug in the following services: -Business advisory -Investments (Bonds, T.Bills, Stocks, Mutual Funds) -Tax Advisory/Audit -Debt Management/Finance Resourcing Will need a tweep good with logo designs/branding ๐Ÿค
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
9 months
The target is to make an investment of ZMW100,000 this year. I have 343days to make it happen. It will happen โœ…. For now, letโ€™s put in the work ๐Ÿ’ผ๐Ÿค Yโ€™all have a good one ๐Ÿ‘
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
6 months
Laughs in infrastructure development ECL2021. This country was being ripped apart. Morally ECL is not eligible to stand ๐Ÿ˜‚๐Ÿ˜‚
@MoneyHasbulla
Hasbulla๐Ÿ’ฐ
@MoneyHasbulla
6 months
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
4 months
Dear Bachelor, You have no idea whatโ€™s coming. But hereโ€™s a clue (scoreboard). Letโ€™s keep working ๐Ÿค 1. CEC 2. Zambeef 3. Shoprite 4. Stanchart 5. โ€ฆโ€ฆโ€ฆโ€ฆโ€ฆโ€ฆ.. This is not about bonds ๐Ÿ˜‚
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
2 years
It's been a lovely journey with Android. We try the IOS family now ๐Ÿ˜…
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
27 days
You inject ZMW500,000 initial capital in a farm project. Someone breakdown how you would allocate this money. Account for: 1. Construction of farm house/units 2. Farm equipment 3. Purchase of livestock (cattle, goats, pigs and chickens 4. Maize & Vegetables Location: Mazabuka/๐Ÿค 
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
4 months
You cannot use baddies as a benchmark to quantify which money is small and which one is not. What jobs do they do, whose income do they feed on? We know the labor market and economy weโ€™re operating in. Letโ€™s just be honest with ourselves guys ๐Ÿ˜‚
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
9 months
This counts too, right? ๐Ÿ‡ฟ๐Ÿ‡ฒ๐Ÿค๐Ÿค“
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@kuxthedon
Malik
@kuxthedon
9 months
Quote this with you donning national colors .. letโ€™s paint the timeline #chipolopolomatchday #copperbullets #impolopolo ๐Ÿš„๐Ÿ‡ฟ๐Ÿ‡ฒ๐Ÿ‡ฟ๐Ÿ‡ฒ๐Ÿ‡ฟ๐Ÿ‡ฒ #afcon
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
6 months
Dear Bachelor, Unless itโ€™s business, property, family or health concern. Let go of things that leave you broke after spending money on them. Itโ€™s ok to look away from things we canโ€™t afford even if we want them so bad. Be cautious and intentional with your progress in life.
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
9 months
๐Ÿ•ฏ๏ธ๐Ÿ•ฏ๏ธfor a Baddie looking like this (maintenance allowance is available) โ™ฅ๏ธ๐Ÿฅน
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
3 months
With the way rentals keep going up in Lusaka, I might just embrace staying in this flood zone and not wish for a rainy day. Because how did we get to K6,000 for an empty 2 bedroomed house with modern fittings that scream nothing but basic fittings ๐Ÿคทโ€โ™‚๏ธ๐Ÿ˜‚
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
7 months
#Livestock Twitter. How many herds of cattle ๐Ÿ„ can one buy in an amount of around ZMW50k - ZMW100k. Whatโ€™s the breed to go for on the Zambian market. Suggestions for goats are also welcome. Thanks ๐Ÿค๐Ÿ˜Š
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
4 months
K25,000 is no small money. Your appetite/relationship with money may just be different. If you bought shares on the London Securities Exc with K25,000 in Jan 2023 at price GBP4.23 today youโ€™ll have 318 shares @ GBP7.32 = GBP2,327.76 (K74,674.54) This was my K36,000 subscr๐Ÿ‘‡
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
6 months
So we have people that want Mโ€™membe to be president? Wow!! You people never learn ai ๐Ÿ˜‚
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
For example this is what Iโ€™m looking to do for my future kids. 1. A K100,000 bond investment for each child immediately they are born. 2. K50,000 worth of shares on each of their 5th birthday intervals A lot more can be done. We just have to be responsible parents๐Ÿง‘โ€๐Ÿ’ป
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
Malume, investing in ourselves means investing in the future and wellbeing of our children too. My understanding is that to create and get the full benefit of generational wealth we need to invest resources in skills training and acquire assets for our children early enough.
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
2 years
If I gave you K50,000 today and you have to give it back to me in 3 months. What would you do with the money and how much would you give back on top of the initial amount?
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
2 years
FINANCIAL LITERACY WEEK. Mine is to subscribe to a future makers mindset. In doing so I take pride in planning and securing my future, creating an ability to meet short and long term financial goals through savings and investments. Happy Savings Month 3๐Ÿ’ฐ #TheFutureOfInvestments
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
9 months
If fuel โ›ฝ๏ธ prices go up my dating range automatically adjusts to a 500m radius. Anything beyond that will be considered as a long distance relationship. ๐Ÿค๐Ÿ˜‚
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
2 months
Birthdays bring us to a new reality where we simply celebrate growth and take up a new challenge. Iโ€™m glad to have put my health stature in check and the challenge for me now is to maintain that physical and mental balance. Investing in my wellbeing is the word moving forward ๐Ÿง˜โ€โ™‚๏ธ
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
8 months
Gifted hands. ๐Ÿ™Œ Otherwise, Baddies are safe with me. Malume cooks ๐Ÿฅ™๐Ÿฅ’๐Ÿค“
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
10 months
The face of the vision 2024. Focus on Q1/H1 deliverables. Itโ€™s show time. Letโ€™s get started โœจ Yโ€™all have a fresh and good one ๐Ÿค๐Ÿค“
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
4 months
The FIC reports actually confirms my view that very few individuals in Zambia make a LEGIT wealth list. Majority are born from these schemes weโ€™re seeing being unearthed. They were there even in previous govts, we just didnโ€™t have the machinery to expose them.
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
Here we go!! new age comes with big smiles. Happy Birthday ๐ŸŽ‰ Life is a beautiful adventure - how sweet that sounds. Creating an atmosphere that sees us grow in so many things. The power to drive growth and model a life rests with us. โœŠ 13th Aug 2023, Destiny amplified ๐Ÿƒ๐Ÿฅณ
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
11 months
A space on savings and investments
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
9 months
Street elegance โ™ ๏ธ. Letโ€™s go make some for the juice ๐Ÿค๐Ÿค“ #classicman
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
5 months
The state was tasked with carrying out an investigation on the whereabouts of this individual. Fact that the individual has been found does not mean he is free from the threats he encountered on his life, therefore the state remains with the responsibility to safeguard his life.
@BuyoyaJonah
Dingindaba Jonah Buyoya
@BuyoyaJonah
5 months
The State has moved Emmanuel J. Banda to Maina Soko Military Hospital from privately run Medland Hospital, against the will of his family. The State has cited security concerns.
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
October 13, 2023. It is with great honour that I announce my election to the office of Vice President (PR) - Toastmasters Zambia SC. A step forward to unlocking and creating great entrepreneurship and leadership minds. A toast to greatness ๐Ÿฅ‚๐Ÿฅณ #Toastmasters
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
21 days
If Iโ€™m gonna have a girlfriend Iโ€™ll need her to be business minded. When Iโ€™m stressing about girlfriend allowance it must be things to do with clearing her stock with customs or financing an order where she is in short supply. Not money for nails, hair and what not ๐Ÿ˜‚๐Ÿ˜‚
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
Few weeks ago I was setting out a plan to run a project with capital injection of ZMW100k by mid 2025. Happy to say implementation is closer than I thought. December this year we going ahead to get 50% of it done โœ๏ธ. Thatโ€™s just how I want my life shaped. Assets on assets ๐Ÿ“ˆ๐Ÿ’ฐ๐Ÿค“
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
Iโ€™ve seen a very nice house kuma G-Greens area but now guys if a 2bedroomed house is being rented at K4,000 and above, how much are 3 and 4 bedroomed houses? How are people with families surviving in Lusaka on these rented houses ๐Ÿก๐Ÿ˜ณ
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
8 months
The disrespect on this app ๐Ÿ˜ญ๐Ÿ˜‚
@Peter_Kays
Peter K. Jr. ๐•
@Peter_Kays
8 months
Malume after dreaming he paid lobola ๐Ÿ˜ญ
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
10 months
Building the next generation of millionaires. Imagine your child at 20 already worth over a million in investments. Thatโ€™s the responsibility you and I need to take pride on. We are a construction sight for future generations ๐Ÿšง๐Ÿ—๏ธ๐Ÿง‘โ€๐Ÿ’ป
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
2 months
You cannot use a pretty face to exhibit the value I desire in a potential partner. Iโ€™ll be attracted by that but will always prioritize your moral standards and what sits and comes out of your mind. You can be a pretty face outside but garbage inside. And thatโ€™s not for me. ๐Ÿ™…
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
11 months
Why are you waiting for Friday to get into groove mode when you can fellowship at free will. A catch up with mwisho @ShiMutale98 . The juices juice ๐Ÿป ๐Ÿ“Grandaddys
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
8 months
That guy is not ok and someone needs to sit down and have a talk with him. There must be something he is mentally battling with and everyday he seems challenged by it. Such social media stunts are just not it and an innocent soul may end up paying lifetime price.
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
4 months
Itโ€™s about to be a C5 debate day on ZedX today. So many think pieces flying around ๐Ÿฟ๐Ÿ˜‚
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
Looking at my life in the 30s with an 8 ASSET CLASS Investment challenge. 1. Govt Bonds 2. Corporate Bonds 3. Local & Foreign Equity 4. Pension & Insurance 5. Property 6. Livestock 7. Foreign Currency Term Deposits 8. AOB Taking responsibility to actualise the dream ๐Ÿง‘โ€๐Ÿ’ป
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
8 months
Malume, youโ€™d be here thinking of a ZMW500,000 investment in livestock as a game changer kanshi for rich people this is just money for livestock feed. @MoneyHasbulla should have just left that thread in the drafts ๐Ÿคฆโ€โ™‚๏ธ๐Ÿ˜‚
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
5 months
This year is for making money. Nothing else ๐Ÿ˜‚
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
7 months
That Milingoโ€™s $24m left me with lots of questions. Just one case among the many dealings from the people we entrust to serve the country. A person amassing $24m from a less than 5 year service to the mine yet our people struggle to get even just K100,000 from CEEC. Iโ€™m bang
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
10 months
2024 PERSONAL DEV PLAN (LONG TERM) NO.1: K50,000 investment in bonds annually. Doable โœ… 10years later: K500,000 secured in bonds. Aprox K536,000 received in coupon payments by 2033. Savings on coupons + inv amount = K1,036,000 worth by 2033. Coupons continue beyond 2033 โžก๏ธ
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
2 years
The 3C Principle: Choice, Chance and Change. You must make a Choice to take Chances if you want anything in life to Change. Letโ€™s always aspire to grow and take that as a personal responsibility โค๏ธ๐ŸŒธ
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
10 months
Kuno batiuzapo ati โ€œI want to do my nails.โ€ Itโ€™s to respond ati what ai? ๐Ÿค”
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
10 months
Give me 10 more years of life and Iโ€™ll be able to raise an additional ZMW1,000,000 worth of investments. Break that down and itโ€™s ZMW100,000 per year capital put into investments. A dream not far fetched. Supported by numbers in sight. Letโ€™s get back to this tweet in 2034 ๐Ÿค๐Ÿ˜‚
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
2 years
Yโ€™all have an awesome and blessed week ahead. Itโ€™s our universal given opportunity to make good of those things we hope to see and be part of. ๐Ÿ’–๐ŸŒป
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
Lusaka is not a real place. 3 shows in 3days and someone has already chowed rent and upkeep money this side. Last hope ni 50odds on todays EPL closing fixtures. The headache to make a living is wild ๐Ÿ˜‚
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
2 months
So this here was my victory move. I dreamt of who I needed to transform into, took the step and made sure every move was a mark of greatness. Did I get it right? Damn!! Yes I did. And Boy Oh Boy, I love you so much ๐Ÿ’
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
10 months
Either abantu nabapya or now there is real money in circulation ๐Ÿคธโ€โ™‚๏ธ๐Ÿคธโ€โ™‚๏ธ๐Ÿ˜‚
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
6 months
Zesco almost made me give up. But Iโ€™m not made for that. You got served๐Ÿด๐Ÿ‘จโ€๐Ÿณ
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
10 months
Mukulu wa Brighton naye abwela natu ma narratives twake. ๐Ÿ™„
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
Tribe: Tonga/Luvale Kids: 0.00 Age: 34^ Marital Status: Single (Monk)
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@NovemberQueen_
Kantu
@NovemberQueen_
1 year
Tribe: Ushi/Tonga/Lozi Kids: 0 Age: 42
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
8 months
Dear Gents, you donโ€™t owe anyone lobola money. Weโ€™re all raised by parents and no one grew up in the hands of the government. There is no need for one side of the family to feel the need to be paid during the process of marriage. Itโ€™s selfish. Anyways snack throats are open ๐Ÿค๐Ÿค“
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
I could live here for as long as I can. Letโ€™s call it a Malume snack pack - summer edition ๐Ÿ˜‹ Taste the goodness. Thank you #Parmalat ๐ŸŒพ๐Ÿค“
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
17 days
And this looks like it for the first phase of my 5ha assignment -Farmhouse (small unit) - 100,000 -Livestock - 70,000 -Crops - 25,000 -Equipment - 50,000 -Fencing - 20,000 -Piggery - 30,000 -Ops Expenses - 50,000 Total: K345,000 (balance K155,000 for contingencies)
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
10 months
Moving from a liability to an asset, aligning expenditure in order of priority, focus on growing the balance sheet and creating a stable cash flow. That has been me in 2023. K150,000 secured in (retirement & health insurance) voluntary/personal savings. My job is not yet done.
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
I love this guy ๐Ÿ’–. And I just wanna show up for him in the best possible way that I can ๐ŸŒพ๐Ÿค“
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
Reserving myself a K10,000 for my upcoming birthday until I figure out what I need to do.๐Ÿ’ฐ๐Ÿซก Thereโ€™s more reason to celebrate the things that have happened in this age before I transition into another space of life. The energy, the transformation and all. โœจ๐Ÿ’ซ Grateful ๐Ÿคฒ๐Ÿ˜Š
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
Just because you grew up from a poor background doesnโ€™t mean poverty is your calling. Understand that someone tried to raise you under difficult conditions. Youโ€™re on your own now and all that can change. Pick up the right tools and apply the right mindset. You can fix this ๐Ÿงฐ๐Ÿ› ๏ธ
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
The theatre of dreams - Everything but an invention of the mind ๐Ÿ๐Ÿง˜ Not old Trafford ๐Ÿ˜‚
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
6 months
Iโ€™m about to take a shot. A ZMW130,000 additional investment shot into Govt bonds by 31st May. The objective is to create more real value for money, drive growth in the asset, healthy cash flows and a system for capital preservation on future investments. Yes, it will be done ๐Ÿค
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
4 months
These days you have to be extremely careful and sensitive to who you date and decide to settle down with. Itโ€™s the only way to try and keep yourself sane and mentally healthy if you canโ€™t handle being single. Thereโ€™s a lot of stuff going on with this generation.
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
10 months
Listen Young King ๐Ÿ‘‘, thereโ€™s so much noise on the outside. And a lot other stuff going on. Donโ€™t let any of that disturb your vibe and the will to give life to the dream that sits burning inside of you. Give it life, keep it alive Being Malume, Iโ€™m super proud โœจ๐Ÿง˜โ€โ™‚๏ธ
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
3 months
Itโ€™s been an awesome day. Same time same place, we go again tomorrow. Proudly so. ๐Ÿค
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
4 months
Dear Bachelor, In the grand theatre of life, there is no excuse for men to remain complacent. We must be in constant pursuit for growth, self improvement and sustainability. Itโ€™s a challenge on us and we have no other option if we are to live and enjoy life. Have a good one Kings
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
Give me a solid repayment plan and this will hit your mobile wallet at a click of the button ๐Ÿ‘จโ€๐Ÿ’ป๐Ÿ˜‚
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
8 months
Itโ€™s one thing to share a light moment with people but itโ€™s another to remain aware that your life and society at large demand some level of input from you to drive growth and make an impact. Can we strive to be people who are passionate about driving positive growth
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
2 years
A symbol of gratitude is what I am. The Universe gave me a chance to live and I'm doing exactly that. Blessed Monday Folks ๐Ÿ˜‡๐ŸŒฑ
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
6 months
BENEFITS OF INVESTING IN BONDS 1. Employed Persons -Provides additional income (coupons) -Capital reserve for future investments -Retirement income 2. Business Persons -Additional capital Reserves -Coupons to support business growth & stability -Revenue to cover fixed costs Etc
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
2 months
Rent K3,500 Fuel K1,500 Utilities K1,000 Groove K2,500 Black Tax K1,000 Babes K1,000 Baby daddy duties K2,500 Miscellaneous K2,000 ๐Ÿคธโ€โ™‚๏ธ๐Ÿคธโ€โ™‚๏ธ๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚
@enigma_ZM
Enigma
@enigma_ZM
2 months
If your take home salary is K15,000, whatโ€™s the ideal maximum you should spend on rent per month?
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
8 months
Dear Lady, assume weโ€™re dating and I gave you ZMW30,000 what would you do with it?
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
20 days
If 10 years of savings can give you ZMW1,000,000, imagine 10 years of investing. Thatโ€™s a whole different story in the making. Letโ€™s begin to develop good relations with money and soon we will have a wealth of life where money will begin to respond in our favor๐Ÿ’ฐ๐Ÿง‘โ€๐Ÿ’ป
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
4 months
Nothing serious. Heโ€™s just gone to charge his phone ๐Ÿซฃ๐Ÿ˜‚
@Bernard_BKabwe
Bernard Burrows
@Bernard_BKabwe
4 months
Me in the office on a Saturday after tweeting โ€œif you want, your long weekend can start nowโ€ ๐Ÿคฆ๐Ÿฟโ€โ™‚๏ธ
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
2 months
2025 kukwata umwana ๐Ÿ‘ถ. The economy will catch up if it wants to ๐Ÿค๐Ÿ˜‚
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
2 months
Such a beautiful day and great night it was. Glad to have been part of the occasion ๐Ÿท๐Ÿพ #Trafficcyclelaunch #Zambia @60
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@FxMalume
Malume - The Bachelor ๐Ÿ‡ฆ๐Ÿ‡ท๐Ÿ‡ช๐Ÿ‡ธ
@FxMalume
1 year
That thing they say about solo dates. I love it here ๐Ÿฝ๏ธ๐ŸŒน๐Ÿฅฐ
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