Often, we do not need a calculator to tell us that we are not earning enough. Just the calendar is good enough for us. I often ask the audience in my

This step-by-step guide discusses entering capital gains from mutual funds or shares in ITR2 or ITR3 for AY 2023-2024 (FY 2022-2023). Salaried taxpayers

Here is a free stock analysis spreadsheet that can automatically process balance sheet data from screener.in. This is the 12th edition of the freefincal

XIRR or extended internal rate of return is a measure of return used when multiple investments (at different points in time) are made in a financial

There is no compounding in mutual funds! Do not get fooled by "power of compounding", "miracle of SIPs" and "8th wonder of the world" illustrations!  The

Dear reader, this is a compilation of 100 questions that new investors in mutual funds should first ask and then seek answers. Unlike a conventional FAQ

For God's sake or at least for the sake your family and hard-earned money stay away from bank relationship managers (RM). They mis-sell expensive and

SEBI has included nine freefincal calculators created by M. Pattabiraman in its investor education website. Ms Monika Halan, the SEBI Investor Protection

Here are 50 stocks with excellent earnings power track record. Based on Hewitt Heiserman Jr.’s Earnings Power Box, these companies have the potential to

SEBI has included nine freefincal calculators created by M. Pattabiraman in its investor education website. Ms Monika Halan, the SEBI Investor Protection

This is the SEBI paper: http://bit.ly/2RwAQK8Comments/ suggestions may be forwarded by email to [email protected] latest by January 30, 2020.Email to write...

When a couple has children, securing their future is a top priority. In this article, SEBI Registered Investment Advisor Preeti Zende discusses the case

A few days ago, we had discussed, what is the best way to invest in Nifty Next 50 Index? and among the 8 choices available to invest in the Nifty Next 50

Buying a term life insurance policy based on an insurers claim settlement ratio (CSR) is a meaningless exercise. All it does is offer psychological

In this edition of the reader story, we meet Arun, who has most generously volunteered to share his investment journey with the DIY community. I say this

In this guest post, R. Srivatsan discusses the pros and cons of using a stock valuation technique known as Earnings Power Box, introduced by Hewitt

In this edition of "reader story", Ravi Kiran describes his experience of procuring a home loan from LIC Housing Finance (LICHFL) and then transferring it

This is a health insurance policy comparison spreadsheet prepared by  K R Lakshminarayanan for his personal use. He has kindly come forward to share it

Here is a free ebook on health insurance prepared by Venkatesh Jayaraman. Use it to understand the features of a health insurance policy and choose one

Is early retirement in India possible? Can a 45-year-old with ‘enough’ saved up, hang up his boots and avoid a full-time job for the rest of his life? In

Watch the "Basics of portfolio construction: A guide for beginners" https://freefincal.com/basics-of-portfolio-construction-a-guide-for-beginners/-----------...

Create your own personal financial plan with this excel-based financial planning template. Ever since I made my first retirement calculator, I have had

Here are five unique books that will will completely change the way you think about stock market risk and reward. They have certainly shaped mine and my

There is no compounding in mutual funds! Do not get fooled by "power of compounding", "miracle of SIPs" and "8th wonder of the world" illustrations!  The

In his fourth ebook, Venkatesh Jayaraman offers many insights and suggestions on how investors can tackle the stock market crash

Parag Parikh, Dynamic Asset Allocation Fund, is an open-ended dynamic asset allocation fund launching on Feb 20th. We discuss who can consider investing

Buying a term life insurance policy based on an insurers claim settlement ratio (CSR) is a meaningless exercise. All it does is offer psychological

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In this step-by-step guide, we shall discuss how to enter capital gains from mutual funds or shares in ITR2 or ITR3. Salaried taxpayers must use ITR2 if

Freefincal was founded in May 2012. So that makes 10 years of blogging, data analysis, research, reportage, call it what you will. These are 10 financial

In this guest post, R. Srivatsan explains how to differentiate a good business from a bad one, using a stock valuation technique known as Earnings Power

The Excel stock analyzer now has two spreadsheets based on Warren Buffett's approach to stock valuation. The valuation sheets have been built from the

We are happy to announce a new Google sheet-based mutual fund and stock investment tracker. The features of the sheet are presented below. Key features of

For God's sake or at least for the sake your family and hard-earned money stay away from bank relationship managers (RM). They mis-sell expensive and