Fluent Finance Profile
Fluent Finance

@Fluentinfra

2,545
Followers
95
Following
36
Media
295
Statuses

Developing deposit token infrastructure.

Joined November 2021
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@Fluentinfra
Fluent Finance
2 years
Excited to announce our partnership with Impel⚡️🤩 @Impel_official 🚀✨ This partnership will help us deliver solutions on the XDC Network that will allow traditional banks and financial institutions to benefit from decentralized finance using DLT🚀
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@Fluentinfra
Fluent Finance
2 years
We are very excited to be launching our real time proof of reserves with @chainlink for the best #consumersafety #transparency #Verify
@chainlink
Chainlink
2 years
. @FluentDAO —a bank-led #stablecoin protocol—is now using #Chainlink Proof of Reserve (PoR) on #Ethereum to increase the transparency of its US+ stablecoin reserves. Explore how PoR gives users stronger assurances around reserve assets👇
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@Fluentinfra
Fluent Finance
2 years
We are super proud to be issuing $USPlus on #XDCNetwork main net with @Impel_official .
@impel_official
Impel | Built on the XDC Network
2 years
Today, we stepped forward into the future by bringing advanced technology to the #XDCNetwork 's #Blockchain #DLT ! Congratulations to @FluentDAO @AllgoodFuturist @troyswood for achieving this historical milestone by officially minting the fiat-backed US+ #Stablecoin onto mainnet.
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@Fluentinfra
Fluent Finance
2 years
As promised ! We've partnered with @moonstonebank to bring something amazing to the space! "This partnership will allow Fluent and Moonstone Bank to connect the traditional financial system to the emerging Web 3 economy." #Fluent #MoonstoneBank #StableCoin 1/2
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@Fluentinfra
Fluent Finance
1 year
1/7 One step closer in our pursuit of building the world's most trusted stablecoin. Since integrating with @Chainlink ’s Proof of Reserve eight months ago, every USPLUS issued is fully backed 1:1 by USD. A 🧵on the key integration benefits 👇
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@Fluentinfra
Fluent Finance
1 year
CEO @allgoodfuturist : "Last year, we [signed up] three consortium bank members. "This year, we already have seven, in just this quarter. We're seeing massive demand." Listen to the full interview with @mikegrantis now:
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@Fluentinfra
Fluent Finance
2 years
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@Fluentinfra
Fluent Finance
1 year
It’s been a roller coaster week for many, but to be clear: we had no exposure to Signature Bank. To remain vigilant, Fluent is continuing to grow our consortium, and we are licensed at the state and federal level.
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@Fluentinfra
Fluent Finance
2 years
Calling all innovators and creative minds! Our CEO @AllgoodFuturist , alongside @inside_r3 , are hosting an inspiring webinar to kick off the new year. Join us on January 10th at 8AM for this must-attend event.
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@Fluentinfra
Fluent Finance
1 year
US+ is now LIVE on #Bitrue !
@BitrueOfficial
Bitrue
1 year
🔥 New listing $USPLUS is coming to #Bitrue spot trading. @FluentDAO ✅ Deposits Open NOW ✅ USPLUS/USDT pair ✅ Trading starts at 10:00 UTC, 7th June 👉 Details:
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@Fluentinfra
Fluent Finance
2 years
Lets see why @troyswood believes we can tackle the bigger players in the crypto sphere :) 🧵🧵
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@Fluentinfra
Fluent Finance
2 years
To avoid any confusion or concern: we've never had any relationship with $SI or $SIVB. $USPLUS reserves are fully secure. Fluent operating funds are fully secure.
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@Fluentinfra
Fluent Finance
1 year
We just submitted our application to get listed with @CoinMarketCap ! Looking forward to hearing back from the team!
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@Fluentinfra
Fluent Finance
2 years
1/2 Secretary Yellen wants "strong regulatory framework" — for stablecoins, it's straightforward.
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@Fluentinfra
Fluent Finance
2 years
Our CEO @AllgoodFuturist is speaking about the impacts of Zero Knowledge Audit Systems on global payments, financial products and Stablecoins at #ZenCon0 #horizen @HorizenLabs @horizenglobal
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@Fluentinfra
Fluent Finance
2 years
1/4 CEO @allgoodfuturist on Open Banking and the MENA regions, 🧵: “It is important to have a strong understanding of not just traditional banking, but also new banking frameworks and technologies such as blockchain and ISO20022.”
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@Fluentinfra
Fluent Finance
2 years
In light of recent events affecting the digital finance industry, we offer the following disclosures to provide transparency about Fluent Finance for our customers, partners, and regulators.✍️ ✅
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@Fluentinfra
Fluent Finance
2 years
2/2 100% reserves; cash and equivalents only. Proof of Reserves. No lending, no leverage. Full compliance and KYC/AML. Secretary Yellen, we’d be delighted to demonstrate how Fluent achieves this. #ProofOfReserves #ProofNotPromises $USPlus
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@Fluentinfra
Fluent Finance
2 years
As we navigate these uncertain times a need for the implementation of Proof of Reserves couldn't be more urgent. In light of this, let's dig into @chainlink proof of reserves and how it can help the industry as a whole.
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@Fluentinfra
Fluent Finance
2 years
Hey everyone. We've been quiet but building ⚡⚡ Over the past couple weeks we've had some excellent developments. Launching our chainlink feeds - As well as issuing the first $USPlus on $XDCNetwork - @Impel_official
@Fluentinfra
Fluent Finance
2 years
We are super proud to be issuing $USPlus on #XDCNetwork main net with @Impel_official .
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@Fluentinfra
Fluent Finance
1 year
1/6 Big news! We’ve expanded into the MEA region, setting the stage for the next chapter in UAE's #FinTech innovation. Our focus? Delivering our leading-edge deposit token infrastructure to Abu Dhabi. #Blockchain #DigitalAssets 🧵👇
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@Fluentinfra
Fluent Finance
2 years
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@Fluentinfra
Fluent Finance
2 years
In just two short hours, our CEO @AllgoodFuturist will be kicking off an exciting webinar with @inside_r3 - don't miss out on your chance to join the conversation!
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@Fluentinfra
Fluent Finance
2 years
1/5 A deeper look at Fluent banking relationships during our interview with @inside_r3 🧵:
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@Fluentinfra
Fluent Finance
2 years
1/2 Asked for comment, our CEO, @allgoodfuturist , recently spoke with @CoinDesk about the U.S. approach to CBDC implementation. According to Bradley, the Fed of New York is "setting the standard" for tokenized deposits and liability network settlement between banks.
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@Fluentinfra
Fluent Finance
1 year
📰 Hot off the press! Our CEO @AllgoodFuturist just penned a definitive Op-Ed in @Cointelegraph expounding exactly where and how #CBDCs stand to benefit society – and where they don't. 😉Hint: Think wholesale – not retail.
@Cointelegraph
Cointelegraph
1 year
Opinion: Central banks should focus on getting wholesale CBDCs to commercial banks — not on the development of retail CBDCs.
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@Fluentinfra
Fluent Finance
2 years
Our CEO @AllgoodFuturist speaking about a verifiable stablecoin, not a trusted one at #SmartCon . By buiding new data through @chainlink oracles (trx and portfolio) alongside #PoR and #zkp @FluentDAO provides the only real-time audited stablecoin without sacrificing privacy.
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@Fluentinfra
Fluent Finance
2 years
Edward Luo, our Chief Compliance Officer and other distinguished speakers from @chainlink , @MoodysAnalytics and @AaveAave will be coming together to explore the potential of #Chainlink #ProofofReserves as a new global benchmark for financial stability.
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@Fluentinfra
Fluent Finance
2 years
A 🧵 #DAOs & #Governance - we see these words loosely thrown around the space with no real implementation. Below is a little preview of how we plan to implement #DAOs into our protocol.
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@Fluentinfra
Fluent Finance
2 years
Highlight from our interview with @inside_r3 : 1/2 Why R3 Corda? “Corda has had significant adoption from multiple Tier 1 banks doing tokenized deposits … by far the best implementation from a technical perspective.
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@Fluentinfra
Fluent Finance
2 years
CEO @AllgoodFuturist recently concluded an interview with @inside_r3 . Over the next few days we'll share key takeaways. Thread:
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@Fluentinfra
Fluent Finance
2 years
We've been working hard in the background to bring something truly special to the space. Over the next couple of weeks we’ll have “Fluent Talks” where we’ll share what we’re working on, the problems currently facing the general crypto sphere and how we plan to help solve them.
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@Fluentinfra
Fluent Finance
11 months
1/🌌 At Fluent, we're building critical infrastructure so FIs, banks, & #DeFi protocols can interoperate seamlessly. Make no mistake: #decentralization is our mission🚀 Unfortunately, the term's become a bit of a buzzword. Really, it boils down to 4 core principles.🧵👇
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@Fluentinfra
Fluent Finance
2 years
The company will be making a series of announcements regarding these partnerships in the coming weeks.
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@Fluentinfra
Fluent Finance
1 year
1/ So maybe you've heard a thing or two about Deposit Tokens, or maybe you haven't. 🤔🤔 🤝 Either way, now's your chance to get in-the-know and ahead of the pack. 🌟 Deposit tokens are the first true-and-tried #stablecoin killers. Read that back. Now, a thread🧵👇
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@Fluentinfra
Fluent Finance
11 months
📢 Pleased to announce! Fluent will be in attendance at @COP28_UAE in Dubai to sit in at talks, roundtables, and presentations, and to showcase our proprietary deposit token infrastructure. Big things ahead.💪
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@Fluentinfra
Fluent Finance
2 years
Our Chief Compliance Officer at #Chainlink #ProofofReserves panel with @AaveAave @MoodysAnalytics
@coolwithcrypto
Jordo
2 years
Always a great night anytime the #Chainlink NY community gets together! Thank you @AaveAave @MoodysAnalytics @FluentDAO for an exciting and informative talk on how #ProofofReserves is crucial for providing transparent, immutable & low latency data on and off-chain. OK;LG
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@Fluentinfra
Fluent Finance
2 years
Coming on the heels of our announcement with @moonstonebank , we'll touch a bit Decentralized Finance & The Fluent Protocol. #Fluent #MoonstoneBank #StableCoin $FLNT $US+ 1/6
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@Fluentinfra
Fluent Finance
2 years
Stay tuned 😉
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@Fluentinfra
Fluent Finance
1 year
1/🔥 Our latest integration with Flow Rewards’ open-source smart contracts offers liquidity providers on @Uniswap ’s US+ pools: 🛡️ More control of your assets 💵 Fixed-income stability 🔄 Reliable liquidity ⚖️ Stablecoin pairs for lower volatility 💰 More US Plus rewards 🧵👇
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@Fluentinfra
Fluent Finance
11 months
Our CEO @AllgoodFuturist was in action today at the @WOWsummitWorld in Dubai, moderating a panel on Digital Wallets & Payment Providers, and fielding interviews. If you're in town for the event, drop a note.🗒️👇
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@Fluentinfra
Fluent Finance
1 year
1/4 📰Big News!📰 🌟Our fearless leader @AllgoodFuturist was quoted by @Cointelegraph in a piece exploring #crypto and #web3 's positions on the political spectrum in Washington. 🤔🤔 🧵Thread🧵 below, and full story here:
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@Fluentinfra
Fluent Finance
3 years
We built #Fluent as a bank-led solution for a public #stablecoin and private interbank settlements, enabling us to work with existing financial institutions, rather than trying to circumvent them.
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@Fluentinfra
Fluent Finance
2 years
Our CEO @AllgoodFuturist recently discussed the two distinct types of CBDCs, Wholesale and Retail with @financemagnates , exploring which one governments may ultimately select for widespread implementation. Below are his thoughts on the subject.
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@Fluentinfra
Fluent Finance
2 years
Follow the link below to secure your virtual seat - we can't wait for you to join us!
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@Fluentinfra
Fluent Finance
2 years
1/2 Author of "Re-Architecting Trust" @malekanoms argues that "properly designed" stablecoins are better for users and the government. While prior attempts might've been unconvincing, Malekan reminds us that the first credit card "was a disaster, complete with fraud"
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@Fluentinfra
Fluent Finance
1 year
7/7 Oh, and USPLUS is now available on @BitrueOfficial :
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@Fluentinfra
Fluent Finance
2 years
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@Fluentinfra
Fluent Finance
2 years
We’re hitting Austin, TX for the #P3Crypto event, June 11th! Join us at the crypto roundtable with @PeteSessions , CEO @allgoodfuturist , and MC @SteveJohanns — For more info and registration go to: #Consensus2022
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@Fluentinfra
Fluent Finance
2 years
2/2 #USPlus is properly designed; 100% backed, actively verifiable, fully compliant, and can always be redeemed 1:1 by customers. #ProofOfReserves #Fluent #StableCoin $USPlus
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@Fluentinfra
Fluent Finance
2 years
2/2 This milestone brings us one step closer to bringing our verifiable stablecoin $USPlus with verifiable POR to the market! #RealTimeAudits #Chainlink #ProofOfReserves #Fluent #StableCoin
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@Fluentinfra
Fluent Finance
1 year
6/7 CEO @AllgoodFuturist : "When we examined stablecoins, we knew that the lack of institutional uptake of the technology was due to risk. "So, we've got live monitoring, no single point of failure, and we've implemented robust KYC/KYB processes through a consortium of banks.”
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@Fluentinfra
Fluent Finance
2 years
11.11.22 — mark it down. Seriously game changing updates for the whole world that where signed today. @cz_binance @BigBrainVC @elonmusk @emirates @AllgoodFuturist @p3networkglobal
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@Fluentinfra
Fluent Finance
2 years
2/2 With this in mind, Fluent continues its commitment to providing customers with low friction transactions between TradFi and DeFi by combining Web2 financial systems with the speed and security of Web3.
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@Fluentinfra
Fluent Finance
1 year
2/7 Automated On-Chain Attestations. Smart contracts can verify USPLUS collateralization, removing the need to conduct manual audits. We verify that each Federation Member Bank can meet its fiat obligations to USPLUS holders in a timely, automated, and reliable manner.
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@Fluentinfra
Fluent Finance
2 years
This approach has seen Fluent recognized by protocols, chains and banking institutions as a high-trust stablecoin. Fluent has active projects for integration into core-banking systems, and is actively deploying the Fluent protocol to multiple chains.
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@Fluentinfra
Fluent Finance
2 years
Happy Thanksgiving! 🦃🍽️🍖🥧
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@Fluentinfra
Fluent Finance
1 year
3/7 High-Quality Data. Through customizable external adapters, Chainlink can source data from premium data providers who are financially incentivized to constantly make highly accurate data as available as possible.
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@Fluentinfra
Fluent Finance
11 months
Financial regulators, and central banks, and financial institutions are making their perspectives clear: 1⃣ On-chain environments are here to stay; 2⃣On-chain fiat is much-needed; 3⃣ #Stablecoins aren't getting the job done. ⏰ The era of deposit tokens is fast-approaching.
@WatcherGuru
Watcher.Guru
1 year
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@Fluentinfra
Fluent Finance
2 years
When Fluent designed the US+ - the company hired a team of experts from banking, regulation and developers. Fluent was designed from the ground-up to be ‘regulator-friendly’, to lean forward and anticipate new legal requirements in the future.
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@Fluentinfra
Fluent Finance
2 years
This meant Fluent baked into the smart-contracts, the protocol and process design, the notions of governance and collateralization.
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@Fluentinfra
Fluent Finance
1 year
5/7 Transparency. The Proof of Reserve feeds can be monitored by anyone in real-time, allowing the world to independently verify asset collateralization. It’s like having a live feed that shows that every USPLUS is matched with a real dollar.
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@Fluentinfra
Fluent Finance
2 years
"Proofs of reserve harmonise the innate transparency of blockchains with the convenience of centralised custodians" ⚡⚡
@CoinDesk
CoinDesk
2 years
"Proofs of Reserve" combine the innate transparency of blockchains with the convenience of centralized custodians. Following FTX, we should require the idea as an industry standard, says @nic__carter . Opinion.
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@Fluentinfra
Fluent Finance
2 years
Our CEO @AllgoodFuturist is speaking today at #SmartCon about a verifiable stablecoin, not just a trusted one. He will be presenting today at 4:30PM EST in stage Plato.
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@Fluentinfra
Fluent Finance
2 years
After succesfully launching on #XDCnetwork and #Ethereum , where would you like to see us deploy next?
Arbitrum
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@Fluentinfra
Fluent Finance
2 years
Our CEO @AllgoodFuturist is excited to be a speaker at @TheCryptotutors Crypto For The Culture conference on Nov 3rd! It is a free crypto conference that will showcase influential & diverse speakers in crypto. RSVP TODAY!
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@Fluentinfra
Fluent Finance
11 months
This was one of the biggest articles to drop all year. 🤔 Stablecoins are declining, while demand for on-chain fiat continues to rise. 💡 A replacement is on the way. 👉 See: Deposit Tokens. From @Cointelegraph :
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@Fluentinfra
Fluent Finance
2 years
With over 30 years of experience as an international #business leader in #fintech and #banking , Philip McHugh is an industry titan. We're thrilled to welcome him to Fluent's Board of Advisors!
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@Fluentinfra
Fluent Finance
1 year
4/7 Decentralization. Chainlink Proof of Reserve feeds are decentralized at the data source and oracle node levels, eliminating central points of failure in the sourcing and delivery of external data to us.
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@Fluentinfra
Fluent Finance
2 years
The protocol ensures that the money-supply and ratio between US+ is always 1:1; that it is not possible to produce more US+ than there is money behind each coin. The collateralization and activity of US+ is further governed by being fully-auditable in real-time.
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@Fluentinfra
Fluent Finance
11 months
Satoshi has to be shaking his head.😒 #Crypto & #web3 are antithetical to the very notion of bankruptcy court. Let's get our principles straight: 1⃣Radical Transparency via on-chain architecture 2⃣Automation via smart contracts 3⃣Self-sovereignty via "your keys, your coins"
@crypto
Bloomberg Crypto
11 months
Celsius Network customers whose assets have been trapped on the failed crypto lender’s platform questioned the firm’s acting CEO in New York bankruptcy court
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@Fluentinfra
Fluent Finance
2 years
5/5 “[We] just finished our first beta at the end of last year, and we’re starting to expand out [consortium member] usage and open up the governance component of it.”
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@Fluentinfra
Fluent Finance
2 years
Essentially, the principle that underwrote the design of US+ and the Fluent protocol was ‘how do we derisk a stablecoin?’
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@Fluentinfra
Fluent Finance
2 years
The protocol ensures that the money-supply and ratio between US+ is always 1:1; that it is not possible to produce more US+ than there is money behind each coin. The collateralization and activity of US+ is further governed by being fully-auditable in real-time.
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@Fluentinfra
Fluent Finance
3 years
Transparency and auditability are at the heart of #Fluent , and we are building a bridge between private financial institutions and public #blockchains to create a new kind of #stablecoin we call USD+. And that “+” stands for a LOT. Stay tuned to learn more!
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@Fluentinfra
Fluent Finance
1 year
1/ 🧑‍🏫The #web3 status quo in 2023: The stablecoin is the best & only way to offer users on-chain fiat. 🤔Walt Disney CEO Bob Iger famously said: "The riskiest thing we can do is just maintain the status quo." 😂Per George Carlin: "The status quo sucks". A thread on the SQ🧵👇
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@Fluentinfra
Fluent Finance
2 years
3/4 CEO of @TradingSoftware Richard Gardner: “[Open Banking] essentially gives consumers, be it individuals or businesses, better control over their financial data, by facilitating easy access to third parties enabling them to create new products and services.”
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@Fluentinfra
Fluent Finance
2 years
3. The Fluent protocol is governed by a #DAO and is insured by the #DAO Treasury to protect against any potential bankruptcy or insolvency. A risk that is reduced further by having a federation of banks and no single point of failure.
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@Fluentinfra
Fluent Finance
2 years
#Stablecoins have tremendous potential, but a lack of transparency has raised a lot of fair questions. That is why we are building Fluent - to correct these issues through transparency, decentralized governance, and adaptive interoperability.
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@Fluentinfra
Fluent Finance
3 years
Regulation of #stablecoins is inevitable, and not unwelcome — but must be done in ways that allow them to continue to #innovate and flourish while setting a new standard of #transparency and audibility.
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@Fluentinfra
Fluent Finance
1 year
@troyswood @BitrueOfficial #WeAreXDC and beyond! 🔥🔥🔥🔥
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@Fluentinfra
Fluent Finance
2 years
3/3“We go directly from the core banking APIs to a non-custodial wallet of the person, we enable them to directly on-ramp with DEXs, protocols and L1s. This means they have that relationship with their bank with no need to expand outside of that to go from fiat to DeFi and back.”
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@Fluentinfra
Fluent Finance
2 years
Only two days left to register for #P3Crypto in Austin, TX! Come meet Guest of Honor @PeteSessions and listen to guest speakers from @CoinChangeio , @IOHKMedia , @IBM and more talk about the future of DeFi! Register now:
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@Fluentinfra
Fluent Finance
3 years
We’re taking a conscientious approach to Fluent, developing a product to satisfy innovators, #crypto enthusiasts, #technologists , and #regulators .
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@Fluentinfra
Fluent Finance
2 years
😏😏
@troyswood
Troy S. Wood
2 years
The new US+ #Stablecoin by @FluentDAO is most likely going to be much better than $USDT & $USDC, as they have architected a beautiful solution. Learn more here...
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@Fluentinfra
Fluent Finance
2 years
With Fluent fully geared up and ready to go, we're excited to join #BTCMiami and #SolanaMiami along with our friends supporting @Oxygen_protocol , @CelsiusNetwork and @solana to discuss the future of #DeFi and more!
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@Fluentinfra
Fluent Finance
2 years
This week we enjoyed an incredible meeting of minds at the @Solana Hacker House with @Oxygen_protocol , Fluent CEO Bradley Allgood, @master_ventures , Joseph McKinney where we talked about the future of #DeFi after a thoughtful first day of #bitcoin2022 .
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@Fluentinfra
Fluent Finance
2 years
Over the next couple of weeks we'll be releasing more developments as we continue to bring $USPlus to the market. #RealTimeAudits #Chainlink #ProofOfReserves #Fluent #StableCoin
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@Fluentinfra
Fluent Finance
2 years
2/4 “[Open Banking] enables new use cases that are not currently possible with the existing banking system in the [MENA] region, such as easier expansion for Western businesses and the development of local fintech startups.”
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@Fluentinfra
Fluent Finance
2 years
2/2 “[The Corda] notary is great and enables private identities to be passed through an ecosystem. They built something from the basis that was intended for a consortium.” Check out the full interview:
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@Fluentinfra
Fluent Finance
3 years
In order to have a successful, efficient #stablecoin , a protocol must be: ✅Credible & Resistant ✅Auditable & Adaptable ✅Model-based & Composability ✅Open Source & Reward Monetization Fluent checks off those boxes & more. Find out more at
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@Fluentinfra
Fluent Finance
1 year
6/6 As we look forward, the transformative impact of deposit tokens on global trade, especially in developing regions, is evident. Here's to a future of more efficient, transparent, and borderless cross-border payments! #DigitalTransformation
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