Charles @CharlesDNichols Twitter profile

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Charles

12 days

NuzoKSH 🇰🇪 is live on @base It’s never been easier to pay local businesses onchain 1. Enter Nuzo Agent’s till number 2. Enter the amount to send 3. Earn Nuzo rewards 👉

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Charles

@CharlesDNichols

1 year

Nuzo Wallet for Chat 👉

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Charles

@CharlesDNichols

7 months

M-PESA till is expensive + no rewards 😞 Nuzo Till is free + earn cashback rewards 🎁 Can see why folks are shifting…

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Charles

@CharlesDNichols

7 months

I love pulling up the Google Maps view for Nuzo Agent locations. This is the Africa we are serving. In a few years, you will see a multi-story shopping center here. #Tujenge

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Charles

@CharlesDNichols

7 months

Today we are bringing Nuzo to Kajiado County.

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Charles

@CharlesDNichols

5 months

NUZO 💙 chapati 🫓

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Charles

@CharlesDNichols

7 months

Mama mboga anajua Nuzo. Unajua? 👉

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Charles

@CharlesDNichols

6 months

. @NuzoCoin 💙 Tanzania 🇹🇿

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Charles

@CharlesDNichols

4 months

nuzo community 🦁 is ready for @KBCC2024 tuonane kesho ✅

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Charles

@CharlesDNichols

10 months

KRA are coming for businesses with M-PESA Till…

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Charles

@CharlesDNichols

7 months

Every day, the Nuzo Agent Network grows 🌱 Earn with Nuzo 👉

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Charles

@CharlesDNichols

4 months

habibi, come to @NuzoRewards 💸🚀

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Charles

@CharlesDNichols

5 months

Many livestock retailers joining @NuzoCoin 🐮 Livestock plays a crucial role in African food and economic security w/ over $50 billion in annual trade value

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Charles

@CharlesDNichols

5 months

US$400,000,000 MoU for semiconductor manufacturing at Dedan Kimathi Science and Technology park in Nyeri, Kenya 🇰🇪 🚀🚀🚀

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Charles

@CharlesDNichols

6 months

Nuzo Agent karibu na @DiscoverJKUAT Sign Up 👉

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Charles

@CharlesDNichols

4 months

demand for dollar stablecoins is onboarding millions in emerging markets to crypto, but demand for earning (rewards) >>> trading (exchanges) i think the opportunity size to earn crypto with @NuzoRewards is ~1,000x larger than @binance

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Charles

@CharlesDNichols

3 months

#FREEFRANJE

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Charles

@CharlesDNichols

7 months

Nuzo Agents are bringing the global economy to shopping centers across Africa 🌍 With Nuzo, you earn $NRT rewards as you shop for 🥩 🥬 🍅 🌽🥚🧃👕 🧼🪥and swap your rewards for Digital Dollars 💸

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Charles

@CharlesDNichols

7 months

The absolute best way to run a startup is with a small aligned team, high growth and profitability.

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Charles

@CharlesDNichols

5 months

Vodafone, which owns a controlling stake in Kenyan telecom firm Safaricom and its M-PESA mobile money payment service, announced plans to integrate crypto wallets with SIM cards.

Vodafone looks to integrate crypto wallets with SIM cards

Vodafone is working to rollout a cryptocurrency wallet integrated in a smartphone SIM card.

cointelegraph.com

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Charles

@CharlesDNichols

6 months

Checkout buttons ≡ mobile money agent networks In Africa, where cash payments and in-person micro transactions dominate retail spending, the agent’s wall is where the digital payment wars are being fought…

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Charles

@CharlesDNichols

1 year

Even at 14% you're NUTS if you're buying Kenyan treasuries right now. KES/USD is on a ~35% depreciation run rate. With 5% on US t-bills, you'd need to earn 40% interest on KE treasuries to BREAK EVEN vs. US t-bills. Madness.

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Charles

@CharlesDNichols

7 months

Kenyan banks are earning up to 10.5% margins on foreign currency transactions By comparison, popular P2P markets charge just 0.2%

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Charles

@CharlesDNichols

2 months

NuzoKSH doing 40m / day on @base pretty sure that makes Nuzo the #1 issuer of African currency stablecoins (pls correct me if I'm wrong)

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Charles

@CharlesDNichols

1 year

@ahmedsalims mostly word of mouth. 7k is massive for the average Kenyan… this is just the beginning. ppl worry it’s all about scanning eyeballs to capture data. wrong. it’s about rebuilding the financial system from the ground up so it actually benefits mwananchi instead of a select few

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Charles

@CharlesDNichols

4 months

Nuzo is bringing African mobile money agents onchain, enabling them to earn @NuzoRewards as they onboard their customers to Nuzo Wallet. #TheFutureofMoney

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Charles

@CharlesDNichols

2 months

you can choose red🔴green🟢or blue🔵 but only the blue one gives you crypto rewards $NRT $USDT #FutureOfMoney

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Charles

@CharlesDNichols

1 year

@EricRWeinstein He lost a lot of credibility with this response. Why not simply reply “I’m not a theoretical physicist and can’t comment on the science at play here directly, but the experts who can should be given access to the data.”

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Charles

@CharlesDNichols

11 months

Unverified but wtf 😳

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Charles

@CharlesDNichols

1 year

absolutely insane that we make it this hard for talented ppl to enter the US legally

Deedy

@deedydas

1 year

Huge personal news! My EB-1A Green Card for Extraordinary Ability was APPROVED today! 🇺🇸 After 12 contiguous yrs in the US, 18yrs in total, $20k+ in legal fees, a Denial, and 3.5yrs of working on this 900 page app, I'll finally be able to travel freely and.. be unemployed!

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Charles

@CharlesDNichols

1 year

Enthusiastic about much of what Pres. Ruto and Amb. Whitman are doing in the US, but an M-PESA partnership with Apple Pay and PayPal doesn't make much sense. iOS has 3.5% market share in Kenya and PayPal loves to randomly withhold Kenyan user funds for months...

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Charles

@CharlesDNichols

9 months

The way #KOT called me crazy for saying M-PESA's days are numbed a few short months ago and now today maduka yote yameacha kukubali...

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Charles

@CharlesDNichols

1 year

@SUEKAT1399696 I’m not a part of the WorldCoin team but you can read abt how they handle data protection here:

Privacy - Worldcoin

Privacy is a fundamental human right. Every part of the Worldcoin system has been carefully designed to defend it, without compromise.

worldcoin.org

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Charles

@CharlesDNichols

5 months

My foundation is looking to give out grants of US$10-50k to a few East Africa-focused non-profits. Our focus areas are: 🌱 environmental conservation 🧑‍🌾 sustainable agriculture 🌳 agro-forestry / tree planting Must hold 501c3 status. Tag relevant organisations or DM 🙏

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Charles

@CharlesDNichols

1 year

@latewaartscbo trade in person or using escrow services

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Charles

@CharlesDNichols

1 year

@EricRWeinstein To be clear, I’m talking about Grusch.

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Charles

@CharlesDNichols

5 months

President Ruto expressing his support for crypto mining at AmCham business summit

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Charles

@CharlesDNichols

10 months

In Ethiopia, money printer literally go Birr

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Charles

@CharlesDNichols

1 year

Nuzo Till + Binance PayID. You love to see it.

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Charles

@CharlesDNichols

1 year

@MwanyikaMathayo it’s a business opportunity you can sell 40x 5mbps subscriptions using 1 device and make a nice profit

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Charles

@CharlesDNichols

1 year

@Asmali77 In my view, it's a GOOD thing as it means people can become more self-sufficient.

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Charles

@CharlesDNichols

11 months

Nuzo Kilifi 🏖️

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Charles

@CharlesDNichols

1 year

@Artem_Mashkov @elonmusk ohhh we're super excited and they don't seem to fussed by (lack of) local approvals

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Charles

@CharlesDNichols

1 year

@Reynoldobago @moneyacademyKE imagine if you sell 100MB bundles at a bar or shop in rural area for 50 bob you could sell Ksh 500k worth before reaching your bandwidth cap

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Charles

@CharlesDNichols

1 year

@PanAfricaner we are working to educate them at the grassroots level with NUZO

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Charles

@CharlesDNichols

9 months

The guy installing fibre internet at my family home in the US is from Nyanza! Small world 🇰🇪 🌍

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Charles

@CharlesDNichols

1 year

@berns3oy off-grid solar you can lease a 2kW inverter system from these guys

Sun King Home 8000 Solar Inverter

Introducing the Sun King Home 8000The Sun King Home 8000 is a high- power solar inverter designed to replace the electric grid and expensive fuel generators....

www.youtube.com

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Charles

@CharlesDNichols

1 year

one guaranteed outcome of higher US interest rates is currency devaluation in emerging/frontier markets you think $1 = 150 KES is bad? just wait until early 2024..

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Charles

@CharlesDNichols

1 year

NoBoDy wiLL uSe NuZO iNsTeAD of MPESA 🙃

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Charles

@CharlesDNichols

1 year

@GeorgeDangaa USDT is back at 141 KES

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Charles

@CharlesDNichols

11 months

First Nuzo Agent in Tanzania!🇹🇿 (Face blurred at agent's request)

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Charles

@CharlesDNichols

1 year

@MihrThakar Yes, but likely winners will compete based on value to consumers rather than ☕️ 🤝 😉

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Charles

@CharlesDNichols

1 year

@iamkipro check out @SunCultureKenya

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Charles

@CharlesDNichols

1 year

@georgenjoroge_ what you are describing as "dishonest" behavior could also be the rational response to an inadequate / non-existent social safety net

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Charles

@CharlesDNichols

5 months

97% of Nuzo assets held in local currency stablecoins like $NKSH. Not surprising given the recent Ksh strength. Can't do that with other platforms.

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Charles

@CharlesDNichols

1 year

@qassini Starlink is 200 down so you could sell 40 subscriptions @ 5mbps for Ksh 80k p.m. gross at that 2k rate soon, I imagine your regional provider will shift to Starlink or his competitor will do the same and sell to you 5mbps @ 1500 p.m. win-win

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Charles

@CharlesDNichols

8 months

@scienceisstrat1 The downside is the transformation is driven by very pollutive growth.

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Charles

@CharlesDNichols

9 months

If you’re in Kenya 🇰🇪 and work online, you need one of these. Will charge a laptop 5x and retain 80% capacity after 5,000 charge cycles (10x longer lifespan than a lead battery) $175 from Amazon US after discount code + shipping via @kentexcargo 👉

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Charles

@CharlesDNichols

1 year

@samuel31_eric find a nearby nuzo shop at and I will buy for you unga ya 1kg at that shop

Nuzo - The Future of Money

Pay, Save and Earn Rewards with Nuzo.

nuzo.co

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Charles

@CharlesDNichols

1 year

@NDUNGU2010 1. Starlink is not designed to replace your URBAN connections 2. Resellers can offer 20x 10mbps connections from 1x 250 mbps Starlink at 2k p.m. each and make 40k a month

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Charles

@CharlesDNichols

10 months

It’s so funny explaining agent banking to American VCs “Wait, so people actually go to a shop and deposit cash?!” Yes, bruv.

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Charles

@CharlesDNichols

1 year

@dick_otieno expensive payment fee comes from M-PESA low savings interest is from KCB M-PESA depreciating currency comes from CBK but rolls up into the same thing..

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Charles

@CharlesDNichols

11 months

@IanECox Lol this is GenAI was about to freak out hahaha

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Charles

@CharlesDNichols

11 months

One day, I want to finance desert greening 🏜️ 🌳 Feels like a good use case for crypto. Register your land onchain and earn tokens monthly based on average forest cover (verified by satellite) 🛰️ Denser forest = more rewards. Sell tokens to carbon buyers.

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Charles

@CharlesDNichols

3 months

it is absolutely magical that i can send $100 to someone without a bank account in rural Africa – instantly – for $0.001 this is the true calling of crypto

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Charles

@CharlesDNichols

9 months

@JonErlichman Elizabeth Warren continuing a long-held Massachusetts tradition…

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Charles

@CharlesDNichols

10 months

Now that we've validated utility, we can make Nuzo Wallet pretty.

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Charles

@CharlesDNichols

11 months

Is the future of payments in Africa USDT or USSD? (or both if you’re @kotanipay 🔥)

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Charles

@CharlesDNichols

1 year

dripped out Nuzo shop owners 🔥

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Charles

@CharlesDNichols

3 months

Here’s a crazy idea… Instead of raising taxes on struggling Kenyans, reduce the $10 billion a year lost to corruption by 10%

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Charles

@CharlesDNichols

1 year

I used to feel like Twitter was a great place to build a web3 brand, but the amount of spam/scams now makes it more of a liability than an asset.

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Charles

@CharlesDNichols

1 year

@BrianOrwe I'm hoping M-PESA will just partner with us. Tunajenga pamoja.

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Charles

@CharlesDNichols

1 year

@sarahkimani

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Charles

@CharlesDNichols

1 year

@africanbullz @Reynoldobago @moneyacademyKE Speed in RURAL areas is where Starlink will always beat Saf. On the other hand, depending on how much data you use, your monthly cost is as low as Ksh 6.5/GB which is approx 7.5x cheaper than the offer you're talking about.

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Charles

@CharlesDNichols

1 year

@moneyacademyKE Threads is kinda lame ngl

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Charles

@CharlesDNichols

10 months

Himp Man

@keverenge98

10 months

My local butcher hapa Kondele wameweka phone number ya sending money. Till Number wanasema "iko na sida kidogo" and now I understand.

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Charles

@CharlesDNichols

11 months

Africans are shorting their own currencies by putting their savings into $USDT but who can blame them? Kenya's Shilling lost ~5% of its value in the last month alone (a 60% annual depreciation run rate). Massive storm brewing for government bonds.

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Charles

@CharlesDNichols

11 months

Africans who earn Dollars are very happy right now.

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Charles

@CharlesDNichols

1 year

@Knightly_Maina 143.71 taken just now

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Charles

@CharlesDNichols

11 months

Those who murder Jews are being celebrated by those who murder Kenyans. 76 dead at Westgate, 148 dead at Garissa University and 14 dead at Riverside. Unafikiri hawa ni marafiki zako?

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Charles

@CharlesDNichols

11 months

🎉🚀

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Charles

@CharlesDNichols

1 year

@danso_theone kazi safi sana sana

Arijiju by Nicholas Plewman Architects, Michaelis Boyd

Location: Borana Ranch, Kenya Year: 2016 Photos: Nicholas Plewman Architects

architizer.com

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Charles

@CharlesDNichols

11 months

Don’t work with people who play short term games. Anything genuinely important takes 10+ years to build.

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Charles

@CharlesDNichols

1 year

@daemonboy2 Think about it. M-PESA is a digital ledger with KES unit of account. 1 MPESA Coin = 1 Kenya Shilling.

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Charles

@CharlesDNichols

11 months

The Nigerian Naira lost 21% (!) against the Dollar in the last 30 days. My word.

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Charles

@CharlesDNichols

1 year

It’s increasingly obvious that stablecoins will be the global payment rails.

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Charles

@CharlesDNichols

11 months

Asked a Nuzo agent how he convinces businesses to join Nuzo.. "Since this guys already hate lipa na mpesa due to huge transaction fees, I introduced nuzo to them and they liked the idea of cashbacks very much"

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Charles

@CharlesDNichols

1 year

@Timothy57946272 @NuzoCoin @worldcoin businesses pay a lot for customer verification esp. when it comes to financial services in Africa, fake documents are easy to source so even if you have customer ID maybe it’s not genuine

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Charles

@CharlesDNichols

8 months

@Noahpinion The downside is that it’s very carbon intensive.

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Charles

@CharlesDNichols

1 year

@charlesmonari47 @ahmedsalims President Biden used the same language during his campaign. It’s unfortunate that politicians use this phrase often, but rarely make good on their promises.

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Charles

@CharlesDNichols

1 year

@samuel31_eric go to the shop and share a pic of their nuzo till sign and how much they’re charging for unga ya 1kg

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Charles

@CharlesDNichols

1 year

@chuck_bauss yes i think lack of a social safety net is a huge contributor i.e., if you only have 1 job and get fired you’re cooked but if you maintain some side hustles, you’ll be ok

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Charles

@CharlesDNichols

11 months

@MihrThakar Uncle Sam gotchu tho $2bn black ops budget + $2bn from IMF plus prob another $1bn bailout that’s totally not a bailout by EOY for Eurobond restructuring. Plus we actually care about East Africa. As opposed to the Sahel where we have given up.

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Charles

@CharlesDNichols

11 months

Seeing great growth in acceptance of Nuzo Till across Kenya Nuzo Till is a 6 digit account number used for making payments with Nuzo and earning rewards

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