DividendBoomer @BoomerDivvies Twitter profile | Pikagi

Pikagi

DividendBoomer

@BoomerDivvies

3,259

Followers

355

Following

1,683

Media

33,734

Statuses

🇨🇦 business owner. CRE NNN rental income 📈. Achieved FI but won’t retire yet or anytime soon. 120k+ PADI.

Vancouver, British Columbia

Joined March 2023

Don't wanna be here? Send us removal request.

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@BoomerDivvies

DividendBoomer

2 years

May not be a popular sentiment in the #DivTwit community but I’m much more in favour of FI than RE. It’s great to have a big nest egg but nothing wrong with continuing to work if you enjoy what you do and it keeps giving you more FI and more generational wealth.

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@BoomerDivvies

DividendBoomer

8 months

If you’re under 35 and began investing after the Great Financial Crisis of 2008, then you may not be as great an investor as you think. The past 15 years have been so easy for stock investors. But… the 12 years from 2000 - 2012 had a 0% return. Can you even imagine that?

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@BoomerDivvies

DividendBoomer

7 months

@DecadeInvestor @HeroDividend It was a ripoff in the ‘80s.

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@BoomerDivvies

DividendBoomer

3 months

@ESPNFC He left that bench on a yacht to go sit on the Netherlands bench for two weeks.

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@BoomerDivvies

DividendBoomer

5 months

A couple has: - $700,000 house with $450k equity - 2 paid off cars worth $50k - Investment portfolio worth $550k - Chequing/savings worth $30k - Kids educational accounts worth $50k ➡️ Do you really consider this couple to be millionaires? Or just middle class?

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@BoomerDivvies

DividendBoomer

2 months

An orthodontist friend told me he gives his broker $40,000 per month. $480k/year He was going to retire when his portfolio hit $10M but that happened too quickly so he changed his goal to $20M, which he is approaching. What would you be doing if you were in his position?

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@BoomerDivvies

DividendBoomer

3 months

@stats_feed Don’t say Borat Don’t say Borat Don’t say Borat

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@BoomerDivvies

DividendBoomer

11 days

Having a net worth of one million $$ does not make you rich. Sorry. Yes it’s a good amount, yes it’s more than most people will accumulate, but it’s not rich.

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@BoomerDivvies

DividendBoomer

1 month

@CollinRugg Seems like a pretty normal experience for many in a rural area.

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@BoomerDivvies

DividendBoomer

5 months

@jhadawayfc Hiring movers is money well spent. They’re so good at what they do. And what they do is not fun. Don’t make this mistake next time.

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@BoomerDivvies

DividendBoomer

2 months

@unusual_whales Not a workable plan. Every other country would immediately slap tariffs on American products which would crush exports. And kill jobs.

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@BoomerDivvies

DividendBoomer

2 months

@stats_feed All the bots will be voting 🙄

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@BoomerDivvies

DividendBoomer

22 days

@unusual_whales Well it’s only $175 Million. So a $200 fine would be a solid deterrent and he’d never do it again.

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@BoomerDivvies

DividendBoomer

3 months

@unusual_whales And we thought Disneyland tickets were expensive now. Just wait!!

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@BoomerDivvies

DividendBoomer

3 months

@stats_feed Those Nordic countries getting it on. No wonder they’re also the happiest in the world.

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@BoomerDivvies

DividendBoomer

5 months

I imagine that I’m closer to *end of life* than most of you on FinX. Trust me when I say, you don’t need to save all your $$ for retirement. If you can manage it, you want to have a rich life, full of experiences. We spent $100k on travel last year. Do I wish I had that

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@BoomerDivvies

DividendBoomer

2 months

Just added up July dividends. ➡️ $16,075.99. I love free money 😉

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@BoomerDivvies

DividendBoomer

3 months

@stats_feed So 26% of people in this poll are in the 2%. Interesting 😂😂

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@BoomerDivvies

DividendBoomer

9 months

Which are you? SINK - single income no kids DINK - dual income no kids DINKWAD - dink with a dog HENRY - high earner, not rich yet SKI - spending kids retirement WOOF - well off older folk FIGMY$HIT - finally got my $hit together SITCOM - single incm two kids oppressive mortgage

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@BoomerDivvies

DividendBoomer

6 months

Another harsh reality… Renters do not pay their landlords’ mortgage or property taxes. Renters do not pay their landlords’ maintenance/upkeep or insurance. Renters pay rent in exchange for a place to live. Whatever the landlord does with the rent $$ is their business.

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@BoomerDivvies

DividendBoomer

5 months

I hate booking airline tickets. Every time you look the price is different. Tickets will fluctuate many 100s of dollars. And when you’re on the plane you know that every person there has paid a different price for their ticket. Worst business model of any industry.

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@BoomerDivvies

DividendBoomer

9 months

I’m 62 and still working and *not* looking to retire. Most business owners I know don’t look to retire early, they keep running their businesses. I have lots of money, my time is flexible and life is great. I may keep going into work until I die. It’s become a hobby too.

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@BoomerDivvies

DividendBoomer

3 months

Just added up my June dividends. For the month: $12,412.83 January to June: $79,733.56 Quite a bit more than last year, but second half of the year should be about the same as the first half. And dividend haters, I understand what dividends are so chill 😎

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@BoomerDivvies

DividendBoomer

3 months

@InternetH0F Meanwhile people are robbing stores all over town but that cop is too busy with crap like this.

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@BoomerDivvies

DividendBoomer

9 months

$5 $COST power meal. Ready to take on the world.

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@BoomerDivvies

DividendBoomer

5 months

@travelwithparkr Yes exactly. They’re millionaires on paper, but in my mind they’re middle class.

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@BoomerDivvies

DividendBoomer

4 months

Went for dinner Saturday with another couple. Good meal at a good restaurant. Ended up at >$400 per couple including tip. A few years ago this would have been $300/couple. And we went with a much cheaper wine than usual.

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@BoomerDivvies

DividendBoomer

9 months

Finally got around to adding up my dividends for the year. $128,640.76 I don’t use any of the dividend income yet so it just stays in the account to be reinvested. I put more $$ into lower yielding US equities last year so my yield is actually going down which is fine with me.

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@BoomerDivvies

DividendBoomer

8 months

My top marginal tax rate here in B.C. Is 53.5% Now I don’t mind paying taxes, & we have a great country, but paying *more than half* should never be a thing. Then paying a shitload of taxes (incl $65k property taxes) with my after-tax money. Am I paying my “fair share” yet?

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@BoomerDivvies

DividendBoomer

6 months

Do kids make you more motivated to be wealthy? We have way more wealth than my wife and I would ever spend. But I still work, why? I have an innate desire to leave my kids extremely well set up financially. Generational wealth is the goal.

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@BoomerDivvies

DividendBoomer

5 months

I love this story... A young cashier told an older woman that she should bring reusable grocery bags because plastic bags weren't good for the environment. The woman apologized, "We didn't have this green thing back in my day." The young clerk said, "Your generation did not

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@BoomerDivvies

DividendBoomer

4 months

Do I have enough of an emergency fund or should I keep saving up??

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@BoomerDivvies

DividendBoomer

2 months

ATM fees are a ripoff.

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@BoomerDivvies

DividendBoomer

2 months

@unusual_whales “Better instincts”?? 😂😂😂😂😂😂😂

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@BoomerDivvies

DividendBoomer

7 months

Seems almost ridiculous that the market can keep powering forward like this. S&P500 up 9% already this year, it’s only mid-March and interest rates haven’t come down at all yet. I mean it’s nice being a big beneficiary of this momentum but how is this sustainable??

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@BoomerDivvies

DividendBoomer

5 months

Hey young ‘uns ⬇️⬇️ 😂😂

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@BoomerDivvies

DividendBoomer

25 days

@unusual_whales How are we going to block all the whorebots that they allow on the site? This is an idiotic move.

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@BoomerDivvies

DividendBoomer

8 months

Would you consider $200,000 in household income to be “high income” where you’re from? Here it would be a good, solid family income, but would not be a high income household imo.

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@BoomerDivvies

DividendBoomer

2 months

@BarcaUniversal Awesome story. Congrats on your success.

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@BoomerDivvies

DividendBoomer

9 months

Haven’t invested anything yet in 2024, so it’s time to buy. I will put <<< $100 >>> into an S&P500 ETF for every like this post gets.

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@BoomerDivvies

DividendBoomer

9 months

The bulk of my friends are millionaires. These include my childhood friends, university friends and my more recent friends. Q. How did they get there? A. From their careers. 9-5 income is the BEST way to get rich. Passive $$$ will come later, build your primary income first.

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@BoomerDivvies

DividendBoomer

3 months

@Rainmaker1973 The legs aren’t covered in oil or anything. They’re dry legs with streaks of white paint on them.

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@BoomerDivvies

DividendBoomer

7 months

Can $NVDA do anything about this??

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@BoomerDivvies

DividendBoomer

2 months

@JustinTrudeau It’s always been time for this. Unfortunately your flood of low wage “temporary” workers has made it impossible for young Canadians.

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@BoomerDivvies

DividendBoomer

4 months

Renters: You don’t pay your landlord’s mortgage You don’t pay their property taxes You don’t pay their insurance Unless you’re in a triple net lease and they provide you with invoices for those things, then you don’t pay them. The landlord does. What do you pay? Rent.

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@BoomerDivvies

DividendBoomer

4 months

You get one perk, what you taking? - no income tax for life - all your current debts cancelled - free college for your kids - completely free healthcare for life - free 2,500 sq ft house in decent neighbourhood of your current city - 5 bitcoin I’m taking no income tax. 💪

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@BoomerDivvies

DividendBoomer

24 days

I only use credit cards, I don’t waste my time with debit.

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@BoomerDivvies

DividendBoomer

9 months

These big accounts provide such penetrating, insightful information every day. How do they come up with this *gold*?🙄

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@BoomerDivvies

DividendBoomer

9 months

Oh how we’ve changed.

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@BoomerDivvies

DividendBoomer

7 months

Not a Toyota in sight. This must be the broke people parking lot.

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@BoomerDivvies

DividendBoomer

6 months

Harsh reality (for some): - Our house is a big f’n asset. Whether you think it’s an asset or not… Whether you think is part of NW or not… Whether you count yours as an asset or not. Our house is an asset. Owned by us, not the government. Cope harder if that bothers you.

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@BoomerDivvies

DividendBoomer

8 months

$103 for 3 nice thick ribeyes. Gonna pan fry them again.

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@BoomerDivvies

DividendBoomer

9 months

Do you friends or relatives know your annual salary? Mine do not. It’s just not a thing that I’ve ever done. It may be generational 🤷‍♂️

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@BoomerDivvies

DividendBoomer

10 months

Do you hate investing when the markets are at all time highs?

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@BoomerDivvies

DividendBoomer

10 months

Some of us on FinX are older and very financially secure, with decades of experience in investing and wealth building. If you’re in your 20s or 30s remember that we’ve been your age, but you’ve never been our age. Most of the *big* FinX accounts are run by people who haven’t been

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@BoomerDivvies

DividendBoomer

11 months

Is the middle class actually squeezed? In my view, the middle class is much richer today than when I grew up (decades ago). Bigger houses Multiple TVs Kids don’t share bedrooms Cell phones Multiple cars Fancier vacations Expensive running shoes Video game systems Computers I

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@BoomerDivvies

DividendBoomer

3 months

@stats_feed California is incredible, even though people sh!t talk it constantly.

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@BoomerDivvies

DividendBoomer

3 months

@tahyvr @centregoals Similar strike with easier conditions.

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@BoomerDivvies

DividendBoomer

7 months

Today’s lunch. I wanted to be healthy so I had Coke Zero.

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@BoomerDivvies

DividendBoomer

3 months

@centregoals @EsportsRAC1 There’s a good chance this is gonna happen and maybe they’ll take some more pics together.

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@BoomerDivvies

DividendBoomer

3 months

My wife kinda freaks out when I eat from the container without washing the fruit. I say it’s perfectly fine. Who’s with me on this?

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@BoomerDivvies

DividendBoomer

3 months

@JustinTrudeau @CanadianForces The most important thing for our military is to choose the *best person* to lead them, regardless of gender/ethnicity/sexual orientation etc.

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@BoomerDivvies

DividendBoomer

5 months

@MatG82 I agree, by definition they are millionaires. But it’s not the picture of millionaires that most people have.

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@BoomerDivvies

DividendBoomer

2 months

@6ixbuzztv Financial education

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@BoomerDivvies

DividendBoomer

2 months

@creepydotorg Stalin.

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@BoomerDivvies

DividendBoomer

7 months

Is it okay to have a mortgage in retirement? Definitely think this isn’t your best move and it’s not something I would do.

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@BoomerDivvies

DividendBoomer

10 months

Nice pre-Christmas present 😭

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@BoomerDivvies

DividendBoomer

5 months

Has anyone signed a mortgage in the past 12 months? What rate did you get?

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@BoomerDivvies

DividendBoomer

3 months

Wow got my first ever monetization. $370.12 😃 Never expected this, and now I’ll probably slack off, just wanted to see if I could get there one time. The pay is for the entire existence of my account it seems.

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@BoomerDivvies

DividendBoomer

6 months

Corollas tell the whole story.

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@BoomerDivvies

DividendBoomer

5 months

Do you wear your shoes inside your home? We do not.

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@BoomerDivvies

DividendBoomer

6 months

Life doesn’t start at retirement. If you have an extremely high savings rate, 50%, 60%, 70% and save like this for decades then you will likely accumulate millions. But you’ll probably be almost incapable of spending by then. You can save too much and spend too little.

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@BoomerDivvies

DividendBoomer

3 months

@Rainmaker1973 I think this is how a lot of people would like it to be today. 😂

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@BoomerDivvies

DividendBoomer

3 months

@Williamrno @Mac_The_Jazz @CollinRugg They aren’t a thousand years or 200 years old. And how did you magically determine that the ocean hasn’t risen? They look pretty much swallowed up by the ocean to me.

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@BoomerDivvies

DividendBoomer

8 months

Realistically you aren’t going to retire at 40 and probably not at 50 either. That’s mostly a FinX fantasy. Earn aggressively, save & invest and you’ll be in a good position for when you do retire.

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@BoomerDivvies

DividendBoomer

3 months

Having dinner/beer after golf with 8 of us and one guy asked what people’s burn rate was. (After tax spending) No one was less than $10k per month. Most were between $10k & $15k. It amazes me when I see people who say they can retire on $4k/mo What’s your burn rate?

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@BoomerDivvies

DividendBoomer

7 months

Are bitcoin bros the most arrogant community on X? Posts mentioning $BTC in anything other than a fawning light are routinely responded to with Have Fun Staying Poor #HFSP or “you need to study more and educate yourself”. I don’t see any other groups on FinX acting like that.

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@BoomerDivvies

DividendBoomer

6 months

The current “official” inflation rates: Canada - 2.78% USA - 3.15% Do you believe these numbers?

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@BoomerDivvies

DividendBoomer

3 months

@stats_feed Top countries in the world.

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@BoomerDivvies

DividendBoomer

7 months

Many of the things you enjoy now: - smartphones - personal computers - the internet - Lithium ion battery technology for e-bikes and electric cars - Viagra …were invented by Baby Boomers. You’re welcome.

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@BoomerDivvies

DividendBoomer

1 month

@TalkinYanks That’s bullsh!t. How long are they gonna suffer through this guy’s incompetence?

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@BoomerDivvies

DividendBoomer

5 months

If your net worth gets to $5,000,000 are you retiring? Or will you keep building for generational wealth? The growth mindset differs greatly in people, there’s no right or wrong way.

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@BoomerDivvies

DividendBoomer

9 months

Homeowners: I can’t wait to be mortgage free, peace of mind is important. Landlords: Let’s buy some more properties with 95% financing. Which mindset do you have??

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@BoomerDivvies

DividendBoomer

7 months

I’m over 60 and still work. Why? Because I like building wealth, have a lot of flexibility to travel, and I enjoy it ⬇️ Our 2023 trips January - Bahamas with family and friends Late January - L.A. for Lakers game March - son, 2 weeks in Australia for rugby March - week with

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@BoomerDivvies

DividendBoomer

6 months

This is how we knew where our friends were when we grew up before social media and cell phones.

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@BoomerDivvies

DividendBoomer

3 months

@6ixbuzztv Why do they have to cancel a flight because a passenger and flight attendant are arguing??

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@BoomerDivvies

DividendBoomer

3 months

@6ixbuzztv Why are there so many horrible people in society?

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@BoomerDivvies

DividendBoomer

2 months

@stats_feed Wear ridiculous shirts from brands like Balenciaga

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@BoomerDivvies

DividendBoomer

4 months

Married guys, care to comment?? 😂

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@BoomerDivvies

DividendBoomer

9 days

I’m in favour of lifestyle creep. And you should be too. I don’t think your goals should only be about retirement. You have a life now and you should be living it (while still planning for your future)

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@BoomerDivvies

DividendBoomer

11 months

Did X just do a bot cleaning? My follower count dropped a bunch last night.

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@BoomerDivvies

DividendBoomer

2 months

If you had to quickly cut 5% of your expenses, what would you cut? I think we’d probably stop eating out.

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@BoomerDivvies

DividendBoomer

29 days

As an over 60 y/o I’ve had a lot of life experiences. And I know that while I’ve attained a very solid financial position, time is not on my side. This is one reason why I live the lifestyle I do and why we travel as much as we do. I don’t want to look back with endless

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@BoomerDivvies

DividendBoomer

6 months

@GuyTalksFinance My mortgage payment is $1,500 less than your rent.

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@BoomerDivvies

DividendBoomer

6 months

You think houses are expensive where you’re from? It’s insane here. This is a nice (but not most expensive) area of Vancouver. Average price at least $5,000,000 So much foreign 🇨🇳 money involved.

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@BoomerDivvies

DividendBoomer

7 months

Lucky guy!

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@BoomerDivvies

DividendBoomer

1 year

Bought my first house at age 29 Bought my first *new* car at age 39 Many people do this the other way around. Did you buy a house before buying a new car?

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@BoomerDivvies

DividendBoomer

3 months

@JomboyMedia That would be amazing. Has anyone else done such a thing recently?

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@BoomerDivvies

DividendBoomer

4 months

@OutdoorFinance I probably pay more property tax on my home than anyone on here. But I understand why we have property taxes. What do you suggest in the alternative to pay for city services, such as schools, roads, community centres, parks, libraries, police, fire etc?

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@BoomerDivvies

DividendBoomer

3 months

@6ixbuzztv Hopefully it was “guns seized and people arrested too”

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