Adam S. Minsky @AdamSMinsky Twitter profile

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Adam S. Minsky

11 months

Clients excitedly sending me copies of their loan forgiveness letters and screenshots showing $0.00 balances is a true joy and it does not get old.

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Adam S. Minsky

@AdamSMinsky

2 years

Really is wild that the Biden administration has *still* not made any announcement about the payment pause or an extension. We are two weeks out.

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Adam S. Minsky

@AdamSMinsky

4 months

The results of the Biden admin’s efforts to fix PSLF have been staggering. In just a few years, the program went from a 99% rejection rate and only a few thousand approvals to nearly 900,000 borrowers receiving over $60 billion in forgiveness.

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Adam S. Minsky

@AdamSMinsky

11 months

A federal court has dismissed a legal challenge to one of President Biden’s key federal student loan forgiveness plans. Over 800,000 borrowers are set to receive relief.

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Adam S. Minsky

@AdamSMinsky

3 years

Another city just called on Biden to forgive the student loan debt of millions of borrowers.

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Adam S. Minsky

@AdamSMinsky

1 year

BREAKING: The Supreme Court has denied a request to delay $6 billion in student debt relief under an approved settlement, paving the way for the Education Department to continue to discharge the debts of hundreds of thousands of borrowers.

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Adam S. Minsky

@AdamSMinsky

3 years

A group of House Democrats is calling on the Biden administration to release a long-awaited memo outlining whether the President has legal authority to #Cancelstudentdebt on a mass scale.

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Adam S. Minsky

@AdamSMinsky

2 years

A new poll released this week found pretty broad support for at least some student debt cancellation across a number of demographics --

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Adam S. Minsky

@AdamSMinsky

3 years

9 in 10 student loan borrowers say they are not ready to begin repaying their loans in October. via @forbes

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Adam S. Minsky

@AdamSMinsky

3 years

New economic data released on Friday showing record levels of inflation is adding additional pressure on President Biden to extend the soon-to-expire student loan payment pause.

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Adam S. Minsky

@AdamSMinsky

2 years

A top White House official suggested that President Biden is considering a further extension of the ongoing pause on student loan payments, and that more student loan cancellation may be coming.

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Adam S. Minsky

@AdamSMinsky

1 year

Hmm I wonder what will happen if student loan payments turn back on. 🫠

Heather Long

@byHeatherLong

1 year

NEW: An alarming number of Americans are already struggling, even if they have jobs 20.5 million are behind on utility payments Nearly 25 million people are behind on their credit card, auto loan or personal loan payments. We haven't seen that since 2009

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Adam S. Minsky

@AdamSMinsky

1 year

A+ to Solicitor General Elizabeth B. Prelogar, I don't think she could have done better. If SCOTUS issued a ruling based solely on who best handled the oral arguments, it would be 9-0 in favor of the government.

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Adam S. Minsky

@AdamSMinsky

2 years

As President Biden continues to consider a broad student loan forgiveness initiative, a huge coalition of advocacy organizations is urging him to cancel more than $10k in student loan debt, with some calling $10k a "slap in the face."

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Adam S. Minsky

@AdamSMinsky

1 year

Nearly half a million people have been approved for federal student loan forgiveness under the PSLF Waiver. And more is on the way.

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Adam S. Minsky

@AdamSMinsky

1 year

Doh. That's it, no student loan forgiveness decision today. But, FWIW, we now have multiple decisions where SCOTUS has found that states don't have standing to challenge a federal law or Biden admin policy...

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Adam S. Minsky

@AdamSMinsky

2 years

While this was widely expected to be the final few months of the student loan pause, the legal battles surrounding Biden’s student loan forgivenes initiative is putting pressure on the administration to extend the pause yet again.

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Adam S. Minsky

@AdamSMinsky

1 year

No student loan forgiveness decision from SCOTUS today.

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Adam S. Minsky

@AdamSMinsky

2 years

A coalition of over 130 organizations wrote to President Biden on Thursday, urging him to extend temporary student loan forgiveness initiatives and the student loan pause that are set to end within a matter of weeks.

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Adam S. Minsky

@AdamSMinsky

2 years

Been hearing a lot about insane call hold times at MOHELA. Really not good as hundreds of thousands of borrowers try to do exactly what @usedgov is telling them to do -- apply for PSLF under the Limited PSLF Waiver, which ends in 28 days.

The Debt Collective 🟥

@StrikeDebt

2 years

When you currently try to call @MOHELA you just get message that says "Welcome to Verizon Wireless. Your call could not be completed as the called party is temporarily unavailable. Please try again later" @FSACOO @UnderSecKvaal

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Adam S. Minsky

@AdamSMinsky

3 years

Advocates for student loan borrowers are redoubling their efforts to convince President Biden to cancel student loan debt in the face of an increasingly unsettled federal student loan servicing system.

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Adam S. Minsky

@AdamSMinsky

9 months

Student Loan Nightmare: Millions See Payment Errors as Biden Administration Punishes Servicer

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Adam S. Minsky

@AdamSMinsky

2 years

Former Secretary of Education @JohnBKing is the latest high-profile official to call on President Biden to enact widespread student loan cancellation.

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Adam S. Minsky

@AdamSMinsky

8 months

2.7 Million Student Loan Borrowers To Be Compensated For Servicer Problems -- and guess what legal authority they're using? 👀

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Adam S. Minsky

@AdamSMinsky

3 years

The Biden administration announced on Friday that it will retroactively waive student loan interest for thousands of current and former active-duty military service members.

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Adam S. Minsky

@AdamSMinsky

3 years

Senator Elizabeth Warren grilled the CEOs of two student loan servicing giants at a Senate hearing today on the student loan crisis. Here are the highlights. via @forbes

Key Moments From Elizabeth Warren’s Blockbuster Hearing On Student Loans

Senator Elizabeth Warren grilled the CEOs of two student loan servicing giants at a Senate hearing today on the student loan crisis. Here are the highlights.

www.forbes.com

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Adam S. Minsky

@AdamSMinsky

2 years

website still not functioning properly due to high traffic. Not exactly what you want to see as ED is about to implement a massive new initiative.

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Adam S. Minsky

@AdamSMinsky

4 years

Just had another client get issued a Notice of Wage Garnishment by @usedgov for defaulted #studentloans . Her spouse is on unpaid leave, so a wage garnishment would be devastating for their family. All garnishments MUST be suspended NOW.

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Adam S. Minsky

@AdamSMinsky

2 years

Several signs point to another extension of the student loan payment pause. But without concrete information from the White House and ED, borrowers are in the dark about what to expect in the coming months.

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Adam S. Minsky

@AdamSMinsky

3 years

Another one bites the dust. This fall is going to be an absolute mess for borrowers.

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Adam S. Minsky

@AdamSMinsky

2 years

As millions of borrowers barrel towards the end of the student loan payment pause, a key Senate Democrat is calling on President Biden to permanently eliminate federal student loan interest.

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Adam S. Minsky

@AdamSMinsky

10 months

As student loan payments resume, the Biden administration has launched several student loan forgiveness and repayment initiatives. But the system appears to be buckling.

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Adam S. Minsky

@AdamSMinsky

2 years

A coalition of student loan borrower advocacy orgs filed a lawsuit this week against the Biden administration, accusing officials of delaying the processing of a group discharge request for borrowers who were defrauded by their school.

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Adam S. Minsky

@AdamSMinsky

9 months

Student Loan Forgiveness And Repayment Plans At Major Risk As Problems Worsen.

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Adam S. Minsky

@AdamSMinsky

1 year

SCOTUS just found that states don't have standing to sue Biden in another case 👀

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Adam S. Minsky

@AdamSMinsky

3 years

The Harvard student newspaper pointed out that the vast majority of students graduating from Ivy League schools are not graduating with debt, so it makes no sense to cite these schools as a reason to limit student loan forgiveness.

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Adam S. Minsky

@AdamSMinsky

3 years

Biden -- again -- falsely suggested that mass student loan cancellation would primarily benefit Ivy League students. Students and borrower advocates have pushed back.

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Adam S. Minsky

@AdamSMinsky

2 years

BREAKING -- The Biden admin on Tuesday announced sweeping reforms for income-driven repayment programs. Over 3.6 million borrowers are expected to benefit, according to ED, with at least 40,000 borrowers receiving immediate student loan forgiveness.

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Adam S. Minsky

@AdamSMinsky

3 years

BREAKING -- ED announced sweeping new executive actions today to transform the Public Service Loan Forgiveness (PSLF) program. Nearly 600,000 borrowers will get closer to student loan forgiveness as a result. Here are the details.

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Adam S. Minsky

@AdamSMinsky

4 months

Would be great if @usedgov would look into this and provide more clarity on what the heck is going on here. cc: @SecCardona @FSACOO @UnderSecKvaal . This is very alarming, and borrowers deserve an actual clear explanation.

Adam S. Minsky

@AdamSMinsky

4 months

🚨 Some borrowers have started to receive notices that their student loan forgiveness has been reversed, and their balances reinstated. There's a lot we still don't know, but here's what we do know so far.

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Adam S. Minsky

@AdamSMinsky

4 months

A settlement agreement that would provide $6B in student loan relief to nearly 200,000 borrowers has not been fully implemented by a court-ordered deadline. A legal group representing impacted borrowers is now asking a federal court to step in.

$6 Billion Student Loan Forgiveness Settlement Delayed As Group Seeks Court Intervention

200,000 borrowers were supposed to receive $6 billion in student loan forgiveness by the end of January. But that didn't happen.

www.forbes.com

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Adam S. Minsky

@AdamSMinsky

11 months

With the return of student loan repayment in a few weeks, borrowers are already encountering significant problems with online applications, loan servicing, and accessing key benefits.

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Adam S. Minsky

@AdamSMinsky

1 year

I am seeing more and more borrowers with double-digit interest rates on variable-rate private student loans. Absolutely insane. And given current rates, even borrowers w/ high income + great credit (which is rare) may still see very high rates on fixed-rate refi's.

The Debt Collective 🟥

@StrikeDebt

1 year

We have to talk about private student loans—which hasn’t gotten relief since COVID. This is one of our members, who can’t find an interest rate under 14%. This is only 1 of her loans. She’s been paying nonstop for almost a decade and it’s about to double.

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Adam S. Minsky

@AdamSMinsky

7 months

BREAKING -- The Biden administration announced an extension of a critical student loan forgiveness deadline, which will provide more time for borrowers who need to consolidate.

Biden Extends Key Student Loan Forgiveness Deadline: Why It Matters

The Biden administration announced an extension of a critical student loan forgiveness deadline, which will provide more time for borrowers who need to consolidate.

www.forbes.com

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Adam S. Minsky

@AdamSMinsky

10 months

It's been great hearing from all the folks getting their loans forgiven through PSLF during the last year. Still lots of problems and more work to do, but it's so much better than it was just a couple of years ago.

662,000 Borrowers Get Student Loan Forgiveness As Improvements For Key Program Proceed

Hundreds of thousands of borrowers received student loan forgiveness under initiatives designed to improve Public Service Loan Forgiveness, according to Biden officials.

www.forbes.com

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Adam S. Minsky

@AdamSMinsky

2 years

With Biden’s signature student loan forgiveness program blocked by federal courts, millions of borrowers remain in stuck in limbo and are left wondering — how will this end? Here are some possibilities.

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Adam S. Minsky

@AdamSMinsky

2 years

The PSLF Waiver is providing very real, tangible relief for some borrowers. But many others are struggling to navigate a clumsy student loan bureaucracy and conflicting information. It's getting messy.

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Adam S. Minsky

@AdamSMinsky

2 years

Beta testing is over, the application is fully live now. And a whopping 8 million people have already applied (wow).

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Adam S. Minsky

@AdamSMinsky

3 years

It's official -- the student loan pause is extended to May 1, 2022.

It’s Official: Biden Extends Student Loan Pause To May 2022 — What Borrowers Should Know

On Wednesday, President Biden extended the national pause on student loan payments, interest, and collections. Here's what it means for borrowers.

www.forbes.com

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Adam S. Minsky

@AdamSMinsky

9 months

🚨 “Interviews with a half dozen people involved in the rollout of the plan, commonly known as SAVE, reveal ED and the student loan servicers… are contending with administrative errors that have produced inaccurate payment amounts.”

Rollout of Biden’s new student loan repayment plan hits early snags

Behind-the-scenes calculation errors are resulting in student loan borrowers receiving inaccurate payment amounts.

www.washingtonpost.com

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Adam S. Minsky

@AdamSMinsky

1 year

A rare view of me not doing student loan things:

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Adam S. Minsky

@AdamSMinsky

1 year

No student loan forgiveness decision today from SCOTUS.

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Adam S. Minsky

@AdamSMinsky

3 years

Four years after borrowers first became eligible for loan forgiveness, PSLF still has a 98% denial rate.

New Data Shows Most Who Apply To This Student Loan Forgiveness Program Are Denied

The data shows that 98% of applications for Public Service Loan Forgiveness (PSLF) were rejected. Will the Biden administration take steps to fix the broken program?

www.forbes.com

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Adam S. Minsky

@AdamSMinsky

9 months

Millions of student loan borrowers may be receiving bills for payment amounts that are higher than what they should be. Here's why.

3 Reasons Your Student Loan Payments May Be Higher Than They Should Be

Millions of student loan borrowers may be receiving bills for payment amounts that are higher than what they should be.

www.forbes.com

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Adam S. Minsky

@AdamSMinsky

1 year

Many borrowers may not realize that enrolling in a new Biden initiative when student loan payments resume could wind up cutting them off from other loan repayment plans.

Your Student Loan Payment Plan Could Get Eliminated — Here’s Why

Many borrowers may not realize that enrolling in a new Biden initiative when student loan payments resume could wind up cutting them off from other loan repayment plans.

www.forbes.com

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Adam S. Minsky

@AdamSMinsky

3 years

Not student loan-related, but some happy personal news!

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Adam S. Minsky

@AdamSMinsky

2 years

It's great to hear all the good news about student loan forgiveness under the new PSLF waiver -- and I love hearing success stories from my clients and others -- but that doesn't mean things are going swimmingly.

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Adam S. Minsky

@AdamSMinsky

8 months

The 5 Wildest Student Loan Repayment Errors Derailing Forgiveness Right Now (some of these are bonkers...)

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Adam S. Minsky

@AdamSMinsky

3 years

FedLoan Servicing is out. This is huge.

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Adam S. Minsky

@AdamSMinsky

1 year

Had to say goodbye to this little guy over the weekend. Hug the ones you love, including your fur friends.

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Adam S. Minsky

@AdamSMinsky

7 months

The Education Department just released draft regulations containing eligibility criteria and proposed student loan forgiveness amounts for Biden's new plan. Here are the key details.

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Adam S. Minsky

@AdamSMinsky

8 months

Borrowers are being placed into administrative forbearances on a mass scale due to servicing problems. Will this count toward student loan forgiveness? The Dept. of Ed says some will, but questions remain.

Forbearances May Count Toward Student Loan Forgiveness Due To Servicer Errors, But Questions Remain

As loan servicing problems mount, some borrowers are being forced into an administrative forbearance, which historically doesn't count toward student loan forgiveness.

www.forbes.com

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Adam S. Minsky

@AdamSMinsky

4 years

BREAKING -- A federal judge issued a scathing rebuke to Education Secretary Betsy DeVos for issuing mass denials of #studentloan forgiveness applications.

Judge Slams DeVos For Blanket Denials Of Student Loan Forgiveness, Cites “Irreparable Harm” To...

A federal judge issued a scathing rebuke to Education Secretary Betsy DeVos for issuing mass denials of student loan forgiveness applications.

www.forbes.com

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Adam S. Minsky

@AdamSMinsky

2 months

If approved, several student loan companies may have to pay millions of dollars in penalties and other compensation for alleged servicing failures.

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Adam S. Minsky

@AdamSMinsky

6 months

House Republicans have unveiled sweeping legislation that would roll back President Biden’s student loan forgiveness and repayment initiatives.

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Adam S. Minsky

@AdamSMinsky

10 months

The Biden administration has begun sending student loan forgiveness emails to borrowers in a second wave of approvals under a temporary account adjustment.

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Adam S. Minsky

@AdamSMinsky

28 days

Millions of borrowers were notified this week that they will not have to make a student loan payment in July in anticipation of payments getting reduced under the SAVE plan. Here are key details.

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Adam S. Minsky

@AdamSMinsky

1 year

When I work with clients on PSLF matters, I often have to warn them in advance of the erroneous or panic-inducing letters they are likely to receive (I even call one specifically the “Do Not Panic Letter”). Just the most bizarre part of my job.

The Debt Collective 🟥

@StrikeDebt

1 year

The number of panicked 3 am messages we receive is intense People understandably freak out when MOHELA tells them they don’t qualify, or that after 10+ years only 3 payments count. All erroneous info

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Adam S. Minsky

@AdamSMinsky

1 year

Seeing lots of borrowers getting PSLF approval letters, truly life-changing stuff.

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Adam S. Minsky

@AdamSMinsky

2 years

The Consumer Financial Protection Bureau (CFPB) has issued a $1 million penalty to a major student loan servicer for allegedly misleading borrowers about student loan forgiveness. Here’s an overview.

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Adam S. Minsky

@AdamSMinsky

2 years

BREAKING -- The Education Department announced that it is extending the ongoing student loan pause into 2023 in response to legal challenges over President Biden's student loan forgiveness program.

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Adam S. Minsky

@AdamSMinsky

2 years

The longer the pause remains in effect, the more borrowers may ultimately get their loans forgiven. Here's why.

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Adam S. Minsky

@AdamSMinsky

10 months

The Education Department would be directly impacted by a federal government shutdown, and it could not come at a worse time for borrowers.

Government Shutdown Could Imperil Student Loan Forgiveness and Repayment Initiative

With student loan payments resuming in October, the government shutdown comes at quite an inopportune time. Various initiatives may be slowed. Read more.

www.studentloanplanner.com

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Adam S. Minsky

@AdamSMinsky

2 years

President Biden told reporters today that he is considering taking executive action to broadly cancel student loan debt, and a decision may be imminent. But sounds like it will be under $50k. No word on income limits. What are your predictions?

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Adam S. Minsky

@AdamSMinsky

4 years

An explosive new report released today by @theSBPC and @AFTHigherEd sheds new light on the U. S. Department of Education’s role in mismanaging the troubled Public Service Loan Forgiveness program. via @forbes

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Adam S. Minsky

@AdamSMinsky

9 months

5 Student Loan Forgiveness Updates As On-Ramp Begins And Problems Worsen

Student loan forgiveness efforts continue on a number of fronts, even while problems seem to be getting worse. Here are the latest updates.

www.forbes.com

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Adam S. Minsky

@AdamSMinsky

3 years

👀

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Adam S. Minsky

@AdamSMinsky

6 months

Millions of borrowers will receive student loan forgiveness credit for administrative forbearance periods as broad loan servicing problems continue.

3.5 Million Borrowers Will Receive Student Loan Forgiveness Credit For Nonpayment As Servicing...

Millions of borrowers will receive student loan forgiveness credit for administrative forbearance periods as broad loan servicing problems continue.

www.forbes.com

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Adam S. Minsky

@AdamSMinsky

4 months

🚨 Some borrowers have started to receive notices that their student loan forgiveness has been reversed, and their balances reinstated. There's a lot we still don't know, but here's what we do know so far.

Student Loan Forgiveness Reversals Cause Growing Panic For Borrowers

Some borrowers have started to receive notices that their student loan forgiveness has been reversed, and their balances reinstated. Here's what we know.

www.forbes.com

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Adam S. Minsky

@AdamSMinsky

2 years

If passed, the bill would result in dramatically accelerated student loan forgiveness for borrowers who have devoted their careers to public service work.

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Adam S. Minsky

@AdamSMinsky

10 months

Congressional Republicans announced a new effort to try to repeal President Biden’s new income-driven repayment plan. via @studentloantrav

GOP Seeks to Repeal Biden's New Student Loan Payment Plan as Millions Sign Up

Congress Republicans announced that they are attempting to get the SAVE plan repealed, due to their belief it will be too costly to taxpayer dollars. Read more.

www.studentloanplanner.com

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Adam S. Minsky

@AdamSMinsky

2 years

Understandable that the $10k/$20k one-time cancellation is dominating the news, but the Limited PSLF Waiver ends in two weeks (!!)... The programs aren't mutually exclusive, so you can apply for both, and FFELP loans can still benefit from the waiver.

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Adam S. Minsky

@AdamSMinsky

11 months

This week, the department added yet another deadline for borrowers as student loan payments resume. Critical dates are beginning to stack up, leading to potential confusion.

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Adam S. Minsky

@AdamSMinsky

1 year

Most hostile to Biden's loan forgiveness plan: Roberts, Thomas, Alito Less hostile, but not favorable; murkier on standing: Gorsuch, Kavanaugh More favorable towards the program, most hostile towards the standing of the challengers: Kagan, Sotomayor, Jackson, Barrett

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Adam S. Minsky

@AdamSMinsky

2 years

If you get a phone call about being "pre-qualified" for student loan forgiveness, it's a scam. Frankly, if you receive any phone call about loan forgiveness, it is almost certainly a scam.

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Adam S. Minsky

@AdamSMinsky

2 years

Looks like my day today will consist of refreshing my Twitter feed.

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Adam S. Minsky

@AdamSMinsky

1 year

The Biden administration is sending emails to hundreds of thousands of borrowers, notifying them that they have been approved for student loan forgiveness under the IDR Account Adjustment.

Student Loan Forgiveness Approval Emails Sent To Thousands As New Program Gains Steam

The Biden administration is sending emails to hundreds of thousands of borrowers, notifying them that they have been approved for student loan forgiveness.

www.forbes.com

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Adam S. Minsky

@AdamSMinsky

4 months

Thousands of borrowers should have already received student loan forgiveness and other debt relief under the Sweet v. Cardona settlement, but are still waiting.

Close To 53,000 Didn’t Get Student Loan Forgiveness Despite Qualifying

Thousands of borrowers should have already received student loan forgiveness and other debt relief under an approved settlement, but are still waiting.

www.forbes.com

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Adam S. Minsky

@AdamSMinsky

3 years

Borrowers are finally starting to get their student loans cancelled under the new expanded PSLF program -- 10,000 borrowers so far. Details here.

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Adam S. Minsky

@AdamSMinsky

2 months

BREAKING: Biden Extends Major Student Loan Forgiveness-Related Deadline For One-Time Adjustment

Biden Extends Major Student Loan Forgiveness-Related Deadline For One-Time Adjustment

The Biden administration just announced that it is extending a critical deadline for borrowers who are pursuing student loan forgiveness under a one-time adjustment.

www.forbes.com

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Adam S. Minsky

@AdamSMinsky

1 year

Sounds like he's going to try for the Higher Education Act, after all...

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Adam S. Minsky

@AdamSMinsky

2 years

Me: [makes a drink] [turns on some music] "Ah, weekend." 8th Circuit: "....."

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Adam S. Minsky

@AdamSMinsky

3 years

The Biden administration is moving forward with a regulatory overhaul of key student loan forgiveness and repayment programs, including Public Service Loan Forgiveness and income-based repayment.

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Adam S. Minsky

@AdamSMinsky

4 years

A major new ruling by a U. S. appeals court has held that a borrower’s $200,000 in private student loans are dischargeable in bankruptcy, potentially opening the door for similar bankruptcy rulings in the future.

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Adam S. Minsky

@AdamSMinsky

3 years

Warren compared student loan debt to a “sword” hanging over the heads of borrowers. “Every day that draws by, that sword draws a little closer. [Biden] can remove this sword, and can remove this pain, by cancelling $50,000 or more in student loan debt.”

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Adam S. Minsky

@AdamSMinsky

3 years

President Biden is under increasing pressure to address the troubled Public Service Loan Forgiveness program by automatically wiping out the debt of public servants. Will he act?

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Adam S. Minsky

@AdamSMinsky

4 years

BREAKING -- A new report by @theSBPC and @AFTUnion paints a bleak picture of the Public Service Loan Forgiveness program, and raises fresh concerns that the program is failing millions of student loan borrowers who were promised relief.

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Adam S. Minsky

@AdamSMinsky

11 months

@What46HasDone Yup!

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Adam S. Minsky

@AdamSMinsky

2 years

If you get a weird message when you try to access the student loan forgiveness application, here's what's going on.

Biden’s Student Loan Forgiveness Application Is Here — 5 Tips Before You Submit

The Biden administration has launched a beta version of its student loan forgiveness application, and borrowers can apply now. But there's a few things you should know first.

www.forbes.com

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Adam S. Minsky

@AdamSMinsky

3 years

Some personal news. Excited to be able to practice in my favorite state.

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