Adam @AdamFinCoach Twitter profile

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Adam

@AdamFinCoach

1 year

I am aiming for financial fitness Not financial freedom Why ? 👇

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Adam

@AdamFinCoach

1 year

Health. Where would you put it in your budget? A want or a need?

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Adam

@AdamFinCoach

1 year

People who say money doesn't buy happiness already have it.

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Adam

@AdamFinCoach

1 year

Who do you talk about your finances with?

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Adam

@AdamFinCoach

1 year

7 followers away from 200. Can we hit 200 before the end of the weekend?

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Adam

@AdamFinCoach

1 year

X is awesome. This is genuinely my only social media account. I thought it would be a cesspit. Turns out I have met some great people, there is a real community and I am learning a heap.

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Adam

@AdamFinCoach

1 year

@MartinSLewis @hmtreasury @WhichUK @TheFCA @CitizensAdvice It is another way to encourage emotional buying. - Pretend there is a discount - Have a pop-up saying that there is only 1 item left - BNPL Thanks for all you do Martin

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Adam

@AdamFinCoach

1 year

If I pointed to your bank statement, could you tell me what every item was ?

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Adam

@AdamFinCoach

1 year

Why do people not invest? For me, it's: a) not understanding why it is important b) not knowing how to start What do you think?

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Adam

@AdamFinCoach

1 year

Your cash is worth less every year. About 7% less atm due to inflation. I counteract this by investing part of my cash each month into a high-interest account, now at 6%. What are you doing with your cash?

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Adam

@AdamFinCoach

1 year

I am having a tough week. But I remember a phrase my Dad says a lot. "𝙏𝙝𝙞𝙨 𝙩𝙤𝙤 𝙨𝙝𝙖𝙡𝙡 𝙥𝙖𝙨𝙨". It has always held true.

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Adam

@AdamFinCoach

1 year

Would you feel different about your 9-5 if you owned part of the company ?

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Adam

@AdamFinCoach

1 year

The best investors are not the most intelligent. The best investors are the least emotional.

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Adam

@AdamFinCoach

1 year

60 days to 100 followers 15 days to 150 followers 7.5 days to 200 followers I like the trend

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Adam

@AdamFinCoach

1 year

Buy a car or invest in the car company? A Tesla in Jan 2020 could be bought for $40k. $40k invested in Tesla in Jan 2020 would now be worth ~$280k.

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Adam

@AdamFinCoach

1 year

Imagine you have no income for 6 months. Nothing. Zero. Would you be able to live your normal life? Would you be able to support those you need to? If the answer is no, you need to build an emergency fund of cash.

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Adam

@AdamFinCoach

1 year

A mistake repeated more than once is a decision. Agreed?

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Adam

@AdamFinCoach

1 year

Can I join the 300 club today? Only a few short.

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Adam

@AdamFinCoach

1 year

@_RFH10_ Totally nuts that nobody picked it up

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Adam

@AdamFinCoach

1 year

Cash is dead. Long live contactless. Unless you need a haircut or a locker at the gym.

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Adam

@AdamFinCoach

1 year

I just got tweethunter. Love it. Saving me heaps of time.

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Adam

@AdamFinCoach

1 year

Are you thinking of quitting ? Follow this.

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Adam

@AdamFinCoach

1 year

Compare yourself to you. Where were you 3,6,9 months ago? Don't compare yourself to others. And don't compare yourself to the Jones's.

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Adam

@AdamFinCoach

1 year

Do you still think you can time the market?

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Adam

@AdamFinCoach

1 year

Can we call friends on this platform X-Mates? Movie franchise in the works.

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Adam

@AdamFinCoach

1 year

Want to see your investments go up more? Look at them less. Delete the app. Only login on desktop. Only login once a month.

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Adam

@AdamFinCoach

11 months

It's been hard. But I made it to 500!! Now for the 1,000 mark. Massive shout out to all those who have supported me throughout. @Lewisthecoach @ImCharlieBullen @TomTalksMoney_ And many more. Anybody below 500, time and effort will get you there.

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Adam

@AdamFinCoach

1 year

I am on two weeks paternity leave. Spending so much time with my family has been amazing. That's why I am here.

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Adam

@AdamFinCoach

1 year

Can't you see it? Personal finance and physical fitness are very similar. You need to create a personal plan for both. 𝗧𝗵𝗲𝗻 𝘆𝗼𝘂 𝘀𝘁𝗶𝗰𝗸 𝘁𝗼 𝗶𝘁. Consistently.

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Adam

@AdamFinCoach

11 months

Accepted a job offer with a GIF and the reply was also a GIF. Life goal ✅ Right company ✅

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Adam

@AdamFinCoach

1 year

I want to be good, not great. Being consistently good beats being occasionally great. True in building wealth and personal growth. Both compound, if you keep at it.

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Adam

@AdamFinCoach

1 year

Be frugal but not cheap

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Adam

@AdamFinCoach

1 year

You have £10k and you have to invest in Gold or Bitcoin. Which one are you picking ? And Why ? Extra rule: You have to leave it for 10 years untouched

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Adam

@AdamFinCoach

1 year

Cost of getting to France for the Rugby World Cup - a fair bit. Matchday experience ? Priceless

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Adam

@AdamFinCoach

1 year

Rich get richer. The equality gap widens. Which side will you be on? I can tell you. Based on a simple formula. R>G If you don't understand this, your not going to be on the right side. Let's dive in 👇 1990-2023 the S&P 500

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Adam

@AdamFinCoach

1 year

Thank goodness it’s Friday

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Adam

@AdamFinCoach

1 year

Blah Blah Blah Time in the market, not timing the market 𝗕𝘂𝘁 𝗪𝗵𝘆? For 1971-2023: Missing the 5 best days in the market = 𝟰𝟰% 𝗹𝗼𝘄𝗲𝗿 𝗿𝗲𝘁𝘂𝗿𝗻 Missing the 20 best days in the market = 𝟴𝟰% 𝗹𝗼𝘄𝗲𝗿 𝗿𝗲𝘁𝘂𝗿𝗻. Don't pretend you can time these days.

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Adam

@AdamFinCoach

1 year

Health hack: always take the stairs. Not sometimes. Always.

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Adam

@AdamFinCoach

1 year

𝗠𝗼𝗿𝗲 𝗺𝗼𝗻𝗲𝘆 𝗺𝗼𝗿𝗲 𝗽𝗿𝗼𝗯𝗹𝗲𝗺𝘀? Disagree. 𝗠𝗼𝗿𝗲 𝗺𝗼𝗻𝗲𝘆 𝗺𝗼𝗿𝗲 𝗵𝗲𝗹𝗽 𝗻𝗲𝗲𝗱𝗲𝗱? Agree. More coaching, planning and automating are needed.

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Adam

@AdamFinCoach

1 year

Torn ligaments in my ankle. Very annoyed about this. I love running, but can't. But guess what? I'll be back. 2 months Running Free Again

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Adam

@AdamFinCoach

1 year

It's only a vacation if you leave the kids at home. Otherwise it's just a trip.

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Adam

@AdamFinCoach

1 year

Would you ever invest in an IPO? Instacart is down 36% from its listing price.

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Adam

@AdamFinCoach

1 year

I was lucky, I had a head start. You can too. My family talked about money & investing a lot, several are professional investors. I learnt a massive amount from them. My mission is to give others the head start I had.

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Adam

@AdamFinCoach

1 year

Why do you live where you live?

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Adam

@AdamFinCoach

1 year

Oops, I did it again. I entered the Bitcoin game. I have held before, 2016-2017. Sold too early. Lesson learnt. This time is different. In it for the long term. Buying monthly. Aim for portfolio to get to 1-2% BTC. Who else is in the game?

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Adam

@AdamFinCoach

1 year

Memories compound. Say “yes” in your 20s so you can say “I remember that” in your 60s.

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Adam

@AdamFinCoach

1 year

Do you want free money ? 10 mins of work = £200 How ? I have two bank accounts: - one for day-to-day use - one for switching banks to get rewards I moved my switching account and got £200. That’s right. 10 mins of work and £200. DM if you want any tips.

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Adam

@AdamFinCoach

1 year

It's not worth it. The points. The cashback. Stop using your credit card every month. Live within your means.

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Adam

@AdamFinCoach

1 year

Seattle. Amazon was founded in Seattle. 𝗪𝗵𝘆? Taxes. Most sales came from people outside Washington State, meaning lower sales taxes for Amazon. 𝗟𝗲𝘀𝘀𝗼𝗻? Bezos cared about tax efficiency right from the start. So should you.

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Adam

@AdamFinCoach

1 year

Experience trumps theory. Agree?

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Adam

@AdamFinCoach

1 year

Buying an individual stock? Remember this. All that matters is: Current price (CP) vs Intrinsic Value (IV) CP < IV = you will make money IV < CP = you won't

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Adam

@AdamFinCoach

1 year

If it was easy everybody would do it.

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Adam

@AdamFinCoach

1 year

Personal finance and fitness are very similar. Most people know what to do. Taking action is the difference.

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Adam

@AdamFinCoach

1 year

Want to understand investing? Boost your understanding quickly by doing this: 1 - Find brands you love that are listed companies 2 - Buy very small amounts of their shares 3 - Read about the company 4 - Right down predictions 5 - Watch and learn as they go up and down

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Adam

@AdamFinCoach

1 year

Going swimming today. Swim in the sea or the pool?

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Adam

@AdamFinCoach

1 year

A lap. One lap of the track - 400m. Each metre is an effort. 𝗡𝘂𝗺𝗯𝗲𝗿 𝗼𝗳 𝗳𝗼𝗹𝗹𝗼𝘄𝗲𝗿𝘀 𝗻𝗼𝘄 - 𝟰𝟬𝟬. Appreciate you all coming on this journey. Onwards and Upwards.

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Adam

@AdamFinCoach

1 year

Sunday life

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Adam

@AdamFinCoach

1 year

Budget tip. Create your budget for the full year. Then split it into months. Avoid missing big costs. Holidays are not every month, but still needs to be in your budget. Christmas is not every month, but still needs to be in your budget.

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Adam

@AdamFinCoach

1 year

Payday. Immediate action - I pay myself. Before any other costs, I move money into my investment accounts (working on automating this). Pay yourself before anything else. Otherwise, you might not pay yourself at all. And that would be tragic.

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Adam

@AdamFinCoach

1 year

Don’t worry. It’s normal.

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Adam

@AdamFinCoach

1 year

Payday soon. Pay yourself first. 10% minimum to debt, savings or investments. Stop making excuses. Find the time to do it. Make it a priority.

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Adam

@AdamFinCoach

1 year

Too soon. Gone too soon, but never forgotten. Over the last 3 years, I have known 3 close friends and family who have gone too soon. Each had their own story, all had more life to give. 𝗟𝗲𝘀𝘀𝗼𝗻? Don't save everything for retirement. You might not make it. Instead?

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Adam

@AdamFinCoach

1 year

Feeling terrible atm folks. But I promised I would turn up everyday. So here I am. Turning up. Reminder to always prioritise health.

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Adam

@AdamFinCoach

1 year

Warren Buffet and Mark Cuban both say this is the most important thing to learn. Accounting. Fun and exciting ? No Super important as the language of business ? Yes

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Adam

@AdamFinCoach

1 year

𝗪𝗵𝗼 𝘄𝗮𝗻𝘁𝘀 𝘁𝗼 𝗯𝗲 𝗮 𝗺𝗶𝗹𝗹𝗶𝗼𝗻𝗮𝗶𝗿𝗲? Show started in 1998. 𝗔 𝟭𝟵𝟵𝟴 £𝟭𝗺 𝗶𝘀 𝗻𝗼𝘄 𝘄𝗼𝗿𝘁𝗵 £𝟬.𝟰𝗺. To have the same purchasing power as the £1m you would need £2.3m today. Inflation has a 𝗯𝗶𝗴 impact. You need to protect against it. Invest.

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Adam

@AdamFinCoach

1 year

Greed & jealousy. I try to avoid them both. The best investors are not the most intelligent. The best investors are the least emotional.

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Adam

@AdamFinCoach

1 year

A Job A Career A Calling Which one do you have?

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Adam

@AdamFinCoach

1 year

First client call from X today. Big milestone. Until they didn't turn up. Classic. Onwards and upwards.

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Adam

@AdamFinCoach

1 year

I get better at saying no every month. No to food I don't want to buy. No to drinks I don't want to drink. No to people I don't want to see. If you always say yes to others, you are not saying yes to yourself.

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Adam

@AdamFinCoach

1 year

Dubai or Cayman Islands? Would you ever move to lower the tax you pay ? U.K taxes are now the highest they have been in 70 years.

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Adam

@AdamFinCoach

1 year

It will be hard. It was easy up till now, I had time off. I don't anymore. Back to the day job this week. Four priorities: - Dad & Husband - Build a brand - Day job - Stay fit Planning each day will be crucial.

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Adam

@AdamFinCoach

1 year

$1,000,000 This is not your goal. I have seen 7 tweets about this already today. Being a millionaire is not your goal. Your financial goals are personal to you. Start with this question: How do you want to live your life?

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Adam

@AdamFinCoach

1 year

Be thankful it's not 2009. Life is 2.7x better in 2023. In 2023 you can put £20k into an ISA. In 2009 the allowance was £7.2k. Note: An Individual Savings Account (ISA) is a UK investment account where: Interest and Dividends = No Tax Capital Gains = No Tax

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Adam

@AdamFinCoach

11 months

The more I talk to people about personal finance the more I think the problems are 1- a basic understanding of what is important 2- basic actions to take, which after 1, the "why" can now be understood 3- HABITS

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Adam

@AdamFinCoach

1 year

How stressed are you about your finances?

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Adam

@AdamFinCoach

1 year

Health hack: Lay out your clothes and bag for the gym the night before. Make it very hard to walk past it.

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Adam

@AdamFinCoach

1 year

Someone’s sitting in the shade today because someone planted a tree a long time ago.

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Adam

@AdamFinCoach

1 year

Are you financially fit? Can you live 6 months with no income? Are you building assets to achieve your long-term goals? If not, I can help.

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Adam

@AdamFinCoach

1 year

Sleep deprivation is a form of torture. Learning from the last week? Aircon is an amazing investment. Even in London. I sleep better. My wife sleeps better. My child sleeps better. Makes the day a hell of lot better.

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Adam

@AdamFinCoach

1 year

For my UK followers. Did you know you can earn £1,000 tax free from a side hustle? After that you need to work out if starting your own company will be worth it or not. Several pros and cons here.

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Adam

@AdamFinCoach

1 year

Aidan is a boss. Had an awesome call with him on Roasters Academy last night. When I joined X, Aidan had recently rebranded. Now he has more than 3,000 followers here. So. How did he do it?

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Adam

@AdamFinCoach

1 year

"I've not heard from you for a few moments. Are you still with me?" I AM STILL HERE. STOP TRYING TO BIN ME OFF CHATBOT.

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Adam

@AdamFinCoach

1 year

What is the 1 thing you find most challenging about your personal finances?

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Adam

@AdamFinCoach

1 year

Mind the Gap. No not that gap. 𝗧𝗵𝗲 𝗴𝗮𝗽 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝘆𝗼𝘂𝗿 𝗶𝗻𝗰𝗼𝗺𝗲 𝗮𝗻𝗱 𝘆𝗼𝘂𝗿 𝗰𝗼𝘀𝘁𝘀. This is a crucial metric in building wealth. Each time your income takes a step up the gap needs to step up too. What does your gap look like?

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Adam

@AdamFinCoach

1 year

Momentum Mori. Remember your dying. Does that change your plan for today?

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Adam

@AdamFinCoach

1 year

On the tube, rattling along. Station. Tunnel. Station. Tunnel. Everybody on their phones, staring into the abyss. Surely life is better than this?

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Adam

@AdamFinCoach

1 year

Buy low and sell high. Or Buy buy buy, hold hold hold?

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Adam

@AdamFinCoach

1 year

If a bitcoin ETF is approved would you buy it?

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Adam

@AdamFinCoach

1 year

Ever heard people say 'money doesn't buy happiness? Here's the catch. People who say money doesn't buy happiness already have the money.

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Adam

@AdamFinCoach

1 year

Everybody fails at least once. Did you know the WeWork founder's first business was making baby outfits which had knee pads? (I am not saying that Adam Newman is the role mode you should followl).

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Adam

@AdamFinCoach

1 year

Looking forward to today. Gym, swim in the sea and time with my 3 month old daughter. Dreamy.

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Adam

@AdamFinCoach

1 year

"I think" "In my opinion" I am stopping using these words. Assume they are written in my tweets.

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Adam

@AdamFinCoach

1 year

Retirement is overrated. Be financially fit instead. Work the hours you want, in good health with time for your family. Stopping working isn't the answer.

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Adam

@AdamFinCoach

1 year

Cash - yep Digital banking - yep Bitcoin - getting there NFTs - wtf?

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Adam

@AdamFinCoach

1 year

Keep beating a path to the door of your friends, before that path gets overgrown.

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Adam

@AdamFinCoach

1 year

Are you mad or lazy? Invest in your pension. Invest in an ISA. If you haven’t started, what's holding you back?

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Adam

@AdamFinCoach

1 year

Dynamic pricing. Good or bad? A pub chain in the UK now charges 20p extra per pint at peak hours. Airlines have used this for years to maximise ticket sales. Where else have you seen it used?

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Adam

@AdamFinCoach

1 year

Payments on X? Very interested to see what Elon has planned. The battle for payments is big and there are now three players: 1- Big banks 2- Big tech - (Apple & Google) 3- Big social - (Insta & X) Who are you supporting?

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Adam

@AdamFinCoach

1 year

I was gutted. How could I have been so stupid? If only I hadn't done it. But I did. And it was eating away at me, and getting worse every month. Don't do what I did.

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Adam

@AdamFinCoach

1 year

Bitcoin. Where can I securely buy this in under 3 minutes? Thank you.

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