Nalin Moniz @nalinmoniz Twitter profile | Pikagi

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Nalin Moniz

@nalinmoniz

5,685

Followers

303

Following

163

Media

3,693

Statuses

CEO - Angel One Alternate Assets

Mumbai, India

Joined March 2010

Don't wanna be here? Send us removal request.

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@nalinmoniz

Nalin Moniz

2 years

The best listing of our lives. A precious gift we will hold on to forever. Thank you for all your blessings & wishes. We are truly blessed with this boy ❤️

@iRadhikaGupta

Radhika Gupta

2 years

After a 9 month long build up, an IPO concludes and a little guy makes his debut in the world. But of course, @nalinmoniz and I know that listings are just a start…parenthood is the effort of a lifetime. And we are so excited! Thank you for your blessings for our son. 🙏

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@nalinmoniz

Nalin Moniz

9 months

My mother has been a lifelong investor in FDs, Gold & Real Estate. She started with MFs only 5-6 years ago. Yesterday at 10pm in the night we redeemed some money online to pay for a trip to the US. It took us less than 3 minutes. 1/n

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@nalinmoniz

Nalin Moniz

2 years

Merry Christmas from @iRadhikaGupta and me. This year we have the best present we could have asked for ❤️

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@nalinmoniz

Nalin Moniz

4 years

Lots of people are saying “I told you to buy equities on March 23, 2020.” We forget that we were on the verge of economic collapse, mass food riots and a large uncertain death toll in end March 2020. Don’t confuse good decisions with good outcomes.

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@nalinmoniz

Nalin Moniz

15 days

Learning valuation from the master himself! @AswathDamodaran

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@nalinmoniz

Nalin Moniz

9 months

No breakage fees, arguments with bank RMs or Jewellers; and no nightmare of property sales. One of the underrated qualities of the MFs is the dignity that it gives your money. And for a senior citizen nothing is more important than dignity. 2/n @iRadhikaGupta

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@nalinmoniz

Nalin Moniz

3 years

Is it too early to start dreaming of @Paris2024 😃?

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@nalinmoniz

Nalin Moniz

4 years

“It’s not the mountain we conquer but ourselves” - George Mallory. Completed my first Ironman at #RhythmLonavala - 4K swim, 181K bike, 42.2K run in 14:05:09. #BeUnlimited @iRadhikaGupta

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@nalinmoniz

Nalin Moniz

1 year

Our most precious asset is now eligible for LTCG! But this is one we will hold forever ❤️. Happy 1st birthday to our darling Rémy. Thank you for all the joy and happiness you have given us 🥰

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@nalinmoniz

Nalin Moniz

4 years

25% swim, 25% bike, 25% run is working out just fine for me. #Multicap

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@nalinmoniz

Nalin Moniz

3 years

Marathons are a great metaphor for careers, building businesses and winning in life. Here are some of my favourite insights from my marathon experiences. A thread:

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@nalinmoniz

Nalin Moniz

9 months

The Atal Setu is 21.8km each way. This would make for an iconic marathon event. What say @TataMumMarathon

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@nalinmoniz

Nalin Moniz

1 year

Happy first Mother’s day to the best mum in the world ❤️ @iRadhikaGupta

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@nalinmoniz

Nalin Moniz

4 years

The worst thing about a bull market is unbridled arrogance from people who have seen just one cycle.

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@nalinmoniz

Nalin Moniz

4 years

Check your bank statement for April. You will understand the minimum expense needed to live. A great start for redoing your family budget.

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@nalinmoniz

Nalin Moniz

5 years

In a bear market: Stocks return to their rightful owners. AUM returns to respected fund managers. Clients return to responsible advisors.

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@nalinmoniz

Nalin Moniz

3 years

You were #1 on my 20 under 20 & 30 under 30 list. My best stock pick of all time - @iRadhikaGupta ❤️❤️❤️

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@nalinmoniz

Nalin Moniz

3 years

Axis Special Situations, UTI Value Opportunities, Motilal QGLP, ICICI Dividend Yield. How can Zomato be in all these portfolios at the same time? 🤔🤔🤔

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@nalinmoniz

Nalin Moniz

4 years

Every man should be part of one woman majority group. You will have a better understanding for how women feel in a majority male group.

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@nalinmoniz

Nalin Moniz

3 years

I’m weeping tears of joy. After so much heartbreak! Neeraj Chopra was BRILLIANT!!! #Olympics

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@nalinmoniz

Nalin Moniz

6 years

In a bull market everyone is a stock picker. In a bear market everyone is a macro analyst.

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@nalinmoniz

Nalin Moniz

3 years

I’m not praying for rain in Tokyo. I’m not “settling” for silver. I’m cheering for @aditigolf to go for #Gold #Olympics

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@nalinmoniz

Nalin Moniz

3 years

I thought I was your best investment 😍

@iRadhikaGupta

Radhika Gupta

3 years

The 3 best investments I have made. A thread.

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@nalinmoniz

Nalin Moniz

5 years

A great CEO is an inch deep and a mile wide. A great fund manager is an inch wide and a mile deep.

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@nalinmoniz

Nalin Moniz

3 years

I can’t get food delivered in 10 minutes from my own kitchen!

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@nalinmoniz

Nalin Moniz

3 years

If you aren’t ready to explain your business model, then you aren’t ready to be a listed company.

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@nalinmoniz

Nalin Moniz

3 years

Don’t judge a book by its cover. Don’t judge a stock by it’s listing day return.

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@nalinmoniz

Nalin Moniz

3 years

Finished a year of doing 10,000 steps a day. Here are some of my learnings: 1/N

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@nalinmoniz

Nalin Moniz

11 months

The best birthday gift was Rémy saying “Papa” for the first time.

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@iRadhikaGupta

Radhika Gupta

11 months

Wishing the wind beneath my wings, the teeth behind my shark, and my partner of madness over 20 years a happy 40th birthday. I am so glad Remy has you as his father. @nalinmoniz

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@nalinmoniz

Nalin Moniz

3 months

Happy 2nd birthday to our darling Remy. You are growing up into a wonderful boy. Thank you for filling our lives with so much love & happiness. @iRadhikaGupta

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@nalinmoniz

Nalin Moniz

2 months

A fantastic 10y stint at @EdelweissMF comes to an end! I’m grateful to all my clients, colleagues and well wishers who helped me build one of the most admired alternative equity franchises. The quote in the picture sums up the last 10y perfectly! Stay tuned for what’s next…

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@nalinmoniz

Nalin Moniz

4 years

I’m waiting to see what happens when ITC enters the API business.

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@nalinmoniz

Nalin Moniz

3 years

This has been India’s most successful #Olympics ever. Don’t measure success by the number or the colour of medals. But by the range of sports & role models we cheered for everyday. I’m proud of all our Olympians who have inspired a country. Jai Hind!

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@nalinmoniz

Nalin Moniz

6 years

Thank you to @Sanjay__Bakshi and @MoneylifeIndia for a fabulous session on commodity businesses. I’m sharing some of the notes I took. Any errors are entirely mine.

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@nalinmoniz

Nalin Moniz

3 years

Switch your job for a better role, better people, a better brand. But never just for better pay.

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@nalinmoniz

Nalin Moniz

6 years

My mum waited for me for an hour at the 21K mark at the “Child gives birth to a mother” statue; just to give me two water bottles with electral & salts. I couldn’t have conquered 42.2K w/o her love and support and for that she gets my #TMM2019 inspiration medal. @TataMumMarathon

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@nalinmoniz

Nalin Moniz

2 months

Looking forward to building a market leader AMC across long only equities, hedge funds, quant, passives, performing credit, real estate & private equity at @AngelOneWealth Stay tuned for #BoldMovesAhead

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@nalinmoniz

Nalin Moniz

3 years

On the medal tally it will show as one bronze. But today’s victory has changed the lives of 18 men! #Olympics #IndianHockey

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@nalinmoniz

Nalin Moniz

9 months

@ashwinsuresh My mother is invested across 4 AMCs so we just use the individual fund houses’ websites.

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@nalinmoniz

Nalin Moniz

4 years

15 lessons in 15 years of being a fund manager. A rollercoaster ride across the world, asset classes, a startup & a path less trodden. 1/N

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@nalinmoniz

Nalin Moniz

7 years

MRF is an interesting case study of high quality promoter just focused on execution of a great business. Almost no broker covers them because they refuse to play the games that Dalal Street plays.

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@nalinmoniz

Nalin Moniz

4 years

If OPEC cannot predict the price of oil. What makes you think you can?

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@nalinmoniz

Nalin Moniz

6 years

The greatest skill in investing is the skill to do nothing.

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@nalinmoniz

Nalin Moniz

4 years

The most powerful form of “exercise” is 8 hours of uninterrupted sleep. And I never let anything come in the way of my workouts!

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@nalinmoniz

Nalin Moniz

5 years

We should stop seeking advice on #Covid19 from AMC CEOs and fund managers. The true heroes are our doctors & medical staff.

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@nalinmoniz

Nalin Moniz

3 years

@YESBANK has become a strict NO for customers. I visited the Parel branch to withdraw 2.5L for a family member’s medical expenses and I was made to explain why I needed the cash for half an hour. Branch manager refused to allow a withdrawal till I screamed in front of all.

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@nalinmoniz

Nalin Moniz

9 months

Merry Christmas 🎅

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@nalinmoniz

Nalin Moniz

7 years

If you are lucky to find a business that can compound at 25% for 10 years, half your profits will come after year 7. Equity investing is about patience!

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@nalinmoniz

Nalin Moniz

4 years

The most underrated superpower - to be able to listen with an open mind to someone with an opposing view.

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@nalinmoniz

Nalin Moniz

3 years

I’m longing to hear Jana Gana Mana played at the #Olympics

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@nalinmoniz

Nalin Moniz

3 years

You don’t run 42km once, You run one kilometer forty-two times. Focus on the present. And only on the present. 1/n

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@nalinmoniz

Nalin Moniz

5 years

The best thing about Bharat Bond ETF is that my wife is so busy, she has no time to talk to me 😂😂😂

@iRadhikaGupta

Radhika Gupta

5 years

The best things about Bharat Bond ETF explained! #BharatBond

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@nalinmoniz

Nalin Moniz

6 years

Had lunch with @vasanthkamath of @smallcaseHQ today. This guy is revolutionising passive investing in India. A rising star to watch.

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@nalinmoniz

Nalin Moniz

3 years

12% equity returns. 10% long term capital gains tax = 1.2%. Advisors telling customers to churn from one fund to the next or to “book profits” - Taxes are real!

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@nalinmoniz

Nalin Moniz

6 years

My Diwali picks have always worked: do a lumpsum in your worst performing mutual fund and increase your SIP in your best performing one.

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@nalinmoniz

Nalin Moniz

3 years

Looked at my portfolio yesterday - Over the last 5 years, I have earned SIP returns that are 1.5% to 2% more than lumpsum returns in the same funds. This is simple & sustainable outperformance.

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@nalinmoniz

Nalin Moniz

1 year

Happy birthday to the amazing @iRadhikaGupta . It has been a joy to see you blossom and rise over more than 23 years. And wishing your fifth decade filled with #Limitless opportunities. Love you today & always ❤️

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@nalinmoniz

Nalin Moniz

5 years

The hardest thing Indian bosses struggle with is an ability to look a junior in the eye and say: “I’m sorry, I made a mistake.”

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@nalinmoniz

Nalin Moniz

7 years

Enjoyed reading Anuj Shah’s profile of five of India’s top fund managers. Especially Birla’s Mahesh Patil who has quietly put up great returns for investors and who’s story is not as well known @hdfcmf @NileshShah68 @Raamdeo @AashishPS @MFBALA @abcapital @ICICIPruMF @ambakhshi

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@nalinmoniz

Nalin Moniz

6 years

Show me a promoter that is obsessed with his stock price. And I’ll show you a business that guzzles cash and constantly needs to raise money.

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@nalinmoniz

Nalin Moniz

2 years

I sometimes think - it’s not worth having health insurance because of all the complexity & clauses. The annual premiums are better saved in a bank FD or overnight fund.

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@nalinmoniz

Nalin Moniz

3 years

@iRadhikaGupta For every minute you gain in the first 21K, you will give up 3 minutes in the second 21K. Staying disciplined and steady is the key to winning a marathon.

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@nalinmoniz

Nalin Moniz

4 years

The 90 second rule. Weddings should only have guests you can name in 90 seconds. It makes celebrations so much more meaningful.

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@nalinmoniz

Nalin Moniz

4 years

Time to shut my @YESBANK account. It has taken them 3! days to *attempt* to do a basic foreign remittance after a physical visit to the branch and endless babugiri on documents. The bank is crumbling post March.

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@nalinmoniz

Nalin Moniz

3 years

As an amateur athlete - I can tell you that just one of these is near impossible! @Datta_karan

@thefield_in

The Field

3 years

#Tokyo2020 #JavelinThrow When you train like this, you are bound to succeed ya? A video from February this year which we wanted to reshare. 🔥 🔥 🔥 📽 @Neeraj_chopra1

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@nalinmoniz

Nalin Moniz

5 years

I’m suddenly not seeing tweets to close the market. Did I miss something? 😋

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@nalinmoniz

Nalin Moniz

6 years

P/E = Price to Emotion ratio

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@nalinmoniz

Nalin Moniz

3 years

Ultrahuman is giving me incredible health insights and helping me take my fitness to the next level. 💪

@UltrahumanHQ

Ultrahuman

3 years

From 86 kgs to 64 kgs. Marathoner @nalinmoniz has come a long way and wants to take it to the next level with the help of Cyborg. 🦾

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@nalinmoniz

Nalin Moniz

3 years

Changing jobs every year will get you excellent increments but you will do unmeasurable damage to your career in the process.

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@nalinmoniz

Nalin Moniz

6 years

Many PMS that were darlings of investors last year have had a horrendous last two months. Only when the tide goes out do you realise who is swimming naked.

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@nalinmoniz

Nalin Moniz

5 years

I was promised F.I.R.E. Financial Independence & Retire Early All I got was a portfolio on 🔥 😂

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@nalinmoniz

Nalin Moniz

3 years

The most important thing when analysing a consumer internet business like #Zomato is not profits or unit economics or even valuation but understanding who will be the long term market leader in the category. If you get this right, everything else will follow.

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@nalinmoniz

Nalin Moniz

7 years

First worry about the capital gain. Then worry about the tax.

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@nalinmoniz

Nalin Moniz

3 years

The rise of late night twitter shows you how disturbed people are in this pandemic. Sleeping on time and getting 8 hours uninterrupted is a cornerstone of good mental & physical health.

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@nalinmoniz

Nalin Moniz

4 years

If you care about Marks. Be Howard, Not Karl

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@nalinmoniz

Nalin Moniz

5 years

Swimming to office will be faster than taking the car today... 😃

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@nalinmoniz

Nalin Moniz

6 years

We at @EdelweissAMC are grateful to @RajeevThakkar of @PPFAS for sharing his wit, wisdom and insights on investing at our monthly World of Wisdom series. @npparikh6 @iRadhikaGupta @avasthiniranjan

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@nalinmoniz

Nalin Moniz

6 years

The next HDFC Bank is HDFC Bank. The next Maruti is Maruti. But the next IL&FS is not IL&FS. That’s why it’s important to buy and hold only great businesses.

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@nalinmoniz

Nalin Moniz

4 years

@iRadhikaGupta I invested. Now I’m feeling gilty.

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@nalinmoniz

Nalin Moniz

5 years

Nothing like some heavy turbulence on an airplane to get you to focus on the people and things you love.

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@nalinmoniz

Nalin Moniz

3 years

To finish first, you must first finish. It’s ok to walk if you are tired, but keep moving forward 4/n

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@nalinmoniz

Nalin Moniz

5 years

What’s it like to swim with 3,000 people in a freezing lake? You can’t see the bottom, can’t see the end, can’t stop to rest, get kicked in the face. But keep calm and keep swimming. Managing your money in a slowdown is the same. Keep calm and keep swimming. #IronmanLessons

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@nalinmoniz

Nalin Moniz

3 years

A marathon is a 10km race with a 32km warmup. Start slow, finish strong. Compounding is back-ended. 2/n

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@nalinmoniz

Nalin Moniz

3 years

A balanced advantage fund has a structural edge over an individual investor doing asset allocation because a MF scheme pays no tax.

@nalinmoniz

Nalin Moniz

3 years

12% equity returns. 10% long term capital gains tax = 1.2%. Advisors telling customers to churn from one fund to the next or to “book profits” - Taxes are real!

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@nalinmoniz

Nalin Moniz

4 years

A huge credit to @AashishPS for building @MotilalOswalAMC from the ground up. He remains one of the most dynamic CEOs and the deepest thinkers in the asset management business. And someone who I admire. Wish you all the success in the years to come 🙏

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@nalinmoniz

Nalin Moniz

5 years

People like to say investing is a marathon not a sprint. But do they realise that running a marathon is painful and at many points you just walk instead of run. 🏃‍♂️ The same is true of investing!

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@nalinmoniz

Nalin Moniz

2 years

I opened a @KotakBankLtd account and now get a daily email with my bank balance. Surprisingly this alert can only be disabled if a RM calls you or if you fill a physical form. So much for a “digital” experience @jay_kotakone

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@nalinmoniz

Nalin Moniz

3 years

The break out star of this #Olympics is #AditiAshok . And the best part is that she is only 23!

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@nalinmoniz

Nalin Moniz

9 months

@vallathjk We were able to complete the redemption request in 3 minutes including logging into the AMCs website. Money will come on T+2.

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@nalinmoniz

Nalin Moniz

3 years

This independence day, I want freedom from generic whatsapp forwards & GIFs.

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@nalinmoniz

Nalin Moniz

5 years

Some debt funds have more sidepockets than my hiking pants!

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@nalinmoniz

Nalin Moniz

2 years

Health insurance & hospitals should collaborate to ensure cashless, quick and easy discharges. It should not require one family member to run helter skelter for hours.

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@nalinmoniz

Nalin Moniz

4 years

Changing the stigma around failure starts with us. Not every failed entrepreneur is a chor. Not every failed student is a duffer. #MentalHealthMatters

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@nalinmoniz

Nalin Moniz

4 years

You have to win people’s hearts. There will always be someone who wins their wallet.

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@nalinmoniz

Nalin Moniz

3 years

When you are starting your career, there is a real risk of taking a job that pays too much. You may price yourself out of the most exciting & interesting growth opportunities.

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@nalinmoniz

Nalin Moniz

6 years

When bond yields rise we look to invest more. But when earnings yields rise we start to panic.

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@nalinmoniz

Nalin Moniz

6 years

Passion is flying 6,282km just to run 42.185! @berlinmarathon #berlin42

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@nalinmoniz

Nalin Moniz

6 years

Whether in marathons or life, the real race starts at 35. Looking forward to running @TataMumMarathon @parismarathon @nycmarathon in the next year!

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@nalinmoniz

Nalin Moniz

3 years

A marathon is not run on the road. It is run in the six inches between your ears. Mental toughness trumps physical strength. 8/n

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@nalinmoniz

Nalin Moniz

6 years

We’re all worried about what would happen to portfolios if Modi lost the election. How about worrying if we are invested enough if Modi wins big?

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