Falak Kalyani @FalakKalyani Twitter profile

Pinned Tweet

Falak Kalyani

@FalakKalyani

3 years

Threads I have written so far.

5

22

87

Last Seen Profiles

@turbanlisever69

@coinyeezy

@1Taif17

@fwbale

@ExelaTech

@RuziyeT

@fav_gaming

@51chiguawang

@tom06955125

@ssn_mk

@NicolaiXeno

@FeikLozada

@111_tush254

@PlayzKasia

@RheaWeir85628

@fionalarkin

@SEC

@cckrpach

@ovopolo

@YMCASpringfield

@NFR_PodLabs

@shuai2062610

@TigergangID

@franky450

@Yohane_Joestar

@KardinalWien

@TheProky

@IrkDahJerk

@Dungeondogbball

@LENZ_1916

@apexluvqqq

@prettylovesickg

@ChaseCoble82

@OneSpaEdinburgh

@oshcutemaknae

@indiana_edits

Falak Kalyani

@FalakKalyani

3 months

Amul will clean competition who serves this at 120-150/litre .

103

169

4K

Falak Kalyani

@FalakKalyani

2 years

These days a lot of gujjus are selling all of their assets in Mumbai and relocation to A'bad or Guj. Just a rough calc: They sell their 1 or 2bhk house for hefty 1.5 to 2 cr, it cost (2bhk) around 40-60L in A'bad. And live-off on int from surplus+ start something here.

69

80

1K

Falak Kalyani

@FalakKalyani

3 years

Few observations on Real estate 1. Never buy a flat for return in an upcoming area where there is immense space for new flats. The supply in future will knock off your returns 2. Never buy an old flat from the view of getting returns post redevelopment. Consider few points 1..

35

248

1K

Falak Kalyani

@FalakKalyani

3 years

A Long Thread on MapMyIndia MCAP: 7700 cr Since this is a newly listed promoter based company, we will go step by step. -Promoter -Management -Product -Financial -Peer -Regulatory (Most imp) 1..

54

317

1K

Falak Kalyani

@FalakKalyani

18 days

For Context Zomato, at 2.4L cr MCAP, which delivers food and doing Rev of 14K cr and PAT of 600 cr is Worth more than 40% than the entire logistics sector consisting of 65 co with total MCAP of 1.7L cr, doing Sales of 76K cr and PAT of 2.4k cr

46

55

831

Falak Kalyani

@FalakKalyani

3 years

A Thread on ICICI Bank MCAP: 5L Cr Key Subisidiaries ILom Gen Ins (51.9% Stake) IPru Life Ins (51.37% Stake) IPru MF (51% Stake) ICICI Sec (75% Stake) Almost everyone will know broadly about the bank so I won’t spend time over there. 1..

32

159

710

Falak Kalyani

@FalakKalyani

2 years

Coal India Ltd. After a lot of deliberation, I had decided to invest in a PSU. This is dependent on several factors which are significant. Here's some highlights of the same. 1/n

36

133

653

Falak Kalyani

@FalakKalyani

3 years

@jineshkawa @vinirish Alongwith Khan academy, there are sites like , appinventor, gamefroot, scratch, learnwithgoogle, etc. Built by the best and absolutely free of cost

4

97

649

Falak Kalyani

@FalakKalyani

2 years

Amrutanjan Health Care Ltd. MCAP: 2440cr CMP: 835 A thread

19

97

643

Falak Kalyani

@FalakKalyani

3 years

Pls read this with a pinch of salt. These days I see several tweets like 100X in 10 yrs stock. Pls note more money was lost in finding next 100 baggers then investing in already strong dominant company . Many Themes for investment float in social media like 1/n

37

103

610

Falak Kalyani

@FalakKalyani

3 years

Long Thread on Hero Moto CMP:2928 MCap: 58K Cr Associate Co Hero Fincorp (41.19% stake) Ather Energy (34.81% stake) Collaboration and partnership Harley Davidson Gogoro Pl retweet, if you liked the content. 1..

30

189

603

Falak Kalyani

@FalakKalyani

1 year

Titan is probably the 1st company in India who is reaching out PHYSICALLY DOOR-TO-DOOR to shareholders who have unclaimed dividends for long period. Just wow. More companies should also put efforts in this. Source : AR

11

62

568

Falak Kalyani

@FalakKalyani

1 year

I really feel pity for the shareholders of the co which recently announced demerger stunt. I mean who are you backing here guys. - The person increased stake in the co at 160 a piece 3 yrs back and later declared cumulative div of 165. 1..

40

81

509

Falak Kalyani

@FalakKalyani

3 years

2 originals, 2 photocopy 😃

18

4

506

Falak Kalyani

@FalakKalyani

3 years

My current cash position : 21% Including ITC : 25% 😂

13

6

499

Falak Kalyani

@FalakKalyani

2 years

The customers of @PPFAS went from 1.8 lacs to 18 lacs in just 2 years. That's phenomenal jump and it's possible only coz of trust, fairness and hard work. @npparikh6 bhai Congratulations for this achievement and Lots of respect for your team.

30

15

496

Falak Kalyani

@FalakKalyani

3 months

@hiraldedhia 80

7

1

450

Falak Kalyani

@FalakKalyani

3 years

Investing 2.5L, 5L or 10L in either 1 stock or spread over 10 stocks won't give you any desired results unless you study them and understand the downside. These is nothing but shortcut to lose wealth. If you don't have any knowledge then better go with MF.

15

9

311

Falak Kalyani

@FalakKalyani

3 years

Nestle India: an outstanding co. with superb asset turnover of 7 is doing sales of 14K on fixed asset of 2K. Now, it is planning capex of 2.6K in next 3 years. Considering same asset turnover, OPM, NPM, this might translate to double topline and bottom line in say 4-5 yrs

16

28

306

Falak Kalyani

@FalakKalyani

2 years

PPFAS is probably the only fund house where it's unitholders actually see the changes in their PF constitution every month and tries to understand their rationale. Also the AMC is equally transparent and engage with unitholders. Lots of Respect for how they do business.

PPFAS Mutual Fund

@PPFAS

2 years

July 2022's Factsheet sees CIO, @rajeevthakkar elucidate the reasons behind some of our recent 'flutter-inducing' moves... #mutualfunds #investing #portfolio

32

63

483

9

19

294

Falak Kalyani

@FalakKalyani

2 years

Ek nayi shuruaat. May Goddess Saraswati bless her and she learns wisdom, knowledge and how to live a happy life 🙂

18

3

279

Falak Kalyani

@FalakKalyani

11 months

Amara Raja ( MCAP of 10.5K cr) released Q results. - Price on Sep 2014: 650, CMP: 613 - No Debt - Last 10 yrs CAPEX spends 5K cr (all from internal Acc) - Sales from 3.5K cr to 10K cr - Profit from 360cr to 700cr - Consistently div payout of at least 15%. 1..

12

32

276

Falak Kalyani

@FalakKalyani

2 years

Today I came to know that Mr. Deepak Parekh never took any loan in his life. Why are bankers loan averse by nature? 😃😃

47

11

261

Falak Kalyani

@FalakKalyani

7 months

I am a 26K cr co I earned a PAT of 900 cr LY I paid 380cr as dividends I can scale easily w/o much CAPEX STILL I WANT TO DO A QIP OF 2K CR. Dumping at best.

29

15

262

Falak Kalyani

@FalakKalyani

1 month

This could be a once in a decade opportunity.

40

9

250

Falak Kalyani

@FalakKalyani

2 years

Manappuram's Promoter continuously buying from open market.

13

28

231

Falak Kalyani

@FalakKalyani

3 months

Mr Deepak Parekh and Mr. Bharat Shah of HDFC are investors of ongoing SME IPO NEPHRO . No wonder why its quoted at > 100% in Grey.

4

21

233

Falak Kalyani

@FalakKalyani

2 years

A Thread on Coal India Ltd. MCAP: 1.31L cr A confession before we begin. I was not big fan of investing in PSU stocks and as a thumb rule tend to avoid it. But at current juncture the stock prices of some of the stocks are terribly low and provide immense value so 1..

18

46

221

Falak Kalyani

@FalakKalyani

2 years

A thread on eMudhra Ltd. Mcap: 2600 cr It was listed recently and I find this company interesting due to its product’s ability to scale rapidly without additional capex alongwith multiple use cases across different sectors & geography, making it resilient. let's begin 1/n

12

59

218

Falak Kalyani

@FalakKalyani

3 years

Tools & resources where skills like coding and good education is available FREE - @scratch & @ScratchJr ( to learn block coding) (by MIT) - @codeorg (to learn block coding) 1/n

5

99

214

Falak Kalyani

@FalakKalyani

8 months

A guy famous for IPO tweets is continuously promoting a SME IPO Coz He has invested in it via private placement (effective at half the price just 3 months back.) Beware of whom you follow.

40

12

215

Falak Kalyani

@FalakKalyani

2 years

Do watch this friends.

Gurmeet Chadha

@connectgurmeet

4 years

This short video made my day. Beautifully explained!! #humility #forgiveness

82

438

1K

4

36

205

Falak Kalyani

@FalakKalyani

6 months

Yes equity participation is increasing but what kind of participation? Some recent discussions with relatives a) Olektra's price has fallen from 2K to 1.6K and it produces ev buses, you know ev is the future and they got govt order and all such stuff My resp: let me make 1..

8

18

204

Falak Kalyani

@FalakKalyani

8 months

Uniparts India Ltd Hi friends, till now I had never noted any of my investment thesis. It was basically connect the dots and remember them. This is the first time I have journalised all the points while analysing Uniparts. There are total 5 pages 1/2

8

28

190

Falak Kalyani

@FalakKalyani

3 years

Long Thread on BNPL Buy Now Pay Later (at no extra cost) The term is self-explanatory of what it means, so let’s try to understand the details by removing it peel-by-peel as to why there is so buzz around this and companies into it are at sky high valuations. 1..

7

92

178

Falak Kalyani

@FalakKalyani

2 years

The tax paid on Income, esp. being salaried, pinches a bit but in a world where so many people are unemployed, live in starvation, which even I have also faced in the past, I find myself grateful to God for blessing me with this income.

15

1

159

Falak Kalyani

@FalakKalyani

5 months

Banking industry runs on multiple softwares but whole mutual fund industry runs on just 2 softwares. -CAMS AGM

5

6

158

Falak Kalyani

@FalakKalyani

8 months

Guy Spier, an investor in IEX, raising concerns on Market Coupling which was explained well by the mgmt

8

21

157

Falak Kalyani

@FalakKalyani

3 years

Fairfax India Ltd (owned by Prem Watsa) published Letter's to shrhldr, it's very insightful (esp at the time of acquisition) Few of listed co. Where he invested. IIFL finance IIFL wealth CSB Fairchem Chemplast Sanmar @sahil_vi @ValueEducator @saketreddy

7

24

155

Falak Kalyani

@FalakKalyani

4 years

Looking at so many tweets of Dividend recently received from ITC. One thing is sure that people like @dmuthuk has inspired many people (incl. Me) to think long term, consider equity as inv. & not trading, invest in good companies & have fin. discipline. Thanks for sharing wisdom

6

3

152

Falak Kalyani

@FalakKalyani

2 years

Bought Meta (Facebook) yesterday. It perfectly checked all of the boxes. No risk of permanent capital erosion ✅ Debt free/minimal debt ✅ High Margins ✅ Scalable ✅ Monopoly ✅ Good capital allocation history ✅ Capable mgmt✅ 1..

19

11

147

Falak Kalyani

@FalakKalyani

3 years

Salary Credited so it's time for stock SIP. Stock SIP for the month Eris Gufic Amrutanjan DFM Johnson Hitachi Dhanuka 🤞

8

17

144

Falak Kalyani

@FalakKalyani

3 years

I would be buying Asian Paints at around these levels. It's a no brainer for me. Yes I know crude is up but it's just a matter of sometime not forever.

18

10

140

Falak Kalyani

@FalakKalyani

2 years

Index v/s Active There has been a lot of debate around investing via actively managed funds v/s low cost index funds. I was intrigued by this & this led me to search many AMC & find whether this statement holds true or not. Whether low cost really makes dent in long term? 1/n

17

20

140

Falak Kalyani

@FalakKalyani

2 years

@Akshat_World Akshat bhai, in India the NEEDY people received ration, there was COVID package where in people can opt to defer emi without impacting credit score, Loan limit were enhanced , there was covid advance from EPF & other SENSIBLE measures taken due to which our inflation is contained

3

5

135

Falak Kalyani

@FalakKalyani

10 months

People perceive that investment in land fetches great returns. Meanwhile this is what developer thinks

11

16

130

Falak Kalyani

@FalakKalyani

3 years

Do you know any company who has implemented SAP and is small in size , like 300-500cr balance sheet? I have Amrutanjan and Gufic FYI Amrutanjan also has very reputed auditor too B S R Co. Not easy to find these

21

8

128

Falak Kalyani

@FalakKalyani

2 years

Yummy and highly nutritious Dry Fruit sweet made by wife. Dates, Fig, Almond, Pista, Kaju, Pumpkin seeds, Khus Khus, Melon Seeds, Gum, Home made Ghee.

17

5

129

Falak Kalyani

@FalakKalyani

2 years

My 2nd child will start schooling from this year. I have a habit to do a sip in liquid fund / RD for all these fix expenses. Say annual cost of education is 1L then I will do SIP /RD of 10K every month and it gets redeem on the date of fees payment.

12

9

128

Falak Kalyani

@FalakKalyani

2 years

PPFAS unit holders meet was amazing. Raised the bar. It demonstrated how prudently our funds were managed. Amazing clarity on process.

2

126

Falak Kalyani

@FalakKalyani

9 months

I am really shocked to see such event in Polycab. It ticked all the boxes for a good co. No debt, good auditors, high promoter holding, high market share, high CFO, good decisions (exiting from commodity co), etc. Still hard to believe such event in such good co.

11

1

125

Falak Kalyani

@FalakKalyani

10 months

Watched PPFAS unitholders meet (took 3 sittings to complete it). One thing I felt that the team is really doing a very good job. I could only say that they really manage funds prudently. In the era of AUM game, they are really doing what's right. I started investing 1..

2

5

125

Falak Kalyani

@FalakKalyani

7 months

Buy Damaged stocks, but not damaged companies. - Neil Bahal Well said

5

1

113

Falak Kalyani

@FalakKalyani

3 years

Analysis of Tech Companies Just Sharing what I understood. Studying Tech co. is no simple task and should not be based on old school metrics. You may find SUSTAINED LOSSES in their quarterly results whereas they continue to grow all along. 1/n

3

18

111

Falak Kalyani

@FalakKalyani

3 years

I live in Ahmedabad and These are just my observations w.r.t this city, m not an expert and I could be wrong on few aspects . Take your own wise call.

16

3

106

Falak Kalyani

@FalakKalyani

3 years

Any takers for companies like Castrol India Ltd, Gillette India Ltd, Colgate-Palmolive (India) Ltd Bosch Ltd? Would love to hear different views

40

3

104

Falak Kalyani

@FalakKalyani

2 years

@mitrajo Yes, coz Priorities changes with age. We crave for vibe when young and stability and peace as we get old. I was surprised too , initially but later on realised their rationale

1

3

103

Falak Kalyani

@FalakKalyani

1 year

Some coattailing stuff Was intrigued by a tweet which mentioned Prashant Jain ji bought Wheels India. So thought to dig in it. Mcap of 1850 cr at CMP of 770. And he bought it at 550 i.e. Mcap of around 1300 cr 1..

3

9

103

Falak Kalyani

@FalakKalyani

4 years

@dmuthuk Sir, They say ITC didn't moved much since many years but they didn't noticed one thing. It's earning expansion. At ₹196 on 25/01/13 it's PE was 41 At ₹196 currently it's PE is 16.6 With huge cash position, low tax rate will expand eps further. Site @screener_in

9

12

100

Falak Kalyani

@FalakKalyani

2 months

Sanitaryware co going for faucetware Pipe co going for adhesive and paint Adhesive co going for paint Paint co going for faucetware, Chandler, decor, cement (white) and all A cement co going for paint. Looks like every leader is trying to grab a pie of other high ROCE leader

5

3

103

Falak Kalyani

@FalakKalyani

3 years

I won't writeoff any hdfc stocks. They never had any corp. Gov. Issue. Never had poor cap allocation Never against the int. of minority shrhldr. They are still growing (some steadily some slowly) They rank among highest when it comes to TRUST

13

2

96

Falak Kalyani

@FalakKalyani

3 years

Last time crude went up from 80's to 170's, here's what happened to Asian paints Revenues increased 25% PAT was flat MCAP fell 35% YOY

7

6

89

Falak Kalyani

@FalakKalyani

1 year

There are few co. out there doing great on business front but doesn't provide good Margin of Safety on Valuation front. some of them accor. to me are -Sona -MapMyIndia -Eveready -Clean -Apcotex -Cartrade -Bajaj Finserv Which co according to you falls in this category?

24

7

92

Falak Kalyani

@FalakKalyani

2 years

Understand some basic maths A scheme which says Invest 1L for 15 years and get 1L every year for lifetime Now if U invest 8333/month (1L/12) for 15 years even at current Govt sec rate of 7% (annually compounded) you would get 26.07L at the end of 15 years 1/2

7

14

89

Falak Kalyani

@FalakKalyani

2 years

Today my father and his senior citizen friends met with an advisor. Her advise, pension fund with guaranteed 10% returns. This popped up the eyes of all the members. But here's the calc Pay 10L upfront and get 96K guaranteed every year FROM 11th YEAR. 1..

14

13

88

Falak Kalyani

@FalakKalyani

2 years

Dance with my daughter 🙂 Pardon for the Video not being still as this was recorded by my 8 YO

12

1

90

Falak Kalyani

@FalakKalyani

3 years

a) a builder is comfortable for redev. when the total members are upto say 100-200. b) Members consent will take more time than you expect. c) the livability aspect will continue to deteriorate since majority of the members are not interested to spend behind 2..

1

3

83

Falak Kalyani

@FalakKalyani

2 years

A financially prudent spouse is a blessing in disguise. Prudent doesn't mean squeeze every Paisa and become a miser. It means fulfilling necessities, celebrating Life events, considering fiscal safety net as priority. Thereby providing a stable future.

2

6

87

Falak Kalyani

@FalakKalyani

1 year

Jyothy Lab reported results today and published 30+ pages of PPT. But there was not a single mention of Adjusted. Just pure performance metrics. Really old companies have gold reporting standards

4

7

84

Falak Kalyani

@FalakKalyani

1 year

1 observation in recent PPFAS Flexi Cap holding changes. The exited Suzuki Corp ADR and replaced it with Maruti Suzuki. I believe it could be coz a) The proceeds will be in $ which can be used to buy beated down tech stocks b) It was an ADR and underlying 1/2

2

4

85

Falak Kalyani

@FalakKalyani

2 years

One of the best videos I saw, thanks to Vishal Khandelwal. Guys do watch it,

1

19

84

Falak Kalyani

@FalakKalyani

3 years

8. Most important is to have a good AFFORDABLE school in vicinity, else it will make dent in your budget sooner or later. 9. Buying a flat in isolated area on the assumption that in few years there will be development is a terrible idea. 7..

2

3

82

Falak Kalyani

@FalakKalyani

3 years

Done with the thread on ICICI Bank, was long pending, Next on MapmyIndia and Airtel

2

82

Falak Kalyani

@FalakKalyani

1 year

My little Radha

6

0

83

Falak Kalyani

@FalakKalyani

10 months

TATA Tech IPO I see a lot of goody goody stuff on TATA TECH IPO by many people. Chalo wo sab thik hai but answer my question. Why did the co is selling us at 500/shr when it has sold stake at 400/shr just a month back? What happened in just 1 month?

26

3

82

Falak Kalyani

@FalakKalyani

2 years

If you are planning to buy a house, say in a year, do this. Do a Recurring Deposit of 1 year of the EMI amount which you would be paying when you avail home loan. This will help you with 2 things 1/3

5

82

Falak Kalyani

@FalakKalyani

1 year

Nuvoco Vista Corp ltd MCap: 12K cr It is the 5th largest cement co in India with an installed capacity of 23.8 MMTPA and the part of the famous Nirma Group. Before going forward its very important to study roots of the company and the conduct of the promoters. 1.

4

13

80

Falak Kalyani

@FalakKalyani

3 years

Few numbers about Adobe ($ADBE) Gross Margin: 87% Net margins: 40% Free cash flow as %of sales : 42% 😯 TTM PE: 38 R&D as % of sales: 16% Revenue growing 23% YoY Repurchased approx 7.2Mil shrs US stocks looks much better than Indian, at the moment Source @Tijori1 , PR, 10-Q

2

8

80

Falak Kalyani

@FalakKalyani

2 years

Was having 25-30% exposure in banks last year (currently 22+) was buying CSB, ICICI, Muthoot AND HDFC Right now top-up HCL, bought LTI,LTTS and increased and added pharma🤞 However both sectors at around 10-12%

Tar ⚡

@itsTarH

2 years

Nobody wanted to buy Banks & Autos last year this time Nobody is buying Pharma & IT today Percentage above 40W EMA Banks: 92% Auto: 77% Pharma: 47% IT: 40%

22

28

453

3

7

78

Falak Kalyani

@FalakKalyani

6 months

Marrying an understanding and caring spouse is by far the biggest success one can achieve in life.

4

3

79

Falak Kalyani

@FalakKalyani

11 months

Diwali Rangoli by my 5YO.

7

0

80

Falak Kalyani

@FalakKalyani

3 years

Maintaining and development of building due to the prospect of redevelopment 3. There will always be a dilemma between space provided in old flats vs amenities in new schemes. 4. After a period of say 10-15 years, a flat will start depreciating very quickly and 3..

1

2

77

Falak Kalyani

@FalakKalyani

2 years

4 pillars of personal finance that I follow (in the order of importance) 1- Security What happens to the family (dependent) if some misfortune happens to bread earner? How will the kids continue their education? Forget that, how will they survive?

5

16

79

Falak Kalyani

@FalakKalyani

2 years

Investing is Hard by Ian Cassel. Beautiful speech delivered by him a few years back on Microcap Club

2

13

75

Falak Kalyani

@FalakKalyani

3 years

Clean Science is one such co., I came across which not only have amazing ratios, NP margin, debt free, mkt leader, best auditors, amazing mgmt team, but also growing very fast and 2 more plants will come in next 2 to 3 yrs. All the ingredients for multi bagger. Source @Tijori1

5

12

78

Falak Kalyani

@FalakKalyani

2 years

Finally completed the session on IT sector by @Finstor85 and @ishmohit1 . It was indeed very detailed and long video (took me 7-8 sittings) but learnt many new things. Thoda bahut bouncer bhi gaya due to technical details 😀. Will try to revise again after few months to get grip.

4

2

76

Falak Kalyani

@FalakKalyani

3 years

CAMS results tomorrow. List of products - MyCAMS for retail - CAMS EDGE 360 for distributor. - RTA, RECO for AMC - Loan against MF for Banks lending - CAMSPAY for collection - CAMS FINSERV Account Aggregator (platform for all stakeholders) - Policy Genie (Ins. Repository) 1/n

8

19

73

Falak Kalyani

@FalakKalyani

3 years

Wow what a development by Gufic. can't understand the technical aspects of this buy Really impressed looking at the method it works. Any doctor in my friend list who can explain about this in short?

6

13

73

Falak Kalyani

@FalakKalyani

2 years

CMS delivered very good results. When everyone has written off this co on the point of rise in digital payments, it has shown that cash is still prevalent today. Good case study

3

1

73

Falak Kalyani

@FalakKalyani

2 years

Yaar what's up with this marriage photography obsession. Pre-wed, wedding, post-wed, baby bump, post-delivery, etc. I mean the charges are so so high that utna to kisi ke Puri shadi ka budget hota hai. And esp the new born baby shoot is really risky, baby comes in contact

12

5

72

Falak Kalyani

@FalakKalyani

2 years

Banks are reporting very high deposit growth, this also means that liquidity is reducing and going into FD, which also translates to fewer buyer in stocks. This will further aggravate by reduction in SIP growth due to increase in EMI (on account of high interest rates) 1..

4

5

71

Falak Kalyani

@FalakKalyani

3 years

Will require constant maintenance. There is a big and frequent cost associated with this, do consider this too. So when buying a flat you should consider fitness of whole tower/scheme rather than just the flat you buy. 5. Majority of the amenities provided by 4..

1

2

66

Falak Kalyani

@FalakKalyani

2 years

The best way to study promoters is to look at what they did 2-3 years before IPO.

3

68

Falak Kalyani

@FalakKalyani

2 years

@AdityaD_Shah ICICI. Absolutely amazing. Never visited branch for any banking needs and even never required Paytm, Gpay etc

6

0

66

Falak Kalyani

@FalakKalyani

2 years

A small history comparative thread on Valuation Matters Just a small study on THEN and NOW of stocks. 1/n

4

19

65

Falak Kalyani

@FalakKalyani

3 years

That's all folks, I know the thread became tooooo long but it was very interesting. BTW for disclosure I am not SEBI RIA, I own MMI currently around 3% and will take it to 9% as valuations cools off. Thank you for reading till here. Jai Shri Krishna

20

6

66

Falak Kalyani

@FalakKalyani

2 years

What am I missing??? Manappuram's data (consolidated) ROA:6 ROE:26 CAR:29 GNPA:1.92 NNPA:1.52 YIELD ON LOANS:24.9 COST OF BORROWING:8.8 NIM:14.4 BOOK VALUE:94 D/E:3.2 PE: Just 6.65 😯 Why it's available so cheap? Can understand growth will slow down but still guided for >15%

21

6

67

Falak Kalyani

@FalakKalyani

3 years

10. It's a dream for everyone to own a home but to get stretched to extreme is a bad idea. Better to live on rent in your favourite society and save the difference. 11. Renting a house will be cheap in an area where many new schemes have launched due to excess supply 8..

1

2

66

Falak Kalyani

@FalakKalyani

21 days

Hindenburg found it's 1st employee, if they open branch in India 😅

Mukesh H.

@mukesh634

4 months

Oriana Power (Mcap ~5500 cr) Co has 32 subsidiaries & if one deducts the standalone financials from the consolidated, then one gets rough numbers for the subsidiaries. > Standalone sales are ~380 cr on net block of 2 cr. Whereas subs net block is 135 cr but sales is only 6 cr.

20

35

297

11

3

66